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West Gate Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0116%2,213
Percentage Net Loans Charged-off: Total real estate loans-0.0009%3,362
Percentage Net Loans Charged-off:Construction & development-0.0018%4,183
Percentage Net Loans Charged-off: Commercial real estate0.0000%532
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential-0.0017%3,547
Percentage Net Loans Charged-off: Home equity loans-0.0541%4,404
All other 1-4 family - Percent of loans charged-off, net0.0000%740
Percentage Net Loans Charged-off: Commercial and industrial0.0134%1,564
Percentage Net Loans Charged-off: Loans to individuals9.0683%95
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual9.0683%45
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0114%1,980
Percentage Net Loans Charged-off: Total real estate loans-0.0009%3,343
Percentage Net Loans Charged-off:Construction & development-0.0012%4,230
Percentage Net Loans Charged-off: Commercial real estate0.0000%416
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0018%3,572
Percentage Net Loans Charged-off: Home equity loans-0.0628%4,444
All other 1-4 family - Percent of loans charged-off, net0.0000%600
Percentage Net Loans Charged-off: Commercial and industrial0.0179%1,244
Percentage Net Loans Charged-off: Loans to individuals8.3827%51
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual8.3827%55
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0114%1,774
Percentage Net Loans Charged-off: Total real estate loans-0.0011%3,427
Percentage Net Loans Charged-off:Construction & development-0.0017%4,308
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0020%3,638
Percentage Net Loans Charged-off: Home equity loans-0.0757%4,484
All other 1-4 family - Percent of loans charged-off, net0.0000%481
Percentage Net Loans Charged-off: Commercial and industrial0.0277%1,026
Percentage Net Loans Charged-off: Loans to individuals7.4396%55
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual7.4396%90
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0080%1,649
Percentage Net Loans Charged-off: Total real estate loans-0.0011%3,501
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0028%3,777
Percentage Net Loans Charged-off: Home equity loans-0.1091%4,605
All other 1-4 family - Percent of loans charged-off, net0.0000%332
Percentage Net Loans Charged-off: Commercial and industrial0.0000%773
Percentage Net Loans Charged-off: Loans to individuals6.8468%66
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual6.8468%59
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0705%939
Percentage Net Loans Charged-off: Total real estate loans-0.0011%3,210
Percentage Net Loans Charged-off:Construction & development-0.0019%4,261
Percentage Net Loans Charged-off: Commercial real estate0.0000%506
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0021%3,484
Percentage Net Loans Charged-off: Home equity loans-0.0971%4,543
All other 1-4 family - Percent of loans charged-off, net0.0000%764
Percentage Net Loans Charged-off: Commercial and industrial0.6086%314
Percentage Net Loans Charged-off: Loans to individuals8.1027%49
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual8.1027%46
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0932%664
Percentage Net Loans Charged-off: Total real estate loans-0.0013%3,173
Percentage Net Loans Charged-off:Construction & development-0.0025%4,332
Percentage Net Loans Charged-off: Commercial real estate0.0000%378
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0023%3,487
Percentage Net Loans Charged-off: Home equity loans-0.1120%4,588
All other 1-4 family - Percent of loans charged-off, net0.0000%623
Percentage Net Loans Charged-off: Commercial and industrial0.8768%187
Percentage Net Loans Charged-off: Loans to individuals6.8578%59
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual6.8578%54
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1085%554
Percentage Net Loans Charged-off: Total real estate loans-0.0011%3,102
Percentage Net Loans Charged-off:Construction & development-0.0019%3,945
Percentage Net Loans Charged-off: Commercial real estate0.0000%298
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0021%3,392
Percentage Net Loans Charged-off: Home equity loans-0.1059%3,411
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial1.1074%134
Percentage Net Loans Charged-off: Loans to individuals6.7396%56
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual6.7396%47
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0069%1,505
Percentage Net Loans Charged-off: Total real estate loans-0.0011%3,277
Percentage Net Loans Charged-off:Construction & development-0.0039%4,042
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0014%3,484
Percentage Net Loans Charged-off: Home equity loans-0.0743%3,411
All other 1-4 family - Percent of loans charged-off, net0.0000%357
Percentage Net Loans Charged-off: Commercial and industrial0.0000%640
Percentage Net Loans Charged-off: Loans to individuals5.5125%70
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.5125%61
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0062%2,352
Percentage Net Loans Charged-off: Total real estate loans-0.0011%3,240
Percentage Net Loans Charged-off:Construction & development-0.0023%3,920
Percentage Net Loans Charged-off: Commercial real estate0.0000%744
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0018%3,346
Percentage Net Loans Charged-off: Home equity loans-0.0892%3,426
All other 1-4 family - Percent of loans charged-off, net0.0000%983
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,504
Percentage Net Loans Charged-off: Loans to individuals4.0471%74
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.0471%67
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0052%2,144
Percentage Net Loans Charged-off: Total real estate loans-0.0010%3,269
Percentage Net Loans Charged-off:Construction & development-0.0015%3,973
Percentage Net Loans Charged-off: Commercial real estate0.0000%641
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0019%3,415
Percentage Net Loans Charged-off: Home equity loans-0.0966%3,496
All other 1-4 family - Percent of loans charged-off, net0.0000%854
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,280
Percentage Net Loans Charged-off: Loans to individuals3.3599%90
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.3599%84
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0031%2,074
Percentage Net Loans Charged-off: Total real estate loans-0.0013%3,373
Percentage Net Loans Charged-off:Construction & development-0.0024%4,043
Percentage Net Loans Charged-off: Commercial real estate0.0000%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0023%3,517
Percentage Net Loans Charged-off: Home equity loans-0.1117%3,538
All other 1-4 family - Percent of loans charged-off, net0.0000%755
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,104
Percentage Net Loans Charged-off: Loans to individuals2.5260%141
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.5260%117
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0045%1,757
Percentage Net Loans Charged-off: Total real estate loans-0.0013%3,445
Percentage Net Loans Charged-off:Construction & development-0.0050%4,164
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0015%3,618
Percentage Net Loans Charged-off: Home equity loans-0.0727%3,546
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial0.0000%814
Percentage Net Loans Charged-off: Loans to individuals3.5278%109
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.5278%98
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0086%3,026
Percentage Net Loans Charged-off: Total real estate loans-0.0014%3,755
Percentage Net Loans Charged-off:Construction & development-0.0035%4,074
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,060
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0023%3,757
Percentage Net Loans Charged-off: Home equity loans-0.1257%3,629
All other 1-4 family - Percent of loans charged-off, net0.0000%1,462
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,097
Percentage Net Loans Charged-off: Loans to individuals4.6242%95
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.6242%88
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0066%2,891
Percentage Net Loans Charged-off: Total real estate loans-0.0017%3,738
Percentage Net Loans Charged-off:Construction & development-0.0050%4,134
Percentage Net Loans Charged-off: Commercial real estate0.0000%822
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0025%3,768
Percentage Net Loans Charged-off: Home equity loans-0.1489%3,665
All other 1-4 family - Percent of loans charged-off, net0.0000%1,241
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,840
Percentage Net Loans Charged-off: Loans to individuals3.7486%126
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.7486%107
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0066%2,727
Percentage Net Loans Charged-off: Total real estate loans-0.0014%3,693
Percentage Net Loans Charged-off:Construction & development-0.0038%4,165
Percentage Net Loans Charged-off: Commercial real estate0.0000%666
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0021%3,782
Percentage Net Loans Charged-off: Home equity loans-0.1339%3,658
All other 1-4 family - Percent of loans charged-off, net0.0000%1,087
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,576
Percentage Net Loans Charged-off: Loans to individuals3.9633%134
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.9633%115
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0103%2,205
Percentage Net Loans Charged-off: Total real estate loans-0.0015%3,681
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0030%3,888
Percentage Net Loans Charged-off: Home equity loans-0.1770%3,693
All other 1-4 family - Percent of loans charged-off, net0.0000%803
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,103
Percentage Net Loans Charged-off: Loans to individuals5.9126%86
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.9126%73
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0251%2,896
Percentage Net Loans Charged-off: Total real estate loans-0.0013%3,846
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,108
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0030%4,012
Percentage Net Loans Charged-off: Home equity loans-0.1373%3,743
All other 1-4 family - Percent of loans charged-off, net0.0000%1,766
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,246
Percentage Net Loans Charged-off: Loans to individuals8.6715%44
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual8.6715%34
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0252%2,595
Percentage Net Loans Charged-off: Total real estate loans-0.0015%3,798
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate0.0000%880
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0036%4,025
Percentage Net Loans Charged-off: Home equity loans-0.1543%3,800
All other 1-4 family - Percent of loans charged-off, net0.0000%1,505
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,875
Percentage Net Loans Charged-off: Loans to individuals8.3533%43
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual8.3533%36
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0215%2,418
Percentage Net Loans Charged-off: Total real estate loans-0.0014%3,799
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate0.0000%706
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0037%4,022
Percentage Net Loans Charged-off: Home equity loans-0.1402%3,816
All other 1-4 family - Percent of loans charged-off, net0.0000%1,269
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,571
Percentage Net Loans Charged-off: Loans to individuals6.8888%54
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual6.8888%43
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0171%2,126
Percentage Net Loans Charged-off: Total real estate loans-0.0020%3,914
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0054%4,194
Percentage Net Loans Charged-off: Home equity loans-0.1881%3,877
All other 1-4 family - Percent of loans charged-off, net0.0000%925
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,103
Percentage Net Loans Charged-off: Loans to individuals5.8329%75
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.8329%63
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0061%3,484
Percentage Net Loans Charged-off: Total real estate loans-0.0321%4,777
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate-0.0675%4,980
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential-0.0049%4,271
Percentage Net Loans Charged-off: Home equity loans-0.1408%3,879
All other 1-4 family - Percent of loans charged-off, net0.0000%1,969
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,189
Percentage Net Loans Charged-off: Loans to individuals6.8149%49
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual6.8149%41
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0034%4,153
Percentage Net Loans Charged-off: Total real estate loans-0.0436%4,885
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate-0.0912%5,098
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.0057%4,256
Percentage Net Loans Charged-off: Home equity loans-0.1603%3,930
All other 1-4 family - Percent of loans charged-off, net0.0000%1,693
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,906
Percentage Net Loans Charged-off: Loans to individuals6.4272%62
