Home > West Central Bank > Assets and Liabilities
West Central Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 18 | 7,085 |
| Assets and Liabilities | ||
| Total Assets: | $39,342,000 | 7,718 |
| Cash and due from depository institutions | $2,705,000 | 7,085 |
| Interest-bearing balances | $20,000 | 6,004 |
| Securities | $2,172,000 | 9,574 |
| Federal funds sold & reverse repurchase agreements | $280,000 | 6,189 |
| Net loans & leases | $31,880,000 | 6,608 |
| Loan loss allowance | $461,000 | 5,958 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,132,000 | 5,681 |
| Other real estate owned | $31,000 | 7,085 |
| Goodwill and other intangibles | $501,000 | 1,883 |
| All other assets | $641,000 | 7,587 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,342,000 | 7,718 |
| Total liabilities | $35,658,000 | 7,643 |
| Total deposits | $34,057,000 | 7,617 |
| Interest-bearing deposits | $29,302,000 | 7,587 |
| Deposits held in domestic offices | $34,057,000 | 7,615 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,311,000 | 4,339 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $290,000 | 7,054 |
| Total equity capital | $3,684,000 | 8,083 |
| Total bank equity capital | $3,684,000 | 8,083 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $25,000 | 8,865 |
| Surplus | $2,800,000 | 4,527 |
| Undivided profits | $859,000 | 7,914 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $231,000 | 5,373 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $221,000 | 556 |
| Income earned, not collected on loans | $565,000 | 4,108 |
| Earning assets | $34,352,000 | 7,830 |
| Long-term assets (5+ years) | $3,260,000 | 7,040 |
| Average Assets, year-to-date | $38,730,600 | 7,630 |
| Average Assets, quarterly | $39,283,000 | 7,680 |
| Volatile liabilities | $3,500,000 | 8,104 |
| Insider loans | $202,000 | 7,185 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,834,000 | 6,132 |
| Tier 1 (core) risk-based capital | $3,254,000 | 8,475 |
| Tier 2 risk-based capital | $403,720 | 6,051 |
| Total risk weighted assets | $32,240,420 | 6,757 |
| Total unused commitments | $3,834,000 | 6,137 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 18 | 7,238 |
| Assets and Liabilities | ||
| Total Assets: | $38,013,000 | 7,945 |
| Cash and due from depository institutions | $1,642,000 | 7,238 |
| Interest-bearing balances | $29,000 | 5,846 |
| Securities | $879,000 | 10,092 |
| Federal funds sold & reverse repurchase agreements | $4,110,000 | 3,949 |
| Net loans & leases | $29,084,000 | 6,829 |
| Loan loss allowance | $361,000 | 6,780 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,198,000 | 5,424 |
| Other real estate owned | $12,000 | 7,238 |
| Goodwill and other intangibles | $558,000 | 1,776 |
| All other assets | $530,000 | 7,992 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,013,000 | 7,945 |
| Total liabilities | $34,485,000 | 7,856 |
| Total deposits | $32,767,000 | 7,871 |
| Interest-bearing deposits | $28,858,000 | 7,738 |
| Deposits held in domestic offices | $32,767,000 | 7,870 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,346,000 | 3,576 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $372,000 | 6,753 |
| Total equity capital | $3,528,000 | 8,340 |
| Total bank equity capital | $3,528,000 | 8,340 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $25,000 | 9,070 |
| Surplus | $2,800,000 | 4,403 |
| Undivided profits | $703,000 | 8,693 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $353,000 | 4,816 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $489,000 | 4,684 |
| Earning assets | $34,102,000 | 7,990 |
| Long-term assets (5+ years) | $2,252,000 | 7,591 |
| Average Assets, year-to-date | $35,229,000 | 7,991 |
| Average Assets, quarterly | $36,911,500 | 7,964 |
| Volatile liabilities | $3,491,000 | 7,926 |
| Insider loans | $135,000 | 7,739 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,687,000 | 6,821 |
| Tier 1 (core) risk-based capital | $2,963,000 | 8,748 |
| Tier 2 risk-based capital | $361,000 | 6,366 |
| Total risk weighted assets | $30,289,300 | 6,884 |
| Total unused commitments | $2,687,000 | 6,836 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 18 | 7,503 |
| Assets and Liabilities | ||
| Total Assets: | $34,211,000 | 8,451 |
| Cash and due from depository institutions | $1,791,000 | 7,503 |
| Interest-bearing balances | $21,000 | 5,844 |
| Securities | $4,659,000 | 9,372 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $25,323,000 | 7,450 |
| Loan loss allowance | $277,000 | 7,812 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,209,000 | 5,391 |
| Other real estate owned | $49,000 | 7,503 |
| Goodwill and other intangibles | $613,000 | 1,645 |
| All other assets | $567,000 | 8,072 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,211,000 | 8,451 |
| Total liabilities | $31,004,000 | 8,383 |
| Total deposits | $28,573,000 | 8,494 |
| Interest-bearing deposits | $24,542,000 | 8,448 |
| Deposits held in domestic offices | $28,573,000 | 8,492 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,150,000 | 2,074 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $9,000 | 5,050 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $272,000 | 8,096 |
| Total equity capital | $3,207,000 | 8,836 |
| Total bank equity capital | $3,207,000 | 8,836 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $25,000 | 9,463 |
| Surplus | $2,800,000 | 4,375 |
| Undivided profits | $382,000 | 9,649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $118,000 | 7,408 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $483,000 | 4,879 |
| Earning assets | $30,003,000 | 8,583 |
| Long-term assets (5+ years) | $1,709,000 | 7,892 |
| Average Assets, year-to-date | $32,059,400 | 8,495 |
| Average Assets, quarterly | $34,251,500 | 8,404 |
| Volatile liabilities | $4,389,000 | 7,493 |
| Insider loans | $197,000 | 7,494 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,624,000 | 6,022 |
| Tier 1 (core) risk-based capital | $2,595,000 | 9,335 |
| Tier 2 risk-based capital | $277,000 | 7,321 |
| Total risk weighted assets | $26,525,300 | 7,439 |
| Total unused commitments | $3,624,000 | 6,030 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 17 | 8,098 |
| Assets and Liabilities | ||
| Total Assets: | $29,305,000 | 9,289 |
| Cash and due from depository institutions | $1,391,000 | 8,098 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $4,582,000 | 9,954 |
| Federal funds sold & reverse repurchase agreements | $128,000 | 8,227 |
| Net loans & leases | $21,056,000 | 8,248 |
| Loan loss allowance | $222,000 | 8,848 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $870,000 | 6,471 |
| Other real estate owned | $61,000 | 8,098 |
| Goodwill and other intangibles | $668,000 | 1,523 |
| All other assets | $549,000 | 8,530 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,305,000 | 9,289 |
| Total liabilities | $26,151,000 | 9,256 |
| Total deposits | $25,814,000 | 9,174 |
| Interest-bearing deposits | $22,621,000 | 9,063 |
| Deposits held in domestic offices | $25,814,000 | 9,171 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,000 | 5,293 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $336,000 | 7,476 |
| Total equity capital | $3,154,000 | 9,086 |
| Total bank equity capital | $3,154,000 | 9,086 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $25,000 | 9,928 |
| Surplus | $2,800,000 | 4,442 |
| Undivided profits | $329,000 | 10,159 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $142,000 | 7,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $429,000 | 5,326 |
| Earning assets | $25,766,000 | 9,359 |
| Long-term assets (5+ years) | $1,758,000 | 8,011 |
| Average Assets, year-to-date | $29,620,000 | 9,102 |
| Average Assets, quarterly | $29,297,500 | 9,245 |
| Volatile liabilities | $546,000 | 10,967 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,631,000 | 7,910 |
| Tier 1 (core) risk-based capital | $2,483,000 | 9,767 |
| Tier 2 risk-based capital | $222,000 | 8,305 |
| Total risk weighted assets | $21,971,200 | 8,305 |
| Total unused commitments | $1,631,000 | 7,921 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 15 | 8,895 |
| Assets and Liabilities | ||
| Total Assets: | $29,191,000 | 9,617 |
| Cash and due from depository institutions | $1,526,000 | 8,895 |
| Interest-bearing balances | $20,000 | 6,178 |
| Securities | $10,591,000 | 8,081 |
| Federal funds sold & reverse repurchase agreements | $3,154,000 | 4,201 |
| Net loans & leases | $12,036,000 | 10,162 |
| Loan loss allowance | $187,000 | 9,679 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $692,000 | 7,306 |
| Other real estate owned | $12,000 | 8,895 |
| Goodwill and other intangibles | $724,000 | 1,366 |
| All other assets | $456,000 | 9,481 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,191,000 | 9,617 |
| Total liabilities | $26,226,000 | 9,579 |
| Total deposits | $25,773,000 | 9,514 |
| Interest-bearing deposits | $23,323,000 | 9,274 |
| Deposits held in domestic offices | $25,773,000 | 9,510 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $453,000 | 6,620 |
| Total equity capital | $2,965,000 | 9,540 |
| Total bank equity capital | $2,965,000 | 9,540 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $25,000 | 10,392 |
| Surplus | $2,800,000 | 4,419 |
| Undivided profits | $140,000 | 11,082 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $105,000 | 8,169 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $249,000 | 7,934 |
| Earning assets | $25,801,000 | 9,700 |
| Long-term assets (5+ years) | $1,702,000 | 8,202 |
| Average Assets, year-to-date | $14,644,400 | 11,203 |
| Average Assets, quarterly | $28,839,000 | 9,600 |
| Volatile liabilities | $627,000 | 11,283 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $0 | 11,319 |
| Tier 1 (core) risk-based capital | $2,177,000 | 10,418 |
| Tier 2 risk-based capital | $170,370 | 9,383 |
| Total risk weighted assets | $13,612,570 | 10,089 |
| Total unused commitments | $0 | 11,320 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 3 | 12,513 |
| Assets and Liabilities | ||
| Total Assets: | $5,070,000 | 12,580 |
| Cash and due from depository institutions | $599,000 | 12,513 |
| Interest-bearing balances | $197,000 | 4,597 |
| Securities | $1,267,000 | 12,261 |
| Federal funds sold & reverse repurchase agreements | $427,000 | 7,008 |
| Net loans & leases | $2,614,000 | 12,475 |
| Loan loss allowance | $50,000 | 12,227 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $56,000 | 12,087 |
| Other real estate owned | $47,000 | 12,513 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $60,000 | 12,568 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $5,070,000 | 12,580 |
| Total liabilities | $4,574,000 | 12,561 |
| Total deposits | $4,526,000 | 12,530 |
| Interest-bearing deposits | $3,811,000 | 12,463 |
| Deposits held in domestic offices | $4,526,000 | 12,530 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $48,000 | 12,192 |
| Total equity capital | $496,000 | 12,560 |
| Total bank equity capital | $496,000 | 12,560 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $25,000 | 10,957 |
| Surplus | $445,000 | 10,261 |
| Undivided profits | $26,000 | 11,461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $68,000 | 9,128 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $43,000 | 12,038 |
| Earning assets | $4,505,000 | 12,546 |
| Long-term assets (5+ years) | $623,000 | 9,969 |
| Average Assets, year-to-date | $5,259,000 | 12,578 |
| Average Assets, quarterly | $5,042,500 | 12,582 |
| Volatile liabilities | $0 | 12,493 |
| Insider loans | $20,000 | 10,822 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $0 | 11,812 |
| Tier 1 (core) risk-based capital | $515,000 | 12,557 |
| Tier 2 risk-based capital | $34,690 | 12,294 |
| Total risk weighted assets | $2,759,890 | 12,502 |
| Total unused commitments | $0 | 11,813 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 3 | 13,181 |
| Assets and Liabilities | ||
| Total Assets: | $5,565,000 | 13,242 |
| Cash and due from depository institutions | $500,000 | 13,181 |
| Interest-bearing balances | $197,000 | 5,715 |
| Securities | $826,000 | 12,939 |
| Federal funds sold & reverse repurchase agreements | $741,000 | 8,463 |
| Net loans & leases | $3,353,000 | 13,037 |
| Loan loss allowance | $57,000 | 12,785 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $65,000 | 12,629 |
| Other real estate owned | $31,000 | 13,181 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $49,000 | 13,257 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $5,565,000 | 13,242 |
| Total liabilities | $5,055,000 | 13,225 |
| Total deposits | $4,847,000 | 13,206 |
| Interest-bearing deposits | $4,189,000 | 13,125 |
| Deposits held in domestic offices | $4,847,000 | 13,206 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $118,000 | 3,773 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $90,000 | 11,805 |
| Total equity capital | $510,000 | 13,157 |
| Total bank equity capital | $510,000 | 13,157 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $25,000 | 11,499 |
| Surplus | $445,000 | 10,665 |
| Undivided profits | $40,000 | 12,082 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $64,000 | 10,032 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $40,000 | 12,613 |
| Earning assets | $5,117,000 | 13,195 |
| Long-term assets (5+ years) | $456,000 | 10,727 |
| Average Assets, year-to-date | $5,279,400 | 13,247 |
| Average Assets, quarterly | $5,425,000 | 13,243 |
| Volatile liabilities | $318,000 | 12,681 |
| Insider loans | $9,000 | 11,506 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 12,206 |
| Tier 1 (core) risk-based capital | $510,000 | 13,156 |
| Tier 2 risk-based capital | $41,830 | 12,800 |
| Total risk weighted assets | $3,330,830 | 13,111 |
| Total unused commitments | $0 | 12,208 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 4 | 13,692 |
| Assets and Liabilities | ||
| Total Assets: | $5,263,000 | 13,876 |
| Cash and due from depository institutions | $508,000 | 13,692 |
| Interest-bearing balances | $196,000 | 6,282 |
| Securities | $1,212,000 | 13,382 |
| Federal funds sold & reverse repurchase agreements | $208,000 | 10,859 |
| Net loans & leases | $3,186,000 | 13,643 |
| Loan loss allowance | $61,000 | 13,241 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $72,000 | 13,105 |
| Other real estate owned | $0 | 13,692 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $77,000 | 13,793 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $5,263,000 | 13,876 |
| Total liabilities | $4,775,000 | 13,850 |
| Total deposits | $4,611,000 | 13,829 |
| Interest-bearing deposits | $4,071,000 | 13,747 |
| Deposits held in domestic offices | $4,611,000 | 13,829 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $113,000 | 3,584 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $51,000 | 13,423 |
| Total equity capital | $488,000 | 13,747 |
| Total bank equity capital | $488,000 | 13,747 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $25,000 | 12,034 |
| Surplus | $230,000 | 11,900 |
| Undivided profits | $233,000 | 11,830 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $60,000 | 11,002 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $39,000 | 13,232 |
| Earning assets | $4,802,000 | 13,822 |
| Long-term assets (5+ years) | $939,000 | 10,338 |
| Average Assets, year-to-date | $5,431,000 | 13,858 |
| Average Assets, quarterly | $5,373,500 | 13,865 |
| Volatile liabilities | $113,000 | 13,597 |
| Insider loans | $28,000 | 7,995 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $488,000 | 13,739 |
| Tier 2 risk-based capital | $40,770 | 13,298 |
| Total risk weighted assets | $3,241,470 | 13,717 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |