Home > Wesbanco Bank Fairmont, Inc. > Loan Charge- Offs and Recoveries

Wesbanco Bank Fairmont, Inc., Loan Charge- Offs and Recoveries

1999-12-31 (YTD Data)Rank
Total charge-offs$1,018,000872
Loans secured by real estate, total$53,0001,775
To non-U.S. addressees$08
Real estate loans in domestic offices$53,0001,774
Construction and land development$0611
Secured by farmland$0351
Total charge-offs secured by 1-4 family residential properties$15,0002,347
Secured by multifamily residential properties$0249
Secured by nonfarm nonresidential properties$38,000723
Real estate loans in foreign officesNANA
Loans to depository institutions$027
To foreign banks$023
Loans to finance agricultural production and other loans to farmers$0203
Commercial and industrial loans$273,0001,147
Loans to individuals$692,000571
Credit card loan charge offs$1,0003,123
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$691,000453
Loans to foreign governments and official institutions$010
Other loans$0281
Lease financing receivables$0289
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$236,0001,030
Loans secured by real estate, total$18,0001,624
To non-U.S. addressees$09
Real estate loans in domestic offices$18,0001,622
Construction and land development$0429
Secured by farmland$0418
Secured by 1-4 family residential properties - total recoveries$17,0001,089
Secured by multifamily residential properties$0246
Secured by nonfarm nonresidential properties$1,0001,197
Real estate loans in foreign officesNANA
Loans to depository institutions$024
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0208
Commercial and industrial loans$52,0001,504
Loans to individuals$99,000913
Credit card loan recoveries$02,561
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$99,000781
Loans to foreign governments and official institutions$011
Other loans$67,00095
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$782,000854
Loans secured by real estate, total$35,0001,797
To non-U.S. addressees$07
Real estate loans in domestic offices$35,0001,796
Construction and land development$0547
Secured by farmland$0293
Secured by 1-4 family residential properties- net charge-offs$-2,0009,175
Secured by multifamily residential properties$0211
Secured by nonfarm nonresidential properties$37,000595
Real estate loans in foreign officesNANA
Loans to depository institutions$025
To foreign banks$022
Loans to finance agricultural production and other loans to farmers$0165
Commercial and industrial loans$221,0001,081
To non-U.S. addressees$035
Loans to individuals$593,000508
Credit card loan net charge offs$1,0002,889
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$592,000383
Loans to foreign governments and official institutions$09
Other loans$-67,0001,175
Lease financing receivables$0263
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1998-12-31 (YTD Data)Rank
Total charge-offs$1,376,000747
Loans secured by real estate, total$52,0001,824
To non-U.S. addressees$013
Real estate loans in domestic offices$52,0001,822
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$31,0001,701
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$21,0001,024
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$257,0001,154
Loans to individuals$1,067,000479
Credit card loan charge offs$03,663
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,067,000357
Loans to foreign governments and official institutions$011
Other loans$0275
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$205,0001,174
Loans secured by real estate, total$21,0001,560
To non-U.S. addressees$010
Real estate loans in domestic offices$21,0001,561
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$21,000946
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$94,000912
Loans to individuals$86,0001,046
Credit card loan recoveries$02,637
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$86,000884
Loans to foreign governments and official institutions$014
Other loans$4,000217
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,171,000674
Loans secured by real estate, total$31,0001,933
To non-U.S. addressees$012
Real estate loans in domestic offices$31,0001,931
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$10,0002,357
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$21,000807
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$163,0001,328
To non-U.S. addressees$036
Loans to individuals$981,000433
Credit card loan net charge offs$03,434
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$981,000305
Loans to foreign governments and official institutions$010
Other loans$-4,0001,074
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$1,938,000626
Loans secured by real estate, total$22,0002,921
To non-U.S. addressees$011
Real estate loans in domestic offices$22,0002,921
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$22,0002,155
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0200
Commercial and industrial loans$563,000542
Loans to individuals$1,353,000477
Credit card loan charge offs$03,914
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,353,000334
Loans to foreign governments and official institutions$07
Other loans$0270
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$373,000820
Loans secured by real estate, total$4,0003,103
To non-U.S. addressees$012
Real estate loans in domestic offices$4,0003,103
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$4,0002,185
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0218
Commercial and industrial loans$206,000509
Loans to individuals$163,000664
Credit card loan recoveries$02,736
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$163,000546
Loans to foreign governments and official institutions$027
Other loans$0271
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,565,000587
Loans secured by real estate, total$18,0002,522
To non-U.S. addressees$010
Real estate loans in domestic offices$18,0002,520
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$18,0001,946
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$0139
Commercial and industrial loans$357,000644
To non-U.S. addressees$021
Loans to individuals$1,190,000443
Credit card loan net charge offs$03,690
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,190,000297
Loans to foreign governments and official institutions$07
Other loans$0229
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$1,365,000914
Loans secured by real estate, total$12,0003,708
To non-U.S. addressees$010
Real estate loans in domestic offices$12,0003,708
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$04,217
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$12,0001,483
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$012
Loans to finance agricultural production and other loans to farmers$0223
Commercial and industrial loans$501,000641
Loans to individuals$852,000647
Credit card loan charge offs$04,125
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$852,000487
Loans to foreign governments and official institutions$011
Other loans$0308
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$160,0001,766
Loans secured by real estate, total$22,0001,912
To non-U.S. addressees$08
Real estate loans in domestic offices$22,0001,912
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$22,0001,140
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0231
Commercial and industrial loans$61,0001,625
Loans to individuals$77,0001,242
Credit card loan recoveries$02,751
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$77,0001,088
Loans to foreign governments and official institutions$032
Other loans$0331
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,205,000800
Loans secured by real estate, total$-10,00010,348
To non-U.S. addressees$07
Real estate loans in domestic offices$-10,00010,372
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$-22,00011,145
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$12,0001,192
Real estate loans in foreign officesNANA
Loans to depository institutions$020
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0178
Commercial and industrial loans$440,000538
To non-U.S. addressees$022
Loans to individuals$775,000571
Credit card loan net charge offs$03,910
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$775,000411
Loans to foreign governments and official institutions$05
Other loans$0263
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$555,0001,639
Loans secured by real estate, total$11,0004,000
To non-U.S. addressees$015
Real estate loans in domestic offices$11,0003,998
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$11,0002,981
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0186
Commercial and industrial loans$101,0002,325
Loans to individuals$443,000868
Credit card loan charge offs$04,035
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$443,000680
Loans to foreign governments and official institutions$015
Other loans$0360
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$58,0003,729
Loans secured by real estate, total$05,162
To non-U.S. addressees$013
Real estate loans in domestic offices$05,149
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$03,910
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0227
Commercial and industrial loans$8,0004,982
Loans to individuals$50,0001,756
Credit card loan recoveries$02,795
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$50,0001,564
Loans to foreign governments and official institutions$030
Other loans$0383
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$497,0001,391
Loans secured by real estate, total$11,0003,202
To non-U.S. addressees$012
Real estate loans in domestic offices$11,0003,200
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$11,0002,496
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$01,798
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$93,0001,778
To non-U.S. addressees$022
Loans to individuals$393,000751
Credit card loan net charge offs$03,773
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$393,000552
Loans to foreign governments and official institutions$011
Other loans$0309
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1994-12-31 (YTD Data)Rank
Total charge-offs$85,0005,544
Loans secured by real estate, total$06,101
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,096
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$04,860
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,0007,647
Loans to individuals$84,0002,500
Credit card loan charge offs$04,000
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$84,0002,177
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$16,0007,423
Loans secured by real estate, total$05,649
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,631
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$04,282
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$8,0005,579
Loans to individuals$8,0005,450
Credit card loan recoveries$02,801
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$8,0005,178
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$69,0004,456
Loans secured by real estate, total$04,935
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,935
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$04,088
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$02,119
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-7,00010,201
To non-U.S. addresseesNANA
Loans to individuals$76,0001,920
Credit card loan net charge offs$03,705
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$76,0001,559
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$207,0003,985
Loans secured by real estate, total$8,0005,861
To non-U.S. addresseesNANA
Real estate loans in domestic offices$8,0005,861
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$8,0004,351
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$03,211
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$69,0003,831
Loans to individuals$130,0002,064
Credit card loan charge offs$04,176
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$130,0001,750
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$18,0007,629
Loans secured by real estate, total$06,091
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,082
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$04,624
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$3,0007,389
Loans to individuals$15,0004,380
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$15,0004,113
Loans to foreign governments and official institutions$038
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$189,0003,231
Loans secured by real estate, total$8,0004,953
To non-U.S. addresseesNANA
Real estate loans in domestic offices$8,0004,951
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$8,0003,760
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$02,799
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$66,0002,977
To non-U.S. addresseesNANA
Loans to individuals$115,0001,660
Credit card loan net charge offs$03,895
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$115,0001,297
Loans to foreign governments and official institutions$028
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$273,0004,276
Loans secured by real estate, total$08,179
To non-U.S. addresseesNANA
Real estate loans in domestic offices$08,166
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$06,523
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$03,945
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$162,0003,083
Loans to individuals$111,0002,854
Credit card loan charge offs$04,333
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$111,0002,499
Loans to foreign governments and official institutions$043
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$71,0004,162
Loans secured by real estate, total$06,234
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,207
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$7,0006,590
Loans to individuals$64,0001,738
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$64,0001,566
Loans to foreign governments and official institutions$047
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$202,0004,180
Loans secured by real estate, total$07,205
To non-U.S. addresseesNANA
Real estate loans in domestic offices$07,197
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$05,775
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$03,618
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$155,0002,635
To non-U.S. addresseesNANA
Loans to individuals$47,0003,788
Credit card loan net charge offs$04,099
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$47,0003,335
Loans to foreign governments and official institutions$037
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.