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual6.4272%52
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0233%4,629
Percentage Net Loans Charged-off: Total real estate loans-0.0671%5,066
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate-0.1380%5,226
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.0055%4,266
Percentage Net Loans Charged-off: Home equity loans-0.1409%3,938
All other 1-4 family - Percent of loans charged-off, net0.0000%1,443
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,594
Percentage Net Loans Charged-off: Loans to individuals5.8824%71
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.8824%58
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0306%1,885
Percentage Net Loans Charged-off: Total real estate loans-0.0050%4,182
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate-0.0050%4,770
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0084%4,416
Percentage Net Loans Charged-off: Home equity loans-0.1822%4,020
All other 1-4 family - Percent of loans charged-off, net0.0000%1,039
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,100
Percentage Net Loans Charged-off: Loans to individuals6.3622%62
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual6.3622%53
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0311%3,178
Percentage Net Loans Charged-off: Total real estate loans0.0051%2,503
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate0.0145%1,162
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential-0.0068%4,593
Percentage Net Loans Charged-off: Home equity loans-0.1436%4,082
All other 1-4 family - Percent of loans charged-off, net0.0000%2,289
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,400
Percentage Net Loans Charged-off: Loans to individuals5.6877%82
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.6877%72
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0355%2,722
Percentage Net Loans Charged-off: Total real estate loans0.0080%2,092
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate0.0212%862
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0074%4,603
Percentage Net Loans Charged-off: Home equity loans-0.1638%4,124
All other 1-4 family - Percent of loans charged-off, net0.0000%2,002
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,017
Percentage Net Loans Charged-off: Loans to individuals5.5702%83
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.5702%74
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0340%2,509
Percentage Net Loans Charged-off: Total real estate loans0.0144%1,684
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate0.0348%640
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential-0.0066%4,535
Percentage Net Loans Charged-off: Home equity loans-0.1458%4,128
All other 1-4 family - Percent of loans charged-off, net0.0000%1,712
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,692
Percentage Net Loans Charged-off: Loans to individuals4.3090%121
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.3090%105
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0173%2,441
Percentage Net Loans Charged-off: Total real estate loans-0.0038%4,299
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate-0.0027%4,838
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.0092%4,666
Percentage Net Loans Charged-off: Home equity loans-0.1909%4,197
All other 1-4 family - Percent of loans charged-off, net0.0000%1,248
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,124
Percentage Net Loans Charged-off: Loans to individuals3.8685%164
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.8685%142
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0017%4,691
Percentage Net Loans Charged-off: Total real estate loans-0.0361%5,218
Percentage Net Loans Charged-off:Construction & development0.0000%574
Percentage Net Loans Charged-off: Commercial real estate-0.0248%5,134
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential-0.0950%5,503
Percentage Net Loans Charged-off: Home equity loans-0.1529%4,249
All other 1-4 family - Percent of loans charged-off, net-0.0913%5,498
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,426
Percentage Net Loans Charged-off: Loans to individuals5.1746%95
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.1746%86
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0129%4,867
Percentage Net Loans Charged-off: Total real estate loans-0.0485%5,320
Percentage Net Loans Charged-off:Construction & development0.0000%470
Percentage Net Loans Charged-off: Commercial real estate-0.0339%5,257
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential-0.1325%5,613
Percentage Net Loans Charged-off: Home equity loans-0.1470%4,268
All other 1-4 family - Percent of loans charged-off, net-0.1315%5,620
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,051
Percentage Net Loans Charged-off: Loans to individuals4.9898%91
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.9898%84
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0327%5,166
Percentage Net Loans Charged-off: Total real estate loans-0.0718%5,496
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate-0.0499%5,432
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential-0.2035%5,761
Percentage Net Loans Charged-off: Home equity loans-0.1355%4,297
All other 1-4 family - Percent of loans charged-off, net-0.2084%5,769
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,698
Percentage Net Loans Charged-off: Loans to individuals4.9596%89
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.9596%77
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0095%4,513
Percentage Net Loans Charged-off: Total real estate loans-0.0461%5,370
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate-0.0979%5,690
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential-0.0064%4,812
Percentage Net Loans Charged-off: Home equity loans-0.0997%4,273
All other 1-4 family - Percent of loans charged-off, net0.0000%1,477
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,202
Percentage Net Loans Charged-off: Loans to individuals5.9107%89
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.9107%73
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0627%5,630
Percentage Net Loans Charged-off: Total real estate loans-0.1176%5,772
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate-0.0067%5,088
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential-0.4457%6,004
Percentage Net Loans Charged-off: Home equity loans-0.0959%4,357
All other 1-4 family - Percent of loans charged-off, net-0.4709%5,999
Percentage Net Loans Charged-off: Commercial and industrial-0.0512%4,845
Percentage Net Loans Charged-off: Loans to individuals-0.2016%5,612
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2016%5,551
