Home > West Michigan Bank & Trust > Income and Expense
West Michigan Bank & Trust, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $535,000 | 5,805 |
| Total interest expense | $49,000 | 5,627 |
| Net interest income | $486,000 | 5,803 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $147,000 | 4,762 |
| Gross Fiduciary activities income | $89,000 | 750 |
| Service charges on deposit accounts | $19,000 | 5,440 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $39,000 | 5,211 |
| Total noninterest expense | $782,000 | 5,287 |
| Salaries and employee benefits | $382,000 | 5,405 |
| Premises and equipment expense | $75,000 | 5,285 |
| Additional noninterest expense | $325,000 | 4,985 |
| Pre-tax net operating income | $-149,000 | 5,901 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $-149,000 | 5,910 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-149,000 | 5,911 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-149,000 | 5,911 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-149,000 | 5,900 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $269,000 | 5,858 |
| Total interest expense | $22,000 | 5,736 |
| Net interest income | $247,000 | 5,848 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $69,000 | 4,826 |
| Gross Fiduciary activities income | $42,000 | 764 |
| Service charges on deposit accounts | $9,000 | 5,488 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $18,000 | 5,282 |
| Total noninterest expense | $367,000 | 5,399 |
| Salaries and employee benefits | $202,000 | 5,388 |
| Premises and equipment expense | $35,000 | 5,383 |
| Additional noninterest expense | $130,000 | 5,312 |
| Pre-tax net operating income | $-51,000 | 5,903 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-51,000 | 5,925 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-51,000 | 5,925 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-51,000 | 5,925 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-51,000 | 5,909 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,211,000 | 5,840 |
| Total interest expense | $98,000 | 5,734 |
| Net interest income | $1,113,000 | 5,828 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $250,000 | 5,003 |
| Gross Fiduciary activities income | $181,000 | 764 |
| Service charges on deposit accounts | $42,000 | 5,532 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $27,000 | 5,730 |
| Total noninterest expense | $1,357,000 | 5,544 |
| Salaries and employee benefits | $796,000 | 5,467 |
| Premises and equipment expense | $150,000 | 5,419 |
| Additional noninterest expense | $411,000 | 5,600 |
| Pre-tax net operating income | $6,000 | 5,851 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $6,000 | 5,883 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $6,000 | 5,886 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,000 | 5,886 |
| Net charge-offs | $0 | 4,462 |
| Cash dividends | $2,000 | 4,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $6,000 | 5,859 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $922,000 | 5,911 |
| Total interest expense | $74,000 | 5,818 |
| Net interest income | $848,000 | 5,897 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $192,000 | 5,021 |
| Gross Fiduciary activities income | $139,000 | 758 |
| Service charges on deposit accounts | $32,000 | 5,591 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 5,794 |
| Total noninterest expense | $1,025,000 | 5,587 |
| Salaries and employee benefits | $597,000 | 5,505 |
| Premises and equipment expense | $114,000 | 5,461 |
| Additional noninterest expense | $314,000 | 5,647 |
| Pre-tax net operating income | $15,000 | 5,901 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $15,000 | 5,942 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $15,000 | 5,945 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $15,000 | 5,945 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $2,000 | 3,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $15,000 | 5,907 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $619,000 | 5,965 |
| Total interest expense | $50,000 | 5,867 |
| Net interest income | $569,000 | 5,954 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $131,000 | 5,007 |
| Gross Fiduciary activities income | $95,000 | 769 |
| Service charges on deposit accounts | $22,000 | 5,604 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $14,000 | 5,833 |
| Total noninterest expense | $692,000 | 5,632 |
| Salaries and employee benefits | $404,000 | 5,541 |
| Premises and equipment expense | $79,000 | 5,450 |
| Additional noninterest expense | $209,000 | 5,683 |
| Pre-tax net operating income | $8,000 | 5,956 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $8,000 | 5,999 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $8,000 | 6,000 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $8,000 | 6,001 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $2,000 | 3,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $8,000 | 5,961 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $314,000 | 6,014 |
| Total interest expense | $26,000 | 5,904 |
| Net interest income | $288,000 | 5,997 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $62,000 | 5,084 |
| Gross Fiduciary activities income | $45,000 | 779 |
| Service charges on deposit accounts | $10,000 | 5,683 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $7,000 | 5,920 |
| Total noninterest expense | $334,000 | 5,725 |
| Salaries and employee benefits | $198,000 | 5,605 |
| Premises and equipment expense | $43,000 | 5,406 |
| Additional noninterest expense | $93,000 | 5,865 |
| Pre-tax net operating income | $16,000 | 5,888 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $16,000 | 5,925 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $16,000 | 5,925 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $16,000 | 5,926 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $2,000 | 2,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $16,000 | 5,879 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,132,000 | 6,151 |
| Total interest expense | $100,000 | 6,050 |
| Net interest income | $1,032,000 | 6,139 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $240,000 | 5,246 |
| Gross Fiduciary activities income | $164,000 | 799 |
| Service charges on deposit accounts | $54,000 | 5,636 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $22,000 | 6,019 |
| Total noninterest expense | $1,361,000 | 5,802 |
| Salaries and employee benefits | $745,000 | 5,777 |
| Premises and equipment expense | $149,000 | 5,695 |
| Additional noninterest expense | $467,000 | 5,732 |
| Pre-tax net operating income | $-89,000 | 6,154 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-89,000 | 6,180 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-89,000 | 6,181 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-89,000 | 6,181 |
| Net charge-offs | $7,000 | 4,671 |
| Cash dividends | $21,000 | 4,301 |
| Sale, conversion, retirement of capital stock, net | $-362,000 | 6,466 |
| Net operating income | $-89,000 | 6,171 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $829,000 | 6,240 |
| Total interest expense | $75,000 | 6,128 |
| Net interest income | $754,000 | 6,230 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $191,000 | 5,244 |
| Gross Fiduciary activities income | $123,000 | 792 |
| Service charges on deposit accounts | $41,000 | 5,705 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $27,000 | 5,943 |
| Total noninterest expense | $977,000 | 5,894 |
| Salaries and employee benefits | $555,000 | 5,836 |
| Premises and equipment expense | $132,000 | 5,560 |
| Additional noninterest expense | $290,000 | 5,979 |
| Pre-tax net operating income | $-32,000 | 6,187 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-32,000 | 6,202 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-32,000 | 6,201 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-32,000 | 6,202 |
| Net charge-offs | $7,000 | 4,273 |
| Cash dividends | $18,000 | 3,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-32,000 | 6,190 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $535,000 | 6,314 |
| Total interest expense | $48,000 | 6,218 |
| Net interest income | $487,000 | 6,306 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $131,000 | 5,197 |
| Gross Fiduciary activities income | $82,000 | 802 |
| Service charges on deposit accounts | $29,000 | 5,661 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $20,000 | 5,955 |
| Total noninterest expense | $634,000 | 5,966 |
| Salaries and employee benefits | $368,000 | 5,886 |
| Premises and equipment expense | $109,000 | 5,317 |
| Additional noninterest expense | $157,000 | 6,205 |
| Pre-tax net operating income | $-16,000 | 6,218 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-16,000 | 6,236 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-16,000 | 6,238 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-16,000 | 6,238 |
| Net charge-offs | $7,000 | 3,864 |
| Cash dividends | $17,000 | 3,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-16,000 | 6,216 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $259,000 | 6,404 |
| Total interest expense | $24,000 | 6,290 |
| Net interest income | $235,000 | 6,396 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $59,000 | 5,330 |
| Gross Fiduciary activities income | $41,000 | 810 |
| Service charges on deposit accounts | $13,000 | 5,787 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $5,000 | 6,229 |
| Total noninterest expense | $300,000 | 6,096 |
| Salaries and employee benefits | $183,000 | 5,960 |
| Premises and equipment expense | $47,000 | 5,585 |
| Additional noninterest expense | $70,000 | 6,345 |
| Pre-tax net operating income | $-6,000 | 6,229 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-6,000 | 6,251 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-6,000 | 6,251 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-6,000 | 6,252 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $13,000 | 2,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-6,000 | 6,237 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,006,000 | 6,496 |
| Total interest expense | $96,000 | 6,451 |
| Net interest income | $910,000 | 6,475 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $240,000 | 5,416 |
| Gross Fiduciary activities income | $163,000 | 808 |
| Service charges on deposit accounts | $50,000 | 5,970 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $27,000 | 6,140 |
| Total noninterest expense | $1,054,000 | 6,298 |
| Salaries and employee benefits | $676,000 | 6,117 |
| Premises and equipment expense | $120,000 | 6,152 |
| Additional noninterest expense | $258,000 | 6,473 |
| Pre-tax net operating income | $96,000 | 5,967 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $96,000 | 6,000 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $96,000 | 6,001 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $96,000 | 6,002 |
| Net charge-offs | $9,000 | 5,103 |
| Cash dividends | $65,000 | 4,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $96,000 | 5,954 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $741,000 | 6,583 |
| Total interest expense | $74,000 | 6,521 |
| Net interest income | $667,000 | 6,561 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $183,000 | 5,475 |
| Gross Fiduciary activities income | $124,000 | 800 |
| Service charges on deposit accounts | $37,000 | 6,057 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $22,000 | 6,207 |
| Total noninterest expense | $796,000 | 6,339 |
| Salaries and employee benefits | $509,000 | 6,151 |
| Premises and equipment expense | $88,000 | 6,218 |
| Additional noninterest expense | $199,000 | 6,493 |
| Pre-tax net operating income | $54,000 | 6,134 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $54,000 | 6,185 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $54,000 | 6,187 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $54,000 | 6,186 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $44,000 | 3,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $54,000 | 6,121 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $499,000 | 6,625 |
| Total interest expense | $49,000 | 6,587 |
| Net interest income | $450,000 | 6,597 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $126,000 | 5,478 |
| Gross Fiduciary activities income | $84,000 | 811 |
| Service charges on deposit accounts | $25,000 | 6,057 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $17,000 | 6,189 |
| Total noninterest expense | $526,000 | 6,376 |
| Salaries and employee benefits | $336,000 | 6,199 |
| Premises and equipment expense | $59,000 | 6,244 |
| Additional noninterest expense | $131,000 | 6,543 |
| Pre-tax net operating income | $50,000 | 6,079 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $50,000 | 6,143 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $50,000 | 6,144 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $50,000 | 6,145 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $42,000 | 3,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $50,000 | 6,061 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $251,000 | 6,679 |
| Total interest expense | $24,000 | 6,681 |
| Net interest income | $227,000 | 6,652 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $69,000 | 5,352 |
| Gross Fiduciary activities income | $41,000 | 813 |
| Service charges on deposit accounts | $12,000 | 6,102 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $16,000 | 5,844 |
| Total noninterest expense | $260,000 | 6,461 |
| Salaries and employee benefits | $167,000 | 6,250 |
| Premises and equipment expense | $30,000 | 6,257 |
| Additional noninterest expense | $63,000 | 6,650 |
| Pre-tax net operating income | $36,000 | 5,984 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $36,000 | 6,038 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $36,000 | 6,038 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $36,000 | 6,039 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $36,000 | 5,949 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,015,000 | 6,779 |
| Total interest expense | $103,000 | 6,809 |
| Net interest income | $912,000 | 6,744 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $277,000 | 5,333 |
| Gross Fiduciary activities income | $212,000 | 782 |
| Service charges on deposit accounts | $38,000 | 6,423 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $27,000 | 6,160 |
| Total noninterest expense | $1,073,000 | 6,511 |
| Salaries and employee benefits | $682,000 | 6,306 |
| Premises and equipment expense | $118,000 | 6,382 |
| Additional noninterest expense | $273,000 | 6,689 |
| Pre-tax net operating income | $116,000 | 5,880 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $116,000 | 6,015 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $116,000 | 6,010 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $116,000 | 6,013 |
| Net charge-offs | $5,000 | 5,755 |
| Cash dividends | $68,000 | 4,113 |
| Sale, conversion, retirement of capital stock, net | $-122,000 | 7,023 |
| Net operating income | $116,000 | 5,861 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $749,000 | 6,888 |
| Total interest expense | $78,000 | 6,920 |
| Net interest income | $671,000 | 6,852 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $212,000 | 5,347 |
| Gross Fiduciary activities income | $169,000 | 764 |
| Service charges on deposit accounts | $27,000 | 6,540 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $16,000 | 6,387 |
| Total noninterest expense | $822,000 | 6,557 |
| Salaries and employee benefits | $511,000 | 6,369 |
| Premises and equipment expense | $87,000 | 6,470 |
| Additional noninterest expense | $224,000 | 6,713 |
| Pre-tax net operating income | $61,000 | 6,124 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $61,000 | 6,240 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $61,000 | 6,238 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $61,000 | 6,239 |
| Net charge-offs | $5,000 | 5,497 |
| Cash dividends | $42,000 | 3,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $61,000 | 6,105 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $498,000 | 6,951 |
| Total interest expense | $53,000 | 6,992 |
| Net interest income | $445,000 | 6,908 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $130,000 | 5,494 |
