Home > West Carroll National Bank of Oak Grove > Income and Expense

West Carroll National Bank of Oak Grove, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$10,880,0003,026
Total interest expense$4,359,0003,421
Net interest income$6,521,0002,718
Provision for loan and lease losses$2,080,000597
Total noninterest income$1,085,0002,925
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$801,0001,663
Trading account gains and fees$0262
Additional Noninterest Income$284,0004,213
Total noninterest expense$5,364,0002,541
Salaries and employee benefits$2,236,0002,981
Premises and equipment expense$655,0002,955
Additional noninterest expense$2,473,0002,031
Pre-tax net operating income$162,00010,011
Securities gains (losses)$04,148
Applicable income taxes$1,210,0001,983
Income before extraordinary items$-1,048,00011,371
Extraordinary gains, net$053
Net income$-1,048,00011,371
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,930,000587
Cash dividends$300,0004,471
Sale, conversion, retirement of capital stock, net$0953
Net operating income$-1,048,00011,351
1995-12-31 (YTD Data)Rank
Total interest income$10,389,0003,193
Total interest expense$3,660,0003,992
Net interest income$6,729,0002,650
Provision for loan and lease losses$250,0002,552
Total noninterest income$973,0003,164
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$694,0001,951
Trading account gains and feesNANA
Additional Noninterest Income$279,0004,180
Total noninterest expense$3,652,0003,591
Salaries and employee benefits$1,968,0003,353
Premises and equipment expense$546,0003,483
Additional noninterest expense$1,138,0003,923
Pre-tax net operating income$3,800,0001,940
Securities gains (losses)$-7,0009,876
Applicable income taxes$1,216,0002,003
Income before extraordinary items$2,577,0001,946
Extraordinary gains, net$065
Net income$2,577,0001,943
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0003,152
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,581,7601,927
1994-12-31 (YTD Data)Rank
Total interest income$8,155,0003,676
Total interest expense$2,545,0004,579
Net interest income$5,610,0003,195
Provision for loan and lease losses$-30,00011,902
Total noninterest income$858,0003,494
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$540,0002,522
Trading account gains and feesNANA
Additional Noninterest Income$318,0003,929
Total noninterest expense$3,433,0003,917
Salaries and employee benefits$1,566,0004,130
Premises and equipment expense$509,0003,745
Additional noninterest expense$1,358,0003,628
Pre-tax net operating income$3,065,0002,315
Securities gains (losses)$03,600
Applicable income taxes$753,0002,920
Income before extraordinary items$2,312,0002,111
Extraordinary gains, net$0249
Net income$2,312,0002,109
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0003,814
Cash dividends$150,0006,052
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,312,0002,131
1993-12-31 (YTD Data)Rank
Total interest income$6,947,0004,336
Total interest expense$2,140,0005,517
Net interest income$4,807,0003,698
Provision for loan and lease losses$-151,00012,992
Total noninterest income$800,0003,990
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$437,0003,180
Trading account gains and feesNANA
Additional Noninterest Income$363,0004,014
Total noninterest expense$2,709,0004,911
Salaries and employee benefits$1,386,0004,601
Premises and equipment expense$410,0004,612
Additional noninterest expense$913,0005,309
Pre-tax net operating income$3,049,0002,242
Securities gains (losses)$-1,00012,247
Applicable income taxes$914,0002,485
Income before extraordinary items$2,134,0002,345
Extraordinary gains, net$58,0002,059
Net income$2,192,0002,370
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0005,272
Cash dividends$150,0006,064
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,134,7002,207
1992-12-31 (YTD Data)Rank
Total interest income$6,951,0004,850
Total interest expense$2,343,0006,305
Net interest income$4,608,0003,917
Provision for loan and lease losses$240,0004,686
Total noninterest income$465,0005,931
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$337,0004,055
Trading account gains and feesNANA
Additional Noninterest Income$128,0007,224
Total noninterest expense$2,543,0005,233
Salaries and employee benefits$1,290,0004,853
Premises and equipment expense$497,0003,991
Additional noninterest expense$756,0006,381
Pre-tax net operating income$2,290,0002,727
Securities gains (losses)$32,0004,877
Applicable income taxes$850,0002,446
Income before extraordinary items$1,472,0003,133
Extraordinary gains, net$01,422
Net income$1,472,0003,167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,00013,092
Cash dividends$1,050,0001,481
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,451,5202,941

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.