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West Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$160,305,000357
Total interest expense$84,136,000264
Net interest income$76,169,000482
Provision for loan and lease losses$700,0001,038
Total noninterest income$10,445,000713
Gross Fiduciary activities income$3,068,000332
Service charges on deposit accounts$1,859,000598
Trading account gains and fees$0123
Additional Noninterest Income$5,518,000828
Total noninterest expense$47,954,000592
Salaries and employee benefits$27,060,000577
Premises and equipment expense$5,507,000508
Additional noninterest expense$5,518,000828
Pre-tax net operating income$37,960,000434
Securities gains (losses)$-431,0004,155
Applicable income taxes$7,474,000424
Income before extraordinary items$30,055,000422
Extraordinary gains, net$054
Net income$30,055,000427
Minority interest net income$088
Net income of bank and minority interests.$30,055,000424
Net charge-offs$89,0001,565
Cash dividends$25,200,000263
Sale, conversion, retirement of capital stock, net$2,175,000129
Net operating income$30,399,800432
2023-09-30 (YTD Data)Rank
Total interest income$117,622,000358
Total interest expense$59,578,000266
Net interest income$58,044,000482
Provision for loan and lease losses$200,0001,644
Total noninterest income$8,129,000705
Gross Fiduciary activities income$2,286,000334
Service charges on deposit accounts$1,383,000598
Trading account gains and fees$0125
Additional Noninterest Income$4,460,000803
Total noninterest expense$35,927,000596
Salaries and employee benefits$20,592,000571
Premises and equipment expense$4,008,000520
Additional noninterest expense$4,460,000803
Pre-tax net operating income$30,046,000433
Securities gains (losses)$0849
Applicable income taxes$5,958,000421
Income before extraordinary items$24,088,000422
Extraordinary gains, net$052
Net income$24,088,000426
Minority interest net income$081
Net income of bank and minority interests.$24,088,000422
Net charge-offs$-16,0003,939
Cash dividends$18,500,000258
Sale, conversion, retirement of capital stock, net$1,466,000133
Net operating income$24,088,000430
2023-06-30 (YTD Data)Rank
Total interest income$76,530,000349
Total interest expense$36,899,000256
Net interest income$39,631,000464
Provision for loan and lease losses$02,940
Total noninterest income$5,321,000697
Gross Fiduciary activities income$1,455,000333
Service charges on deposit accounts$920,000589
Trading account gains and fees$0112
Additional Noninterest Income$2,946,000757
Total noninterest expense$24,155,000577
Salaries and employee benefits$13,896,000557
Premises and equipment expense$2,649,000511
Additional noninterest expense$2,946,000757
Pre-tax net operating income$20,797,000420
Securities gains (losses)$0938
Applicable income taxes$4,058,000421
Income before extraordinary items$16,739,000404
Extraordinary gains, net$051
Net income$16,739,000413
Minority interest net income$081
Net income of bank and minority interests.$16,739,000405
Net charge-offs$-7,0003,816
Cash dividends$11,600,000254
Sale, conversion, retirement of capital stock, net$621,000157
Net operating income$16,739,000411
2023-03-31 (YTD Data)Rank
Total interest income$37,179,000358
Total interest expense$16,709,000254
Net interest income$20,470,000462
Provision for loan and lease losses$02,612
Total noninterest income$2,945,000661
Gross Fiduciary activities income$706,000351
Service charges on deposit accounts$462,000592
Trading account gains and fees$097
Additional Noninterest Income$1,777,000662
Total noninterest expense$11,885,000592
Salaries and employee benefits$6,867,000584
Premises and equipment expense$1,327,000533
Additional noninterest expense$1,777,000662
Pre-tax net operating income$11,530,000397
Securities gains (losses)$0950
Applicable income taxes$2,193,000404
Income before extraordinary items$9,337,000381
Extraordinary gains, net$04
Net income$9,337,000382
Minority interest net income$048
Net income of bank and minority interests.$9,337,000382
Net charge-offs$-10,0004,040
Cash dividends$5,900,000246
Sale, conversion, retirement of capital stock, net$-224,0004,653
Net operating income$9,337,000391
2022-12-31 (YTD Data)Rank
Total interest income$123,349,000343
Total interest expense$27,177,000217
Net interest income$96,172,000384
Provision for loan and lease losses$-2,500,0004,668
Total noninterest income$10,177,000749
Gross Fiduciary activities income$2,709,000358
Service charges on deposit accounts$2,194,000527
Trading account gains and fees$0116
Additional Noninterest Income$5,274,000871
Total noninterest expense$44,474,000604
Salaries and employee benefits$25,838,000590
Premises and equipment expense$4,913,000556
Additional noninterest expense$5,274,000871
Pre-tax net operating income$64,375,000320
Securities gains (losses)$0691
Applicable income taxes$14,190,000299
Income before extraordinary items$50,185,000311
Extraordinary gains, net$05
Net income$50,185,000311
Minority interest net income$063
Net income of bank and minority interests.$50,185,000311
Net charge-offs$391,000684
Cash dividends$21,000,000286
Sale, conversion, retirement of capital stock, net$1,838,000181
Net operating income$50,185,000322
2022-09-30 (YTD Data)Rank
Total interest income$88,181,000337
Total interest expense$14,397,000201
Net interest income$73,784,000362
Provision for loan and lease losses$-2,500,0004,706
Total noninterest income$7,923,000748
Gross Fiduciary activities income$2,031,000357
Service charges on deposit accounts$1,718,000509
Trading account gains and fees$0111
Additional Noninterest Income$4,174,000859
Total noninterest expense$32,931,000605
Salaries and employee benefits$19,286,000598
Premises and equipment expense$3,643,000560
Additional noninterest expense$4,174,000859
Pre-tax net operating income$51,276,000310
Securities gains (losses)$0740
Applicable income taxes$11,437,000294
Income before extraordinary items$39,839,000306
Extraordinary gains, net$04
Net income$39,839,000306
Minority interest net income$057
Net income of bank and minority interests.$39,839,000306
Net charge-offs$446,000475
Cash dividends$15,200,000260
Sale, conversion, retirement of capital stock, net$969,000192
Net operating income$39,839,000312
2022-06-30 (YTD Data)Rank
Total interest income$56,012,000335
Total interest expense$6,777,000203
Net interest income$49,235,000351
Provision for loan and lease losses$-2,500,0004,720
Total noninterest income$4,656,000800
Gross Fiduciary activities income$1,251,000337
Service charges on deposit accounts$1,165,000499
Trading account gains and fees$0108
Additional Noninterest Income$2,240,0001,016
Total noninterest expense$21,598,000606
Salaries and employee benefits$12,708,000592
Premises and equipment expense$2,328,000584
Additional noninterest expense$6,562,000611
Pre-tax net operating income$34,793,000292
Securities gains (losses)$0687
Applicable income taxes$7,832,000280
Income before extraordinary items$26,961,000291
Extraordinary gains, net$04
Net income$26,961,000291
Minority interest net income$060
Net income of bank and minority interests.$26,961,000291
Net charge-offs$430,000363
Cash dividends$9,500,000285
Sale, conversion, retirement of capital stock, net$100,000366
Net operating income$26,961,000299
2022-03-31 (YTD Data)Rank
Total interest income$27,115,000336
Total interest expense$2,809,000210
Net interest income$24,306,000347
Provision for loan and lease losses$-750,0004,660
Total noninterest income$2,383,000789
Gross Fiduciary activities income$629,000337
Service charges on deposit accounts$580,000499
Trading account gains and fees$0103
Additional Noninterest Income$1,174,000982
Total noninterest expense$10,485,000627
Salaries and employee benefits$6,298,000598
Premises and equipment expense$1,086,000625
Additional noninterest expense$3,101,000637
Pre-tax net operating income$16,954,000291
Securities gains (losses)$0623
Applicable income taxes$3,285,000302
Income before extraordinary items$13,669,000280
Extraordinary gains, net$04
Net income$13,669,000280
Minority interest net income$050
Net income of bank and minority interests.$13,669,000280
Net charge-offs$-9,0003,881
Cash dividends$4,700,000272
Sale, conversion, retirement of capital stock, net$-762,0004,781
Net operating income$13,669,000283
2021-12-31 (YTD Data)Rank
Total interest income$107,280,000343
Total interest expense$11,013,000264
Net interest income$96,267,000348
Provision for loan and lease losses$-1,500,0004,570
Total noninterest income$9,657,000847
Gross Fiduciary activities income$2,671,000320
Service charges on deposit accounts$2,352,000475
Trading account gains and fees$0132
Additional Noninterest Income$4,634,0001,129
Total noninterest expense$42,837,000616
Salaries and employee benefits$23,226,000631
Premises and equipment expense$5,162,000521
Additional noninterest expense$14,449,000564
Pre-tax net operating income$64,587,000313
Securities gains (losses)$51,0001,113
Applicable income taxes$13,758,000319
Income before extraordinary items$50,880,000324
Extraordinary gains, net$010
Net income$50,880,000324
Minority interest net income$074
Net income of bank and minority interests.$50,880,000324
Net charge-offs$-428,0004,699
Cash dividends$21,500,000284
Sale, conversion, retirement of capital stock, net$1,361,000205
Net operating income$50,839,710317
2021-09-30 (YTD Data)Rank
Total interest income$79,616,000353
Total interest expense$8,272,000276
Net interest income$71,344,000357
Provision for loan and lease losses$-1,500,0004,658
Total noninterest income$7,315,000868
Gross Fiduciary activities income$2,038,000317
Service charges on deposit accounts$1,749,000483
Trading account gains and fees$0132
Additional Noninterest Income$3,528,0001,141
Total noninterest expense$31,078,000636
Salaries and employee benefits$17,298,000641
Premises and equipment expense$3,630,000552
Additional noninterest expense$10,150,000596
Pre-tax net operating income$49,081,000318
Securities gains (losses)$51,0001,044
Applicable income taxes$10,475,000319
Income before extraordinary items$38,657,000330
Extraordinary gains, net$08
Net income$38,657,000329
Minority interest net income$069
Net income of bank and minority interests.$38,657,000330
Net charge-offs$-162,0004,600
Cash dividends$16,600,000256
Sale, conversion, retirement of capital stock, net$713,000216
Net operating income$38,616,710324
2021-06-30 (YTD Data)Rank
Total interest income$52,131,000351
Total interest expense$5,563,000282
Net interest income$46,568,000357
Provision for loan and lease losses$-1,500,0004,713
Total noninterest income$4,929,000863
Gross Fiduciary activities income$1,343,000315
Service charges on deposit accounts$1,160,000471
Trading account gains and fees$0133
Additional Noninterest Income$2,426,0001,132
Total noninterest expense$20,464,000635
Salaries and employee benefits$11,280,000647
Premises and equipment expense$2,427,000553
Additional noninterest expense$6,757,000585
Pre-tax net operating income$32,533,000314
Securities gains (losses)$40,000961
Applicable income taxes$6,902,000323
Income before extraordinary items$25,671,000326
Extraordinary gains, net$06
Net income$25,671,000326
Minority interest net income$067
Net income of bank and minority interests.$25,671,000326
Net charge-offs$-106,0004,605
Cash dividends$9,600,000289
Sale, conversion, retirement of capital stock, net$66,000397
Net operating income$25,639,400318
2021-03-31 (YTD Data)Rank
Total interest income$26,310,000341
Total interest expense$2,891,000288
Net interest income$23,419,000354
Provision for loan and lease losses$500,000366
Total noninterest income$2,456,000862
Gross Fiduciary activities income$652,000313
Service charges on deposit accounts$582,000463
Trading account gains and fees$0127
Additional Noninterest Income$1,222,0001,122
Total noninterest expense$10,077,000641
Salaries and employee benefits$5,608,000656
Premises and equipment expense$1,228,000552
Additional noninterest expense$3,241,000585
Pre-tax net operating income$15,298,000333
Securities gains (losses)$4,0001,220
Applicable income taxes$3,187,000340
Income before extraordinary items$12,115,000345
Extraordinary gains, net$03
Net income$12,115,000343
Minority interest net income$055
Net income of bank and minority interests.$12,115,000345
Net charge-offs$-72,0004,696
Cash dividends$4,600,000253
Sale, conversion, retirement of capital stock, net$-580,0004,961
Net operating income$12,111,840337
2020-12-31 (YTD Data)Rank
Total interest income$100,233,000359
Total interest expense$16,101,000326
Net interest income$84,132,000367
Provision for loan and lease losses$12,000,000302
Total noninterest income$9,497,000833
Gross Fiduciary activities income$2,078,000340
Service charges on deposit accounts$2,360,000464
Trading account gains and fees$0133
Additional Noninterest Income$5,059,0001,006
Total noninterest expense$38,504,000647
Salaries and employee benefits$21,591,000665
Premises and equipment expense$5,467,000486
Additional noninterest expense$11,446,000661
Pre-tax net operating income$43,125,000328
Securities gains (losses)$77,0001,514
Applicable income taxes$9,133,000317
Income before extraordinary items$34,069,000339
Extraordinary gains, net$04
Net income$34,069,000338
Minority interest net income$072
Net income of bank and minority interests.$34,069,000339
Net charge-offs$-201,0004,852
Cash dividends$16,800,000315
Sale, conversion, retirement of capital stock, net$1,563,000168
Net operating income$34,008,170331
2020-09-30 (YTD Data)Rank
Total interest income$74,487,000361
Total interest expense$13,154,000325
Net interest income$61,333,000371
Provision for loan and lease losses$8,000,000358
Total noninterest income$7,395,000778
Gross Fiduciary activities income$1,477,000350
Service charges on deposit accounts$1,743,000462
Trading account gains and fees$0125
Additional Noninterest Income$4,175,000911
Total noninterest expense$28,698,000641
Salaries and employee benefits$16,014,000656
Premises and equipment expense$4,092,000478
Additional noninterest expense$8,592,000644
Pre-tax net operating income$32,030,000308
Securities gains (losses)$81,0001,312
Applicable income taxes$6,901,000300
Income before extraordinary items$25,210,000319
Extraordinary gains, net$04
Net income$25,210,000317
Minority interest net income$065
Net income of bank and minority interests.$25,210,000319
Net charge-offs$-168,0004,895
Cash dividends$12,300,000304
Sale, conversion, retirement of capital stock, net$968,000162
Net operating income$25,146,010313
2020-06-30 (YTD Data)Rank
Total interest income$49,877,000363
Total interest expense$9,988,000318
Net interest income$39,889,000376
Provision for loan and lease losses$4,000,000464
Total noninterest income$4,353,000813
Gross Fiduciary activities income$924,000362
Service charges on deposit accounts$1,134,000471
Trading account gains and fees$0123
Additional Noninterest Income$2,295,000974
Total noninterest expense$18,752,000648
Salaries and employee benefits$10,602,000655
Premises and equipment expense$2,709,000486
Additional noninterest expense$5,441,000659
Pre-tax net operating income$21,490,000268
Securities gains (losses)$-75,0004,936
Applicable income taxes$4,616,000268
Income before extraordinary items$16,799,000286
Extraordinary gains, net$04
Net income$16,799,000284
Minority interest net income$065
Net income of bank and minority interests.$16,799,000286
Net charge-offs$-128,0004,924
Cash dividends$7,800,000319
Sale, conversion, retirement of capital stock, net$372,000190
Net operating income$16,858,250277
2020-03-31 (YTD Data)Rank
Total interest income$25,220,000369
Total interest expense$6,401,000300
Net interest income$18,819,000383
Provision for loan and lease losses$1,000,000602
Total noninterest income$2,517,000693
Gross Fiduciary activities income$463,000362
Service charges on deposit accounts$603,000515
Trading account gains and fees$0106
Additional Noninterest Income$1,451,000753
Total noninterest expense$9,466,000642
Salaries and employee benefits$5,284,000654
Premises and equipment expense$1,360,000490
Additional noninterest expense$2,822,000647
Pre-tax net operating income$10,870,000243
Securities gains (losses)$-6,0004,766
Applicable income taxes$2,365,000231
Income before extraordinary items$8,499,000257
Extraordinary gains, net$04
Net income$8,499,000257
Minority interest net income$056
Net income of bank and minority interests.$8,499,000257
Net charge-offs$-97,0004,966
Cash dividends$3,800,000350
Sale, conversion, retirement of capital stock, net$-237,0005,091
Net operating income$8,503,740252
2019-12-31 (YTD Data)Rank
Total interest income$98,675,000367
Total interest expense$30,703,000283
Net interest income$67,972,000422
Provision for loan and lease losses$600,0001,331
Total noninterest income$8,369,000784
Gross Fiduciary activities income$2,026,000346
Service charges on deposit accounts$2,492,000505
Trading account gains and fees$0135
Additional Noninterest Income$3,851,000994
Total noninterest expense$37,907,000617
Salaries and employee benefits$21,790,000604
Premises and equipment expense$5,355,000493
Additional noninterest expense$10,762,000655
Pre-tax net operating income$37,834,000378
Securities gains (losses)$-87,0005,071
Applicable income taxes$7,542,000383
Income before extraordinary items$30,205,000383
Extraordinary gains, net$011
Net income$30,205,000384
Minority interest net income$076
Net income of bank and minority interests.$30,205,000384
Net charge-offs$54,0002,597
Cash dividends$19,200,000309
Sale, conversion, retirement of capital stock, net$2,131,000143
Net operating income$30,274,600377
2019-09-30 (YTD Data)Rank
Total interest income$73,598,000377
Total interest expense$23,379,000289
Net interest income$50,219,000431
Provision for loan and lease losses$300,0001,600
Total noninterest income$6,313,000780
Gross Fiduciary activities income$1,536,000346
Service charges on deposit accounts$1,841,000509
Trading account gains and fees$0129
Additional Noninterest Income$2,936,000976
Total noninterest expense$28,440,000612
Salaries and employee benefits$16,324,000609
Premises and equipment expense$3,956,000502
Additional noninterest expense$8,160,000649
Pre-tax net operating income$27,792,000389
Securities gains (losses)$-64,0005,130
Applicable income taxes$5,480,000390
Income before extraordinary items$22,248,000389
Extraordinary gains, net$011
Net income$22,248,000390
Minority interest net income$072
Net income of bank and minority interests.$22,248,000390
Net charge-offs$-53,0004,839
Cash dividends$15,400,000277
Sale, conversion, retirement of capital stock, net$1,347,000143
Net operating income$22,299,200384
2019-06-30 (YTD Data)Rank
Total interest income$47,986,000385
Total interest expense$15,260,000292
Net interest income$32,726,000442
Provision for loan and lease losses$03,685
Total noninterest income$4,165,000774
Gross Fiduciary activities income$964,000358
Service charges on deposit accounts$1,211,000515
Trading account gains and fees$0131
Additional Noninterest Income$1,990,000932
Total noninterest expense$19,007,000614
Salaries and employee benefits$10,884,000605
Premises and equipment expense$2,577,000520
Additional noninterest expense$5,546,000637
Pre-tax net operating income$17,884,000389
Securities gains (losses)$-65,0005,183
Applicable income taxes$3,452,000400
Income before extraordinary items$14,367,000395
Extraordinary gains, net$011
Net income$14,367,000396
Minority interest net income$069
Net income of bank and minority interests.$14,367,000396
Net charge-offs$-48,0004,900
Cash dividends$11,600,000256
Sale, conversion, retirement of capital stock, net$563,000166
Net operating income$14,419,650389
2019-03-31 (YTD Data)Rank
Total interest income$23,651,000390
Total interest expense$7,354,000294
Net interest income$16,297,000437
Provision for loan and lease losses$03,406
Total noninterest income$2,198,000718
Gross Fiduciary activities income$483,000351
Service charges on deposit accounts$611,000503
Trading account gains and fees$0126
Additional Noninterest Income$1,104,000839
Total noninterest expense$9,370,000623
Salaries and employee benefits$5,460,000602
Premises and equipment expense$1,233,000538
Additional noninterest expense$2,677,000649
Pre-tax net operating income$9,125,000379
Securities gains (losses)$-88,0005,291
Applicable income taxes$1,702,000398
Income before extraordinary items$7,335,000379
Extraordinary gains, net$05
Net income$7,335,000379
Minority interest net income$052
Net income of bank and minority interests.$7,335,000380
Net charge-offs$-48,0005,061
Cash dividends$5,800,000244
Sale, conversion, retirement of capital stock, net$-230,0005,333
Net operating income$7,406,280368
2018-12-31 (YTD Data)Rank
Total interest income$84,793,000400
Total interest expense$20,909,000307
Net interest income$63,884,000436
Provision for loan and lease losses$-250,0005,239
Total noninterest income$7,981,000803
Gross Fiduciary activities income$1,921,000354
Service charges on deposit accounts$2,541,000505
Trading account gains and fees$0126
Additional Noninterest Income$3,519,0001,018
Total noninterest expense$34,461,000660
Salaries and employee benefits$18,791,000679
Premises and equipment expense$4,996,000513
Additional noninterest expense$10,674,000664
Pre-tax net operating income$37,654,000377
Securities gains (losses)$-263,0005,195
Applicable income taxes$7,109,000375
Income before extraordinary items$30,282,000376
Extraordinary gains, net$06
Net income$30,282,000376
Minority interest net income$072
Net income of bank and minority interests.$30,282,000376
Net charge-offs$-509,0005,306
Cash dividends$22,300,000246
Sale, conversion, retirement of capital stock, net$1,665,000183
Net operating income$30,495,030377
2018-09-30 (YTD Data)Rank
Total interest income$62,187,000400
Total interest expense$14,390,000313
Net interest income$47,797,000436
Provision for loan and lease losses$-250,0005,333
Total noninterest income$6,128,000802
Gross Fiduciary activities income$1,465,000356
Service charges on deposit accounts$1,925,000494
Trading account gains and fees$0138
Additional Noninterest Income$2,738,000995
Total noninterest expense$25,394,000667
Salaries and employee benefits$14,062,000678
Premises and equipment expense$3,731,000519
Additional noninterest expense$7,601,000680
Pre-tax net operating income$28,781,000375
Securities gains (losses)$-103,0005,243
Applicable income taxes$6,035,000364
Income before extraordinary items$22,643,000381
Extraordinary gains, net$05
Net income$22,643,000381
Minority interest net income$066
Net income of bank and minority interests.$22,643,000381
Net charge-offs$-493,0005,386
Cash dividends$16,500,000231
Sale, conversion, retirement of capital stock, net$928,000186
Net operating income$22,724,370379
2018-06-30 (YTD Data)Rank
Total interest income$40,267,000403
Total interest expense$8,631,000316
Net interest income$31,636,000434
Provision for loan and lease losses$150,0001,766
Total noninterest income$3,945,000818
Gross Fiduciary activities income$1,020,000347
Service charges on deposit accounts$1,276,000496
Trading account gains and fees$0130
Additional Noninterest Income$1,649,0001,077
Total noninterest expense$16,949,000666
Salaries and employee benefits$9,288,000695
Premises and equipment expense$2,481,000520
Additional noninterest expense$5,180,000662
Pre-tax net operating income$18,482,000373
Securities gains (losses)$-25,0005,148
Applicable income taxes$3,390,000402
Income before extraordinary items$15,067,000369
Extraordinary gains, net$06
Net income$15,067,000369
Minority interest net income$065
Net income of bank and minority interests.$15,067,000369
Net charge-offs$62,0001,612
Cash dividends$10,700,000223
Sale, conversion, retirement of capital stock, net$190,000291
Net operating income$15,087,500369
2018-03-31 (YTD Data)Rank
Total interest income$19,730,000407
Total interest expense$3,872,000329
Net interest income$15,858,000427
Provision for loan and lease losses$150,0001,106
Total noninterest income$1,905,000815
Gross Fiduciary activities income$445,000371
Service charges on deposit accounts$649,000495
Trading account gains and fees$0123
Additional Noninterest Income$811,0001,069
Total noninterest expense$8,102,000707
Salaries and employee benefits$4,513,000709
Premises and equipment expense$1,223,000530
Additional noninterest expense$2,366,000712
Pre-tax net operating income$9,511,000364
Securities gains (losses)$0735
Applicable income taxes$1,652,000391
Income before extraordinary items$7,859,000361
Extraordinary gains, net$07
Net income$7,859,000361
Minority interest net income$052
Net income of bank and minority interests.$7,859,000361
Net charge-offs$115,000782
Cash dividends$4,800,000220
Sale, conversion, retirement of capital stock, net$-547,0005,593
Net operating income$7,859,000358
2017-12-31 (YTD Data)Rank
Total interest income$73,034,000412
Total interest expense$11,560,000338
Net interest income$61,474,000421
Provision for loan and lease losses$04,227
Total noninterest income$8,295,000788
Gross Fiduciary activities income$1,705,000368
Service charges on deposit accounts$2,632,000489
Trading account gains and fees$0151
Additional Noninterest Income$3,958,000960
Total noninterest expense$31,831,000693
Salaries and employee benefits$17,633,000702
Premises and equipment expense$4,572,000540
Additional noninterest expense$9,626,000698
Pre-tax net operating income$37,938,000343
Securities gains (losses)$326,000289
Applicable income taxes$14,331,000326
Income before extraordinary items$23,933,000364
Extraordinary gains, net$09
Net income$23,933,000364
Minority interest net income$076
Net income of bank and minority interests.$23,933,000365
Net charge-offs$-318,0005,511
Cash dividends$16,800,000262
Sale, conversion, retirement of capital stock, net$2,001,000168
Net operating income$23,724,360363
2017-09-30 (YTD Data)Rank
Total interest income$53,517,000416
Total interest expense$8,004,000349
Net interest income$45,513,000426
Provision for loan and lease losses$04,088
Total noninterest income$6,297,000792
Gross Fiduciary activities income$1,264,000372
Service charges on deposit accounts$1,946,000503
Trading account gains and fees$0145
Additional Noninterest Income$3,087,000949
Total noninterest expense$24,006,000688
Salaries and employee benefits$13,216,000700
Premises and equipment expense$3,481,000545
Additional noninterest expense$7,309,000695
Pre-tax net operating income$27,804,000356
Securities gains (losses)$423,000237
Applicable income taxes$8,625,000337
Income before extraordinary items$19,602,000367
Extraordinary gains, net$09
Net income$19,602,000367
Minority interest net income$071
Net income of bank and minority interests.$19,602,000367
Net charge-offs$-246,0005,532
Cash dividends$12,200,000249
Sale, conversion, retirement of capital stock, net$1,301,000170
Net operating income$19,310,130369
2017-06-30 (YTD Data)Rank
Total interest income$34,957,000421
Total interest expense$4,910,000355
Net interest income$30,047,000427
Provision for loan and lease losses$03,871
Total noninterest income$4,237,000782
Gross Fiduciary activities income$828,000373
Service charges on deposit accounts$1,231,000517
Trading account gains and fees$0139
Additional Noninterest Income$2,178,000907
Total noninterest expense$16,083,000683
Salaries and employee benefits$8,786,000703
Premises and equipment expense$2,394,000522
Additional noninterest expense$4,903,000695
Pre-tax net operating income$18,201,000361
Securities gains (losses)$226,000269
Applicable income taxes$5,551,000345
Income before extraordinary items$12,876,000371
Extraordinary gains, net$011
Net income$12,876,000370
Minority interest net income$071
Net income of bank and minority interests.$12,876,000371
Net charge-offs$-374,0005,691
Cash dividends$7,600,000255
Sale, conversion, retirement of capital stock, net$670,000178
Net operating income$12,717,800371
2017-03-31 (YTD Data)Rank
Total interest income$16,791,000430
Total interest expense$2,158,000381
Net interest income$14,633,000440
Provision for loan and lease losses$03,537
Total noninterest income$2,157,000757
Gross Fiduciary activities income$392,000384
Service charges on deposit accounts$600,000529
Trading account gains and fees$0142
Additional Noninterest Income$1,165,000858
Total noninterest expense$7,967,000695
Salaries and employee benefits$4,337,000722
Premises and equipment expense$1,197,000542
Additional noninterest expense$2,433,000693
Pre-tax net operating income$8,823,000366
Securities gains (losses)$-3,0005,540
Applicable income taxes$2,529,000366
Income before extraordinary items$6,291,000379
Extraordinary gains, net$08
Net income$6,291,000378
Minority interest net income$055
Net income of bank and minority interests.$6,291,000379
Net charge-offs$-315,0005,778
Cash dividends$3,800,000245
Sale, conversion, retirement of capital stock, net$-39,0005,827
Net operating income$6,293,130375
2016-12-31 (YTD Data)Rank
Total interest income$64,994,000422
Total interest expense$7,004,000432
Net interest income$57,990,000422
Provision for loan and lease losses$1,000,000889
Total noninterest income$7,893,000822
Gross Fiduciary activities income$1,310,000420
Service charges on deposit accounts$2,461,000530
Trading account gains and fees$0170
Additional Noninterest Income$4,122,000968
Total noninterest expense$30,977,000687
Salaries and employee benefits$16,731,000713
Premises and equipment expense$4,305,000578
Additional noninterest expense$9,941,000687
Pre-tax net operating income$33,906,000342
Securities gains (losses)$66,0001,647
Applicable income taxes$10,428,000329
Income before extraordinary items$23,544,000366
Extraordinary gains, net$05
Net income$23,544,000364
Minority interest net income$082
Net income of bank and minority interests.$23,544,000365
Net charge-offs$-145,0005,603
Cash dividends$14,400,000274
Sale, conversion, retirement of capital stock, net$1,395,000170
Net operating income$23,498,460362
2016-09-30 (YTD Data)Rank
Total interest income$48,429,000423
Total interest expense$5,089,000439
Net interest income$43,340,000424
Provision for loan and lease losses$900,000743
Total noninterest income$5,974,000822
Gross Fiduciary activities income$946,000420
Service charges on deposit accounts$1,847,000527
Trading account gains and fees$0169
Additional Noninterest Income$3,181,000948
Total noninterest expense$23,471,000681
Salaries and employee benefits$12,644,000707
Premises and equipment expense$3,169,000584
Additional noninterest expense$7,658,000678
Pre-tax net operating income$24,943,000351
Securities gains (losses)$60,0001,638
Applicable income taxes$7,615,000340
Income before extraordinary items$17,388,000362
Extraordinary gains, net$05
Net income$17,388,000362
Minority interest net income$071
Net income of bank and minority interests.$17,388,000362
Net charge-offs$-91,0005,554
Cash dividends$10,600,000270
Sale, conversion, retirement of capital stock, net$989,000157
Net operating income$17,346,000354
2016-06-30 (YTD Data)Rank
Total interest income$31,733,000431
Total interest expense$3,314,000441
Net interest income$28,419,000427
Provision for loan and lease losses$700,000651
Total noninterest income$4,061,000802
Gross Fiduciary activities income$591,000431
Service charges on deposit accounts$1,215,000528
Trading account gains and fees$0157
Additional Noninterest Income$2,255,000891
Total noninterest expense$15,491,000692
Salaries and employee benefits$8,490,000699
Premises and equipment expense$2,060,000602
Additional noninterest expense$4,941,000699
Pre-tax net operating income$16,289,000344
Securities gains (losses)$60,0001,303
Applicable income taxes$4,876,000350
Income before extraordinary items$11,473,000355
Extraordinary gains, net$016
Net income$11,473,000354
Minority interest net income$071
Net income of bank and minority interests.$11,473,000354
Net charge-offs$-162,0005,817
Cash dividends$6,800,000283
Sale, conversion, retirement of capital stock, net$600,000155
Net operating income$11,431,000352
2016-03-31 (YTD Data)Rank
Total interest income$15,524,000435
Total interest expense$1,593,000454
Net interest income$13,931,000435
Provision for loan and lease losses$200,000957
Total noninterest income$2,224,000737
Gross Fiduciary activities income$297,000437
Service charges on deposit accounts$596,000538
Trading account gains and fees$0142
Additional Noninterest Income$1,331,000767
Total noninterest expense$7,703,000699
Salaries and employee benefits$4,256,000696
Premises and equipment expense$1,005,000627
Additional noninterest expense$2,442,000691
Pre-tax net operating income$8,252,000328
Securities gains (losses)$02,077
Applicable income taxes$2,363,000347
Income before extraordinary items$5,889,000337
Extraordinary gains, net$012
Net income$5,889,000337
Minority interest net income$062
Net income of bank and minority interests.$5,889,000337
Net charge-offs$-113,0005,901
Cash dividends$3,000,000303
Sale, conversion, retirement of capital stock, net$195,000183
Net operating income$5,889,000331
2015-12-31 (YTD Data)Rank
Total interest income$60,147,000429
Total interest expense$5,056,000542
Net interest income$55,091,000421
Provision for loan and lease losses$850,000929
Total noninterest income$8,136,000788
Gross Fiduciary activities income$1,286,000420
Service charges on deposit accounts$2,610,000507
Trading account gains and fees$0159
Additional Noninterest Income$4,240,000902
Total noninterest expense$29,653,000697
Salaries and employee benefits$16,065,000708
Premises and equipment expense$4,185,000589
Additional noninterest expense$9,403,000710
Pre-tax net operating income$32,724,000333
Securities gains (losses)$47,0001,685
Applicable income taxes$10,225,000310
Income before extraordinary items$22,546,000349
Extraordinary gains, net$023
Net income$22,546,000349
Minority interest net income$081
Net income of bank and minority interests.$22,546,000349
Net charge-offs$-510,0006,010
Cash dividends$13,900,000300
Sale, conversion, retirement of capital stock, net$1,096,000211
Net operating income$22,513,570345
2015-09-30 (YTD Data)Rank
Total interest income$44,487,000436
Total interest expense$3,754,000555
Net interest income$40,733,000428
Provision for loan and lease losses$400,0001,230
Total noninterest income$5,655,000855
Gross Fiduciary activities income$944,000426
Service charges on deposit accounts$1,935,000515
Trading account gains and fees$0153
Additional Noninterest Income$2,776,0001,026
Total noninterest expense$22,112,000710
Salaries and employee benefits$12,051,000722
Premises and equipment expense$3,148,000593
Additional noninterest expense$6,913,000725
Pre-tax net operating income$23,876,000343
Securities gains (losses)$47,0001,506
Applicable income taxes$7,504,000327
Income before extraordinary items$16,419,000366
Extraordinary gains, net$021
Net income$16,419,000366
Minority interest net income$078
Net income of bank and minority interests.$16,419,000366
Net charge-offs$-653,0006,145
Cash dividends$10,900,000264
Sale, conversion, retirement of capital stock, net$761,000201
Net operating income$16,386,570358
2015-06-30 (YTD Data)Rank
Total interest income$29,340,000435
Total interest expense$2,550,000542
Net interest income$26,790,000428
Provision for loan and lease losses$200,0001,484
Total noninterest income$3,725,000865
Gross Fiduciary activities income$642,000428
Service charges on deposit accounts$1,271,000520
Trading account gains and fees$0157
Additional Noninterest Income$1,812,0001,041
Total noninterest expense$14,646,000713
Salaries and employee benefits$7,995,000728
Premises and equipment expense$2,107,000604
Additional noninterest expense$4,544,000737
Pre-tax net operating income$15,669,000347
Securities gains (losses)$47,0001,267
Applicable income taxes$4,912,000331
Income before extraordinary items$10,804,000370
Extraordinary gains, net$022
Net income$10,804,000369
Minority interest net income$075
Net income of bank and minority interests.$10,804,000369
Net charge-offs$-557,0006,232
Cash dividends$7,200,000261
Sale, conversion, retirement of capital stock, net$441,000209
Net operating income$10,771,570367
2015-03-31 (YTD Data)Rank
Total interest income$14,521,000439
Total interest expense$1,323,000523
Net interest income$13,198,000428
Provision for loan and lease losses$03,703
Total noninterest income$1,844,000841
Gross Fiduciary activities income$325,000423
Service charges on deposit accounts$620,000521
Trading account gains and fees$0152
Additional Noninterest Income$899,0001,002
Total noninterest expense$7,290,000713
Salaries and employee benefits$3,990,000738
Premises and equipment expense$1,067,000597
Additional noninterest expense$2,233,000740
Pre-tax net operating income$7,752,000345
Securities gains (losses)$11,0001,447
Applicable income taxes$2,422,000332
Income before extraordinary items$5,341,000363
Extraordinary gains, net$013
Net income$5,341,000363
Minority interest net income$064
Net income of bank and minority interests.$5,341,000363
Net charge-offs$-271,0006,280
Cash dividends$3,400,000246
Sale, conversion, retirement of capital stock, net$83,000287
Net operating income$5,333,410357
2014-12-31 (YTD Data)Rank
Total interest income$55,301,000445
Total interest expense$5,105,000558
Net interest income$50,196,000441
Provision for loan and lease losses$750,0001,065
Total noninterest income$8,308,000748
Gross Fiduciary activities income$1,327,000418
Service charges on deposit accounts$2,790,000492
Trading account gains and fees$0180
Additional Noninterest Income$4,191,000876
Total noninterest expense$29,604,000691
Salaries and employee benefits$16,087,000691
Premises and equipment expense$4,212,000587
Additional noninterest expense$9,305,000714
Pre-tax net operating income$28,150,000359
Securities gains (losses)$716,000286
Applicable income taxes$9,093,000318
Income before extraordinary items$19,773,000380
Extraordinary gains, net$017
Net income$19,773,000379
Minority interest net income$084
Net income of bank and minority interests.$19,773,000380
Net charge-offs$934,000958
Cash dividends$12,700,000281
Sale, conversion, retirement of capital stock, net$560,000290
Net operating income$19,286,120384
2014-09-30 (YTD Data)Rank
Total interest income$40,867,000450
Total interest expense$3,833,000566
Net interest income$37,034,000447
Provision for loan and lease losses$250,0001,804
Total noninterest income$6,772,000687
Gross Fiduciary activities income$1,013,000415
Service charges on deposit accounts$2,106,000490
Trading account gains and fees$0174
Additional Noninterest Income$3,653,000772
Total noninterest expense$21,955,000694
Salaries and employee benefits$12,059,000688
Premises and equipment expense$3,156,000586
Additional noninterest expense$6,740,000733
Pre-tax net operating income$21,601,000344
Securities gains (losses)$716,000215
Applicable income taxes$7,142,000309
Income before extraordinary items$15,175,000367
Extraordinary gains, net$015
Net income$15,175,000367
Minority interest net income$081
Net income of bank and minority interests.$15,175,000367
Net charge-offs$696,000895
Cash dividends$9,300,000270
Sale, conversion, retirement of capital stock, net$383,000272
Net operating income$14,688,120372
2014-06-30 (YTD Data)Rank
Total interest income$27,007,000456
Total interest expense$2,576,000569
Net interest income$24,431,000449
Provision for loan and lease losses$150,0001,864
Total noninterest income$4,364,000704
Gross Fiduciary activities income$650,000420
Service charges on deposit accounts$1,392,000487
Trading account gains and fees$0172
Additional Noninterest Income$2,322,000781
Total noninterest expense$14,673,000689
Salaries and employee benefits$8,098,000685
Premises and equipment expense$2,070,000596
Additional noninterest expense$4,505,000727
Pre-tax net operating income$13,972,000344
Securities gains (losses)$506,000225
Applicable income taxes$4,624,000314
Income before extraordinary items$9,854,000374
Extraordinary gains, net$020
Net income$9,854,000373
Minority interest net income$080
Net income of bank and minority interests.$9,854,000374
Net charge-offs$728,000647
Cash dividends$6,200,000249
Sale, conversion, retirement of capital stock, net$223,000275
Net operating income$9,509,920377
2014-03-31 (YTD Data)Rank
Total interest income$13,346,000464
Total interest expense$1,282,000584
Net interest income$12,064,000451
Provision for loan and lease losses$03,817
Total noninterest income$2,066,000712
Gross Fiduciary activities income$318,000425
Service charges on deposit accounts$679,000490
Trading account gains and fees$0147
Additional Noninterest Income$1,069,000799
Total noninterest expense$7,558,000682
Salaries and employee benefits$4,111,000674
Premises and equipment expense$1,029,000615
Additional noninterest expense$2,418,000686
Pre-tax net operating income$6,572,000348
Securities gains (losses)$506,000134
Applicable income taxes$2,233,000310
Income before extraordinary items$4,845,000358
Extraordinary gains, net$016
Net income$4,845,000357
Minority interest net income$066
Net income of bank and minority interests.$4,845,000358
Net charge-offs$508,000494
Cash dividends$3,000,000235
Sale, conversion, retirement of capital stock, net$81,000270
Net operating income$4,500,920377
2013-12-31 (YTD Data)Rank
Total interest income$52,741,000466
Total interest expense$6,159,000513
Net interest income$46,582,000466
Provision for loan and lease losses$-850,0006,650
Total noninterest income$8,655,000756
Gross Fiduciary activities income$997,000460
Service charges on deposit accounts$2,923,000485
Trading account gains and fees$0184
Additional Noninterest Income$4,735,000841
Total noninterest expense$28,896,000698
Salaries and employee benefits$15,757,000694
Premises and equipment expense$4,002,000609
Additional noninterest expense$9,137,000755
Pre-tax net operating income$27,191,000338
Securities gains (losses)$03,182
Applicable income taxes$8,582,000303
Income before extraordinary items$18,609,000383
Extraordinary gains, net$029
Net income$18,609,000382
Minority interest net income$090
Net income of bank and minority interests.$18,609,000383
Net charge-offs$888,0001,389
Cash dividends$19,200,000206
Sale, conversion, retirement of capital stock, net$381,000321
Net operating income$18,609,000375
2013-09-30 (YTD Data)Rank
Total interest income$39,277,000472
Total interest expense$4,662,000522
Net interest income$34,615,000472
Provision for loan and lease losses$-850,0006,769
Total noninterest income$6,514,000761
Gross Fiduciary activities income$743,000461
Service charges on deposit accounts$2,190,000486
Trading account gains and fees$0180
Additional Noninterest Income$3,581,000862
Total noninterest expense$21,470,000708
Salaries and employee benefits$11,962,000684
Premises and equipment expense$2,990,000618
Additional noninterest expense$6,518,000785
Pre-tax net operating income$20,509,000343
Securities gains (losses)$03,040
Applicable income taxes$6,474,000316
Income before extraordinary items$14,035,000382
Extraordinary gains, net$025
Net income$14,035,000383
Minority interest net income$084
Net income of bank and minority interests.$14,035,000383
Net charge-offs$-62,0006,508
Cash dividends$16,200,000171
Sale, conversion, retirement of capital stock, net$275,000291
Net operating income$14,035,000374
2013-06-30 (YTD Data)Rank
Total interest income$25,833,000474
Total interest expense$3,118,000533
Net interest income$22,715,000478
Provision for loan and lease losses$150,0002,434
Total noninterest income$4,281,000776
Gross Fiduciary activities income$477,000468
Service charges on deposit accounts$1,443,000480
Trading account gains and fees$0157
Additional Noninterest Income$2,361,000869
Total noninterest expense$14,305,000714
Salaries and employee benefits$7,954,000693
Premises and equipment expense$1,984,000627
Additional noninterest expense$4,367,000776
Pre-tax net operating income$12,541,000370
Securities gains (losses)$02,791
Applicable income taxes$3,899,000337
Income before extraordinary items$8,642,000398
Extraordinary gains, net$022
Net income$8,642,000398
Minority interest net income$082
Net income of bank and minority interests.$8,642,000400
Net charge-offs$-280,0006,843
Cash dividends$14,100,000139
Sale, conversion, retirement of capital stock, net$169,000285
Net operating income$8,642,000388
2013-03-31 (YTD Data)Rank
Total interest income$12,572,000494
Total interest expense$1,571,000549
Net interest income$11,001,000489
Provision for loan and lease losses$150,0001,610
Total noninterest income$2,212,000755
Gross Fiduciary activities income$239,000473
Service charges on deposit accounts$707,000486
Trading account gains and fees$0148
Additional Noninterest Income$1,266,000831
Total noninterest expense$7,074,000725
Salaries and employee benefits$3,969,000701
Premises and equipment expense$958,000652
Additional noninterest expense$2,147,000796
Pre-tax net operating income$5,989,000374
Securities gains (losses)$01,966
Applicable income taxes$1,858,000362
Income before extraordinary items$4,131,000411
Extraordinary gains, net$010
Net income$4,131,000411
Minority interest net income$076
Net income of bank and minority interests.$4,131,000412
Net charge-offs$47,0002,457
Cash dividends$2,000,000297
Sale, conversion, retirement of capital stock, net$63,000298
Net operating income$4,131,000396
2012-12-31 (YTD Data)Rank
Total interest income$50,617,000514
Total interest expense$8,712,000481
Net interest income$41,905,000527
Provision for loan and lease losses$625,0002,402
Total noninterest income$10,615,000654
Gross Fiduciary activities income$817,000495
Service charges on deposit accounts$3,009,000486
Trading account gains and fees$0166
Additional Noninterest Income$6,789,000638
Total noninterest expense$26,903,000748
Salaries and employee benefits$14,532,000718
Premises and equipment expense$3,544,000683
Additional noninterest expense$8,827,000791
Pre-tax net operating income$24,992,000360
Securities gains (losses)$246,0001,516
Applicable income taxes$7,538,000343
Income before extraordinary items$17,700,000390
Extraordinary gains, net$029
Net income$17,700,000390
Minority interest net income$093
Net income of bank and minority interests.$17,700,000390
Net charge-offs$1,874,0001,221
Cash dividends$12,500,000266
Sale, conversion, retirement of capital stock, net$118,000535
Net operating income$17,527,800380
2012-09-30 (YTD Data)Rank
Total interest income$38,119,000516
Total interest expense$6,762,000489
Net interest income$31,357,000530
Provision for loan and lease losses$300,0002,961
Total noninterest income$8,134,000643
Gross Fiduciary activities income$595,000503
Service charges on deposit accounts$2,236,000493
Trading account gains and fees$0157
Additional Noninterest Income$5,303,000614
Total noninterest expense$20,229,000744
Salaries and employee benefits$10,893,000713
Premises and equipment expense$2,612,000700
Additional noninterest expense$6,724,000774
Pre-tax net operating income$18,962,000356
Securities gains (losses)$246,0001,268
Applicable income taxes$5,599,000342
Income before extraordinary items$13,609,000392
Extraordinary gains, net$020
Net income$13,609,000392
Minority interest net income$086
Net income of bank and minority interests.$13,609,000392
Net charge-offs$1,441,0001,145
Cash dividends$10,500,000201
Sale, conversion, retirement of capital stock, net$55,000581
Net operating income$13,434,340379
2012-06-30 (YTD Data)Rank
Total interest income$25,578,000517
Total interest expense$4,653,000488
Net interest income$20,925,000536
Provision for loan and lease losses$05,619
Total noninterest income$5,546,000624
Gross Fiduciary activities income$394,000501
Service charges on deposit accounts$1,468,000500
Trading account gains and fees$0153
Additional Noninterest Income$3,684,000599
Total noninterest expense$13,448,000747
Salaries and employee benefits$7,207,000712
Premises and equipment expense$1,732,000708
Additional noninterest expense$4,509,000778
Pre-tax net operating income$13,023,000336
Securities gains (losses)$246,000977
Applicable income taxes$3,754,000339
Income before extraordinary items$9,515,000355
Extraordinary gains, net$019
Net income$9,515,000354
Minority interest net income$084
Net income of bank and minority interests.$9,515,000354
Net charge-offs$1,405,000900
Cash dividends$8,500,000168
Sale, conversion, retirement of capital stock, net$15,000715
Net operating income$9,337,880343
2012-03-31 (YTD Data)Rank
Total interest income$12,694,000527
Total interest expense$2,335,000504
Net interest income$10,359,000541
Provision for loan and lease losses$05,254
Total noninterest income$2,467,000677
Gross Fiduciary activities income$204,000497
Service charges on deposit accounts$730,000497
Trading account gains and fees$0148
Additional Noninterest Income$1,533,000673
Total noninterest expense$6,629,000752
Salaries and employee benefits$3,636,000715
Premises and equipment expense$857,000708
Additional noninterest expense$2,136,000803
Pre-tax net operating income$6,197,000354
Securities gains (losses)$-33,0007,135
Applicable income taxes$1,847,000344
Income before extraordinary items$4,317,000382
Extraordinary gains, net$019
Net income$4,317,000383
Minority interest net income$078
Net income of bank and minority interests.$4,317,000383
Net charge-offs$127,0002,244
Cash dividends$1,700,000304
Sale, conversion, retirement of capital stock, net$0861
Net operating income$4,340,100365
2011-12-31 (YTD Data)Rank
Total interest income$53,271,000510
Total interest expense$11,202,000505
Net interest income$42,069,000523
Provision for loan and lease losses$550,0003,317
Total noninterest income$8,800,000688
Gross Fiduciary activities income$792,000451
Service charges on deposit accounts$3,244,000467
Trading account gains and fees$0146
Additional Noninterest Income$4,764,000733
Total noninterest expense$25,757,000766
Salaries and employee benefits$13,194,000754
Premises and equipment expense$3,342,000744
Additional noninterest expense$9,221,000775
Pre-tax net operating income$24,562,000312
Securities gains (losses)$03,838
Applicable income taxes$7,164,000315
Income before extraordinary items$17,398,000334
Extraordinary gains, net$029
Net income$17,398,000334
Minority interest net income$096
Net income of bank and minority interests.$17,398,000335
Net charge-offs$2,859,0001,231
Cash dividends$42,035,00092
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$17,398,000324
2011-09-30 (YTD Data)Rank
Total interest income$40,240,000510
Total interest expense$8,530,000518
Net interest income$31,710,000521
Provision for loan and lease losses$950,0002,021
Total noninterest income$6,894,000662
Gross Fiduciary activities income$601,000441
Service charges on deposit accounts$2,419,000478
Trading account gains and fees$0145
Additional Noninterest Income$3,874,000693
Total noninterest expense$19,037,000784
Salaries and employee benefits$9,598,000776
Premises and equipment expense$2,478,000758
Additional noninterest expense$6,961,000757
Pre-tax net operating income$18,617,000311
Securities gains (losses)$03,555
Applicable income taxes$5,374,000318
Income before extraordinary items$13,243,000335
Extraordinary gains, net$021
Net income$13,243,000334
Minority interest net income$087
Net income of bank and minority interests.$13,243,000335
Net charge-offs$2,561,0001,036
Cash dividends$40,535,00063
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$13,243,000321
2011-06-30 (YTD Data)Rank
Total interest income$26,944,000516
Total interest expense$5,724,000538
Net interest income$21,220,000523
Provision for loan and lease losses$950,0001,536
Total noninterest income$4,682,000645
Gross Fiduciary activities income$426,000432
Service charges on deposit accounts$1,555,000492
Trading account gains and fees$0153
Additional Noninterest Income$2,701,000672
Total noninterest expense$12,413,000811
Salaries and employee benefits$6,225,000798
Premises and equipment expense$1,637,000774
Additional noninterest expense$4,551,000787
Pre-tax net operating income$12,539,000296
Securities gains (losses)$02,914
Applicable income taxes$3,589,000315
Income before extraordinary items$8,950,000324
Extraordinary gains, net$015
Net income$8,950,000323
Minority interest net income$089
Net income of bank and minority interests.$8,950,000324
Net charge-offs$2,247,000840
Cash dividends$38,635,00048
Sale, conversion, retirement of capital stock, net$0986
Net operating income$8,950,000313
2011-03-31 (YTD Data)Rank
Total interest income$13,560,000514
Total interest expense$2,919,000549
Net interest income$10,641,000516
Provision for loan and lease losses$500,0001,414
Total noninterest income$2,607,000600
Gross Fiduciary activities income$219,000434
Service charges on deposit accounts$750,000500
Trading account gains and fees$0158
Additional Noninterest Income$1,638,000587
Total noninterest expense$6,245,000803
Salaries and employee benefits$3,055,000834
Premises and equipment expense$816,000807
Additional noninterest expense$2,374,000755
Pre-tax net operating income$6,503,000290
Securities gains (losses)$01,772
Applicable income taxes$1,755,000309
Income before extraordinary items$4,748,000307
Extraordinary gains, net$09
Net income$4,748,000307
Minority interest net income$086
Net income of bank and minority interests.$4,748,000307
Net charge-offs$2,077,000534
Cash dividends$750,000512
Sale, conversion, retirement of capital stock, net$0925
Net operating income$4,748,000298
2010-12-31 (YTD Data)Rank
Total interest income$61,089,000484
Total interest expense$18,277,000435
Net interest income$42,812,000504
Provision for loan and lease losses$6,050,000986
Total noninterest income$9,490,000661
Gross Fiduciary activities income$818,000442
Service charges on deposit accounts$3,361,000452
Trading account gains and fees$0175
Additional Noninterest Income$5,311,000711
Total noninterest expense$25,088,000798
Salaries and employee benefits$10,839,000901
Premises and equipment expense$3,190,000802
Additional noninterest expense$11,059,000690
Pre-tax net operating income$21,164,000287
Securities gains (losses)$-3,412,0007,600
Applicable income taxes$4,353,000405
Income before extraordinary items$13,399,000346
Extraordinary gains, net$029
Net income$13,399,000346
Minority interest net income$0111
Net income of bank and minority interests.$13,399,000347
Net charge-offs$6,089,000874
Cash dividends$3,945,000423
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$15,958,000291
2010-09-30 (YTD Data)Rank
Total interest income$46,655,000471
Total interest expense$15,035,000407
Net interest income$31,620,000503
Provision for loan and lease losses$5,400,000823
Total noninterest income$7,971,000589
Gross Fiduciary activities income$616,000436
Service charges on deposit accounts$2,525,000456
Trading account gains and fees$0165
Additional Noninterest Income$4,830,000582
Total noninterest expense$18,698,000788
Salaries and employee benefits$8,023,000912
Premises and equipment expense$2,386,000808
Additional noninterest expense$8,289,000668
Pre-tax net operating income$15,493,000291
Securities gains (losses)$-266,0007,523
Applicable income taxes$3,901,000345
Income before extraordinary items$11,326,000315
Extraordinary gains, net$023
Net income$11,326,000316
Minority interest net income$0110
Net income of bank and minority interests.$11,326,000316
Net charge-offs$5,441,000732
Cash dividends$2,350,000469
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$11,522,840298
2010-06-30 (YTD Data)Rank
Total interest income$31,486,000472
Total interest expense$10,741,000393
Net interest income$20,745,000508
Provision for loan and lease losses$3,400,000858
Total noninterest income$4,835,000620
Gross Fiduciary activities income$406,000449
Service charges on deposit accounts$1,658,000459
Trading account gains and fees$0152
Additional Noninterest Income$2,771,000628
Total noninterest expense$12,037,000822
Salaries and employee benefits$5,210,000936
Premises and equipment expense$1,580,000826
Additional noninterest expense$5,247,000693
Pre-tax net operating income$10,143,000293
Securities gains (losses)$-164,0007,576
Applicable income taxes$2,607,000337
Income before extraordinary items$7,372,000302
Extraordinary gains, net$019
Net income$7,372,000301
Minority interest net income$0105
Net income of bank and minority interests.$7,372,000302
Net charge-offs$1,435,0001,403
Cash dividends$1,525,000446
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$7,493,360295
2010-03-31 (YTD Data)Rank
Total interest income$15,814,000486
Total interest expense$5,508,000400
Net interest income$10,306,000526
Provision for loan and lease losses$2,000,000755
Total noninterest income$2,342,000633
Gross Fiduciary activities income$208,000451
Service charges on deposit accounts$838,000451
Trading account gains and fees$0175
Additional Noninterest Income$1,296,000653
Total noninterest expense$5,780,000865
Salaries and employee benefits$2,513,000971
Premises and equipment expense$784,000859
Additional noninterest expense$2,483,000734
Pre-tax net operating income$4,868,000284
Securities gains (losses)$46,0001,182
Applicable income taxes$1,273,000320
Income before extraordinary items$3,641,000296
Extraordinary gains, net$016
Net income$3,641,000299
Minority interest net income$091
Net income of bank and minority interests.$3,641,000298
Net charge-offs$853,0001,158
Cash dividends$750,000451
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$3,606,960291
2009-12-31 (YTD Data)Rank
Total interest income$67,725,000477
Total interest expense$25,879,000430
Net interest income$41,846,000509
Provision for loan and lease losses$24,500,000424
Total noninterest income$9,669,000657
Gross Fiduciary activities income$787,000440
Service charges on deposit accounts$4,021,000414
Trading account gains and fees$0211
Additional Noninterest Income$4,861,000732
Total noninterest expense$36,618,000580
Salaries and employee benefits$9,656,0001,020
Premises and equipment expense$3,078,000876
Additional noninterest expense$23,884,000386
Pre-tax net operating income$-9,603,0007,474
Securities gains (losses)$-692,0007,637
Applicable income taxes$-6,542,0007,821
Income before extraordinary items$-3,753,0007,122
Extraordinary gains, net$034
Net income$-3,753,0007,120
Minority interest net income$0115
Net income of bank and minority interests.$-3,753,0007,120
Net charge-offs$20,815,000399
Cash dividends$3,499,000500
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-3,310,1207,045
2009-09-30 (YTD Data)Rank
Total interest income$51,444,000491
Total interest expense$19,979,000449
Net interest income$31,465,000518
Provision for loan and lease losses$21,500,000367
Total noninterest income$7,563,000648
Gross Fiduciary activities income$581,000445
Service charges on deposit accounts$3,120,000401
Trading account gains and fees$0212
Additional Noninterest Income$3,862,000712
Total noninterest expense$31,140,000526
Salaries and employee benefits$7,279,0001,021
Premises and equipment expense$2,284,000899
Additional noninterest expense$21,577,000330
Pre-tax net operating income$-13,612,0007,809
Securities gains (losses)$-521,0007,761
Applicable income taxes$-7,428,0007,946
Income before extraordinary items$-6,705,0007,676
Extraordinary gains, net$027
Net income$-6,705,0007,675
Minority interest net income$0118
Net income of bank and minority interests.$-6,705,0007,675
Net charge-offs$17,283,000347
Cash dividends$2,874,000441
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-6,371,5607,674
2009-06-30 (YTD Data)Rank
Total interest income$34,232,000506
Total interest expense$13,725,000468
Net interest income$20,507,000532
Provision for loan and lease losses$18,500,000315
Total noninterest income$5,208,000639
Gross Fiduciary activities income$359,000463
Service charges on deposit accounts$2,042,000403
Trading account gains and fees$0193
Additional Noninterest Income$2,807,000674
Total noninterest expense$25,530,000439
Salaries and employee benefits$5,050,000996
Premises and equipment expense$1,541,000912
Additional noninterest expense$18,939,000276
Pre-tax net operating income$-18,315,0008,013
Securities gains (losses)$-201,0007,789
Applicable income taxes$-8,512,0008,085
Income before extraordinary items$-10,004,0007,950
Extraordinary gains, net$021
Net income$-10,004,0007,950
Minority interest net income$0112
Net income of bank and minority interests.$-10,004,0007,949
Net charge-offs$10,279,000368
Cash dividends$2,424,000374
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-9,875,3607,949
2009-03-31 (YTD Data)Rank
Total interest income$16,961,000520
Total interest expense$6,838,000490
Net interest income$10,123,000536
Provision for loan and lease losses$3,500,000501
Total noninterest income$2,962,000552
Gross Fiduciary activities income$180,000469
Service charges on deposit accounts$969,000420
Trading account gains and fees$0171
Additional Noninterest Income$1,813,000540
Total noninterest expense$5,777,000874
Salaries and employee benefits$2,662,000957
Premises and equipment expense$765,000933
Additional noninterest expense$2,350,000725
Pre-tax net operating income$3,808,000320
Securities gains (losses)$73,0001,132
Applicable income taxes$593,000559
Income before extraordinary items$3,288,000298
Extraordinary gains, net$015
Net income$3,288,000298
Minority interest net income$0102
Net income of bank and minority interests.$3,288,000299
Net charge-offs$926,000997
Cash dividends$1,625,000267
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,225,950285
2008-12-31 (YTD Data)Rank
Total interest income$72,516,000522
Total interest expense$30,583,000522
Net interest income$41,933,000520
Provision for loan and lease losses$16,600,000422
Total noninterest income$8,933,000658
Gross Fiduciary activities income$789,000462
Service charges on deposit accounts$4,832,000359
Trading account gains and fees$0154
Additional Noninterest Income$3,312,000894
Total noninterest expense$18,751,0001,056
Salaries and employee benefits$9,026,0001,094
Premises and equipment expense$2,776,0001,000
Additional noninterest expense$6,949,000921
Pre-tax net operating income$15,515,000351
Securities gains (losses)$-4,354,0008,060
Applicable income taxes$2,077,000659
Income before extraordinary items$9,084,000423
Extraordinary gains, net$039
Net income$9,084,000423
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,094,000404
Cash dividends$10,200,000282
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$12,610,740331
2008-09-30 (YTD Data)Rank
Total interest income$54,363,000537
Total interest expense$23,237,000540
Net interest income$31,126,000541
Provision for loan and lease losses$13,600,000326
Total noninterest income$6,629,000686
Gross Fiduciary activities income$605,000461
Service charges on deposit accounts$3,583,000367
Trading account gains and fees$0148
Additional Noninterest Income$2,441,000953
Total noninterest expense$14,578,0001,014
Salaries and employee benefits$7,368,0001,040
Premises and equipment expense$2,079,0001,003
Additional noninterest expense$5,131,000887
Pre-tax net operating income$9,577,000525
Securities gains (losses)$-1,658,0008,014
Applicable income taxes$1,455,000858
Income before extraordinary items$6,464,000563
Extraordinary gains, net$031
Net income$6,464,000562
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,051,000392
Cash dividends$8,700,000267
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$7,823,560489
2008-06-30 (YTD Data)Rank
Total interest income$36,192,000542
Total interest expense$15,647,000551
Net interest income$20,545,000545
Provision for loan and lease losses$6,600,000354
Total noninterest income$4,062,000759
Gross Fiduciary activities income$397,000477
Service charges on deposit accounts$2,296,000378
Trading account gains and fees$0149
Additional Noninterest Income$1,369,0001,126
Total noninterest expense$9,463,0001,036
Salaries and employee benefits$4,944,0001,044
Premises and equipment expense$1,385,0001,002
Additional noninterest expense$3,134,000945
Pre-tax net operating income$8,544,000429
Securities gains (losses)$6,0002,681
Applicable income taxes$2,289,000473
Income before extraordinary items$6,261,000447
Extraordinary gains, net$021
Net income$6,261,000446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,978,000305
Cash dividends$5,700,000301
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$6,256,620432
2008-03-31 (YTD Data)Rank
Total interest income$18,861,000539
Total interest expense$8,764,000539
Net interest income$10,097,000550
Provision for loan and lease losses$5,600,000204
Total noninterest income$1,885,000788
Gross Fiduciary activities income$194,000488
Service charges on deposit accounts$1,046,000405
Trading account gains and fees$0158
Additional Noninterest Income$645,0001,183
Total noninterest expense$4,647,0001,054
Salaries and employee benefits$2,516,0001,035
Premises and equipment expense$695,0001,000
Additional noninterest expense$1,436,0001,002
Pre-tax net operating income$1,735,0001,099
Securities gains (losses)$6,0002,176
Applicable income taxes$199,0001,979
Income before extraordinary items$1,542,000975
Extraordinary gains, net$015
Net income$1,542,000977
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$275,0001,036
Cash dividends$2,850,000310
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,536,660935
2007-12-31 (YTD Data)Rank
Total interest income$82,018,000527
Total interest expense$43,119,000475
Net interest income$38,899,000582
Provision for loan and lease losses$2,350,000737
Total noninterest income$8,329,000713
Gross Fiduciary activities income$758,000493
Service charges on deposit accounts$4,794,000363
Trading account gains and fees$0178
Additional Noninterest Income$2,777,0001,072
Total noninterest expense$16,776,0001,119
Salaries and employee benefits$8,983,0001,120
Premises and equipment expense$2,684,000966
Additional noninterest expense$5,109,0001,097
Pre-tax net operating income$28,102,000367
Securities gains (losses)$17,0001,155
Applicable income taxes$8,833,000357
Income before extraordinary items$19,286,000367
Extraordinary gains, net$039
Net income$19,286,000364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,909,000637
Cash dividends$11,400,000378
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$19,274,270362
2007-09-30 (YTD Data)Rank
Total interest income$61,894,000526
Total interest expense$32,630,000479
Net interest income$29,264,000581
Provision for loan and lease losses$1,150,000802
Total noninterest income$6,205,000721
Gross Fiduciary activities income$564,000491
Service charges on deposit accounts$3,583,000363
Trading account gains and fees$0184
Additional Noninterest Income$2,058,0001,084
Total noninterest expense$12,657,0001,105
Salaries and employee benefits$6,837,0001,104
Premises and equipment expense$2,007,000958
Additional noninterest expense$3,813,0001,076
Pre-tax net operating income$21,662,000389
Securities gains (losses)$14,000909
Applicable income taxes$6,834,000382
Income before extraordinary items$14,842,000394
Extraordinary gains, net$033
Net income$14,842,000392
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$739,000812
Cash dividends$8,550,000368
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$14,832,480389
2007-06-30 (YTD Data)Rank
Total interest income$41,258,000541
Total interest expense$21,849,000485
Net interest income$19,409,000599
Provision for loan and lease losses$650,000817
Total noninterest income$4,126,000748
Gross Fiduciary activities income$369,000505
Service charges on deposit accounts$2,339,000379
Trading account gains and fees$0168
Additional Noninterest Income$1,418,0001,093
Total noninterest expense$8,437,0001,121
Salaries and employee benefits$4,553,0001,123
Premises and equipment expense$1,345,000972
Additional noninterest expense$2,539,0001,092
Pre-tax net operating income$14,448,000418
Securities gains (losses)$3,0001,133
Applicable income taxes$4,633,000406
Income before extraordinary items$9,818,000433
Extraordinary gains, net$029
Net income$9,818,000432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$365,000887
Cash dividends$5,700,000369
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$9,815,960423
2007-03-31 (YTD Data)Rank
Total interest income$20,240,000545
Total interest expense$10,780,000484
Net interest income$9,460,000607
Provision for loan and lease losses$300,000788
Total noninterest income$1,895,000789
Gross Fiduciary activities income$181,000512
Service charges on deposit accounts$1,128,000376
Trading account gains and fees$0195
Additional Noninterest Income$586,0001,221
Total noninterest expense$4,279,0001,098
Salaries and employee benefits$2,337,0001,097
Premises and equipment expense$680,000965
Additional noninterest expense$1,262,0001,074
Pre-tax net operating income$6,776,000433
Securities gains (losses)$3,000908
Applicable income taxes$2,143,000428
Income before extraordinary items$4,636,000445
Extraordinary gains, net$022
Net income$4,636,000444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0001,723
Cash dividends$2,850,000355
Sale, conversion, retirement of capital stock, net$0885
Net operating income$4,633,960437
2006-12-31 (YTD Data)Rank
Total interest income$79,610,000524
Total interest expense$40,009,000452
Net interest income$39,601,000584
Provision for loan and lease losses$1,725,000632
Total noninterest income$7,957,000741
Gross Fiduciary activities income$767,000471
Service charges on deposit accounts$4,821,000360
Trading account gains and fees$0130
Additional Noninterest Income$2,369,0001,190
Total noninterest expense$16,313,0001,106
Salaries and employee benefits$9,022,0001,074
Premises and equipment expense$2,438,0001,029
Additional noninterest expense$4,853,0001,103
Pre-tax net operating income$29,520,000416
Securities gains (losses)$-135,0008,291
Applicable income taxes$9,588,000407
Income before extraordinary items$19,797,000432
Extraordinary gains, net$051
Net income$19,797,000431
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$846,000797
Cash dividends$11,100,000356
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$19,887,450424
2006-09-30 (YTD Data)Rank
Total interest income$59,300,000532
Total interest expense$29,806,000449
Net interest income$29,494,000601
Provision for loan and lease losses$1,350,000578
Total noninterest income$5,744,000785
Gross Fiduciary activities income$571,000477
Service charges on deposit accounts$3,492,000371
Trading account gains and fees$0126
Additional Noninterest Income$1,681,0001,261
Total noninterest expense$12,326,0001,099
Salaries and employee benefits$6,835,0001,072
Premises and equipment expense$1,785,0001,070
Additional noninterest expense$3,706,0001,095
Pre-tax net operating income$21,562,000443
Securities gains (losses)$-143,0008,485
Applicable income taxes$6,941,000441
Income before extraordinary items$14,478,000459
Extraordinary gains, net$045
Net income$14,478,000458
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$787,000561
Cash dividends$8,250,000353
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$14,575,240444
2006-06-30 (YTD Data)Rank
Total interest income$38,578,000532
Total interest expense$18,949,000447
Net interest income$19,629,000600
Provision for loan and lease losses$900,000570
Total noninterest income$3,607,000816
Gross Fiduciary activities income$363,000495
Service charges on deposit accounts$2,121,000404
Trading account gains and fees$0126
Additional Noninterest Income$1,123,0001,255
Total noninterest expense$8,222,0001,100
Salaries and employee benefits$4,667,0001,049
Premises and equipment expense$1,188,0001,074
Additional noninterest expense$2,367,0001,143
Pre-tax net operating income$14,114,000449
Securities gains (losses)$-144,0008,594
Applicable income taxes$4,516,000444
Income before extraordinary items$9,454,000464
Extraordinary gains, net$039
Net income$9,454,000463
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0002,045
Cash dividends$5,400,000349
Sale, conversion, retirement of capital stock, net$0887
Net operating income$9,551,920447
2006-03-31 (YTD Data)Rank
Total interest income$18,409,000535
Total interest expense$8,752,000457
Net interest income$9,657,000600
Provision for loan and lease losses$450,000528
Total noninterest income$1,740,000833
Gross Fiduciary activities income$168,000522
Service charges on deposit accounts$1,004,000409
Trading account gains and fees$0115
Additional Noninterest Income$568,0001,220
Total noninterest expense$4,149,0001,090
Salaries and employee benefits$2,381,0001,030
Premises and equipment expense$604,0001,057
Additional noninterest expense$1,164,0001,146
Pre-tax net operating income$6,798,000452
Securities gains (losses)$-106,0008,668
Applicable income taxes$2,142,000459
Income before extraordinary items$4,550,000472
Extraordinary gains, net$021
Net income$4,550,000471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0002,550
Cash dividends$2,700,000335
Sale, conversion, retirement of capital stock, net$0648
Net operating income$4,622,080454
2005-12-31 (YTD Data)Rank
Total interest income$63,277,000543
Total interest expense$24,976,000480
Net interest income$38,301,000579
Provision for loan and lease losses$1,775,000603
Total noninterest income$7,904,000738
Gross Fiduciary activities income$820,000442
Service charges on deposit accounts$4,660,000361
Trading account gains and fees$0138
Additional Noninterest Income$2,424,0001,185
Total noninterest expense$15,493,0001,102
Salaries and employee benefits$8,389,0001,104
Premises and equipment expense$2,202,0001,104
Additional noninterest expense$4,902,0001,054
Pre-tax net operating income$28,937,000417
Securities gains (losses)$249,000444
Applicable income taxes$9,516,000408
Income before extraordinary items$19,670,000416
Extraordinary gains, net$046
Net income$19,670,000416
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$687,000906
Cash dividends$10,800,000363
Sale, conversion, retirement of capital stock, net$0934
Net operating income$19,503,170414
2005-09-30 (YTD Data)Rank
Total interest income$45,744,000545
Total interest expense$17,372,000485
Net interest income$28,372,000580
Provision for loan and lease losses$1,325,000579
Total noninterest income$5,853,000758
Gross Fiduciary activities income$531,000480
Service charges on deposit accounts$3,501,000369
Trading account gains and fees$0126
Additional Noninterest Income$1,821,0001,190
Total noninterest expense$11,421,0001,110
Salaries and employee benefits$6,318,0001,091
Premises and equipment expense$1,599,0001,130
Additional noninterest expense$3,504,0001,080
Pre-tax net operating income$21,479,000414
Securities gains (losses)$160,000526
Applicable income taxes$7,052,000418
Income before extraordinary items$14,587,000427
Extraordinary gains, net$035
Net income$14,587,000427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$546,000781
Cash dividends$8,100,000338
Sale, conversion, retirement of capital stock, net$0769
Net operating income$14,479,800418
2005-06-30 (YTD Data)Rank
Total interest income$29,641,000549
Total interest expense$10,615,000497
Net interest income$19,026,000557
Provision for loan and lease losses$875,000592
Total noninterest income$3,894,000738
Gross Fiduciary activities income$329,000499
Service charges on deposit accounts$2,287,000364
Trading account gains and fees$0116
Additional Noninterest Income$1,278,0001,128
Total noninterest expense$7,578,0001,106
Salaries and employee benefits$4,227,0001,077
Premises and equipment expense$1,051,0001,138
Additional noninterest expense$2,300,0001,091
Pre-tax net operating income$14,467,000403
Securities gains (losses)$33,000930
Applicable income taxes$4,748,000416
Income before extraordinary items$9,752,000421
Extraordinary gains, net$030
Net income$9,752,000421
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$322,000850
Cash dividends$5,400,000321
Sale, conversion, retirement of capital stock, net$0643
Net operating income$9,729,890411
2005-03-31 (YTD Data)Rank
Total interest income$14,407,000549
Total interest expense$4,835,000511
Net interest income$9,572,000551
Provision for loan and lease losses$375,000622
Total noninterest income$1,766,000791
Gross Fiduciary activities income$140,000566
Service charges on deposit accounts$1,043,000386
Trading account gains and fees$0115
Additional Noninterest Income$583,0001,193
Total noninterest expense$3,801,0001,097
Salaries and employee benefits$2,121,0001,069
Premises and equipment expense$524,0001,155
Additional noninterest expense$1,156,0001,074
Pre-tax net operating income$7,162,000404
Securities gains (losses)$-1,0008,158
Applicable income taxes$2,346,000414
Income before extraordinary items$4,815,000413
Extraordinary gains, net$024
Net income$4,815,000413
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$2,700,000287
Sale, conversion, retirement of capital stock, net$0491
Net operating income$4,815,670403
2004-12-31 (YTD Data)Rank
Total interest income$49,457,000582
Total interest expense$13,795,000601
Net interest income$35,662,000572
Provision for loan and lease losses$1,200,000884
Total noninterest income$7,960,000723
Gross Fiduciary activities income$632,000489
Service charges on deposit accounts$4,968,000349
Trading account gains and fees$0138
Additional Noninterest Income$2,360,0001,175
Total noninterest expense$13,883,0001,172
Salaries and employee benefits$7,692,0001,120
Premises and equipment expense$1,763,0001,312
Additional noninterest expense$4,428,0001,107
Pre-tax net operating income$28,539,000384
Securities gains (losses)$190,000852
Applicable income taxes$9,821,000374
Income before extraordinary items$18,908,000408
Extraordinary gains, net$034
Net income$18,908,000409
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$648,0001,090
Cash dividends$15,275,000256
Sale, conversion, retirement of capital stock, net$0872
Net operating income$18,782,600400
2004-09-30 (YTD Data)Rank
Total interest income$35,551,000599
Total interest expense$9,353,000645
Net interest income$26,198,000576
Provision for loan and lease losses$775,000981
Total noninterest income$6,040,000724
Gross Fiduciary activities income$416,000537
Service charges on deposit accounts$3,760,000351
Trading account gains and fees$0134
Additional Noninterest Income$1,864,0001,139
Total noninterest expense$10,462,0001,164
Salaries and employee benefits$5,835,0001,099
Premises and equipment expense$1,277,0001,353
Additional noninterest expense$3,350,0001,090
Pre-tax net operating income$21,001,000388
Securities gains (losses)$240,000687
Applicable income taxes$7,300,000376
Income before extraordinary items$13,941,000414
Extraordinary gains, net$026
Net income$13,941,000415
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$610,000812
Cash dividends$13,275,000223
Sale, conversion, retirement of capital stock, net$0738
Net operating income$13,782,600405
2004-06-30 (YTD Data)Rank
Total interest income$23,025,000606
Total interest expense$5,841,000674
Net interest income$17,184,000577
Provision for loan and lease losses$450,0001,098
Total noninterest income$3,928,000739
Gross Fiduciary activities income$259,000564
Service charges on deposit accounts$2,421,000355
Trading account gains and fees$0130
Additional Noninterest Income$1,248,0001,137
Total noninterest expense$7,020,0001,151
Salaries and employee benefits$3,931,0001,089
Premises and equipment expense$854,0001,346
Additional noninterest expense$2,235,0001,097
Pre-tax net operating income$13,642,000395
Securities gains (losses)$242,000576
Applicable income taxes$4,777,000393
Income before extraordinary items$9,107,000416
Extraordinary gains, net$021
Net income$9,107,000416
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$393,000854
Cash dividends$10,575,000185
Sale, conversion, retirement of capital stock, net$0638
Net operating income$8,947,280407
2004-03-31 (YTD Data)Rank
Total interest income$11,424,000617
Total interest expense$2,823,000722
Net interest income$8,601,000583
Provision for loan and lease losses$225,0001,035
Total noninterest income$1,865,000754
Gross Fiduciary activities income$126,000574
Service charges on deposit accounts$1,102,000386
Trading account gains and fees$0121
Additional Noninterest Income$637,0001,084
Total noninterest expense$3,491,0001,167
Salaries and employee benefits$1,995,0001,082
Premises and equipment expense$438,0001,327
Additional noninterest expense$1,058,0001,139
Pre-tax net operating income$6,750,000391
Securities gains (losses)$02,934
Applicable income taxes$2,320,000399
Income before extraordinary items$4,430,000421
Extraordinary gains, net$016
Net income$4,430,000420
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$245,000695
Cash dividends$3,000,000261
Sale, conversion, retirement of capital stock, net$0464
Net operating income$4,430,000401
2003-12-31 (YTD Data)Rank
Total interest income$43,453,000644
Total interest expense$10,898,000818
Net interest income$32,555,000585
Provision for loan and lease losses$850,0001,382
Total noninterest income$8,507,000744
Gross Fiduciary activities income$507,000559
Service charges on deposit accounts$4,811,000355
Trading account gains and fees$0160
Additional Noninterest Income$3,189,0001,039
Total noninterest expense$13,499,0001,199
Salaries and employee benefits$6,921,0001,237
Premises and equipment expense$1,512,0001,508
Additional noninterest expense$5,066,0001,007
Pre-tax net operating income$26,713,000382
Securities gains (losses)$139,0001,614
Applicable income taxes$9,069,000395
Income before extraordinary items$17,783,000416
Extraordinary gains, net$054
Net income$17,783,000417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$280,0002,345
Cash dividends$16,370,000273
Sale, conversion, retirement of capital stock, net$0868
Net operating income$17,691,260395
2003-09-30 (YTD Data)Rank
Total interest income$32,033,000671
Total interest expense$7,986,000865
Net interest income$24,047,000603
Provision for loan and lease losses$625,0001,355
Total noninterest income$5,658,000844
Gross Fiduciary activities income$386,000557
Service charges on deposit accounts$3,537,000375
Trading account gains and fees$0153
Additional Noninterest Income$1,735,0001,381
Total noninterest expense$8,769,0001,387
Salaries and employee benefits$5,061,0001,284
Premises and equipment expense$1,098,0001,560
Additional noninterest expense$2,610,0001,417
Pre-tax net operating income$20,311,000393
Securities gains (losses)$139,0001,477
Applicable income taxes$7,188,000396
Income before extraordinary items$13,262,000431
Extraordinary gains, net$040
Net income$13,262,000432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0002,588
Cash dividends$11,370,000279
Sale, conversion, retirement of capital stock, net$0722
Net operating income$13,171,650404
2003-06-30 (YTD Data)Rank
Total interest income$20,710,000699
Total interest expense$5,379,000889
Net interest income$15,331,000633
Provision for loan and lease losses$375,0001,474
Total noninterest income$3,451,000895
Gross Fiduciary activities income$254,000564
Service charges on deposit accounts$2,278,000377
Trading account gains and fees$0150
Additional Noninterest Income$919,0001,616
Total noninterest expense$5,506,0001,457
Salaries and employee benefits$3,231,0001,349
Premises and equipment expense$721,0001,588
Additional noninterest expense$1,554,0001,558
Pre-tax net operating income$12,901,000402
Securities gains (losses)$188,0001,081
Applicable income taxes$4,612,000409
Income before extraordinary items$8,477,000452
Extraordinary gains, net$030
Net income$8,477,000452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0002,935
Cash dividends$6,320,000281
Sale, conversion, retirement of capital stock, net$0589
Net operating income$8,354,800421
2003-03-31 (YTD Data)Rank
Total interest income$10,372,000705
Total interest expense$2,716,000902
Net interest income$7,656,000633
Provision for loan and lease losses$200,0001,357
Total noninterest income$1,607,000924
Gross Fiduciary activities income$132,000562
Service charges on deposit accounts$1,056,000394
Trading account gains and fees$0134
Additional Noninterest Income$419,0001,682
Total noninterest expense$2,772,0001,436
Salaries and employee benefits$1,632,0001,332
Premises and equipment expense$369,0001,563
Additional noninterest expense$771,0001,532
Pre-tax net operating income$6,291,000410
Securities gains (losses)$100,0001,001
Applicable income taxes$2,253,000422
Income before extraordinary items$4,138,000454
Extraordinary gains, net$021
Net income$4,138,000453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0001,724
Cash dividends$2,569,000319
Sale, conversion, retirement of capital stock, net$0419
Net operating income$4,073,000432
2002-12-31 (YTD Data)Rank
Total interest income$44,629,000684
Total interest expense$13,651,000826
Net interest income$30,978,000619
Provision for loan and lease losses$910,0001,461
Total noninterest income$6,513,000839
Gross Fiduciary activities income$570,000534
Service charges on deposit accounts$4,527,000356
Trading account gains and fees$0153
Additional Noninterest Income$1,416,0001,723
Total noninterest expense$11,008,0001,404
Salaries and employee benefits$6,445,0001,254
Premises and equipment expense$1,306,0001,679
Additional noninterest expense$3,257,0001,460
Pre-tax net operating income$25,573,000385
Securities gains (losses)$116,0001,608
Applicable income taxes$9,174,000382
Income before extraordinary items$16,515,000429
Extraordinary gains, net$070
Net income$16,515,000431
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$656,0001,348
Cash dividends$10,514,000350
Sale, conversion, retirement of capital stock, net$0862
Net operating income$16,440,760410
2001-12-31 (YTD Data)Rank
Total interest income$54,593,000646
Total interest expense$24,954,000676
Net interest income$29,639,000614
Provision for loan and lease losses$1,063,0001,191
Total noninterest income$6,335,000824
Gross Fiduciary activities income$531,000575
Service charges on deposit accounts$4,464,000347
Trading account gains and fees$0177
Additional Noninterest Income$1,340,0001,670
Total noninterest expense$10,451,0001,404
Salaries and employee benefits$6,029,0001,234
Premises and equipment expense$1,226,0001,765
Additional noninterest expense$3,196,0001,453
Pre-tax net operating income$24,460,000366
Securities gains (losses)$04,612
Applicable income taxes$8,706,000363
Income before extraordinary items$15,754,000388
Extraordinary gains, net$0105
Net income$15,754,000388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,017,000930
Cash dividends$9,636,000382
Sale, conversion, retirement of capital stock, net$0922
Net operating income$15,754,000373
2000-12-31 (YTD Data)Rank
Total interest income$61,198,000612
Total interest expense$33,642,000570
Net interest income$27,556,000654
Provision for loan and lease losses$1,190,000928
Total noninterest income$5,677,000846
Gross Fiduciary activities income$489,000606
Service charges on deposit accounts$4,088,000344
Trading account gains and fees$0180
Additional Noninterest Income$1,100,0001,750
Total noninterest expense$9,583,0001,450
Salaries and employee benefits$6,025,0001,171
Premises and equipment expense$1,153,0001,820
Additional noninterest expense$2,405,0001,836
Pre-tax net operating income$22,460,000409
Securities gains (losses)$1,0001,732
Applicable income taxes$8,039,000396
Income before extraordinary items$14,422,000421
Extraordinary gains, net$038
Net income$14,422,000421
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,036,000728
Cash dividends$9,315,000400
Sale, conversion, retirement of capital stock, net$0969
Net operating income$14,421,360426
1999-12-31 (YTD Data)Rank
Total interest income$52,191,000673
Total interest expense$23,823,000686
Net interest income$28,368,000666
Provision for loan and lease losses$290,0002,751
Total noninterest income$4,852,000965
Gross Fiduciary activities income$598,000588
Service charges on deposit accounts$3,243,000427
Trading account gains and fees$0173
Additional Noninterest Income$1,011,0001,848
Total noninterest expense$9,438,0001,466
Salaries and employee benefits$5,632,0001,227
Premises and equipment expense$1,071,0001,915
Additional noninterest expense$2,735,0001,635
Pre-tax net operating income$23,492,000428
Securities gains (losses)$03,155
Applicable income taxes$8,491,000409
Income before extraordinary items$15,001,000447
Extraordinary gains, net$035
Net income$15,001,000447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0003,206
Cash dividends$8,565,000454
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$15,001,000441
1998-12-31 (YTD Data)Rank
Total interest income$45,843,000733
Total interest expense$20,844,000783
Net interest income$24,999,000707
Provision for loan and lease losses$420,0001,980
Total noninterest income$4,377,0001,035
Gross Fiduciary activities income$369,000731
Service charges on deposit accounts$3,061,000430
Trading account gains and fees$0224
Additional Noninterest Income$947,0001,935
Total noninterest expense$8,798,0001,508
Salaries and employee benefits$5,102,0001,283
Premises and equipment expense$991,0001,982
Additional noninterest expense$2,705,0001,595
Pre-tax net operating income$20,158,000442
Securities gains (losses)$125,0001,150
Applicable income taxes$6,833,000444
Income before extraordinary items$13,450,000448
Extraordinary gains, net$032
Net income$13,450,000448
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$231,0002,227
Cash dividends$7,833,000471
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$13,367,500437
1997-12-31 (YTD Data)Rank
Total interest income$39,596,000865
Total interest expense$16,683,000976
Net interest income$22,913,000793
Provision for loan and lease losses$340,0002,366
Total noninterest income$3,943,0001,089
Gross Fiduciary activities income$198,000895
Service charges on deposit accounts$2,956,000449
Trading account gains and fees$0239
Additional Noninterest Income$789,0002,048
Total noninterest expense$8,305,0001,584
Salaries and employee benefits$4,799,0001,373
Premises and equipment expense$959,0002,057
Additional noninterest expense$2,547,0001,664
Pre-tax net operating income$18,211,000492
Securities gains (losses)$03,944
Applicable income taxes$6,206,000525
Income before extraordinary items$12,005,000515
Extraordinary gains, net$044
Net income$12,005,000515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$136,0003,212
Cash dividends$7,395,000465
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$12,005,000489
1996-12-31 (YTD Data)Rank
Total interest income$35,898,000983
Total interest expense$14,230,0001,153
Net interest income$21,668,000857
Provision for loan and lease losses$525,0001,671
Total noninterest income$3,593,0001,199
Gross Fiduciary activities income$56,0001,214
Service charges on deposit accounts$2,824,000492
Trading account gains and fees$0262
Additional Noninterest Income$713,0002,270
Total noninterest expense$7,825,0001,812
Salaries and employee benefits$4,547,0001,475
Premises and equipment expense$993,0002,020
Additional noninterest expense$2,285,0002,189
Pre-tax net operating income$16,911,000512
Securities gains (losses)$04,148
Applicable income taxes$5,785,000526
Income before extraordinary items$11,126,000527
Extraordinary gains, net$053
Net income$11,126,000529
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$294,0002,114
Cash dividends$7,189,000535
Sale, conversion, retirement of capital stock, net$0953
Net operating income$11,126,000519
1995-12-31 (YTD Data)Rank
Total interest income$34,459,0001,031
Total interest expense$13,553,0001,225
Net interest income$20,906,000900
Provision for loan and lease losses$595,0001,384
Total noninterest income$3,186,0001,312
Gross Fiduciary activities income$47,0001,294
Service charges on deposit accounts$2,484,000565
Trading account gains and fees$0522
Additional Noninterest Income$655,0002,401
Total noninterest expense$7,924,0001,767
Salaries and employee benefits$4,384,0001,518
Premises and equipment expense$1,007,0002,012
Additional noninterest expense$2,533,0001,973
Pre-tax net operating income$15,573,000573
Securities gains (losses)$-33,00010,904
Applicable income taxes$4,970,000612
Income before extraordinary items$10,570,000569
Extraordinary gains, net$065
Net income$10,570,000569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0003,369
Cash dividends$7,138,000483
Sale, conversion, retirement of capital stock, net$0809
Net operating income$10,592,440559
1994-12-31 (YTD Data)Rank
Total interest income$28,590,0001,110
Total interest expense$8,072,0001,580
Net interest income$20,518,000911
Provision for loan and lease losses$1,170,000842
Total noninterest income$3,192,0001,307
Gross Fiduciary activities income$47,0001,314
Service charges on deposit accounts$2,407,000573
Trading account gains and fees$0475
Additional Noninterest Income$738,0002,251
Total noninterest expense$7,519,0001,916
Salaries and employee benefits$4,174,0001,598
Premises and equipment expense$866,0002,334
Additional noninterest expense$2,479,0002,148
Pre-tax net operating income$15,021,000575
Securities gains (losses)$-83,00011,407
Applicable income taxes$4,900,000579
Income before extraordinary items$10,038,000556
Extraordinary gains, net$0249
Net income$10,038,000555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$405,0001,581
Cash dividends$6,945,000454
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$10,093,610559
1993-12-31 (YTD Data)Rank
Total interest income$25,467,0001,250
Total interest expense$6,668,0001,949
Net interest income$18,799,000979
Provision for loan and lease losses$575,0001,915
Total noninterest income$2,771,0001,552
Gross Fiduciary activities income$59,0001,313
Service charges on deposit accounts$2,168,000634
Trading account gains and fees$0532
Additional Noninterest Income$544,0003,089
Total noninterest expense$7,203,0002,034
Salaries and employee benefits$3,847,0001,741
Premises and equipment expense$859,0002,380
Additional noninterest expense$2,497,0002,232
Pre-tax net operating income$13,792,000542
Securities gains (losses)$3,0006,505
Applicable income taxes$4,476,000588
Income before extraordinary items$9,319,000573
Extraordinary gains, net$226,000926
Net income$9,545,000579
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$233,0002,860
Cash dividends$6,189,000397
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$9,316,960532
1992-12-31 (YTD Data)Rank
Total interest income$25,053,0001,459
Total interest expense$8,296,0002,056
Net interest income$16,757,0001,111
Provision for loan and lease losses$635,0002,533
Total noninterest income$2,734,0001,551
Gross Fiduciary activities income$57,0001,347
Service charges on deposit accounts$2,241,000613
Trading account gains and fees$0504
Additional Noninterest Income$436,0003,509
Total noninterest expense$6,829,0002,150
Salaries and employee benefits$3,638,0001,829
Premises and equipment expense$762,0002,723
Additional noninterest expense$2,429,0002,377
Pre-tax net operating income$12,027,000532
Securities gains (losses)$264,0001,651
Applicable income taxes$3,869,000617
Income before extraordinary items$8,422,000564
Extraordinary gains, net$01,422
Net income$8,422,000565
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$325,0003,188
Cash dividends$5,296,000361
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$8,239,840523

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.