Home > West Liberty State Bank > Income and Expense
West Liberty State Bank, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $678,000 | 5,119 |
| Total interest expense | $113,000 | 4,051 |
| Net interest income | $565,000 | 5,203 |
| Provision for loan and lease losses | $8,000 | 3,349 |
| Total noninterest income | $58,000 | 5,160 |
| Gross Fiduciary activities income | $7,000 | 956 |
| Service charges on deposit accounts | $30,000 | 4,503 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $21,000 | 5,358 |
| Total noninterest expense | $358,000 | 5,647 |
| Salaries and employee benefits | $187,000 | 5,681 |
| Premises and equipment expense | $66,000 | 4,813 |
| Additional noninterest expense | $105,000 | 5,730 |
| Pre-tax net operating income | $257,000 | 4,105 |
| Securities gains (losses) | $7,000 | 1,576 |
| Applicable income taxes | $13,000 | 3,722 |
| Income before extraordinary items | $251,000 | 3,947 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $251,000 | 3,951 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $251,000 | 3,951 |
| Net charge-offs | $-12,000 | 5,499 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $244,350 | 3,911 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,560,000 | 5,288 |
| Total interest expense | $543,000 | 3,837 |
| Net interest income | $2,017,000 | 5,465 |
| Provision for loan and lease losses | $75,000 | 3,450 |
| Total noninterest income | $218,000 | 5,338 |
| Gross Fiduciary activities income | $27,000 | 993 |
| Service charges on deposit accounts | $116,000 | 4,771 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $75,000 | 5,476 |
| Total noninterest expense | $1,653,000 | 5,542 |
| Salaries and employee benefits | $708,000 | 5,842 |
| Premises and equipment expense | $241,000 | 5,073 |
| Additional noninterest expense | $704,000 | 5,147 |
| Pre-tax net operating income | $507,000 | 5,028 |
| Securities gains (losses) | $40,000 | 1,884 |
| Applicable income taxes | $28,000 | 3,915 |
| Income before extraordinary items | $519,000 | 4,882 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $519,000 | 4,881 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $519,000 | 4,882 |
| Net charge-offs | $21,000 | 4,269 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $481,000 | 4,917 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,914,000 | 5,355 |
| Total interest expense | $409,000 | 3,895 |
| Net interest income | $1,505,000 | 5,536 |
| Provision for loan and lease losses | $38,000 | 3,618 |
| Total noninterest income | $155,000 | 5,447 |
| Gross Fiduciary activities income | $18,000 | 987 |
| Service charges on deposit accounts | $87,000 | 4,846 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $50,000 | 5,623 |
| Total noninterest expense | $1,303,000 | 5,512 |
| Salaries and employee benefits | $563,000 | 5,815 |
| Premises and equipment expense | $182,000 | 5,099 |
| Additional noninterest expense | $558,000 | 5,086 |
| Pre-tax net operating income | $319,000 | 5,278 |
| Securities gains (losses) | $40,000 | 1,573 |
| Applicable income taxes | $18,000 | 4,032 |
| Income before extraordinary items | $341,000 | 5,097 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $341,000 | 5,097 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $341,000 | 5,099 |
| Net charge-offs | $21,000 | 3,810 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $303,000 | 5,178 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,260,000 | 5,408 |
| Total interest expense | $275,000 | 3,924 |
| Net interest income | $985,000 | 5,587 |
| Provision for loan and lease losses | $30,000 | 3,313 |
| Total noninterest income | $95,000 | 5,547 |
| Gross Fiduciary activities income | $12,000 | 987 |
| Service charges on deposit accounts | $58,000 | 4,837 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $25,000 | 5,847 |
| Total noninterest expense | $871,000 | 5,546 |
| Salaries and employee benefits | $374,000 | 5,867 |
| Premises and equipment expense | $121,000 | 5,151 |
| Additional noninterest expense | $376,000 | 5,083 |
| Pre-tax net operating income | $179,000 | 5,425 |
| Securities gains (losses) | $40,000 | 1,296 |
| Applicable income taxes | $11,000 | 4,067 |
| Income before extraordinary items | $208,000 | 5,184 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $208,000 | 5,186 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $208,000 | 5,187 |
| Net charge-offs | $20,000 | 3,410 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $170,000 | 5,326 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $631,000 | 5,454 |
| Total interest expense | $139,000 | 3,957 |
| Net interest income | $492,000 | 5,640 |
| Provision for loan and lease losses | $8,000 | 3,464 |
| Total noninterest income | $55,000 | 5,414 |
| Gross Fiduciary activities income | $6,000 | 993 |
| Service charges on deposit accounts | $28,000 | 4,890 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $21,000 | 5,497 |
| Total noninterest expense | $434,000 | 5,615 |
| Salaries and employee benefits | $190,000 | 5,908 |
| Premises and equipment expense | $60,000 | 5,233 |
| Additional noninterest expense | $184,000 | 5,183 |
| Pre-tax net operating income | $105,000 | 5,222 |
| Securities gains (losses) | $22,000 | 928 |
| Applicable income taxes | $7,000 | 3,941 |
| Income before extraordinary items | $120,000 | 4,950 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $120,000 | 4,953 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $120,000 | 4,952 |
| Net charge-offs | $75,000 | 1,555 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $99,320 | 5,123 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,377,000 | 5,617 |
| Total interest expense | $618,000 | 4,022 |
| Net interest income | $1,759,000 | 5,858 |
| Provision for loan and lease losses | $140,000 | 3,337 |
| Total noninterest income | $202,000 | 5,596 |
| Gross Fiduciary activities income | $27,000 | 1,011 |
| Service charges on deposit accounts | $121,000 | 4,940 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $54,000 | 5,812 |
| Total noninterest expense | $1,824,000 | 5,606 |
| Salaries and employee benefits | $817,000 | 5,878 |
| Premises and equipment expense | $241,000 | 5,263 |
| Additional noninterest expense | $766,000 | 5,149 |
| Pre-tax net operating income | $-3,000 | 6,206 |
| Securities gains (losses) | $34,000 | 2,048 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $30,000 | 6,180 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $30,000 | 6,181 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $30,000 | 6,182 |
| Net charge-offs | $250,000 | 2,771 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-2,980 | 6,219 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,751,000 | 5,713 |
| Total interest expense | $469,000 | 4,082 |
| Net interest income | $1,282,000 | 5,942 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $185,000 | 5,461 |
| Gross Fiduciary activities income | $18,000 | 1,009 |
| Service charges on deposit accounts | $94,000 | 4,928 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $73,000 | 5,483 |
| Total noninterest expense | $1,385,000 | 5,622 |
| Salaries and employee benefits | $635,000 | 5,841 |
| Premises and equipment expense | $182,000 | 5,268 |
| Additional noninterest expense | $568,000 | 5,198 |
| Pre-tax net operating income | $82,000 | 6,048 |
| Securities gains (losses) | $34,000 | 1,913 |
| Applicable income taxes | $5,000 | 4,449 |
| Income before extraordinary items | $111,000 | 5,973 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $111,000 | 5,975 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $111,000 | 5,975 |
| Net charge-offs | $-2,000 | 5,787 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $78,360 | 6,041 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,171,000 | 5,735 |
| Total interest expense | $313,000 | 4,141 |
| Net interest income | $858,000 | 5,972 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $117,000 | 5,558 |
| Gross Fiduciary activities income | $12,000 | 1,009 |
| Service charges on deposit accounts | $64,000 | 4,876 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $41,000 | 5,653 |
| Total noninterest expense | $938,000 | 5,628 |
| Salaries and employee benefits | $437,000 | 5,834 |
| Premises and equipment expense | $122,000 | 5,275 |
| Additional noninterest expense | $379,000 | 5,209 |
| Pre-tax net operating income | $37,000 | 6,140 |
| Securities gains (losses) | $23,000 | 1,940 |
| Applicable income taxes | $3,000 | 4,453 |
| Income before extraordinary items | $57,000 | 6,097 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $57,000 | 6,098 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $57,000 | 6,099 |
| Net charge-offs | $-1,000 | 5,537 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $35,150 | 6,145 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $592,000 | 5,760 |
| Total interest expense | $158,000 | 4,213 |
| Net interest income | $434,000 | 5,994 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $54,000 | 5,646 |
| Gross Fiduciary activities income | $6,000 | 1,004 |
| Service charges on deposit accounts | $32,000 | 4,852 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $16,000 | 5,844 |
| Total noninterest expense | $486,000 | 5,620 |
| Salaries and employee benefits | $237,000 | 5,744 |
| Premises and equipment expense | $60,000 | 5,343 |
| Additional noninterest expense | $189,000 | 5,261 |
| Pre-tax net operating income | $2,000 | 6,313 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $2,000 | 6,394 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,000 | 6,395 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,000 | 6,395 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $2,000 | 6,318 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,592,000 | 5,747 |
| Total interest expense | $709,000 | 4,378 |
| Net interest income | $1,883,000 | 5,966 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $121,000 | 6,151 |
| Gross Fiduciary activities income | $27,000 | 1,039 |
| Service charges on deposit accounts | $124,000 | 5,098 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-30,000 | 6,645 |
| Total noninterest expense | $2,027,000 | 5,631 |
| Salaries and employee benefits | $949,000 | 5,789 |
| Premises and equipment expense | $252,000 | 5,336 |
| Additional noninterest expense | $826,000 | 5,209 |
| Pre-tax net operating income | $-23,000 | 6,196 |
| Securities gains (losses) | $283,000 | 1,413 |
| Applicable income taxes | $13,000 | 4,327 |
| Income before extraordinary items | $247,000 | 5,632 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $247,000 | 5,629 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $247,000 | 5,630 |
| Net charge-offs | $322,000 | 3,217 |
| Cash dividends | $159,000 | 3,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-21,850 | 6,212 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,981,000 | 5,799 |
| Total interest expense | $543,000 | 4,449 |
| Net interest income | $1,438,000 | 6,014 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $163,000 | 5,669 |
| Gross Fiduciary activities income | $19,000 | 1,029 |
| Service charges on deposit accounts | $92,000 | 5,189 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $52,000 | 5,725 |
| Total noninterest expense | $1,446,000 | 5,764 |
| Salaries and employee benefits | $691,000 | 5,884 |
| Premises and equipment expense | $189,000 | 5,382 |
| Additional noninterest expense | $566,000 | 5,445 |
| Pre-tax net operating income | $155,000 | 5,845 |
| Securities gains (losses) | $137,000 | 1,747 |
| Applicable income taxes | $13,000 | 4,311 |
| Income before extraordinary items | $279,000 | 5,404 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $279,000 | 5,403 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $279,000 | 5,403 |
| Net charge-offs | $138,000 | 3,681 |
| Cash dividends | $121,000 | 3,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $147,480 | 5,793 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,331,000 | 5,828 |
| Total interest expense | $365,000 | 4,547 |
| Net interest income | $966,000 | 6,042 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $111,000 | 5,671 |
| Gross Fiduciary activities income | $12,000 | 1,032 |
| Service charges on deposit accounts | $64,000 | 5,123 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $35,000 | 5,755 |
| Total noninterest expense | $954,000 | 5,821 |
| Salaries and employee benefits | $459,000 | 5,936 |
| Premises and equipment expense | $125,000 | 5,425 |
| Additional noninterest expense | $370,000 | 5,512 |
| Pre-tax net operating income | $123,000 | 5,747 |
| Securities gains (losses) | $76,000 | 1,783 |
| Applicable income taxes | $8,000 | 4,301 |
| Income before extraordinary items | $191,000 | 5,376 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $191,000 | 5,375 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $191,000 | 5,375 |
| Net charge-offs | $154,000 | 3,009 |
| Cash dividends | $81,000 | 3,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $118,040 | 5,665 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $670,000 | 5,869 |
| Total interest expense | $181,000 | 4,675 |
| Net interest income | $489,000 | 6,073 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $56,000 | 5,716 |
| Gross Fiduciary activities income | $7,000 | 1,012 |
| Service charges on deposit accounts | $32,000 | 5,116 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $17,000 | 5,857 |
| Total noninterest expense | $478,000 | 5,863 |
| Salaries and employee benefits | $231,000 | 5,976 |
| Premises and equipment expense | $65,000 | 5,356 |
| Additional noninterest expense | $182,000 | 5,568 |
| Pre-tax net operating income | $67,000 | 5,759 |
| Securities gains (losses) | $76,000 | 1,031 |
| Applicable income taxes | $7,000 | 4,126 |
| Income before extraordinary items | $136,000 | 4,986 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $136,000 | 4,990 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $136,000 | 4,991 |
| Net charge-offs | $155,000 | 2,054 |
| Cash dividends | $41,000 | 2,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $63,800 | 5,685 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,088,000 | 5,701 |
| Total interest expense | $779,000 | 4,972 |
| Net interest income | $2,309,000 | 5,814 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $320,000 | 5,103 |
| Gross Fiduciary activities income | $27,000 | 996 |
| Service charges on deposit accounts | $153,000 | 4,849 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $140,000 | 4,927 |
| Total noninterest expense | $2,009,000 | 5,811 |
| Salaries and employee benefits | $897,000 | 6,067 |
| Premises and equipment expense | $252,000 | 5,579 |
| Additional noninterest expense | $860,000 | 5,264 |
| Pre-tax net operating income | $620,000 | 4,467 |
| Securities gains (losses) | $15,000 | 3,193 |
| Applicable income taxes | $29,000 | 3,975 |
| Income before extraordinary items | $606,000 | 4,390 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $606,000 | 4,391 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $606,000 | 4,391 |
| Net charge-offs | $138,000 | 4,679 |
| Cash dividends | $608,000 | 2,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $591,750 | 4,303 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,334,000 | 5,743 |
| Total interest expense | $590,000 | 5,076 |
| Net interest income | $1,744,000 | 5,848 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $285,000 | 4,910 |
| Gross Fiduciary activities income | $20,000 | 976 |
| Service charges on deposit accounts | $115,000 | 4,875 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $150,000 | 4,525 |
| Total noninterest expense | $1,567,000 | 5,753 |
| Salaries and employee benefits | $681,000 | 6,062 |
| Premises and equipment expense | $203,000 | 5,484 |
| Additional noninterest expense | $683,000 | 5,159 |
