Home > West Columbia National Bank > Assets and Liabilities
West Columbia National Bank, Assets and Liabilities
1996-12-31 | Rank | |
# of Employees: | 21 | 7,260 |
Assets and Liabilities | ||
Total Assets: | $35,224,000 | 8,660 |
Cash and due from depository institutions | $2,594,000 | 7,260 |
Interest-bearing balances | $0 | 6,640 |
Securities | $1,340,000 | 11,055 |
Federal funds sold & reverse repurchase agreements | $18,800,000 | 707 |
Net loans & leases | $8,638,000 | 10,490 |
Loan loss allowance | $491,000 | 6,009 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $292,000 | 9,291 |
Other real estate owned | $47,000 | 7,260 |
Goodwill and other intangibles | $2,873,000 | 752 |
All other assets | $640,000 | 7,982 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $35,224,000 | 8,660 |
Total liabilities | $30,146,000 | 8,787 |
Total deposits | $29,233,000 | 8,743 |
Interest-bearing deposits | $23,309,000 | 8,962 |
Deposits held in domestic offices | $29,233,000 | 8,739 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,907 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $0 | 5,299 |
Subordinated debt | $0 | 298 |
All other liabilities | $913,000 | 3,781 |
Total equity capital | $5,078,000 | 7,178 |
Total bank equity capital | $5,078,000 | 7,178 |
Perpetual preferred stock | $0 | 250 |
Common stock | $150,000 | 8,068 |
Surplus | $4,875,000 | 2,924 |
Undivided profits | $53,000 | 10,674 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $258,000 | 6,029 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
Income earned, not collected on loans | $75,000 | 10,599 |
Earning assets | $28,778,000 | 9,033 |
Long-term assets (5+ years) | $708,000 | 9,070 |
Average Assets, year-to-date | $35,070,800 | 8,500 |
Average Assets, quarterly | $35,027,000 | 8,614 |
Volatile liabilities | $1,304,000 | 10,205 |
Insider loans | $66,000 | 9,231 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $0 | 1,560 |
Unused loan commitments | $682,000 | 9,415 |
Tier 1 (core) risk-based capital | $2,195,000 | 10,071 |
Tier 2 risk-based capital | $160,630 | 9,275 |
Total risk weighted assets | $12,519,830 | 9,973 |
Total unused commitments | $682,000 | 9,425 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 26 | 6,632 |
Assets and Liabilities | ||
Total Assets: | $35,394,000 | 8,904 |
Cash and due from depository institutions | $1,457,000 | 6,632 |
Interest-bearing balances | $0 | 6,853 |
Securities | $4,351,000 | 10,498 |
Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
Net loans & leases | $28,516,000 | 7,209 |
Loan loss allowance | $189,000 | 9,653 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $428,000 | 8,703 |
Other real estate owned | $286,000 | 6,632 |
Goodwill and other intangibles | $0 | 3,181 |
All other assets | $356,000 | 10,231 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $35,394,000 | 8,904 |
Total liabilities | $32,287,000 | 8,819 |
Total deposits | $30,429,000 | 8,881 |
Interest-bearing deposits | $23,755,000 | 9,206 |
Deposits held in domestic offices | $30,429,000 | 8,876 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $1,500,000 | 2,397 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $0 | 5,136 |
Subordinated debt | $0 | 337 |
All other liabilities | $358,000 | 7,621 |
Total equity capital | $3,107,000 | 9,348 |
Total bank equity capital | $3,107,000 | 9,348 |
Perpetual preferred stock | $0 | 288 |
Common stock | $150,000 | 8,467 |
Surplus | $650,000 | 9,039 |
Undivided profits | $2,307,000 | 7,060 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $430,000 | 4,655 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $159,000 | 9,545 |
Earning assets | $32,867,000 | 8,826 |
Long-term assets (5+ years) | $20,158,000 | 2,482 |
Average Assets, year-to-date | $34,879,200 | 8,777 |
Average Assets, quarterly | $35,048,500 | 8,883 |
Volatile liabilities | $2,700,000 | 8,861 |
Insider loans | $428,000 | 6,102 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $1,042,000 | 8,884 |
Tier 1 (core) risk-based capital | $3,060,000 | 9,341 |
Tier 2 risk-based capital | $189,000 | 9,058 |
Total risk weighted assets | $20,736,300 | 8,675 |
Total unused commitments | $1,042,000 | 8,895 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 25 | 7,052 |
Assets and Liabilities | ||
Total Assets: | $32,583,000 | 9,449 |
Cash and due from depository institutions | $2,425,000 | 7,052 |
Interest-bearing balances | $0 | 7,034 |
Securities | $6,539,000 | 10,126 |
Federal funds sold & reverse repurchase agreements | $1,600,000 | 4,304 |
Net loans & leases | $20,704,000 | 8,584 |
Loan loss allowance | $220,000 | 9,522 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $540,000 | 8,244 |
Other real estate owned | $286,000 | 7,052 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $489,000 | 9,675 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $32,583,000 | 9,449 |
Total liabilities | $29,978,000 | 9,347 |
Total deposits | $29,823,000 | 9,196 |
Interest-bearing deposits | $24,254,000 | 9,368 |
Deposits held in domestic offices | $29,823,000 | 9,191 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $155,000 | 9,897 |
Total equity capital | $2,605,000 | 10,060 |
Total bank equity capital | $2,605,000 | 10,060 |
Perpetual preferred stock | $0 | 310 |
Common stock | $150,000 | 8,932 |
Surplus | $650,000 | 9,351 |
Undivided profits | $1,805,000 | 7,463 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $687,000 | 3,476 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $122,000 | 10,307 |
Earning assets | $28,843,000 | 9,550 |
Long-term assets (5+ years) | $10,443,000 | 4,001 |
Average Assets, year-to-date | $32,968,000 | 9,305 |
Average Assets, quarterly | $32,849,500 | 9,390 |
Volatile liabilities | $1,600,000 | 10,214 |
Insider loans | $1,034,000 | 3,617 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $906,000 | 9,345 |
Tier 1 (core) risk-based capital | $2,712,000 | 9,994 |
Tier 2 risk-based capital | $220,000 | 8,759 |
Total risk weighted assets | $18,230,900 | 9,349 |
Total unused commitments | $906,000 | 9,354 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 26 | 7,126 |
Assets and Liabilities | ||
Total Assets: | $33,394,000 | 9,700 |
Cash and due from depository institutions | $3,575,000 | 7,126 |
Interest-bearing balances | $0 | 7,655 |
Securities | $6,971,000 | 10,334 |
Federal funds sold & reverse repurchase agreements | $1,100,000 | 7,475 |
Net loans & leases | $20,350,000 | 8,760 |
Loan loss allowance | $304,000 | 8,615 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $644,000 | 7,838 |
Other real estate owned | $240,000 | 7,126 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $514,000 | 9,238 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $33,394,000 | 9,700 |
Total liabilities | $31,141,000 | 9,538 |
Total deposits | $31,006,000 | 9,392 |
Interest-bearing deposits | $25,434,000 | 9,569 |
Deposits held in domestic offices | $31,006,000 | 9,386 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $135,000 | 10,746 |
Total equity capital | $2,253,000 | 10,929 |
Total bank equity capital | $2,253,000 | 10,929 |
Perpetual preferred stock | $0 | 343 |
Common stock | $150,000 | 9,374 |
Surplus | $650,000 | 9,632 |
Undivided profits | $1,453,000 | 8,532 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $851,000 | 3,533 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $109,000 | 10,727 |
Earning assets | $28,421,000 | 9,985 |
Long-term assets (5+ years) | $8,595,000 | 4,798 |
Average Assets, year-to-date | $31,798,000 | 9,782 |
Average Assets, quarterly | $32,623,000 | 9,753 |
Volatile liabilities | $1,507,000 | 10,480 |
Insider loans | $1,090,000 | 3,499 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $832,000 | 9,635 |
Tier 1 (core) risk-based capital | $2,253,000 | 10,888 |
Tier 2 risk-based capital | $195,690 | 9,467 |
Total risk weighted assets | $15,546,490 | 10,252 |
Total unused commitments | $832,000 | 9,659 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 28 | 6,885 |
Assets and Liabilities | ||
Total Assets: | $32,243,000 | 10,081 |
Cash and due from depository institutions | $3,339,000 | 6,885 |
Interest-bearing balances | $0 | 8,059 |
Securities | $8,601,000 | 9,752 |
Federal funds sold & reverse repurchase agreements | $2,700,000 | 5,383 |
Net loans & leases | $15,158,000 | 10,151 |
Loan loss allowance | $830,000 | 4,362 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $732,000 | 7,469 |
Other real estate owned | $1,251,000 | 6,885 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $462,000 | 10,051 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $32,243,000 | 10,081 |
Total liabilities | $30,656,000 | 9,846 |
Total deposits | $30,521,000 | 9,728 |
Interest-bearing deposits | $23,991,000 | 10,111 |
Deposits held in domestic offices | $30,521,000 | 9,723 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $135,000 | 11,500 |
Total equity capital | $1,587,000 | 12,239 |
Total bank equity capital | $1,587,000 | 12,239 |
Perpetual preferred stock | $0 | 346 |
Common stock | $150,000 | 9,817 |
Surplus | $650,000 | 9,827 |
Undivided profits | $787,000 | 10,144 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $1,741,000 | 2,483 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $95,000 | 11,709 |
Earning assets | $26,459,000 | 10,541 |
Long-term assets (5+ years) | $1,390,000 | 9,687 |
Average Assets, year-to-date | $31,797,000 | 10,010 |
Average Assets, quarterly | $31,318,500 | 10,177 |
Volatile liabilities | $734,000 | 12,345 |
Insider loans | $881,000 | 968 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $1,151,000 | 8,804 |
Tier 1 (core) risk-based capital | $1,587,000 | 12,204 |
Tier 2 risk-based capital | $215,440 | 9,132 |
Total risk weighted assets | $16,620,840 | 10,191 |
Total unused commitments | $1,151,000 | 8,832 |
Derivatives | $0 | 651 |