Home > West Coast Mutual Savings Bank > Income and Expense
West Coast Mutual Savings Bank, Income and Expense
1994-12-31 (YTD Data) | Rank | |
Total interest income | $2,725,000 | 8,507 |
Total interest expense | $1,064,000 | 8,419 |
Net interest income | $1,661,000 | 8,413 |
Provision for loan and lease losses | $12,000 | 8,270 |
Total noninterest income | $12,000 | 12,457 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $0 | 10,872 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $12,000 | 11,965 |
Total noninterest expense | $756,000 | 10,437 |
Salaries and employee benefits | $459,000 | 9,762 |
Premises and equipment expense | $70,000 | 10,970 |
Additional noninterest expense | $227,000 | 10,811 |
Pre-tax net operating income | $905,000 | 6,375 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $197,000 | 7,390 |
Income before extraordinary items | $708,000 | 5,861 |
Extraordinary gains, net | $0 | 249 |
Net income | $708,000 | 5,879 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,921 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $708,000 | 5,924 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $3,123,000 | 8,135 |
Total interest expense | $1,313,000 | 7,823 |
Net interest income | $1,810,000 | 8,224 |
Provision for loan and lease losses | $12,000 | 9,545 |
Total noninterest income | $12,000 | 13,158 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $0 | 11,351 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $12,000 | 12,609 |
Total noninterest expense | $1,301,000 | 8,509 |
Salaries and employee benefits | $1,023,000 | 5,995 |
Premises and equipment expense | $54,000 | 12,082 |
Additional noninterest expense | $224,000 | 11,416 |
Pre-tax net operating income | $509,000 | 8,607 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $354,000 | 5,450 |
Income before extraordinary items | $155,000 | 11,135 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $155,000 | 11,223 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 9,922 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $155,000 | 10,931 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $3,331,000 | 8,426 |
Total interest expense | $1,728,000 | 7,823 |
Net interest income | $1,603,000 | 8,951 |
Provision for loan and lease losses | $12,000 | 11,000 |
Total noninterest income | $10,000 | 13,798 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $0 | 11,764 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $10,000 | 13,358 |
Total noninterest expense | $645,000 | 11,801 |
Salaries and employee benefits | $366,000 | 11,271 |
Premises and equipment expense | $51,000 | 12,648 |
Additional noninterest expense | $228,000 | 11,842 |
Pre-tax net operating income | $956,000 | 5,823 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $312,000 | 5,769 |
Income before extraordinary items | $644,000 | 6,261 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $644,000 | 6,332 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 11,197 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $644,000 | 5,921 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.