Home > West Coast Bank > Net charge- offs to loans
West Coast Bank, Net charge- offs to loans
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5126% | 1,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3563% | 1,326 |
| Percentage Net Loans Charged-off:Construction & development | 3.7562% | 275 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0022% | 1,425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9212% | 579 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2078% | 285 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0178% | 2,308 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4152% | 548 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0448% | 162 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.0448% | 148 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1281% | 5,916 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -10.2784% | 1,329 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3139% | 3,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2070% | 3,227 |
| Percentage Net Loans Charged-off:Construction & development | 1.2546% | 1,366 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0312% | 3,031 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.2668% | 5,597 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7998% | 1,143 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4936% | 1,029 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7140% | 468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4648% | 2,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.3812% | 94 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 8.3812% | 95 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2223% | 1,017 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -4.7771% | 1,467 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2414% | 3,272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1839% | 3,182 |
| Percentage Net Loans Charged-off:Construction & development | 0.8201% | 1,466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0410% | 2,637 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.7917% | 5,628 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8960% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5361% | 894 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9558% | 390 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2241% | 2,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.3995% | 117 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.3995% | 116 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0191% | 5,915 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -3.9409% | 1,451 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2254% | 3,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1511% | 3,197 |
| Percentage Net Loans Charged-off:Construction & development | 0.4227% | 1,562 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0518% | 2,227 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.8428% | 5,646 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0193% | 874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6113% | 768 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1958% | 344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2390% | 2,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.2104% | 117 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 8.2104% | 115 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0204% | 5,916 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.0707% | 1,415 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3865% | 2,146 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4276% | 1,759 |
| Percentage Net Loans Charged-off:Construction & development | 0.8112% | 1,026 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0047% | 1,711 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4546% | 562 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8027% | 565 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2946% | 215 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2618% | 6,384 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.2370% | 96 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 10.2370% | 91 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0284% | 5,989 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.3680% | 1,371 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8686% | 1,997 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8186% | 1,917 |
| Percentage Net Loans Charged-off:Construction & development | 7.1791% | 671 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6767% | 698 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8301% | 498 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2746% | 978 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8886% | 2,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.0235% | 98 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 9.9594% | 94 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0295% | 1,571 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9336% | 1,726 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8779% | 1,660 |
| Percentage Net Loans Charged-off:Construction & development | 7.1495% | 613 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8588% | 560 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0307% | 409 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4144% | 814 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9822% | 1,785 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.8602% | 103 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 9.7826% | 91 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1326% | 1,143 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9576% | 1,635 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9940% | 1,409 |
| Percentage Net Loans Charged-off:Construction & development | 6.5614% | 649 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3129% | 441 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6078% | 332 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5644% | 743 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4368% | 2,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.0522% | 90 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 10.9386% | 77 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2043% | 921 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7057% | 1,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6855% | 1,574 |
| Percentage Net Loans Charged-off:Construction & development | 4.1406% | 708 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6205% | 636 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4114% | 448 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1397% | 464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3142% | 1,847 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.9238% | 109 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 10.7527% | 93 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3957% | 593 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0476% | 2,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8843% | 2,102 |
| Percentage Net Loans Charged-off:Construction & development | 4.0333% | 1,466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0097% | 644 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0899% | 826 |
| All other 1-4 family - Percent of loans charged-off, net | 4.1328% | 229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1559% | 2,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.4836% | 120 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4534% | 651 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1159% | 1,826 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9848% | 1,783 |
| Percentage Net Loans Charged-off:Construction & development | 4.0966% | 1,315 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2893% | 482 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1398% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 4.9192% | 161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9034% | 2,339 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.3085% | 111 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9339% | 518 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2560% | 1,519 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1258% | 1,453 |
| Percentage Net Loans Charged-off:Construction & development | 3.8069% | 1,212 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8384% | 375 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2454% | 615 |
| All other 1-4 family - Percent of loans charged-off, net | 6.4391% | 109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9022% | 2,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.5859% | 187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8271% | 342 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3562% | 1,267 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4059% | 1,027 |
| Percentage Net Loans Charged-off:Construction & development | 4.1767% | 876 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7005% | 262 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4692% | 461 |
| All other 1-4 family - Percent of loans charged-off, net | 8.7296% | 73 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3274% | 1,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.7576% | 246 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.2226% | 367 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9572% | 397 |
| Percentage Net Loans Charged-off:Construction & development | 17.2257% | 279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.6025% | 221 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3590% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 11.1226% | 47 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.8704% | 473 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.5482% | 193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0521% | 533 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1892% | 450 |
| Percentage Net Loans Charged-off:Construction & development | 12.9297% | 342 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.6714% | 251 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0886% | 665 |
| All other 1-4 family - Percent of loans charged-off, net | 8.7172% | 61 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3456% | 965 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.4561% | 218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5924% | 652 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0086% | 449 |
| Percentage Net Loans Charged-off:Construction & development | 11.5483% | 367 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3731% | 259 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4769% | 461 |
| All other 1-4 family - Percent of loans charged-off, net | 6.9616% | 103 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4191% | 1,644 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.1999% | 223 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8692% | 452 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4483% | 286 |
| Percentage Net Loans Charged-off:Construction & development | 11.7215% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.4994% | 159 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1051% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 8.9083% | 71 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2179% | 1,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6917% | 306 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9179% | 307 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4089% | 189 |
| Percentage Net Loans Charged-off:Construction & development | 11.5790% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4374% | 419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0807% | 1,237 |
| All other 1-4 family - Percent of loans charged-off, net | 3.7881% | 112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6382% | 1,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.0937% | 147 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5592% | 243 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0626% | 145 |
| Percentage Net Loans Charged-off:Construction & development | 10.6706% | 111 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3146% | 1,287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4972% | 552 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0863% | 1,245 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.1434% | 131 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7318% | 193 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2555% | 105 |
| Percentage Net Loans Charged-off:Construction & development | 10.8238% | 106 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1236% | 1,788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1944% | 653 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3690% | 838 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8858% | 221 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3528% | 123 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.2756% | 59 |
| Percentage Net Loans Charged-off:Construction & development | 13.5042% | 50 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0335% | 7,958 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0521% | 5,952 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6009% | 1,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9286% | 222 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4737% | 1,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3484% | 819 |
| Percentage Net Loans Charged-off:Construction & development | 1.0913% | 403 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0138% | 3,052 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0202% | 896 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9213% | 1,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1363% | 167 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2253% | 1,773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0552% | 2,009 |
| Percentage Net Loans Charged-off:Construction & development | 0.1839% | 626 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 7,729 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0126% | 7,803 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0182% | 5,979 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7666% | 1,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7610% | 193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2764% | 1,303 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0084% | 2,473 |
| Percentage Net Loans Charged-off:Construction & development | 0.0325% | 676 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 7,757 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0073% | 7,715 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0105% | 5,958 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2845% | 674 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0271% | 281 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2721% | 1,096 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 7,509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0134% | 7,844 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0192% | 5,966 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3533% | 490 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6929% | 370 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0608% | 4,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 3,440 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 7,754 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0142% | 7,994 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0193% | 6,019 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1069% | 2,893 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7494% | 333 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0377% | 4,098 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 2,823 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 7,800 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0107% | 7,901 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0144% | 5,999 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0098% | 6,754 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4007% | 377 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0459% | 3,527 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 7,613 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 7,878 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0147% | 7,987 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0195% | 5,982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0871% | 2,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0327% | 488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0592% | 2,662 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 7,744 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 7,961 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0288% | 8,134 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0378% | 5,983 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2202% | 1,169 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6160% | 776 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0456% | 4,875 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 7,823 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 7,941 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0389% | 8,293 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0514% | 6,053 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0636% | 3,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8969% | 718 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7801% | 1,264 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0426% | 4,418 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0130% | 7,930 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 7,954 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0527% | 8,315 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0698% | 6,020 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1157% | 2,699 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4860% | 952 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1096% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0139% | 7,476 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0164% | 7,967 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 7,945 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0777% | 8,370 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1029% | 5,974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1438% | 7,566 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9569% | 1,642 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6850% | 764 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0073% | 6,888 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0084% | 7,893 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0144% | 8,249 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0623% | 7,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3750% | 2,949 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4146% | 702 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1083% | 4,057 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0188% | 3,094 |
| Percentage Net Loans Charged-off:Construction & development | 0.1084% | 482 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0242% | 8,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0259% | 8,308 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0339% | 6,008 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3368% | 2,582 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4122% | 1,318 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6079% | 524 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0869% | 3,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0169% | 2,725 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0066% | 8,232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0325% | 8,363 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0426% | 5,992 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2349% | 2,473 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2419% | 1,428 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1839% | 603 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1435% | 2,796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0186% | 2,265 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0075% | 8,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5607% | 1,513 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3454% | 1,317 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4338% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1111% | 2,749 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0460% | 8,508 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0763% | 8,606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6222% | 1,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6520% | 1,111 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1247% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2088% | 3,300 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0834% | 2,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.0217% | 752 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1357% | 979 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0329% | 8,559 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0497% | 6,034 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6028% | 2,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4878% | 1,381 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7083% | 658 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1523% | 3,519 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0860% | 1,675 |
| Percentage Net Loans Charged-off:Construction & development | 0.0287% | 584 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1517% | 761 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0447% | 8,619 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0699% | 5,997 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2664% | 2,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2576% | 1,623 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5216% | 695 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1167% | 3,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0589% | 1,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0427% | 447 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1092% | 678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0636% | 8,726 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1045% | 5,982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1244% | 2,966 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4362% | 1,335 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6047% | 667 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1502% | 2,763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1092% | 1,030 |
| Percentage Net Loans Charged-off:Construction & development | 0.0879% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2038% | 370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1282% | 8,903 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2201% | 5,927 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0316% | 7,432 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8725% | 972 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6852% | 482 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2994% | 2,729 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0570% | 2,416 |
| Percentage Net Loans Charged-off:Construction & development | 0.0587% | 722 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0662% | 1,191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0511% | 2,283 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1366% | 372 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0290% | 8,704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0407% | 1,825 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5465% | 602 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7580% | 750 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2202% | 3,390 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0377% | 2,646 |
| Percentage Net Loans Charged-off:Construction & development | 0.1306% | 528 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0008% | 1,432 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1593% | 1,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5454% | 179 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0093% | 8,719 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9424% | 1,886 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2959% | 1,587 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0805% | 867 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1298% | 4,099 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0241% | 1,441 |
| Percentage Net Loans Charged-off:Construction & development | -0.0216% | 1,393 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 1,244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1556% | 1,528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2129% | 1,529 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7132% | 341 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1101% | 362 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1557% | 724 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1270% | 4,298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0620% | 393 |
| Percentage Net Loans Charged-off:Construction & development | 0.2527% | 82 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0048% | 392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0950% | 313 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1216% | 236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2499% | 608 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6583% | 671 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0612% | 331 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1117% | 4,881 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 1,187 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0020% | 448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0109% | 1,336 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0631% | 1,283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4426% | 388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4940% | 841 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0891% | 810 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2125% | 3,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1072% | 317 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2253% | 176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1927% | 594 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0143% | 538 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2179% | 419 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0330% | 7,515 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1719% | 4,294 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1180% | 5,362 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1463% | 6,225 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1829% | 7,509 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |