Home > West Coast Bank > Assets and Liabilities
West Coast Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 33 | 4,974 |
| Assets and Liabilities | ||
| Total Assets: | $118,856,000 | 3,746 |
| Cash and due from depository institutions | $9,926,000 | 4,974 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $16,360,000 | 5,516 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $85,774,000 | 3,166 |
| Loan loss allowance | $1,227,000 | 2,779 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,384,000 | 3,375 |
| Other real estate owned | $0 | 4,974 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $4,412,000 | 1,729 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,856,000 | 3,746 |
| Total liabilities | $109,501,000 | 3,652 |
| Total deposits | $93,481,000 | 3,962 |
| Interest-bearing deposits | $74,845,000 | 4,209 |
| Deposits held in domestic offices | $93,481,000 | 3,956 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,177,000 | 1,384 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,000,000 | 1,545 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $843,000 | 4,016 |
| Total equity capital | $9,355,000 | 4,622 |
| Total bank equity capital | $9,355,000 | 4,622 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,171,000 | 2,852 |
| Surplus | $2,070,000 | 5,282 |
| Undivided profits | $6,114,000 | 3,832 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $197,000 | 6,152 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $49,000 | 1,179 |
| Income earned, not collected on loans | $368,000 | 5,819 |
| Earning assets | $102,134,000 | 3,971 |
| Long-term assets (5+ years) | $17,632,000 | 3,401 |
| Average Assets, year-to-date | $114,764,600 | 3,668 |
| Average Assets, quarterly | $116,938,000 | 3,725 |
| Volatile liabilities | $16,694,000 | 3,500 |
| Insider loans | $2,175,000 | 1,963 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $1,528,000 | 915 |
| Unused loan commitments | $18,355,000 | 2,403 |
| Tier 1 (core) risk-based capital | $9,339,000 | 4,436 |
| Tier 2 risk-based capital | $1,055,340 | 2,888 |
| Total risk weighted assets | $84,255,240 | 3,289 |
| Total unused commitments | $18,355,000 | 2,407 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 33 | 5,163 |
| Assets and Liabilities | ||
| Total Assets: | $107,386,000 | 4,067 |
| Cash and due from depository institutions | $5,908,000 | 5,163 |
| Interest-bearing balances | $591,000 | 2,979 |
| Securities | $4,788,000 | 9,326 |
| Federal funds sold & reverse repurchase agreements | $8,899,000 | 1,550 |
| Net loans & leases | $84,361,000 | 3,219 |
| Loan loss allowance | $1,028,000 | 3,285 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,475,000 | 3,193 |
| Other real estate owned | $0 | 5,163 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $955,000 | 6,226 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,386,000 | 4,067 |
| Total liabilities | $98,527,000 | 3,978 |
| Total deposits | $91,251,000 | 4,030 |
| Interest-bearing deposits | $74,819,000 | 4,192 |
| Deposits held in domestic offices | $91,251,000 | 4,021 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,648,000 | 2,290 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $5,000,000 | 1,944 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $628,000 | 5,063 |
| Total equity capital | $8,859,000 | 4,801 |
| Total bank equity capital | $8,859,000 | 4,801 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,168,000 | 2,915 |
| Surplus | $2,055,000 | 5,297 |
| Undivided profits | $5,636,000 | 4,090 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $63,000 | 8,313 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $402,000 | 5,656 |
| Earning assets | $98,639,000 | 4,062 |
| Long-term assets (5+ years) | $5,609,000 | 5,701 |
| Average Assets, year-to-date | $95,847,800 | 4,312 |
| Average Assets, quarterly | $103,663,500 | 4,134 |
| Volatile liabilities | $12,485,000 | 4,289 |
| Insider loans | $1,277,000 | 2,966 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,946,000 | 598 |
| Unused loan commitments | $16,959,000 | 2,393 |
| Tier 1 (core) risk-based capital | $8,853,000 | 4,647 |
| Tier 2 risk-based capital | $931,670 | 3,136 |
| Total risk weighted assets | $74,437,070 | 3,634 |
| Total unused commitments | $16,959,000 | 2,398 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 32 | 5,523 |
| Assets and Liabilities | ||
| Total Assets: | $84,171,000 | 5,095 |
| Cash and due from depository institutions | $4,066,000 | 5,523 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $5,590,000 | 9,538 |
| Federal funds sold & reverse repurchase agreements | $5,085,000 | 2,543 |
| Net loans & leases | $66,072,000 | 4,044 |
| Loan loss allowance | $850,000 | 4,020 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,582,000 | 3,005 |
| Other real estate owned | $30,000 | 5,523 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $746,000 | 7,413 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,171,000 | 5,095 |
| Total liabilities | $76,263,000 | 5,058 |
| Total deposits | $71,964,000 | 5,068 |
| Interest-bearing deposits | $58,270,000 | 5,329 |
| Deposits held in domestic offices | $71,964,000 | 5,058 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,896,000 | 1,997 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,000,000 | 3,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $403,000 | 6,772 |
| Total equity capital | $7,908,000 | 5,284 |
| Total bank equity capital | $7,908,000 | 5,284 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,149,000 | 3,140 |
| Surplus | $2,000,000 | 5,450 |
| Undivided profits | $4,759,000 | 4,593 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $67,000 | 8,720 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $315,000 | 6,689 |
| Earning assets | $76,747,000 | 5,123 |
| Long-term assets (5+ years) | $3,733,000 | 6,570 |
| Average Assets, year-to-date | $82,131,600 | 5,032 |
| Average Assets, quarterly | $81,621,500 | 5,190 |
| Volatile liabilities | $10,309,000 | 4,771 |
| Insider loans | $1,118,000 | 3,352 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $478,000 | 978 |
| Unused loan commitments | $12,514,000 | 2,884 |
| Tier 1 (core) risk-based capital | $7,899,000 | 5,190 |
| Tier 2 risk-based capital | $740,950 | 3,886 |
| Total risk weighted assets | $59,166,550 | 4,427 |
| Total unused commitments | $12,514,000 | 2,899 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 32 | 5,686 |
| Assets and Liabilities | ||
| Total Assets: | $83,254,000 | 5,186 |
| Cash and due from depository institutions | $7,429,000 | 5,686 |
| Interest-bearing balances | $846,000 | 2,749 |
| Securities | $5,942,000 | 9,798 |
| Federal funds sold & reverse repurchase agreements | $9,115,000 | 1,589 |
| Net loans & leases | $57,438,000 | 4,461 |
| Loan loss allowance | $717,000 | 4,644 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,584,000 | 2,931 |
| Other real estate owned | $52,000 | 5,686 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $694,000 | 7,923 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,254,000 | 5,186 |
| Total liabilities | $76,552,000 | 5,092 |
| Total deposits | $74,051,000 | 5,016 |
| Interest-bearing deposits | $61,709,000 | 5,177 |
| Deposits held in domestic offices | $74,051,000 | 5,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,215,000 | 2,111 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $286,000 | 8,475 |
| Total equity capital | $6,702,000 | 6,053 |
| Total bank equity capital | $6,702,000 | 6,053 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,138,000 | 3,277 |
| Surplus | $1,976,000 | 5,694 |
| Undivided profits | $3,588,000 | 5,622 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $61,000 | 9,045 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $275,000 | 7,493 |
| Earning assets | $73,341,000 | 5,360 |
| Long-term assets (5+ years) | $5,458,000 | 5,587 |
| Average Assets, year-to-date | $74,851,000 | 5,442 |
| Average Assets, quarterly | $78,784,000 | 5,367 |
| Volatile liabilities | $8,495,000 | 5,082 |
| Insider loans | $1,682,000 | 2,506 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $563,000 | 978 |
| Unused loan commitments | $7,079,000 | 4,090 |
| Tier 1 (core) risk-based capital | $6,724,000 | 5,891 |
| Tier 2 risk-based capital | $662,000 | 4,209 |
| Total risk weighted assets | $52,905,100 | 4,805 |
| Total unused commitments | $7,079,000 | 4,102 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 29 | 6,346 |
| Assets and Liabilities | ||
| Total Assets: | $65,564,000 | 6,213 |
| Cash and due from depository institutions | $5,203,000 | 6,346 |
| Interest-bearing balances | $1,346,000 | 2,054 |
| Securities | $7,600,000 | 9,693 |
| Federal funds sold & reverse repurchase agreements | $590,000 | 6,541 |
| Net loans & leases | $45,651,000 | 5,263 |
| Loan loss allowance | $750,000 | 4,578 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,528,000 | 2,926 |
| Other real estate owned | $80,000 | 6,346 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,912,000 | 2,103 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,564,000 | 6,213 |
| Total liabilities | $60,242,000 | 6,146 |
| Total deposits | $57,131,000 | 6,173 |
| Interest-bearing deposits | $45,936,000 | 6,474 |
| Deposits held in domestic offices | $57,131,000 | 6,167 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,843,000 | 2,337 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $268,000 | 7,806 |
| Total equity capital | $5,322,000 | 6,827 |
| Total bank equity capital | $5,322,000 | 6,827 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,117,000 | 3,429 |
| Surplus | $1,423,000 | 6,850 |
| Undivided profits | $2,782,000 | 6,153 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $241,000 | 7,639 |
| Earning assets | $55,187,000 | 6,625 |
| Long-term assets (5+ years) | $14,532,000 | 3,230 |
| Average Assets, year-to-date | $64,294,600 | 6,212 |
| Average Assets, quarterly | $65,284,500 | 6,223 |
| Volatile liabilities | $6,526,000 | 5,808 |
| Insider loans | $1,631,000 | 2,491 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $675,000 | 731 |
| Unused loan commitments | $12,196,000 | 2,726 |
| Tier 1 (core) risk-based capital | $5,590,000 | 6,704 |
| Tier 2 risk-based capital | $576,570 | 4,701 |
| Total risk weighted assets | $45,952,370 | 5,300 |
| Total unused commitments | $12,196,000 | 2,737 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 28 | 6,753 |
| Assets and Liabilities | ||
| Total Assets: | $59,424,000 | 6,889 |
| Cash and due from depository institutions | $5,207,000 | 6,753 |
| Interest-bearing balances | $1,469,000 | 2,875 |
| Securities | $8,705,000 | 9,588 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 5,709 |
| Net loans & leases | $41,018,000 | 5,610 |
| Loan loss allowance | $627,000 | 5,412 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,850,000 | 3,901 |
| Other real estate owned | $143,000 | 6,753 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $501,000 | 9,359 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,424,000 | 6,889 |
| Total liabilities | $54,712,000 | 6,815 |
| Total deposits | $51,072,000 | 6,957 |
| Interest-bearing deposits | $41,679,000 | 7,182 |
| Deposits held in domestic offices | $51,072,000 | 6,949 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,397,000 | 1,783 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $243,000 | 8,465 |
| Total equity capital | $4,712,000 | 7,577 |
| Total bank equity capital | $4,712,000 | 7,577 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,117,000 | 3,531 |
| Surplus | $1,423,000 | 6,879 |
| Undivided profits | $2,172,000 | 7,247 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $147,000 | 8,330 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $173,000 | 8,833 |
| Earning assets | $53,192,000 | 6,995 |
| Long-term assets (5+ years) | $3,590,000 | 7,346 |
| Average Assets, year-to-date | $57,951,200 | 6,855 |
| Average Assets, quarterly | $62,874,000 | 6,527 |
| Volatile liabilities | $5,908,000 | 5,931 |
| Insider loans | $2,425,000 | 1,713 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $2,753,000 | 682 |
| Unused loan commitments | $3,107,000 | 6,279 |
| Tier 1 (core) risk-based capital | $4,712,000 | 7,508 |
| Tier 2 risk-based capital | $502,380 | 5,247 |
| Total risk weighted assets | $40,066,080 | 5,879 |
| Total unused commitments | $3,107,000 | 6,300 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 20 | 8,629 |
| Assets and Liabilities | ||
| Total Assets: | $52,956,000 | 7,582 |
| Cash and due from depository institutions | $8,990,000 | 8,629 |
| Interest-bearing balances | $5,003,000 | 1,423 |
| Securities | $7,626,000 | 10,199 |
| Federal funds sold & reverse repurchase agreements | $4,250,000 | 3,783 |
| Net loans & leases | $30,646,000 | 6,953 |
| Loan loss allowance | $564,000 | 5,910 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $398,000 | 9,683 |
| Other real estate owned | $396,000 | 8,629 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $654,000 | 8,414 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,956,000 | 7,582 |
| Total liabilities | $48,931,000 | 7,503 |
| Total deposits | $40,984,000 | 8,234 |
| Interest-bearing deposits | $34,831,000 | 8,300 |
| Deposits held in domestic offices | $40,984,000 | 8,228 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,640,000 | 1,133 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $26,000 | 4,791 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $281,000 | 8,542 |
| Total equity capital | $4,025,000 | 8,240 |
| Total bank equity capital | $4,025,000 | 8,240 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,117,000 | 3,690 |
| Surplus | $1,423,000 | 6,829 |
| Undivided profits | $1,484,000 | 8,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $293,000 | 7,290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $195,000 | 8,792 |
| Earning assets | $47,525,000 | 7,643 |
| Long-term assets (5+ years) | $1,734,000 | 9,274 |
| Average Assets, year-to-date | $53,065,200 | 7,406 |
| Average Assets, quarterly | $53,312,500 | 7,490 |
| Volatile liabilities | $11,476,000 | 3,716 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $1,355,000 | 649 |
| Unused loan commitments | $1,989,000 | 7,337 |
| Tier 1 (core) risk-based capital | $4,024,000 | 8,176 |
| Tier 2 risk-based capital | $401,800 | 6,226 |
| Total risk weighted assets | $31,982,100 | 7,006 |
| Total unused commitments | $1,989,000 | 7,367 |
| Derivatives | $0 | 651 |