| Pre-tax net operating income | $462,000 | 4,580 |
| Securities gains (losses) | $15,000 | 2,920 |
| Applicable income taxes | $25,000 | 3,953 |
| Income before extraordinary items | $452,000 | 4,488 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $452,000 | 4,489 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $452,000 | 4,489 |
| Net charge-offs | $137,000 | 4,108 |
| Cash dividends | $108,000 | 3,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $437,750 | 4,404 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,553,000 | 5,796 |
| Total interest expense | $394,000 | 5,180 |
| Net interest income | $1,159,000 | 5,892 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $228,000 | 4,638 |
| Gross Fiduciary activities income | $13,000 | 985 |
| Service charges on deposit accounts | $80,000 | 4,788 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $135,000 | 4,127 |
| Total noninterest expense | $1,012,000 | 5,887 |
| Salaries and employee benefits | $453,000 | 6,115 |
| Premises and equipment expense | $135,000 | 5,527 |
| Additional noninterest expense | $424,000 | 5,381 |
| Pre-tax net operating income | $375,000 | 4,299 |
| Securities gains (losses) | $90,000 | 1,211 |
| Applicable income taxes | $23,000 | 3,768 |
| Income before extraordinary items | $442,000 | 3,797 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $442,000 | 3,798 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $442,000 | 3,799 |
| Net charge-offs | $117,000 | 3,688 |
| Cash dividends | $72,000 | 2,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $356,500 | 4,091 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $756,000 | 5,890 |
| Total interest expense | $195,000 | 5,297 |
| Net interest income | $561,000 | 5,972 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $167,000 | 3,950 |
| Gross Fiduciary activities income | $7,000 | 973 |
| Service charges on deposit accounts | $41,000 | 4,713 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $119,000 | 3,278 |
| Total noninterest expense | $502,000 | 5,933 |
| Salaries and employee benefits | $228,000 | 6,144 |
| Premises and equipment expense | $68,000 | 5,570 |
| Additional noninterest expense | $206,000 | 5,459 |
| Pre-tax net operating income | $226,000 | 4,028 |
| Securities gains (losses) | $-20,000 | 7,240 |
| Applicable income taxes | $10,000 | 3,778 |
| Income before extraordinary items | $196,000 | 4,023 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $196,000 | 4,022 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $196,000 | 4,023 |
| Net charge-offs | $139,000 | 2,428 |
| Cash dividends | $36,000 | 2,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $215,000 | 3,804 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,373,000 | 5,799 |
| Total interest expense | $1,112,000 | 4,994 |
| Net interest income | $2,261,000 | 5,993 |
| Provision for loan and lease losses | $-150,000 | 7,609 |
| Total noninterest income | $99,000 | 6,682 |
| Gross Fiduciary activities income | $27,000 | 1,032 |
| Service charges on deposit accounts | $199,000 | 4,411 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-127,000 | 7,221 |
| Total noninterest expense | $1,966,000 | 6,038 |
| Salaries and employee benefits | $849,000 | 6,337 |
| Premises and equipment expense | $258,000 | 5,746 |
| Additional noninterest expense | $859,000 | 5,454 |
| Pre-tax net operating income | $544,000 | 4,274 |
| Securities gains (losses) | $203,000 | 1,575 |
| Applicable income taxes | $32,000 | 3,826 |
| Income before extraordinary items | $715,000 | 3,817 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $715,000 | 3,816 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $715,000 | 3,819 |
| Net charge-offs | $426,000 | 3,863 |
| Cash dividends | $76,000 | 3,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $520,120 | 4,108 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,606,000 | 5,839 |
| Total interest expense | $878,000 | 5,032 |
| Net interest income | $1,728,000 | 6,044 |
| Provision for loan and lease losses | $-150,000 | 7,715 |
| Total noninterest income | $146,000 | 6,102 |
| Gross Fiduciary activities income | $20,000 | 1,018 |
| Service charges on deposit accounts | $147,000 | 4,518 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-21,000 | 7,267 |
| Total noninterest expense | $1,524,000 | 6,016 |
| Salaries and employee benefits | $658,000 | 6,317 |
| Premises and equipment expense | $193,000 | 5,801 |
| Additional noninterest expense | $673,000 | 5,364 |
| Pre-tax net operating income | $500,000 | 4,210 |
| Securities gains (losses) | $215,000 | 1,319 |
| Applicable income taxes | $32,000 | 3,803 |
| Income before extraordinary items | $683,000 | 3,551 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $683,000 | 3,549 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $683,000 | 3,551 |
| Net charge-offs | $426,000 | 3,282 |
| Cash dividends | $40,000 | 3,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $476,600 | 4,049 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,786,000 | 5,811 |
| Total interest expense | $619,000 | 4,995 |
| Net interest income | $1,167,000 | 6,023 |
| Provision for loan and lease losses | $-150,000 | 7,788 |
| Total noninterest income | $40,000 | 7,023 |
| Gross Fiduciary activities income | $13,000 | 1,027 |
| Service charges on deposit accounts | $102,000 | 4,444 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-75,000 | 7,497 |
| Total noninterest expense | $1,020,000 | 6,039 |
| Salaries and employee benefits | $438,000 | 6,365 |
| Premises and equipment expense | $128,000 | 5,840 |
| Additional noninterest expense | $454,000 | 5,346 |
| Pre-tax net operating income | $337,000 | 4,240 |
| Securities gains (losses) | $179,000 | 1,010 |
| Applicable income taxes | $23,000 | 3,716 |
| Income before extraordinary items | $493,000 | 3,440 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $493,000 | 3,437 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $493,000 | 3,439 |
| Net charge-offs | $426,000 | 2,627 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $321,160 | 4,046 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $903,000 | 5,864 |
| Total interest expense | $339,000 | 4,907 |
| Net interest income | $564,000 | 6,149 |
| Provision for loan and lease losses | $-150,000 | 7,892 |
| Total noninterest income | $-70,000 | 7,779 |
| Gross Fiduciary activities income | $7,000 | 1,015 |
| Service charges on deposit accounts | $48,000 | 4,553 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-125,000 | 7,762 |
| Total noninterest expense | $504,000 | 6,150 |
| Salaries and employee benefits | $220,000 | 6,433 |
| Premises and equipment expense | $64,000 | 5,914 |
| Additional noninterest expense | $220,000 | 5,460 |
| Pre-tax net operating income | $140,000 | 4,658 |
| Securities gains (losses) | $149,000 | 628 |
| Applicable income taxes | $13,000 | 3,663 |
| Income before extraordinary items | $276,000 | 3,302 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $276,000 | 3,299 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $276,000 | 3,302 |
| Net charge-offs | $74,000 | 3,377 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $132,960 | 4,479 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,377,000 | 5,483 |
| Total interest expense | $1,887,000 | 4,620 |
| Net interest income | $2,490,000 | 5,850 |
| Provision for loan and lease losses | $2,432,000 | 2,227 |
| Total noninterest income | $-701,000 | 7,903 |
| Gross Fiduciary activities income | $27,000 | 1,047 |
| Service charges on deposit accounts | $173,000 | 4,891 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-901,000 | 7,864 |
| Total noninterest expense | $2,672,000 | 5,504 |
| Salaries and employee benefits | $788,000 | 6,732 |
| Premises and equipment expense | $229,000 | 6,241 |
| Additional noninterest expense | $1,655,000 | 3,817 |
| Pre-tax net operating income | $-3,315,000 | 6,947 |