| Gross Fiduciary activities income | $108,000 | 777 |
| Service charges on deposit accounts | $17,000 | 6,607 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,000 | 6,592 |
| Total noninterest expense | $546,000 | 6,616 |
| Salaries and employee benefits | $349,000 | 6,378 |
| Premises and equipment expense | $59,000 | 6,498 |
| Additional noninterest expense | $138,000 | 6,827 |
| Pre-tax net operating income | $29,000 | 6,196 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $29,000 | 6,336 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $29,000 | 6,335 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $29,000 | 6,336 |
| Net charge-offs | $5,000 | 5,162 |
| Cash dividends | $28,000 | 3,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $29,000 | 6,199 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $245,000 | 7,018 |
| Total interest expense | $27,000 | 7,056 |
| Net interest income | $218,000 | 6,973 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $64,000 | 5,561 |
| Gross Fiduciary activities income | $50,000 | 796 |
| Service charges on deposit accounts | $9,000 | 6,588 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,000 | 6,528 |
| Total noninterest expense | $269,000 | 6,686 |
| Salaries and employee benefits | $175,000 | 6,417 |
| Premises and equipment expense | $25,000 | 6,672 |
| Additional noninterest expense | $69,000 | 6,859 |
| Pre-tax net operating income | $13,000 | 6,298 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $13,000 | 6,401 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $13,000 | 6,400 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $13,000 | 6,401 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $14,000 | 2,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $13,000 | 6,276 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,136,000 | 7,004 |
| Total interest expense | $121,000 | 7,144 |
| Net interest income | $1,015,000 | 6,925 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $277,000 | 5,329 |
| Gross Fiduciary activities income | $201,000 | 742 |
| Service charges on deposit accounts | $46,000 | 6,393 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $30,000 | 6,212 |
| Total noninterest expense | $1,113,000 | 6,719 |
| Salaries and employee benefits | $696,000 | 6,483 |
| Premises and equipment expense | $127,000 | 6,607 |
| Additional noninterest expense | $290,000 | 6,888 |
| Pre-tax net operating income | $179,000 | 5,558 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $179,000 | 5,629 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $179,000 | 5,631 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $179,000 | 5,631 |
| Net charge-offs | $-5,000 | 6,942 |
| Cash dividends | $130,000 | 3,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $179,000 | 5,510 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $882,000 | 7,048 |
| Total interest expense | $93,000 | 7,224 |
| Net interest income | $789,000 | 6,959 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $210,000 | 5,394 |
| Gross Fiduciary activities income | $152,000 | 732 |
| Service charges on deposit accounts | $33,000 | 6,455 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $25,000 | 6,271 |
| Total noninterest expense | $859,000 | 6,720 |
| Salaries and employee benefits | $536,000 | 6,472 |
| Premises and equipment expense | $95,000 | 6,648 |
| Additional noninterest expense | $228,000 | 6,899 |
| Pre-tax net operating income | $140,000 | 5,668 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $140,000 | 5,747 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $140,000 | 5,748 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $140,000 | 5,748 |
| Net charge-offs | $-5,000 | 6,888 |
| Cash dividends | $119,000 | 3,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $140,000 | 5,603 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $600,000 | 7,099 |
| Total interest expense | $62,000 | 7,301 |
| Net interest income | $538,000 | 6,994 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $135,000 | 5,478 |
| Gross Fiduciary activities income | $102,000 | 750 |
| Service charges on deposit accounts | $22,000 | 6,480 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,000 | 6,553 |
| Total noninterest expense | $583,000 | 6,779 |
| Salaries and employee benefits | $363,000 | 6,505 |
| Premises and equipment expense | $65,000 | 6,673 |
| Additional noninterest expense | $155,000 | 6,954 |
| Pre-tax net operating income | $90,000 | 5,733 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $90,000 | 5,761 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $90,000 | 5,760 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $90,000 | 5,761 |
| Net charge-offs | $-5,000 | 6,855 |
| Cash dividends | $78,000 | 2,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $90,000 | 5,679 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $306,000 | 7,143 |
| Total interest expense | $31,000 | 7,369 |
| Net interest income | $275,000 | 7,006 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $68,000 | 5,531 |
| Gross Fiduciary activities income | $52,000 | 746 |
| Service charges on deposit accounts | $11,000 | 6,455 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $5,000 | 6,705 |
| Total noninterest expense | $292,000 | 6,817 |
| Salaries and employee benefits | $182,000 | 6,542 |
| Premises and equipment expense | $28,000 | 6,863 |
| Additional noninterest expense | $82,000 | 6,946 |
| Pre-tax net operating income | $51,000 | 5,748 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $51,000 | 5,688 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $51,000 | 5,687 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $51,000 | 5,688 |
| Net charge-offs | $-5,000 | 6,778 |
| Cash dividends | $39,000 | 2,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $51,000 | 5,647 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,239,000 | 7,230 |
| Total interest expense | $142,000 | 7,447 |
| Net interest income | $1,097,000 | 7,075 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $269,000 | 5,566 |
| Gross Fiduciary activities income | $206,000 | 755 |
| Service charges on deposit accounts | $38,000 | 6,418 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $25,000 | 6,514 |
| Total noninterest expense | $1,179,000 | 6,886 |
| Salaries and employee benefits | $721,000 | 6,635 |
| Premises and equipment expense | $109,000 | 6,987 |
| Additional noninterest expense | $349,000 | 6,955 |
| Pre-tax net operating income | $187,000 | 5,231 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,000 | 4,548 |
| Income before extraordinary items | $186,000 | 5,337 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $186,000 | 5,338 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $186,000 | 5,339 |
| Net charge-offs | $33,000 | 6,156 |
| Cash dividends | $155,000 | 3,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $186,000 | 5,193 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $939,000 | 7,334 |
| Total interest expense | $109,000 | 7,558 |
| Net interest income | $830,000 | 7,168 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $205,000 | 5,644 |
| Gross Fiduciary activities income | $156,000 | 745 |
| Service charges on deposit accounts | $29,000 | 6,489 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $20,000 | 6,660 |
| Total noninterest expense | $892,000 | 6,944 |
| Salaries and employee benefits | $540,000 | 6,679 |
| Premises and equipment expense | $141,000 | 6,393 |
| Additional noninterest expense | $211,000 | 7,245 |
| Pre-tax net operating income | $143,000 | 5,451 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,000 | 4,603 |
| Income before extraordinary items | $142,000 | 5,547 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $142,000 | 5,548 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $142,000 | 5,548 |
| Net charge-offs | $3,000 | 6,518 |
| Cash dividends | $116,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $142,000 | 5,382 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $629,000 | 7,391 |
| Total interest expense | $73,000 | 7,633 |
| Net interest income | $556,000 | 7,213 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $140,000 | 5,602 |
| Gross Fiduciary activities income | $107,000 | 742 |
| Service charges on deposit accounts | $20,000 | 6,495 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $13,000 | 6,724 |
| Total noninterest expense | $600,000 | 6,977 |
| Salaries and employee benefits | $358,000 | 6,735 |
| Premises and equipment expense | $93,000 | 6,433 |
| Additional noninterest expense | $149,000 | 7,252 |
| Pre-tax net operating income | $96,000 | 5,532 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $95,000 | 5,569 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $95,000 | 5,572 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $95,000 | 5,571 |
| Net charge-offs | $4,000 | 6,102 |
| Cash dividends | $78,000 | 2,985 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $95,000 | 5,448 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $315,000 | 7,486 |
| Total interest expense | $36,000 | 7,746 |
| Net interest income | $279,000 | 7,288 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $65,000 | 5,755 |
| Gross Fiduciary activities income | $49,000 | 770 |
| Service charges on deposit accounts | $10,000 | 6,536 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $6,000 | 6,920 |
| Total noninterest expense | $291,000 | 7,122 |
| Salaries and employee benefits | $178,000 | 6,836 |
| Premises and equipment expense | $46,000 | 6,540 |
| Additional noninterest expense | $67,000 | 7,434 |
| Pre-tax net operating income | $53,000 | 5,622 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $53,000 | 5,656 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $53,000 | 5,657 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $53,000 | 5,656 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $39,000 | 2,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $53,000 | 5,557 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,330,000 | 7,526 |
| Total interest expense | $191,000 | 7,790 |
| Net interest income | $1,139,000 | 7,308 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $274,000 | 5,749 |
| Gross Fiduciary activities income | $211,000 | 749 |
| Service charges on deposit accounts | $41,000 | 6,625 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $22,000 | 6,913 |
| Total noninterest expense | $1,154,000 | 7,215 |
| Salaries and employee benefits | $732,000 | 6,886 |
| Premises and equipment expense | $128,000 | 7,120 |
| Additional noninterest expense | $294,000 | 7,448 |
| Pre-tax net operating income | $259,000 | 4,633 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-5,000 | 6,195 |
| Income before extraordinary items | $264,000 | 4,592 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $264,000 | 4,592 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $264,000 | 4,593 |
| Net charge-offs | $12,000 | 6,844 |
| Cash dividends | $155,000 | 3,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $264,000 | 4,524 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,008,000 | 7,606 |
| Total interest expense | $149,000 | 7,873 |
| Net interest income | $859,000 | 7,351 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $206,000 | 5,824 |
| Gross Fiduciary activities income | $160,000 | 739 |
| Service charges on deposit accounts | $29,000 | 6,705 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $17,000 | 7,090 |
| Total noninterest expense | $880,000 | 7,223 |
| Salaries and employee benefits | $549,000 | 6,913 |
| Premises and equipment expense | $100,000 | 7,128 |
| Additional noninterest expense | $231,000 | 7,439 |
| Pre-tax net operating income | $185,000 | 4,982 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-5,000 | 6,609 |
| Income before extraordinary items | $190,000 | 4,897 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $190,000 | 4,896 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $190,000 | 4,897 |
| Net charge-offs | $12,000 | 6,458 |
| Cash dividends | $116,000 | 3,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $190,000 | 4,838 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $692,000 | 7,646 |
| Total interest expense | $104,000 | 7,956 |
| Net interest income | $588,000 | 7,356 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $141,000 | 5,829 |
| Gross Fiduciary activities income | $112,000 | 736 |
| Service charges on deposit accounts | $19,000 | 6,748 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $10,000 | 7,243 |
| Total noninterest expense | $595,000 | 7,265 |
| Salaries and employee benefits | $367,000 | 6,986 |
| Premises and equipment expense | $68,000 | 7,171 |
| Additional noninterest expense | $160,000 | 7,462 |
| Pre-tax net operating income | $134,000 | 5,019 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-5,000 | 6,750 |
| Income before extraordinary items | $139,000 | 4,944 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $139,000 | 4,942 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $139,000 | 4,942 |
| Net charge-offs | $1,000 | 6,525 |
| Cash dividends | $78,000 | 3,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $139,000 | 4,850 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $356,000 | 7,677 |
| Total interest expense | $54,000 | 8,004 |
| Net interest income | $302,000 | 7,357 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $66,000 | 5,940 |
| Gross Fiduciary activities income | $51,000 | 767 |
| Service charges on deposit accounts | $12,000 | 6,577 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,000 | 7,508 |
| Total noninterest expense | $295,000 | 7,298 |
| Salaries and employee benefits | $186,000 | 6,995 |
| Premises and equipment expense | $37,000 | 7,099 |
| Additional noninterest expense | $72,000 | 7,502 |
| Pre-tax net operating income | $73,000 | 5,345 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-5,000 | 7,129 |
| Income before extraordinary items | $78,000 | 5,262 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $78,000 | 5,267 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $78,000 | 5,266 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $39,000 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $78,000 | 5,091 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,485,000 | 7,693 |
| Total interest expense | $334,000 | 7,943 |
| Net interest income | $1,151,000 | 7,418 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $273,000 | 5,981 |
| Gross Fiduciary activities income | $193,000 | 787 |
| Service charges on deposit accounts | $55,000 | 6,556 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $25,000 | 7,295 |
| Total noninterest expense | $1,146,000 | 7,343 |
| Salaries and employee benefits | $728,000 | 7,086 |
| Premises and equipment expense | $141,000 | 7,215 |
| Additional noninterest expense | $277,000 | 7,559 |
| Pre-tax net operating income | $278,000 | 5,512 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $278,000 | 5,196 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $278,000 | 5,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $277,000 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $278,000 | 5,356 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,108,000 | 7,777 |
| Total interest expense | $268,000 | 8,001 |
| Net interest income | $840,000 | 7,522 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $209,000 | 6,036 |
| Gross Fiduciary activities income | $148,000 | 785 |
| Service charges on deposit accounts | $42,000 | 6,600 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $19,000 | 7,454 |
| Total noninterest expense | $853,000 | 7,373 |
| Salaries and employee benefits | $540,000 | 7,114 |
| Premises and equipment expense | $107,000 | 7,267 |
| Additional noninterest expense | $206,000 | 7,584 |
| Pre-tax net operating income | $196,000 | 6,050 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $196,000 | 5,721 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $196,000 | 5,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $218,000 | 3,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $196,000 | 5,889 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $748,000 | 7,836 |
| Total interest expense | $190,000 | 8,050 |
