Home > Wellsburg Banking and Trust Company > Assets and Liabilities
Wellsburg Banking and Trust Company, Assets and Liabilities
| 1992-12-31 | Rank | |
| # of Employees: | 13 | 10,697 |
| Assets and Liabilities | ||
| Total Assets: | $20,214,000 | 11,987 |
| Cash and due from depository institutions | $1,017,000 | 10,697 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $10,793,000 | 8,814 |
| Federal funds sold & reverse repurchase agreements | $804,000 | 9,225 |
| Net loans & leases | $6,968,000 | 12,637 |
| Loan loss allowance | $156,000 | 11,391 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $354,000 | 10,026 |
| Other real estate owned | $28,000 | 10,697 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $250,000 | 12,317 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,214,000 | 11,987 |
| Total liabilities | $18,046,000 | 12,022 |
| Total deposits | $17,858,000 | 11,947 |
| Interest-bearing deposits | $15,528,000 | 11,867 |
| Deposits held in domestic offices | $17,858,000 | 11,946 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $188,000 | 10,288 |
| Total equity capital | $2,168,000 | 11,165 |
| Total bank equity capital | $2,168,000 | 11,165 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $100,000 | 10,493 |
| Surplus | $1,000,000 | 8,050 |
| Undivided profits | $1,068,000 | 9,400 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $58,000 | 11,058 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $51,000 | 12,956 |
| Earning assets | $18,565,000 | 11,913 |
| Long-term assets (5+ years) | $5,845,000 | 5,995 |
| Average Assets, year-to-date | $20,559,200 | 11,816 |
| Average Assets, quarterly | $21,420,500 | 11,734 |
| Volatile liabilities | $200,000 | 13,472 |
| Insider loans | $52,000 | 7,095 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $97,000 | 12,154 |
| Tier 1 (core) risk-based capital | $2,168,000 | 11,120 |
| Tier 2 risk-based capital | $114,060 | 11,610 |
| Total risk weighted assets | $9,082,960 | 12,367 |
| Total unused commitments | $97,000 | 12,162 |
| Derivatives | $0 | 651 |