Home > Wesbanco Bank Charleston > Income and Expense
Wesbanco Bank Charleston, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,390,000 | 3,414 |
| Total interest expense | $3,961,000 | 3,613 |
| Net interest income | $5,429,000 | 3,197 |
| Provision for loan and lease losses | $177,000 | 3,878 |
| Total noninterest income | $598,000 | 4,439 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $512,000 | 2,579 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $86,000 | 6,986 |
| Total noninterest expense | $4,560,000 | 2,951 |
| Salaries and employee benefits | $2,130,000 | 3,236 |
| Premises and equipment expense | $477,000 | 3,928 |
| Additional noninterest expense | $1,953,000 | 2,236 |
| Pre-tax net operating income | $1,290,000 | 4,547 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $404,000 | 4,134 |
| Income before extraordinary items | $889,000 | 4,783 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $889,000 | 4,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 2,801 |
| Cash dividends | $900,000 | 2,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $886,930 | 4,747 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,329,000 | 3,134 |
| Total interest expense | $4,307,000 | 3,438 |
| Net interest income | $6,022,000 | 2,857 |
| Provision for loan and lease losses | $160,000 | 4,005 |
| Total noninterest income | $686,000 | 4,040 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $588,000 | 2,191 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $98,000 | 6,682 |
| Total noninterest expense | $4,173,000 | 3,110 |
| Salaries and employee benefits | $2,017,000 | 3,300 |
| Premises and equipment expense | $405,000 | 4,386 |
| Additional noninterest expense | $1,751,000 | 2,373 |
| Pre-tax net operating income | $2,375,000 | 2,914 |
| Securities gains (losses) | $123,000 | 1,162 |
| Applicable income taxes | $850,000 | 2,596 |
| Income before extraordinary items | $1,648,000 | 3,016 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,648,000 | 3,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 2,020 |
| Cash dividends | $1,725,000 | 1,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,566,820 | 3,049 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,020,000 | 3,578 |
| Total interest expense | $3,872,000 | 3,800 |
| Net interest income | $5,148,000 | 3,394 |
| Provision for loan and lease losses | $113,000 | 4,920 |
| Total noninterest income | $553,000 | 4,679 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $471,000 | 2,780 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,323 |
| Total noninterest expense | $3,182,000 | 3,911 |
| Salaries and employee benefits | $1,551,000 | 4,135 |
| Premises and equipment expense | $269,000 | 5,812 |
| Additional noninterest expense | $1,362,000 | 2,978 |
| Pre-tax net operating income | $2,406,000 | 3,011 |
| Securities gains (losses) | $59,000 | 1,244 |
| Applicable income taxes | $778,000 | 2,993 |
| Income before extraordinary items | $1,687,000 | 3,009 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,687,000 | 3,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 2,828 |
| Cash dividends | $2,125,000 | 1,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,646,880 | 3,021 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,343,000 | 4,382 |
| Total interest expense | $2,994,000 | 4,794 |
| Net interest income | $4,349,000 | 4,000 |
| Provision for loan and lease losses | $216,000 | 3,242 |
| Total noninterest income | $327,000 | 6,638 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $224,000 | 5,177 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 7,023 |
| Total noninterest expense | $2,343,000 | 5,271 |
| Salaries and employee benefits | $1,246,000 | 5,036 |
| Premises and equipment expense | $220,000 | 6,686 |
| Additional noninterest expense | $877,000 | 4,852 |
| Pre-tax net operating income | $2,117,000 | 3,258 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $560,000 | 3,785 |
| Income before extraordinary items | $1,561,000 | 3,075 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,561,000 | 3,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 3,011 |
| Cash dividends | $975,000 | 2,203 |
| Sale, conversion, retirement of capital stock, net | $-5,000 | 11,296 |
| Net operating income | $1,558,040 | 3,049 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,109,000 | 4,493 |
| Total interest expense | $2,845,000 | 5,004 |
| Net interest income | $4,264,000 | 4,093 |
| Provision for loan and lease losses | $176,000 | 3,326 |
| Total noninterest income | $366,000 | 6,307 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 5,431 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 5,965 |
| Total noninterest expense | $2,296,000 | 5,365 |
| Salaries and employee benefits | $1,161,000 | 5,368 |
| Premises and equipment expense | $227,000 | 6,713 |
| Additional noninterest expense | $908,000 | 4,736 |
| Pre-tax net operating income | $2,158,000 | 3,261 |
| Securities gains (losses) | $12,000 | 2,250 |
| Applicable income taxes | $580,000 | 3,746 |
| Income before extraordinary items | $1,590,000 | 3,084 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,590,000 | 3,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,003 |
| Cash dividends | $1,990,000 | 1,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,581,240 | 3,067 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,547,000 | 7,261 |
| Total interest expense | $1,324,000 | 7,475 |
| Net interest income | $2,223,000 | 7,034 |
| Provision for loan and lease losses | $95,000 | 4,682 |
| Total noninterest income | $154,000 | 9,628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 8,589 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 8,612 |
| Total noninterest expense | $1,270,000 | 8,361 |
| Salaries and employee benefits | $644,000 | 8,314 |
| Premises and equipment expense | $121,000 | 9,362 |
| Additional noninterest expense | $505,000 | 7,794 |
| Pre-tax net operating income | $1,012,000 | 5,901 |
| Securities gains (losses) | $14,000 | 2,006 |
| Applicable income taxes | $207,000 | 7,228 |
| Income before extraordinary items | $819,000 | 5,271 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $819,000 | 5,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $500,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $807,800 | 5,381 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,523,000 | 7,505 |
| Total interest expense | $1,471,000 | 7,303 |
| Net interest income | $2,052,000 | 7,532 |
| Provision for loan and lease losses | $45,000 | 7,729 |
| Total noninterest income | $174,000 | 9,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 8,554 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 8,622 |
| Total noninterest expense | $1,201,000 | 8,885 |
| Salaries and employee benefits | $617,000 | 8,657 |
| Premises and equipment expense | $94,000 | 10,650 |
| Additional noninterest expense | $490,000 | 8,325 |
| Pre-tax net operating income | $980,000 | 5,970 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $221,000 | 7,240 |
| Income before extraordinary items | $766,000 | 5,750 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $766,000 | 5,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 7,365 |
| Cash dividends | $360,000 | 3,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $760,540 | 5,526 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,790,000 | 7,792 |
| Total interest expense | $1,698,000 | 7,899 |
| Net interest income | $2,092,000 | 7,514 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $168,000 | 10,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 8,897 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 8,855 |
| Total noninterest expense | $1,182,000 | 9,127 |
| Salaries and employee benefits | $602,000 | 8,788 |
| Premises and equipment expense | $99,000 | 10,778 |
| Additional noninterest expense | $481,000 | 8,641 |
| Pre-tax net operating income | $1,018,000 | 5,555 |
| Securities gains (losses) | $19,000 | 5,661 |
| Applicable income taxes | $216,000 | 7,261 |
| Income before extraordinary items | $821,000 | 5,256 |
| Extraordinary gains, net | $-14,000 | 13,488 |
| Net income | $807,000 | 5,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 8,662 |
| Cash dividends | $305,000 | 3,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $805,990 | 5,029 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.