Home > West Coast Bank > Income and Expense
West Coast Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,466,000 | 3,729 |
| Total interest expense | $4,018,000 | 3,671 |
| Net interest income | $4,448,000 | 3,766 |
| Provision for loan and lease losses | $207,000 | 3,445 |
| Total noninterest income | $1,019,000 | 3,027 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $510,000 | 2,517 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $509,000 | 2,953 |
| Total noninterest expense | $3,394,000 | 3,710 |
| Salaries and employee benefits | $1,535,000 | 4,168 |
| Premises and equipment expense | $468,000 | 3,890 |
| Additional noninterest expense | $1,391,000 | 2,974 |
| Pre-tax net operating income | $1,866,000 | 3,529 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $710,000 | 2,993 |
| Income before extraordinary items | $1,156,000 | 4,050 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,156,000 | 4,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,204 |
| Cash dividends | $687,000 | 2,886 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 937 |
| Net operating income | $1,156,000 | 3,956 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,035,000 | 4,480 |
| Total interest expense | $3,022,000 | 4,684 |
| Net interest income | $4,013,000 | 4,229 |
| Provision for loan and lease losses | $331,000 | 2,417 |
| Total noninterest income | $687,000 | 4,018 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $421,000 | 3,089 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $266,000 | 4,212 |
| Total noninterest expense | $2,942,000 | 4,164 |
| Salaries and employee benefits | $1,435,000 | 4,413 |
| Premises and equipment expense | $411,000 | 4,353 |
| Additional noninterest expense | $1,096,000 | 3,607 |
| Pre-tax net operating income | $1,427,000 | 4,663 |
| Securities gains (losses) | $6,000 | 2,665 |
| Applicable income taxes | $554,000 | 3,918 |
| Income before extraordinary items | $879,000 | 5,124 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $879,000 | 5,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 3,008 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 803 |
| Net operating income | $875,160 | 5,094 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,103,000 | 5,123 |
| Total interest expense | $2,429,000 | 5,628 |
| Net interest income | $3,674,000 | 4,635 |
| Provision for loan and lease losses | $85,000 | 5,471 |
| Total noninterest income | $606,000 | 4,540 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $405,000 | 3,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 5,145 |
| Total noninterest expense | $2,384,000 | 5,206 |
| Salaries and employee benefits | $1,216,000 | 5,140 |
| Premises and equipment expense | $330,000 | 5,225 |
| Additional noninterest expense | $838,000 | 5,024 |
| Pre-tax net operating income | $1,811,000 | 3,698 |
| Securities gains (losses) | $-37,000 | 10,927 |
| Applicable income taxes | $634,000 | 3,419 |
| Income before extraordinary items | $1,140,000 | 4,039 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,140,000 | 4,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 11,024 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 766 |
| Net operating income | $1,163,680 | 3,921 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,931,000 | 5,248 |
| Total interest expense | $2,372,000 | 5,777 |
| Net interest income | $3,559,000 | 4,795 |
| Provision for loan and lease losses | $305,000 | 2,249 |
| Total noninterest income | $614,000 | 4,487 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $436,000 | 3,089 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $178,000 | 5,476 |
| Total noninterest expense | $2,255,000 | 5,447 |
| Salaries and employee benefits | $1,101,000 | 5,595 |
| Premises and equipment expense | $303,000 | 5,581 |
| Additional noninterest expense | $851,000 | 4,986 |
| Pre-tax net operating income | $1,613,000 | 4,197 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $546,000 | 3,928 |
| Income before extraordinary items | $1,067,000 | 4,357 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,067,000 | 4,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $338,000 | 1,789 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 617 |
| Net operating income | $1,067,000 | 4,351 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,300,000 | 6,352 |
| Total interest expense | $1,549,000 | 6,756 |
| Net interest income | $2,751,000 | 6,000 |
| Provision for loan and lease losses | $64,000 | 5,501 |
| Total noninterest income | $1,121,000 | 2,863 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $363,000 | 3,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $758,000 | 2,209 |
| Total noninterest expense | $2,316,000 | 5,512 |
| Salaries and employee benefits | $976,000 | 6,201 |
| Premises and equipment expense | $398,000 | 4,605 |
| Additional noninterest expense | $942,000 | 4,968 |
| Pre-tax net operating income | $1,492,000 | 4,426 |
| Securities gains (losses) | $-78,000 | 11,363 |
| Applicable income taxes | $534,000 | 3,857 |
| Income before extraordinary items | $880,000 | 4,999 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $880,000 | 5,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-59,000 | 11,971 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $929,920 | 4,827 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,709,000 | 7,245 |
| Total interest expense | $1,468,000 | 7,314 |
| Net interest income | $2,241,000 | 7,056 |
| Provision for loan and lease losses | $66,000 | 6,760 |
| Total noninterest income | $794,000 | 4,013 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $301,000 | 4,413 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $493,000 | 3,291 |
| Total noninterest expense | $1,861,000 | 6,723 |
| Salaries and employee benefits | $884,000 | 6,809 |
| Premises and equipment expense | $370,000 | 5,020 |
| Additional noninterest expense | $607,000 | 7,267 |
| Pre-tax net operating income | $1,108,000 | 5,489 |
| Securities gains (losses) | $-29,000 | 12,991 |
| Applicable income taxes | $423,000 | 4,804 |
| Income before extraordinary items | $656,000 | 6,389 |
| Extraordinary gains, net | $31,000 | 2,476 |
| Net income | $687,000 | 6,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 7,730 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $674,560 | 6,030 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,905,000 | 7,635 |
| Total interest expense | $1,894,000 | 7,370 |
| Net interest income | $2,011,000 | 7,724 |
| Provision for loan and lease losses | $354,000 | 3,754 |
| Total noninterest income | $741,000 | 4,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $251,000 | 5,114 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $490,000 | 3,240 |
| Total noninterest expense | $1,450,000 | 8,097 |
| Salaries and employee benefits | $667,000 | 8,249 |
| Premises and equipment expense | $241,000 | 6,961 |
| Additional noninterest expense | $542,000 | 8,058 |
| Pre-tax net operating income | $948,000 | 5,865 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $346,000 | 5,403 |
| Income before extraordinary items | $604,000 | 6,547 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $604,000 | 6,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $307,000 | 3,279 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $604,000 | 6,180 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.