| Net interest income | $558,000 | 7,558 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $139,000 | 6,110 |
| Gross Fiduciary activities income | $99,000 | 806 |
| Service charges on deposit accounts | $27,000 | 6,653 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $13,000 | 7,530 |
| Total noninterest expense | $573,000 | 7,427 |
| Salaries and employee benefits | $360,000 | 7,174 |
| Premises and equipment expense | $71,000 | 7,323 |
| Additional noninterest expense | $142,000 | 7,589 |
| Pre-tax net operating income | $124,000 | 6,273 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $124,000 | 6,171 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $124,000 | 6,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $161,000 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $124,000 | 6,105 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $394,000 | 7,856 |
| Total interest expense | $109,000 | 8,043 |
| Net interest income | $285,000 | 7,572 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $66,000 | 6,219 |
| Gross Fiduciary activities income | $49,000 | 809 |
| Service charges on deposit accounts | $11,000 | 6,800 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 7,600 |
| Total noninterest expense | $275,000 | 7,515 |
| Salaries and employee benefits | $180,000 | 7,191 |
| Premises and equipment expense | $28,000 | 7,609 |
| Additional noninterest expense | $67,000 | 7,671 |
| Pre-tax net operating income | $76,000 | 6,300 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $76,000 | 6,187 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $76,000 | 6,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $80,000 | 3,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $76,000 | 6,089 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,943,000 | 7,602 |
| Total interest expense | $590,000 | 7,819 |
| Net interest income | $1,353,000 | 7,317 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $251,000 | 6,384 |
| Gross Fiduciary activities income | $164,000 | 840 |
| Service charges on deposit accounts | $54,000 | 6,687 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $33,000 | 7,470 |
| Total noninterest expense | $1,234,000 | 7,313 |
| Salaries and employee benefits | $689,000 | 7,280 |
| Premises and equipment expense | $256,000 | 6,188 |
| Additional noninterest expense | $289,000 | 7,590 |
| Pre-tax net operating income | $370,000 | 6,356 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $370,000 | 6,158 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $370,000 | 6,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $310,000 | 4,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $370,000 | 6,143 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,490,000 | 7,613 |
| Total interest expense | $455,000 | 7,840 |
| Net interest income | $1,035,000 | 7,326 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $188,000 | 6,436 |
| Gross Fiduciary activities income | $121,000 | 842 |
| Service charges on deposit accounts | $41,000 | 6,701 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $26,000 | 7,468 |
| Total noninterest expense | $849,000 | 7,442 |
| Salaries and employee benefits | $511,000 | 7,276 |
| Premises and equipment expense | $102,000 | 7,372 |
| Additional noninterest expense | $236,000 | 7,460 |
| Pre-tax net operating income | $374,000 | 6,267 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $374,000 | 5,950 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $374,000 | 5,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $233,000 | 3,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $374,000 | 5,939 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,004,000 | 7,639 |
| Total interest expense | $305,000 | 7,884 |
| Net interest income | $699,000 | 7,362 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $127,000 | 6,439 |
| Gross Fiduciary activities income | $82,000 | 849 |
| Service charges on deposit accounts | $27,000 | 6,756 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $18,000 | 7,471 |
| Total noninterest expense | $582,000 | 7,447 |
| Salaries and employee benefits | $339,000 | 7,345 |
| Premises and equipment expense | $66,000 | 7,435 |
| Additional noninterest expense | $177,000 | 7,287 |
| Pre-tax net operating income | $244,000 | 6,389 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $244,000 | 6,056 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $244,000 | 6,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $155,000 | 3,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $244,000 | 6,041 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $506,000 | 7,668 |
| Total interest expense | $153,000 | 7,917 |
| Net interest income | $353,000 | 7,375 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $65,000 | 6,376 |
| Gross Fiduciary activities income | $43,000 | 847 |
| Service charges on deposit accounts | $13,000 | 6,796 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $9,000 | 7,488 |
| Total noninterest expense | $291,000 | 7,486 |
| Salaries and employee benefits | $174,000 | 7,335 |
| Premises and equipment expense | $29,000 | 7,638 |
| Additional noninterest expense | $88,000 | 7,318 |
| Pre-tax net operating income | $127,000 | 6,328 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $127,000 | 5,974 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $127,000 | 5,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $78,000 | 3,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $127,000 | 5,959 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,806,000 | 7,690 |
| Total interest expense | $536,000 | 7,851 |
| Net interest income | $1,270,000 | 7,487 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $247,000 | 6,548 |
| Gross Fiduciary activities income | $163,000 | 847 |
| Service charges on deposit accounts | $58,000 | 6,761 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $26,000 | 7,799 |
| Total noninterest expense | $1,135,000 | 7,498 |
| Salaries and employee benefits | $743,000 | 7,142 |
| Premises and equipment expense | $132,000 | 7,465 |
| Additional noninterest expense | $260,000 | 7,801 |
| Pre-tax net operating income | $382,000 | 6,838 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $382,000 | 6,579 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $382,000 | 6,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,238 |
| Cash dividends | $299,000 | 4,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $382,000 | 6,583 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,346,000 | 7,753 |
| Total interest expense | $394,000 | 7,897 |
| Net interest income | $952,000 | 7,560 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $185,000 | 6,607 |
| Gross Fiduciary activities income | $121,000 | 836 |
| Service charges on deposit accounts | $49,000 | 6,738 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 8,025 |
| Total noninterest expense | $832,000 | 7,549 |
| Salaries and employee benefits | $553,000 | 7,151 |
| Premises and equipment expense | $103,000 | 7,419 |
| Additional noninterest expense | $176,000 | 7,966 |
| Pre-tax net operating income | $305,000 | 6,980 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $305,000 | 6,702 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $305,000 | 6,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $224,000 | 4,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $305,000 | 6,704 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $897,000 | 7,777 |
| Total interest expense | $254,000 | 7,920 |
| Net interest income | $643,000 | 7,581 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $116,000 | 6,726 |
| Gross Fiduciary activities income | $76,000 | 865 |
| Service charges on deposit accounts | $30,000 | 6,853 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,000 | 8,084 |
| Total noninterest expense | $541,000 | 7,615 |
| Salaries and employee benefits | $359,000 | 7,242 |
| Premises and equipment expense | $68,000 | 7,453 |
| Additional noninterest expense | $114,000 | 8,013 |
| Pre-tax net operating income | $218,000 | 6,960 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $218,000 | 6,605 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $218,000 | 6,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $150,000 | 3,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $218,000 | 6,600 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $446,000 | 7,792 |
| Total interest expense | $121,000 | 7,943 |
| Net interest income | $325,000 | 7,581 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $58,000 | 6,685 |
| Gross Fiduciary activities income | $39,000 | 862 |
| Service charges on deposit accounts | $14,000 | 6,901 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,055 |
| Total noninterest expense | $272,000 | 7,624 |
| Salaries and employee benefits | $188,000 | 7,143 |
| Premises and equipment expense | $32,000 | 7,546 |
| Additional noninterest expense | $52,000 | 8,118 |
| Pre-tax net operating income | $111,000 | 6,927 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $111,000 | 6,555 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $111,000 | 6,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $75,000 | 3,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $111,000 | 6,552 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,659,000 | 7,753 |
| Total interest expense | $358,000 | 8,027 |
| Net interest income | $1,301,000 | 7,557 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $255,000 | 6,636 |
| Gross Fiduciary activities income | $169,000 | 842 |
| Service charges on deposit accounts | $67,000 | 6,794 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $19,000 | 8,165 |
| Total noninterest expense | $1,050,000 | 7,666 |
| Salaries and employee benefits | $677,000 | 7,348 |
| Premises and equipment expense | $104,000 | 7,817 |
| Additional noninterest expense | $269,000 | 7,817 |
| Pre-tax net operating income | $506,000 | 6,733 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $20,000 | 6,327 |
| Income before extraordinary items | $486,000 | 6,429 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $486,000 | 6,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,631 |
| Cash dividends | $288,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $486,000 | 6,400 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,202,000 | 7,819 |
| Total interest expense | $245,000 | 8,124 |
| Net interest income | $957,000 | 7,636 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $185,000 | 6,722 |
| Gross Fiduciary activities income | $122,000 | 832 |
| Service charges on deposit accounts | $50,000 | 6,852 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,000 | 8,252 |
| Total noninterest expense | $791,000 | 7,632 |
| Salaries and employee benefits | $503,000 | 7,351 |
| Premises and equipment expense | $106,000 | 7,385 |
| Additional noninterest expense | $182,000 | 7,967 |
| Pre-tax net operating income | $351,000 | 6,993 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $351,000 | 6,644 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $351,000 | 6,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $216,000 | 3,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $351,000 | 6,601 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $780,000 | 7,847 |
| Total interest expense | $149,000 | 8,187 |
| Net interest income | $631,000 | 7,672 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $115,000 | 6,841 |
| Gross Fiduciary activities income | $76,000 | 862 |
| Service charges on deposit accounts | $31,000 | 6,910 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $8,000 | 8,279 |
| Total noninterest expense | $517,000 | 7,676 |
| Salaries and employee benefits | $332,000 | 7,373 |
| Premises and equipment expense | $73,000 | 7,338 |
| Additional noninterest expense | $112,000 | 8,070 |
| Pre-tax net operating income | $229,000 | 7,025 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $229,000 | 6,677 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $229,000 | 6,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $144,000 | 3,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $229,000 | 6,626 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $379,000 | 7,946 |
| Total interest expense | $69,000 | 8,277 |
| Net interest income | $310,000 | 7,766 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $55,000 | 6,909 |
| Gross Fiduciary activities income | $37,000 | 875 |
| Service charges on deposit accounts | $14,000 | 7,031 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,331 |
| Total noninterest expense | $252,000 | 7,782 |
| Salaries and employee benefits | $166,000 | 7,431 |
| Premises and equipment expense | $36,000 | 7,416 |
| Additional noninterest expense | $50,000 | 8,268 |
| Pre-tax net operating income | $113,000 | 7,043 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $113,000 | 6,682 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $113,000 | 6,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $72,000 | 3,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $113,000 | 6,648 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,397,000 | 8,015 |
| Total interest expense | $179,000 | 8,532 |
| Net interest income | $1,218,000 | 7,720 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $264,000 | 6,655 |
| Gross Fiduciary activities income | $165,000 | 833 |
| Service charges on deposit accounts | $76,000 | 6,838 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $23,000 | 8,128 |
| Total noninterest expense | $1,025,000 | 7,763 |
| Salaries and employee benefits | $641,000 | 7,501 |
| Premises and equipment expense | $134,000 | 7,521 |
| Additional noninterest expense | $250,000 | 7,995 |
| Pre-tax net operating income | $457,000 | 6,845 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $47,000 | 6,074 |
| Income before extraordinary items | $410,000 | 6,712 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $410,000 | 6,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,038 |
| Cash dividends | $277,000 | 4,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $410,000 | 6,661 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,022,000 | 8,083 |
| Total interest expense | $118,000 | 8,645 |
| Net interest income | $904,000 | 7,774 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $187,000 | 6,807 |
| Gross Fiduciary activities income | $112,000 | 847 |
| Service charges on deposit accounts | $58,000 | 6,852 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $17,000 | 8,169 |
| Total noninterest expense | $764,000 | 7,748 |
| Salaries and employee benefits | $477,000 | 7,462 |
| Premises and equipment expense | $103,000 | 7,472 |
| Additional noninterest expense | $184,000 | 8,013 |
| Pre-tax net operating income | $327,000 | 7,060 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $47,000 | 6,002 |
| Income before extraordinary items | $280,000 | 7,031 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $280,000 | 7,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,805 |
| Cash dividends | $208,000 | 3,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $280,000 | 6,966 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $681,000 | 8,144 |
| Total interest expense | $77,000 | 8,715 |
| Net interest income | $604,000 | 7,807 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $131,000 | 6,749 |
| Gross Fiduciary activities income | $80,000 | 840 |
| Service charges on deposit accounts | $39,000 | 6,883 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $12,000 | 8,173 |
| Total noninterest expense | $520,000 | 7,746 |
| Salaries and employee benefits | $319,000 | 7,512 |
| Premises and equipment expense | $51,000 | 7,970 |
| Additional noninterest expense | $150,000 | 7,728 |
| Pre-tax net operating income | $215,000 | 7,073 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $27,000 | 6,108 |
| Income before extraordinary items | $188,000 | 7,004 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $188,000 | 7,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $138,000 | 3,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $188,000 | 6,932 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $341,000 | 8,181 |
| Total interest expense | $41,000 | 8,737 |
| Net interest income | $300,000 | 7,852 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $65,000 | 6,712 |
| Gross Fiduciary activities income | $40,000 | 853 |
| Service charges on deposit accounts | $18,000 | 6,945 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $258,000 | 7,811 |
| Salaries and employee benefits | $161,000 | 7,526 |
| Premises and equipment expense | $33,000 | 7,611 |
| Additional noninterest expense | $64,000 | 8,039 |
| Pre-tax net operating income | $107,000 | 7,030 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $9,000 | 6,307 |
| Income before extraordinary items | $98,000 | 6,919 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $98,000 | 6,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $69,000 | 3,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $98,000 | 6,819 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,368,000 | 8,208 |
| Total interest expense | $204,000 | 8,735 |
| Net interest income | $1,164,000 | 7,862 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $352,000 | 6,247 |
| Gross Fiduciary activities income | $156,000 | 864 |
| Service charges on deposit accounts | $74,000 | 7,015 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $122,000 | 6,193 |
| Total noninterest expense | $1,000,000 | 7,877 |
| Salaries and employee benefits | $616,000 | 7,626 |
| Premises and equipment expense | $121,000 | 7,796 |
| Additional noninterest expense | $263,000 | 8,018 |
| Pre-tax net operating income | $516,000 | 6,618 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-59,000 | 8,878 |
| Income before extraordinary items | $575,000 | 6,036 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $575,000 | 6,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $282,000 | 4,475 |
| Sale, conversion, retirement of capital stock, net | $-228,000 | 9,131 |
| Net operating income | $575,000 | 5,877 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,029,000 | 8,293 |
| Total interest expense | $158,000 | 8,817 |
| Net interest income | $871,000 | 7,934 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $294,000 | 6,054 |
| Gross Fiduciary activities income | $124,000 | 860 |
| Service charges on deposit accounts | $57,000 | 7,032 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $113,000 | 5,844 |
| Total noninterest expense | $755,000 | 7,851 |
| Salaries and employee benefits | $460,000 | 7,611 |
| Premises and equipment expense | $96,000 | 7,711 |
| Additional noninterest expense | $199,000 | 7,998 |
| Pre-tax net operating income | $410,000 | 6,673 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $-59,000 | 9,029 |
| Income before extraordinary items | $471,000 | 5,991 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $471,000 | 5,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $214,000 | 3,939 |
| Sale, conversion, retirement of capital stock, net | $-50,000 | 9,158 |
| Net operating income | $469,000 | 5,837 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $691,000 | 8,342 |
| Total interest expense | $112,000 | 8,851 |
| Net interest income | $579,000 | 7,962 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $221,000 | 5,776 |
| Gross Fiduciary activities income | $71,000 | 901 |
| Service charges on deposit accounts | $40,000 | 6,948 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $110,000 | 5,154 |
| Total noninterest expense | $494,000 | 7,913 |
| Salaries and employee benefits | $306,000 | 7,643 |
| Premises and equipment expense | $67,000 | 7,633 |
| Additional noninterest expense | $121,000 | 8,157 |
| Pre-tax net operating income | $306,000 | 6,466 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-59,000 | 9,090 |
| Income before extraordinary items | $365,000 | 5,622 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $365,000 | 5,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $142,000 | 3,933 |
| Sale, conversion, retirement of capital stock, net | $-50,000 | 9,206 |
| Net operating income | $365,000 | 5,418 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $345,000 | 8,410 |
| Total interest expense | $60,000 | 8,881 |
| Net interest income | $285,000 | 8,034 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $65,000 | 6,866 |
| Gross Fiduciary activities income | $36,000 | 899 |
| Service charges on deposit accounts | $19,000 | 6,970 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,000 | 7,893 |
| Total noninterest expense | $244,000 | 7,985 |
| Salaries and employee benefits | $154,000 | 7,648 |
| Premises and equipment expense | $36,000 | 7,540 |
| Additional noninterest expense | $54,000 | 8,376 |
| Pre-tax net operating income | $106,000 | 7,094 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-64,000 | 9,194 |
| Income before extraordinary items | $170,000 | 5,721 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $170,000 | 5,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $71,000 | 3,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $170,000 | 5,523 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,493,000 | 8,395 |
| Total interest expense | $291,000 | 8,908 |
| Net interest income | $1,202,000 | 7,933 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $247,000 | 6,895 |
| Gross Fiduciary activities income | $134,000 | 929 |
| Service charges on deposit accounts | $93,000 | 6,699 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,000 | 8,540 |
| Total noninterest expense | $1,038,000 | 7,859 |
| Salaries and employee benefits | $583,000 | 7,771 |
| Premises and equipment expense | $129,000 | 7,748 |
| Additional noninterest expense | $326,000 | 7,616 |
| Pre-tax net operating income | $411,000 | 7,115 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $118,000 | 5,800 |
| Income before extraordinary items | $293,000 | 7,357 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $293,000 | 7,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,649 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $-791,000 | 9,314 |
| Net operating income | $293,000 | 7,256 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,832,000 | 8,386 |
| Total interest expense | $472,000 | 9,063 |
| Net interest income | $1,360,000 | 7,580 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $230,000 | 7,015 |
| Gross Fiduciary activities income | $113,000 | 972 |
| Service charges on deposit accounts | $99,000 | 6,593 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $18,000 | 8,807 |
| Total noninterest expense | $948,000 | 8,093 |
| Salaries and employee benefits | $566,000 | 7,824 |
| Premises and equipment expense | $103,000 | 8,251 |
| Additional noninterest expense | $279,000 | 8,009 |
| Pre-tax net operating income | $642,000 | 6,015 |
| Securities gains (losses) | $-14,000 | 9,335 |
| Applicable income taxes | $202,000 | 5,017 |
| Income before extraordinary items | $426,000 | 6,423 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $426,000 | 6,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,863 |
| Cash dividends | $121,000 | 5,587 |
| Sale, conversion, retirement of capital stock, net | $-1,447,000 | 9,585 |
| Net operating income | $435,520 | 6,258 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,073,000 | 8,333 |
| Total interest expense | $527,000 | 9,197 |
| Net interest income | $1,546,000 | 7,387 |
| Provision for loan and lease losses | $12,000 | 7,853 |
| Total noninterest income | $222,000 | 7,052 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 6,526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 5,988 |
| Total noninterest expense | $924,000 | 8,239 |
| Salaries and employee benefits | $557,000 | 7,934 |
| Premises and equipment expense | $90,000 | 8,615 |
| Additional noninterest expense | $277,000 | 8,136 |
| Pre-tax net operating income | $832,000 | 5,767 |
| Securities gains (losses) | $2,000 | 1,609 |
| Applicable income taxes | $271,000 | 4,805 |
| Income before extraordinary items | $563,000 | 6,027 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $563,000 | 6,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,939 |
| Cash dividends | $136,000 | 5,633 |
| Sale, conversion, retirement of capital stock, net | $-575,000 | 9,835 |
| Net operating income | $561,640 | 6,040 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,917,000 | 8,593 |
| Total interest expense | $486,000 | 9,467 |
| Net interest income | $1,431,000 | 7,724 |
| Provision for loan and lease losses | $12,000 | 7,978 |
| Total noninterest income | $239,000 | 7,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 7,106 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 5,485 |
| Total noninterest expense | $900,000 | 8,419 |
| Salaries and employee benefits | $519,000 | 8,233 |
| Premises and equipment expense | $119,000 | 8,257 |
| Additional noninterest expense | $262,000 | 8,456 |
| Pre-tax net operating income | $758,000 | 6,094 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $244,000 | 5,272 |
| Income before extraordinary items | $514,000 | 6,341 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $514,000 | 6,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,163 |
| Cash dividends | $135,000 | 5,778 |
| Sale, conversion, retirement of capital stock, net | $-149,000 | 10,107 |
| Net operating income | $514,000 | 6,322 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,956,000 | 8,737 |
| Total interest expense | $526,000 | 9,635 |
| Net interest income | $1,430,000 | 7,838 |
| Provision for loan and lease losses | $12,000 | 8,074 |
| Total noninterest income | $225,000 | 7,278 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 7,542 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 5,595 |
| Total noninterest expense | $880,000 | 8,495 |
| Salaries and employee benefits | $517,000 | 8,246 |
| Premises and equipment expense | $125,000 | 8,162 |
| Additional noninterest expense | $238,000 | 8,712 |
| Pre-tax net operating income | $763,000 | 6,245 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $244,000 | 5,703 |
| Income before extraordinary items | $519,000 | 6,491 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $519,000 | 6,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,285 |
| Cash dividends | $129,000 | 5,983 |
| Sale, conversion, retirement of capital stock, net | $-21,000 | 10,309 |
| Net operating income | $519,000 | 6,379 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,958,000 | 9,062 |
| Total interest expense | $551,000 | 9,965 |
| Net interest income | $1,407,000 | 8,218 |
| Provision for loan and lease losses | $12,000 | 8,256 |
| Total noninterest income | $222,000 | 7,564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 7,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 5,729 |
| Total noninterest expense | $856,000 | 8,830 |
| Salaries and employee benefits | $493,000 | 8,653 |
| Premises and equipment expense | $115,000 | 8,614 |
| Additional noninterest expense | $248,000 | 8,870 |
| Pre-tax net operating income | $761,000 | 6,723 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $238,000 | 6,389 |
| Income before extraordinary items | $525,000 | 6,829 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $525,000 | 6,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,725 |
| Cash dividends | $122,000 | 6,210 |
| Sale, conversion, retirement of capital stock, net | $-161,000 | 10,792 |
| Net operating income | $523,620 | 6,781 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,013,000 | 9,354 |
| Total interest expense | $574,000 | 10,362 |
| Net interest income | $1,439,000 | 8,414 |
| Provision for loan and lease losses | $24,000 | 7,740 |
| Total noninterest income | $176,000 | 8,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 8,218 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 6,999 |
| Total noninterest expense | $833,000 | 9,310 |
| Salaries and employee benefits | $467,000 | 9,126 |
| Premises and equipment expense | $125,000 | 8,668 |
| Additional noninterest expense | $241,000 | 9,491 |
| Pre-tax net operating income | $758,000 | 6,666 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $247,000 | 6,490 |
| Income before extraordinary items | $511,000 | 6,825 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $511,000 | 6,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,310 |
| Cash dividends | $115,000 | 6,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $511,000 | 6,762 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,892,000 | 9,894 |
| Total interest expense | $566,000 | 10,787 |
| Net interest income | $1,326,000 | 8,997 |
| Provision for loan and lease losses | $12,000 | 8,132 |
| Total noninterest income | $178,000 | 8,815 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 8,821 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 6,773 |
| Total noninterest expense | $801,000 | 9,765 |
| Salaries and employee benefits | $425,000 | 9,740 |
| Premises and equipment expense | $119,000 | 9,075 |
| Additional noninterest expense | $257,000 | 9,760 |
| Pre-tax net operating income | $691,000 | 7,367 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $233,000 | 6,914 |
| Income before extraordinary items | $458,000 | 7,576 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $458,000 | 7,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,371 |
| Cash dividends | $107,000 | 6,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $458,000 | 7,549 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,756,000 | 10,253 |
| Total interest expense | $544,000 | 10,886 |
| Net interest income | $1,212,000 | 9,733 |
| Provision for loan and lease losses | $12,000 | 8,270 |
| Total noninterest income | $161,000 | 9,489 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 9,344 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 7,482 |
| Total noninterest expense | $846,000 | 10,019 |
| Salaries and employee benefits | $423,000 | 10,073 |
| Premises and equipment expense | $137,000 | 8,902 |
| Additional noninterest expense | $286,000 | 10,119 |
| Pre-tax net operating income | $515,000 | 8,557 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $168,000 | 7,964 |
| Income before extraordinary items | $347,000 | 8,652 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $347,000 | 8,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,447 |
| Cash dividends | $103,000 | 6,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $347,000 | 8,713 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,644,000 | 10,917 |
| Total interest expense | $543,000 | 11,457 |
| Net interest income | $1,101,000 | 10,405 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $140,000 | 10,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 9,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 8,541 |
| Total noninterest expense | $802,000 | 10,660 |
| Salaries and employee benefits | $373,000 | 10,905 |
| Premises and equipment expense | $142,000 | 9,126 |
| Additional noninterest expense | $287,000 | 10,601 |
| Pre-tax net operating income | $427,000 | 9,198 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $142,000 | 8,816 |
| Income before extraordinary items | $285,000 | 9,641 |
| Extraordinary gains, net | $-30,000 | 12,558 |
| Net income | $255,000 | 10,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 7,969 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $285,000 | 9,381 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,634,000 | 11,646 |
| Total interest expense | $720,000 | 11,707 |
| Net interest income | $914,000 | 11,453 |
| Provision for loan and lease losses | $6,000 | 11,435 |
| Total noninterest income | $122,000 | 11,132 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 10,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 9,151 |
| Total noninterest expense | $836,000 | 10,824 |
| Salaries and employee benefits | $406,000 | 10,788 |
| Premises and equipment expense | $91,000 | 11,073 |
| Additional noninterest expense | $339,000 | 10,331 |
| Pre-tax net operating income | $194,000 | 11,125 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $57,000 | 11,058 |
| Income before extraordinary items | $137,000 | 11,448 |
| Extraordinary gains, net | $46,000 | 1,017 |
| Net income | $183,000 | 10,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 12,539 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $1,883,000 | 321 |
| Net operating income | $137,000 | 11,126 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.