Home > Wemple State Bank > Income and Expense
Wemple State Bank, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,342,000 | 5,497 |
| Total interest expense | $322,000 | 5,541 |
| Net interest income | $2,020,000 | 5,404 |
| Provision for loan and lease losses | $243,000 | 3,247 |
| Total noninterest income | $226,000 | 5,264 |
| Gross Fiduciary activities income | $5,000 | 1,144 |
| Service charges on deposit accounts | $119,000 | 4,744 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $102,000 | 5,107 |
| Total noninterest expense | $1,209,000 | 6,039 |
| Salaries and employee benefits | $632,000 | 6,041 |
| Premises and equipment expense | $179,000 | 5,492 |
| Additional noninterest expense | $398,000 | 6,043 |
| Pre-tax net operating income | $794,000 | 4,045 |
| Securities gains (losses) | $88,000 | 2,068 |
| Applicable income taxes | $16,000 | 4,236 |
| Income before extraordinary items | $866,000 | 3,719 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $866,000 | 3,719 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $866,000 | 3,721 |
| Net charge-offs | $-5,000 | 6,472 |
| Cash dividends | $430,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $779,760 | 3,735 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,568,000 | 5,531 |
| Total interest expense | $223,000 | 5,561 |
| Net interest income | $1,345,000 | 5,441 |
| Provision for loan and lease losses | $123,000 | 3,595 |
| Total noninterest income | $152,000 | 5,282 |
| Gross Fiduciary activities income | $4,000 | 1,135 |
| Service charges on deposit accounts | $74,000 | 4,879 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $74,000 | 5,029 |
| Total noninterest expense | $806,000 | 6,092 |
| Salaries and employee benefits | $425,000 | 6,068 |
| Premises and equipment expense | $115,000 | 5,572 |
| Additional noninterest expense | $266,000 | 6,091 |
| Pre-tax net operating income | $568,000 | 3,896 |
| Securities gains (losses) | $84,000 | 1,717 |
| Applicable income taxes | $12,000 | 4,173 |
| Income before extraordinary items | $640,000 | 3,507 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $640,000 | 3,508 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $640,000 | 3,508 |
| Net charge-offs | $-7,000 | 6,547 |
| Cash dividends | $280,000 | 2,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $557,680 | 3,599 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $782,000 | 5,583 |
| Total interest expense | $113,000 | 5,653 |
| Net interest income | $669,000 | 5,484 |
| Provision for loan and lease losses | $33,000 | 4,053 |
| Total noninterest income | $78,000 | 5,290 |
| Gross Fiduciary activities income | $2,000 | 1,093 |
| Service charges on deposit accounts | $38,000 | 4,813 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $38,000 | 5,091 |
| Total noninterest expense | $405,000 | 6,121 |
| Salaries and employee benefits | $214,000 | 6,105 |
| Premises and equipment expense | $59,000 | 5,540 |
| Additional noninterest expense | $132,000 | 6,132 |
| Pre-tax net operating income | $309,000 | 3,789 |
| Securities gains (losses) | $-3,000 | 6,965 |
| Applicable income taxes | $8,000 | 4,083 |
| Income before extraordinary items | $298,000 | 3,673 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $298,000 | 3,675 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $298,000 | 3,676 |
| Net charge-offs | $-13,000 | 6,740 |
| Cash dividends | $155,000 | 1,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $300,910 | 3,491 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,157,000 | 5,658 |
| Total interest expense | $491,000 | 5,883 |
| Net interest income | $2,666,000 | 5,523 |
| Provision for loan and lease losses | $250,000 | 4,345 |
| Total noninterest income | $331,000 | 5,054 |
| Gross Fiduciary activities income | $11,000 | 1,086 |
| Service charges on deposit accounts | $178,000 | 4,593 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $142,000 | 4,915 |
| Total noninterest expense | $1,796,000 | 6,012 |
| Salaries and employee benefits | $899,000 | 6,064 |
| Premises and equipment expense | $251,000 | 5,592 |
| Additional noninterest expense | $646,000 | 5,850 |
| Pre-tax net operating income | $951,000 | 3,820 |
| Securities gains (losses) | $32,000 | 2,864 |
| Applicable income taxes | $18,000 | 4,149 |
| Income before extraordinary items | $965,000 | 3,623 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $965,000 | 3,626 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $965,000 | 3,625 |
| Net charge-offs | $215,000 | 4,216 |
| Cash dividends | $540,000 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $933,640 | 3,546 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,367,000 | 5,706 |
| Total interest expense | $378,000 | 5,954 |
| Net interest income | $1,989,000 | 5,564 |
| Provision for loan and lease losses | $230,000 | 3,949 |
| Total noninterest income | $235,000 | 5,219 |
| Gross Fiduciary activities income | $5,000 | 1,103 |
| Service charges on deposit accounts | $127,000 | 4,697 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $103,000 | 5,058 |
| Total noninterest expense | $1,351,000 | 6,033 |
| Salaries and employee benefits | $649,000 | 6,137 |
| Premises and equipment expense | $203,000 | 5,484 |
| Additional noninterest expense | $499,000 | 5,832 |
| Pre-tax net operating income | $643,000 | 4,115 |
| Securities gains (losses) | $32,000 | 2,604 |
| Applicable income taxes | $16,000 | 4,115 |
| Income before extraordinary items | $659,000 | 3,865 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $659,000 | 3,867 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $659,000 | 3,867 |
| Net charge-offs | $103,000 | 4,404 |
| Cash dividends | $390,000 | 2,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $627,640 | 3,832 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,578,000 | 5,760 |
| Total interest expense | $261,000 | 6,005 |
| Net interest income | $1,317,000 | 5,613 |
| Provision for loan and lease losses | $190,000 | 3,609 |
| Total noninterest income | $141,000 | 5,412 |
| Gross Fiduciary activities income | $3,000 | 1,112 |
| Service charges on deposit accounts | $74,000 | 4,935 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $64,000 | 5,194 |
| Total noninterest expense | $910,000 | 6,083 |
| Salaries and employee benefits | $434,000 | 6,184 |
| Premises and equipment expense | $145,000 | 5,391 |
| Additional noninterest expense | $331,000 | 5,920 |
| Pre-tax net operating income | $358,000 | 4,369 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $14,000 | 3,977 |
| Income before extraordinary items | $344,000 | 4,240 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $344,000 | 4,240 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $344,000 | 4,242 |
| Net charge-offs | $99,000 | 3,851 |
| Cash dividends | $120,000 | 2,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $344,000 | 4,145 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $785,000 | 5,815 |
| Total interest expense | $135,000 | 6,034 |
| Net interest income | $650,000 | 5,653 |
| Provision for loan and lease losses | $105,000 | 3,279 |
| Total noninterest income | $64,000 | 5,613 |
| Gross Fiduciary activities income | $2,000 | 1,085 |
| Service charges on deposit accounts | $34,000 | 5,022 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $28,000 | 5,466 |
| Total noninterest expense | $429,000 | 6,220 |
| Salaries and employee benefits | $201,000 | 6,382 |
| Premises and equipment expense | $75,000 | 5,366 |
| Additional noninterest expense | $153,000 | 6,101 |
| Pre-tax net operating income | $180,000 | 4,394 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $180,000 | 4,163 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $180,000 | 4,162 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $180,000 | 4,163 |
| Net charge-offs | $-2,000 | 6,441 |
| Cash dividends | $120,000 | 1,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $180,000 | 4,110 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,080,000 | 5,979 |
| Total interest expense | $614,000 | 6,203 |
| Net interest income | $2,466,000 | 5,790 |
| Provision for loan and lease losses | $315,000 | 4,779 |
| Total noninterest income | $306,000 | 5,378 |
| Gross Fiduciary activities income | $11,000 | 1,137 |
| Service charges on deposit accounts | $172,000 | 4,681 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $123,000 | 5,201 |
| Total noninterest expense | $1,808,000 | 6,200 |
| Salaries and employee benefits | $971,000 | 6,084 |
| Premises and equipment expense | $270,000 | 5,654 |
| Additional noninterest expense | $567,000 | 6,302 |
| Pre-tax net operating income | $649,000 | 4,035 |
| Securities gains (losses) | $-2,000 | 6,921 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $647,000 | 3,965 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $647,000 | 3,964 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $647,000 | 3,965 |
| Net charge-offs | $316,000 | 4,236 |
| Cash dividends | $480,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $649,000 | 3,816 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,303,000 | 6,092 |
| Total interest expense | $468,000 | 6,329 |
| Net interest income | $1,835,000 | 5,895 |
| Provision for loan and lease losses | $210,000 | 4,819 |
| Total noninterest income | $224,000 | 5,496 |
| Gross Fiduciary activities income | $5,000 | 1,172 |
| Service charges on deposit accounts | $132,000 | 4,714 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $87,000 | 5,375 |
| Total noninterest expense | $1,349,000 | 6,260 |
| Salaries and employee benefits | $725,000 | 6,141 |
| Premises and equipment expense | $203,000 | 5,712 |
| Additional noninterest expense | $421,000 | 6,369 |
| Pre-tax net operating income | $500,000 | 4,210 |
| Securities gains (losses) | $-2,000 | 7,110 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $498,000 | 4,119 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $498,000 | 4,122 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $498,000 | 4,122 |
| Net charge-offs | $86,000 | 5,056 |
| Cash dividends | $240,000 | 2,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $500,000 | 3,966 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,489,000 | 6,209 |
| Total interest expense | $308,000 | 6,445 |
| Net interest income | $1,181,000 | 5,988 |
| Provision for loan and lease losses | $120,000 | 4,894 |
| Total noninterest income | $152,000 | 5,463 |
| Gross Fiduciary activities income | $4,000 | 1,162 |
| Service charges on deposit accounts | $91,000 | 4,654 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $57,000 | 5,436 |
| Total noninterest expense | $882,000 | 6,330 |
| Salaries and employee benefits | $469,000 | 6,241 |
| Premises and equipment expense | $129,000 | 5,826 |
| Additional noninterest expense | $284,000 | 6,379 |
| Pre-tax net operating income | $331,000 | 4,266 |
| Securities gains (losses) | $-2,000 | 7,211 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $329,000 | 4,138 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $329,000 | 4,138 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $329,000 | 4,137 |
| Net charge-offs | $2,000 | 6,208 |
| Cash dividends | $120,000 | 2,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $331,000 | 3,997 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $752,000 | 6,255 |
| Total interest expense | $161,000 | 6,487 |
| Net interest income | $591,000 | 6,039 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $75,000 | 5,534 |
| Gross Fiduciary activities income | $2,000 | 1,137 |
| Service charges on deposit accounts | $46,000 | 4,630 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $27,000 | 5,578 |
| Total noninterest expense | $429,000 | 6,463 |
| Salaries and employee benefits | $226,000 | 6,393 |
| Premises and equipment expense | $62,000 | 5,980 |
| Additional noninterest expense | $141,000 | 6,459 |
| Pre-tax net operating income | $177,000 | 4,289 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $177,000 | 4,104 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $177,000 | 4,103 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $177,000 | 4,103 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $120,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $177,000 | 4,002 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,090,000 | 6,297 |
| Total interest expense | $785,000 | 6,509 |
| Net interest income | $2,305,000 | 6,039 |
| Provision for loan and lease losses | $214,000 | 5,710 |
| Total noninterest income | $343,000 | 5,395 |
| Gross Fiduciary activities income | $12,000 | 1,158 |
| Service charges on deposit accounts | $197,000 | 4,690 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $134,000 | 5,252 |
| Total noninterest expense | $1,859,000 | 6,396 |
| Salaries and employee benefits | $952,000 | 6,340 |
| Premises and equipment expense | $293,000 | 5,702 |
| Additional noninterest expense | $614,000 | 6,412 |
| Pre-tax net operating income | $575,000 | 3,837 |
| Securities gains (losses) | $-27,000 | 7,091 |
| Applicable income taxes | $4,000 | 4,084 |
| Income before extraordinary items | $544,000 | 3,743 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $544,000 | 3,740 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $544,000 | 3,741 |
| Net charge-offs | $104,000 | 5,655 |
| Cash dividends | $480,000 | 2,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $570,730 | 3,599 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,316,000 | 6,366 |
| Total interest expense | $597,000 | 6,619 |
| Net interest income | $1,719,000 | 6,071 |
| Provision for loan and lease losses | $122,000 | 5,752 |
| Total noninterest income | $243,000 | 5,566 |
| Gross Fiduciary activities income | $6,000 | 1,177 |
| Service charges on deposit accounts | $144,000 | 4,751 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $93,000 | 5,486 |
| Total noninterest expense | $1,341,000 | 6,495 |
| Salaries and employee benefits | $688,000 | 6,452 |
| Premises and equipment expense | $232,000 | 5,629 |
| Additional noninterest expense | $421,000 | 6,600 |
| Pre-tax net operating income | $499,000 | 3,898 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $6,000 | 4,171 |
| Income before extraordinary items | $493,000 | 3,712 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $493,000 | 3,710 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $493,000 | 3,711 |
| Net charge-offs | $4,000 | 6,745 |
| Cash dividends | $240,000 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $493,000 | 3,621 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,559,000 | 6,395 |
| Total interest expense | $427,000 | 6,585 |
| Net interest income | $1,132,000 | 6,105 |
| Provision for loan and lease losses | $62,000 | 5,804 |
| Total noninterest income | $160,000 | 5,609 |
| Gross Fiduciary activities income | $4,000 | 1,184 |
| Service charges on deposit accounts | $89,000 | 4,870 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $67,000 | 5,424 |
| Total noninterest expense | $870,000 | 6,604 |
| Salaries and employee benefits | $456,000 | 6,539 |
| Premises and equipment expense | $155,000 | 5,676 |
| Additional noninterest expense | $259,000 | 6,777 |
| Pre-tax net operating income | $360,000 | 3,872 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $6,000 | 4,180 |
| Income before extraordinary items | $354,000 | 3,685 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $354,000 | 3,684 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $354,000 | 3,684 |
| Net charge-offs | $1,000 | 6,525 |
| Cash dividends | $240,000 | 2,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $354,000 | 3,574 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $793,000 | 6,401 |
| Total interest expense | $227,000 | 6,576 |
| Net interest income | $566,000 | 6,107 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $68,000 | 5,878 |
| Gross Fiduciary activities income | $2,000 | 1,166 |
| Service charges on deposit accounts | $40,000 | 5,014 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $26,000 | 5,845 |
| Total noninterest expense | $447,000 | 6,518 |
| Salaries and employee benefits | $238,000 | 6,501 |
| Premises and equipment expense | $89,000 | 5,406 |
| Additional noninterest expense | $120,000 | 6,780 |
| Pre-tax net operating income | $157,000 | 4,427 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $6,000 | 4,227 |
| Income before extraordinary items | $151,000 | 4,343 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $151,000 | 4,346 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $151,000 | 4,346 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $120,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $151,000 | 4,180 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,284,000 | 6,442 |
| Total interest expense | $1,120,000 | 6,583 |
| Net interest income | $2,164,000 | 6,251 |
| Provision for loan and lease losses | $224,000 | 5,076 |
| Total noninterest income | $287,000 | 5,899 |
| Gross Fiduciary activities income | $10,000 | 1,224 |
| Service charges on deposit accounts | $166,000 | 5,127 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $111,000 | 5,776 |
| Total noninterest expense | $1,687,000 | 6,635 |
| Salaries and employee benefits | $964,000 | 6,495 |
| Premises and equipment expense | $279,000 | 5,968 |
| Additional noninterest expense | $444,000 | 6,870 |
| Pre-tax net operating income | $540,000 | 4,752 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $5,000 | 4,660 |
| Income before extraordinary items | $535,000 | 4,348 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $535,000 | 4,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $354,000 | 3,304 |
| Cash dividends | $383,000 | 3,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $535,000 | 4,508 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,456,000 | 6,504 |
| Total interest expense | $848,000 | 6,667 |
| Net interest income | $1,608,000 | 6,317 |
| Provision for loan and lease losses | $99,000 | 5,184 |
| Total noninterest income | $205,000 | 6,067 |
| Gross Fiduciary activities income | $4,000 | 1,255 |
| Service charges on deposit accounts | $122,000 | 5,209 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $79,000 | 5,968 |
| Total noninterest expense | $1,246,000 | 6,668 |
| Salaries and employee benefits | $699,000 | 6,607 |
| Premises and equipment expense | $215,000 | 5,922 |
| Additional noninterest expense | $332,000 | 6,855 |
| Pre-tax net operating income | $468,000 | 5,034 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $5,000 | 5,028 |
| Income before extraordinary items | $463,000 | 4,575 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $463,000 | 4,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 3,383 |
| Cash dividends | $214,000 | 3,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $463,000 | 4,721 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,637,000 | 6,574 |
| Total interest expense | $566,000 | 6,796 |
| Net interest income | $1,071,000 | 6,327 |
| Provision for loan and lease losses | $74,000 | 4,708 |
| Total noninterest income | $130,000 | 6,234 |
| Gross Fiduciary activities income | $4,000 | 1,235 |
| Service charges on deposit accounts | $74,000 | 5,395 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $52,000 | 6,079 |
| Total noninterest expense | $820,000 | 6,733 |
| Salaries and employee benefits | $474,000 | 6,608 |
| Premises and equipment expense | $131,000 | 6,187 |
| Additional noninterest expense | $215,000 | 6,938 |
| Pre-tax net operating income | $307,000 | 5,243 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $5,000 | 5,215 |
| Income before extraordinary items | $302,000 | 4,988 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $302,000 | 4,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 2,536 |
| Cash dividends | $214,000 | 3,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $302,000 | 4,930 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $840,000 | 6,610 |
| Total interest expense | $300,000 | 6,833 |
| Net interest income | $540,000 | 6,331 |
| Provision for loan and lease losses | $23,000 | 4,788 |
| Total noninterest income | $70,000 | 6,116 |
| Gross Fiduciary activities income | $2,000 | 1,203 |
| Service charges on deposit accounts | $34,000 | 5,506 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $34,000 | 5,717 |
| Total noninterest expense | $420,000 | 6,713 |
| Salaries and employee benefits | $244,000 | 6,586 |
| Premises and equipment expense | $70,000 | 6,040 |
| Additional noninterest expense | $106,000 | 6,966 |
| Pre-tax net operating income | $167,000 | 5,279 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $5,000 | 5,114 |
| Income before extraordinary items | $162,000 | 5,094 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $162,000 | 5,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $124,000 | 2,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $162,000 | 4,979 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,353,000 | 6,615 |
| Total interest expense | $1,302,000 | 6,715 |
| Net interest income | $2,051,000 | 6,443 |
| Provision for loan and lease losses | $90,000 | 5,036 |
| Total noninterest income | $247,000 | 6,418 |
| Gross Fiduciary activities income | $22,000 | 1,138 |
| Service charges on deposit accounts | $113,000 | 5,858 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $112,000 | 6,039 |
| Total noninterest expense | $1,615,000 | 6,749 |
| Salaries and employee benefits | $908,000 | 6,672 |
| Premises and equipment expense | $267,000 | 6,066 |
| Additional noninterest expense | $440,000 | 6,866 |
| Pre-tax net operating income | $593,000 | 5,716 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-4,000 | 7,739 |
| Income before extraordinary items | $597,000 | 5,356 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $597,000 | 5,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,188 |
| Cash dividends | $384,000 | 4,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $597,000 | 5,339 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,535,000 | 6,631 |
| Total interest expense | $982,000 | 6,724 |
| Net interest income | $1,553,000 | 6,457 |
| Provision for loan and lease losses | $68,000 | 4,713 |
| Total noninterest income | $174,000 | 6,562 |
| Gross Fiduciary activities income | $14,000 | 1,135 |
| Service charges on deposit accounts | $82,000 | 5,941 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $78,000 | 6,199 |
| Total noninterest expense | $1,204,000 | 6,745 |
| Salaries and employee benefits | $632,000 | 6,839 |
| Premises and equipment expense | $196,000 | 6,123 |
| Additional noninterest expense | $376,000 | 6,555 |
| Pre-tax net operating income | $455,000 | 5,948 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $455,000 | 5,557 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $455,000 | 5,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,266 |
| Cash dividends | $304,000 | 3,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $455,000 | 5,544 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,685,000 | 6,685 |
| Total interest expense | $661,000 | 6,729 |
| Net interest income | $1,024,000 | 6,528 |
| Provision for loan and lease losses | $45,000 | 4,495 |
| Total noninterest income | $121,000 | 6,522 |
| Gross Fiduciary activities income | $12,000 | 1,114 |
| Service charges on deposit accounts | $56,000 | 5,910 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $53,000 | 6,185 |
| Total noninterest expense | $824,000 | 6,737 |
| Salaries and employee benefits | $420,000 | 6,899 |
| Premises and equipment expense | $125,000 | 6,261 |
| Additional noninterest expense | $279,000 | 6,308 |
| Pre-tax net operating income | $276,000 | 6,184 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $276,000 | 5,836 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $276,000 | 5,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,783 |
| Cash dividends | $214,000 | 3,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $276,000 | 5,819 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $844,000 | 6,711 |
| Total interest expense | $329,000 | 6,761 |
| Net interest income | $515,000 | 6,541 |
| Provision for loan and lease losses | $23,000 | 4,237 |
| Total noninterest income | $54,000 | 6,707 |
| Gross Fiduciary activities income | $3,000 | 1,184 |
| Service charges on deposit accounts | $28,000 | 5,902 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $23,000 | 6,395 |
| Total noninterest expense | $390,000 | 6,887 |
| Salaries and employee benefits | $210,000 | 6,925 |
| Premises and equipment expense | $59,000 | 6,441 |
| Additional noninterest expense | $121,000 | 6,672 |
| Pre-tax net operating income | $156,000 | 5,990 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $156,000 | 5,573 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $156,000 | 5,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,606 |
| Cash dividends | $124,000 | 2,923 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $156,000 | 5,557 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,214,000 | 6,624 |
| Total interest expense | $1,149,000 | 6,664 |
| Net interest income | $2,065,000 | 6,487 |
| Provision for loan and lease losses | $110,000 | 4,597 |
| Total noninterest income | $267,000 | 6,396 |
| Gross Fiduciary activities income | $27,000 | 1,127 |
| Service charges on deposit accounts | $119,000 | 5,910 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $121,000 | 5,995 |
| Total noninterest expense | $1,596,000 | 6,735 |
| Salaries and employee benefits | $902,000 | 6,651 |
| Premises and equipment expense | $241,000 | 6,304 |
| Additional noninterest expense | $453,000 | 6,777 |
| Pre-tax net operating income | $626,000 | 6,108 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $626,000 | 5,728 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $626,000 | 5,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 3,692 |
| Cash dividends | $473,000 | 3,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $626,000 | 5,715 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,377,000 | 6,687 |
| Total interest expense | $828,000 | 6,724 |
| Net interest income | $1,549,000 | 6,547 |
| Provision for loan and lease losses | $45,000 | 5,149 |
| Total noninterest income | $206,000 | 6,392 |
| Gross Fiduciary activities income | $21,000 | 1,103 |
| Service charges on deposit accounts | $90,000 | 5,964 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $95,000 | 5,936 |
| Total noninterest expense | $1,141,000 | 6,860 |
| Salaries and employee benefits | $608,000 | 6,910 |
| Premises and equipment expense | $170,000 | 6,474 |
| Additional noninterest expense | $363,000 | 6,610 |
| Pre-tax net operating income | $569,000 | 5,972 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $569,000 | 5,483 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $569,000 | 5,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,313 |
| Cash dividends | $315,000 | 3,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $569,000 | 5,484 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,568,000 | 6,697 |
| Total interest expense | $530,000 | 6,731 |
| Net interest income | $1,038,000 | 6,574 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $122,000 | 6,642 |
| Gross Fiduciary activities income | $3,000 | 1,300 |
| Service charges on deposit accounts | $58,000 | 6,028 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $61,000 | 6,057 |
| Total noninterest expense | $759,000 | 6,905 |
| Salaries and employee benefits | $408,000 | 6,937 |
| Premises and equipment expense | $111,000 | 6,530 |
| Additional noninterest expense | $240,000 | 6,673 |
| Pre-tax net operating income | $371,000 | 6,037 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $371,000 | 5,555 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $371,000 | 5,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,609 |
| Cash dividends | $315,000 | 3,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $371,000 | 5,554 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $784,000 | 6,688 |
| Total interest expense | $258,000 | 6,728 |
| Net interest income | $526,000 | 6,555 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $62,000 | 6,574 |
| Gross Fiduciary activities income | $3,000 | 1,214 |
| Service charges on deposit accounts | $27,000 | 6,103 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $32,000 | 5,945 |
| Total noninterest expense | $387,000 | 6,855 |
| Salaries and employee benefits | $199,000 | 7,004 |
| Premises and equipment expense | $55,000 | 6,562 |
| Additional noninterest expense | $133,000 | 6,395 |
| Pre-tax net operating income | $186,000 | 5,979 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $186,000 | 5,496 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $186,000 | 5,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,205 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $186,000 | 5,493 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,649,000 | 6,884 |
| Total interest expense | $818,000 | 6,729 |
| Net interest income | $1,831,000 | 6,854 |
| Provision for loan and lease losses | $48,000 | 5,807 |
| Total noninterest income | $216,000 | 6,945 |
| Gross Fiduciary activities income | $10,000 | 1,298 |
| Service charges on deposit accounts | $115,000 | 6,072 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $91,000 | 6,549 |
| Total noninterest expense | $1,253,000 | 7,306 |
| Salaries and employee benefits | $695,000 | 7,289 |
| Premises and equipment expense | $188,000 | 6,848 |
| Additional noninterest expense | $370,000 | 7,256 |
| Pre-tax net operating income | $746,000 | 6,024 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $746,000 | 5,519 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $746,000 | 5,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,266 |
| Cash dividends | $572,000 | 3,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $746,000 | 5,488 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,925,000 | 6,968 |
| Total interest expense | $586,000 | 6,768 |
| Net interest income | $1,339,000 | 6,955 |
| Provision for loan and lease losses | $36,000 | 5,642 |
| Total noninterest income | $149,000 | 7,097 |
| Gross Fiduciary activities income | $3,000 | 1,346 |
| Service charges on deposit accounts | $80,000 | 6,241 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $66,000 | 6,601 |
| Total noninterest expense | $769,000 | 7,688 |
| Salaries and employee benefits | $384,000 | 7,845 |
| Premises and equipment expense | $128,000 | 7,046 |
| Additional noninterest expense | $257,000 | 7,397 |
| Pre-tax net operating income | $683,000 | 5,698 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $683,000 | 5,145 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $683,000 | 5,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,700 |
| Cash dividends | $393,000 | 3,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $683,000 | 5,101 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,262,000 | 6,961 |
| Total interest expense | $377,000 | 6,739 |
| Net interest income | $885,000 | 6,974 |
| Provision for loan and lease losses | $24,000 | 5,514 |
| Total noninterest income | $99,000 | 7,081 |
| Gross Fiduciary activities income | $3,000 | 1,310 |
| Service charges on deposit accounts | $53,000 | 6,222 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $43,000 | 6,655 |
| Total noninterest expense | $509,000 | 7,696 |
| Salaries and employee benefits | $251,000 | 7,887 |
| Premises and equipment expense | $78,000 | 7,200 |
| Additional noninterest expense | $180,000 | 7,295 |
| Pre-tax net operating income | $451,000 | 5,702 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $451,000 | 5,147 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $451,000 | 5,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $158,000 | 3,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $451,000 | 5,094 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $623,000 | 7,013 |
| Total interest expense | $186,000 | 6,720 |
| Net interest income | $437,000 | 7,057 |
| Provision for loan and lease losses | $12,000 | 5,254 |
| Total noninterest income | $47,000 | 7,174 |
| Gross Fiduciary activities income | $3,000 | 1,221 |
| Service charges on deposit accounts | $24,000 | 6,339 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $20,000 | 6,849 |
| Total noninterest expense | $238,000 | 7,889 |