Percentage Net Loans Charged-off: All other loans and lease0.9311%429
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0996%5,784
Percentage Net Loans Charged-off: Total real estate loans-0.1594%5,898
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate-0.0067%5,162
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential-0.5927%6,093
Percentage Net Loans Charged-off: Home equity loans-0.1291%4,436
All other 1-4 family - Percent of loans charged-off, net-0.6254%6,095
Percentage Net Loans Charged-off: Commercial and industrial-0.0707%4,969
Percentage Net Loans Charged-off: Loans to individuals-0.2735%5,684
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2735%5,630
Percentage Net Loans Charged-off: All other loans and lease0.8907%397
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0275%3,118
Percentage Net Loans Charged-off: Total real estate loans0.0052%2,610
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate-0.0067%5,261
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0334%2,131
Percentage Net Loans Charged-off: Home equity loans-0.0953%4,418
All other 1-4 family - Percent of loans charged-off, net0.0431%1,925
Percentage Net Loans Charged-off: Commercial and industrial-0.1082%5,176
Percentage Net Loans Charged-off: Loans to individuals-0.4089%5,809
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.4089%5,769
Percentage Net Loans Charged-off: All other loans and lease0.9063%372
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0395%2,432
Percentage Net Loans Charged-off: Total real estate loans0.0018%2,063
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate-0.0068%5,384
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0220%1,670
Percentage Net Loans Charged-off: Home equity loans-0.0984%4,474
All other 1-4 family - Percent of loans charged-off, net0.0316%1,499
Percentage Net Loans Charged-off: Commercial and industrial-0.0272%4,611
Percentage Net Loans Charged-off: Loans to individuals-0.3850%5,759
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3850%5,711
Percentage Net Loans Charged-off: All other loans and lease0.9571%307
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2098%1,988
Percentage Net Loans Charged-off: Total real estate loans0.2424%1,277
Percentage Net Loans Charged-off:Construction & development1.1993%381
Percentage Net Loans Charged-off: Commercial real estate-0.0069%5,480
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.1002%2,384
Percentage Net Loans Charged-off: Home equity loans-0.1572%4,642
All other 1-4 family - Percent of loans charged-off, net0.1247%2,072
Percentage Net Loans Charged-off: Commercial and industrial-0.2693%5,724
Percentage Net Loans Charged-off: Loans to individuals0.0909%3,465
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0909%3,325
Percentage Net Loans Charged-off: All other loans and lease1.0107%422
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2410%1,599
Percentage Net Loans Charged-off: Total real estate loans0.2936%1,005
Percentage Net Loans Charged-off:Construction & development1.5642%293
Percentage Net Loans Charged-off: Commercial real estate-0.0069%5,485
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential-0.0156%5,753
Percentage Net Loans Charged-off: Home equity loans-0.1430%4,673
All other 1-4 family - Percent of loans charged-off, net-0.0034%5,531
Percentage Net Loans Charged-off: Commercial and industrial-0.3728%5,877
Percentage Net Loans Charged-off: Loans to individuals0.2419%2,464
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2419%2,310
Percentage Net Loans Charged-off: All other loans and lease0.9851%400
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4126%985
Percentage Net Loans Charged-off: Total real estate loans0.4457%700
Percentage Net Loans Charged-off:Construction & development2.3701%210
Percentage Net Loans Charged-off: Commercial real estate-0.0068%5,552
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential-0.0197%5,834
Percentage Net Loans Charged-off: Home equity loans-0.1652%4,708
All other 1-4 family - Percent of loans charged-off, net-0.0054%5,564
Percentage Net Loans Charged-off: Commercial and industrial-0.0169%4,682
Percentage Net Loans Charged-off: Loans to individuals0.3536%1,858
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3536%1,733
Percentage Net Loans Charged-off: All other loans and lease1.0007%360
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5929%625
Percentage Net Loans Charged-off: Total real estate loans0.6872%396
Percentage Net Loans Charged-off:Construction & development3.5879%137
Percentage Net Loans Charged-off: Commercial real estate-0.0068%5,675
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.0204%5,797
Percentage Net Loans Charged-off: Home equity loans-0.2323%4,759
All other 1-4 family - Percent of loans charged-off, net0.0000%2,040
Percentage Net Loans Charged-off: Commercial and industrial-0.0231%4,792
Percentage Net Loans Charged-off: Loans to individuals0.7117%1,168
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7117%1,063
Percentage Net Loans Charged-off: All other loans and lease0.6468%374
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1308%6,540
Percentage Net Loans Charged-off: Total real estate loans-0.1956%6,566
Percentage Net Loans Charged-off:Construction & development-0.1600%5,650
Percentage Net Loans Charged-off: Commercial real estate-0.2580%6,474
Percentage Net Loans Charged-off: Multi-family residential-0.2236%5,304
Percentage Net Loans Charged-off: 1-4 family residential-0.0432%6,302
Percentage Net Loans Charged-off: Home equity loans-0.1557%4,869
All other 1-4 family - Percent of loans charged-off, net-0.0338%6,243
Percentage Net Loans Charged-off: Commercial and industrial-0.0225%5,159
Percentage Net Loans Charged-off: Loans to individuals0.4781%2,150
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4781%2,012
Percentage Net Loans Charged-off: All other loans and lease0.7027%549
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1864%6,636
Percentage Net Loans Charged-off: Total real estate loans-0.2607%6,668
Percentage Net Loans Charged-off:Construction & development-0.2184%5,772
Percentage Net Loans Charged-off: Commercial real estate-0.3453%6,569
Percentage Net Loans Charged-off: Multi-family residential-0.2971%5,366
Percentage Net Loans Charged-off: 1-4 family residential-0.0536%6,348
Percentage Net Loans Charged-off: Home equity loans-0.1690%4,905
All other 1-4 family - Percent of loans charged-off, net-0.0443%6,303
Percentage Net Loans Charged-off: Commercial and industrial-0.0221%5,101
Percentage Net Loans Charged-off: Loans to individuals0.1036%3,388
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1036%3,239
Percentage Net Loans Charged-off: All other loans and lease0.7582%501
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0670%6,372
Percentage Net Loans Charged-off: Total real estate loans-0.1173%6,555
Percentage Net Loans Charged-off:Construction & development-0.3784%5,898
Percentage Net Loans Charged-off: Commercial real estate-0.0035%5,946
Percentage Net Loans Charged-off: Multi-family residential-0.4575%5,376
Percentage Net Loans Charged-off: 1-4 family residential-0.1091%6,496
Percentage Net Loans Charged-off: Home equity loans-0.1275%4,870
All other 1-4 family - Percent of loans charged-off, net-0.1076%6,475
Percentage Net Loans Charged-off: Commercial and industrial-0.0196%4,987
Percentage Net Loans Charged-off: Loans to individuals0.1501%2,861
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1501%2,718
Percentage Net Loans Charged-off: All other loans and lease0.8342%446
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1122%6,492
Percentage Net Loans Charged-off: Total real estate loans-0.1738%6,664
Percentage Net Loans Charged-off:Construction & development-0.3933%5,975
Percentage Net Loans Charged-off: Commercial real estate-0.0035%6,044
Percentage Net Loans Charged-off: Multi-family residential-0.9463%5,427
Percentage Net Loans Charged-off: 1-4 family residential-0.2073%6,670
Percentage Net Loans Charged-off: Home equity loans-0.1315%4,875
All other 1-4 family - Percent of loans charged-off, net-0.2132%6,660
Percentage Net Loans Charged-off: Commercial and industrial-0.0262%5,070
Percentage Net Loans Charged-off: Loans to individuals0.2895%2,076
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2895%1,933
Percentage Net Loans Charged-off: All other loans and lease1.0637%335
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4823%2,310
Percentage Net Loans Charged-off: Total real estate loans0.5325%1,865
Percentage Net Loans Charged-off:Construction & development3.2116%804
Percentage Net Loans Charged-off: Commercial real estate0.0142%3,133
Percentage Net Loans Charged-off: Multi-family residential0.0170%827
Percentage Net Loans Charged-off: 1-4 family residential-0.0833%6,767
Percentage Net Loans Charged-off: Home equity loans-0.1705%5,101
All other 1-4 family - Percent of loans charged-off, net-0.0763%6,730
Percentage Net Loans Charged-off: Commercial and industrial-0.0238%5,636
Percentage Net Loans Charged-off: Loans to individuals-0.3402%6,583
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3402%6,536
Percentage Net Loans Charged-off: All other loans and lease1.2499%496
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5756%1,899
Percentage Net Loans Charged-off: Total real estate loans0.6139%1,597
Percentage Net Loans Charged-off:Construction & development3.7321%690
Percentage Net Loans Charged-off: Commercial real estate-0.0102%6,470
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential-0.1129%6,872
Percentage Net Loans Charged-off: Home equity loans-0.1825%5,142
All other 1-4 family - Percent of loans charged-off, net-0.1070%6,847
Percentage Net Loans Charged-off: Commercial and industrial-0.0226%5,576
Percentage Net Loans Charged-off: Loans to individuals2.4506%471
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.4506%432
Percentage Net Loans Charged-off: All other loans and lease1.1447%460
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3740%2,522
Percentage Net Loans Charged-off: Total real estate loans0.3815%2,188
Percentage Net Loans Charged-off:Construction & development2.3334%883
Percentage Net Loans Charged-off: Commercial real estate-0.0115%6,513
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential-0.1793%6,957
Percentage Net Loans Charged-off: Home equity loans-0.1368%5,127
All other 1-4 family - Percent of loans charged-off, net-0.1837%6,944
Percentage Net Loans Charged-off: Commercial and industrial-0.0175%5,497
Percentage Net Loans Charged-off: Loans to individuals2.3669%511
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.3669%465
Percentage Net Loans Charged-off: All other loans and lease0.9643%471
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6977%1,428
Percentage Net Loans Charged-off: Total real estate loans0.7534%1,201
Percentage Net Loans Charged-off:Construction & development4.3543%482
Percentage Net Loans Charged-off: Commercial real estate-0.0156%6,572
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential-0.3404%7,064
Percentage Net Loans Charged-off: Home equity loans-0.1272%5,143
All other 1-4 family - Percent of loans charged-off, net-0.3672%7,057
Percentage Net Loans Charged-off: Commercial and industrial-0.0176%5,387
Percentage Net Loans Charged-off: Loans to individuals2.3126%511
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.3126%459
Percentage Net Loans Charged-off: All other loans and lease1.1448%358
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5093%2,956
Percentage Net Loans Charged-off: Total real estate loans0.4978%2,648
Percentage Net Loans Charged-off:Construction & development2.0691%1,673
Percentage Net Loans Charged-off: Commercial real estate0.2952%2,455
Percentage Net Loans Charged-off: Multi-family residential-1.3768%5,750
Percentage Net Loans Charged-off: 1-4 family residential-0.1992%7,140
Percentage Net Loans Charged-off: Home equity loans-0.1936%5,342
All other 1-4 family - Percent of loans charged-off, net-0.1997%7,125
Percentage Net Loans Charged-off: Commercial and industrial0.1989%3,465
Percentage Net Loans Charged-off: Loans to individuals0.1569%4,196
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1530%3,984
Percentage Net Loans Charged-off: All other loans and lease2.4765%363
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4370%2,975
Percentage Net Loans Charged-off: Total real estate loans0.3854%2,782
Percentage Net Loans Charged-off:Construction & development1.0726%1,864
Percentage Net Loans Charged-off: Commercial real estate0.2936%2,091
Percentage Net Loans Charged-off: Multi-family residential-0.0779%5,668
Percentage Net Loans Charged-off: 1-4 family residential-0.1235%7,156
Percentage Net Loans Charged-off: Home equity loans-0.2165%5,375
All other 1-4 family - Percent of loans charged-off, net-0.1166%7,137
Percentage Net Loans Charged-off: Commercial and industrial0.3253%2,742
Percentage Net Loans Charged-off: Loans to individuals0.1291%3,997
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1251%3,798
Percentage Net Loans Charged-off: All other loans and lease2.9397%292
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0870%4,781
Percentage Net Loans Charged-off: Total real estate loans-0.0442%7,088
Percentage Net Loans Charged-off:Construction & development0.0042%2,301
Percentage Net Loans Charged-off: Commercial real estate-0.1544%7,149
Percentage Net Loans Charged-off: Multi-family residential-0.0397%5,682
Percentage Net Loans Charged-off: 1-4 family residential0.2942%2,487
Percentage Net Loans Charged-off: Home equity loans-0.2502%5,397
All other 1-4 family - Percent of loans charged-off, net0.3311%2,233
Percentage Net Loans Charged-off: Commercial and industrial0.4382%2,260
Percentage Net Loans Charged-off: Loans to individuals0.1274%3,633
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1222%3,424
Percentage Net Loans Charged-off: All other loans and lease3.2597%257
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0666%4,256
Percentage Net Loans Charged-off: Total real estate loans-0.0735%7,155
Percentage Net Loans Charged-off:Construction & development0.0077%1,691
Percentage Net Loans Charged-off: Commercial real estate-0.3185%7,253
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.6422%1,323
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.6824%1,209
Percentage Net Loans Charged-off: Commercial and industrial0.9635%1,275
Percentage Net Loans Charged-off: Loans to individuals0.1232%3,068
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1158%2,867
Percentage Net Loans Charged-off: All other loans and lease1.1681%368
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7163%2,869
Percentage Net Loans Charged-off: Total real estate loans0.7939%2,255
Percentage Net Loans Charged-off:Construction & development-0.0021%6,837
Percentage Net Loans Charged-off: Commercial real estate0.8146%1,517
Percentage Net Loans Charged-off: Multi-family residential1.6685%562
Percentage Net Loans Charged-off: 1-4 family residential1.7261%795
Percentage Net Loans Charged-off: Home equity loans0.7969%1,010
All other 1-4 family - Percent of loans charged-off, net1.8025%770
Percentage Net Loans Charged-off: Commercial and industrial0.0293%4,629
Percentage Net Loans Charged-off: Loans to individuals-0.2065%7,183
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.8730%566
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3122%4,090
Percentage Net Loans Charged-off: Total real estate loans0.3222%3,297
Percentage Net Loans Charged-off:Construction & development-0.0028%6,879
Percentage Net Loans Charged-off: Commercial real estate0.1830%2,480
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential1.6580%747
Percentage Net Loans Charged-off: Home equity loans1.0123%789
All other 1-4 family - Percent of loans charged-off, net1.7135%734
Percentage Net Loans Charged-off: Commercial and industrial0.0389%4,189
Percentage Net Loans Charged-off: Loans to individuals-0.1982%7,168
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.0147%503
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2767%3,950
Percentage Net Loans Charged-off: Total real estate loans0.2892%3,140
Percentage Net Loans Charged-off:Construction & development0.2647%2,439
Percentage Net Loans Charged-off: Commercial real estate0.0094%2,608
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential1.6421%734
Percentage Net Loans Charged-off: Home equity loans1.5019%533
All other 1-4 family - Percent of loans charged-off, net1.6543%754
Percentage Net Loans Charged-off: Commercial and industrial-0.0169%6,481
Percentage Net Loans Charged-off: Loans to individuals-0.1391%6,936
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.1796%423
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1342%4,144
Percentage Net Loans Charged-off: Total real estate loans0.1275%3,227
Percentage Net Loans Charged-off:Construction & development0.6012%1,644
Percentage Net Loans Charged-off: Commercial real estate0.0178%1,825
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0149%3,058
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.0162%2,881
Percentage Net Loans Charged-off: Commercial and industrial-0.0162%6,411
Percentage Net Loans Charged-off: Loans to individuals-0.1654%6,840
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.6803%349
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3880%4,269
Percentage Net Loans Charged-off: Total real estate loans0.2413%3,917
Percentage Net Loans Charged-off:Construction & development0.4931%2,938
Percentage Net Loans Charged-off: Commercial real estate0.0845%2,944
Percentage Net Loans Charged-off: Multi-family residential0.1480%824
Percentage Net Loans Charged-off: 1-4 family residential0.8029%1,534
Percentage Net Loans Charged-off: Home equity loans4.6017%213
All other 1-4 family - Percent of loans charged-off, net0.5346%1,914
Percentage Net Loans Charged-off: Commercial and industrial1.0988%2,728
Percentage Net Loans Charged-off: Loans to individuals0.2294%5,092
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease61.5142%50
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4369%3,493
Percentage Net Loans Charged-off: Total real estate loans0.2510%3,323
Percentage Net Loans Charged-off:Construction & development0.6054%2,427
Percentage Net Loans Charged-off: Commercial real estate0.1139%2,254
Percentage Net Loans Charged-off: Multi-family residential0.2011%593
Percentage Net Loans Charged-off: 1-4 family residential0.6113%1,550
Percentage Net Loans Charged-off: Home equity loans2.8426%308
All other 1-4 family - Percent of loans charged-off, net0.4602%1,803
Percentage Net Loans Charged-off: Commercial and industrial1.4197%1,946
Percentage Net Loans Charged-off: Loans to individuals0.2848%4,521
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease45.4432%69
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1404%4,765
Percentage Net Loans Charged-off: Total real estate loans0.1148%3,666
Percentage Net Loans Charged-off:Construction & development0.5567%2,074
Percentage Net Loans Charged-off: Commercial real estate0.0258%2,112
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.2336%2,341
Percentage Net Loans Charged-off: Home equity loans1.3646%481
All other 1-4 family - Percent of loans charged-off, net0.1591%2,494
Percentage Net Loans Charged-off: Commercial and industrial0.0310%3,840
Percentage Net Loans Charged-off: Loans to individuals0.4829%3,537
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease59.0476%51
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2160%3,346
Percentage Net Loans Charged-off: Total real estate loans0.1966%2,421
Percentage Net Loans Charged-off:Construction & development1.0397%1,227
Percentage Net Loans Charged-off: Commercial real estate0.0522%1,230
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.2698%1,665
Percentage Net Loans Charged-off: Home equity loans0.6508%532
All other 1-4 family - Percent of loans charged-off, net0.2458%1,607
Percentage Net Loans Charged-off: Commercial and industrial0.0719%2,607
Percentage Net Loans Charged-off: Loans to individuals0.5347%2,877
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease80.5031%34
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2540%3,735
Percentage Net Loans Charged-off: Total real estate loans0.2228%2,741
Percentage Net Loans Charged-off:Construction & development0.7031%1,815
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential-0.5531%6,263
Percentage Net Loans Charged-off: 1-4 family residential0.9900%615
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net1.0383%577
Percentage Net Loans Charged-off: Commercial and industrial0.3456%3,093
Percentage Net Loans Charged-off: Loans to individuals-0.0887%7,657
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease66.2983%37
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3354%2,360
Percentage Net Loans Charged-off: Total real estate loans0.3002%1,681
Percentage Net Loans Charged-off:Construction & development0.9541%1,109
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential-0.7452%6,248
Percentage Net Loans Charged-off: 1-4 family residential1.2865%345
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net1.3456%312
Percentage Net Loans Charged-off: Commercial and industrial0.4623%2,111
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,434
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease50.3939%41
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0184%5,396
Percentage Net Loans Charged-off: Total real estate loans-0.0883%8,140
Percentage Net Loans Charged-off:Construction & development0.2040%1,305
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential-1.1482%6,215
Percentage Net Loans Charged-off: 1-4 family residential-0.1138%8,115
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net-0.1188%8,093
Percentage Net Loans Charged-off: Commercial and industrial0.5818%1,516
Percentage Net Loans Charged-off: Loans to individuals-0.6881%8,047
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease64.4890%35
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0611%7,848
Percentage Net Loans Charged-off: Total real estate loans-0.1951%8,259
Percentage Net Loans Charged-off:Construction & development0.4006%683
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential-2.4040%6,146
Percentage Net Loans Charged-off: 1-4 family residential-0.3294%8,242
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net-0.3430%8,217
Percentage Net Loans Charged-off: Commercial and industrial0.6053%1,074
Percentage Net Loans Charged-off: Loans to individuals-0.3071%7,605
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease36.9942%57
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0146%7,869
Percentage Net Loans Charged-off: Total real estate loans0.0946%2,167
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential-0.5561%6,265
Percentage Net Loans Charged-off: 1-4 family residential0.6624%400
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.6885%381
Percentage Net Loans Charged-off: Commercial and industrial-0.5109%7,916
Percentage Net Loans Charged-off: Loans to individuals-0.0809%7,687
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1344%2,665
Percentage Net Loans Charged-off: Total real estate loans0.0829%1,668
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential-0.7184%6,220
Percentage Net Loans Charged-off: 1-4 family residential0.6717%282
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.6981%272
Percentage Net Loans Charged-off: Commercial and industrial0.3742%1,723
Percentage Net Loans Charged-off: Loans to individuals0.2802%3,671
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0138%4,788
Percentage Net Loans Charged-off: Total real estate loans-0.0540%8,137
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential-0.5092%6,198
Percentage Net Loans Charged-off: 1-4 family residential-0.0052%7,661
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net-0.0054%7,657
Percentage Net Loans Charged-off: Commercial and industrial0.2618%1,682
Percentage Net Loans Charged-off: Loans to individuals0.4855%2,450
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0198%3,740
Percentage Net Loans Charged-off: Total real estate loans-0.0961%8,280
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential-0.9856%6,146
Percentage Net Loans Charged-off: 1-4 family residential0.0411%1,176
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0429%1,062
Percentage Net Loans Charged-off: Commercial and industrial0.4972%894
Percentage Net Loans Charged-off: Loans to individuals0.5189%2,096
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1993%2,003
Percentage Net Loans Charged-off: Total real estate loans0.1811%793
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential1.2314%62
Percentage Net Loans Charged-off: 1-4 family residential0.2062%805
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.2150%769
Percentage Net Loans Charged-off: Commercial and industrial0.3141%2,083
Percentage Net Loans Charged-off: Loans to individuals0.1028%5,076
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2432%1,355
Percentage Net Loans Charged-off: Total real estate loans0.2645%416
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential1.3977%44
Percentage Net Loans Charged-off: 1-4 family residential0.4703%296
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.4910%276
Percentage Net Loans Charged-off: Commercial and industrial0.1436%2,189
Percentage Net Loans Charged-off: Loans to individuals0.1630%4,255
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0319%3,940
Percentage Net Loans Charged-off: Total real estate loans0.0080%2,209
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential-0.0108%6,210
Percentage Net Loans Charged-off: 1-4 family residential0.0363%1,539
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0379%1,435
Percentage Net Loans Charged-off: Commercial and industrial0.1104%2,009
Percentage Net Loans Charged-off: Loans to individuals0.3167%3,089
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0265%3,407
Percentage Net Loans Charged-off: Total real estate loans0.0069%1,526
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential-0.0219%6,164
Percentage Net Loans Charged-off: 1-4 family residential0.0357%1,055
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0372%966
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,732
Percentage Net Loans Charged-off: Loans to individuals0.7715%1,585
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0660%4,391
Percentage Net Loans Charged-off: Total real estate loans0.1032%1,256
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.7086%79
Percentage Net Loans Charged-off: 1-4 family residential0.0446%2,096
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0460%1,986
Percentage Net Loans Charged-off: Commercial and industrial-0.0908%7,567
Percentage Net Loans Charged-off: Loans to individuals-0.3005%8,302
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0913%3,302
Percentage Net Loans Charged-off: Total real estate loans0.1389%891
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.9494%56
Percentage Net Loans Charged-off: 1-4 family residential0.0451%1,801
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0465%1,686
Percentage Net Loans Charged-off: Commercial and industrial-0.1250%7,541
Percentage Net Loans Charged-off: Loans to individuals-0.3326%8,243
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1366%2,411
Percentage Net Loans Charged-off: Total real estate loans0.2019%615
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential1.3763%36
Percentage Net Loans Charged-off: 1-4 family residential0.0498%1,502
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0512%1,417
Percentage Net Loans Charged-off: Commercial and industrial-0.1913%7,662
Percentage Net Loans Charged-off: Loans to individuals-0.3446%8,141
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0486%7,825
Percentage Net Loans Charged-off: Total real estate loans0.0096%1,641
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0291%1,272
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0299%1,157
Percentage Net Loans Charged-off: Commercial and industrial-0.3871%7,968
Percentage Net Loans Charged-off: Loans to individuals-0.3204%7,921
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1153%3,942
Percentage Net Loans Charged-off: Total real estate loans0.1010%1,574
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.2957%657
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.3025%668
Percentage Net Loans Charged-off: Commercial and industrial0.1968%3,114
Percentage Net Loans Charged-off: Loans to individuals0.1887%5,492
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4119%885
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1815%2,514
Percentage Net Loans Charged-off: Total real estate loans0.1274%1,129
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.3684%465
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.3765%474
Percentage Net Loans Charged-off: Commercial and industrial0.5332%1,703
Percentage Net Loans Charged-off: Loans to individuals0.3618%4,061
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5225%698
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2972%1,590
Percentage Net Loans Charged-off: Total real estate loans0.1749%857
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.5023%333
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.5135%337
Percentage Net Loans Charged-off: Commercial and industrial1.1390%941
Percentage Net Loans Charged-off: Loans to individuals0.5539%3,045
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6670%570
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0299%7,699
Percentage Net Loans Charged-off: Total real estate loans-0.0290%8,397
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential-0.0836%8,617
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net-0.0855%8,616
Percentage Net Loans Charged-off: Commercial and industrial-0.0861%7,491
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,682
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9656%401
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2331%3,056
Percentage Net Loans Charged-off: Total real estate loans-0.0276%8,514
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential-0.0281%6,487
Percentage Net Loans Charged-off: 1-4 family residential-0.0604%8,682
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net-0.0615%8,671
Percentage Net Loans Charged-off: Commercial and industrial2.0811%864
Percentage Net Loans Charged-off: Loans to individuals-0.2291%8,688
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1485%3,571
Percentage Net Loans Charged-off: Total real estate loans-0.0508%8,685
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential-0.1220%6,498
Percentage Net Loans Charged-off: 1-4 family residential-0.0763%8,742
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net-0.0776%8,731
Percentage Net Loans Charged-off: Commercial and industrial1.5487%990
Percentage Net Loans Charged-off: Loans to individuals-0.2915%8,718
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2070%2,715
Percentage Net Loans Charged-off: Total real estate loans-0.0758%8,814
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential-0.1864%6,445
Percentage Net Loans Charged-off: 1-4 family residential-0.1124%8,845
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net-0.1143%8,844
Percentage Net Loans Charged-off: Commercial and industrial2.0258%758
Percentage Net Loans Charged-off: Loans to individuals-0.2747%8,618
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4939%1,110
Percentage Net Loans Charged-off: Total real estate loans-0.0661%8,817
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential-0.3610%6,387
Percentage Net Loans Charged-off: 1-4 family residential-0.0075%8,374
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net-0.0076%8,398
Percentage Net Loans Charged-off: Commercial and industrial4.5053%278
Percentage Net Loans Charged-off: Loans to individuals-0.1769%8,187
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6689%1,198
Percentage Net Loans Charged-off: Total real estate loans0.0050%3,910
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0129%3,047
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0131%2,900
Percentage Net Loans Charged-off: Commercial and industrial5.8027%295
Percentage Net Loans Charged-off: Loans to individuals1.1985%1,913
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4232%1,931
Percentage Net Loans Charged-off: Total real estate loans0.0601%2,210
Percentage Net Loans Charged-off:Construction & development0.3683%363
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0464%2,158
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0471%2,066
Percentage Net Loans Charged-off: Commercial and industrial3.2574%598
Percentage Net Loans Charged-off: Loans to individuals0.3167%5,198
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0170%6,853
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0066%9,017
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0180%9,393
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0257%7,545
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0028%9,799
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%8,856
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0041%9,953
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0056%9,739
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8139%2,676
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA