Home > West Jersey Community Bank > Income and Expense
West Jersey Community Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,049,000 | 3,990 |
| Total interest expense | $3,588,000 | 4,063 |
| Net interest income | $4,461,000 | 3,935 |
| Provision for loan and lease losses | $337,000 | 2,110 |
| Total noninterest income | $2,067,000 | 1,792 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 5,323 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,846,000 | 1,189 |
| Total noninterest expense | $5,226,000 | 2,595 |
| Salaries and employee benefits | $1,935,000 | 3,406 |
| Premises and equipment expense | $721,000 | 2,731 |
| Additional noninterest expense | $2,570,000 | 1,953 |
| Pre-tax net operating income | $965,000 | 6,131 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-85,000 | 11,694 |
| Income before extraordinary items | $1,050,000 | 4,407 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,050,000 | 4,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 2,081 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,050,000 | 4,398 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,116,000 | 4,779 |
| Total interest expense | $2,233,000 | 5,104 |
| Net interest income | $3,883,000 | 4,508 |
| Provision for loan and lease losses | $128,000 | 3,919 |
| Total noninterest income | $1,029,000 | 3,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 5,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $835,000 | 2,079 |
| Total noninterest expense | $4,184,000 | 3,290 |
| Salaries and employee benefits | $1,665,000 | 3,896 |
| Premises and equipment expense | $669,000 | 2,944 |
| Additional noninterest expense | $1,850,000 | 2,756 |
| Pre-tax net operating income | $600,000 | 7,997 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $600,000 | 6,542 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $600,000 | 6,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,752 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $600,000 | 6,594 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,137,000 | 5,642 |
| Total interest expense | $1,849,000 | 6,214 |
| Net interest income | $3,288,000 | 5,226 |
| Provision for loan and lease losses | $106,000 | 5,611 |
| Total noninterest income | $590,000 | 5,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 7,140 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $442,000 | 3,530 |
| Total noninterest expense | $3,261,000 | 4,185 |
| Salaries and employee benefits | $1,324,000 | 4,801 |
| Premises and equipment expense | $609,000 | 3,280 |
| Additional noninterest expense | $1,328,000 | 3,870 |
| Pre-tax net operating income | $511,000 | 8,595 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $511,000 | 7,452 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $511,000 | 7,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,830 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $511,000 | 7,211 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,430,000 | 5,963 |
| Total interest expense | $2,698,000 | 5,645 |
| Net interest income | $2,732,000 | 6,152 |
| Provision for loan and lease losses | $77,000 | 8,018 |
| Total noninterest income | $113,000 | 11,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 8,698 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 12,651 |
| Total noninterest expense | $2,523,000 | 5,275 |
| Salaries and employee benefits | $1,060,000 | 5,740 |
| Premises and equipment expense | $589,000 | 3,416 |
| Additional noninterest expense | $874,000 | 5,659 |
| Pre-tax net operating income | $245,000 | 10,650 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $253,000 | 9,883 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $253,000 | 10,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 6,313 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $1,075,000 | 397 |
| Net operating income | $245,000 | 9,612 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.