| Securities gains (losses) | $257,000 | 1,359 |
| Applicable income taxes | $-108,000 | 6,589 |
| Income before extraordinary items | $-2,950,000 | 6,983 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,950,000 | 6,982 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,950,000 | 6,982 |
| Net charge-offs | $2,265,000 | 1,887 |
| Cash dividends | $209,000 | 3,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-3,196,720 | 7,031 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,419,000 | 5,454 |
| Total interest expense | $1,505,000 | 4,594 |
| Net interest income | $1,914,000 | 5,805 |
| Provision for loan and lease losses | $1,242,000 | 2,478 |
| Total noninterest income | $-77,000 | 7,906 |
| Gross Fiduciary activities income | $21,000 | 1,018 |
| Service charges on deposit accounts | $121,000 | 5,060 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-219,000 | 7,881 |
| Total noninterest expense | $1,545,000 | 6,186 |
| Salaries and employee benefits | $624,000 | 6,655 |
| Premises and equipment expense | $172,000 | 6,283 |
| Additional noninterest expense | $749,000 | 5,231 |
| Pre-tax net operating income | $-950,000 | 6,625 |
| Securities gains (losses) | $263,000 | 1,101 |
| Applicable income taxes | $-35,000 | 6,769 |
| Income before extraordinary items | $-652,000 | 6,537 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-652,000 | 6,539 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-652,000 | 6,538 |
| Net charge-offs | $1,807,000 | 1,597 |
| Cash dividends | $173,000 | 3,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-901,850 | 6,689 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,395,000 | 5,365 |
| Total interest expense | $1,118,000 | 4,414 |
| Net interest income | $1,277,000 | 5,822 |
| Provision for loan and lease losses | $542,000 | 2,864 |
| Total noninterest income | $114,000 | 6,192 |
| Gross Fiduciary activities income | $14,000 | 1,021 |
| Service charges on deposit accounts | $76,000 | 5,160 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $24,000 | 6,629 |
| Total noninterest expense | $1,086,000 | 6,088 |
| Salaries and employee benefits | $422,000 | 6,701 |
| Premises and equipment expense | $115,000 | 6,316 |
| Additional noninterest expense | $549,000 | 4,971 |
| Pre-tax net operating income | $-237,000 | 6,346 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-11,000 | 6,805 |
| Income before extraordinary items | $-226,000 | 6,426 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-226,000 | 6,424 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-226,000 | 6,425 |
| Net charge-offs | $741,000 | 1,924 |
| Cash dividends | $130,000 | 3,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-226,000 | 6,413 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,227,000 | 5,332 |
| Total interest expense | $573,000 | 4,465 |
| Net interest income | $654,000 | 5,768 |
| Provision for loan and lease losses | $300,000 | 2,285 |
| Total noninterest income | $55,000 | 6,240 |
| Gross Fiduciary activities income | $7,000 | 1,026 |
| Service charges on deposit accounts | $36,000 | 5,210 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $12,000 | 6,706 |
| Total noninterest expense | $552,000 | 6,011 |
| Salaries and employee benefits | $225,000 | 6,621 |
| Premises and equipment expense | $60,000 | 6,298 |
| Additional noninterest expense | $267,000 | 4,771 |
| Pre-tax net operating income | $-143,000 | 6,767 |
| Securities gains (losses) | $-304,000 | 8,073 |
| Applicable income taxes | $-21,000 | 7,277 |
| Income before extraordinary items | $-426,000 | 7,371 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-426,000 | 7,372 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-426,000 | 7,372 |
| Net charge-offs | $558,000 | 1,296 |
| Cash dividends | $65,000 | 2,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-137,200 | 6,823 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,268,000 | 5,311 |
| Total interest expense | $2,458,000 | 4,794 |
| Net interest income | $2,810,000 | 5,593 |
| Provision for loan and lease losses | $760,000 | 3,125 |
| Total noninterest income | $264,000 | 6,042 |
| Gross Fiduciary activities income | $28,000 | 1,065 |
| Service charges on deposit accounts | $167,000 | 5,111 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $69,000 | 6,401 |
| Total noninterest expense | $1,763,000 | 6,534 |
| Salaries and employee benefits | $776,000 | 6,972 |
| Premises and equipment expense | $230,000 | 6,417 |
| Additional noninterest expense | $757,000 | 5,615 |
| Pre-tax net operating income | $551,000 | 4,720 |
| Securities gains (losses) | $-394,000 | 7,474 |
| Applicable income taxes | $1,000 | 4,863 |
| Income before extraordinary items | $156,000 | 5,648 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $156,000 | 5,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 4,536 |
| Cash dividends | $333,000 | 3,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $546,060 | 4,468 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,982,000 | 5,357 |
| Total interest expense | $1,874,000 | 4,864 |
| Net interest income | $2,108,000 | 5,639 |
| Provision for loan and lease losses | $240,000 | 3,905 |
| Total noninterest income | $204,000 | 6,078 |
| Gross Fiduciary activities income | $21,000 | 1,049 |
| Service charges on deposit accounts | $126,000 | 5,149 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $57,000 | 6,425 |
| Total noninterest expense | $1,381,000 | 6,427 |
| Salaries and employee benefits | $642,000 | 6,772 |
| Premises and equipment expense | $184,000 | 6,306 |
| Additional noninterest expense | $555,000 | 5,636 |
| Pre-tax net operating income | $691,000 | 4,368 |
| Securities gains (losses) | $-383,000 | 7,704 |
| Applicable income taxes | $16,000 | 4,686 |
| Income before extraordinary items | $292,000 | 5,251 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $292,000 | 5,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,521 |
| Cash dividends | $258,000 | 3,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $655,850 | 4,103 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,651,000 | 5,428 |
| Total interest expense | $1,262,000 | 4,978 |
| Net interest income | $1,389,000 | 5,690 |
| Provision for loan and lease losses | $70,000 | 4,755 |
| Total noninterest income | $114,000 | 6,455 |
| Gross Fiduciary activities income | $14,000 | 1,072 |
| Service charges on deposit accounts | $79,000 | 5,271 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $21,000 | 7,150 |
| Total noninterest expense | $911,000 | 6,509 |
| Salaries and employee benefits | $429,000 | 6,816 |
| Premises and equipment expense | $121,000 | 6,359 |
| Additional noninterest expense | $361,000 | 5,702 |
| Pre-tax net operating income | $522,000 | 4,302 |
| Securities gains (losses) | $56,000 | 1,362 |
| Applicable income taxes | $25,000 | 4,536 |
| Income before extraordinary items | $553,000 | 3,810 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $553,000 | 3,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 2,628 |
| Cash dividends | $183,000 | 3,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $499,240 | 3,964 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,347,000 | 5,479 |
| Total interest expense | $653,000 | 5,063 |
| Net interest income | $694,000 | 5,716 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $57,000 | 6,444 |
| Gross Fiduciary activities income | $7,000 | 1,068 |
| Service charges on deposit accounts | $40,000 | 5,234 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $10,000 | 7,226 |
| Total noninterest expense | $444,000 | 6,601 |
| Salaries and employee benefits | $212,000 | 6,878 |
| Premises and equipment expense | $62,000 | 6,354 |
| Additional noninterest expense | $170,000 | 5,815 |
| Pre-tax net operating income | $307,000 | 4,097 |
| Securities gains (losses) | $51,000 | 1,072 |
| Applicable income taxes | $14,000 | 4,601 |
