Home > West Coast Guaranty Bank > Income and Expense
West Coast Guaranty Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $19,964,000 | 1,738 |
| Total interest expense | $9,897,000 | 1,741 |
| Net interest income | $10,067,000 | 1,744 |
| Provision for loan and lease losses | $269,000 | 3,098 |
| Total noninterest income | $3,092,000 | 1,321 |
| Gross Fiduciary activities income | $900,000 | 440 |
| Service charges on deposit accounts | $1,355,000 | 995 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $837,000 | 2,096 |
| Total noninterest expense | $9,731,000 | 1,430 |
| Salaries and employee benefits | $4,337,000 | 1,642 |
| Premises and equipment expense | $1,567,000 | 1,303 |
| Additional noninterest expense | $3,827,000 | 1,193 |
| Pre-tax net operating income | $3,159,000 | 2,293 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,044,000 | 2,047 |
| Income before extraordinary items | $2,115,000 | 2,421 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,115,000 | 2,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,361 |
| Cash dividends | $870,000 | 2,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,115,000 | 2,428 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $18,203,000 | 1,786 |
| Total interest expense | $8,209,000 | 1,811 |
| Net interest income | $9,994,000 | 1,741 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $3,041,000 | 1,332 |
| Gross Fiduciary activities income | $1,027,000 | 462 |
| Service charges on deposit accounts | $1,128,000 | 1,179 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $886,000 | 2,019 |
| Total noninterest expense | $10,371,000 | 1,339 |
| Salaries and employee benefits | $4,290,000 | 1,614 |
| Premises and equipment expense | $1,494,000 | 1,360 |
| Additional noninterest expense | $4,587,000 | 1,025 |
| Pre-tax net operating income | $2,544,000 | 2,754 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $785,000 | 2,686 |
| Income before extraordinary items | $1,759,000 | 2,862 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,759,000 | 2,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $256,000 | 2,048 |
| Cash dividends | $4,135,000 | 751 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,759,000 | 2,837 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,989,000 | 3,242 |
| Total interest expense | $4,675,000 | 3,189 |
| Net interest income | $5,314,000 | 3,221 |
| Provision for loan and lease losses | $317,000 | 2,490 |
| Total noninterest income | $1,665,000 | 2,098 |
| Gross Fiduciary activities income | $885,000 | 493 |
| Service charges on deposit accounts | $477,000 | 2,662 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $303,000 | 3,997 |
| Total noninterest expense | $7,076,000 | 1,834 |
| Salaries and employee benefits | $3,429,000 | 1,942 |
| Premises and equipment expense | $1,437,000 | 1,358 |
| Additional noninterest expense | $2,210,000 | 1,916 |
| Pre-tax net operating income | $-414,000 | 10,145 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-172,000 | 10,299 |
| Income before extraordinary items | $-242,000 | 10,074 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-242,000 | 10,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 2,996 |
| Cash dividends | $45,000 | 6,969 |
| Sale, conversion, retirement of capital stock, net | $309,000 | 623 |
| Net operating income | $-242,000 | 10,043 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,781,000 | 3,647 |
| Total interest expense | $3,963,000 | 3,705 |
| Net interest income | $4,818,000 | 3,616 |
| Provision for loan and lease losses | $403,000 | 2,082 |
| Total noninterest income | $1,466,000 | 2,240 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $313,000 | 3,940 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,153,000 | 1,603 |
| Total noninterest expense | $4,798,000 | 2,672 |
| Salaries and employee benefits | $2,483,000 | 2,666 |
| Premises and equipment expense | $1,069,000 | 1,859 |
| Additional noninterest expense | $1,246,000 | 3,244 |
| Pre-tax net operating income | $1,083,000 | 5,593 |
| Securities gains (losses) | $35,000 | 1,545 |
| Applicable income taxes | $316,000 | 5,575 |
| Income before extraordinary items | $802,000 | 5,451 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $802,000 | 5,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 2,386 |
| Cash dividends | $45,000 | 7,291 |
| Sale, conversion, retirement of capital stock, net | $142,000 | 723 |
| Net operating income | $776,800 | 5,516 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,343,000 | 4,382 |
| Total interest expense | $3,219,000 | 4,493 |
| Net interest income | $4,124,000 | 4,212 |
| Provision for loan and lease losses | $290,000 | 2,650 |
| Total noninterest income | $1,074,000 | 2,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $279,000 | 4,456 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $795,000 | 2,118 |
| Total noninterest expense | $4,087,000 | 3,287 |
| Salaries and employee benefits | $2,058,000 | 3,249 |
| Premises and equipment expense | $830,000 | 2,367 |
| Additional noninterest expense | $1,199,000 | 3,787 |
| Pre-tax net operating income | $821,000 | 6,426 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $315,000 | 5,673 |
| Income before extraordinary items | $508,000 | 6,843 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $508,000 | 6,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $420,000 | 1,624 |
| Cash dividends | $37,000 | 7,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $506,720 | 6,798 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,574,000 | 4,808 |
| Total interest expense | $2,643,000 | 5,317 |
| Net interest income | $3,931,000 | 4,381 |
| Provision for loan and lease losses | $242,000 | 2,631 |
| Total noninterest income | $853,000 | 3,507 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $261,000 | 4,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $592,000 | 2,553 |
| Total noninterest expense | $3,142,000 | 4,114 |
| Salaries and employee benefits | $1,607,000 | 4,036 |
| Premises and equipment expense | $497,000 | 3,781 |
| Additional noninterest expense | $1,038,000 | 4,220 |
| Pre-tax net operating income | $1,400,000 | 4,689 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $529,000 | 4,013 |
| Income before extraordinary items | $871,000 | 5,116 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $871,000 | 5,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 11,120 |
| Cash dividends | $37,000 | 8,051 |
| Sale, conversion, retirement of capital stock, net | $2,391,000 | 190 |
| Net operating income | $871,000 | 5,102 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,809,000 | 5,840 |
| Total interest expense | $1,549,000 | 6,756 |
| Net interest income | $3,260,000 | 5,248 |
| Provision for loan and lease losses | $457,000 | 1,653 |
| Total noninterest income | $715,000 | 4,050 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $214,000 | 5,601 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $501,000 | 2,946 |
| Total noninterest expense | $2,728,000 | 4,796 |
| Salaries and employee benefits | $1,313,000 | 4,830 |
| Premises and equipment expense | $443,000 | 4,213 |
| Additional noninterest expense | $972,000 | 4,826 |
| Pre-tax net operating income | $790,000 | 6,922 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $65,000 | 10,116 |
| Income before extraordinary items | $725,000 | 5,767 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $725,000 | 5,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 2,490 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $725,000 | 5,845 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,417,000 | 7,646 |
| Total interest expense | $1,224,000 | 8,167 |
| Net interest income | $2,193,000 | 7,206 |
| Provision for loan and lease losses | $377,000 | 2,553 |
| Total noninterest income | $453,000 | 5,968 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 6,095 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $260,000 | 4,898 |
| Total noninterest expense | $1,991,000 | 6,357 |
| Salaries and employee benefits | $934,000 | 6,519 |
| Premises and equipment expense | $298,000 | 5,887 |
| Additional noninterest expense | $759,000 | 6,181 |
| Pre-tax net operating income | $278,000 | 10,411 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $280,000 | 9,695 |
| Extraordinary gains, net | $90,000 | 1,670 |
| Net income | $370,000 | 8,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 3,007 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $278,000 | 9,453 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,837,000 | 9,260 |
| Total interest expense | $1,298,000 | 9,245 |
| Net interest income | $1,539,000 | 9,155 |
| Provision for loan and lease losses | $117,000 | 6,890 |
| Total noninterest income | $160,000 | 10,293 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 7,791 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,488 |
| Total noninterest expense | $1,389,000 | 8,343 |
| Salaries and employee benefits | $601,000 | 8,798 |
| Premises and equipment expense | $277,000 | 6,329 |
| Additional noninterest expense | $511,000 | 8,352 |
| Pre-tax net operating income | $193,000 | 11,136 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $67,000 | 10,800 |
| Income before extraordinary items | $126,000 | 11,595 |
| Extraordinary gains, net | $67,000 | 903 |
| Net income | $193,000 | 10,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 5,509 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $126,000 | 11,275 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.