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West Gate Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$62,391,000	776
Total interest expense	$27,234,000	632
Net interest income	$35,157,000	909
Provision for loan and lease losses	$100,000	2,434
Total noninterest income	$14,299,000	582
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,508,000	728
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,791,000	450
Total noninterest expense	$36,774,000	747
Salaries and employee benefits	$20,532,000	737
Premises and equipment expense	$2,644,000	961
Additional noninterest expense	$12,791,000	450
Pre-tax net operating income	$12,582,000	975
Securities gains (losses)	$0	988
Applicable income taxes	$1,755,000	1,067
Income before extraordinary items	$10,827,000	943
Extraordinary gains, net	$0	54
Net income	$10,827,000	957
Minority interest net income	$0	88
Net income of bank and minority interests.	$10,827,000	946
Net charge-offs	$101,000	1,497
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$10,827,000	964
2023-09-30 (YTD Data)		Rank
Total interest income	$44,841,000	794
Total interest expense	$18,915,000	633
Net interest income	$25,926,000	929
Provision for loan and lease losses	$75,000	2,285
Total noninterest income	$11,806,000	553
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$1,126,000	733
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,680,000	427
Total noninterest expense	$26,951,000	763
Salaries and employee benefits	$15,427,000	746
Premises and equipment expense	$2,033,000	951
Additional noninterest expense	$10,680,000	427
Pre-tax net operating income	$10,706,000	922
Securities gains (losses)	$0	849
Applicable income taxes	$1,602,000	972
Income before extraordinary items	$9,104,000	898
Extraordinary gains, net	$0	52
Net income	$9,104,000	903
Minority interest net income	$0	81
Net income of bank and minority interests.	$9,104,000	898
Net charge-offs	$74,000	1,318
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$9,104,000	913
2023-06-30 (YTD Data)		Rank
Total interest income	$27,515,000	820
Total interest expense	$10,885,000	645
Net interest income	$16,630,000	962
Provision for loan and lease losses	$50,000	2,224
Total noninterest income	$6,900,000	590
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$734,000	737
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,166,000	459
Total noninterest expense	$17,283,000	770
Salaries and employee benefits	$10,368,000	730
Premises and equipment expense	$1,367,000	941
Additional noninterest expense	$6,166,000	459
Pre-tax net operating income	$6,197,000	1,028
Securities gains (losses)	$0	938
Applicable income taxes	$825,000	1,132
Income before extraordinary items	$5,372,000	1,002
Extraordinary gains, net	$0	51
Net income	$5,372,000	1,015
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,372,000	1,002
Net charge-offs	$49,000	1,178
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$5,372,000	1,008
2023-03-31 (YTD Data)		Rank
Total interest income	$11,963,000	905
Total interest expense	$4,079,000	719
Net interest income	$7,884,000	1,006
Provision for loan and lease losses	$25,000	2,051
Total noninterest income	$1,760,000	914
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$349,000	768
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,411,000	773
Total noninterest expense	$8,275,000	818
Salaries and employee benefits	$5,189,000	748
Premises and equipment expense	$709,000	934
Additional noninterest expense	$1,411,000	773
Pre-tax net operating income	$1,344,000	1,920
Securities gains (losses)	$0	950
Applicable income taxes	$42,000	2,635
Income before extraordinary items	$1,302,000	1,758
Extraordinary gains, net	$0	4
Net income	$1,302,000	1,757
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,302,000	1,758
Net charge-offs	$17,000	1,170
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,302,000	1,778
2022-12-31 (YTD Data)		Rank
Total interest income	$41,115,000	872
Total interest expense	$5,067,000	776
Net interest income	$36,048,000	874
Provision for loan and lease losses	$1,379,000	664
Total noninterest income	$8,299,000	859
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$1,435,000	771
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,864,000	722
Total noninterest expense	$34,726,000	751
Salaries and employee benefits	$20,358,000	736
Premises and equipment expense	$2,310,000	1,071
Additional noninterest expense	$6,864,000	722
Pre-tax net operating income	$8,242,000	1,453
Securities gains (losses)	$0	691
Applicable income taxes	$908,000	1,631
Income before extraordinary items	$7,334,000	1,397
Extraordinary gains, net	$0	5
Net income	$7,334,000	1,397
Minority interest net income	$0	63
Net income of bank and minority interests.	$7,334,000	1,397
Net charge-offs	$581,000	547
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$7,334,000	1,419
2022-09-30 (YTD Data)		Rank
Total interest income	$29,628,000	869
Total interest expense	$2,098,000	977
Net interest income	$27,530,000	864
Provision for loan and lease losses	$1,086,000	586
Total noninterest income	$5,987,000	904
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$1,089,000	767
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,898,000	766
Total noninterest expense	$26,126,000	745
Salaries and employee benefits	$15,415,000	727
Premises and equipment expense	$1,709,000	1,082
Additional noninterest expense	$4,898,000	766
Pre-tax net operating income	$6,305,000	1,430
Securities gains (losses)	$0	740
Applicable income taxes	$737,000	1,573
Income before extraordinary items	$5,568,000	1,374
Extraordinary gains, net	$0	4
Net income	$5,568,000	1,373
Minority interest net income	$0	57
Net income of bank and minority interests.	$5,568,000	1,374
Net charge-offs	$571,000	413
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$5,568,000	1,402
2022-06-30 (YTD Data)		Rank
Total interest income	$19,002,000	868
Total interest expense	$897,000	1,244
Net interest income	$18,105,000	854
Provision for loan and lease losses	$865,000	475
Total noninterest income	$4,194,000	858
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$712,000	775
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,482,000	741
Total noninterest expense	$18,817,000	689
Salaries and employee benefits	$10,804,000	683
Premises and equipment expense	$1,052,000	1,140
Additional noninterest expense	$6,961,000	581
Pre-tax net operating income	$2,617,000	1,884
Securities gains (losses)	$0	687
Applicable income taxes	$189,000	2,178
Income before extraordinary items	$2,428,000	1,753
Extraordinary gains, net	$0	4
Net income	$2,428,000	1,753
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,428,000	1,753
Net charge-offs	$442,000	358
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,428,000	1,785
2022-03-31 (YTD Data)		Rank
Total interest income	$8,994,000	888
Total interest expense	$385,000	1,345
Net interest income	$8,609,000	869
Provision for loan and lease losses	$290,000	521
Total noninterest income	$4,409,000	523
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$345,000	789
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,064,000	434
Total noninterest expense	$12,000,000	546
Salaries and employee benefits	$5,245,000	709
Premises and equipment expense	$534,000	1,128
Additional noninterest expense	$6,221,000	360
Pre-tax net operating income	$728,000	2,507
Securities gains (losses)	$0	623
Applicable income taxes	$-16,000	4,654
Income before extraordinary items	$744,000	2,288
Extraordinary gains, net	$0	4
Net income	$744,000	2,287
Minority interest net income	$0	50
Net income of bank and minority interests.	$744,000	2,288
Net charge-offs	$14,000	1,083
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$744,000	2,305
2021-12-31 (YTD Data)		Rank
Total interest income	$39,086,000	851
Total interest expense	$1,711,000	1,507
Net interest income	$37,375,000	817
Provision for loan and lease losses	$1,429,000	415
Total noninterest income	$21,217,000	495
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$1,369,000	752
Trading account gains and fees	NA	NA
Additional Noninterest Income	$19,848,000	418
Total noninterest expense	$40,315,000	648
Salaries and employee benefits	$21,035,000	701
Premises and equipment expense	$2,301,000	1,071
Additional noninterest expense	$16,979,000	493
Pre-tax net operating income	$16,848,000	860
Securities gains (losses)	$0	2,062
Applicable income taxes	$3,142,000	830
Income before extraordinary items	$13,706,000	890
Extraordinary gains, net	$0	10
Net income	$13,706,000	891
Minority interest net income	$0	74
Net income of bank and minority interests.	$13,706,000	891
Net charge-offs	$47,000	1,689
Cash dividends	$1,100,000	2,117
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$13,706,000	876
2021-09-30 (YTD Data)		Rank
Total interest income	$29,323,000	862
Total interest expense	$1,306,000	1,563
Net interest income	$28,017,000	831
Provision for loan and lease losses	$1,070,000	406
Total noninterest income	$17,226,000	482
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$1,018,000	747
Trading account gains and fees	NA	NA
Additional Noninterest Income	$16,208,000	411
Total noninterest expense	$31,018,000	638
Salaries and employee benefits	$15,880,000	700
Premises and equipment expense	$1,672,000	1,109
Additional noninterest expense	$13,466,000	463
Pre-tax net operating income	$13,155,000	866
Securities gains (losses)	$0	2,015
Applicable income taxes	$2,508,000	836
Income before extraordinary items	$10,647,000	901
Extraordinary gains, net	$0	8
Net income	$10,647,000	901
Minority interest net income	$0	69
Net income of bank and minority interests.	$10,647,000	901
Net charge-offs	$29,000	1,582
Cash dividends	$700,000	2,034
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$10,647,000	884
2021-06-30 (YTD Data)		Rank
Total interest income	$19,111,000	874
Total interest expense	$898,000	1,583
Net interest income	$18,213,000	838
Provision for loan and lease losses	$69,000	1,933
Total noninterest income	$8,127,000	621
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$642,000	764
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,485,000	534
Total noninterest expense	$17,099,000	752
Salaries and employee benefits	$10,590,000	691
Premises and equipment expense	$1,010,000	1,206
Additional noninterest expense	$5,499,000	705
Pre-tax net operating income	$9,172,000	824
Securities gains (losses)	$0	1,818
Applicable income taxes	$1,761,000	804
Income before extraordinary items	$7,411,000	859
Extraordinary gains, net	$0	6
Net income	$7,411,000	859
Minority interest net income	$0	67
Net income of bank and minority interests.	$7,411,000	859
Net charge-offs	$11,000	1,721
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$7,411,000	839
2021-03-31 (YTD Data)		Rank
Total interest income	$9,465,000	873
Total interest expense	$470,000	1,594
Net interest income	$8,995,000	838
Provision for loan and lease losses	$20,000	2,251
Total noninterest income	$6,973,000	426
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$307,000	780
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,666,000	367
Total noninterest expense	$8,576,000	742
Salaries and employee benefits	$5,327,000	685
Premises and equipment expense	$515,000	1,191
Additional noninterest expense	$2,734,000	692
Pre-tax net operating income	$7,372,000	564
Securities gains (losses)	$0	1,392
Applicable income taxes	$1,477,000	578
Income before extraordinary items	$5,895,000	580
Extraordinary gains, net	$0	3
Net income	$5,895,000	580
Minority interest net income	$0	55
Net income of bank and minority interests.	$5,895,000	580
Net charge-offs	$8,000	1,420
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$5,895,000	568
2020-12-31 (YTD Data)		Rank
Total interest income	$39,683,000	846
Total interest expense	$3,753,000	1,236
Net interest income	$35,930,000	802
Provision for loan and lease losses	$1,066,000	1,530
Total noninterest income	$26,577,000	408
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$1,322,000	749
Trading account gains and fees	NA	NA
Additional Noninterest Income	$25,255,000	343
Total noninterest expense	$34,938,000	716
Salaries and employee benefits	$21,876,000	650
Premises and equipment expense	$2,019,000	1,170
Additional noninterest expense	$11,043,000	682
Pre-tax net operating income	$26,503,000	468
Securities gains (losses)	$0	2,675
Applicable income taxes	$5,332,000	466
Income before extraordinary items	$21,171,000	499
Extraordinary gains, net	$0	4
Net income	$21,171,000	498
Minority interest net income	$0	72
Net income of bank and minority interests.	$21,171,000	499
Net charge-offs	$59,000	2,309
Cash dividends	$500,000	2,816
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$21,171,000	482
2020-09-30 (YTD Data)		Rank
Total interest income	$30,039,000	840
Total interest expense	$3,136,000	1,184
Net interest income	$26,903,000	794
Provision for loan and lease losses	$702,000	1,662
Total noninterest income	$21,084,000	379
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$968,000	762
Trading account gains and fees	NA	NA
Additional Noninterest Income	$20,116,000	314
Total noninterest expense	$25,502,000	727
Salaries and employee benefits	$16,180,000	642
Premises and equipment expense	$1,432,000	1,226
Additional noninterest expense	$7,890,000	698
Pre-tax net operating income	$21,783,000	417
Securities gains (losses)	$0	2,494
Applicable income taxes	$4,404,000	411
Income before extraordinary items	$17,379,000	448
Extraordinary gains, net	$0	4
Net income	$17,379,000	448
Minority interest net income	$0	65
Net income of bank and minority interests.	$17,379,000	448
Net charge-offs	$34,000	2,249
Cash dividends	$500,000	2,300
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$17,379,000	437
2020-06-30 (YTD Data)		Rank
Total interest income	$21,061,000	807
Total interest expense	$2,352,000	1,154
Net interest income	$18,709,000	759
Provision for loan and lease losses	$580,000	1,505
Total noninterest income	$10,961,000	418
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$616,000	792
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,345,000	345
Total noninterest expense	$16,535,000	738
Salaries and employee benefits	$10,594,000	656
Premises and equipment expense	$854,000	1,358
Additional noninterest expense	$5,087,000	703
Pre-tax net operating income	$12,555,000	413
Securities gains (losses)	$0	2,249
Applicable income taxes	$2,523,000	413
Income before extraordinary items	$10,032,000	450
Extraordinary gains, net	$0	4
Net income	$10,032,000	449
Minority interest net income	$0	65
Net income of bank and minority interests.	$10,032,000	450
Net charge-offs	$23,000	2,125
Cash dividends	$200,000	2,652
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$10,032,000	434
2020-03-31 (YTD Data)		Rank
Total interest income	$9,276,000	906
Total interest expense	$1,319,000	1,137
Net interest income	$7,957,000	867
Provision for loan and lease losses	$450,000	941
Total noninterest income	$4,216,000	480
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$341,000	840
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,875,000	382
Total noninterest expense	$8,037,000	753
Salaries and employee benefits	$4,801,000	735
Premises and equipment expense	$396,000	1,457
Additional noninterest expense	$2,840,000	640
Pre-tax net operating income	$3,686,000	609
Securities gains (losses)	$0	1,705
Applicable income taxes	$721,000	576
Income before extraordinary items	$2,965,000	656
Extraordinary gains, net	$0	4
Net income	$2,965,000	656
Minority interest net income	$0	56
Net income of bank and minority interests.	$2,965,000	656
Net charge-offs	$17,000	1,650
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,965,000	640
2019-12-31 (YTD Data)		Rank
Total interest income	$34,928,000	956
Total interest expense	$6,143,000	1,036
Net interest income	$28,785,000	932
Provision for loan and lease losses	$171,000	2,503
Total noninterest income	$10,965,000	650
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,461,000	818
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,504,000	535
Total noninterest expense	$26,230,000	878
Salaries and employee benefits	$16,922,000	784
Premises and equipment expense	$1,655,000	1,384
Additional noninterest expense	$7,653,000	888
Pre-tax net operating income	$13,349,000	825
Securities gains (losses)	$497,000	356
Applicable income taxes	$2,654,000	752
Income before extraordinary items	$11,192,000	861
Extraordinary gains, net	$0	11
Net income	$11,192,000	862
Minority interest net income	$0	76
Net income of bank and minority interests.	$11,192,000	862
Net charge-offs	$141,000	1,974
Cash dividends	$700,000	2,692
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$10,789,430	863
2019-09-30 (YTD Data)		Rank
Total interest income	$25,176,000	989
Total interest expense	$4,457,000	1,072
Net interest income	$20,719,000	972
Provision for loan and lease losses	$131,000	2,400
Total noninterest income	$7,053,000	722
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$1,081,000	828
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,972,000	608
Total noninterest expense	$18,630,000	918
Salaries and employee benefits	$12,611,000	780
Premises and equipment expense	$1,132,000	1,508
Additional noninterest expense	$4,887,000	1,022
Pre-tax net operating income	$9,011,000	916
Securities gains (losses)	$497,000	316
Applicable income taxes	$1,796,000	829
Income before extraordinary items	$7,712,000	932
Extraordinary gains, net	$0	11
Net income	$7,712,000	933
Minority interest net income	$0	72
Net income of bank and minority interests.	$7,712,000	933
Net charge-offs	$103,000	1,746
Cash dividends	$400,000	2,683
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$7,309,430	951
2019-06-30 (YTD Data)		Rank
Total interest income	$14,388,000	1,121
Total interest expense	$2,632,000	1,174
Net interest income	$11,756,000	1,105
Provision for loan and lease losses	$95,000	2,259
Total noninterest income	$5,541,000	636
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$705,000	841
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,836,000	524
Total noninterest expense	$12,224,000	921
Salaries and employee benefits	$8,050,000	810
Premises and equipment expense	$774,000	1,482
Additional noninterest expense	$3,400,000	990
Pre-tax net operating income	$4,978,000	1,060
Securities gains (losses)	$0	1,702
Applicable income taxes	$853,000	1,002
Income before extraordinary items	$4,125,000	1,083
Extraordinary gains, net	$0	11
Net income	$4,125,000	1,083
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,125,000	1,083
Net charge-offs	$55,000	1,767
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$4,125,000	1,070
2019-03-31 (YTD Data)		Rank
Total interest income	$6,881,000	1,154
Total interest expense	$1,199,000	1,235
Net interest income	$5,682,000	1,131
Provision for loan and lease losses	$59,000	1,969
Total noninterest income	$2,335,000	686
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$330,000	877
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,005,000	565
Total noninterest expense	$5,509,000	998
Salaries and employee benefits	$3,732,000	855
Premises and equipment expense	$414,000	1,412
Additional noninterest expense	$1,363,000	1,159
Pre-tax net operating income	$2,449,000	1,042
Securities gains (losses)	$0	1,087
Applicable income taxes	$419,000	1,012
Income before extraordinary items	$2,030,000	1,071
Extraordinary gains, net	$0	5
Net income	$2,030,000	1,070
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,030,000	1,070
Net charge-offs	$21,000	1,669
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$2,030,000	1,051
2018-12-31 (YTD Data)		Rank
Total interest income	$25,234,000	1,169
Total interest expense	$3,004,000	1,435
Net interest income	$22,230,000	1,133
Provision for loan and lease losses	$213,000	2,306
Total noninterest income	$10,294,000	669
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,392,000	880
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,902,000	543
Total noninterest expense	$24,645,000	893
Salaries and employee benefits	$15,160,000	824
Premises and equipment expense	$1,631,000	1,381
Additional noninterest expense	$7,854,000	856
Pre-tax net operating income	$7,666,000	1,262
Securities gains (losses)	$0	1,125
Applicable income taxes	$1,002,000	1,387
Income before extraordinary items	$6,664,000	1,271
Extraordinary gains, net	$0	6
Net income	$6,664,000	1,270
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,664,000	1,270
Net charge-offs	$27,000	2,960
Cash dividends	$1,100,000	2,099
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$6,664,000	1,260
2018-09-30 (YTD Data)		Rank
Total interest income	$18,340,000	1,188
Total interest expense	$1,887,000	1,560
Net interest income	$16,453,000	1,141
Provision for loan and lease losses	$177,000	2,133
Total noninterest income	$7,312,000	697
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$1,017,000	894
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,295,000	581
Total noninterest expense	$17,804,000	920
Salaries and employee benefits	$10,841,000	864
Premises and equipment expense	$1,119,000	1,522
Additional noninterest expense	$5,844,000	846
Pre-tax net operating income	$5,784,000	1,262
Securities gains (losses)	$0	1,118
Applicable income taxes	$730,000	1,459
Income before extraordinary items	$5,054,000	1,262
Extraordinary gains, net	$0	5
Net income	$5,054,000	1,260
Minority interest net income	$0	66
Net income of bank and minority interests.	$5,054,000	1,261
Net charge-offs	$-11,000	4,502
Cash dividends	$900,000	1,765
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$5,054,000	1,256
2018-06-30 (YTD Data)		Rank
Total interest income	$11,565,000	1,237
Total interest expense	$1,024,000	1,745
Net interest income	$10,541,000	1,173
Provision for loan and lease losses	$141,000	1,890
Total noninterest income	$4,663,000	721
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$662,000	910
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,001,000	597
Total noninterest expense	$11,268,000	965
Salaries and employee benefits	$6,875,000	905
Premises and equipment expense	$583,000	1,865
Additional noninterest expense	$3,810,000	870
Pre-tax net operating income	$3,795,000	1,263
Securities gains (losses)	$0	961
Applicable income taxes	$567,000	1,292
Income before extraordinary items	$3,228,000	1,288
Extraordinary gains, net	$0	6
Net income	$3,228,000	1,286
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,228,000	1,287
Net charge-offs	$-49,000	5,013
Cash dividends	$900,000	1,407
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$3,228,000	1,278
2018-03-31 (YTD Data)		Rank
Total interest income	$5,475,000	1,296
Total interest expense	$396,000	2,038
Net interest income	$5,079,000	1,214
Provision for loan and lease losses	$105,000	1,394
Total noninterest income	$2,213,000	730
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$319,000	937
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,894,000	603
Total noninterest expense	$5,625,000	978
Salaries and employee benefits	$3,453,000	914
Premises and equipment expense	$305,000	1,847
Additional noninterest expense	$1,867,000	876
Pre-tax net operating income	$1,562,000	1,441