| Income before extraordinary items | $344,000 | 3,519 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $344,000 | 3,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $108,000 | 2,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $295,040 | 3,747 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,202,000 | 5,614 |
| Total interest expense | $2,612,000 | 5,140 |
| Net interest income | $2,590,000 | 5,883 |
| Provision for loan and lease losses | $155,000 | 4,277 |
| Total noninterest income | $244,000 | 6,444 |
| Gross Fiduciary activities income | $32,000 | 1,080 |
| Service charges on deposit accounts | $166,000 | 5,248 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $46,000 | 7,175 |
| Total noninterest expense | $1,803,000 | 6,470 |
| Salaries and employee benefits | $835,000 | 6,871 |
| Premises and equipment expense | $236,000 | 6,384 |
| Additional noninterest expense | $732,000 | 5,614 |
| Pre-tax net operating income | $876,000 | 5,007 |
| Securities gains (losses) | $-14,000 | 7,650 |
| Applicable income taxes | $34,000 | 5,149 |
| Income before extraordinary items | $828,000 | 4,714 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $828,000 | 4,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 3,112 |
| Cash dividends | $590,000 | 3,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $841,440 | 4,663 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,822,000 | 5,694 |
| Total interest expense | $1,932,000 | 5,193 |
| Net interest income | $1,890,000 | 5,974 |
| Provision for loan and lease losses | $45,000 | 5,124 |
| Total noninterest income | $191,000 | 6,395 |
| Gross Fiduciary activities income | $24,000 | 1,059 |
| Service charges on deposit accounts | $125,000 | 5,268 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $42,000 | 6,996 |
| Total noninterest expense | $1,376,000 | 6,416 |
| Salaries and employee benefits | $629,000 | 6,850 |
| Premises and equipment expense | $183,000 | 6,296 |
| Additional noninterest expense | $564,000 | 5,489 |
| Pre-tax net operating income | $660,000 | 5,240 |
| Securities gains (losses) | $2,000 | 1,394 |
| Applicable income taxes | $33,000 | 5,207 |
| Income before extraordinary items | $629,000 | 4,915 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $629,000 | 4,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 2,803 |
| Cash dividends | $475,000 | 3,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $627,100 | 4,909 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,509,000 | 5,765 |
| Total interest expense | $1,287,000 | 5,219 |
| Net interest income | $1,222,000 | 6,114 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $141,000 | 6,232 |
| Gross Fiduciary activities income | $15,000 | 1,080 |
| Service charges on deposit accounts | $82,000 | 5,310 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $44,000 | 6,471 |
| Total noninterest expense | $915,000 | 6,463 |
| Salaries and employee benefits | $418,000 | 6,909 |
| Premises and equipment expense | $122,000 | 6,326 |
| Additional noninterest expense | $375,000 | 5,492 |
| Pre-tax net operating income | $418,000 | 5,425 |
| Securities gains (losses) | $15,000 | 765 |
| Applicable income taxes | $22,000 | 5,294 |
| Income before extraordinary items | $411,000 | 5,004 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $411,000 | 5,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 2,059 |
| Cash dividends | $360,000 | 2,893 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $396,750 | 5,092 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,237,000 | 5,803 |
| Total interest expense | $636,000 | 5,226 |
| Net interest income | $601,000 | 6,155 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $70,000 | 6,240 |
| Gross Fiduciary activities income | $7,000 | 1,074 |
| Service charges on deposit accounts | $39,000 | 5,359 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $24,000 | 6,337 |
| Total noninterest expense | $459,000 | 6,496 |
| Salaries and employee benefits | $210,000 | 6,925 |
| Premises and equipment expense | $62,000 | 6,319 |
| Additional noninterest expense | $187,000 | 5,487 |
| Pre-tax net operating income | $197,000 | 5,552 |
| Securities gains (losses) | $10,000 | 691 |
| Applicable income taxes | $10,000 | 5,322 |
| Income before extraordinary items | $197,000 | 5,093 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $197,000 | 5,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $187,500 | 5,203 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,851,000 | 5,644 |
| Total interest expense | $2,439,000 | 4,885 |
| Net interest income | $2,412,000 | 6,121 |
| Provision for loan and lease losses | $160,000 | 3,939 |
| Total noninterest income | $279,000 | 6,320 |
| Gross Fiduciary activities income | $30,000 | 1,107 |
| Service charges on deposit accounts | $168,000 | 5,323 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $81,000 | 6,654 |
| Total noninterest expense | $1,654,000 | 6,639 |
| Salaries and employee benefits | $733,000 | 7,169 |
| Premises and equipment expense | $216,000 | 6,563 |
| Additional noninterest expense | $705,000 | 5,619 |
| Pre-tax net operating income | $877,000 | 5,463 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $43,000 | 5,544 |
| Income before extraordinary items | $834,000 | 5,119 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $834,000 | 5,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,238 |
| Cash dividends | $2,780,000 | 1,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $834,000 | 5,115 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,568,000 | 5,696 |
| Total interest expense | $1,766,000 | 4,905 |
| Net interest income | $1,802,000 | 6,190 |
| Provision for loan and lease losses | $45,000 | 5,149 |
| Total noninterest income | $185,000 | 6,607 |
| Gross Fiduciary activities income | $2,000 | 1,362 |
| Service charges on deposit accounts | $123,000 | 5,421 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $60,000 | 6,682 |
| Total noninterest expense | $1,235,000 | 6,672 |
| Salaries and employee benefits | $561,000 | 7,114 |
| Premises and equipment expense | $154,000 | 6,694 |
| Additional noninterest expense | $520,000 | 5,651 |
| Pre-tax net operating income | $707,000 | 5,509 |
| Securities gains (losses) | $-3,000 | 7,275 |
| Applicable income taxes | $35,000 | 5,660 |
| Income before extraordinary items | $669,000 | 5,100 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $669,000 | 5,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $2,780,000 | 884 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $671,850 | 5,090 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,323,000 | 5,725 |
| Total interest expense | $1,125,000 | 4,916 |
| Net interest income | $1,198,000 | 6,228 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $124,000 | 6,600 |
| Gross Fiduciary activities income | $1,000 | 1,376 |
| Service charges on deposit accounts | $82,000 | 5,431 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $41,000 | 6,674 |
| Total noninterest expense | $822,000 | 6,706 |
| Salaries and employee benefits | $371,000 | 7,169 |
| Premises and equipment expense | $102,000 | 6,720 |
| Additional noninterest expense | $349,000 | 5,622 |
| Pre-tax net operating income | $470,000 | 5,548 |
| Securities gains (losses) | $-11,000 | 7,893 |
| Applicable income taxes | $23,000 | 5,728 |
| Income before extraordinary items | $436,000 | 5,192 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $436,000 | 5,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $2,780,000 | 620 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $446,450 | 5,146 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,142,000 | 5,735 |
| Total interest expense | $534,000 | 4,933 |
| Net interest income | $608,000 | 6,198 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $62,000 | 6,574 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $39,000 | 5,460 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $23,000 | 6,492 |
| Total noninterest expense | $418,000 | 6,662 |
| Salaries and employee benefits | $188,000 | 7,143 |
| Premises and equipment expense | $51,000 | 6,714 |
| Additional noninterest expense | $179,000 | 5,526 |
| Pre-tax net operating income | $237,000 | 5,482 |
| Securities gains (losses) | $-11,000 | 8,254 |
| Applicable income taxes | $11,000 | 5,709 |
| Income before extraordinary items | $215,000 | 5,184 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $215,000 | 5,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $2,680,000 | 342 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $225,450 | 5,070 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,498,000 | 5,488 |
| Total interest expense | $2,020,000 | 4,404 |
| Net interest income | $2,478,000 | 6,069 |
| Provision for loan and lease losses | $115,000 | 4,632 |
| Total noninterest income | $282,000 | 6,440 |
| Gross Fiduciary activities income | $33,000 | 1,109 |
| Service charges on deposit accounts | $171,000 | 5,373 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $78,000 | 6,787 |
| Total noninterest expense | $1,625,000 | 6,680 |
| Salaries and employee benefits | $634,000 | 7,505 |
| Premises and equipment expense | $224,000 | 6,481 |
| Additional noninterest expense | $767,000 | 5,298 |
| Pre-tax net operating income | $1,020,000 | 5,308 |
| Securities gains (losses) | $23,000 | 1,207 |
| Applicable income taxes | $52,000 | 5,843 |
| Income before extraordinary items | $991,000 | 4,864 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $991,000 | 4,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $969,150 | 4,874 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,334,000 | 5,496 |
| Total interest expense | $1,469,000 | 4,352 |
| Net interest income | $1,865,000 | 6,089 |
| Provision for loan and lease losses | $80,000 | 4,606 |
| Total noninterest income | $190,000 | 6,692 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $129,000 | 5,380 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $61,000 | 6,739 |
| Total noninterest expense | $1,208,000 | 6,702 |
| Salaries and employee benefits | $479,000 | 7,459 |
| Premises and equipment expense | $151,000 | 6,698 |
| Additional noninterest expense | $578,000 | 5,234 |
| Pre-tax net operating income | $767,000 | 5,430 |
| Securities gains (losses) | $42,000 | 946 |
| Applicable income taxes | $40,000 | 5,934 |
| Income before extraordinary items | $769,000 | 4,857 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $769,000 | 4,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $729,100 | 4,935 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,220,000 | 5,424 |
| Total interest expense | $956,000 | 4,260 |
| Net interest income | $1,264,000 | 6,025 |
| Provision for loan and lease losses | $65,000 | 4,019 |
| Total noninterest income | $134,000 | 6,557 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $87,000 | 5,319 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $47,000 | 6,506 |
| Total noninterest expense | $816,000 | 6,685 |
| Salaries and employee benefits | $317,000 | 7,477 |
| Premises and equipment expense | $100,000 | 6,702 |
| Additional noninterest expense | $399,000 | 5,097 |
| Pre-tax net operating income | $517,000 | 5,401 |
| Securities gains (losses) | $57,000 | 742 |
| Applicable income taxes | $28,000 | 5,916 |
| Income before extraordinary items | $546,000 | 4,664 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $546,000 | 4,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $491,850 | 4,874 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,098,000 | 5,451 |
| Total interest expense | $463,000 | 4,245 |
| Net interest income | $635,000 | 6,049 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $62,000 | 6,684 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $44,000 | 5,270 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 7,012 |
| Total noninterest expense | $401,000 | 6,766 |
| Salaries and employee benefits | $159,000 | 7,524 |
| Premises and equipment expense | $49,000 | 6,814 |
| Additional noninterest expense | $193,000 | 5,211 |
| Pre-tax net operating income | $266,000 | 5,298 |
| Securities gains (losses) | $60,000 | 498 |
| Applicable income taxes | $16,000 | 5,817 |
| Income before extraordinary items | $310,000 | 4,275 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $310,000 | 4,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $253,000 | 4,797 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $200,000 | 8,887 |
| Total interest expense | $79,000 | 8,776 |
| Net interest income | $121,000 | 8,900 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $10,000 | 8,838 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $10,000 | 7,777 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,822 |
| Total noninterest expense | $73,000 | 8,961 |
| Salaries and employee benefits | $29,000 | 8,950 |
| Premises and equipment expense | $4,000 | 8,936 |
| Additional noninterest expense | $40,000 | 8,943 |
| Pre-tax net operating income | $58,000 | 8,228 |
| Securities gains (losses) | $-71,000 | 8,666 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-13,000 | 8,451 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-13,000 | 8,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $58,000 | 8,210 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,743,000 | 4,839 |
| Total interest expense | $1,689,000 | 3,265 |
| Net interest income | $2,054,000 | 5,703 |
| Provision for loan and lease losses | $35,000 | 5,873 |
| Total noninterest income | $259,000 | 6,144 |
| Gross Fiduciary activities income | $79,000 | 924 |
| Service charges on deposit accounts | $148,000 | 5,291 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $32,000 | 7,635 |
| Total noninterest expense | $1,034,000 | 7,076 |
| Salaries and employee benefits | $460,000 | 7,562 |
| Premises and equipment expense | $201,000 | 5,968 |
| Additional noninterest expense | $373,000 | 6,534 |
| Pre-tax net operating income | $1,244,000 | 4,068 |
| Securities gains (losses) | $-880,000 | 8,981 |
| Applicable income taxes | $47,000 | 6,002 |
| Income before extraordinary items | $317,000 | 6,805 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $317,000 | 6,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,361 |
| Cash dividends | $51,000 | 4,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,082,600 | 3,741 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,487,000 | 4,858 |
| Total interest expense | $1,130,000 | 3,227 |
| Net interest income | $1,357,000 | 5,727 |
| Provision for loan and lease losses | $20,000 | 5,844 |
| Total noninterest income | $154,000 | 6,408 |
| Gross Fiduciary activities income | $42,000 | 984 |
| Service charges on deposit accounts | $97,000 | 5,328 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $15,000 | 8,015 |
| Total noninterest expense | $721,000 | 7,007 |
| Salaries and employee benefits | $322,000 | 7,485 |
| Premises and equipment expense | $140,000 | 5,870 |
| Additional noninterest expense | $259,000 | 6,432 |
| Pre-tax net operating income | $770,000 | 4,209 |
| Securities gains (losses) | $-372,000 | 9,028 |
| Applicable income taxes | $36,000 | 5,909 |
| Income before extraordinary items | $362,000 | 5,585 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $362,000 | 5,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $10,000 | 5,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $700,520 | 3,757 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,192,000 | 5,022 |
| Total interest expense | $587,000 | 3,174 |
| Net interest income | $605,000 | 6,132 |
| Provision for loan and lease losses | $5,000 | 6,071 |
| Total noninterest income | $91,000 | 5,996 |
| Gross Fiduciary activities income | $39,000 | 859 |
| Service charges on deposit accounts | $51,000 | 5,172 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,000 | 8,837 |
| Total noninterest expense | $345,000 | 7,161 |
| Salaries and employee benefits | $127,000 | 8,015 |
| Premises and equipment expense | $70,000 | 5,876 |
| Additional noninterest expense | $148,000 | 6,044 |
| Pre-tax net operating income | $346,000 | 4,472 |
| Securities gains (losses) | $-333,000 | 9,093 |
| Applicable income taxes | $18,000 | 5,857 |
| Income before extraordinary items | $-5,000 | 8,626 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-5,000 | 8,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $10,000 | 3,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $208,120 | 5,116 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,253,000 | 4,726 |
| Total interest expense | $2,604,000 | 3,239 |
| Net interest income | $2,649,000 | 5,707 |
| Provision for loan and lease losses | $12,000 | 7,277 |
| Total noninterest income | $242,000 | 6,998 |
| Gross Fiduciary activities income | $34,000 | 1,150 |
| Service charges on deposit accounts | $165,000 | 5,687 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $43,000 | 7,740 |
| Total noninterest expense | $1,743,000 | 6,447 |
| Salaries and employee benefits | $1,079,000 | 5,995 |
| Premises and equipment expense | $197,000 | 6,815 |
| Additional noninterest expense | $467,000 | 6,742 |
| Pre-tax net operating income | $1,136,000 | 4,813 |
| Securities gains (losses) | $48,000 | 2,552 |
| Applicable income taxes | $59,000 | 6,164 |
| Income before extraordinary items | $1,125,000 | 4,296 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,125,000 | 4,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,493 |
| Cash dividends | $1,860,000 | 1,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,079,400 | 4,250 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,930,000 | 4,795 |
| Total interest expense | $1,976,000 | 3,320 |
| Net interest income | $1,954,000 | 5,786 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $159,000 | 7,290 |
| Gross Fiduciary activities income | $4,000 | 1,409 |
| Service charges on deposit accounts | $118,000 | 5,818 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $37,000 | 7,602 |
| Total noninterest expense | $1,194,000 | 6,716 |
| Salaries and employee benefits | $687,000 | 6,525 |
| Premises and equipment expense | $138,000 | 6,995 |
| Additional noninterest expense | $369,000 | 6,583 |
| Pre-tax net operating income | $919,000 | 4,778 |
| Securities gains (losses) | $149,000 | 1,428 |
| Applicable income taxes | $54,000 | 6,146 |
| Income before extraordinary items | $1,014,000 | 3,949 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,014,000 | 3,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,833 |
| Cash dividends | $630,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $872,450 | 4,209 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,564,000 | 4,902 |
| Total interest expense | $1,342,000 | 3,355 |
| Net interest income | $1,222,000 | 6,010 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $115,000 | 7,152 |
| Gross Fiduciary activities income | $3,000 | 1,400 |
| Service charges on deposit accounts | $78,000 | 5,817 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $34,000 | 7,176 |
| Total noninterest expense | $835,000 | 6,577 |
| Salaries and employee benefits | $473,000 | 6,453 |
| Premises and equipment expense | $92,000 | 6,967 |
| Additional noninterest expense | $270,000 | 6,303 |
| Pre-tax net operating income | $502,000 | 5,297 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $36,000 | 6,202 |
| Income before extraordinary items | $466,000 | 4,982 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $466,000 | 4,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $420,000 | 2,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $466,000 | 4,779 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,298,000 | 4,881 |
| Total interest expense | $679,000 | 3,394 |
| Net interest income | $619,000 | 5,960 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $58,000 | 7,077 |
| Gross Fiduciary activities income | $3,000 | 1,293 |
| Service charges on deposit accounts | $40,000 | 5,673 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,000 | 7,351 |
| Total noninterest expense | $442,000 | 6,404 |
| Salaries and employee benefits | $231,000 | 6,532 |
| Premises and equipment expense | $40,000 | 7,320 |
| Additional noninterest expense | $171,000 | 5,533 |
| Pre-tax net operating income | $235,000 | 5,444 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $18,000 | 6,161 |
| Income before extraordinary items | $217,000 | 5,098 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $217,000 | 5,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $210,000 | 2,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $217,000 | 4,908 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,097,000 | 4,502 |
| Total interest expense | $3,155,000 | 3,405 |
| Net interest income | $2,942,000 | 5,347 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $285,000 | 6,584 |
| Gross Fiduciary activities income | $77,000 | 1,041 |
| Service charges on deposit accounts | $162,000 | 5,679 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $46,000 | 7,707 |
| Total noninterest expense | $1,806,000 | 6,247 |
| Salaries and employee benefits | $1,036,000 | 5,999 |
| Premises and equipment expense | $223,000 | 6,487 |
| Additional noninterest expense | $547,000 | 6,249 |
| Pre-tax net operating income | $1,421,000 | 4,251 |
| Securities gains (losses) | $456,000 | 696 |
| Applicable income taxes | $102,000 | 5,949 |
| Income before extraordinary items | $1,775,000 | 3,077 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,775,000 | 3,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,455 |
| Cash dividends | $860,000 | 2,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,341,800 | 3,692 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,671,000 | 4,581 |
| Total interest expense | $3,957,000 | 3,835 |
| Net interest income | $2,714,000 | 5,429 |
| Provision for loan and lease losses | $50,000 | 6,655 |
| Total noninterest income | $235,000 | 6,973 |
| Gross Fiduciary activities income | $26,000 | 1,257 |
| Service charges on deposit accounts | $171,000 | 5,495 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $38,000 | 8,088 |
| Total noninterest expense | $1,599,000 | 6,578 |
| Salaries and employee benefits | $930,000 | 6,243 |
| Premises and equipment expense | $207,000 | 6,693 |
| Additional noninterest expense | $462,000 | 6,695 |
| Pre-tax net operating income | $1,300,000 | 4,223 |
| Securities gains (losses) | $-13,000 | 9,325 |
| Applicable income taxes | $82,000 | 6,235 |
| Income before extraordinary items | $1,205,000 | 3,795 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,205,000 | 3,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,231 |
| Cash dividends | $906,000 | 2,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,217,220 | 3,651 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,713,000 | 4,251 |
| Total interest expense | $4,846,000 | 3,417 |
| Net interest income | $2,867,000 | 5,316 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $233,000 | 6,951 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 5,485 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 7,397 |
| Total noninterest expense | $1,466,000 | 6,831 |
| Salaries and employee benefits | $835,000 | 6,570 |
| Premises and equipment expense | $184,000 | 7,017 |
| Additional noninterest expense | $447,000 | 6,795 |
| Pre-tax net operating income | $1,634,000 | 3,827 |
| Securities gains (losses) | $-80,000 | 9,357 |
| Applicable income taxes | $91,000 | 6,628 |
| Income before extraordinary items | $1,463,000 | 3,318 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,463,000 | 3,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,027 |
| Cash dividends | $840,000 | 2,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,538,200 | 3,180 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,279,000 | 4,803 |
| Total interest expense | $3,436,000 | 4,107 |
| Net interest income | $2,843,000 | 5,370 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $293,000 | 6,505 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $198,000 | 5,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 6,757 |
| Total noninterest expense | $1,258,000 | 7,407 |
| Salaries and employee benefits | $686,000 | 7,313 |
| Premises and equipment expense | $170,000 | 7,325 |
| Additional noninterest expense | $402,000 | 7,255 |
| Pre-tax net operating income | $1,878,000 | 3,494 |
| Securities gains (losses) | $32,000 | 1,157 |
| Applicable income taxes | $91,000 | 7,048 |
| Income before extraordinary items | $1,819,000 | 2,784 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,819,000 | 2,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,010 |
| Cash dividends | $815,000 | 2,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,788,600 | 2,789 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,221,000 | 5,505 |
| Total interest expense | $2,716,000 | 5,076 |
| Net interest income | $2,505,000 | 5,852 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $247,000 | 7,041 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 5,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 7,572 |
| Total noninterest expense | $1,171,000 | 7,620 |
| Salaries and employee benefits | $642,000 | 7,516 |
| Premises and equipment expense | $170,000 | 7,238 |
| Additional noninterest expense | $359,000 | 7,584 |
| Pre-tax net operating income | $1,581,000 | 4,018 |
| Securities gains (losses) | $35,000 | 2,006 |
| Applicable income taxes | $76,000 | 7,886 |
| Income before extraordinary items | $1,540,000 | 3,191 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,540,000 | 3,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,100 |
| Cash dividends | $920,000 | 2,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,506,750 | 3,158 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,705,000 | 6,042 |
| Total interest expense | $2,339,000 | 5,663 |
| Net interest income | $2,366,000 | 6,267 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $247,000 | 7,250 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 5,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,227 |
| Total noninterest expense | $1,072,000 | 8,091 |
| Salaries and employee benefits | $603,000 | 7,895 |
| Premises and equipment expense | $178,000 | 7,230 |
| Additional noninterest expense | $291,000 | 8,412 |
| Pre-tax net operating income | $1,541,000 | 4,393 |
| Securities gains (losses) | $39,000 | 1,491 |
| Applicable income taxes | $74,000 | 8,840 |
| Income before extraordinary items | $1,506,000 | 3,342 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,506,000 | 3,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,835 |
| Cash dividends | $1,095,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,468,950 | 3,345 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,431,000 | 6,464 |
| Total interest expense | $2,254,000 | 5,933 |
| Net interest income | $2,177,000 | 6,809 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $259,000 | 7,467 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 6,204 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 7,318 |
| Total noninterest expense | $1,134,000 | 8,213 |
| Salaries and employee benefits | $547,000 | 8,518 |
| Premises and equipment expense | $147,000 | 8,133 |
| Additional noninterest expense | $440,000 | 7,546 |
| Pre-tax net operating income | $1,302,000 | 4,826 |
| Securities gains (losses) | $22,000 | 1,932 |
| Applicable income taxes | $356,000 | 5,268 |
| Income before extraordinary items | $968,000 | 4,618 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $968,000 | 4,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $380,000 | 4,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $951,940 | 4,625 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,268,000 | 6,730 |
| Total interest expense | $2,074,000 | 6,313 |
| Net interest income | $2,194,000 | 6,876 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $237,000 | 7,878 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 6,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 8,849 |
| Total noninterest expense | $1,160,000 | 8,350 |
| Salaries and employee benefits | $472,000 | 9,337 |
| Premises and equipment expense | $148,000 | 8,330 |
| Additional noninterest expense | $540,000 | 6,944 |
| Pre-tax net operating income | $1,271,000 | 5,044 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $372,000 | 5,199 |
| Income before extraordinary items | $896,000 | 5,012 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $896,000 | 5,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $345,000 | 4,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $898,130 | 4,982 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,872,000 | 6,864 |
| Total interest expense | $1,535,000 | 6,792 |
| Net interest income | $2,337,000 | 6,785 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $244,000 | 8,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 6,224 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,009 |
| Total noninterest expense | $1,229,000 | 8,501 |
| Salaries and employee benefits | $546,000 | 8,991 |
| Premises and equipment expense | $138,000 | 8,875 |
| Additional noninterest expense | $545,000 | 7,466 |
| Pre-tax net operating income | $1,352,000 | 4,793 |
| Securities gains (losses) | $12,000 | 2,095 |
| Applicable income taxes | $376,000 | 4,992 |
| Income before extraordinary items | $988,000 | 4,587 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $988,000 | 4,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $345,000 | 4,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $979,360 | 4,647 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,093,000 | 6,762 |
| Total interest expense | $1,758,000 | 6,455 |
| Net interest income | $2,335,000 | 6,860 |
| Provision for loan and lease losses | $-30,000 | 12,640 |
| Total noninterest income | $238,000 | 8,569 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 6,628 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 9,126 |
| Total noninterest expense | $1,219,000 | 8,821 |
| Salaries and employee benefits | $544,000 | 9,277 |
| Premises and equipment expense | $131,000 | 9,437 |
| Additional noninterest expense | $544,000 | 7,823 |
| Pre-tax net operating income | $1,384,000 | 4,638 |
| Securities gains (losses) | $83,000 | 2,753 |
| Applicable income taxes | $385,000 | 5,144 |
| Income before extraordinary items | $1,082,000 | 4,385 |
| Extraordinary gains, net | $-35,000 | 12,601 |
| Net income | $1,047,000 | 4,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 12,404 |
| Cash dividends | $401,000 | 3,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,020,580 | 4,386 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,939,000 | 7,594 |
| Total interest expense | $2,036,000 | 7,039 |
| Net interest income | $1,903,000 | 8,037 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $247,000 | 8,545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 6,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 9,281 |
| Total noninterest expense | $1,354,000 | 8,467 |
| Salaries and employee benefits | $545,000 | 9,320 |
| Premises and equipment expense | $128,000 | 9,751 |
| Additional noninterest expense | $681,000 | 6,879 |
| Pre-tax net operating income | $796,000 | 6,583 |
| Securities gains (losses) | $331,000 | 1,448 |
| Applicable income taxes | $308,000 | 5,822 |
| Income before extraordinary items | $819,000 | 5,272 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $819,000 | 5,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 12,482 |
| Cash dividends | $154,000 | 5,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $577,370 | 6,374 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.