Home > West Chester Savings Bank > Income and Expense
West Chester Savings Bank, Income and Expense
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $903,000 | 6,103 |
| Total interest expense | $138,000 | 5,690 |
| Net interest income | $765,000 | 6,110 |
| Provision for loan and lease losses | $30,000 | 3,938 |
| Total noninterest income | $196,000 | 4,872 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $92,000 | 4,265 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $104,000 | 4,698 |
| Total noninterest expense | $820,000 | 5,803 |
| Salaries and employee benefits | $377,000 | 6,062 |
| Premises and equipment expense | $89,000 | 5,789 |
| Additional noninterest expense | $354,000 | 5,332 |
| Pre-tax net operating income | $111,000 | 5,768 |
| Securities gains (losses) | $1,000 | 2,688 |
| Applicable income taxes | $2,000 | 4,510 |
| Income before extraordinary items | $110,000 | 5,786 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $110,000 | 5,788 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $110,000 | 5,788 |
| Net charge-offs | $33,000 | 3,680 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $109,020 | 5,699 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $455,000 | 6,143 |
| Total interest expense | $71,000 | 5,729 |
| Net interest income | $384,000 | 6,159 |
| Provision for loan and lease losses | $15,000 | 3,721 |
| Total noninterest income | $92,000 | 4,971 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $41,000 | 4,435 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $51,000 | 4,683 |
| Total noninterest expense | $393,000 | 5,942 |
| Salaries and employee benefits | $183,000 | 6,139 |
| Premises and equipment expense | $44,000 | 5,849 |
| Additional noninterest expense | $166,000 | 5,517 |
| Pre-tax net operating income | $68,000 | 5,645 |
| Securities gains (losses) | $1,000 | 1,864 |
| Applicable income taxes | $6,000 | 4,117 |
| Income before extraordinary items | $63,000 | 5,678 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $63,000 | 5,680 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $63,000 | 5,680 |
| Net charge-offs | $17,000 | 3,178 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $62,090 | 5,592 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,028,000 | 6,120 |
| Total interest expense | $419,000 | 5,463 |
| Net interest income | $1,609,000 | 6,189 |
| Provision for loan and lease losses | $95,000 | 4,737 |
| Total noninterest income | $384,000 | 4,877 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $207,000 | 4,198 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $177,000 | 4,744 |
| Total noninterest expense | $2,368,000 | 5,294 |
| Salaries and employee benefits | $1,413,000 | 4,991 |
| Premises and equipment expense | $176,000 | 5,903 |
| Additional noninterest expense | $779,000 | 5,319 |
| Pre-tax net operating income | $-470,000 | 6,491 |
| Securities gains (losses) | $25,000 | 3,094 |
| Applicable income taxes | $-247,000 | 6,813 |
| Income before extraordinary items | $-198,000 | 6,461 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-198,000 | 6,455 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-198,000 | 6,457 |
| Net charge-offs | $251,000 | 3,520 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-214,000 | 6,381 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,536,000 | 6,209 |
| Total interest expense | $331,000 | 5,488 |
| Net interest income | $1,205,000 | 6,287 |
| Provision for loan and lease losses | $80,000 | 4,589 |
| Total noninterest income | $272,000 | 5,015 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $161,000 | 4,180 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $111,000 | 4,992 |
| Total noninterest expense | $1,290,000 | 5,942 |
| Salaries and employee benefits | $573,000 | 6,205 |
| Premises and equipment expense | $132,000 | 5,977 |
| Additional noninterest expense | $585,000 | 5,377 |
| Pre-tax net operating income | $107,000 | 5,983 |
| Securities gains (losses) | $1,000 | 3,476 |
| Applicable income taxes | $-20,000 | 6,791 |
| Income before extraordinary items | $128,000 | 6,013 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $128,000 | 6,012 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $128,000 | 6,012 |
| Net charge-offs | $221,000 | 3,180 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $127,000 | 5,876 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,024,000 | 6,264 |
| Total interest expense | $229,000 | 5,515 |
| Net interest income | $795,000 | 6,347 |
| Provision for loan and lease losses | $50,000 | 4,550 |
| Total noninterest income | $156,000 | 5,245 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $105,000 | 4,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $51,000 | 5,425 |
| Total noninterest expense | $866,000 | 5,979 |
| Salaries and employee benefits | $382,000 | 6,247 |
| Premises and equipment expense | $89,000 | 5,994 |
| Additional noninterest expense | $395,000 | 5,362 |
| Pre-tax net operating income | $35,000 | 6,164 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-25,000 | 6,893 |
| Income before extraordinary items | $60,000 | 6,178 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $60,000 | 6,178 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $60,000 | 6,178 |
| Net charge-offs | $201,000 | 2,748 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $60,000 | 6,037 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $517,000 | 6,308 |
| Total interest expense | $118,000 | 5,564 |
| Net interest income | $399,000 | 6,389 |
| Provision for loan and lease losses | $20,000 | 4,478 |
| Total noninterest income | $92,000 | 5,078 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $50,000 | 4,284 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $42,000 | 4,967 |
| Total noninterest expense | $442,000 | 5,989 |
| Salaries and employee benefits | $187,000 | 6,320 |
| Premises and equipment expense | $42,000 | 6,119 |
| Additional noninterest expense | $213,000 | 5,218 |
| Pre-tax net operating income | $29,000 | 6,142 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-9,000 | 6,971 |
| Income before extraordinary items | $38,000 | 6,114 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $38,000 | 6,113 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $38,000 | 6,114 |
| Net charge-offs | $185,000 | 1,920 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $38,000 | 5,979 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,274,000 | 6,252 |
| Total interest expense | $551,000 | 5,680 |
| Net interest income | $1,723,000 | 6,329 |
| Provision for loan and lease losses | $150,000 | 4,935 |
| Total noninterest income | $383,000 | 4,852 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $229,000 | 4,136 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $154,000 | 4,821 |
| Total noninterest expense | $1,715,000 | 6,079 |
| Salaries and employee benefits | $766,000 | 6,349 |
| Premises and equipment expense | $181,000 | 6,164 |
| Additional noninterest expense | $768,000 | 5,482 |
| Pre-tax net operating income | $241,000 | 5,399 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $12,000 | 4,266 |
| Income before extraordinary items | $229,000 | 5,457 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $229,000 | 5,459 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $229,000 | 5,459 |
| Net charge-offs | $65,000 | 5,317 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $229,000 | 5,345 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,723,000 | 6,297 |
| Total interest expense | $421,000 | 5,752 |
| Net interest income | $1,302,000 | 6,368 |
| Provision for loan and lease losses | $135,000 | 4,615 |
| Total noninterest income | $269,000 | 5,007 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $177,000 | 4,097 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $92,000 | 5,182 |
| Total noninterest expense | $1,258,000 | 6,154 |
| Salaries and employee benefits | $575,000 | 6,344 |
| Premises and equipment expense | $132,000 | 6,246 |
| Additional noninterest expense | $551,000 | 5,636 |
| Pre-tax net operating income | $178,000 | 5,554 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $16,000 | 4,115 |
| Income before extraordinary items | $162,000 | 5,656 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $162,000 | 5,656 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $162,000 | 5,656 |
| Net charge-offs | $5,000 | 5,949 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $162,000 | 5,523 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,155,000 | 6,348 |
| Total interest expense | $284,000 | 5,838 |
| Net interest income | $871,000 | 6,407 |
| Provision for loan and lease losses | $90,000 | 4,488 |
| Total noninterest income | $206,000 | 4,828 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $116,000 | 4,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $90,000 | 4,703 |
| Total noninterest expense | $830,000 | 6,231 |
| Salaries and employee benefits | $383,000 | 6,407 |
| Premises and equipment expense | $87,000 | 6,317 |
| Additional noninterest expense | $360,000 | 5,746 |
| Pre-tax net operating income | $157,000 | 5,365 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $25,000 | 3,735 |
| Income before extraordinary items | $132,000 | 5,484 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $132,000 | 5,483 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $132,000 | 5,484 |
| Net charge-offs | $6,000 | 5,501 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $132,000 | 5,392 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $568,000 | 6,419 |
| Total interest expense | $142,000 | 5,937 |
| Net interest income | $426,000 | 6,462 |
| Provision for loan and lease losses | $45,000 | 4,252 |
| Total noninterest income | $98,000 | 4,951 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $56,000 | 4,136 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $42,000 | 4,925 |
| Total noninterest expense | $409,000 | 6,309 |
| Salaries and employee benefits | $189,000 | 6,475 |
| Premises and equipment expense | $42,000 | 6,408 |
| Additional noninterest expense | $178,000 | 5,797 |
| Pre-tax net operating income | $70,000 | 5,489 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $10,000 | 3,778 |
| Income before extraordinary items | $60,000 | 5,555 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $60,000 | 5,553 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $60,000 | 5,554 |
| Net charge-offs | $-31,000 | 7,280 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $60,000 | 5,505 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,427,000 | 6,427 |
| Total interest expense | $635,000 | 6,153 |
| Net interest income | $1,792,000 | 6,425 |
| Provision for loan and lease losses | $890,000 | 3,246 |
| Total noninterest income | $375,000 | 5,060 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $245,000 | 4,047 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $130,000 | 5,127 |
| Total noninterest expense | $1,561,000 | 6,453 |
| Salaries and employee benefits | $683,000 | 6,734 |
| Premises and equipment expense | $189,000 | 6,293 |
| Additional noninterest expense | $689,000 | 5,929 |
| Pre-tax net operating income | $-284,000 | 6,099 |
| Securities gains (losses) | $44,000 | 2,743 |
| Applicable income taxes | $-156,000 | 6,924 |
| Income before extraordinary items | $-84,000 | 6,060 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-84,000 | 6,060 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-84,000 | 6,060 |
| Net charge-offs | $699,000 | 3,176 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-112,160 | 6,010 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,852,000 | 6,510 |
| Total interest expense | $485,000 | 6,264 |
| Net interest income | $1,367,000 | 6,493 |
| Provision for loan and lease losses | $339,000 | 4,157 |
| Total noninterest income | $260,000 | 5,269 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $178,000 | 4,169 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $82,000 | 5,456 |
| Total noninterest expense | $1,169,000 | 6,510 |
| Salaries and employee benefits | $527,000 | 6,721 |
| Premises and equipment expense | $144,000 | 6,352 |
| Additional noninterest expense | $498,000 | 6,044 |
| Pre-tax net operating income | $119,000 | 5,547 |
| Securities gains (losses) | $44,000 | 2,501 |
| Applicable income taxes | $14,000 | 4,127 |
| Income before extraordinary items | $149,000 | 5,510 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $149,000 | 5,511 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $149,000 | 5,511 |
| Net charge-offs | $315,000 | 3,664 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $108,960 | 5,541 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,245,000 | 6,541 |
| Total interest expense | $329,000 | 6,328 |
| Net interest income | $916,000 | 6,511 |
| Provision for loan and lease losses | $63,000 | 5,565 |
| Total noninterest income | $156,000 | 5,424 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $110,000 | 4,316 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $46,000 | 5,686 |
| Total noninterest expense | $755,000 | 6,601 |
| Salaries and employee benefits | $344,000 | 6,811 |
| Premises and equipment expense | $95,000 | 6,394 |
| Additional noninterest expense | $316,000 | 6,193 |
| Pre-tax net operating income | $254,000 | 4,626 |
| Securities gains (losses) | $44,000 | 1,966 |
| Applicable income taxes | $79,000 | 2,980 |
| Income before extraordinary items | $219,000 | 4,765 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $219,000 | 4,765 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $219,000 | 4,765 |
| Net charge-offs | $24,000 | 5,408 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $186,880 | 4,831 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $628,000 | 6,601 |
| Total interest expense | $168,000 | 6,418 |
| Net interest income | $460,000 | 6,574 |
| Provision for loan and lease losses | $32,000 | 5,274 |
| Total noninterest income | $76,000 | 5,507 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $52,000 | 4,405 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $24,000 | 5,720 |
| Total noninterest expense | $377,000 | 6,692 |
| Salaries and employee benefits | $166,000 | 6,961 |
| Premises and equipment expense | $47,000 | 6,501 |
| Additional noninterest expense | $164,000 | 6,154 |
| Pre-tax net operating income | $127,000 | 4,748 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $31,000 | 3,152 |
| Income before extraordinary items | $96,000 | 5,028 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $96,000 | 5,029 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $96,000 | 5,028 |
| Net charge-offs | $5,000 | 5,141 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $96,000 | 4,910 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,668,000 | 6,570 |
| Total interest expense | $878,000 | 6,292 |
| Net interest income | $1,790,000 | 6,584 |
| Provision for loan and lease losses | $284,000 | 5,355 |
| Total noninterest income | $266,000 | 5,799 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $243,000 | 4,280 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $23,000 | 6,887 |
| Total noninterest expense | $1,494,000 | 6,806 |
| Salaries and employee benefits | $680,000 | 7,018 |
| Premises and equipment expense | $183,000 | 6,621 |
| Additional noninterest expense | $631,000 | 6,350 |
| Pre-tax net operating income | $278,000 | 4,578 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $38,000 | 3,392 |
| Income before extraordinary items | $240,000 | 4,677 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $240,000 | 4,676 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $240,000 | 4,677 |
| Net charge-offs | $97,000 | 5,722 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $240,000 | 4,606 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,006,000 | 6,629 |
| Total interest expense | $684,000 | 6,351 |
| Net interest income | $1,322,000 | 6,646 |
| Provision for loan and lease losses | $76,000 | 6,253 |
| Total noninterest income | $185,000 | 6,024 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $181,000 | 4,307 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $4,000 | 7,458 |
| Total noninterest expense | $1,108,000 | 6,861 |
| Salaries and employee benefits | $510,000 | 7,051 |
| Premises and equipment expense | $134,000 | 6,709 |
| Additional noninterest expense | $464,000 | 6,411 |
| Pre-tax net operating income | $323,000 | 4,442 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $72,000 | 3,102 |
| Income before extraordinary items | $251,000 | 4,623 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $251,000 | 4,621 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $251,000 | 4,624 |
| Net charge-offs | $8,000 | 6,593 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $251,000 | 4,561 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,344,000 | 6,696 |
| Total interest expense | $473,000 | 6,388 |
| Net interest income | $871,000 | 6,685 |
| Provision for loan and lease losses | $18,000 | 6,728 |
| Total noninterest income | $160,000 | 5,609 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $116,000 | 4,355 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $44,000 | 5,993 |
| Total noninterest expense | $736,000 | 6,921 |
| Salaries and employee benefits | $335,000 | 7,145 |
| Premises and equipment expense | $88,000 | 6,804 |
| Additional noninterest expense | $313,000 | 6,412 |
| Pre-tax net operating income | $277,000 | 4,243 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $72,000 | 2,886 |
| Income before extraordinary items | $205,000 | 4,509 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $205,000 | 4,507 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $205,000 | 4,507 |
| Net charge-offs | $7,000 | 6,140 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $205,000 | 4,403 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $674,000 | 6,734 |
| Total interest expense | $243,000 | 6,447 |
| Net interest income | $431,000 | 6,727 |
| Provision for loan and lease losses | $9,000 | 6,357 |
| Total noninterest income | $75,000 | 5,695 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $55,000 | 4,417 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $20,000 | 6,167 |
| Total noninterest expense | $351,000 | 6,995 |
| Salaries and employee benefits | $164,000 | 7,226 |
| Premises and equipment expense | $44,000 | 6,837 |
| Additional noninterest expense | $143,000 | 6,425 |
| Pre-tax net operating income | $146,000 | 4,553 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $39,000 | 3,088 |
| Income before extraordinary items | $107,000 | 4,857 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $107,000 | 4,861 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $107,000 | 4,860 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $107,000 | 4,688 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,711,000 | 6,814 |
| Total interest expense | $1,178,000 | 6,475 |
| Net interest income | $1,533,000 | 6,969 |
| Provision for loan and lease losses | $133,000 | 5,704 |
| Total noninterest income | $345,000 | 5,586 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $242,000 | 4,423 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $103,000 | 5,887 |
| Total noninterest expense | $1,282,000 | 7,173 |
| Salaries and employee benefits | $607,000 | 7,389 |
| Premises and equipment expense | $186,000 | 6,805 |
| Additional noninterest expense | $489,000 | 6,669 |
| Pre-tax net operating income | $463,000 | 4,977 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $126,000 | 3,204 |
| Income before extraordinary items | $337,000 | 4,965 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $337,000 | 4,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 4,617 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $337,000 | 5,130 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,061,000 | 6,868 |
| Total interest expense | $917,000 | 6,523 |
| Net interest income | $1,144,000 | 7,024 |
| Provision for loan and lease losses | $112,000 | 5,034 |
| Total noninterest income | $259,000 | 5,661 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $178,000 | 4,497 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $81,000 | 5,935 |
| Total noninterest expense | $955,000 | 7,187 |
| Salaries and employee benefits | $466,000 | 7,368 |
| Premises and equipment expense | $139,000 | 6,846 |
| Additional noninterest expense | $350,000 | 6,762 |
| Pre-tax net operating income | $336,000 | 5,505 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $92,000 | 3,656 |
| Income before extraordinary items | $244,000 | 5,481 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $244,000 | 5,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,589 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $244,000 | 5,655 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,381,000 | 6,917 |
| Total interest expense | $644,000 | 6,543 |
| Net interest income | $737,000 | 7,116 |
| Provision for loan and lease losses | $18,000 | 6,030 |
| Total noninterest income | $161,000 | 5,852 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $112,000 | 4,627 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $49,000 | 6,161 |
| Total noninterest expense | $633,000 | 7,251 |
| Salaries and employee benefits | $309,000 | 7,466 |
| Premises and equipment expense | $95,000 | 6,841 |
| Additional noninterest expense | $229,000 | 6,809 |
| Pre-tax net operating income | $247,000 | 5,513 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $71,000 | 3,780 |
| Income before extraordinary items | $176,000 | 5,787 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $176,000 | 5,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,516 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $176,000 | 5,722 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $708,000 | 6,952 |
| Total interest expense | $335,000 | 6,612 |
| Net interest income | $373,000 | 7,139 |
| Provision for loan and lease losses | $9,000 | 5,509 |
| Total noninterest income | $73,000 | 6,039 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $53,000 | 4,696 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $20,000 | 6,458 |
| Total noninterest expense | $314,000 | 7,295 |
| Salaries and employee benefits | $155,000 | 7,487 |
| Premises and equipment expense | $49,000 | 6,810 |
| Additional noninterest expense | $110,000 | 6,901 |
| Pre-tax net operating income | $123,000 | 5,731 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $34,000 | 3,939 |
| Income before extraordinary items | $89,000 | 5,986 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $89,000 | 5,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $89,000 | 5,902 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,988,000 | 6,848 |
| Total interest expense | $1,515,000 | 6,408 |
| Net interest income | $1,473,000 | 7,150 |
| Provision for loan and lease losses | $36,000 | 5,943 |
| Total noninterest income | $360,000 | 5,705 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $281,000 | 4,208 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $79,000 | 6,539 |
| Total noninterest expense | $1,264,000 | 7,260 |
| Salaries and employee benefits | $630,000 | 7,462 |
| Premises and equipment expense | $190,000 | 6,837 |
| Additional noninterest expense | $444,000 | 6,857 |
| Pre-tax net operating income | $533,000 | 5,883 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $146,000 | 4,157 |
| Income before extraordinary items | $387,000 | 6,095 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $387,000 | 6,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,831 |
| Cash dividends | $1,390,000 | 2,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $387,000 | 6,084 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,228,000 | 6,908 |
| Total interest expense | $1,141,000 | 6,428 |
| Net interest income | $1,087,000 | 7,232 |
| Provision for loan and lease losses | $27,000 | 5,609 |
| Total noninterest income | $258,000 | 5,847 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $210,000 | 4,239 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $48,000 | 6,845 |
| Total noninterest expense | $936,000 | 7,269 |
| Salaries and employee benefits | $468,000 | 7,449 |
| Premises and equipment expense | $141,000 | 6,841 |
| Additional noninterest expense | $327,000 | 6,864 |
| Pre-tax net operating income | $382,000 | 6,231 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $106,000 | 4,386 |
| Income before extraordinary items | $276,000 | 6,444 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $276,000 | 6,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,079 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $276,000 | 6,435 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,444,000 | 7,002 |
| Total interest expense | $739,000 | 6,516 |
| Net interest income | $705,000 | 7,345 |
| Provision for loan and lease losses | $18,000 | 5,390 |
| Total noninterest income | $171,000 | 5,890 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $141,000 | 4,215 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $30,000 | 6,985 |
| Total noninterest expense | $623,000 | 7,314 |
| Salaries and employee benefits | $308,000 | 7,526 |
| Premises and equipment expense | $92,000 | 6,913 |
| Additional noninterest expense | $223,000 | 6,855 |
| Pre-tax net operating income | $235,000 | 6,449 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $64,000 | 4,549 |
| Income before extraordinary items | $171,000 | 6,584 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $171,000 | 6,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,302 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $171,000 | 6,573 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $705,000 | 7,075 |
| Total interest expense | $358,000 | 6,585 |
| Net interest income | $347,000 | 7,409 |
| Provision for loan and lease losses | $9,000 | 5,108 |
| Total noninterest income | $84,000 | 5,880 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $68,000 | 4,246 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $16,000 | 6,921 |
| Total noninterest expense | $311,000 | 7,354 |
| Salaries and employee benefits | $153,000 | 7,575 |
| Premises and equipment expense | $46,000 | 6,946 |
| Additional noninterest expense | $112,000 | 6,860 |
| Pre-tax net operating income | $111,000 | 6,527 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $30,000 | 4,619 |
| Income before extraordinary items | $81,000 | 6,696 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $81,000 | 6,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $81,000 | 6,681 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,766,000 | 6,954 |
| Total interest expense | $1,321,000 | 6,382 |
| Net interest income | $1,445,000 | 7,252 |
| Provision for loan and lease losses | $72,000 | 5,138 |
| Total noninterest income | $298,000 | 6,194 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $194,000 | 5,053 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $104,000 | 6,263 |
| Total noninterest expense | $1,232,000 | 7,334 |
| Salaries and employee benefits | $584,000 | 7,638 |
| Premises and equipment expense | $207,000 | 6,656 |
| Additional noninterest expense | $441,000 | 6,847 |
| Pre-tax net operating income | $439,000 | 6,669 |
| Securities gains (losses) | $-46,000 | 7,912 |
| Applicable income taxes | $99,000 | 4,978 |
| Income before extraordinary items | $294,000 | 6,939 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $294,000 | 6,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,765 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $328,500 | 6,796 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,054,000 | 7,014 |
| Total interest expense | $969,000 | 6,382 |
| Net interest income | $1,085,000 | 7,318 |
| Provision for loan and lease losses | $54,000 | 4,980 |
| Total noninterest income | $215,000 | 6,320 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $134,000 | 5,249 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $81,000 | 6,203 |
| Total noninterest expense | $917,000 | 7,342 |
| Salaries and employee benefits | $445,000 | 7,603 |
| Premises and equipment expense | $155,000 | 6,679 |
| Additional noninterest expense | $317,000 | 6,979 |
| Pre-tax net operating income | $329,000 | 6,882 |
| Securities gains (losses) | $-46,000 | 8,153 |
| Applicable income taxes | $70,000 | 5,217 |
| Income before extraordinary items | $213,000 | 7,156 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $213,000 | 7,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $247,500 | 6,985 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,332,000 | 7,068 |
| Total interest expense | $616,000 | 6,397 |
| Net interest income | $716,000 | 7,393 |
| Provision for loan and lease losses | $36,000 | 4,837 |
| Total noninterest income | $148,000 | 6,256 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $87,000 | 5,304 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $61,000 | 6,057 |
| Total noninterest expense | $612,000 | 7,387 |
| Salaries and employee benefits | $296,000 | 7,650 |
| Premises and equipment expense | $103,000 | 6,692 |
| Additional noninterest expense | $213,000 | 6,968 |
| Pre-tax net operating income | $216,000 | 6,976 |
| Securities gains (losses) | $-46,000 | 8,350 |
| Applicable income taxes | $40,000 | 5,383 |
| Income before extraordinary items | $130,000 | 7,314 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $130,000 | 7,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $164,960 | 7,057 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $634,000 | 7,152 |
| Total interest expense | $288,000 | 6,465 |
| Net interest income | $346,000 | 7,464 |
| Provision for loan and lease losses | $18,000 | 4,638 |
| Total noninterest income | $54,000 | 6,815 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $41,000 | 5,358 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,271 |
| Total noninterest expense | $303,000 | 7,414 |
| Salaries and employee benefits | $145,000 | 7,699 |
| Premises and equipment expense | $53,000 | 6,629 |
| Additional noninterest expense | $105,000 | 6,979 |
| Pre-tax net operating income | $79,000 | 7,322 |
| Securities gains (losses) | $-46,000 | 8,552 |
| Applicable income taxes | $7,000 | 5,939 |
| Income before extraordinary items | $26,000 | 7,904 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $26,000 | 7,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $62,340 | 7,335 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,244,000 | 7,218 |
| Total interest expense | $786,000 | 6,828 |
| Net interest income | $1,458,000 | 7,359 |
| Provision for loan and lease losses | $64,000 | 5,394 |
| Total noninterest income | $275,000 | 6,500 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $196,000 | 5,086 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $79,000 | 6,771 |
| Total noninterest expense | $1,165,000 | 7,459 |
| Salaries and employee benefits | $561,000 | 7,745 |
| Premises and equipment expense | $143,000 | 7,356 |
| Additional noninterest expense | $461,000 | 6,785 |
| Pre-tax net operating income | $504,000 | 6,739 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $146,000 | 5,028 |
| Income before extraordinary items | $358,000 | 6,942 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $358,000 | 6,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,191 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $358,000 | 6,930 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,622,000 | 7,308 |
| Total interest expense | $529,000 | 6,964 |
| Net interest income | $1,093,000 | 7,392 |
| Provision for loan and lease losses | $18,000 | 6,207 |
| Total noninterest income | $215,000 | 6,441 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $148,000 | 5,101 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $67,000 | 6,581 |
| Total noninterest expense | $871,000 | 7,464 |
| Salaries and employee benefits | $428,000 | 7,678 |
| Premises and equipment expense | $89,000 | 7,657 |
| Additional noninterest expense | $354,000 | 6,704 |
| Pre-tax net operating income | $419,000 | 6,710 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $122,000 | 5,045 |
| Income before extraordinary items | $297,000 | 6,934 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $297,000 | 6,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $297,000 | 6,894 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,056,000 | 7,342 |
| Total interest expense | $327,000 | 7,031 |
| Net interest income | $729,000 | 7,399 |
| Provision for loan and lease losses | $12,000 | 5,987 |
| Total noninterest income | $127,000 | 6,647 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $95,000 | 5,143 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $32,000 | 7,096 |
| Total noninterest expense | $573,000 | 7,490 |
| Salaries and employee benefits | $287,000 | 7,684 |
| Premises and equipment expense | $53,000 | 7,794 |
| Additional noninterest expense | $233,000 | 6,740 |
| Pre-tax net operating income | $271,000 | 6,767 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $78,000 | 5,103 |
| Income before extraordinary items | $193,000 | 6,988 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $193,000 | 6,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $193,000 | 6,933 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $521,000 | 7,403 |
| Total interest expense | $156,000 | 7,088 |
| Net interest income | $365,000 | 7,451 |
| Provision for loan and lease losses | $6,000 | 5,706 |
| Total noninterest income | $62,000 | 6,684 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $44,000 | 5,270 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 7,012 |
| Total noninterest expense | $285,000 | 7,564 |
| Salaries and employee benefits | $143,000 | 7,751 |
| Premises and equipment expense | $27,000 | 7,847 |
| Additional noninterest expense | $115,000 | 6,784 |
| Pre-tax net operating income | $136,000 | 6,741 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $39,000 | 5,067 |
| Income before extraordinary items | $97,000 | 6,948 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $97,000 | 6,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $97,000 | 6,923 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,970,000 | 7,412 |
| Total interest expense | $592,000 | 6,968 |
| Net interest income | $1,378,000 | 7,485 |
| Provision for loan and lease losses | $24,000 | 6,604 |
| Total noninterest income | $293,000 | 6,457 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $193,000 | 5,302 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $100,000 | 6,428 |
| Total noninterest expense | $1,066,000 | 7,684 |
| Salaries and employee benefits | $540,000 | 7,868 |
| Premises and equipment expense | $121,000 | 7,699 |
| Additional noninterest expense | $405,000 | 7,091 |
| Pre-tax net operating income | $581,000 | 6,446 |
| Securities gains (losses) | $-5,000 | 8,058 |
| Applicable income taxes | $162,000 | 5,000 |
| Income before extraordinary items | $414,000 | 6,692 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $414,000 | 6,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,887 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $417,600 | 6,627 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,463,000 | 7,455 |
| Total interest expense | $442,000 | 6,989 |
| Net interest income | $1,021,000 | 7,533 |
| Provision for loan and lease losses | $18,000 | 6,408 |
| Total noninterest income | $223,000 | 6,473 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $143,000 | 5,373 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $80,000 | 6,308 |
| Total noninterest expense | $797,000 | 7,648 |
| Salaries and employee benefits | $403,000 | 7,834 |
| Premises and equipment expense | $94,000 | 7,640 |
| Additional noninterest expense | $300,000 | 7,086 |
| Pre-tax net operating income | $429,000 | 6,621 |
| Securities gains (losses) | $-5,000 | 8,357 |
| Applicable income taxes | $121,000 | 5,125 |
| Income before extraordinary items | $303,000 | 6,877 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $303,000 | 6,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,805 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $306,550 | 6,784 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $964,000 | 7,513 |
| Total interest expense | $300,000 | 6,981 |
| Net interest income | $664,000 | 7,611 |
| Provision for loan and lease losses | $12,000 | 6,242 |
| Total noninterest income | $136,000 | 6,670 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $98,000 | 5,306 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $38,000 | 6,883 |
| Total noninterest expense | $535,000 | 7,682 |
| Salaries and employee benefits | $267,000 | 7,908 |
| Premises and equipment expense | $65,000 | 7,603 |
| Additional noninterest expense | $203,000 | 7,091 |
| Pre-tax net operating income | $253,000 | 6,804 |
| Securities gains (losses) | $-5,000 | 8,574 |
| Applicable income taxes | $70,000 | 5,279 |
| Income before extraordinary items | $178,000 | 7,094 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $178,000 | 7,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $181,600 | 6,987 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $483,000 | 7,562 |
| Total interest expense | $154,000 | 6,981 |
| Net interest income | $329,000 | 7,668 |
| Provision for loan and lease losses | $6,000 | 5,941 |
| Total noninterest income | $61,000 | 6,830 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $44,000 | 5,481 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $17,000 | 7,062 |
| Total noninterest expense | $267,000 | 7,743 |
| Salaries and employee benefits | $133,000 | 7,944 |
| Premises and equipment expense | $32,000 | 7,669 |
| Additional noninterest expense | $102,000 | 7,103 |
| Pre-tax net operating income | $117,000 | 6,895 |
| Securities gains (losses) | $-5,000 | 8,841 |
| Applicable income taxes | $31,000 | 5,362 |
| Income before extraordinary items | $81,000 | 7,198 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $81,000 | 7,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $84,600 | 7,068 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,917,000 | 7,638 |
| Total interest expense | $725,000 | 6,944 |
| Net interest income | $1,192,000 | 7,827 |
| Provision for loan and lease losses | $36,000 | 6,612 |
| Total noninterest income | $299,000 | 6,608 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $208,000 | 5,184 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $91,000 | 6,686 |
| Total noninterest expense | $979,000 | 7,934 |
| Salaries and employee benefits | $511,000 | 8,042 |
| Premises and equipment expense | $135,000 | 7,604 |
| Additional noninterest expense | $333,000 | 7,555 |
| Pre-tax net operating income | $476,000 | 6,756 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $136,000 | 5,398 |
| Income before extraordinary items | $340,000 | 7,085 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $340,000 | 7,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $340,000 | 6,937 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,436,000 | 7,736 |
| Total interest expense | $562,000 | 7,019 |
| Net interest income | $874,000 | 7,930 |
| Provision for loan and lease losses | $27,000 | 6,482 |
| Total noninterest income | $216,000 | 6,712 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $152,000 | 5,273 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $64,000 | 6,840 |
| Total noninterest expense | $728,000 | 7,938 |
| Salaries and employee benefits | $380,000 | 8,044 |
| Premises and equipment expense | $98,000 | 7,671 |
| Additional noninterest expense | $250,000 | 7,558 |
| Pre-tax net operating income | $335,000 | 7,015 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $93,000 | 5,648 |
| Income before extraordinary items | $242,000 | 7,314 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $242,000 | 7,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,378 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $242,000 | 7,144 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $973,000 | 7,754 |
| Total interest expense | $396,000 | 7,001 |
| Net interest income | $577,000 | 7,970 |
| Provision for loan and lease losses | $18,000 | 6,396 |
| Total noninterest income | $132,000 | 6,884 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $102,000 | 5,238 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $30,000 | 7,328 |
| Total noninterest expense | $471,000 | 8,017 |
| Salaries and employee benefits | $241,000 | 8,154 |
| Premises and equipment expense | $64,000 | 7,719 |
| Additional noninterest expense | $166,000 | 7,558 |
| Pre-tax net operating income | $220,000 | 7,043 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $63,000 | 5,666 |
| Income before extraordinary items | $157,000 | 7,374 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $157,000 | 7,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,737 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $157,000 | 7,188 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $502,000 | 7,730 |
| Total interest expense | $210,000 | 6,941 |
| Net interest income | $292,000 | 7,983 |
| Provision for loan and lease losses | $9,000 | 6,152 |
| Total noninterest income | $64,000 | 6,903 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $49,000 | 5,240 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,000 | 7,351 |
| Total noninterest expense | $235,000 | 8,062 |
| Salaries and employee benefits | $122,000 | 8,162 |
| Premises and equipment expense | $31,000 | 7,807 |
| Additional noninterest expense | $82,000 | 7,612 |
| Pre-tax net operating income | $112,000 | 7,013 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $34,000 | 5,594 |
| Income before extraordinary items | $78,000 | 7,334 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $78,000 | 7,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $78,000 | 7,180 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,063,000 | 7,784 |
| Total interest expense | $1,067,000 | 6,755 |
| Net interest income | $996,000 | 8,267 |
| Provision for loan and lease losses | $51,000 | 6,669 |
| Total noninterest income | $260,000 | 6,775 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $173,000 | 5,555 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $87,000 | 6,718 |
| Total noninterest expense | $885,000 | 8,187 |
| Salaries and employee benefits | $469,000 | 8,256 |
| Premises and equipment expense | $152,000 | 7,415 |
| Additional noninterest expense | $264,000 | 8,075 |
| Pre-tax net operating income | $320,000 | 7,472 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $81,000 | 6,156 |
| Income before extraordinary items | $239,000 | 7,623 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $239,000 | 7,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,433 |
| Cash dividends | $875,000 | 2,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $239,000 | 7,536 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,191,000 | 8,033 |
| Total interest expense | $1,269,000 | 7,461 |
| Net interest income | $922,000 | 8,432 |
| Provision for loan and lease losses | $96,000 | 5,687 |
| Total noninterest income | $238,000 | 6,954 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $179,000 | 5,405 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $59,000 | 7,428 |
| Total noninterest expense | $845,000 | 8,336 |
| Salaries and employee benefits | $404,000 | 8,605 |
| Premises and equipment expense | $150,000 | 7,511 |
| Additional noninterest expense | $291,000 | 7,930 |
| Pre-tax net operating income | $219,000 | 7,795 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $56,000 | 6,605 |
| Income before extraordinary items | $164,000 | 7,938 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $164,000 | 7,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,797 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $163,250 | 7,837 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,246,000 | 8,178 |
| Total interest expense | $1,207,000 | 7,792 |
| Net interest income | $1,039,000 | 8,405 |
| Provision for loan and lease losses | $83,000 | 5,704 |
| Total noninterest income | $188,000 | 7,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 5,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 7,994 |
| Total noninterest expense | $816,000 | 8,534 |
| Salaries and employee benefits | $363,000 | 8,935 |
| Premises and equipment expense | $139,000 | 7,766 |
| Additional noninterest expense | $314,000 | 7,838 |
| Pre-tax net operating income | $328,000 | 7,788 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $132,000 | 6,132 |
| Income before extraordinary items | $196,000 | 8,084 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $196,000 | 8,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,349 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $196,000 | 8,087 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,928,000 | 8,581 |
| Total interest expense | $993,000 | 8,197 |
| Net interest income | $935,000 | 8,776 |
| Provision for loan and lease losses | $38,000 | 6,950 |
| Total noninterest income | $164,000 | 7,923 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 6,125 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 8,795 |
| Total noninterest expense | $735,000 | 8,928 |
| Salaries and employee benefits | $331,000 | 9,308 |
| Premises and equipment expense | $127,000 | 8,090 |
| Additional noninterest expense | $277,000 | 8,325 |
| Pre-tax net operating income | $326,000 | 7,942 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $124,000 | 6,601 |
| Income before extraordinary items | $202,000 | 8,294 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $202,000 | 8,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,737 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $202,000 | 8,260 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,763,000 | 8,967 |
| Total interest expense | $942,000 | 8,579 |
| Net interest income | $821,000 | 9,197 |
| Provision for loan and lease losses | $28,000 | 7,415 |
| Total noninterest income | $120,000 | 8,690 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 6,731 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,838 |
| Total noninterest expense | $665,000 | 9,209 |
| Salaries and employee benefits | $311,000 | 9,567 |
| Premises and equipment expense | $129,000 | 8,085 |
| Additional noninterest expense | $225,000 | 8,847 |
| Pre-tax net operating income | $248,000 | 8,676 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $95,000 | 7,609 |
| Income before extraordinary items | $153,000 | 8,960 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $153,000 | 8,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $153,000 | 8,891 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,529,000 | 9,632 |
| Total interest expense | $826,000 | 9,182 |
| Net interest income | $703,000 | 9,935 |
| Provision for loan and lease losses | $29,000 | 7,498 |
| Total noninterest income | $95,000 | 9,510 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 7,607 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 10,252 |
| Total noninterest expense | $612,000 | 9,708 |
| Salaries and employee benefits | $289,000 | 10,028 |
| Premises and equipment expense | $111,000 | 8,713 |
| Additional noninterest expense | $212,000 | 9,245 |
| Pre-tax net operating income | $157,000 | 9,805 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $67,000 | 8,963 |
| Income before extraordinary items | $91,000 | 10,011 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $91,000 | 10,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $90,360 | 9,982 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,255,000 | 10,453 |
| Total interest expense | $645,000 | 10,134 |
| Net interest income | $610,000 | 10,634 |
| Provision for loan and lease losses | $10,000 | 8,531 |
| Total noninterest income | $63,000 | 10,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 8,999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 10,461 |
| Total noninterest expense | $552,000 | 10,390 |
| Salaries and employee benefits | $291,000 | 10,423 |
| Premises and equipment expense | $74,000 | 9,976 |
| Additional noninterest expense | $187,000 | 10,089 |
| Pre-tax net operating income | $111,000 | 10,314 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $45,000 | 9,783 |
| Income before extraordinary items | $66,000 | 10,485 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $66,000 | 10,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,500 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $66,000 | 10,438 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,085,000 | 11,139 |
| Total interest expense | $542,000 | 10,877 |
| Net interest income | $543,000 | 11,295 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $66,000 | 11,042 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 9,589 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 10,398 |
| Total noninterest expense | $496,000 | 11,032 |
| Salaries and employee benefits | $228,000 | 11,317 |
| Premises and equipment expense | $63,000 | 10,685 |
| Additional noninterest expense | $205,000 | 10,353 |
| Pre-tax net operating income | $113,000 | 11,010 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $44,000 | 10,292 |
| Income before extraordinary items | $72,000 | 11,159 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $72,000 | 11,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $70,080 | 11,146 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $758,000 | 12,117 |
| Total interest expense | $318,000 | 11,966 |
| Net interest income | $440,000 | 12,156 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $48,000 | 11,979 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 10,401 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 11,366 |
| Total noninterest expense | $322,000 | 12,287 |
| Salaries and employee benefits | $170,000 | 12,252 |
| Premises and equipment expense | $24,000 | 12,357 |
| Additional noninterest expense | $128,000 | 12,049 |
| Pre-tax net operating income | $166,000 | 11,154 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $64,000 | 10,134 |
| Income before extraordinary items | $102,000 | 11,371 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $102,000 | 11,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,618 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $102,000 | 11,407 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,106,000 | 12,075 |
| Total interest expense | $517,000 | 11,605 |
| Net interest income | $589,000 | 12,254 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $52,000 | 12,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 10,371 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 12,687 |
| Total noninterest expense | $482,000 | 12,257 |
| Salaries and employee benefits | $163,000 | 12,898 |
| Premises and equipment expense | $41,000 | 12,502 |
| Additional noninterest expense | $278,000 | 10,714 |
| Pre-tax net operating income | $99,000 | 11,873 |
| Securities gains (losses) | $29,000 | 4,143 |
| Applicable income taxes | $40,000 | 11,152 |
| Income before extraordinary items | $88,000 | 11,922 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $88,000 | 11,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 5,678 |
| Cash dividends | $40,000 | 8,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $67,990 | 11,962 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,405,000 | 12,173 |
| Total interest expense | $766,000 | 11,488 |
| Net interest income | $639,000 | 12,568 |
| Provision for loan and lease losses | $72,000 | 8,175 |
| Total noninterest income | $75,000 | 12,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 10,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 12,470 |
| Total noninterest expense | $485,000 | 12,722 |
| Salaries and employee benefits | $198,000 | 13,184 |
| Premises and equipment expense | $46,000 | 12,842 |
| Additional noninterest expense | $241,000 | 11,657 |
| Pre-tax net operating income | $157,000 | 11,454 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $38,000 | 11,577 |
| Income before extraordinary items | $122,000 | 11,655 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $122,000 | 11,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 9,354 |
| Cash dividends | $90,000 | 6,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $119,720 | 11,368 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.