Home > West Alabama Bank & Trust > Net charge- offs to loans
West Alabama Bank & Trust, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0538% | 1,326 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 822 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0321% | 342 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0715% | 4,426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0429% | 279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2055% | 915 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5796% | 453 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5796% | 368 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0480% | 1,206 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 3,718 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0115% | 3,986 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0979% | 4,482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 3,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2848% | 607 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5352% | 405 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5352% | 371 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0029% | 2,240 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0089% | 4,005 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0230% | 4,210 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1505% | 4,533 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0098% | 3,983 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0562% | 4,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6378% | 365 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6378% | 367 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0119% | 1,504 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0133% | 4,195 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0372% | 4,402 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3113% | 4,651 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0082% | 4,052 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0379% | 4,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1887% | 496 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1887% | 453 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0351% | 1,377 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0339% | 4,294 |
| Percentage Net Loans Charged-off:Construction & development | -0.2399% | 4,636 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 3,894 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0181% | 4,022 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0201% | 4,096 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2886% | 532 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6654% | 291 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6654% | 264 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0421% | 1,075 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0347% | 4,316 |
| Percentage Net Loans Charged-off:Construction & development | -0.1934% | 4,665 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 3,964 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0176% | 4,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0196% | 4,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4101% | 335 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5215% | 297 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5215% | 266 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0604% | 803 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0506% | 4,342 |
| Percentage Net Loans Charged-off:Construction & development | -0.3010% | 4,307 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0146% | 3,867 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0162% | 3,939 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6847% | 198 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4747% | 314 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4747% | 287 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1828% | 330 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0089% | 3,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0254% | 4,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0283% | 4,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4448% | 86 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3490% | 364 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3490% | 335 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6828% | 115 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 3,270 |
| Percentage Net Loans Charged-off:Construction & development | 0.1754% | 90 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0956% | 4,458 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0231% | 3,270 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1034% | 4,481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6872% | 120 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5529% | 256 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5529% | 230 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7758% | 96 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0750% | 400 |
| Percentage Net Loans Charged-off:Construction & development | 0.6555% | 37 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1104% | 4,556 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0314% | 3,366 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1188% | 4,567 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7650% | 225 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4420% | 263 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4420% | 230 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1795% | 63 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1625% | 224 |
| Percentage Net Loans Charged-off:Construction & development | 1.1423% | 22 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1247% | 4,626 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0229% | 3,385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1359% | 4,638 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1231% | 148 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1063% | 359 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1063% | 312 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5328% | 152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3934% | 82 |
| Percentage Net Loans Charged-off:Construction & development | 2.2464% | 16 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0045% | 3,753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 3,821 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5619% | 90 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7551% | 589 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7551% | 509 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0771% | 1,713 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0445% | 4,621 |
| Percentage Net Loans Charged-off:Construction & development | -0.2567% | 4,497 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0294% | 4,561 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0100% | 1,314 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0208% | 3,425 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0138% | 1,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6539% | 564 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1726% | 510 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1726% | 462 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0794% | 1,512 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0564% | 4,705 |
| Percentage Net Loans Charged-off:Construction & development | -0.3510% | 4,543 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0390% | 4,633 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0207% | 965 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0137% | 3,418 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0249% | 862 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7129% | 449 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3259% | 434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3259% | 379 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0281% | 4,516 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0941% | 4,838 |
| Percentage Net Loans Charged-off:Construction & development | -0.5333% | 4,572 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0582% | 4,754 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0538% | 597 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0203% | 3,484 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0630% | 520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7019% | 363 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7019% | 314 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1292% | 4,873 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2204% | 4,953 |
| Percentage Net Loans Charged-off:Construction & development | -1.0751% | 4,620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1146% | 4,868 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0091% | 4,118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0102% | 4,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7132% | 437 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7132% | 384 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1821% | 1,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1002% | 723 |
| Percentage Net Loans Charged-off:Construction & development | -0.0252% | 4,338 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 4,253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3781% | 165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6200% | 82 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3468% | 190 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3918% | 1,035 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8214% | 377 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8214% | 341 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0838% | 1,637 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0261% | 1,240 |
| Percentage Net Loans Charged-off:Construction & development | -0.0346% | 4,448 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,313 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1146% | 519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8386% | 55 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0207% | 1,132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0937% | 1,468 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8726% | 348 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8726% | 306 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0772% | 1,594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0316% | 1,001 |
| Percentage Net Loans Charged-off:Construction & development | -0.0537% | 4,539 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1432% | 407 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2506% | 36 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 4,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1376% | 1,115 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2519% | 584 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2519% | 531 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1199% | 1,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0570% | 610 |
| Percentage Net Loans Charged-off:Construction & development | -0.1006% | 4,701 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2605% | 235 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2430% | 16 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 4,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2504% | 664 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5164% | 475 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5164% | 416 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0969% | 1,793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0176% | 1,778 |
| Percentage Net Loans Charged-off:Construction & development | 0.0812% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0056% | 1,061 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0288% | 1,511 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1903% | 202 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0057% | 1,853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2693% | 1,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7039% | 406 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7039% | 354 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0737% | 1,791 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0149% | 1,569 |
| Percentage Net Loans Charged-off:Construction & development | 0.0963% | 195 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0075% | 819 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0068% | 1,668 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0134% | 3,616 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0097% | 1,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1785% | 1,155 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3889% | 511 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3889% | 448 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0893% | 1,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0254% | 1,162 |
| Percentage Net Loans Charged-off:Construction & development | 0.1472% | 143 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0115% | 606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0131% | 1,340 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0202% | 3,702 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0181% | 1,199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1943% | 968 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5635% | 417 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5635% | 360 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1146% | 1,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0260% | 900 |
| Percentage Net Loans Charged-off:Construction & development | 0.1584% | 93 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0321% | 870 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0370% | 779 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3642% | 539 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5616% | 497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5616% | 434 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1303% | 1,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0917% | 1,044 |
| Percentage Net Loans Charged-off:Construction & development | 0.8188% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 4,581 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 4,635 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0992% | 424 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0250% | 4,943 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1048% | 1,832 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4753% | 526 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4753% | 459 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0669% | 2,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0240% | 1,714 |
| Percentage Net Loans Charged-off:Construction & development | 0.2500% | 206 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 4,559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0072% | 4,596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1449% | 305 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0313% | 5,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0691% | 1,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3191% | 584 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3191% | 512 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0654% | 1,994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0223% | 1,543 |
| Percentage Net Loans Charged-off:Construction & development | 0.3056% | 151 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0382% | 5,077 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0443% | 5,151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1048% | 1,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1441% | 674 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1441% | 590 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1247% | 1,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0664% | 824 |
| Percentage Net Loans Charged-off:Construction & development | 0.6067% | 81 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 4,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 4,623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2200% | 711 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4440% | 548 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4440% | 476 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0621% | 2,820 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0321% | 2,118 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0323% | 1,152 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0891% | 1,459 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1882% | 404 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0717% | 1,557 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0048% | 2,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0911% | 826 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0911% | 759 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0447% | 2,753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 2,229 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0470% | 843 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0040% | 2,357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0668% | 546 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 4,867 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0065% | 2,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9474% | 872 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9474% | 794 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0322% | 2,814 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0119% | 2,113 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0754% | 633 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0454% | 5,391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1215% | 401 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0747% | 5,557 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0050% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6532% | 1,219 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6532% | 1,109 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0443% | 2,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0320% | 1,340 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1604% | 329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0847% | 5,624 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2463% | 239 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1420% | 5,753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0103% | 1,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5015% | 1,374 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5015% | 1,250 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1721% | 1,655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0750% | 1,920 |
| Percentage Net Loans Charged-off:Construction & development | 0.0213% | 739 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0255% | 1,417 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2532% | 869 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0439% | 4,234 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3012% | 717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4295% | 1,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5355% | 450 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5355% | 402 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2159% | 1,210 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0984% | 1,492 |
| Percentage Net Loans Charged-off:Construction & development | 0.0284% | 628 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0352% | 1,141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3211% | 630 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0444% | 4,267 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3793% | 513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5629% | 753 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6980% | 381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6981% | 332 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1828% | 1,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0892% | 1,498 |
| Percentage Net Loans Charged-off:Construction & development | 0.1556% | 405 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0520% | 918 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2197% | 950 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0452% | 4,320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2611% | 800 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4115% | 824 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5408% | 445 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5408% | 397 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0832% | 1,878 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0518% | 1,490 |
| Percentage Net Loans Charged-off:Construction & development | 0.2130% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0082% | 749 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1281% | 1,093 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0451% | 4,370 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1552% | 945 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1769% | 640 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1769% | 577 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4305% | 985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4164% | 739 |
| Percentage Net Loans Charged-off:Construction & development | 1.7155% | 296 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1215% | 6,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0654% | 92 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2644% | 1,315 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5339% | 136 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0789% | 2,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4318% | 1,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0235% | 901 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0235% | 810 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1721% | 2,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0883% | 2,250 |
| Percentage Net Loans Charged-off:Construction & development | 0.3808% | 588 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1604% | 6,153 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.8728% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2874% | 1,145 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0907% | 98 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0264% | 2,764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5523% | 989 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8223% | 1,070 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8223% | 980 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3143% | 1,282 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2333% | 1,231 |
| Percentage Net Loans Charged-off:Construction & development | 0.6107% | 451 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0108% | 1,491 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.6387% | 49 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4020% | 840 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2063% | 59 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8011% | 750 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6399% | 1,279 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6399% | 1,162 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3188% | 1,113 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1987% | 1,189 |
| Percentage Net Loans Charged-off:Construction & development | 1.2625% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0259% | 944 |
| Percentage Net Loans Charged-off: Multi-family residential | -12.6535% | 5,263 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7609% | 420 |
| Percentage Net Loans Charged-off: Home equity loans | 6.1605% | 27 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0776% | 455 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6280% | 1,265 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6280% | 1,151 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3707% | 1,821 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2075% | 2,261 |
| Percentage Net Loans Charged-off:Construction & development | 0.3297% | 1,209 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2848% | 1,479 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1212% | 2,836 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0128% | 4,638 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1403% | 2,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2990% | 836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9852% | 1,165 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9852% | 1,063 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4457% | 1,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2414% | 1,935 |
| Percentage Net Loans Charged-off:Construction & development | 0.3310% | 1,074 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3786% | 1,126 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0796% | 2,964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0911% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7038% | 621 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7963% | 1,299 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7963% | 1,194 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5896% | 1,121 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2715% | 1,762 |
| Percentage Net Loans Charged-off:Construction & development | -0.0953% | 5,682 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5627% | 814 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0849% | 2,652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0974% | 2,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5495% | 440 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1245% | 905 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1245% | 810 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7322% | 834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0724% | 2,439 |
| Percentage Net Loans Charged-off:Construction & development | -0.1692% | 5,849 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0325% | 2,375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0374% | 2,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2940% | 179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4282% | 1,766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4282% | 1,627 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7543% | 1,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7918% | 1,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.4025% | 1,880 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6653% | 509 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4268% | 2,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9873% | 661 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3456% | 2,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4834% | 2,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2279% | 1,120 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2279% | 1,022 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8504% | 1,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9473% | 1,034 |
| Percentage Net Loans Charged-off:Construction & development | 0.0960% | 2,036 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2401% | 300 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4079% | 1,991 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3398% | 476 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2749% | 2,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1510% | 2,651 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5034% | 852 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5034% | 764 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7534% | 1,462 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8756% | 1,116 |
| Percentage Net Loans Charged-off:Construction & development | 0.1578% | 1,762 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9179% | 414 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5750% | 1,494 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0480% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3673% | 1,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0753% | 2,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7234% | 1,597 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7234% | 1,468 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1713% | 876 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3829% | 666 |
| Percentage Net Loans Charged-off:Construction & development | 0.3183% | 1,213 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.6243% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0804% | 2,629 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0915% | 2,419 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0340% | 1,938 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6637% | 1,547 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6637% | 1,409 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9153% | 1,898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8897% | 1,791 |
| Percentage Net Loans Charged-off:Construction & development | 2.6120% | 1,516 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1321% | 7,024 |
| Percentage Net Loans Charged-off: Multi-family residential | 24.4257% | 35 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5765% | 2,019 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2192% | 5,351 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6722% | 1,742 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2515% | 1,728 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9722% | 1,701 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9322% | 1,538 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0174% | 1,579 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1448% | 1,281 |
| Percentage Net Loans Charged-off:Construction & development | 3.4263% | 1,161 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1724% | 7,104 |
| Percentage Net Loans Charged-off: Multi-family residential | 31.2909% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7471% | 1,530 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2966% | 5,383 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8695% | 1,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2772% | 2,861 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7365% | 1,963 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6984% | 1,768 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1969% | 1,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3819% | 1,041 |
| Percentage Net Loans Charged-off:Construction & development | 4.6360% | 867 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3331% | 1,764 |
| Percentage Net Loans Charged-off: Multi-family residential | 15.2452% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9290% | 1,254 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4594% | 5,427 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0841% | 1,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0731% | 3,053 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7075% | 1,931 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6583% | 1,733 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0200% | 1,337 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1978% | 1,041 |
| Percentage Net Loans Charged-off:Construction & development | 3.4234% | 772 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5185% | 1,078 |
| Percentage Net Loans Charged-off: Multi-family residential | 29.1779% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 6,760 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0584% | 5,311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0244% | 5,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3640% | 2,422 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3275% | 2,180 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1911% | 1,872 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0794% | 1,776 |
| Percentage Net Loans Charged-off:Construction & development | 0.5180% | 2,830 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2791% | 540 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3954% | 480 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4942% | 2,301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7284% | 1,065 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4712% | 2,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1831% | 1,502 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4919% | 1,495 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6989% | 2,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5063% | 2,690 |
| Percentage Net Loans Charged-off:Construction & development | 0.6517% | 2,468 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6961% | 1,471 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1535% | 362 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3957% | 2,389 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4339% | 2,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9424% | 1,482 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6723% | 1,256 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7933% | 2,266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5080% | 2,455 |
| Percentage Net Loans Charged-off:Construction & development | 0.5218% | 2,251 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0456% | 969 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1679% | 2,952 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1838% | 2,744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6532% | 1,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9206% | 1,067 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8368% | 1,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3284% | 2,462 |
| Percentage Net Loans Charged-off:Construction & development | -1.2346% | 7,136 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4445% | 586 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0885% | 2,700 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0970% | 2,507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6976% | 549 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6754% | 2,306 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5828% | 3,470 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5162% | 2,875 |
| Percentage Net Loans Charged-off:Construction & development | 0.7796% | 2,717 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1586% | 2,599 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6541% | 1,768 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0678% | 811 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6166% | 1,737 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7764% | 3,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5421% | 1,806 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3144% | 4,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2715% | 3,231 |
| Percentage Net Loans Charged-off:Construction & development | 0.3809% | 2,617 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0191% | 2,702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4091% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4487% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3167% | 2,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2335% | 3,781 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3738% | 1,869 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3264% | 3,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2934% | 2,714 |
| Percentage Net Loans Charged-off:Construction & development | 0.4278% | 2,183 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0102% | 2,197 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4039% | 1,809 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1726% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3370% | 1,843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3480% | 2,951 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9844% | 2,345 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1346% | 3,884 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0373% | 7,865 |
| Percentage Net Loans Charged-off:Construction & development | 0.0226% | 1,837 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1565% | 7,903 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0583% | 2,421 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0634% | 2,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7629% | 1,605 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3510% | 1,633 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2508% | 3,768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1438% | 3,276 |
| Percentage Net Loans Charged-off:Construction & development | 0.0469% | 2,718 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2482% | 1,290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1094% | 2,762 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1172% | 2,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6474% | 2,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8260% | 2,703 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0305% | 1,782 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2148% | 3,183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0651% | 3,329 |
| Percentage Net Loans Charged-off:Construction & development | 0.0616% | 2,055 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0072% | 7,739 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1493% | 1,987 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1594% | 1,799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8134% | 1,529 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8131% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0418% | 1,490 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2769% | 2,257 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0769% | 2,616 |
| Percentage Net Loans Charged-off:Construction & development | 0.0884% | 1,488 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 7,800 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1306% | 1,747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1386% | 1,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1503% | 949 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8343% | 2,010 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0611% | 1,250 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1481% | 2,528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1194% | 1,586 |
| Percentage Net Loans Charged-off:Construction & development | 0.0268% | 1,063 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0128% | 7,916 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2729% | 898 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2893% | 792 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0097% | 6,755 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8078% | 1,823 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2833% | 1,924 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2449% | 1,152 |
| Percentage Net Loans Charged-off:Construction & development | 0.3134% | 840 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0562% | 1,250 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.5591% | 44 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1621% | 1,428 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1695% | 1,337 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3311% | 2,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7019% | 2,361 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2054% | 1,937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0986% | 1,510 |
| Percentage Net Loans Charged-off:Construction & development | 0.0253% | 974 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0715% | 804 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2154% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2246% | 800 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4557% | 1,558 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8502% | 1,647 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1708% | 1,937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1203% | 1,073 |
| Percentage Net Loans Charged-off:Construction & development | -0.0262% | 7,643 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1178% | 510 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2803% | 625 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2915% | 577 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0107% | 6,740 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0012% | 1,287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1373% | 1,830 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0918% | 921 |
| Percentage Net Loans Charged-off:Construction & development | -0.0398% | 7,656 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1463% | 293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1600% | 718 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1659% | 659 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0326% | 6,975 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9080% | 1,375 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2585% | 1,583 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0181% | 8,027 |
| Percentage Net Loans Charged-off:Construction & development | 0.0277% | 685 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1397% | 8,374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1452% | 8,339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2608% | 803 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5381% | 2,708 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3716% | 471 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1132% | 2,492 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0633% | 8,295 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1868% | 8,433 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1943% | 8,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7391% | 1,000 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6169% | 2,145 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0600% | 3,202 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0980% | 8,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2853% | 8,488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2966% | 8,463 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4671% | 1,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7332% | 1,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2130% | 1,245 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0095% | 7,871 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0268% | 8,118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0279% | 8,109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8057% | 665 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1566% | 1,120 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5916% | 670 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1870% | 732 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3893% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1163% | 1,295 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1209% | 1,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0281% | 587 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5299% | 1,043 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5336% | 679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1528% | 811 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2849% | 388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1272% | 1,046 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1322% | 1,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0646% | 496 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0641% | 1,509 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6609% | 534 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1844% | 661 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4338% | 273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0746% | 1,276 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0776% | 1,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7466% | 378 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9913% | 1,586 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5266% | 665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1250% | 728 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1832% | 280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1485% | 750 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1544% | 697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1673% | 425 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8997% | 1,676 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5878% | 906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1826% | 1,021 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3210% | 583 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1707% | 1,094 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1756% | 1,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3387% | 619 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0253% | 1,996 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5483% | 860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1914% | 834 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3272% | 451 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1856% | 882 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1906% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0924% | 606 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0043% | 1,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5188% | 901 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2217% | 703 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4917% | 311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1269% | 1,061 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1299% | 1,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6836% | 665 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0637% | 1,739 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5456% | 842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3790% | 370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9279% | 138 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1594% | 771 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1629% | 719 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8502% | 913 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4430% | 1,290 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5105% | 1,427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1395% | 1,487 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0044% | 1,557 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3212% | 732 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3282% | 742 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5500% | 1,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6336% | 1,194 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0386% | 7,377 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5430% | 1,164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1610% | 1,105 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3740% | 538 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3823% | 534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8703% | 808 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3385% | 1,477 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0545% | 7,443 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6036% | 1,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1276% | 1,193 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2952% | 636 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3016% | 634 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4603% | 623 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1695% | 1,728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2678% | 953 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4584% | 1,205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2159% | 662 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4969% | 349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5074% | 349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9484% | 1,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4193% | 1,371 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8148% | 931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1432% | 1,442 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1814% | 887 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2662% | 808 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2715% | 813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9339% | 1,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5801% | 588 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4533% | 363 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6607% | 1,198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2096% | 941 |
| Percentage Net Loans Charged-off:Construction & development | 0.5458% | 301 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2949% | 597 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0574% | 1,999 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0586% | 1,909 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1834% | 1,581 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1743% | 702 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9509% | 1,286 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1799% | 8,107 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4928% | 1,318 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1020% | 241 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2054% | 131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2091% | 133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7437% | 329 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8363% | 200 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9705% | 317 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5138% | 1,315 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4462% | 1,661 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4164% | 1,937 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1091% | 5,570 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0648% | 6,541 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0293% | 7,698 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1443% | 6,263 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5699% | 3,788 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |