Home > West Burlington Bank > Income and Expense
West Burlington Bank, Income and Expense
2001-12-31 (YTD Data) | Rank | |
Total interest income | $3,564,000 | 6,719 |
Total interest expense | $1,646,000 | 6,697 |
Net interest income | $1,918,000 | 6,563 |
Provision for loan and lease losses | $60,000 | 6,353 |
Total noninterest income | $500,000 | 5,070 |
Gross Fiduciary activities income | $11,000 | 1,408 |
Service charges on deposit accounts | $285,000 | 4,290 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $204,000 | 4,883 |
Total noninterest expense | $1,788,000 | 6,152 |
Salaries and employee benefits | $947,000 | 6,182 |
Premises and equipment expense | $268,000 | 5,874 |
Additional noninterest expense | $573,000 | 6,011 |
Pre-tax net operating income | $570,000 | 6,280 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $29,000 | 7,102 |
Income before extraordinary items | $541,000 | 5,884 |
Extraordinary gains, net | $0 | 105 |
Net income | $541,000 | 5,886 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $28,000 | 5,919 |
Cash dividends | $363,000 | 4,063 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $541,000 | 5,764 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $3,497,000 | 6,937 |
Total interest expense | $1,659,000 | 6,840 |
Net interest income | $1,838,000 | 6,847 |
Provision for loan and lease losses | $75,000 | 5,850 |
Total noninterest income | $493,000 | 4,954 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $297,000 | 4,090 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $196,000 | 4,850 |
Total noninterest expense | $1,714,000 | 6,244 |
Salaries and employee benefits | $934,000 | 6,184 |
Premises and equipment expense | $256,000 | 5,964 |
Additional noninterest expense | $524,000 | 6,253 |
Pre-tax net operating income | $542,000 | 6,809 |
Securities gains (losses) | $-7,000 | 8,117 |
Applicable income taxes | $27,000 | 7,689 |
Income before extraordinary items | $508,000 | 6,267 |
Extraordinary gains, net | $0 | 38 |
Net income | $508,000 | 6,265 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $107,000 | 3,458 |
Cash dividends | $357,000 | 4,169 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $514,650 | 6,263 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $3,385,000 | 6,950 |
Total interest expense | $1,581,000 | 6,768 |
Net interest income | $1,804,000 | 7,005 |
Provision for loan and lease losses | $14,000 | 7,935 |
Total noninterest income | $366,000 | 5,864 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $254,000 | 4,479 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $112,000 | 6,354 |
Total noninterest expense | $1,727,000 | 6,237 |
Salaries and employee benefits | $871,000 | 6,447 |
Premises and equipment expense | $300,000 | 5,462 |
Additional noninterest expense | $556,000 | 6,110 |
Pre-tax net operating income | $429,000 | 7,454 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $90,000 | 7,066 |
Income before extraordinary items | $339,000 | 7,352 |
Extraordinary gains, net | $0 | 35 |
Net income | $339,000 | 7,354 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $12,000 | 6,647 |
Cash dividends | $80,000 | 6,280 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $339,000 | 7,324 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $3,275,000 | 7,200 |
Total interest expense | $1,554,000 | 7,081 |
Net interest income | $1,721,000 | 7,237 |
Provision for loan and lease losses | $24,000 | 7,567 |
Total noninterest income | $318,000 | 6,305 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $246,000 | 4,540 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $72,000 | 7,421 |
Total noninterest expense | $1,602,000 | 6,425 |
Salaries and employee benefits | $813,000 | 6,630 |
Premises and equipment expense | $312,000 | 5,267 |
Additional noninterest expense | $477,000 | 6,597 |
Pre-tax net operating income | $413,000 | 7,807 |
Securities gains (losses) | $6,000 | 3,324 |
Applicable income taxes | $119,000 | 7,259 |
Income before extraordinary items | $300,000 | 7,891 |
Extraordinary gains, net | $0 | 32 |
Net income | $300,000 | 7,890 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-5,000 | 9,413 |
Cash dividends | $109,000 | 6,182 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $295,680 | 7,843 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $3,078,000 | 7,659 |
Total interest expense | $1,432,000 | 7,510 |
Net interest income | $1,646,000 | 7,671 |
Provision for loan and lease losses | $24,000 | 7,686 |
Total noninterest income | $331,000 | 6,329 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $255,000 | 4,591 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $76,000 | 7,510 |
Total noninterest expense | $1,471,000 | 6,863 |
Salaries and employee benefits | $742,000 | 7,067 |
Premises and equipment expense | $259,000 | 5,930 |
Additional noninterest expense | $470,000 | 6,752 |
Pre-tax net operating income | $482,000 | 8,021 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $144,000 | 7,697 |
Income before extraordinary items | $338,000 | 8,089 |
Extraordinary gains, net | $0 | 44 |
Net income | $338,000 | 8,092 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $8,000 | 7,548 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $-312,000 | 10,819 |
Net operating income | $338,000 | 8,045 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $2,809,000 | 8,261 |
Total interest expense | $1,317,000 | 8,056 |
Net interest income | $1,492,000 | 8,286 |
Provision for loan and lease losses | $32,000 | 7,338 |
Total noninterest income | $340,000 | 6,513 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $266,000 | 4,606 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $74,000 | 7,943 |
Total noninterest expense | $1,368,000 | 7,468 |
Salaries and employee benefits | $698,000 | 7,548 |
Premises and equipment expense | $228,000 | 6,562 |
Additional noninterest expense | $442,000 | 7,533 |
Pre-tax net operating income | $432,000 | 8,318 |
Securities gains (losses) | $-12,000 | 10,370 |
Applicable income taxes | $95,000 | 8,825 |
Income before extraordinary items | $325,000 | 8,213 |
Extraordinary gains, net | $0 | 53 |
Net income | $325,000 | 8,212 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 8,441 |
Cash dividends | $80,000 | 7,029 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $334,240 | 8,062 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $2,485,000 | 8,996 |
Total interest expense | $1,171,000 | 8,684 |
Net interest income | $1,314,000 | 9,035 |
Provision for loan and lease losses | $14,000 | 8,034 |
Total noninterest income | $361,000 | 6,359 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $251,000 | 4,941 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $110,000 | 6,935 |
Total noninterest expense | $1,319,000 | 7,815 |
Salaries and employee benefits | $609,000 | 8,303 |
Premises and equipment expense | $221,000 | 6,820 |
Additional noninterest expense | $489,000 | 7,351 |
Pre-tax net operating income | $342,000 | 9,448 |
Securities gains (losses) | $-26,000 | 10,740 |
Applicable income taxes | $19,000 | 10,770 |
Income before extraordinary items | $297,000 | 8,977 |
Extraordinary gains, net | $0 | 65 |
Net income | $297,000 | 8,981 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $54,000 | 4,995 |
Cash dividends | $75,000 | 7,260 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $321,440 | 8,697 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $2,328,000 | 9,208 |
Total interest expense | $1,067,000 | 8,407 |
Net interest income | $1,261,000 | 9,588 |
Provision for loan and lease losses | $24,000 | 7,499 |
Total noninterest income | $285,000 | 7,457 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $219,000 | 5,521 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $66,000 | 8,828 |
Total noninterest expense | $1,192,000 | 8,633 |
Salaries and employee benefits | $544,000 | 9,010 |
Premises and equipment expense | $190,000 | 7,649 |
Additional noninterest expense | $458,000 | 8,249 |
Pre-tax net operating income | $330,000 | 9,909 |
Securities gains (losses) | $-8,000 | 9,681 |
Applicable income taxes | $63,000 | 10,161 |
Income before extraordinary items | $259,000 | 9,596 |
Extraordinary gains, net | $0 | 249 |
Net income | $259,000 | 9,607 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,921 |
Cash dividends | $65,000 | 7,607 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $265,400 | 9,596 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $2,473,000 | 9,244 |
Total interest expense | $1,171,000 | 8,398 |
Net interest income | $1,302,000 | 9,722 |
Provision for loan and lease losses | $36,000 | 8,112 |
Total noninterest income | $285,000 | 7,870 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $213,000 | 5,731 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $72,000 | 8,988 |
Total noninterest expense | $1,103,000 | 9,318 |
Salaries and employee benefits | $500,000 | 9,671 |
Premises and equipment expense | $164,000 | 8,533 |
Additional noninterest expense | $439,000 | 8,831 |
Pre-tax net operating income | $448,000 | 9,047 |
Securities gains (losses) | $24,000 | 4,420 |
Applicable income taxes | $124,000 | 9,218 |
Income before extraordinary items | $348,000 | 8,954 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $348,000 | 9,126 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-3,000 | 11,177 |
Cash dividends | $65,000 | 7,609 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $330,240 | 8,871 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,595,000 | 9,735 |
Total interest expense | $1,369,000 | 8,965 |
Net interest income | $1,226,000 | 10,230 |
Provision for loan and lease losses | $50,000 | 9,026 |
Total noninterest income | $267,000 | 8,225 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $193,000 | 6,127 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $74,000 | 9,109 |
Total noninterest expense | $1,009,000 | 9,928 |
Salaries and employee benefits | $465,000 | 10,142 |
Premises and equipment expense | $161,000 | 8,809 |
Additional noninterest expense | $383,000 | 9,787 |
Pre-tax net operating income | $434,000 | 8,930 |
Securities gains (losses) | $1,000 | 7,986 |
Applicable income taxes | $91,000 | 10,135 |
Income before extraordinary items | $344,000 | 8,783 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $344,000 | 8,922 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $44,000 | 7,838 |
Cash dividends | $45,000 | 7,841 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $343,210 | 8,426 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.