Home > West Jersey Community Bank > Assets and Liabilities
West Jersey Community Bank, Assets and Liabilities
1995-12-31 | Rank | |
# of Employees: | 55 | 3,539 |
Assets and Liabilities | ||
Total Assets: | $101,182,000 | 4,377 |
Cash and due from depository institutions | $5,592,000 | 3,539 |
Interest-bearing balances | $0 | 6,853 |
Securities | $12,764,000 | 7,350 |
Federal funds sold & reverse repurchase agreements | $775,000 | 7,773 |
Net loans & leases | $80,373,000 | 3,297 |
Loan loss allowance | $635,000 | 5,069 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $571,000 | 7,914 |
Other real estate owned | $0 | 3,539 |
Goodwill and other intangibles | $0 | 3,181 |
All other assets | $1,107,000 | 5,940 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $101,182,000 | 4,377 |
Total liabilities | $93,122,000 | 4,280 |
Total deposits | $92,411,000 | 4,107 |
Interest-bearing deposits | $75,909,000 | 4,295 |
Deposits held in domestic offices | $92,411,000 | 4,098 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $0 | 5,136 |
Subordinated debt | $0 | 337 |
All other liabilities | $711,000 | 4,826 |
Total equity capital | $8,060,000 | 5,209 |
Total bank equity capital | $8,060,000 | 5,209 |
Perpetual preferred stock | $0 | 288 |
Common stock | $2,188,000 | 1,827 |
Surplus | $5,855,000 | 2,507 |
Undivided profits | $17,000 | 11,283 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $0 | 11,056 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $472,000 | 4,996 |
Earning assets | $93,912,000 | 4,329 |
Long-term assets (5+ years) | $7,950,000 | 4,626 |
Average Assets, year-to-date | $97,166,600 | 4,360 |
Average Assets, quarterly | $98,043,500 | 4,444 |
Volatile liabilities | $16,400,000 | 3,103 |
Insider loans | $0 | 10,773 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $3,847,000 | 417 |
Unused loan commitments | $17,171,000 | 2,211 |
Tier 1 (core) risk-based capital | $8,060,000 | 5,057 |
Tier 2 risk-based capital | $635,000 | 4,354 |
Total risk weighted assets | $80,036,100 | 3,324 |
Total unused commitments | $17,171,000 | 2,222 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 47 | 4,201 |
Assets and Liabilities | ||
Total Assets: | $92,072,000 | 4,700 |
Cash and due from depository institutions | $4,611,000 | 4,201 |
Interest-bearing balances | $0 | 7,034 |
Securities | $18,197,000 | 6,291 |
Federal funds sold & reverse repurchase agreements | $300,000 | 7,379 |
Net loans & leases | $67,591,000 | 3,795 |
Loan loss allowance | $569,000 | 5,641 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $595,000 | 7,956 |
Other real estate owned | $0 | 4,201 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $778,000 | 7,815 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $92,072,000 | 4,700 |
Total liabilities | $85,062,000 | 4,629 |
Total deposits | $84,737,000 | 4,420 |
Interest-bearing deposits | $70,065,000 | 4,564 |
Deposits held in domestic offices | $84,737,000 | 4,409 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $325,000 | 6,987 |
Total equity capital | $7,010,000 | 5,518 |
Total bank equity capital | $7,010,000 | 5,518 |
Perpetual preferred stock | $0 | 310 |
Common stock | $2,188,000 | 1,876 |
Surplus | $5,855,000 | 2,438 |
Undivided profits | $-1,033,000 | 12,187 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $764,000 | 3,231 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $356,000 | 5,729 |
Earning assets | $86,088,000 | 4,620 |
Long-term assets (5+ years) | $9,377,000 | 4,278 |
Average Assets, year-to-date | $80,872,400 | 5,157 |
Average Assets, quarterly | $87,499,000 | 4,878 |
Volatile liabilities | $10,354,000 | 4,225 |
Insider loans | $0 | 11,229 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $1,782,000 | 483 |
Unused loan commitments | $14,509,000 | 2,414 |
Tier 1 (core) risk-based capital | $7,010,000 | 5,627 |
Tier 2 risk-based capital | $569,000 | 4,751 |
Total risk weighted assets | $67,758,300 | 3,787 |
Total unused commitments | $14,509,000 | 2,425 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 32 | 6,114 |
Assets and Liabilities | ||
Total Assets: | $70,793,000 | 6,012 |
Cash and due from depository institutions | $2,045,000 | 6,114 |
Interest-bearing balances | $0 | 7,655 |
Securities | $10,495,000 | 8,895 |
Federal funds sold & reverse repurchase agreements | $1,525,000 | 6,637 |
Net loans & leases | $55,642,000 | 4,379 |
Loan loss allowance | $540,000 | 6,035 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $592,000 | 8,164 |
Other real estate owned | $0 | 6,114 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $494,000 | 9,402 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $70,793,000 | 6,012 |
Total liabilities | $64,383,000 | 5,988 |
Total deposits | $63,051,000 | 5,881 |
Interest-bearing deposits | $52,664,000 | 6,076 |
Deposits held in domestic offices | $63,051,000 | 5,872 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $1,146,000 | 2,656 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $186,000 | 9,568 |
Total equity capital | $6,410,000 | 6,053 |
Total bank equity capital | $6,410,000 | 6,053 |
Perpetual preferred stock | $0 | 343 |
Common stock | $2,188,000 | 1,903 |
Surplus | $5,855,000 | 2,344 |
Undivided profits | $-1,633,000 | 12,928 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $296,000 | 6,439 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $294,000 | 6,194 |
Earning assets | $67,662,000 | 5,804 |
Long-term assets (5+ years) | $9,873,000 | 4,397 |
Average Assets, year-to-date | $67,777,200 | 6,092 |
Average Assets, quarterly | $69,465,000 | 6,052 |
Volatile liabilities | $7,839,000 | 4,886 |
Insider loans | $0 | 11,728 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $3,449,000 | 613 |
Unused loan commitments | $9,731,000 | 3,168 |
Tier 1 (core) risk-based capital | $6,410,000 | 5,984 |
Tier 2 risk-based capital | $540,000 | 4,931 |
Total risk weighted assets | $53,976,200 | 4,583 |
Total unused commitments | $9,731,000 | 3,185 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 24 | 7,704 |
Assets and Liabilities | ||
Total Assets: | $65,790,000 | 6,453 |
Cash and due from depository institutions | $2,506,000 | 7,704 |
Interest-bearing balances | $0 | 8,059 |
Securities | $13,220,000 | 7,916 |
Federal funds sold & reverse repurchase agreements | $3,325,000 | 4,662 |
Net loans & leases | $45,538,000 | 5,186 |
Loan loss allowance | $522,000 | 6,243 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $642,000 | 7,975 |
Other real estate owned | $0 | 7,704 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $559,000 | 9,176 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $65,790,000 | 6,453 |
Total liabilities | $59,891,000 | 6,441 |
Total deposits | $59,470,000 | 6,300 |
Interest-bearing deposits | $52,647,000 | 6,199 |
Deposits held in domestic offices | $59,470,000 | 6,290 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $300,000 | 3,262 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $121,000 | 11,851 |
Total equity capital | $5,899,000 | 6,247 |
Total bank equity capital | $5,899,000 | 6,247 |
Perpetual preferred stock | $0 | 346 |
Common stock | $2,188,000 | 1,968 |
Surplus | $5,855,000 | 2,260 |
Undivided profits | $-2,144,000 | 13,560 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $123,000 | 9,657 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $292,000 | 6,653 |
Earning assets | $62,083,000 | 6,287 |
Long-term assets (5+ years) | $12,593,000 | 3,703 |
Average Assets, year-to-date | $67,081,000 | 6,209 |
Average Assets, quarterly | $65,889,000 | 6,364 |
Volatile liabilities | $8,760,000 | 4,530 |
Insider loans | $0 | 9,493 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $7,586,000 | 3,531 |
Tier 1 (core) risk-based capital | $5,899,000 | 6,165 |
Tier 2 risk-based capital | $522,000 | 5,023 |
Total risk weighted assets | $48,054,400 | 5,096 |
Total unused commitments | $7,586,000 | 3,549 |
Derivatives | $0 | 651 |