Securities gains (losses)	$0	735
Applicable income taxes	$215,000	1,510
Income before extraordinary items	$1,347,000	1,448
Extraordinary gains, net	$0	7
Net income	$1,347,000	1,447
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,347,000	1,448
Net charge-offs	$31,000	1,438
Cash dividends	$900,000	789
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,347,000	1,437
2017-12-31 (YTD Data)		Rank
Total interest income	$20,894,000	1,303
Total interest expense	$1,047,000	2,470
Net interest income	$19,847,000	1,226
Provision for loan and lease losses	$1,094,000	837
Total noninterest income	$9,780,000	697
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,485,000	826
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,295,000	584
Total noninterest expense	$19,626,000	1,067
Salaries and employee benefits	$12,200,000	986
Premises and equipment expense	$1,003,000	2,102
Additional noninterest expense	$6,423,000	1,012
Pre-tax net operating income	$8,907,000	1,087
Securities gains (losses)	$0	2,243
Applicable income taxes	$2,054,000	1,258
Income before extraordinary items	$6,853,000	1,041
Extraordinary gains, net	$0	9
Net income	$6,853,000	1,041
Minority interest net income	$0	76
Net income of bank and minority interests.	$6,853,000	1,041
Net charge-offs	$123,000	2,256
Cash dividends	$300,000	3,384
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$6,853,000	1,029
2017-09-30 (YTD Data)		Rank
Total interest income	$15,492,000	1,312
Total interest expense	$761,000	2,505
Net interest income	$14,731,000	1,237
Provision for loan and lease losses	$983,000	709
Total noninterest income	$7,358,000	704
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$1,126,000	824
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,232,000	588
Total noninterest expense	$14,931,000	1,061
Salaries and employee benefits	$9,242,000	975
Premises and equipment expense	$720,000	2,179
Additional noninterest expense	$4,969,000	975
Pre-tax net operating income	$6,175,000	1,180
Securities gains (losses)	$0	2,274
Applicable income taxes	$1,727,000	1,011
Income before extraordinary items	$4,448,000	1,263
Extraordinary gains, net	$0	9
Net income	$4,448,000	1,263
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,448,000	1,263
Net charge-offs	$106,000	1,875
Cash dividends	$300,000	2,852
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$4,448,000	1,246
2017-06-30 (YTD Data)		Rank
Total interest income	$10,161,000	1,327
Total interest expense	$482,000	2,544
Net interest income	$9,679,000	1,250
Provision for loan and lease losses	$660,000	691
Total noninterest income	$5,165,000	679
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$745,000	823
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,420,000	569
Total noninterest expense	$9,500,000	1,109
Salaries and employee benefits	$5,798,000	1,035
Premises and equipment expense	$433,000	2,328
Additional noninterest expense	$3,269,000	992
Pre-tax net operating income	$4,684,000	1,042
Securities gains (losses)	$0	1,906
Applicable income taxes	$1,397,000	882
Income before extraordinary items	$3,287,000	1,160
Extraordinary gains, net	$0	11
Net income	$3,287,000	1,160
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,287,000	1,160
Net charge-offs	$68,000	1,774
Cash dividends	$300,000	2,486
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$3,287,000	1,138
2017-03-31 (YTD Data)		Rank
Total interest income	$4,930,000	1,348
Total interest expense	$210,000	2,766
Net interest income	$4,720,000	1,266
Provision for loan and lease losses	$330,000	620
Total noninterest income	$2,332,000	715
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$341,000	893
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,991,000	590
Total noninterest expense	$4,950,000	1,083
Salaries and employee benefits	$3,091,000	986
Premises and equipment expense	$207,000	2,460
Additional noninterest expense	$1,652,000	970
Pre-tax net operating income	$1,772,000	1,296
Securities gains (losses)	$0	1,153
Applicable income taxes	$468,000	1,133
Income before extraordinary items	$1,304,000	1,360
Extraordinary gains, net	$0	8
Net income	$1,304,000	1,359
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,304,000	1,360
Net charge-offs	$17,000	1,973
Cash dividends	$300,000	1,627
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,304,000	1,344
2016-12-31 (YTD Data)		Rank
Total interest income	$19,055,000	1,348
Total interest expense	$875,000	2,642
Net interest income	$18,180,000	1,274
Provision for loan and lease losses	$920,000	972
Total noninterest income	$14,587,000	524
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,439,000	875
Trading account gains and fees	$0	170
Additional Noninterest Income	$13,148,000	421
Total noninterest expense	$23,568,000	906
Salaries and employee benefits	$11,105,000	1,056
Premises and equipment expense	$1,145,000	1,936
Additional noninterest expense	$11,318,000	607
Pre-tax net operating income	$8,279,000	1,070
Securities gains (losses)	$0	3,212
Applicable income taxes	$646,000	2,041
Income before extraordinary items	$7,633,000	980
Extraordinary gains, net	$0	5
Net income	$7,633,000	979
Minority interest net income	$0	82
Net income of bank and minority interests.	$7,633,000	979
Net charge-offs	$-6,000	4,895
Cash dividends	$2,900,000	1,055
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$7,633,000	954
2016-09-30 (YTD Data)		Rank
Total interest income	$14,087,000	1,363
Total interest expense	$686,000	2,568
Net interest income	$13,401,000	1,304
Provision for loan and lease losses	$665,000	946
Total noninterest income	$10,530,000	544
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$1,077,000	875
Trading account gains and fees	$0	169
Additional Noninterest Income	$9,453,000	432
Total noninterest expense	$17,319,000	914
Salaries and employee benefits	$8,601,000	1,026
Premises and equipment expense	$911,000	1,851
Additional noninterest expense	$7,807,000	665
Pre-tax net operating income	$5,947,000	1,126
Securities gains (losses)	$0	3,160
Applicable income taxes	$0	4,325
Income before extraordinary items	$5,947,000	938
Extraordinary gains, net	$0	5
Net income	$5,947,000	938
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,947,000	938
Net charge-offs	$-34,000	5,255
Cash dividends	$2,900,000	790
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$5,947,000	911
2016-06-30 (YTD Data)		Rank
Total interest income	$9,180,000	1,384
Total interest expense	$459,000	2,570
Net interest income	$8,721,000	1,332
Provision for loan and lease losses	$447,000	947
Total noninterest income	$6,471,000	569
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$696,000	892
Trading account gains and fees	$0	157
Additional Noninterest Income	$5,775,000	448
Total noninterest expense	$10,311,000	1,020
Salaries and employee benefits	$5,358,000	1,091
Premises and equipment expense	$576,000	1,927
Additional noninterest expense	$4,377,000	756
Pre-tax net operating income	$4,434,000	1,017
Securities gains (losses)	$0	2,835
Applicable income taxes	$0	4,338
Income before extraordinary items	$4,434,000	833
Extraordinary gains, net	$0	16
Net income	$4,434,000	831
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,434,000	832
Net charge-offs	$-56,000	5,541
Cash dividends	$400,000	2,211
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$4,434,000	805
2016-03-31 (YTD Data)		Rank
Total interest income	$4,529,000	1,399
Total interest expense	$233,000	2,554
Net interest income	$4,296,000	1,344
Provision for loan and lease losses	$224,000	900
Total noninterest income	$2,852,000	600
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$328,000	938
Trading account gains and fees	$0	142
Additional Noninterest Income	$2,524,000	474
Total noninterest expense	$5,022,000	1,050
Salaries and employee benefits	$2,834,000	1,036
Premises and equipment expense	$282,000	1,964
Additional noninterest expense	$1,906,000	856
Pre-tax net operating income	$1,902,000	1,131
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$1,902,000	941
Extraordinary gains, net	$0	12
Net income	$1,902,000	942
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,902,000	942
Net charge-offs	$-8,000	5,076
Cash dividends	$400,000	1,369
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,902,000	907
2015-12-31 (YTD Data)		Rank
Total interest income	$16,494,000	1,493
Total interest expense	$1,107,000	2,255
Net interest income	$15,387,000	1,439
Provision for loan and lease losses	$-441,000	5,932
Total noninterest income	$10,655,000	639
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,413,000	905
Trading account gains and fees	$0	159
Additional Noninterest Income	$9,242,000	521
Total noninterest expense	$20,010,000	1,030
Salaries and employee benefits	$9,834,000	1,145
Premises and equipment expense	$1,474,000	1,559
Additional noninterest expense	$8,702,000	758
Pre-tax net operating income	$6,473,000	1,272
Securities gains (losses)	$6,000	2,777
Applicable income taxes	$0	4,402
Income before extraordinary items	$6,479,000	1,089
Extraordinary gains, net	$0	23
Net income	$6,479,000	1,089
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,479,000	1,089
Net charge-offs	$-190,000	5,852
Cash dividends	$700,000	2,547
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$6,473,000	1,067
2015-09-30 (YTD Data)		Rank
Total interest income	$12,275,000	1,517
Total interest expense	$874,000	2,190
Net interest income	$11,401,000	1,464
Provision for loan and lease losses	$-459,000	6,070
Total noninterest income	$7,515,000	690
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$1,042,000	921
Trading account gains and fees	$0	153
Additional Noninterest Income	$6,473,000	564
Total noninterest expense	$14,743,000	1,054
Salaries and employee benefits	$7,502,000	1,133
Premises and equipment expense	$1,089,000	1,587
Additional noninterest expense	$6,152,000	804
Pre-tax net operating income	$4,632,000	1,354
Securities gains (losses)	$6,000	2,557
Applicable income taxes	$0	4,489
Income before extraordinary items	$4,638,000	1,148
Extraordinary gains, net	$0	21
Net income	$4,638,000	1,145
Minority interest net income	$0	78
Net income of bank and minority interests.	$4,638,000	1,148
Net charge-offs	$-222,000	5,987
Cash dividends	$700,000	1,974
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$4,632,000	1,117
2015-06-30 (YTD Data)		Rank
Total interest income	$7,977,000	1,566
Total interest expense	$631,000	2,069
Net interest income	$7,346,000	1,517
Provision for loan and lease losses	$-477,000	6,194
Total noninterest income	$4,597,000	733
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$664,000	949
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,933,000	607
Total noninterest expense	$9,966,000	1,046
Salaries and employee benefits	$4,941,000	1,153
Premises and equipment expense	$591,000	1,941
Additional noninterest expense	$4,434,000	752
Pre-tax net operating income	$2,454,000	1,596
Securities gains (losses)	$6,000	2,180
Applicable income taxes	$0	4,497
Income before extraordinary items	$2,460,000	1,357
Extraordinary gains, net	$0	22
Net income	$2,460,000	1,358
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,460,000	1,358
Net charge-offs	$40,000	2,505
Cash dividends	$200,000	2,758
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,454,000	1,321
2015-03-31 (YTD Data)		Rank
Total interest income	$3,844,000	1,614
Total interest expense	$356,000	1,887
Net interest income	$3,488,000	1,584
Provision for loan and lease losses	$-278,000	6,281
Total noninterest income	$2,089,000	758
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$314,000	972
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,775,000	628
Total noninterest expense	$4,458,000	1,143
Salaries and employee benefits	$2,445,000	1,160
Premises and equipment expense	$303,000	1,919
Additional noninterest expense	$1,710,000	936
Pre-tax net operating income	$1,397,000	1,421
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$1,397,000	1,206
Extraordinary gains, net	$0	13
Net income	$1,397,000	1,206
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,397,000	1,207
Net charge-offs	$28,000	1,930
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,397,000	1,170
2014-12-31 (YTD Data)		Rank
Total interest income	$15,007,000	1,675
Total interest expense	$1,473,000	1,916
Net interest income	$13,534,000	1,638
Provision for loan and lease losses	$-1,134,000	6,369
Total noninterest income	$8,651,000	714
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,442,000	916
Trading account gains and fees	$0	180
Additional Noninterest Income	$7,209,000	582
Total noninterest expense	$19,116,000	1,069
Salaries and employee benefits	$8,988,000	1,206
Premises and equipment expense	$1,159,000	1,978
Additional noninterest expense	$8,969,000	731
Pre-tax net operating income	$4,203,000	1,765
Securities gains (losses)	$0	3,259
Applicable income taxes	$0	4,531
Income before extraordinary items	$4,203,000	1,519
Extraordinary gains, net	$0	17
Net income	$4,203,000	1,516
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,203,000	1,518
Net charge-offs	$566,000	1,351
Cash dividends	$1,300,000	1,706
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$4,203,000	1,490
2014-09-30 (YTD Data)		Rank
Total interest income	$11,161,000	1,688
Total interest expense	$1,104,000	1,946
Net interest income	$10,057,000	1,657
Provision for loan and lease losses	$-852,000	6,449
Total noninterest income	$6,799,000	684
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$1,080,000	921
Trading account gains and fees	$0	174
Additional Noninterest Income	$5,719,000	560
Total noninterest expense	$14,707,000	1,041
Salaries and employee benefits	$6,856,000	1,184
Premises and equipment expense	$842,000	2,054
Additional noninterest expense	$7,009,000	707
Pre-tax net operating income	$3,001,000	1,854
Securities gains (losses)	$0	2,980
Applicable income taxes	$0	4,583
Income before extraordinary items	$3,001,000	1,581
Extraordinary gains, net	$0	15
Net income	$3,001,000	1,581
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,001,000	1,581
Net charge-offs	$485,000	1,181
Cash dividends	$1,100,000	1,440
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$3,001,000	1,553
2014-06-30 (YTD Data)		Rank
Total interest income	$7,267,000	1,720
Total interest expense	$733,000	1,971
Net interest income	$6,534,000	1,688
Provision for loan and lease losses	$-566,000	6,517
Total noninterest income	$4,594,000	677
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$687,000	955
Trading account gains and fees	$0	172
Additional Noninterest Income	$3,907,000	539
Total noninterest expense	$9,647,000	1,054
Salaries and employee benefits	$4,574,000	1,185
Premises and equipment expense	$493,000	2,304
Additional noninterest expense	$4,580,000	714
Pre-tax net operating income	$2,047,000	1,786
Securities gains (losses)	$0	2,580
Applicable income taxes	$0	4,568
Income before extraordinary items	$2,047,000	1,508
Extraordinary gains, net	$0	20
Net income	$2,047,000	1,511
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,047,000	1,510
Net charge-offs	$551,000	809
Cash dividends	$300,000	2,325
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,047,000	1,477
2014-03-31 (YTD Data)		Rank
Total interest income	$3,604,000	1,730
Total interest expense	$367,000	2,005
Net interest income	$3,237,000	1,690
Provision for loan and lease losses	$-277,000	6,598
Total noninterest income	$2,104,000	704
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$316,000	1,016
Trading account gains and fees	$0	147
Additional Noninterest Income	$1,788,000	552
Total noninterest expense	$4,579,000	1,112
Salaries and employee benefits	$2,292,000	1,200
Premises and equipment expense	$210,000	2,671
Additional noninterest expense	$2,077,000	781
Pre-tax net operating income	$1,039,000	1,716
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$1,039,000	1,445
Extraordinary gains, net	$0	16
Net income	$1,039,000	1,448
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,039,000	1,447
Net charge-offs	$395,000	592
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,039,000	1,423
2013-12-31 (YTD Data)		Rank
Total interest income	$14,907,000	1,670
Total interest expense	$1,532,000	2,126
Net interest income	$13,375,000	1,616
Provision for loan and lease losses	$528,000	1,773
Total noninterest income	$18,220,000	437
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,517,000	912
Trading account gains and fees	$0	184
Additional Noninterest Income	$16,703,000	333
Total noninterest expense	$26,333,000	770
Salaries and employee benefits	$8,992,000	1,208
Premises and equipment expense	$949,000	2,350
Additional noninterest expense	$16,392,000	438
Pre-tax net operating income	$4,734,000	1,488
Securities gains (losses)	$104,000	1,297
Applicable income taxes	$0	4,631
Income before extraordinary items	$4,838,000	1,259
Extraordinary gains, net	$0	29
Net income	$4,838,000	1,261
Minority interest net income	$0	90
Net income of bank and minority interests.	$4,838,000	1,262
Net charge-offs	$-335,000	6,697
Cash dividends	$13,150,000	264
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$4,734,000	1,268
2013-09-30 (YTD Data)		Rank
Total interest income	$11,124,000	1,689
Total interest expense	$1,151,000	2,179
Net interest income	$9,973,000	1,627
Provision for loan and lease losses	$498,000	1,518
Total noninterest income	$15,407,000	411
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$1,128,000	919
Trading account gains and fees	$0	180
Additional Noninterest Income	$14,279,000	309
Total noninterest expense	$21,018,000	728
Salaries and employee benefits	$7,145,000	1,147
Premises and equipment expense	$710,000	2,384
Additional noninterest expense	$13,163,000	414
Pre-tax net operating income	$3,864,000	1,419
Securities gains (losses)	$104,000	1,190
Applicable income taxes	$0	4,713
Income before extraordinary items	$3,968,000	1,175
Extraordinary gains, net	$0	25
Net income	$3,968,000	1,176
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,968,000	1,177
Net charge-offs	$-353,000	6,793
Cash dividends	$11,450,000	223
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,864,000	1,163
2013-06-30 (YTD Data)		Rank
Total interest income	$7,385,000	1,696
Total interest expense	$765,000	2,228
Net interest income	$6,620,000	1,626
Provision for loan and lease losses	$443,000	1,289
Total noninterest income	$8,357,000	479
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$730,000	926
Trading account gains and fees	$0	157
Additional Noninterest Income	$7,627,000	378
Total noninterest expense	$11,492,000	891
Salaries and employee benefits	$4,631,000	1,175
Premises and equipment expense	$493,000	2,317
Additional noninterest expense	$6,368,000	550
Pre-tax net operating income	$3,042,000	1,218
Securities gains (losses)	$104,000	1,089
Applicable income taxes	$0	4,679
Income before extraordinary items	$3,146,000	976
Extraordinary gains, net	$0	22
Net income	$3,146,000	978
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,146,000	979
Net charge-offs	$-83,000	6,657
Cash dividends	$10,350,000	165
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$3,042,000	967
2013-03-31 (YTD Data)		Rank
Total interest income	$3,684,000	1,715
Total interest expense	$385,000	2,277
Net interest income	$3,299,000	1,636
Provision for loan and lease losses	$225,000	1,230
Total noninterest income	$4,408,000	469
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$340,000	980
Trading account gains and fees	$0	148
Additional Noninterest Income	$4,068,000	361
Total noninterest expense	$5,461,000	939
Salaries and employee benefits	$2,267,000	1,199
Premises and equipment expense	$244,000	2,349
Additional noninterest expense	$2,950,000	594
Pre-tax net operating income	$2,021,000	923
Securities gains (losses)	$92,000	706
Applicable income taxes	$0	4,602
Income before extraordinary items	$2,113,000	736
Extraordinary gains, net	$0	10
Net income	$2,113,000	737
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,113,000	738
Net charge-offs	$-68,000	6,775
Cash dividends	$6,500,000	120
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$2,021,000	733
2012-12-31 (YTD Data)		Rank
Total interest income	$14,264,000	1,851
Total interest expense	$2,073,000	2,077
Net interest income	$12,191,000	1,799
Provision for loan and lease losses	$1,450,000	1,354
Total noninterest income	$16,508,000	475
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$1,447,000	986
Trading account gains and fees	$0	166
Additional Noninterest Income	$15,061,000	371
Total noninterest expense	$14,390,000	1,371
Salaries and employee benefits	$7,109,000	1,435
Premises and equipment expense	$986,000	2,299
Additional noninterest expense	$6,295,000	1,104
Pre-tax net operating income	$12,859,000	588
Securities gains (losses)	$379,000	1,160
Applicable income taxes	$0	4,751
Income before extraordinary items	$13,238,000	509
Extraordinary gains, net	$0	29
Net income	$13,238,000	507
Minority interest net income	$0	93
Net income of bank and minority interests.	$13,238,000	509
Net charge-offs	$1,077,000	1,749
Cash dividends	$4,585,000	623
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$12,859,000	504
2012-09-30 (YTD Data)		Rank
Total interest income	$10,542,000	1,901
Total interest expense	$1,631,000	2,070
Net interest income	$8,911,000	1,862
Provision for loan and lease losses	$1,060,000	1,380
Total noninterest income	$9,194,000	575
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$1,080,000	998
Trading account gains and fees	$0	157
Additional Noninterest Income	$8,114,000	461
Total noninterest expense	$9,509,000	1,538
Salaries and employee benefits	$4,722,000	1,602
Premises and equipment expense	$693,000	2,463
Additional noninterest expense	$4,094,000	1,247
Pre-tax net operating income	$7,536,000	745
Securities gains (losses)	$372,000	942
Applicable income taxes	$0	4,802
Income before extraordinary items	$7,908,000	612
Extraordinary gains, net	$0	20
Net income	$7,908,000	611
Minority interest net income	$0	86
Net income of bank and minority interests.	$7,908,000	612
Net charge-offs	$946,000	1,523
Cash dividends	$4,085,000	427
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$7,536,000	606
2012-06-30 (YTD Data)		Rank
Total interest income	$6,808,000	1,975
Total interest expense	$1,155,000	2,032
Net interest income	$5,653,000	1,955
Provision for loan and lease losses	$670,000	1,458
Total noninterest income	$3,783,000	818
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$684,000	1,035
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,099,000	673
Total noninterest expense	$6,104,000	1,590
Salaries and employee benefits	$3,139,000	1,610
Premises and equipment expense	$451,000	2,516
Additional noninterest expense	$2,514,000	1,353
Pre-tax net operating income	$2,662,000	1,329
Securities gains (losses)	$293,000	878
Applicable income taxes	$0	4,770
Income before extraordinary items	$2,955,000	1,030
Extraordinary gains, net	$0	19
Net income	$2,955,000	1,030
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,955,000	1,030
Net charge-offs	$396,000	2,015
Cash dividends	$1,885,000	571
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,662,000	1,058
2012-03-31 (YTD Data)		Rank
Total interest income	$3,290,000	2,049
Total interest expense	$614,000	2,003
Net interest income	$2,676,000	2,056
Provision for loan and lease losses	$405,000	1,237
Total noninterest income	$1,639,000	902
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$307,000	1,147
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,332,000	734
Total noninterest expense	$2,869,000	1,679
Salaries and employee benefits	$1,495,000	1,686
Premises and equipment expense	$209,000	2,712
Additional noninterest expense	$1,165,000	1,441
Pre-tax net operating income	$1,041,000	1,624
Securities gains (losses)	$105,000	888
Applicable income taxes	$0	4,704
Income before extraordinary items	$1,146,000	1,268
Extraordinary gains, net	$0	19
Net income	$1,146,000	1,269
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,146,000	1,269
Net charge-offs	$363,000	1,320
Cash dividends	$500,000	850
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,041,000	1,322
2011-12-31 (YTD Data)		Rank
Total interest income	$14,168,000	1,983
Total interest expense	$3,449,000	1,723
Net interest income	$10,719,000	2,031
Provision for loan and lease losses	$1,758,000	1,715
Total noninterest income	$5,706,000	935
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$1,423,000	1,038
Trading account gains and fees	$0	146
Additional Noninterest Income	$4,283,000	796
Total noninterest expense	$10,540,000	1,826
Salaries and employee benefits	$6,126,000	1,599
Premises and equipment expense	$955,000	2,507
Additional noninterest expense	$3,459,000	1,946
Pre-tax net operating income	$4,127,000	1,395
Securities gains (losses)	$-23,000	6,935
Applicable income taxes	$0	4,719
Income before extraordinary items	$4,104,000	1,223
Extraordinary gains, net	$0	29
Net income	$4,104,000	1,223
Minority interest net income	$0	96
Net income of bank and minority interests.	$4,104,000	1,223
Net charge-offs	$1,111,000	2,236
Cash dividends	$1,200,000	1,426
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$4,127,000	1,145
2011-09-30 (YTD Data)		Rank
Total interest income	$10,631,000	2,002
Total interest expense	$2,698,000	1,730
Net interest income	$7,933,000	2,074
Provision for loan and lease losses	$1,277,000	1,679
Total noninterest income	$3,606,000	1,077
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$1,053,000	1,058
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,553,000	944
Total noninterest expense	$7,490,000	1,919
Salaries and employee benefits	$4,372,000	1,681
Premises and equipment expense	$707,000	2,546
Additional noninterest expense	$2,411,000	2,065
Pre-tax net operating income	$2,772,000	1,588
Securities gains (losses)	$0	3,555
Applicable income taxes	$0	4,740
Income before extraordinary items	$2,772,000	1,391
Extraordinary gains, net	$0	21
Net income	$2,772,000	1,391
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,772,000	1,391
Net charge-offs	$723,000	2,254
Cash dividends	$1,200,000	994
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,772,000	1,310
2011-06-30 (YTD Data)		Rank
Total interest income	$7,127,000	2,007
Total interest expense	$1,835,000	1,755
Net interest income	$5,292,000	2,072
Provision for loan and lease losses	$805,000	1,709
Total noninterest income	$2,486,000	1,051
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$686,000	1,073
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,800,000	901
Total noninterest expense	$4,944,000	1,949
Salaries and employee benefits	$2,900,000	1,693
Premises and equipment expense	$465,000	2,593
Additional noninterest expense	$1,579,000	2,145
Pre-tax net operating income	$2,029,000	1,434
Securities gains (losses)	$0	2,914
Applicable income taxes	$0	4,697
Income before extraordinary items	$2,029,000	1,232
Extraordinary gains, net	$0	15
Net income	$2,029,000	1,232
Minority interest net income	$0	89
Net income of bank and minority interests.	$2,029,000	1,232
Net charge-offs	$96,000	3,885
Cash dividends	$900,000	886
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$2,029,000	1,181
2011-03-31 (YTD Data)		Rank
Total interest income	$3,596,000	2,000
Total interest expense	$936,000	1,770
Net interest income	$2,660,000	2,050
Provision for loan and lease losses	$405,000	1,622
Total noninterest income	$1,398,000	961
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$314,000	1,148
Trading account gains and fees	$0	158
Additional Noninterest Income	$1,084,000	784
Total noninterest expense	$2,436,000	1,989
Salaries and employee benefits	$1,474,000	1,682
Premises and equipment expense	$221,000	2,758
Additional noninterest expense	$741,000	2,245
Pre-tax net operating income	$1,217,000	1,199
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$1,217,000	995
Extraordinary gains, net	$0	9
Net income	$1,217,000	996
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,217,000	995
Net charge-offs	$37,000	3,587
Cash dividends	$250,000	1,233
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$1,217,000	973
2010-12-31 (YTD Data)		Rank
Total interest income	$14,129,000	2,134
Total interest expense	$4,168,000	1,920
Net interest income	$9,961,000	2,205
Provision for loan and lease losses	$1,683,000	2,306
Total noninterest income	$3,416,000	1,414
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,428,000	1,067
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,988,000	1,412
Total noninterest expense	$8,924,000	2,178
Salaries and employee benefits	$5,280,000	1,835
Premises and equipment expense	$929,000	2,634
Additional noninterest expense	$2,715,000	2,492
Pre-tax net operating income	$2,770,000	1,736
Securities gains (losses)	$0	3,793
Applicable income taxes	$0	4,655
Income before extraordinary items	$2,770,000	1,500
Extraordinary gains, net	$-219,000	7,649
Net income	$2,551,000	1,613
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,551,000	1,615
Net charge-offs	$1,630,000	2,083
Cash dividends	$1,475,000	1,102
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,770,000	1,451
2010-09-30 (YTD Data)		Rank
Total interest income	$10,626,000	2,177
Total interest expense	$3,186,000	1,961
Net interest income	$7,440,000	2,242
Provision for loan and lease losses	$1,042,000	2,455
Total noninterest income	$1,628,000	1,973
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$1,080,000	1,082
Trading account gains and fees	$0	165
Additional Noninterest Income	$548,000	2,606
Total noninterest expense	$6,361,000	2,281
Salaries and employee benefits	$3,582,000	2,023
Premises and equipment expense	$741,000	2,541
Additional noninterest expense	$2,038,000	2,445
Pre-tax net operating income	$1,665,000	2,194
Securities gains (losses)	$0	3,651
Applicable income taxes	$0	4,726
Income before extraordinary items	$1,665,000	1,972
Extraordinary gains, net	$0	23
Net income	$1,665,000	1,973
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,665,000	1,974
Net charge-offs	$535,000	2,982
Cash dividends	$1,375,000	806
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,665,000	1,874
2010-06-30 (YTD Data)		Rank
Total interest income	$6,967,000	2,250
Total interest expense	$2,162,000	2,006
Net interest income	$4,805,000	2,328
Provision for loan and lease losses	$660,000	2,447
Total noninterest income	$1,028,000	2,010
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$703,000	1,110
Trading account gains and fees	$0	152
Additional Noninterest Income	$325,000	2,732
Total noninterest expense	$4,120,000	2,351
Salaries and employee benefits	$2,336,000	2,080
Premises and equipment expense	$471,000	2,639
Additional noninterest expense	$1,313,000	2,509
Pre-tax net operating income	$1,053,000	2,284
Securities gains (losses)	$0	3,184
Applicable income taxes	$0	4,691
Income before extraordinary items	$1,053,000	2,021
Extraordinary gains, net	$0	19
Net income	$1,053,000	2,020
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,053,000	2,021
Net charge-offs	$313,000	2,990
Cash dividends	$725,000	969
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,053,000	1,936
2010-03-31 (YTD Data)		Rank
Total interest income	$3,452,000	2,323
Total interest expense	$1,167,000	1,964
Net interest income	$2,285,000	2,460
Provision for loan and lease losses	$330,000	2,276
Total noninterest income	$466,000	2,143
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$325,000	1,205
Trading account gains and fees	$0	175
Additional Noninterest Income	$141,000	2,954
Total noninterest expense	$2,064,000	2,369
Salaries and employee benefits	$1,189,000	2,071
Premises and equipment expense	$240,000	2,667
Additional noninterest expense	$635,000	2,576
Pre-tax net operating income	$357,000	3,041
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$357,000	2,774
Extraordinary gains, net	$0	16
Net income	$357,000	2,771
Minority interest net income	$0	91
Net income of bank and minority interests.	$357,000	2,774
Net charge-offs	$76,000	3,350
Cash dividends	$225,000	1,291
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$357,000	2,664
2009-12-31 (YTD Data)		Rank
Total interest income	$14,473,000	2,309
Total interest expense	$5,227,000	2,171
Net interest income	$9,246,000	2,357
Provision for loan and lease losses	$871,000	3,716
Total noninterest income	$1,877,000	2,213
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,203,000	1,428
Trading account gains and fees	$0	211
Additional Noninterest Income	$674,000	2,725
Total noninterest expense	$8,457,000	2,334
Salaries and employee benefits	$4,729,000	2,075
Premises and equipment expense	$981,000	2,621
Additional noninterest expense	$2,747,000	2,537
Pre-tax net operating income	$1,795,000	2,091
Securities gains (losses)	$-3,000	6,914
Applicable income taxes	$-1,000	6,154
Income before extraordinary items	$1,793,000	1,846
Extraordinary gains, net	$0	34
Net income	$1,793,000	1,843
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,793,000	1,845
Net charge-offs	$897,000	2,995
Cash dividends	$575,000	2,378
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,796,000	1,804
2009-09-30 (YTD Data)		Rank
Total interest income	$10,785,000	2,359
Total interest expense	$3,967,000	2,235
Net interest income	$6,818,000	2,396
Provision for loan and lease losses	$547,000	3,669
Total noninterest income	$1,393,000	2,287
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$873,000	1,474
Trading account gains and fees	$0	212
Additional Noninterest Income	$520,000	2,745
Total noninterest expense	$6,336,000	2,332
Salaries and employee benefits	$3,470,000	2,145
Premises and equipment expense	$757,000	2,582
Additional noninterest expense	$2,109,000	2,455
Pre-tax net operating income	$1,328,000	2,269
Securities gains (losses)	$-3,000	7,144
Applicable income taxes	$-1,000	6,565
Income before extraordinary items	$1,326,000	2,010
Extraordinary gains, net	$0	27
Net income	$1,326,000	2,009
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,326,000	2,010
Net charge-offs	$759,000	2,544
Cash dividends	$575,000	1,853
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,329,000	1,963
2009-06-30 (YTD Data)		Rank
Total interest income	$7,147,000	2,401
Total interest expense	$2,698,000	2,282
Net interest income	$4,449,000	2,425
Provision for loan and lease losses	$273,000	3,886
Total noninterest income	$946,000	2,265
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$544,000	1,537
Trading account gains and fees	$0	193
Additional Noninterest Income	$402,000	2,549
Total noninterest expense	$4,033,000	2,476
Salaries and employee benefits	$2,210,000	2,283
Premises and equipment expense	$496,000	2,660
Additional noninterest expense	$1,327,000	2,599
Pre-tax net operating income	$1,089,000	1,976
Securities gains (losses)	$-3,000	7,398
Applicable income taxes	$-1,000	6,703
Income before extraordinary items	$1,087,000	1,715
Extraordinary gains, net	$0	21
Net income	$1,087,000	1,712
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,087,000	1,714
Net charge-offs	$162,000	3,687
Cash dividends	$350,000	2,028
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,090,000	1,670
2009-03-31 (YTD Data)		Rank
Total interest income	$3,553,000	2,441
Total interest expense	$1,398,000	2,286
Net interest income	$2,155,000	2,509
Provision for loan and lease losses	$99,000	3,935
Total noninterest income	$493,000	2,164
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$250,000	1,614
Trading account gains and fees	$0	171
Additional Noninterest Income	$243,000	2,233
Total noninterest expense	$1,943,000	2,488
Salaries and employee benefits	$1,111,000	2,302
Premises and equipment expense	$250,000	2,680
Additional noninterest expense	$582,000	2,630
Pre-tax net operating income	$606,000	2,032
Securities gains (losses)	$-3,000	7,758
Applicable income taxes	$-1,000	7,065
Income before extraordinary items	$604,000	1,779
Extraordinary gains, net	$0	15
Net income	$604,000	1,780
Minority interest net income	$0	102
Net income of bank and minority interests.	$604,000	1,781
Net charge-offs	$125,000	2,620
Cash dividends	$100,000	2,226
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$607,000	1,679
2008-12-31 (YTD Data)		Rank
Total interest income	$15,377,000	2,405
Total interest expense	$7,125,000	2,178
Net interest income	$8,252,000	2,631
Provision for loan and lease losses	$111,000	5,925
Total noninterest income	$1,571,000	2,540
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,043,000	1,699
Trading account gains and fees	$0	154
Additional Noninterest Income	$528,000	3,090
Total noninterest expense	$8,407,000	2,283
Salaries and employee benefits	$5,053,000	1,996
Premises and equipment expense	$1,181,000	2,281
Additional noninterest expense	$2,173,000	2,654
Pre-tax net operating income	$1,305,000	3,266
Securities gains (losses)	$0	3,220
Applicable income taxes	$0	4,979
Income before extraordinary items	$1,305,000	2,768
Extraordinary gains, net	$0	39
Net income	$1,305,000	2,767
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$568,000	2,627
Cash dividends	$950,000	2,399
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,305,000	2,903
2008-09-30 (YTD Data)		Rank
Total interest income	$11,685,000	2,437
Total interest expense	$5,556,000	2,180
Net interest income	$6,129,000	2,672
Provision for loan and lease losses	$61,000	5,677
Total noninterest income	$1,213,000	2,561
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$778,000	1,725
Trading account gains and fees	$0	148
Additional Noninterest Income	$435,000	3,046
Total noninterest expense	$6,173,000	2,321
Salaries and employee benefits	$3,658,000	2,101
Premises and equipment expense	$895,000	2,269
Additional noninterest expense	$1,620,000	2,591
Pre-tax net operating income	$1,108,000	3,486
Securities gains (losses)	$0	3,106
Applicable income taxes	$0	5,372
Income before extraordinary items	$1,108,000	2,902
Extraordinary gains, net	$0	31
Net income	$1,108,000	2,898
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$557,000	1,849
Cash dividends	$950,000	1,891
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,108,000	3,053
2008-06-30 (YTD Data)		Rank
Total interest income	$7,880,000	2,448
Total interest expense	$3,772,000	2,223
Net interest income	$4,108,000	2,647
Provision for loan and lease losses	$42,000	5,347
Total noninterest income	$840,000	2,528
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$513,000	1,725
Trading account gains and fees	$0	149
Additional Noninterest Income	$327,000	2,892
Total noninterest expense	$4,028,000	2,363
Salaries and employee benefits	$2,400,000	2,163
Premises and equipment expense	$592,000	2,281
Additional noninterest expense	$1,036,000	2,667
Pre-tax net operating income	$878,000	3,228
Securities gains (losses)	$0	3,233
Applicable income taxes	$0	5,627
Income before extraordinary items	$878,000	2,858
Extraordinary gains, net	$0	21
Net income	$878,000	2,858
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	4,644
Cash dividends	$650,000	1,942
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$878,000	2,798
2008-03-31 (YTD Data)		Rank
Total interest income	$4,066,000	2,439
Total interest expense	$2,007,000	2,229
Net interest income	$2,059,000	2,647
Provision for loan and lease losses	$29,000	4,620
Total noninterest income	$381,000	2,690
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$244,000	1,761
Trading account gains and fees	$0	158
Additional Noninterest Income	$137,000	3,203
Total noninterest expense	$2,078,000	2,296
Salaries and employee benefits	$1,286,000	2,040
Premises and equipment expense	$278,000	2,426
Additional noninterest expense	$514,000	2,659
Pre-tax net operating income	$333,000	3,923
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$333,000	3,581
Extraordinary gains, net	$0	15
Net income	$333,000	3,584
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-33,000	8,250
Cash dividends	$350,000	1,724
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$333,000	3,486
2007-12-31 (YTD Data)		Rank
Total interest income	$16,680,000	2,446
Total interest expense	$8,082,000	2,298
Net interest income	$8,598,000	2,556
Provision for loan and lease losses	$255,000	3,468
Total noninterest income	$1,056,000	3,437
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$603,000	2,664
Trading account gains and fees	$0	178
Additional Noninterest Income	$453,000	3,497
Total noninterest expense	$7,576,000	2,408
Salaries and employee benefits	$4,532,000	2,218
Premises and equipment expense	$1,203,000	2,160
Additional noninterest expense	$1,841,000	2,873
Pre-tax net operating income	$1,823,000	3,528
Securities gains (losses)	$0	2,146
Applicable income taxes	$-44,000	7,923
Income before extraordinary items	$1,867,000	2,976
Extraordinary gains, net	$0	39
Net income	$1,867,000	2,975
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-30,000	8,192
Cash dividends	$803,000	2,945
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,867,000	2,969
2007-09-30 (YTD Data)		Rank
Total interest income	$12,451,000	2,466
Total interest expense	$6,088,000	2,290
Net interest income	$6,363,000	2,602
Provision for loan and lease losses	$225,000	2,782
Total noninterest income	$749,000	3,539
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$398,000	2,909
Trading account gains and fees	$0	184
Additional Noninterest Income	$351,000	3,452
Total noninterest expense	$5,577,000	2,427
Salaries and employee benefits	$3,315,000	2,271
Premises and equipment expense	$911,000	2,123
Additional noninterest expense	$1,351,000	2,872
Pre-tax net operating income	$1,310,000	3,765
Securities gains (losses)	$0	1,655
Applicable income taxes	$-44,000	8,142
Income before extraordinary items	$1,354,000	3,194
Extraordinary gains, net	$0	33
Net income	$1,354,000	3,193
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$206,000	1,933
Cash dividends	$693,000	2,491
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,354,000	3,177
2007-06-30 (YTD Data)		Rank
Total interest income	$8,185,000	2,512
Total interest expense	$4,020,000	2,321
Net interest income	$4,165,000	2,668
Provision for loan and lease losses	$150,000	2,579
Total noninterest income	$502,000	3,553
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$256,000	2,980
Trading account gains and fees	$0	168
Additional Noninterest Income	$246,000	3,380
Total noninterest expense	$3,639,000	2,514
Salaries and employee benefits	$2,162,000	2,362
Premises and equipment expense	$454,000	2,791
Additional noninterest expense	$1,023,000	2,580
Pre-tax net operating income	$878,000	3,819
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$878,000	3,314
Extraordinary gains, net	$0	29
Net income	$878,000	3,313
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	4,113
Cash dividends	$393,000	2,812
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$878,000	3,294
2007-03-31 (YTD Data)		Rank
Total interest income	$3,985,000	2,570
Total interest expense	$1,961,000	2,348
Net interest income	$2,024,000	2,725
Provision for loan and lease losses	$75,000	2,404
Total noninterest income	$227,000	3,753
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$126,000	2,972
Trading account gains and fees	$0	195
Additional Noninterest Income	$101,000	3,756
Total noninterest expense	$1,935,000	2,357
Salaries and employee benefits	$1,190,000	2,154
Premises and equipment expense	$301,000	2,175
Additional noninterest expense	$444,000	2,896
Pre-tax net operating income	$241,000	5,129
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$241,000	4,649
Extraordinary gains, net	$0	22
Net income	$241,000	4,651
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	3,116
Cash dividends	$150,000	2,695
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$241,000	4,636
2006-12-31 (YTD Data)		Rank
Total interest income	$16,316,000	2,381
Total interest expense	$8,098,000	2,020
Net interest income	$8,218,000	2,692
Provision for loan and lease losses	$475,000	1,995
Total noninterest income	$1,141,000	3,238
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$633,000	2,580
Trading account gains and fees	$0	130
Additional Noninterest Income	$508,000	3,306
Total noninterest expense	$7,698,000	2,302
Salaries and employee benefits	$4,531,000	2,159
Premises and equipment expense	$1,254,000	1,998
Additional noninterest expense	$1,913,000	2,674
Pre-tax net operating income	$1,186,000	4,815
Securities gains (losses)	$-104,000	8,220
Applicable income taxes	$-44,000	8,283
Income before extraordinary items	$1,126,000	4,426
Extraordinary gains, net	$0	51
Net income	$1,126,000	4,426
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$417,000	1,333
Cash dividends	$753,000	3,070
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,230,000	4,205
2006-09-30 (YTD Data)		Rank
Total interest income	$12,159,000	2,385
Total interest expense	$5,962,000	2,004
Net interest income	$6,197,000	2,715
Provision for loan and lease losses	$400,000	1,696
Total noninterest income	$851,000	3,264
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$467,000	2,613
Trading account gains and fees	$0	126
Additional Noninterest Income	$384,000	3,279
Total noninterest expense	$5,793,000	2,285
Salaries and employee benefits	$3,306,000	2,223
Premises and equipment expense	$961,000	1,970
Additional noninterest expense	$1,526,000	2,515
Pre-tax net operating income	$855,000	5,087
Securities gains (losses)	$-104,000	8,416
Applicable income taxes	$-44,000	8,497
Income before extraordinary items	$795,000	4,711
Extraordinary gains, net	$0	45
Net income	$795,000	4,715
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$387,000	967
Cash dividends	$753,000	2,329
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$899,000	4,412
2006-06-30 (YTD Data)		Rank
Total interest income	$7,912,000	2,399
Total interest expense	$3,836,000	1,973
Net interest income	$4,076,000	2,744
Provision for loan and lease losses	$250,000	1,756
Total noninterest income	$547,000	3,317
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$286,000	2,761
Trading account gains and fees	$0	126
Additional Noninterest Income	$261,000	3,253
Total noninterest expense	$3,641,000	2,434
Salaries and employee benefits	$2,110,000	2,325
Premises and equipment expense	$567,000	2,186
Additional noninterest expense	$964,000	2,653
Pre-tax net operating income	$732,000	4,526
Securities gains (losses)	$-104,000	8,547
Applicable income taxes	$0	6,706
Income before extraordinary items	$628,000	4,327
Extraordinary gains, net	$0	39
Net income	$628,000	4,331
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	2,929
Cash dividends	$503,000	2,342
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$732,000	3,943
2006-03-31 (YTD Data)		Rank
Total interest income	$3,812,000	2,429
Total interest expense	$1,832,000	1,976
Net interest income	$1,980,000	2,799
Provision for loan and lease losses	$60,000	2,788
Total noninterest income	$250,000	3,467
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$119,000	3,096
Trading account gains and fees	$0	115
Additional Noninterest Income	$131,000	3,225
Total noninterest expense	$1,804,000	2,461
Salaries and employee benefits	$1,109,000	2,221
Premises and equipment expense	$224,000	2,731
Additional noninterest expense	$471,000	2,677
Pre-tax net operating income	$366,000	4,489
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$366,000	3,902
Extraordinary gains, net	$0	21
Net income	$366,000	3,901
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	2,694
Cash dividends	$302,000	1,911
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$366,000	3,886
2005-12-31 (YTD Data)		Rank
Total interest income	$14,181,000	2,335
Total interest expense	$6,242,000	1,817
Net interest income	$7,939,000	2,721
Provision for loan and lease losses	$360,000	2,451
Total noninterest income	$1,216,000	3,114
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$510,000	3,014
Trading account gains and fees	$0	138
Additional Noninterest Income	$706,000	2,759
Total noninterest expense	$7,404,000	2,263
Salaries and employee benefits	$4,244,000	2,164
Premises and equipment expense	$1,234,000	1,947
Additional noninterest expense	$1,926,000	2,575
Pre-tax net operating income	$1,391,000	4,560
Securities gains (losses)	$0	2,296
Applicable income taxes	$-69,000	8,577
Income before extraordinary items	$1,460,000	3,846
Extraordinary gains, net	$0	46
Net income	$1,460,000	3,847
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$133,000	2,889
Cash dividends	$250,000	4,640
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,460,000	3,821
2005-09-30 (YTD Data)		Rank
Total interest income	$10,378,000	2,337
Total interest expense	$4,471,000	1,794
Net interest income	$5,907,000	2,724
Provision for loan and lease losses	$270,000	2,383
Total noninterest income	$926,000	3,075
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$413,000	2,843
Trading account gains and fees	$0	126
Additional Noninterest Income	$513,000	2,831
Total noninterest expense	$5,550,000	2,235
Salaries and employee benefits	$3,088,000	2,203
Premises and equipment expense	$1,003,000	1,798
Additional noninterest expense	$1,459,000	2,524
Pre-tax net operating income	$1,013,000	4,733
Securities gains (losses)	$0	2,317
Applicable income taxes	$-69,000	8,700
Income before extraordinary items	$1,082,000	3,948
Extraordinary gains, net	$0	35
Net income	$1,082,000	3,948
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$137,000	2,137
Cash dividends	$250,000	3,766
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,082,000	3,905
2005-06-30 (YTD Data)		Rank
Total interest income	$6,809,000	2,323
Total interest expense	$2,893,000	1,749
Net interest income	$3,916,000	2,714
Provision for loan and lease losses	$180,000	2,307
Total noninterest income	$598,000	3,105
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$268,000	2,860
Trading account gains and fees	$0	116
Additional Noninterest Income	$330,000	2,894
Total noninterest expense	$3,607,000	2,275
Salaries and employee benefits	$1,949,000	2,313
Premises and equipment expense	$680,000	1,761
Additional noninterest expense	$978,000	2,484
Pre-tax net operating income	$727,000	4,521
Securities gains (losses)	$0	2,146
Applicable income taxes	$-69,000	8,728
Income before extraordinary items	$796,000	3,645
Extraordinary gains, net	$0	30
Net income	$796,000	3,647
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$136,000	1,569
Cash dividends	$150,000	3,809
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$796,000	3,598
2005-03-31 (YTD Data)		Rank
Total interest income	$3,347,000	2,309
Total interest expense	$1,293,000	1,838
Net interest income	$2,054,000	2,593
Provision for loan and lease losses	$90,000	2,180
Total noninterest income	$279,000	3,217
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$120,000	3,030
Trading account gains and fees	$0	115
Additional Noninterest Income	$159,000	2,872
Total noninterest expense	$1,704,000	2,411
Salaries and employee benefits	$976,000	2,327
Premises and equipment expense	$242,000	2,421
Additional noninterest expense	$486,000	2,506
Pre-tax net operating income	$539,000	3,483
Securities gains (losses)	$0	1,685
Applicable income taxes	$-69,000	8,820
Income before extraordinary items	$608,000	2,588
Extraordinary gains, net	$0	24
Net income	$608,000	2,589
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-24,000	8,391
Cash dividends	$150,000	2,522
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$608,000	2,547
2004-12-31 (YTD Data)		Rank
Total interest income	$11,852,000	2,425
Total interest expense	$4,155,000	1,959
Net interest income	$7,697,000	2,617
Provision for loan and lease losses	$0	7,314
Total noninterest income	$1,482,000	2,716
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$565,000	2,843
Trading account gains and fees	$0	138
Additional Noninterest Income	$917,000	2,273
Total noninterest expense	$7,393,000	2,155
Salaries and employee benefits	$3,903,000	2,228
Premises and equipment expense	$1,352,000	1,717
Additional noninterest expense	$2,138,000	2,274
Pre-tax net operating income	$1,786,000	3,805
Securities gains (losses)	$0	3,819
Applicable income taxes	$1,012,000	2,129
Income before extraordinary items	$774,000	5,334
Extraordinary gains, net	$0	34
Net income	$774,000	5,336
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$203,000	2,563
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$774,000	5,263
2004-09-30 (YTD Data)		Rank
Total interest income	$8,640,000	2,450
Total interest expense	$2,997,000	2,002
Net interest income	$5,643,000	2,655
Provision for loan and lease losses	$0	7,100
Total noninterest income	$980,000	2,977
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$403,000	2,995
Trading account gains and fees	$0	134
Additional Noninterest Income	$577,000	2,566
Total noninterest expense	$5,489,000	2,163
Salaries and employee benefits	$2,875,000	2,246
Premises and equipment expense	$960,000	1,802
Additional noninterest expense	$1,654,000	2,183
Pre-tax net operating income	$1,134,000	4,307
Securities gains (losses)	$0	3,710
Applicable income taxes	$1,012,000	1,757
Income before extraordinary items	$122,000	7,959
Extraordinary gains, net	$0	26
Net income	$122,000	7,962
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$233,000	1,710
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$122,000	7,906
2004-06-30 (YTD Data)		Rank
Total interest income	$5,596,000	2,499
Total interest expense	$1,899,000	2,078
Net interest income	$3,697,000	2,689
Provision for loan and lease losses	$0	6,885
Total noninterest income	$704,000	2,824
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$267,000	2,978
Trading account gains and fees	$0	130
Additional Noninterest Income	$437,000	2,388
Total noninterest expense	$3,524,000	2,241
Salaries and employee benefits	$1,908,000	2,262
Premises and equipment expense	$514,000	2,222
Additional noninterest expense	$1,102,000	2,199
Pre-tax net operating income	$877,000	3,871
Securities gains (losses)	$0	3,413
Applicable income taxes	$1,012,000	1,268
Income before extraordinary items	$-135,000	8,745
Extraordinary gains, net	$0	21
Net income	$-135,000	8,747
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$246,000	1,182
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$-135,000	8,716
2004-03-31 (YTD Data)		Rank
Total interest income	$2,695,000	2,592
Total interest expense	$910,000	2,185
Net interest income	$1,785,000	2,793
Provision for loan and lease losses	$0	6,501
Total noninterest income	$260,000	3,425
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$123,000	3,105
Trading account gains and fees	$0	121
Additional Noninterest Income	$137,000	3,091
Total noninterest expense	$1,727,000	2,305
Salaries and employee benefits	$987,000	2,221
Premises and equipment expense	$257,000	2,240
Additional noninterest expense	$483,000	2,444
Pre-tax net operating income	$318,000	4,684
Securities gains (losses)	$0	2,934
Applicable income taxes	$1,012,000	724
Income before extraordinary items	$-694,000	9,077
Extraordinary gains, net	$0	16
Net income	$-694,000	9,076
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	8,331
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$-694,000	9,059
2003-12-31 (YTD Data)		Rank
Total interest income	$11,688,000	2,442
Total interest expense	$4,446,000	2,010
Net interest income	$7,242,000	2,672
Provision for loan and lease losses	$310,000	3,086
Total noninterest income	$1,534,000	2,802
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$505,000	3,066
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,029,000	2,345
Total noninterest expense	$6,241,000	2,505
Salaries and employee benefits	$3,781,000	2,251
Premises and equipment expense	$770,000	2,849
Additional noninterest expense	$1,690,000	2,769
Pre-tax net operating income	$2,225,000	3,136
Securities gains (losses)	$0	4,500
Applicable income taxes	$780,000	2,585
Income before extraordinary items	$1,445,000	3,646
Extraordinary gains, net	$0	54
Net income	$1,445,000	3,644
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$379,000	1,928
Cash dividends	$750,000	2,818
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,445,000	3,493
2003-09-30 (YTD Data)		Rank
Total interest income	$9,872,000	2,202
Total interest expense	$3,476,000	2,008
Net interest income	$6,396,000	2,285
Provision for loan and lease losses	$310,000	2,456
Total noninterest income	$370,000	5,500
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$352,000	3,268
Trading account gains and fees	$0	153
Additional Noninterest Income	$18,000	8,330
Total noninterest expense	$4,619,000	2,548
Salaries and employee benefits	$2,758,000	2,303
Premises and equipment expense	$571,000	2,887
Additional noninterest expense	$1,290,000	2,717
Pre-tax net operating income	$1,837,000	3,029
Securities gains (losses)	$0	4,204
Applicable income taxes	$648,000	2,522
Income before extraordinary items	$1,189,000	3,522
Extraordinary gains, net	$0	40
Net income	$1,189,000	3,521
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$183,000	2,313
Cash dividends	$750,000	2,073
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,189,000	3,360
2003-06-30 (YTD Data)		Rank
Total interest income	$6,654,000	2,191
Total interest expense	$2,470,000	1,948
Net interest income	$4,184,000	2,321
Provision for loan and lease losses	$270,000	1,999
Total noninterest income	$207,000	5,916
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$224,000	3,346
Trading account gains and fees	$0	150
Additional Noninterest Income	$-17,000	9,230
Total noninterest expense	$3,077,000	2,538
Salaries and employee benefits	$1,865,000	2,268
Premises and equipment expense	$364,000	2,985
Additional noninterest expense	$848,000	2,737
Pre-tax net operating income	$1,044,000	3,416
Securities gains (losses)	$0	3,782
Applicable income taxes	$358,000	2,918
Income before extraordinary items	$686,000	3,921
Extraordinary gains, net	$0	30
Net income	$686,000	3,921
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$173,000	1,812
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$686,000	3,737
2003-03-31 (YTD Data)		Rank
Total interest income	$3,308,000	2,223
Total interest expense	$1,290,000	1,911
Net interest income	$2,018,000	2,404
Provision for loan and lease losses	$150,000	1,666
Total noninterest income	$47,000	7,471
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$114,000	3,214
Trading account gains and fees	$0	134
Additional Noninterest Income	$-67,000	9,310
Total noninterest expense	$1,512,000	2,560
Salaries and employee benefits	$875,000	2,407
Premises and equipment expense	$172,000	3,124
Additional noninterest expense	$465,000	2,496
Pre-tax net operating income	$403,000	4,015
Securities gains (losses)	$0	2,891
Applicable income taxes	$155,000	3,169
Income before extraordinary items	$248,000	4,742
Extraordinary gains, net	$0	21
Net income	$248,000	4,742
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$211,000	912
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$248,000	4,545
2002-12-31 (YTD Data)		Rank
Total interest income	$15,709,000	1,971
Total interest expense	$6,463,000	1,767
Net interest income	$9,246,000	2,093
Provision for loan and lease losses	$1,970,000	741
Total noninterest income	$566,000	4,877
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$432,000	3,347
Trading account gains and fees	$0	153
Additional Noninterest Income	$134,000	5,833
Total noninterest expense	$5,377,000	2,738
Salaries and employee benefits	$3,070,000	2,570
Premises and equipment expense	$713,000	2,960
Additional noninterest expense	$1,594,000	2,822
Pre-tax net operating income	$2,465,000	2,911
Securities gains (losses)	$0	4,537
Applicable income taxes	$853,000	2,482
Income before extraordinary items	$1,612,000	3,312
Extraordinary gains, net	$-4,000	9,306
Net income	$1,608,000	3,320
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,265,000	786
Cash dividends	$3,200,000	877
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,612,000	3,218
2001-12-31 (YTD Data)		Rank
Total interest income	$16,159,000	2,131
Total interest expense	$8,278,000	1,958
Net interest income	$7,881,000	2,278
Provision for loan and lease losses	$2,554,000	576
Total noninterest income	$608,000	4,545
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$469,000	2,989
Trading account gains and fees	$0	177
Additional Noninterest Income	$139,000	5,688
Total noninterest expense	$4,255,000	3,239
Salaries and employee benefits	$2,359,000	3,107
Premises and equipment expense	$589,000	3,419
Additional noninterest expense	$1,307,000	3,238
Pre-tax net operating income	$1,680,000	3,585
Securities gains (losses)	$0	4,612
Applicable income taxes	$622,000	2,900
Income before extraordinary items	$1,058,000	4,128
Extraordinary gains, net	$0	105
Net income	$1,058,000	4,129
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$750,000	1,151
Cash dividends	$200,000	4,983
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,058,000	4,016
2000-12-31 (YTD Data)		Rank
Total interest income	$11,315,000	3,053
Total interest expense	$6,350,000	2,626
Net interest income	$4,965,000	3,495
Provision for loan and lease losses	$507,000	1,846
Total noninterest income	$567,000	4,561
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$422,000	3,110
Trading account gains and fees	NA	NA
Additional Noninterest Income	$145,000	5,553
Total noninterest expense	$3,386,000	3,827
Salaries and employee benefits	$1,798,000	3,783
Premises and equipment expense	$448,000	4,149
Additional noninterest expense	$1,140,000	3,600
Pre-tax net operating income	$1,639,000	3,818
Securities gains (losses)	$0	1,956
Applicable income taxes	$582,000	3,176
Income before extraordinary items	$1,057,000	4,222
Extraordinary gains, net	$0	38
Net income	$1,057,000	4,223
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	5,922
Cash dividends	$775,000	2,724
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,057,000	4,224
1999-12-31 (YTD Data)		Rank
Total interest income	$6,740,000	4,544
Total interest expense	$3,373,000	4,165
Net interest income	$3,367,000	4,765
Provision for loan and lease losses	$109,000	5,060
Total noninterest income	$469,000	5,155
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$295,000	4,043
Trading account gains and fees	NA	NA
Additional Noninterest Income	$174,000	5,261
Total noninterest expense	$2,310,000	5,141
Salaries and employee benefits	$1,279,000	4,927
Premises and equipment expense	$390,000	4,632
Additional noninterest expense	$641,000	5,571
Pre-tax net operating income	$1,417,000	4,256
Securities gains (losses)	$0	3,155
Applicable income taxes	$485,000	3,706
Income before extraordinary items	$932,000	4,643
Extraordinary gains, net	$0	35
Net income	$932,000	4,644
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	9,212
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$932,000	4,609
1998-12-31 (YTD Data)		Rank
Total interest income	$5,620,000	5,225
Total interest expense	$2,864,000	4,888
Net interest income	$2,756,000	5,475
Provision for loan and lease losses	$64,000	6,030
Total noninterest income	$480,000	5,060
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$288,000	4,046
Trading account gains and fees	NA	NA
Additional Noninterest Income	$192,000	5,065
Total noninterest expense	$2,004,000	5,595
Salaries and employee benefits	$1,075,000	5,499
Premises and equipment expense	$387,000	4,543
Additional noninterest expense	$542,000	6,154
Pre-tax net operating income	$1,168,000	4,973
Securities gains (losses)	$0	4,449
Applicable income taxes	$398,000	4,426
Income before extraordinary items	$770,000	5,307
Extraordinary gains, net	$0	32
Net income	$770,000	5,307
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	9,653
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$770,000	5,205
1997-12-31 (YTD Data)		Rank
Total interest income	$4,733,000	6,018
Total interest expense	$2,179,000	5,921
Net interest income	$2,554,000	5,964
Provision for loan and lease losses	$53,000	6,553
Total noninterest income	$497,000	5,017
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$294,000	4,150
Trading account gains and fees	NA	NA
Additional Noninterest Income	$203,000	4,916
Total noninterest expense	$1,904,000	5,838
Salaries and employee benefits	$983,000	5,930
Premises and equipment expense	$370,000	4,710
Additional noninterest expense	$551,000	6,109
Pre-tax net operating income	$1,094,000	5,561
Securities gains (losses)	$0	3,944
Applicable income taxes	$349,000	5,318
Income before extraordinary items	$745,000	5,698
Extraordinary gains, net	$0	44
Net income	$745,000	5,701
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	7,179
Cash dividends	$580,000	3,169
Sale, conversion, retirement of capital stock, net	$-72,000	10,767
Net operating income	$745,000	5,654
1996-12-31 (YTD Data)		Rank
Total interest income	$4,022,000	6,852
Total interest expense	$1,735,000	6,993
Net interest income	$2,287,000	6,581
Provision for loan and lease losses	$57,000	6,361
Total noninterest income	$338,000	6,535
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$292,000	4,304
Trading account gains and fees	NA	NA
Additional Noninterest Income	$46,000	9,071
Total noninterest expense	$1,654,000	6,701
Salaries and employee benefits	$903,000	6,448
Premises and equipment expense	$409,000	4,456
Additional noninterest expense	$342,000	8,435
Pre-tax net operating income	$914,000	6,038
Securities gains (losses)	$0	4,148
Applicable income taxes	$302,000	5,805
Income before extraordinary items	$612,000	6,198
Extraordinary gains, net	$0	53
Net income	$612,000	6,201
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	9,767
Cash dividends	$53,000	7,465
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$612,000	6,140
1995-12-31 (YTD Data)		Rank
Total interest income	$3,664,000	7,348
Total interest expense	$1,599,000	7,418
Net interest income	$2,065,000	7,159
Provision for loan and lease losses	$140,000	3,774
Total noninterest income	$355,000	6,416
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$323,000	4,031
Trading account gains and fees	NA	NA
Additional Noninterest Income	$32,000	10,138
Total noninterest expense	$1,444,000	7,451
Salaries and employee benefits	$716,000	7,617
Premises and equipment expense	$384,000	4,698
Additional noninterest expense	$344,000	8,752
Pre-tax net operating income	$836,000	6,702
Securities gains (losses)	$0	3,831
Applicable income taxes	$283,000	6,221
Income before extraordinary items	$553,000	6,887
Extraordinary gains, net	$0	65
Net income	$553,000	6,885
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,856
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$553,000	6,864
1994-12-31 (YTD Data)		Rank
Total interest income	$2,950,000	8,135
Total interest expense	$1,012,000	8,642
Net interest income	$1,938,000	7,710
Provision for loan and lease losses	$0	9,146
Total noninterest income	$371,000	6,429
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$335,000	3,981
Trading account gains and fees	NA	NA
Additional Noninterest Income	$36,000	10,409
Total noninterest expense	$1,445,000	7,775
Salaries and employee benefits	$714,000	7,770
Premises and equipment expense	$363,000	4,958
Additional noninterest expense	$368,000	9,143
Pre-tax net operating income	$864,000	6,568
Securities gains (losses)	$0	3,600
Applicable income taxes	$290,000	5,998
Income before extraordinary items	$574,000	6,737
Extraordinary gains, net	$0	249
Net income	$574,000	6,750
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	9,875
Cash dividends	$152,000	6,031
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$574,000	6,791
1993-12-31 (YTD Data)		Rank
Total interest income	$1,825,000	10,542
Total interest expense	$648,000	10,886
Net interest income	$1,177,000	10,141
Provision for loan and lease losses	$1,000	10,323
Total noninterest income	$399,000	6,484
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$366,000	3,731
Trading account gains and fees	NA	NA
Additional Noninterest Income	$33,000	11,102
Total noninterest expense	$1,451,000	7,994
Salaries and employee benefits	$676,000	8,165
Premises and equipment expense	$332,000	5,430
Additional noninterest expense	$443,000	8,794
Pre-tax net operating income	$124,000	11,687
Securities gains (losses)	$-26,000	12,971
Applicable income taxes	$36,000	11,244
Income before extraordinary items	$62,000	12,161
Extraordinary gains, net	$0	3,149
Net income	$62,000	12,192
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	9,724
Cash dividends	$52,000	7,891
Sale, conversion, retirement of capital stock, net	$60,000	957
Net operating income	$78,640	11,844
1992-12-31 (YTD Data)		Rank
Total interest income	$2,042,000	10,824
Total interest expense	$825,000	11,212
Net interest income	$1,217,000	10,272
Provision for loan and lease losses	$115,000	6,913
Total noninterest income	$430,000	6,269
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$409,000	3,402
Trading account gains and fees	NA	NA
Additional Noninterest Income	$21,000	12,470
Total noninterest expense	$1,394,000	8,318
Salaries and employee benefits	$668,000	8,239
Premises and equipment expense	$323,000	5,681
Additional noninterest expense	$403,000	9,531
Pre-tax net operating income	$138,000	11,641
Securities gains (losses)	$5,000	7,049
Applicable income taxes	$33,000	11,726
Income before extraordinary items	$110,000	11,805
Extraordinary gains, net	$0	1,422
Net income	$110,000	11,882
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$115,000	5,553
Cash dividends	$97,000	6,724
Sale, conversion, retirement of capital stock, net	$40,000	954
Net operating income	$106,150	11,562

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.