| Salaries and employee benefits | $130,000 | 7,893 |
| Premises and equipment expense | $36,000 | 7,416 |
| Additional noninterest expense | $72,000 | 7,752 |
| Pre-tax net operating income | $234,000 | 5,606 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $234,000 | 5,039 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $234,000 | 5,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $234,000 | 5,003 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,260,000 | 7,123 |
| Total interest expense | $667,000 | 6,704 |
| Net interest income | $1,593,000 | 7,190 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $233,000 | 6,893 |
| Gross Fiduciary activities income | $11,000 | 1,306 |
| Service charges on deposit accounts | $118,000 | 6,202 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $104,000 | 6,343 |
| Total noninterest expense | $1,014,000 | 7,788 |
| Salaries and employee benefits | $590,000 | 7,698 |
| Premises and equipment expense | $113,000 | 7,802 |
| Additional noninterest expense | $311,000 | 7,642 |
| Pre-tax net operating income | $812,000 | 5,756 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $812,000 | 5,232 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $812,000 | 5,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,654 |
| Cash dividends | $619,000 | 3,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $812,000 | 5,163 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,637,000 | 7,216 |
| Total interest expense | $473,000 | 6,837 |
| Net interest income | $1,164,000 | 7,265 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $180,000 | 6,883 |
| Gross Fiduciary activities income | $3,000 | 1,390 |
| Service charges on deposit accounts | $86,000 | 6,282 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $91,000 | 6,107 |
| Total noninterest expense | $661,000 | 8,011 |
| Salaries and employee benefits | $357,000 | 8,037 |
| Premises and equipment expense | $92,000 | 7,681 |
| Additional noninterest expense | $212,000 | 7,810 |
| Pre-tax net operating income | $683,000 | 5,573 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $683,000 | 5,016 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $683,000 | 5,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,103 |
| Cash dividends | $514,000 | 2,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $683,000 | 4,930 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,086,000 | 7,274 |
| Total interest expense | $312,000 | 6,891 |
| Net interest income | $774,000 | 7,299 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $115,000 | 6,981 |
| Gross Fiduciary activities income | $3,000 | 1,346 |
| Service charges on deposit accounts | $57,000 | 6,308 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $55,000 | 6,266 |
| Total noninterest expense | $427,000 | 8,114 |
| Salaries and employee benefits | $237,000 | 8,095 |
| Premises and equipment expense | $48,000 | 8,038 |
| Additional noninterest expense | $142,000 | 7,835 |
| Pre-tax net operating income | $462,000 | 5,499 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $462,000 | 4,936 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $462,000 | 4,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $326,000 | 2,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $462,000 | 4,848 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $539,000 | 7,331 |
| Total interest expense | $154,000 | 6,981 |
| Net interest income | $385,000 | 7,359 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $57,000 | 6,981 |
| Gross Fiduciary activities income | $3,000 | 1,247 |
| Service charges on deposit accounts | $28,000 | 6,308 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $26,000 | 6,361 |
| Total noninterest expense | $208,000 | 8,186 |
| Salaries and employee benefits | $113,000 | 8,210 |
| Premises and equipment expense | $30,000 | 7,774 |
| Additional noninterest expense | $65,000 | 8,009 |
| Pre-tax net operating income | $234,000 | 5,441 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $234,000 | 4,933 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $234,000 | 4,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $135,000 | 2,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $234,000 | 4,805 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,278,000 | 7,278 |
| Total interest expense | $687,000 | 7,082 |
| Net interest income | $1,591,000 | 7,221 |
| Provision for loan and lease losses | $69,000 | 5,855 |
| Total noninterest income | $226,000 | 7,130 |
| Gross Fiduciary activities income | $12,000 | 1,325 |
| Service charges on deposit accounts | $117,000 | 6,317 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $97,000 | 6,585 |
| Total noninterest expense | $989,000 | 7,910 |
| Salaries and employee benefits | $565,000 | 7,843 |
| Premises and equipment expense | $145,000 | 7,469 |
| Additional noninterest expense | $279,000 | 7,898 |
| Pre-tax net operating income | $759,000 | 5,827 |
| Securities gains (losses) | $7,000 | 3,771 |
| Applicable income taxes | $-5,000 | 8,732 |
| Income before extraordinary items | $771,000 | 5,331 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $771,000 | 5,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,982 |
| Cash dividends | $945,000 | 2,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $764,000 | 5,203 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,714,000 | 7,350 |
| Total interest expense | $519,000 | 7,219 |
| Net interest income | $1,195,000 | 7,276 |
| Provision for loan and lease losses | $36,000 | 6,222 |
| Total noninterest income | $153,000 | 7,369 |
| Gross Fiduciary activities income | $3,000 | 1,448 |
| Service charges on deposit accounts | $83,000 | 6,443 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $67,000 | 6,769 |
| Total noninterest expense | $647,000 | 8,160 |
| Salaries and employee benefits | $357,000 | 8,161 |
| Premises and equipment expense | $89,000 | 7,828 |
| Additional noninterest expense | $201,000 | 7,982 |
| Pre-tax net operating income | $665,000 | 5,635 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $665,000 | 5,130 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $665,000 | 5,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,484 |
| Cash dividends | $405,000 | 2,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $665,000 | 4,941 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,133,000 | 7,428 |
| Total interest expense | $344,000 | 7,371 |
| Net interest income | $789,000 | 7,314 |
| Provision for loan and lease losses | $18,000 | 6,396 |
| Total noninterest income | $100,000 | 7,400 |
| Gross Fiduciary activities income | $3,000 | 1,400 |
| Service charges on deposit accounts | $55,000 | 6,423 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $42,000 | 6,875 |
| Total noninterest expense | $423,000 | 8,213 |
| Salaries and employee benefits | $221,000 | 8,315 |
| Premises and equipment expense | $62,000 | 7,773 |
| Additional noninterest expense | $140,000 | 7,911 |
| Pre-tax net operating income | $448,000 | 5,589 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $448,000 | 5,104 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $448,000 | 5,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,731 |
| Cash dividends | $270,000 | 3,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $448,000 | 4,901 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $536,000 | 7,578 |
| Total interest expense | $171,000 | 7,471 |
| Net interest income | $365,000 | 7,507 |
| Provision for loan and lease losses | $9,000 | 6,152 |
| Total noninterest income | $72,000 | 6,663 |
| Gross Fiduciary activities income | $3,000 | 1,293 |
| Service charges on deposit accounts | $28,000 | 6,375 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $41,000 | 5,651 |
| Total noninterest expense | $214,000 | 8,221 |
| Salaries and employee benefits | $106,000 | 8,419 |
| Premises and equipment expense | $34,000 | 7,649 |
| Additional noninterest expense | $74,000 | 7,829 |
| Pre-tax net operating income | $214,000 | 5,682 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $214,000 | 5,147 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $214,000 | 5,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,949 |
| Cash dividends | $135,000 | 2,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $214,000 | 4,956 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,231,000 | 7,616 |
| Total interest expense | $812,000 | 7,476 |
| Net interest income | $1,419,000 | 7,560 |
| Provision for loan and lease losses | $18,000 | 7,572 |
| Total noninterest income | $250,000 | 6,857 |
| Gross Fiduciary activities income | $11,000 | 1,391 |
| Service charges on deposit accounts | $95,000 | 6,657 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $144,000 | 5,689 |
| Total noninterest expense | $994,000 | 7,947 |
| Salaries and employee benefits | $581,000 | 7,787 |
| Premises and equipment expense | $97,000 | 8,210 |
| Additional noninterest expense | $316,000 | 7,695 |
| Pre-tax net operating income | $657,000 | 6,227 |
| Securities gains (losses) | $6,000 | 3,879 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $663,000 | 5,693 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $663,000 | 5,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,261 |
| Cash dividends | $605,000 | 3,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $657,000 | 5,578 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,481,000 | 7,773 |
| Total interest expense | $1,120,000 | 7,771 |
| Net interest income | $1,361,000 | 7,577 |
| Provision for loan and lease losses | $15,000 | 7,716 |
| Total noninterest income | $240,000 | 6,942 |
| Gross Fiduciary activities income | $12,000 | 1,388 |
| Service charges on deposit accounts | $105,000 | 6,491 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $123,000 | 5,948 |
| Total noninterest expense | $927,000 | 8,147 |
| Salaries and employee benefits | $564,000 | 7,834 |
| Premises and equipment expense | $107,000 | 8,198 |
| Additional noninterest expense | $256,000 | 8,172 |
| Pre-tax net operating income | $659,000 | 5,957 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $137,000 | 5,593 |
| Income before extraordinary items | $522,000 | 5,960 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $522,000 | 5,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,793 |
| Cash dividends | $439,000 | 3,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $522,000 | 5,852 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,626,000 | 7,781 |
| Total interest expense | $1,265,000 | 7,659 |
| Net interest income | $1,361,000 | 7,729 |
| Provision for loan and lease losses | $10,000 | 7,963 |
| Total noninterest income | $210,000 | 7,168 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 6,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 5,818 |
| Total noninterest expense | $894,000 | 8,311 |
| Salaries and employee benefits | $531,000 | 8,087 |
| Premises and equipment expense | $117,000 | 8,155 |
| Additional noninterest expense | $246,000 | 8,372 |
| Pre-tax net operating income | $667,000 | 6,349 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $237,000 | 5,081 |
| Income before extraordinary items | $430,000 | 6,681 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $430,000 | 6,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,338 |
| Cash dividends | $326,000 | 4,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $430,000 | 6,692 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,464,000 | 7,948 |
| Total interest expense | $1,152,000 | 7,772 |
| Net interest income | $1,312,000 | 7,961 |
| Provision for loan and lease losses | $34,000 | 7,136 |
| Total noninterest income | $204,000 | 7,450 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 6,960 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 6,271 |
| Total noninterest expense | $899,000 | 8,426 |
| Salaries and employee benefits | $531,000 | 8,152 |
| Premises and equipment expense | $122,000 | 8,192 |
| Additional noninterest expense | $246,000 | 8,593 |
| Pre-tax net operating income | $583,000 | 6,775 |
| Securities gains (losses) | $118,000 | 679 |
| Applicable income taxes | $250,000 | 5,204 |
| Income before extraordinary items | $451,000 | 6,696 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $451,000 | 6,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,786 |
| Cash dividends | $360,000 | 4,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $375,480 | 7,100 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,482,000 | 8,112 |
| Total interest expense | $1,173,000 | 7,975 |
| Net interest income | $1,309,000 | 8,100 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $226,000 | 7,266 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 7,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 5,793 |
| Total noninterest expense | $942,000 | 8,304 |
| Salaries and employee benefits | $531,000 | 8,165 |
| Premises and equipment expense | $149,000 | 7,670 |
| Additional noninterest expense | $262,000 | 8,479 |
| Pre-tax net operating income | $593,000 | 6,955 |
| Securities gains (losses) | $99,000 | 1,279 |
| Applicable income taxes | $254,000 | 5,612 |
| Income before extraordinary items | $438,000 | 6,990 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $438,000 | 6,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,135 |
| Cash dividends | $360,000 | 4,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $374,640 | 7,303 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,505,000 | 8,371 |
| Total interest expense | $1,129,000 | 8,324 |
| Net interest income | $1,376,000 | 8,290 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $201,000 | 7,827 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 7,468 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 6,436 |
| Total noninterest expense | $898,000 | 8,695 |
| Salaries and employee benefits | $488,000 | 8,691 |
| Premises and equipment expense | $138,000 | 8,064 |
| Additional noninterest expense | $272,000 | 8,614 |
| Pre-tax net operating income | $679,000 | 7,059 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $259,000 | 6,170 |
| Income before extraordinary items | $420,000 | 7,512 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $420,000 | 7,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,261 |
| Cash dividends | $360,000 | 4,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $420,000 | 7,457 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,328,000 | 8,940 |
| Total interest expense | $1,056,000 | 8,832 |
| Net interest income | $1,272,000 | 8,839 |
| Provision for loan and lease losses | $50,000 | 6,559 |
| Total noninterest income | $183,000 | 8,489 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 8,081 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 6,966 |
| Total noninterest expense | $879,000 | 9,129 |
| Salaries and employee benefits | $451,000 | 9,249 |
| Premises and equipment expense | $137,000 | 8,364 |
| Additional noninterest expense | $291,000 | 8,978 |
| Pre-tax net operating income | $526,000 | 7,792 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $127,000 | 8,266 |
| Income before extraordinary items | $397,000 | 7,645 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $397,000 | 7,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 6,057 |
| Cash dividends | $450,000 | 3,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $398,520 | 7,570 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,230,000 | 9,372 |
| Total interest expense | $980,000 | 9,325 |
| Net interest income | $1,250,000 | 9,204 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $143,000 | 9,428 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 8,821 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 7,955 |
| Total noninterest expense | $790,000 | 9,812 |
| Salaries and employee benefits | $422,000 | 9,770 |
| Premises and equipment expense | $128,000 | 8,845 |
| Additional noninterest expense | $240,000 | 9,934 |
| Pre-tax net operating income | $483,000 | 8,532 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $168,000 | 7,963 |
| Income before extraordinary items | $315,000 | 8,785 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $315,000 | 8,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,093 |
| Cash dividends | $67,000 | 7,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $315,000 | 8,743 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,998,000 | 9,806 |
| Total interest expense | $739,000 | 9,885 |
| Net interest income | $1,259,000 | 9,593 |
| Provision for loan and lease losses | $101,000 | 4,511 |
| Total noninterest income | $153,000 | 9,643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 9,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 7,986 |
| Total noninterest expense | $889,000 | 9,823 |
| Salaries and employee benefits | $478,000 | 9,593 |
| Premises and equipment expense | $144,000 | 8,713 |
| Additional noninterest expense | $267,000 | 10,327 |
| Pre-tax net operating income | $422,000 | 9,188 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $123,000 | 8,863 |
| Income before extraordinary items | $301,000 | 9,139 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $301,000 | 9,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,111 |
| Cash dividends | $226,000 | 5,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $299,580 | 9,217 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,938,000 | 10,301 |
| Total interest expense | $740,000 | 10,359 |
| Net interest income | $1,198,000 | 10,070 |
| Provision for loan and lease losses | $62,000 | 6,899 |
| Total noninterest income | $146,000 | 10,287 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 9,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 8,496 |
| Total noninterest expense | $887,000 | 10,262 |
| Salaries and employee benefits | $385,000 | 10,792 |
| Premises and equipment expense | $134,000 | 9,351 |
| Additional noninterest expense | $368,000 | 9,631 |
| Pre-tax net operating income | $395,000 | 9,450 |
| Securities gains (losses) | $-63,000 | 13,122 |
| Applicable income taxes | $80,000 | 10,214 |
| Income before extraordinary items | $252,000 | 10,017 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $252,000 | 10,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $225,000 | 5,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $299,880 | 9,221 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,218,000 | 10,439 |
| Total interest expense | $1,024,000 | 10,292 |
| Net interest income | $1,194,000 | 10,347 |
| Provision for loan and lease losses | $72,000 | 8,175 |
| Total noninterest income | $139,000 | 10,707 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 9,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 9,195 |
| Total noninterest expense | $956,000 | 10,180 |
| Salaries and employee benefits | $496,000 | 9,818 |
| Premises and equipment expense | $120,000 | 10,011 |
| Additional noninterest expense | $340,000 | 10,321 |
| Pre-tax net operating income | $305,000 | 10,089 |
| Securities gains (losses) | $86,000 | 3,258 |
| Applicable income taxes | $116,000 | 9,484 |
| Income before extraordinary items | $275,000 | 9,620 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $275,000 | 9,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 6,726 |
| Cash dividends | $224,000 | 4,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $214,800 | 10,048 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.