Home > Wesbanco Bank Charleston > Assets and Liabilities
Wesbanco Bank Charleston, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 69 | 2,557 |
| Assets and Liabilities | ||
| Total Assets: | $145,238,000 | 3,175 |
| Cash and due from depository institutions | $4,619,000 | 2,557 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $39,203,000 | 2,850 |
| Federal funds sold & reverse repurchase agreements | $4,865,000 | 1,969 |
| Net loans & leases | $83,344,000 | 3,454 |
| Loan loss allowance | $1,110,000 | 3,127 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,757,000 | 1,475 |
| Other real estate owned | $463,000 | 2,557 |
| Goodwill and other intangibles | $5,415,000 | 602 |
| All other assets | $1,572,000 | 4,700 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,238,000 | 3,175 |
| Total liabilities | $120,899,000 | 3,426 |
| Total deposits | $118,314,000 | 3,199 |
| Interest-bearing deposits | $102,300,000 | 3,189 |
| Deposits held in domestic offices | $118,314,000 | 3,195 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,376,000 | 2,818 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $465,000 | 5,049 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $744,000 | 4,055 |
| Total equity capital | $24,339,000 | 1,827 |
| Total bank equity capital | $24,339,000 | 1,827 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,125,000 | 2,888 |
| Surplus | $13,762,000 | 1,242 |
| Undivided profits | $9,452,000 | 2,575 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 8,475 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $440,000 | 5,047 |
| Earning assets | $127,412,000 | 3,314 |
| Long-term assets (5+ years) | $57,581,000 | 1,542 |
| Average Assets, year-to-date | $144,794,800 | 3,067 |
| Average Assets, quarterly | $144,593,000 | 3,159 |
| Volatile liabilities | $14,743,000 | 4,289 |
| Insider loans | $3,954,000 | 1,186 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $10,630,000 | 3,610 |
| Tier 1 (core) risk-based capital | $19,375,000 | 2,276 |
| Tier 2 risk-based capital | $1,028,620 | 3,075 |
| Total risk weighted assets | $82,208,120 | 3,533 |
| Total unused commitments | $10,630,000 | 3,614 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 65 | 2,733 |
| Assets and Liabilities | ||
| Total Assets: | $145,634,000 | 3,098 |
| Cash and due from depository institutions | $3,609,000 | 2,733 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $48,005,000 | 2,414 |
| Federal funds sold & reverse repurchase agreements | $4,195,000 | 3,902 |
| Net loans & leases | $78,100,000 | 3,468 |
| Loan loss allowance | $1,088,000 | 3,105 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,044,000 | 2,009 |
| Other real estate owned | $663,000 | 2,733 |
| Goodwill and other intangibles | $5,848,000 | 524 |
| All other assets | $1,170,000 | 5,375 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,634,000 | 3,098 |
| Total liabilities | $120,583,000 | 3,352 |
| Total deposits | $117,123,000 | 3,227 |
| Interest-bearing deposits | $99,564,000 | 3,235 |
| Deposits held in domestic offices | $117,123,000 | 3,223 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,655,000 | 2,111 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $664,000 | 4,057 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,141,000 | 3,152 |
| Total equity capital | $25,051,000 | 1,780 |
| Total bank equity capital | $25,051,000 | 1,780 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,125,000 | 2,887 |
| Surplus | $13,762,000 | 1,190 |
| Undivided profits | $10,164,000 | 2,537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $165,000 | 6,523 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $404,000 | 5,441 |
| Earning assets | $130,300,000 | 3,198 |
| Long-term assets (5+ years) | $52,825,000 | 1,516 |
| Average Assets, year-to-date | $147,671,600 | 2,922 |
| Average Assets, quarterly | $144,838,500 | 3,065 |
| Volatile liabilities | $13,550,000 | 4,079 |
| Insider loans | $2,578,000 | 1,668 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,147,000 | 4,128 |
| Tier 1 (core) risk-based capital | $18,953,000 | 2,256 |
| Tier 2 risk-based capital | $996,480 | 3,041 |
| Total risk weighted assets | $79,626,480 | 3,465 |
| Total unused commitments | $8,147,000 | 4,133 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 60 | 3,015 |
| Assets and Liabilities | ||
| Total Assets: | $150,093,000 | 2,974 |
| Cash and due from depository institutions | $4,272,000 | 3,015 |
| Interest-bearing balances | $99,000 | 4,790 |
| Securities | $42,900,000 | 2,640 |
| Federal funds sold & reverse repurchase agreements | $14,224,000 | 926 |
| Net loans & leases | $78,365,000 | 3,432 |
| Loan loss allowance | $1,193,000 | 2,880 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,803,000 | 2,812 |
| Other real estate owned | $0 | 3,015 |
| Goodwill and other intangibles | $6,281,000 | 491 |
| All other assets | $1,248,000 | 5,171 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $150,093,000 | 2,974 |
| Total liabilities | $125,072,000 | 3,189 |
| Total deposits | $120,524,000 | 3,090 |
| Interest-bearing deposits | $101,642,000 | 3,142 |
| Deposits held in domestic offices | $120,524,000 | 3,083 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,938,000 | 1,874 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $332,000 | 4,269 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,278,000 | 2,914 |
| Total equity capital | $25,021,000 | 1,792 |
| Total bank equity capital | $25,021,000 | 1,792 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,125,000 | 2,953 |
| Surplus | $13,762,000 | 1,194 |
| Undivided profits | $10,134,000 | 2,497 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $286,000 | 5,475 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $13,000 | 1,562 |
| Income earned, not collected on loans | $451,000 | 5,172 |
| Earning assets | $135,588,000 | 3,019 |
| Long-term assets (5+ years) | $35,851,000 | 1,828 |
| Average Assets, year-to-date | $129,400,000 | 3,264 |
| Average Assets, quarterly | $147,860,000 | 2,965 |
| Volatile liabilities | $18,238,000 | 3,226 |
| Insider loans | $1,818,000 | 2,237 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $12,366,000 | 2,972 |
| Tier 1 (core) risk-based capital | $18,590,000 | 2,306 |
| Tier 2 risk-based capital | $1,038,140 | 2,825 |
| Total risk weighted assets | $82,896,440 | 3,288 |
| Total unused commitments | $12,366,000 | 2,974 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 42 | 4,378 |
| Assets and Liabilities | ||
| Total Assets: | $100,531,000 | 4,412 |
| Cash and due from depository institutions | $3,667,000 | 4,378 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $27,304,000 | 4,217 |
| Federal funds sold & reverse repurchase agreements | $3,735,000 | 3,312 |
| Net loans & leases | $63,595,000 | 4,172 |
| Loan loss allowance | $980,000 | 3,573 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,086,000 | 5,726 |
| Other real estate owned | $0 | 4,378 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,144,000 | 5,683 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,531,000 | 4,412 |
| Total liabilities | $88,508,000 | 4,461 |
| Total deposits | $85,743,000 | 4,379 |
| Interest-bearing deposits | $73,558,000 | 4,393 |
| Deposits held in domestic offices | $85,743,000 | 4,370 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $909,000 | 2,845 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,153,000 | 3,204 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $703,000 | 4,668 |
| Total equity capital | $12,023,000 | 3,678 |
| Total bank equity capital | $12,023,000 | 3,678 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,125,000 | 3,155 |
| Surplus | $953,000 | 7,904 |
| Undivided profits | $9,945,000 | 2,532 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $55,000 | 8,954 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $352,000 | 6,229 |
| Earning assets | $94,634,000 | 4,303 |
| Long-term assets (5+ years) | $22,452,000 | 2,449 |
| Average Assets, year-to-date | $97,101,400 | 4,381 |
| Average Assets, quarterly | $98,812,500 | 4,426 |
| Volatile liabilities | $12,700,000 | 4,107 |
| Insider loans | $2,875,000 | 1,514 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,162,000 | 711 |
| Unused loan commitments | $9,959,000 | 3,395 |
| Tier 1 (core) risk-based capital | $12,025,000 | 3,574 |
| Tier 2 risk-based capital | $815,590 | 3,589 |
| Total risk weighted assets | $65,082,790 | 4,087 |
| Total unused commitments | $9,959,000 | 3,408 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 37 | 5,049 |
| Assets and Liabilities | ||
| Total Assets: | $96,576,000 | 4,557 |
| Cash and due from depository institutions | $3,288,000 | 5,049 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $33,252,000 | 3,764 |
| Federal funds sold & reverse repurchase agreements | $764,000 | 7,801 |
| Net loans & leases | $57,051,000 | 4,496 |
| Loan loss allowance | $928,000 | 3,777 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,068,000 | 5,824 |
| Other real estate owned | $0 | 5,049 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,153,000 | 5,753 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,576,000 | 4,557 |
| Total liabilities | $85,047,000 | 4,644 |
| Total deposits | $81,630,000 | 4,607 |
| Interest-bearing deposits | $70,718,000 | 4,587 |
| Deposits held in domestic offices | $81,630,000 | 4,599 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,063,000 | 2,647 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $514,000 | 3,404 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,840,000 | 2,254 |
| Total equity capital | $11,529,000 | 3,815 |
| Total bank equity capital | $11,529,000 | 3,815 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,125,000 | 3,285 |
| Surplus | $953,000 | 8,113 |
| Undivided profits | $9,451,000 | 2,727 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $102,000 | 8,226 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $387,000 | 5,958 |
| Earning assets | $91,067,000 | 4,451 |
| Long-term assets (5+ years) | $17,097,000 | 2,814 |
| Average Assets, year-to-date | $94,910,400 | 4,458 |
| Average Assets, quarterly | $96,071,500 | 4,533 |
| Volatile liabilities | $11,552,000 | 4,113 |
| Insider loans | $3,393,000 | 1,290 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,785,000 | 4,187 |
| Tier 1 (core) risk-based capital | $11,442,000 | 3,722 |
| Tier 2 risk-based capital | $764,140 | 3,727 |
| Total risk weighted assets | $60,967,440 | 4,250 |
| Total unused commitments | $6,785,000 | 4,200 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 19 | 8,329 |
| Assets and Liabilities | ||
| Total Assets: | $53,832,000 | 7,159 |
| Cash and due from depository institutions | $1,938,000 | 8,329 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $22,884,000 | 5,325 |
| Federal funds sold & reverse repurchase agreements | $888,000 | 5,803 |
| Net loans & leases | $26,881,000 | 7,519 |
| Loan loss allowance | $438,000 | 6,766 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $501,000 | 8,487 |
| Other real estate owned | $0 | 8,329 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $740,000 | 8,025 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,832,000 | 7,159 |
| Total liabilities | $46,995,000 | 7,318 |
| Total deposits | $45,681,000 | 7,243 |
| Interest-bearing deposits | $39,613,000 | 7,142 |
| Deposits held in domestic offices | $45,681,000 | 7,234 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $600,000 | 3,796 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $390,000 | 3,967 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $324,000 | 7,002 |
| Total equity capital | $6,837,000 | 5,652 |
| Total bank equity capital | $6,837,000 | 5,652 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $875,000 | 4,331 |
| Surplus | $703,000 | 9,166 |
| Undivided profits | $5,259,000 | 4,028 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $114,000 | 10,517 |
| Earning assets | $50,653,000 | 6,994 |
| Long-term assets (5+ years) | $10,817,000 | 3,922 |
| Average Assets, year-to-date | $52,999,600 | 7,114 |
| Average Assets, quarterly | $53,885,500 | 7,120 |
| Volatile liabilities | $7,026,000 | 5,535 |
| Insider loans | $479,000 | 5,817 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,616,000 | 5,826 |
| Tier 1 (core) risk-based capital | $7,004,000 | 5,632 |
| Tier 2 risk-based capital | $380,570 | 6,464 |
| Total risk weighted assets | $30,387,770 | 7,185 |
| Total unused commitments | $3,616,000 | 5,835 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 20 | 8,423 |
| Assets and Liabilities | ||
| Total Assets: | $52,456,000 | 7,503 |
| Cash and due from depository institutions | $1,883,000 | 8,423 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $25,765,000 | 5,084 |
| Federal funds sold & reverse repurchase agreements | $2,466,000 | 5,065 |
| Net loans & leases | $21,228,000 | 8,590 |
| Loan loss allowance | $346,000 | 8,058 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $436,000 | 9,157 |
| Other real estate owned | $0 | 8,423 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $678,000 | 7,937 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,456,000 | 7,503 |
| Total liabilities | $45,771,000 | 7,685 |
| Total deposits | $43,565,000 | 7,734 |
| Interest-bearing deposits | $38,491,000 | 7,589 |
| Deposits held in domestic offices | $43,565,000 | 7,726 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,304,000 | 2,560 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $584,000 | 3,232 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $318,000 | 7,282 |
| Total equity capital | $6,685,000 | 5,834 |
| Total bank equity capital | $6,685,000 | 5,834 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $875,000 | 4,506 |
| Surplus | $703,000 | 9,427 |
| Undivided profits | $5,107,000 | 4,282 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 12,310 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $91,000 | 11,282 |
| Earning assets | $49,459,000 | 7,327 |
| Long-term assets (5+ years) | $11,388,000 | 4,025 |
| Average Assets, year-to-date | $51,667,400 | 7,408 |
| Average Assets, quarterly | $52,586,000 | 7,422 |
| Volatile liabilities | $6,419,000 | 5,627 |
| Insider loans | $324,000 | 7,051 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,801,000 | 6,592 |
| Tier 1 (core) risk-based capital | $6,685,000 | 5,748 |
| Tier 2 risk-based capital | $330,940 | 7,135 |
| Total risk weighted assets | $26,460,340 | 7,866 |
| Total unused commitments | $2,801,000 | 6,613 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 20 | 8,629 |
| Assets and Liabilities | ||
| Total Assets: | $50,146,000 | 7,842 |
| Cash and due from depository institutions | $2,559,000 | 8,629 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $24,907,000 | 5,182 |
| Federal funds sold & reverse repurchase agreements | $575,000 | 9,900 |
| Net loans & leases | $20,916,000 | 8,714 |
| Loan loss allowance | $326,000 | 8,433 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $452,000 | 9,244 |
| Other real estate owned | $0 | 8,629 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $737,000 | 7,809 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,146,000 | 7,842 |
| Total liabilities | $43,867,000 | 8,067 |
| Total deposits | $41,331,000 | 8,194 |
| Interest-bearing deposits | $36,546,000 | 8,059 |
| Deposits held in domestic offices | $41,331,000 | 8,188 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,869,000 | 2,109 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $313,000 | 3,533 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $354,000 | 7,407 |
| Total equity capital | $6,279,000 | 5,921 |
| Total bank equity capital | $6,279,000 | 5,921 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $875,000 | 4,720 |
| Surplus | $703,000 | 9,594 |
| Undivided profits | $4,701,000 | 4,388 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,000 | 12,355 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $99,000 | 11,602 |
| Earning assets | $46,398,000 | 7,758 |
| Long-term assets (5+ years) | $11,988,000 | 3,835 |
| Average Assets, year-to-date | $49,119,800 | 7,788 |
| Average Assets, quarterly | $50,022,500 | 7,790 |
| Volatile liabilities | $6,717,000 | 5,453 |
| Insider loans | $74,000 | 6,431 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,553,000 | 6,614 |
| Tier 1 (core) risk-based capital | $6,279,000 | 5,843 |
| Tier 2 risk-based capital | $326,000 | 7,202 |
| Total risk weighted assets | $26,100,300 | 8,031 |
| Total unused commitments | $2,553,000 | 6,642 |
| Derivatives | $0 | 651 |