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Wellsburg Banking and Trust Company, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,537,000 | 11,871 |
| Total interest expense | $683,000 | 11,906 |
| Net interest income | $854,000 | 11,695 |
| Provision for loan and lease losses | $16,000 | 10,806 |
| Total noninterest income | $70,000 | 12,557 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 10,079 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 13,064 |
| Total noninterest expense | $669,000 | 11,684 |
| Salaries and employee benefits | $320,000 | 11,788 |
| Premises and equipment expense | $88,000 | 11,176 |
| Additional noninterest expense | $261,000 | 11,394 |
| Pre-tax net operating income | $239,000 | 10,711 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $76,000 | 10,553 |
| Income before extraordinary items | $170,000 | 10,995 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $170,000 | 11,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 9,616 |
| Cash dividends | $233,000 | 4,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $165,170 | 10,725 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.