Home > West Coast Bank > Income and Expense

West Coast Bank, Income and Expense

2013-03-31 (YTD Data)Rank
Total interest income$21,526,000311
Total interest expense$669,0001,386
Net interest income$20,857,000292
Provision for loan and lease losses$-170,0006,880
Total noninterest income$6,993,000329
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$2,736,000153
Trading account gains and fees$0148
Additional Noninterest Income$4,257,000342
Total noninterest expense$27,481,000219
Salaries and employee benefits$10,437,000284
Premises and equipment expense$2,908,000229
Additional noninterest expense$14,136,000172
Pre-tax net operating income$539,0002,740
Securities gains (losses)$01,966
Applicable income taxes$206,0001,683
Income before extraordinary items$333,0003,368
Extraordinary gains, net$010
Net income$333,0003,368
Minority interest net income$076
Net income of bank and minority interests.$333,0003,370
Net charge-offs$1,915,000273
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$333,0003,266
2012-12-31 (YTD Data)Rank
Total interest income$92,499,000302
Total interest expense$3,090,0001,441
Net interest income$89,409,000275
Provision for loan and lease losses$-1,081,0007,032
Total noninterest income$28,042,000337
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$12,241,000147
Trading account gains and fees$0166
Additional Noninterest Income$15,801,000352
Total noninterest expense$81,338,000285
Salaries and employee benefits$43,792,000256
Premises and equipment expense$11,813,000213
Additional noninterest expense$25,733,000326
Pre-tax net operating income$37,194,000260
Securities gains (losses)$326,0001,292
Applicable income taxes$12,936,000229
Income before extraordinary items$24,584,000300
Extraordinary gains, net$029
Net income$24,584,000300
Minority interest net income$093
Net income of bank and minority interests.$24,584,000300
Net charge-offs$4,683,000604
Cash dividends$2,000,0001,202
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$24,368,840286
2012-09-30 (YTD Data)Rank
Total interest income$69,833,000304
Total interest expense$2,394,0001,459
Net interest income$67,439,000276
Provision for loan and lease losses$-1,056,0007,139
Total noninterest income$21,641,000330
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$9,334,000145
Trading account gains and fees$0157
Additional Noninterest Income$12,307,000341
Total noninterest expense$61,757,000283
Salaries and employee benefits$33,564,000250
Premises and equipment expense$8,911,000217
Additional noninterest expense$19,282,000325
Pre-tax net operating income$28,379,000262
Securities gains (losses)$326,0001,044
Applicable income taxes$10,102,000227
Income before extraordinary items$18,603,000294
Extraordinary gains, net$020
Net income$18,603,000294
Minority interest net income$086
Net income of bank and minority interests.$18,603,000294
Net charge-offs$2,699,000737
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$18,391,100289
2012-06-30 (YTD Data)Rank
Total interest income$46,836,000307
Total interest expense$1,657,0001,456
Net interest income$45,179,000279
Provision for loan and lease losses$-400,0007,182
Total noninterest income$14,254,000319
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$6,205,000147
Trading account gains and fees$0153
Additional Noninterest Income$8,049,000331
Total noninterest expense$41,069,000283
Salaries and employee benefits$22,561,000245
Premises and equipment expense$6,122,000210
Additional noninterest expense$12,386,000335
Pre-tax net operating income$18,764,000252
Securities gains (losses)$326,000800
Applicable income taxes$6,718,000229
Income before extraordinary items$12,372,000293
Extraordinary gains, net$019
Net income$12,372,000293
Minority interest net income$084
Net income of bank and minority interests.$12,372,000293
Net charge-offs$1,680,000781
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$12,160,100281
2012-03-31 (YTD Data)Rank
Total interest income$23,636,000302
Total interest expense$891,0001,419
Net interest income$22,745,000275
Provision for loan and lease losses$80,0003,124
Total noninterest income$6,945,000322
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$2,913,000150
Trading account gains and fees$0148
Additional Noninterest Income$4,032,000330
Total noninterest expense$20,351,000279
Salaries and employee benefits$10,995,000243
Premises and equipment expense$3,090,000206
Additional noninterest expense$6,266,000315
Pre-tax net operating income$9,259,000251
Securities gains (losses)$98,000921
Applicable income taxes$3,293,000223
Income before extraordinary items$6,064,000288
Extraordinary gains, net$019
Net income$6,064,000289
Minority interest net income$078
Net income of bank and minority interests.$6,064,000289
Net charge-offs$1,438,000524
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$6,000,300272
2011-12-31 (YTD Data)Rank
Total interest income$99,912,000291
Total interest expense$16,744,000330
Net interest income$83,168,000284
Provision for loan and lease losses$8,212,000507
Total noninterest income$27,677,000290
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$13,510,000137
Trading account gains and fees$0146
Additional Noninterest Income$14,167,000339
Total noninterest expense$87,917,000252
Salaries and employee benefits$46,659,000213
Premises and equipment expense$12,427,000215
Additional noninterest expense$28,831,000288
Pre-tax net operating income$14,716,000466
Securities gains (losses)$534,000757
Applicable income taxes$-19,555,0007,348
Income before extraordinary items$34,805,000198
Extraordinary gains, net$029
Net income$34,805,000199
Minority interest net income$096
Net income of bank and minority interests.$34,805,000199
Net charge-offs$13,217,000350
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$34,271,000197
2011-09-30 (YTD Data)Rank
Total interest income$75,726,000285
Total interest expense$11,044,000398
Net interest income$64,682,000276
Provision for loan and lease losses$6,782,000468
Total noninterest income$22,029,000276
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$10,438,000134
Trading account gains and fees$0145
Additional Noninterest Income$11,591,000318
Total noninterest expense$65,737,000246
Salaries and employee benefits$34,493,000213
Premises and equipment expense$9,322,000215
Additional noninterest expense$21,922,000277
Pre-tax net operating income$14,192,000386
Securities gains (losses)$521,000630
Applicable income taxes$-2,073,0007,362
Income before extraordinary items$16,786,000278
Extraordinary gains, net$021
Net income$16,786,000279
Minority interest net income$087
Net income of bank and minority interests.$16,786,000279
Net charge-offs$10,685,000329
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$16,265,000278
2011-06-30 (YTD Data)Rank
Total interest income$50,696,000292
Total interest expense$5,941,000517
Net interest income$44,755,000271
Provision for loan and lease losses$5,544,000390
Total noninterest income$14,765,000279
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$7,263,000130
Trading account gains and fees$0153
Additional Noninterest Income$7,502,000330
Total noninterest expense$44,084,000250
Salaries and employee benefits$22,994,000217
Premises and equipment expense$6,317,000217
Additional noninterest expense$14,773,000287
Pre-tax net operating income$9,892,000372
Securities gains (losses)$397,000435
Applicable income taxes$36,0003,546
Income before extraordinary items$10,253,000293
Extraordinary gains, net$015
Net income$10,253,000294
Minority interest net income$089
Net income of bank and minority interests.$10,253,000294
Net charge-offs$7,339,000340
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$9,856,000292
2011-03-31 (YTD Data)Rank
Total interest income$25,241,000295
Total interest expense$3,130,000513
Net interest income$22,111,000276
Provision for loan and lease losses$2,189,000482
Total noninterest income$7,771,000268
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$3,695,000129
Trading account gains and fees$0158
Additional Noninterest Income$4,076,000311
Total noninterest expense$21,763,000258
Salaries and employee benefits$11,386,000218
Premises and equipment expense$3,110,000222
Additional noninterest expense$7,267,000280
Pre-tax net operating income$5,930,000313
Securities gains (losses)$267,000277
Applicable income taxes$849,000512
Income before extraordinary items$5,348,000283
Extraordinary gains, net$09
Net income$5,348,000281
Minority interest net income$086
Net income of bank and minority interests.$5,348,000283
Net charge-offs$2,714,000430
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$5,118,380281
2010-12-31 (YTD Data)Rank
Total interest income$106,954,000290
Total interest expense$21,126,000363
Net interest income$85,828,000275
Provision for loan and lease losses$18,730,000390
Total noninterest income$27,766,000309
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$15,776,000120
Trading account gains and fees$0175
Additional Noninterest Income$11,990,000405
Total noninterest expense$87,746,000243
Salaries and employee benefits$43,943,000216
Premises and equipment expense$13,116,000206
Additional noninterest expense$30,687,000280
Pre-tax net operating income$7,118,000756
Securities gains (losses)$1,562,000334
Applicable income taxes$4,439,000396
Income before extraordinary items$4,241,0001,018
Extraordinary gains, net$029
Net income$4,241,0001,020
Minority interest net income$0111
Net income of bank and minority interests.$4,241,0001,021
Net charge-offs$17,003,000384
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,241,3201,269
2010-09-30 (YTD Data)Rank
Total interest income$81,145,000291
Total interest expense$17,787,000336
Net interest income$63,358,000277
Provision for loan and lease losses$17,022,000318
Total noninterest income$20,303,000311
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$11,979,000121
Trading account gains and fees$0165
Additional Noninterest Income$8,324,000410
Total noninterest expense$64,818,000244
Salaries and employee benefits$32,917,000211
Premises and equipment expense$9,588,000209
Additional noninterest expense$22,313,000285
Pre-tax net operating income$1,821,0002,042
Securities gains (losses)$945,000434
Applicable income taxes$714,0001,317
Income before extraordinary items$2,052,0001,606
Extraordinary gains, net$023
Net income$2,052,0001,609
Minority interest net income$0110
Net income of bank and minority interests.$2,052,0001,609
Net charge-offs$13,759,000362
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,352,7002,224
2010-06-30 (YTD Data)Rank
Total interest income$54,717,000289
Total interest expense$13,921,000302
Net interest income$40,796,000287
Provision for loan and lease losses$15,302,000259
Total noninterest income$13,147,000307
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$7,825,000122
Trading account gains and fees$0152
Additional Noninterest Income$5,322,000403
Total noninterest expense$42,633,000248
Salaries and employee benefits$21,542,000218
Premises and equipment expense$6,407,000209
Additional noninterest expense$14,684,000286
Pre-tax net operating income$-3,992,0007,490
Securities gains (losses)$945,000274
Applicable income taxes$1,219,000600
Income before extraordinary items$-4,266,0007,540
Extraordinary gains, net$019
Net income$-4,266,0007,540
Minority interest net income$0105
Net income of bank and minority interests.$-4,266,0007,540
Net charge-offs$10,463,000316
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-5,211,0007,584
2010-03-31 (YTD Data)Rank
Total interest income$27,500,000300
Total interest expense$6,295,000349
Net interest income$21,205,000278
Provision for loan and lease losses$7,709,000277
Total noninterest income$5,033,000372
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$3,641,000125
Trading account gains and fees$0175
Additional Noninterest Income$1,392,000617
Total noninterest expense$20,315,000265
Salaries and employee benefits$10,706,000218
Premises and equipment expense$3,177,000213
Additional noninterest expense$6,432,000311
Pre-tax net operating income$-1,786,0007,566
Securities gains (losses)$457,000269
Applicable income taxes$-660,0007,743
Income before extraordinary items$-669,0007,355
Extraordinary gains, net$016
Net income$-669,0007,355
Minority interest net income$091
Net income of bank and minority interests.$-669,0007,356
Net charge-offs$5,753,000299
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-961,4807,450
2009-12-31 (YTD Data)Rank
Total interest income$113,546,000306
Total interest expense$31,940,000346
Net interest income$81,606,000280
Provision for loan and lease losses$90,143,000159
Total noninterest income$4,672,0001,166
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$15,804,000129
Trading account gains and fees$0211
Additional Noninterest Income$-11,132,0008,012
Total noninterest expense$105,607,000226
Salaries and employee benefits$42,747,000216
Premises and equipment expense$15,148,000182
Additional noninterest expense$47,712,000233
Pre-tax net operating income$-109,472,0007,934
Securities gains (losses)$833,000581
Applicable income taxes$-18,555,0007,915
Income before extraordinary items$-90,084,0007,924
Extraordinary gains, net$034
Net income$-90,084,0007,923
Minority interest net income$0115
Net income of bank and minority interests.$-90,084,0007,923
Net charge-offs$80,573,000141
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-90,775,3907,926
2009-09-30 (YTD Data)Rank
Total interest income$86,288,000315
Total interest expense$24,512,000368
Net interest income$61,776,000287
Provision for loan and lease losses$54,877,000197
Total noninterest income$11,644,000473
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$11,971,000127
Trading account gains and fees$0212
Additional Noninterest Income$-327,0007,921
Total noninterest expense$82,013,000222
Salaries and employee benefits$31,832,000225
Premises and equipment expense$10,479,000200
Additional noninterest expense$39,702,000211
Pre-tax net operating income$-63,470,0008,005
Securities gains (losses)$833,000446
Applicable income taxes$-21,223,0008,030
Income before extraordinary items$-41,414,0007,974
Extraordinary gains, net$027
Net income$-41,414,0007,973
Minority interest net income$0118
Net income of bank and minority interests.$-41,414,0007,973
Net charge-offs$44,722,000184
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-41,963,7807,977
2009-06-30 (YTD Data)Rank
Total interest income$58,193,000319
Total interest expense$16,249,000390
Net interest income$41,944,000287
Provision for loan and lease losses$34,669,000202
Total noninterest income$7,838,000470
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$7,940,000131
Trading account gains and fees$0193
Additional Noninterest Income$-102,0007,966
Total noninterest expense$59,233,000214
Salaries and employee benefits$21,532,000227
Premises and equipment expense$7,206,000200
Additional noninterest expense$30,495,000198
Pre-tax net operating income$-44,120,0008,092
Securities gains (losses)$833,000342
Applicable income taxes$-14,084,0008,114
Income before extraordinary items$-29,203,0008,070
Extraordinary gains, net$021
Net income$-29,203,0008,068
Minority interest net income$0112
Net income of bank and minority interests.$-29,203,0008,069
Net charge-offs$25,889,000193
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-29,761,1108,068
2009-03-31 (YTD Data)Rank
Total interest income$28,922,000322
Total interest expense$7,989,000412
Net interest income$20,933,000285
Provision for loan and lease losses$23,214,000149
Total noninterest income$3,395,000503
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$3,823,000131
Trading account gains and fees$0171
Additional Noninterest Income$-428,0008,189
Total noninterest expense$34,670,000190
Salaries and employee benefits$10,727,000223
Premises and equipment expense$3,640,000201
Additional noninterest expense$20,303,000152
Pre-tax net operating income$-33,556,0008,178
Securities gains (losses)$198,000676
Applicable income taxes$-10,167,0008,184
Income before extraordinary items$-23,191,0008,166
Extraordinary gains, net$015
Net income$-23,191,0008,166
Minority interest net income$0102
Net income of bank and minority interests.$-23,191,0008,166
Net charge-offs$14,602,000155
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-23,329,6008,166
2008-12-31 (YTD Data)Rank
Total interest income$142,091,000292
Total interest expense$46,061,000350
Net interest income$96,030,000265
Provision for loan and lease losses$47,081,000199
Total noninterest income$27,553,000280
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$15,547,000130
Trading account gains and fees$0154
Additional Noninterest Income$12,006,000342
Total noninterest expense$80,746,000287
Salaries and employee benefits$45,592,000216
Premises and equipment expense$14,591,000199
Additional noninterest expense$20,563,000384
Pre-tax net operating income$-4,244,0007,737
Securities gains (losses)$-5,558,0008,096
Applicable income taxes$-6,008,0008,135
Income before extraordinary items$-3,794,0007,711
Extraordinary gains, net$039
Net income$-3,794,0007,710
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,474,000113
Cash dividends$6,000,000471
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-236,8806,666
2008-09-30 (YTD Data)Rank
Total interest income$110,047,000296
Total interest expense$35,775,000351
Net interest income$74,272,000263
Provision for loan and lease losses$30,633,000188
Total noninterest income$23,723,000266
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$11,694,000134
Trading account gains and fees$0148
Additional Noninterest Income$12,029,000296
Total noninterest expense$58,722,000287
Salaries and employee benefits$34,517,000220
Premises and equipment expense$10,915,000203
Additional noninterest expense$13,290,000400
Pre-tax net operating income$8,640,000576
Securities gains (losses)$-5,561,0008,228
Applicable income taxes$-1,367,0008,118
Income before extraordinary items$4,446,000824
Extraordinary gains, net$031
Net income$4,446,000823
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,448,000118
Cash dividends$6,000,000376
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$10,007,000385
2008-06-30 (YTD Data)Rank
Total interest income$75,226,000292
Total interest expense$25,352,000350
Net interest income$49,874,000262
Provision for loan and lease losses$21,131,000173
Total noninterest income$17,018,000261
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$7,518,000138
Trading account gains and fees$0149
Additional Noninterest Income$9,500,000276
Total noninterest expense$37,475,000292
Salaries and employee benefits$23,870,000216
Premises and equipment expense$7,366,000202
Additional noninterest expense$6,239,000512
Pre-tax net operating income$8,286,000445
Securities gains (losses)$777,000213
Applicable income taxes$2,648,000416
Income before extraordinary items$6,415,000440
Extraordinary gains, net$021
Net income$6,415,000439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,721,000105
Cash dividends$4,000,000406
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$5,863,330463
2008-03-31 (YTD Data)Rank
Total interest income$39,426,000293
Total interest expense$13,940,000345
Net interest income$25,486,000260
Provision for loan and lease losses$13,602,000131
Total noninterest income$8,881,000255
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$5,766,000100
Trading account gains and fees$0158
Additional Noninterest Income$3,115,000382
Total noninterest expense$16,372,000319
Salaries and employee benefits$11,783,000223
Premises and equipment expense$3,715,000203
Additional noninterest expense$874,0001,644
Pre-tax net operating income$4,393,000457
Securities gains (losses)$590,000212
Applicable income taxes$1,664,000397
Income before extraordinary items$3,319,000450
Extraordinary gains, net$015
Net income$3,319,000451
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,313,00088
Cash dividends$4,000,000217
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,923,700496
2007-12-31 (YTD Data)Rank
Total interest income$182,471,000268
Total interest expense$64,858,000328
Net interest income$117,613,000216
Provision for loan and lease losses$32,200,000111
Total noninterest income$30,277,000275
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$20,940,000103
Trading account gains and fees$0178
Additional Noninterest Income$9,337,000427
Total noninterest expense$89,377,000239
Salaries and employee benefits$47,600,000210
Premises and equipment expense$13,514,000199
Additional noninterest expense$28,263,000270
Pre-tax net operating income$26,313,000383
Securities gains (losses)$-67,0008,067
Applicable income taxes$8,024,000384
Income before extraordinary items$18,222,000383
Extraordinary gains, net$039
Net income$18,222,000380
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,932,000180
Cash dividends$7,000,000553
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$18,268,230377
2007-09-30 (YTD Data)Rank
Total interest income$137,863,000266
Total interest expense$48,500,000330
Net interest income$89,363,000215
Provision for loan and lease losses$9,000,000166
Total noninterest income$22,661,000278
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$15,047,000105
Trading account gains and fees$0184
Additional Noninterest Income$7,614,000411
Total noninterest expense$63,172,000242
Salaries and employee benefits$36,746,000204
Premises and equipment expense$9,831,000204
Additional noninterest expense$16,595,000305
Pre-tax net operating income$39,852,000236
Securities gains (losses)$-67,0008,226
Applicable income taxes$13,872,000227
Income before extraordinary items$25,913,000248
Extraordinary gains, net$033
Net income$25,913,000246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,511,000268
Cash dividends$7,000,000430
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$25,956,550247
2007-06-30 (YTD Data)Rank
Total interest income$90,054,000279
Total interest expense$31,472,000345
Net interest income$58,582,000233
Provision for loan and lease losses$6,300,000149
Total noninterest income$15,160,000293
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$9,711,000112
Trading account gains and fees$0168
Additional Noninterest Income$5,449,000412
Total noninterest expense$41,229,000254
Salaries and employee benefits$23,995,000217
Premises and equipment expense$6,536,000217
Additional noninterest expense$10,698,000325
Pre-tax net operating income$26,213,000258
Securities gains (losses)$96,000415
Applicable income taxes$9,212,000247
Income before extraordinary items$17,097,000270
Extraordinary gains, net$029
Net income$17,097,000269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,821,000216
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$17,034,600269
2007-03-31 (YTD Data)Rank
Total interest income$43,860,000283
Total interest expense$15,170,000355
Net interest income$28,690,000234
Provision for loan and lease losses$2,800,000141
Total noninterest income$7,302,000300
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$4,563,000114
Trading account gains and fees$0195
Additional Noninterest Income$2,739,000404
Total noninterest expense$20,399,000258
Salaries and employee benefits$11,996,000220
Premises and equipment expense$3,174,000224
Additional noninterest expense$5,229,000325
Pre-tax net operating income$12,793,000276
Securities gains (losses)$01,187
Applicable income taxes$4,494,000258
Income before extraordinary items$8,299,000280
Extraordinary gains, net$022
Net income$8,299,000279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,353,000194
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$8,299,000277
2006-12-31 (YTD Data)Rank
Total interest income$150,978,000304
Total interest expense$47,151,000386
Net interest income$103,827,000250
Provision for loan and lease losses$2,733,000412
Total noninterest income$26,504,000303
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$11,095,000167
Trading account gains and fees$0130
Additional Noninterest Income$15,409,000319
Total noninterest expense$79,421,000253
Salaries and employee benefits$45,274,000216
Premises and equipment expense$11,153,000233
Additional noninterest expense$22,994,000289
Pre-tax net operating income$48,177,000285
Securities gains (losses)$-686,0008,543
Applicable income taxes$16,449,000281
Income before extraordinary items$31,042,000301
Extraordinary gains, net$051
Net income$31,042,000299
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,072,000643
Cash dividends$7,000,000525
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$31,487,900295
2006-09-30 (YTD Data)Rank
Total interest income$108,631,000319
Total interest expense$32,563,000414
Net interest income$76,068,000264
Provision for loan and lease losses$1,533,000516
Total noninterest income$19,033,000331
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$8,262,000172
Trading account gains and fees$0126
Additional Noninterest Income$10,771,000348
Total noninterest expense$58,132,000268
Salaries and employee benefits$33,796,000228
Premises and equipment expense$8,098,000253
Additional noninterest expense$16,238,000312
Pre-tax net operating income$35,436,000309
Securities gains (losses)$-686,0008,651
Applicable income taxes$12,001,000308
Income before extraordinary items$22,749,000327
Extraordinary gains, net$045
Net income$22,749,000326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$485,000830
Cash dividends$4,000,000629
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$23,194,900318
2006-06-30 (YTD Data)Rank
Total interest income$68,009,000331
Total interest expense$19,051,000444
Net interest income$48,958,000274
Provision for loan and lease losses$908,000565
Total noninterest income$12,004,000350
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$5,365,000177
Trading account gains and fees$0126
Additional Noninterest Income$6,639,000365
Total noninterest expense$37,705,000278
Salaries and employee benefits$22,077,000237
Premises and equipment expense$5,189,000264
Additional noninterest expense$10,439,000332
Pre-tax net operating income$22,349,000322
Securities gains (losses)$-479,0008,697
Applicable income taxes$7,527,000313
Income before extraordinary items$14,343,000342
Extraordinary gains, net$039
Net income$14,343,000341
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$381,000700
Cash dividends$4,000,000448
Sale, conversion, retirement of capital stock, net$0887
Net operating income$14,659,140332
2006-03-31 (YTD Data)Rank
Total interest income$32,394,000335
Total interest expense$8,685,000459
Net interest income$23,709,000280
Provision for loan and lease losses$408,000602
Total noninterest income$5,860,000345
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,537,000180
Trading account gains and fees$0115
Additional Noninterest Income$3,323,000361
Total noninterest expense$17,955,000288
Salaries and employee benefits$10,658,000245
Premises and equipment expense$2,535,000270
Additional noninterest expense$4,762,000346
Pre-tax net operating income$11,206,000316
Securities gains (losses)$-479,0008,751
Applicable income taxes$3,679,000310
Income before extraordinary items$7,048,000338
Extraordinary gains, net$021
Net income$7,048,000336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$235,000552
Cash dividends$4,000,000250
Sale, conversion, retirement of capital stock, net$0648
Net operating income$7,364,140322
2005-12-31 (YTD Data)Rank
Total interest income$113,163,000333
Total interest expense$23,215,000518
Net interest income$89,948,000281
Provision for loan and lease losses$2,175,000495
Total noninterest income$22,680,000362
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$8,686,000206
Trading account gains and fees$0138
Additional Noninterest Income$13,994,000346
Total noninterest expense$70,218,000286
Salaries and employee benefits$38,950,000246
Premises and equipment expense$10,473,000254
Additional noninterest expense$20,795,000326
Pre-tax net operating income$40,235,000325
Securities gains (losses)$-2,032,0008,779
Applicable income taxes$12,318,000345
Income before extraordinary items$25,885,000340
Extraordinary gains, net$046
Net income$25,885,000341
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$677,000915
Cash dividends$17,786,000264
Sale, conversion, retirement of capital stock, net$0934
Net operating income$27,266,760319
2005-09-30 (YTD Data)Rank
Total interest income$81,855,000333
Total interest expense$17,230,000490
Net interest income$64,625,000297
Provision for loan and lease losses$1,225,000627
Total noninterest income$16,627,000373
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$6,227,000211
Trading account gains and fees$0126
Additional Noninterest Income$10,400,000349
Total noninterest expense$51,295,000293
Salaries and employee benefits$29,177,000248
Premises and equipment expense$7,662,000259
Additional noninterest expense$14,456,000339
Pre-tax net operating income$28,732,000333
Securities gains (losses)$-2,032,0008,827
Applicable income taxes$8,532,000362
Income before extraordinary items$18,168,000365
Extraordinary gains, net$035
Net income$18,168,000366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$469,000877
Cash dividends$12,900,000251
Sale, conversion, retirement of capital stock, net$0769
Net operating income$19,549,760335
2005-06-30 (YTD Data)Rank
Total interest income$52,648,000331
Total interest expense$10,788,000486
Net interest income$41,860,000300
Provision for loan and lease losses$825,000614
Total noninterest income$10,790,000374
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$3,911,000213
Trading account gains and fees$0116
Additional Noninterest Income$6,879,000352
Total noninterest expense$33,476,000297
Salaries and employee benefits$18,877,000251
Premises and equipment expense$5,010,000259
Additional noninterest expense$9,589,000339
Pre-tax net operating income$18,349,000344
Securities gains (losses)$-1,689,0008,843
Applicable income taxes$5,499,000372
Income before extraordinary items$11,161,000385
Extraordinary gains, net$030
Net income$11,161,000385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-101,0008,665
Cash dividends$6,900,000265
Sale, conversion, retirement of capital stock, net$0643
Net operating income$12,292,630342
2005-03-31 (YTD Data)Rank
Total interest income$25,252,000335
Total interest expense$4,919,000503
Net interest income$20,333,000305
Provision for loan and lease losses$06,226
Total noninterest income$5,027,000385
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$1,891,000213
Trading account gains and fees$0115
Additional Noninterest Income$3,136,000357
Total noninterest expense$16,960,000294
Salaries and employee benefits$9,292,000262
Premises and equipment expense$2,529,000257
Additional noninterest expense$5,139,000318
Pre-tax net operating income$8,400,000359
Securities gains (losses)$-1,316,0008,909
Applicable income taxes$2,313,000423
Income before extraordinary items$4,771,000419
Extraordinary gains, net$024
Net income$4,771,000419
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0008,424
Cash dividends$2,900,000269
Sale, conversion, retirement of capital stock, net$0491
Net operating income$5,652,720362
2004-12-31 (YTD Data)Rank
Total interest income$93,244,000338
Total interest expense$16,680,000504
Net interest income$76,564,000302
Provision for loan and lease losses$2,260,000483
Total noninterest income$20,276,000384
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$7,474,000239
Trading account gains and fees$0138
Additional Noninterest Income$12,802,000355
Total noninterest expense$61,378,000309
Salaries and employee benefits$34,848,000273
Premises and equipment expense$9,990,000265
Additional noninterest expense$16,540,000367
Pre-tax net operating income$33,202,000343
Securities gains (losses)$-20,0008,388
Applicable income taxes$10,273,000363
Income before extraordinary items$22,909,000350
Extraordinary gains, net$034
Net income$22,909,000351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,420,000591
Cash dividends$2,000,0001,347
Sale, conversion, retirement of capital stock, net$0872
Net operating income$22,922,800336
2004-09-30 (YTD Data)Rank
Total interest income$68,472,000338
Total interest expense$11,848,000513
Net interest income$56,624,000308
Provision for loan and lease losses$2,125,000399
Total noninterest income$15,235,000394
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$5,613,000243
Trading account gains and fees$0134
Additional Noninterest Income$9,622,000357
Total noninterest expense$45,102,000317
Salaries and employee benefits$25,851,000275
Premises and equipment expense$7,477,000269
Additional noninterest expense$11,774,000380
Pre-tax net operating income$24,632,000344
Securities gains (losses)$75,0001,373
Applicable income taxes$7,865,000356
Income before extraordinary items$16,842,000358
Extraordinary gains, net$026
Net income$16,842,000358
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$835,000647
Cash dividends$2,000,000976
Sale, conversion, retirement of capital stock, net$0738
Net operating income$16,791,000346
2004-06-30 (YTD Data)Rank
Total interest income$45,025,000340
Total interest expense$7,720,000516
Net interest income$37,305,000305
Provision for loan and lease losses$1,900,000328
Total noninterest income$10,162,000391
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$3,679,000244
Trading account gains and fees$0130
Additional Noninterest Income$6,483,000353
Total noninterest expense$29,459,000315
Salaries and employee benefits$16,759,000276
Premises and equipment expense$4,927,000269
Additional noninterest expense$7,773,000382
Pre-tax net operating income$16,108,000347
Securities gains (losses)$75,0001,204
Applicable income taxes$5,266,000363
Income before extraordinary items$10,917,000361
Extraordinary gains, net$021
Net income$10,917,000360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$908,000461
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$10,866,750348
2004-03-31 (YTD Data)Rank
Total interest income$22,508,000343
Total interest expense$3,903,000520
Net interest income$18,605,000310
Provision for loan and lease losses$900,000332
Total noninterest income$4,942,000391
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,855,000237
Trading account gains and fees$0121
Additional Noninterest Income$3,087,000359
Total noninterest expense$14,686,000319
Salaries and employee benefits$8,532,000278
Premises and equipment expense$2,586,000261
Additional noninterest expense$3,568,000404
Pre-tax net operating income$7,961,000351
Securities gains (losses)$02,934
Applicable income taxes$2,605,000368
Income before extraordinary items$5,356,000361
Extraordinary gains, net$016
Net income$5,356,000361
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$346,000549
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$5,356,000343
2003-12-31 (YTD Data)Rank
Total interest income$89,973,000343
Total interest expense$19,895,000467
Net interest income$70,078,000320
Provision for loan and lease losses$3,800,000397
Total noninterest income$19,662,000403
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$6,960,000250
Trading account gains and fees$0160
Additional Noninterest Income$12,702,000377
Total noninterest expense$56,222,000338
Salaries and employee benefits$31,177,000299
Premises and equipment expense$8,972,000295
Additional noninterest expense$16,073,000386
Pre-tax net operating income$29,718,000355
Securities gains (losses)$192,0001,369
Applicable income taxes$9,637,000383
Income before extraordinary items$20,273,000382
Extraordinary gains, net$054
Net income$20,273,000382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,507,000472
Cash dividends$10,000,000375
Sale, conversion, retirement of capital stock, net$0868
Net operating income$20,142,440357
2003-09-30 (YTD Data)Rank
Total interest income$67,513,000356
Total interest expense$15,547,000469
Net interest income$51,966,000331
Provision for loan and lease losses$2,575,000439
Total noninterest income$14,818,000421
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$5,189,000267
Trading account gains and fees$0153
Additional Noninterest Income$9,629,000395
Total noninterest expense$41,922,000342
Salaries and employee benefits$23,213,000309
Premises and equipment expense$6,568,000307
Additional noninterest expense$12,141,000396
Pre-tax net operating income$22,287,000360
Securities gains (losses)$192,0001,253
Applicable income taxes$7,394,000389
Income before extraordinary items$15,085,000399
Extraordinary gains, net$040
Net income$15,085,000400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,364,000567
Cash dividends$10,000,000304
Sale, conversion, retirement of capital stock, net$0722
Net operating income$14,956,360371
2003-06-30 (YTD Data)Rank
Total interest income$45,208,000360
Total interest expense$10,839,000461
Net interest income$34,369,000333
Provision for loan and lease losses$1,700,000435
Total noninterest income$9,598,000432
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$3,449,000266
Trading account gains and fees$0150
Additional Noninterest Income$6,149,000406
Total noninterest expense$27,591,000349
Salaries and employee benefits$15,240,000314
Premises and equipment expense$4,311,000318
Additional noninterest expense$8,040,000406
Pre-tax net operating income$14,676,000364
Securities gains (losses)$192,0001,069
Applicable income taxes$4,952,000394
Income before extraordinary items$9,916,000403
Extraordinary gains, net$030
Net income$9,916,000404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$695,000669
Cash dividends$10,000,000200
Sale, conversion, retirement of capital stock, net$0589
Net operating income$9,787,360371
2003-03-31 (YTD Data)Rank
Total interest income$22,623,000360
Total interest expense$5,700,000452
Net interest income$16,923,000338
Provision for loan and lease losses$850,000429
Total noninterest income$4,506,000456
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,672,000272
Trading account gains and fees$0134
Additional Noninterest Income$2,834,000434
Total noninterest expense$13,275,000364
Salaries and employee benefits$7,515,000317
Premises and equipment expense$2,122,000323
Additional noninterest expense$3,638,000426
Pre-tax net operating income$7,304,000364
Securities gains (losses)$02,891
Applicable income taxes$2,489,000396
Income before extraordinary items$4,815,000397
Extraordinary gains, net$021
Net income$4,815,000397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$442,000540
Cash dividends$5,000,000181
Sale, conversion, retirement of capital stock, net$0419
Net operating income$4,815,000367
2002-12-31 (YTD Data)Rank
Total interest income$96,327,000366
Total interest expense$28,138,000431
Net interest income$68,189,000338
Provision for loan and lease losses$4,979,000390
Total noninterest income$16,121,000462
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$6,352,000278
Trading account gains and fees$0153
Additional Noninterest Income$9,769,000445
Total noninterest expense$51,816,000364
Salaries and employee benefits$28,448,000318
Premises and equipment expense$8,643,000299
Additional noninterest expense$14,725,000434
Pre-tax net operating income$27,515,000365
Securities gains (losses)$04,537
Applicable income taxes$9,120,000385
Income before extraordinary items$18,395,000392
Extraordinary gains, net$070
Net income$18,395,000393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,393,000412
Cash dividends$2,320,0001,161
Sale, conversion, retirement of capital stock, net$0862
Net operating income$18,395,000370
2001-12-31 (YTD Data)Rank
Total interest income$100,545,000388
Total interest expense$40,619,000449
Net interest income$59,926,000353
Provision for loan and lease losses$3,283,000485
Total noninterest income$15,066,000462
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$6,094,000271
Trading account gains and fees$0177
Additional Noninterest Income$8,972,000443
Total noninterest expense$50,515,000359
Salaries and employee benefits$25,079,000320
Premises and equipment expense$10,370,000253
Additional noninterest expense$15,066,000433
Pre-tax net operating income$21,194,000404
Securities gains (losses)$04,612
Applicable income taxes$6,594,000452
Income before extraordinary items$14,600,000411
Extraordinary gains, net$0105
Net income$14,600,000410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,275,000518
Cash dividends$12,384,000314
Sale, conversion, retirement of capital stock, net$0922
Net operating income$14,600,000394
2000-12-31 (YTD Data)Rank
Total interest income$108,094,000388
Total interest expense$48,146,000435
Net interest income$59,948,000360
Provision for loan and lease losses$2,068,000601
Total noninterest income$11,970,000517
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$5,303,000280
Trading account gains and fees$27,000150
Additional Noninterest Income$6,640,000534
Total noninterest expense$52,801,000330
Salaries and employee benefits$23,662,000317
Premises and equipment expense$10,427,000247
Additional noninterest expense$18,712,000365
Pre-tax net operating income$17,049,000511
Securities gains (losses)$-222,0009,585
Applicable income taxes$5,354,000526
Income before extraordinary items$11,473,000514
Extraordinary gains, net$038
Net income$11,473,000515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,303,000623
Cash dividends$8,916,000416
Sale, conversion, retirement of capital stock, net$0969
Net operating income$11,623,960507
1999-12-31 (YTD Data)Rank
Total interest income$97,545,000414
Total interest expense$36,988,000487
Net interest income$60,557,000366
Provision for loan and lease losses$2,190,000526
Total noninterest income$13,940,000498
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$4,522,000319
Trading account gains and fees$98,000120
Additional Noninterest Income$9,320,000464
Total noninterest expense$46,978,000377
Salaries and employee benefits$24,543,000325
Premises and equipment expense$9,137,000275
Additional noninterest expense$13,298,000483
Pre-tax net operating income$25,329,000401
Securities gains (losses)$82,000809
Applicable income taxes$7,974,000428
Income before extraordinary items$17,437,000400
Extraordinary gains, net$035
Net income$17,437,000400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,163,000646
Cash dividends$5,007,000656
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$17,380,420393
1998-12-31 (YTD Data)Rank
Total interest income$97,374,000408
Total interest expense$36,520,000494
Net interest income$60,854,000350
Provision for loan and lease losses$2,928,000457
Total noninterest income$15,379,000445
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$4,620,000290
Trading account gains and fees$0224
Additional Noninterest Income$10,759,000419
Total noninterest expense$48,711,000357
Salaries and employee benefits$22,167,000340
Premises and equipment expense$6,018,000378
Additional noninterest expense$20,526,000350
Pre-tax net operating income$24,594,000371
Securities gains (losses)$342,000691
Applicable income taxes$8,325,000390
Income before extraordinary items$16,611,000384
Extraordinary gains, net$032
Net income$16,611,000384
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$926,000807
Cash dividends$5,358,000612
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$16,381,860367
1997-12-31 (YTD Data)Rank
Total interest income$24,453,0001,357
Total interest expense$9,306,0001,664
Net interest income$15,147,0001,162
Provision for loan and lease losses$876,0001,109
Total noninterest income$4,513,000994
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,065,0001,188
Trading account gains and fees$0239
Additional Noninterest Income$3,448,000774
Total noninterest expense$12,254,0001,090
Salaries and employee benefits$5,065,0001,301
Premises and equipment expense$1,490,0001,316
Additional noninterest expense$5,699,000877
Pre-tax net operating income$6,530,0001,205
Securities gains (losses)$-80,00010,727
Applicable income taxes$2,313,0001,170
Income before extraordinary items$4,137,0001,315
Extraordinary gains, net$044
Net income$4,137,0001,316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$459,0001,434
Cash dividends$1,108,0002,003
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,188,2001,265
1996-12-31 (YTD Data)Rank
Total interest income$18,332,0001,848
Total interest expense$6,957,0002,222
Net interest income$11,375,0001,566
Provision for loan and lease losses$620,0001,468
Total noninterest income$3,362,0001,251
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$778,0001,727
Trading account gains and fees$0262
Additional Noninterest Income$2,584,000974
Total noninterest expense$9,138,0001,552
Salaries and employee benefits$4,029,0001,649
Premises and equipment expense$1,140,0001,767
Additional noninterest expense$3,969,0001,363
Pre-tax net operating income$4,979,0001,443
Securities gains (losses)$-4,0009,823
Applicable income taxes$1,958,0001,253
Income before extraordinary items$3,017,0001,649
Extraordinary gains, net$053
Net income$3,017,0001,650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0005,232
Cash dividends$920,0002,270
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,019,5601,620
1995-12-31 (YTD Data)Rank
Total interest income$14,710,0002,285
Total interest expense$5,635,0002,725
Net interest income$9,075,0001,979
Provision for loan and lease losses$360,0002,012
Total noninterest income$2,869,0001,394
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$686,0001,967
Trading account gains and fees$0522
Additional Noninterest Income$2,183,0001,075
Total noninterest expense$7,541,0001,856
Salaries and employee benefits$3,870,0001,720
Premises and equipment expense$1,068,0001,903
Additional noninterest expense$2,603,0001,926
Pre-tax net operating income$4,043,0001,834
Securities gains (losses)$03,831
Applicable income taxes$1,446,0001,698
Income before extraordinary items$2,597,0001,932
Extraordinary gains, net$065
Net income$2,597,0001,929
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$198,0002,514
Cash dividends$521,0003,229
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,597,0001,911
1994-12-31 (YTD Data)Rank
Total interest income$12,566,0002,412
Total interest expense$4,110,0002,963
Net interest income$8,456,0002,134
Provision for loan and lease losses$240,0002,662
Total noninterest income$2,681,0001,478
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$653,0002,069
Trading account gains and fees$0475
Additional Noninterest Income$2,028,0001,121
Total noninterest expense$7,174,0001,988
Salaries and employee benefits$3,788,0001,779
Premises and equipment expense$919,0002,194
Additional noninterest expense$2,467,0002,158
Pre-tax net operating income$3,723,0001,909
Securities gains (losses)$03,600
Applicable income taxes$1,267,0001,800
Income before extraordinary items$2,456,0001,993
Extraordinary gains, net$0249
Net income$2,456,0001,992
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0003,390
Cash dividends$90,0007,108
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,456,0001,997
1993-12-31 (YTD Data)Rank
Total interest income$11,915,0002,590
Total interest expense$3,635,0003,451
Net interest income$8,280,0002,174
Provision for loan and lease losses$455,0002,242
Total noninterest income$1,945,0002,017
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$597,0002,311
Trading account gains and fees$0532
Additional Noninterest Income$1,348,0001,674
Total noninterest expense$6,110,0002,347
Salaries and employee benefits$3,083,0002,149
Premises and equipment expense$773,0002,638
Additional noninterest expense$2,254,0002,462
Pre-tax net operating income$3,660,0001,865
Securities gains (losses)$07,477
Applicable income taxes$1,320,0001,767
Income before extraordinary items$2,340,0002,141
Extraordinary gains, net$37,0002,352
Net income$2,377,0002,188
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0003,932
Cash dividends$550,0002,841
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,340,0002,013
1992-12-31 (YTD Data)Rank
Total interest income$10,928,0003,210
Total interest expense$3,931,0004,142
Net interest income$6,997,0002,593
Provision for loan and lease losses$360,0003,684
Total noninterest income$1,424,0002,491
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$486,0002,863
Trading account gains and fees$0504
Additional Noninterest Income$938,0002,090
Total noninterest expense$4,981,0002,880
Salaries and employee benefits$2,326,0002,793
Premises and equipment expense$638,0003,171
Additional noninterest expense$2,017,0002,785
Pre-tax net operating income$3,080,0002,016
Securities gains (losses)$10,0006,439
Applicable income taxes$1,134,0001,863
Income before extraordinary items$1,956,0002,332
Extraordinary gains, net$01,422
Net income$1,956,0002,373
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0005,195
Cash dividends$560,0002,535
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,949,6002,179

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.