Home > Wells Federal Bank > Income and Expense
Wells Federal Bank, Income and Expense
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,032,000 | 2,416 |
| Total interest expense | $169,000 | 4,252 |
| Net interest income | $4,863,000 | 2,272 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $1,658,000 | 1,485 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $164,000 | 2,717 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $1,494,000 | 1,194 |
| Total noninterest expense | $4,375,000 | 2,137 |
| Salaries and employee benefits | $2,292,000 | 2,263 |
| Premises and equipment expense | $390,000 | 2,523 |
| Additional noninterest expense | $1,693,000 | 1,749 |
| Pre-tax net operating income | $2,146,000 | 1,928 |
| Securities gains (losses) | $6,000 | 1,397 |
| Applicable income taxes | $747,000 | 1,333 |
| Income before extraordinary items | $1,405,000 | 2,260 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,405,000 | 2,260 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,405,000 | 2,260 |
| Net charge-offs | $-61,000 | 5,334 |
| Cash dividends | $3,186,000 | 521 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 426 |
| Net operating income | $1,401,100 | 2,232 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,558,000 | 2,384 |
| Total interest expense | $84,000 | 4,273 |
| Net interest income | $2,474,000 | 2,247 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $808,000 | 1,501 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $84,000 | 2,675 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $724,000 | 1,203 |
| Total noninterest expense | $2,119,000 | 2,211 |
| Salaries and employee benefits | $1,119,000 | 2,321 |
| Premises and equipment expense | $192,000 | 2,576 |
| Additional noninterest expense | $808,000 | 1,829 |
| Pre-tax net operating income | $1,163,000 | 1,758 |
| Securities gains (losses) | $6,000 | 778 |
| Applicable income taxes | $436,000 | 1,181 |
| Income before extraordinary items | $733,000 | 2,123 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $733,000 | 2,124 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $733,000 | 2,124 |
| Net charge-offs | $-92,000 | 5,600 |
| Cash dividends | $3,186,000 | 276 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 612 |
| Net operating income | $729,160 | 2,098 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,854,000 | 2,429 |
| Total interest expense | $355,000 | 4,226 |
| Net interest income | $9,499,000 | 2,288 |
| Provision for loan and lease losses | $40,000 | 3,765 |
| Total noninterest income | $3,572,000 | 1,452 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $346,000 | 2,713 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $3,226,000 | 1,151 |
| Total noninterest expense | $9,013,000 | 2,091 |
| Salaries and employee benefits | $5,052,000 | 2,074 |
| Premises and equipment expense | $762,000 | 2,586 |
| Additional noninterest expense | $3,199,000 | 1,866 |
| Pre-tax net operating income | $4,018,000 | 1,939 |
| Securities gains (losses) | $2,000 | 3,045 |
| Applicable income taxes | $1,447,000 | 1,302 |
| Income before extraordinary items | $2,573,000 | 2,357 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,573,000 | 2,354 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,573,000 | 2,356 |
| Net charge-offs | $121,000 | 2,438 |
| Cash dividends | $4,235,000 | 780 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 568 |
| Net operating income | $2,571,720 | 2,305 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,406,000 | 2,424 |
| Total interest expense | $270,000 | 4,231 |
| Net interest income | $7,136,000 | 2,282 |
| Provision for loan and lease losses | $40,000 | 3,506 |
| Total noninterest income | $2,715,000 | 1,435 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $257,000 | 2,738 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,458,000 | 1,138 |
| Total noninterest expense | $6,804,000 | 2,070 |
| Salaries and employee benefits | $3,791,000 | 2,070 |
| Premises and equipment expense | $593,000 | 2,525 |
| Additional noninterest expense | $2,420,000 | 1,850 |
| Pre-tax net operating income | $3,007,000 | 1,960 |
| Securities gains (losses) | $2,000 | 2,985 |
| Applicable income taxes | $1,075,000 | 1,343 |
| Income before extraordinary items | $1,934,000 | 2,396 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,934,000 | 2,395 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,934,000 | 2,396 |
| Net charge-offs | $-72,000 | 5,482 |
| Cash dividends | $4,235,000 | 575 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 496 |
| Net operating income | $1,932,720 | 2,345 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,908,000 | 2,442 |
| Total interest expense | $181,000 | 4,249 |
| Net interest income | $4,727,000 | 2,302 |
| Provision for loan and lease losses | $40,000 | 3,094 |
| Total noninterest income | $1,730,000 | 1,465 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $172,000 | 2,704 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,558,000 | 1,154 |
| Total noninterest expense | $4,602,000 | 2,060 |
| Salaries and employee benefits | $2,518,000 | 2,084 |
| Premises and equipment expense | $408,000 | 2,479 |
| Additional noninterest expense | $1,676,000 | 1,799 |
| Pre-tax net operating income | $1,815,000 | 2,098 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $666,000 | 1,405 |
| Income before extraordinary items | $1,149,000 | 2,553 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,149,000 | 2,552 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,149,000 | 2,552 |
| Net charge-offs | $-74,000 | 5,614 |
| Cash dividends | $4,235,000 | 420 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 485 |
| Net operating income | $1,149,000 | 2,485 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,425,000 | 2,460 |
| Total interest expense | $89,000 | 4,319 |
| Net interest income | $2,336,000 | 2,315 |
| Provision for loan and lease losses | $20,000 | 2,874 |
| Total noninterest income | $872,000 | 1,434 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $83,000 | 2,745 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $789,000 | 1,109 |
| Total noninterest expense | $2,249,000 | 2,100 |
| Salaries and employee benefits | $1,232,000 | 2,131 |
| Premises and equipment expense | $196,000 | 2,575 |
| Additional noninterest expense | $821,000 | 1,807 |
| Pre-tax net operating income | $939,000 | 2,018 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $344,000 | 1,362 |
| Income before extraordinary items | $595,000 | 2,463 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $595,000 | 2,463 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $595,000 | 2,463 |
| Net charge-offs | $-62,000 | 5,786 |
| Cash dividends | $4,235,000 | 228 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 457 |
| Net operating income | $595,000 | 2,412 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,547,000 | 2,458 |
| Total interest expense | $450,000 | 3,928 |
| Net interest income | $9,097,000 | 2,331 |
| Provision for loan and lease losses | $70,000 | 3,350 |
| Total noninterest income | $6,217,000 | 970 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $345,000 | 2,778 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $5,872,000 | 724 |
| Total noninterest expense | $8,931,000 | 2,100 |
| Salaries and employee benefits | $4,746,000 | 2,146 |
| Premises and equipment expense | $757,000 | 2,666 |
| Additional noninterest expense | $3,428,000 | 1,774 |
| Pre-tax net operating income | $6,313,000 | 1,310 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,301,000 | 1,345 |
| Income before extraordinary items | $5,012,000 | 1,354 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,012,000 | 1,354 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,012,000 | 1,354 |
| Net charge-offs | $240,000 | 1,816 |
| Cash dividends | $1,600,000 | 1,564 |
| Sale, conversion, retirement of capital stock, net | $-133,000 | 6,109 |
| Net operating income | $5,012,000 | 1,330 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,037,000 | 2,516 |
| Total interest expense | $350,000 | 3,915 |
| Net interest income | $6,687,000 | 2,382 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $5,332,000 | 888 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $251,000 | 2,845 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,081,000 | 651 |
| Total noninterest expense | $6,457,000 | 2,157 |
| Salaries and employee benefits | $3,414,000 | 2,232 |
| Premises and equipment expense | $553,000 | 2,760 |
| Additional noninterest expense | $2,490,000 | 1,821 |
| Pre-tax net operating income | $5,562,000 | 1,160 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,022,000 | 1,348 |
| Income before extraordinary items | $4,540,000 | 1,176 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,540,000 | 1,175 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $4,540,000 | 1,176 |
| Net charge-offs | $33,000 | 3,062 |
| Cash dividends | $1,600,000 | 1,155 |
| Sale, conversion, retirement of capital stock, net | $-163,000 | 6,213 |
| Net operating income | $4,540,000 | 1,140 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,560,000 | 2,578 |
| Total interest expense | $225,000 | 4,017 |
| Net interest income | $4,335,000 | 2,431 |
| Provision for loan and lease losses | $70,000 | 2,568 |
| Total noninterest income | $1,693,000 | 1,478 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $165,000 | 2,846 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,528,000 | 1,177 |
| Total noninterest expense | $4,219,000 | 2,209 |
| Salaries and employee benefits | $2,250,000 | 2,271 |
| Premises and equipment expense | $357,000 | 2,836 |
| Additional noninterest expense | $1,612,000 | 1,879 |
| Pre-tax net operating income | $1,739,000 | 2,111 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $660,000 | 1,375 |
| Income before extraordinary items | $1,079,000 | 2,622 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,079,000 | 2,624 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,079,000 | 2,624 |
| Net charge-offs | $44,000 | 2,414 |
| Cash dividends | $1,600,000 | 851 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 677 |
| Net operating income | $1,079,000 | 2,554 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,339,000 | 2,532 |
| Total interest expense | $117,000 | 3,989 |
| Net interest income | $2,222,000 | 2,395 |
| Provision for loan and lease losses | $70,000 | 1,797 |
| Total noninterest income | $787,000 | 1,532 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $76,000 | 2,961 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $711,000 | 1,184 |
| Total noninterest expense | $2,112,000 | 2,223 |
| Salaries and employee benefits | $1,108,000 | 2,307 |
| Premises and equipment expense | $184,000 | 2,819 |
| Additional noninterest expense | $820,000 | 1,831 |
| Pre-tax net operating income | $827,000 | 2,155 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $313,000 | 1,402 |
| Income before extraordinary items | $514,000 | 2,671 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $514,000 | 2,674 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $514,000 | 2,674 |
| Net charge-offs | $-24,000 | 5,740 |
| Cash dividends | $1,600,000 | 444 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 636 |
| Net operating income | $514,000 | 2,594 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,818,000 | 2,692 |
| Total interest expense | $597,000 | 3,646 |
| Net interest income | $8,221,000 | 2,559 |
| Provision for loan and lease losses | $520,000 | 1,424 |
| Total noninterest income | $3,079,000 | 1,539 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $341,000 | 2,980 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,738,000 | 1,163 |
| Total noninterest expense | $8,788,000 | 2,148 |
| Salaries and employee benefits | $4,626,000 | 2,194 |
| Premises and equipment expense | $763,000 | 2,753 |
| Additional noninterest expense | $3,399,000 | 1,819 |
| Pre-tax net operating income | $1,992,000 | 2,980 |
| Securities gains (losses) | $5,000 | 2,877 |
| Applicable income taxes | $635,000 | 1,994 |
| Income before extraordinary items | $1,362,000 | 3,406 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,362,000 | 3,408 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,362,000 | 3,408 |
| Net charge-offs | $86,000 | 3,322 |
| Cash dividends | $1,477,000 | 1,587 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 726 |
| Net operating income | $1,358,600 | 3,361 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,451,000 | 2,754 |
| Total interest expense | $462,000 | 3,629 |
| Net interest income | $5,989,000 | 2,636 |
| Provision for loan and lease losses | $420,000 | 1,336 |
| Total noninterest income | $2,265,000 | 1,562 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $249,000 | 3,054 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,016,000 | 1,195 |
| Total noninterest expense | $6,583,000 | 2,152 |
| Salaries and employee benefits | $3,442,000 | 2,219 |
| Premises and equipment expense | $572,000 | 2,785 |
| Additional noninterest expense | $2,569,000 | 1,792 |
| Pre-tax net operating income | $1,251,000 | 3,348 |
| Securities gains (losses) | $3,000 | 2,680 |
| Applicable income taxes | $335,000 | 2,357 |
| Income before extraordinary items | $919,000 | 3,650 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $919,000 | 3,651 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $919,000 | 3,652 |
| Net charge-offs | $104,000 | 2,652 |
| Cash dividends | $1,477,000 | 1,168 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 680 |
| Net operating income | $916,810 | 3,601 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,248,000 | 2,785 |
| Total interest expense | $314,000 | 3,610 |
| Net interest income | $3,934,000 | 2,659 |
| Provision for loan and lease losses | $320,000 | 1,179 |
| Total noninterest income | $1,460,000 | 1,580 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $155,000 | 3,163 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,305,000 | 1,202 |
| Total noninterest expense | $4,467,000 | 2,112 |
| Salaries and employee benefits | $2,356,000 | 2,174 |
| Premises and equipment expense | $400,000 | 2,712 |
| Additional noninterest expense | $1,711,000 | 1,791 |
| Pre-tax net operating income | $607,000 | 3,846 |
| Securities gains (losses) | $3,000 | 2,288 |
| Applicable income taxes | $244,000 | 2,224 |
| Income before extraordinary items | $366,000 | 4,437 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $366,000 | 4,440 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $366,000 | 4,441 |
| Net charge-offs | $110,000 | 2,097 |
| Cash dividends | $1,477,000 | 854 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 643 |
| Net operating income | $364,080 | 4,400 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,113,000 | 2,802 |
| Total interest expense | $160,000 | 3,629 |
| Net interest income | $1,953,000 | 2,685 |
| Provision for loan and lease losses | $170,000 | 1,116 |
| Total noninterest income | $798,000 | 1,460 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $72,000 | 3,281 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $726,000 | 1,095 |
| Total noninterest expense | $2,149,000 | 2,197 |
| Salaries and employee benefits | $1,173,000 | 2,197 |
| Premises and equipment expense | $208,000 | 2,688 |
| Additional noninterest expense | $768,000 | 1,971 |
| Pre-tax net operating income | $432,000 | 3,169 |
| Securities gains (losses) | $3,000 | 1,458 |
| Applicable income taxes | $174,000 | 1,865 |
| Income before extraordinary items | $261,000 | 3,782 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $261,000 | 3,785 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $261,000 | 3,785 |
| Net charge-offs | $68,000 | 1,622 |
| Cash dividends | $1,477,000 | 438 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 607 |
| Net operating income | $259,080 | 3,754 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,473,000 | 2,814 |
| Total interest expense | $796,000 | 3,461 |
| Net interest income | $7,677,000 | 2,709 |
| Provision for loan and lease losses | $640,000 | 1,569 |
| Total noninterest income | $3,702,000 | 1,391 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $316,000 | 3,266 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,386,000 | 1,063 |
| Total noninterest expense | $8,724,000 | 2,163 |
| Salaries and employee benefits | $4,202,000 | 2,372 |
| Premises and equipment expense | $868,000 | 2,543 |
| Additional noninterest expense | $3,654,000 | 1,740 |
| Pre-tax net operating income | $2,015,000 | 2,840 |
| Securities gains (losses) | $4,000 | 2,846 |
| Applicable income taxes | $802,000 | 1,683 |
| Income before extraordinary items | $1,217,000 | 3,533 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,217,000 | 3,535 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,217,000 | 3,536 |
| Net charge-offs | $654,000 | 1,714 |
| Cash dividends | $1,250,000 | 1,650 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 886 |
| Net operating income | $1,214,440 | 3,496 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,327,000 | 2,841 |
| Total interest expense | $618,000 | 3,465 |
| Net interest income | $5,709,000 | 2,730 |
| Provision for loan and lease losses | $415,000 | 1,722 |
| Total noninterest income | $2,880,000 | 1,382 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $236,000 | 3,287 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,644,000 | 1,064 |
| Total noninterest expense | $6,305,000 | 2,248 |
| Salaries and employee benefits | $3,131,000 | 2,398 |
| Premises and equipment expense | $665,000 | 2,517 |
| Additional noninterest expense | $2,509,000 | 1,884 |
| Pre-tax net operating income | $1,869,000 | 2,548 |
| Securities gains (losses) | $4,000 | 2,720 |
| Applicable income taxes | $765,000 | 1,497 |
| Income before extraordinary items | $1,108,000 | 3,227 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,108,000 | 3,230 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,108,000 | 3,231 |
| Net charge-offs | $519,000 | 1,549 |
| Cash dividends | $1,250,000 | 1,229 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 858 |
| Net operating income | $1,105,440 | 3,163 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,220,000 | 2,836 |
| Total interest expense | $427,000 | 3,443 |
| Net interest income | $3,793,000 | 2,730 |
| Provision for loan and lease losses | $375,000 | 1,435 |
| Total noninterest income | $1,988,000 | 1,364 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $153,000 | 3,317 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,835,000 | 1,050 |
| Total noninterest expense | $4,309,000 | 2,184 |
| Salaries and employee benefits | $2,144,000 | 2,354 |
| Premises and equipment expense | $461,000 | 2,439 |
| Additional noninterest expense | $1,704,000 | 1,854 |
| Pre-tax net operating income | $1,097,000 | 2,720 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $462,000 | 1,599 |
| Income before extraordinary items | $635,000 | 3,504 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $635,000 | 3,506 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $635,000 | 3,507 |
| Net charge-offs | $312,000 | 1,650 |
| Cash dividends | $1,250,000 | 898 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 822 |
| Net operating income | $635,000 | 3,404 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,138,000 | 2,830 |
| Total interest expense | $220,000 | 3,465 |
| Net interest income | $1,918,000 | 2,712 |
| Provision for loan and lease losses | $375,000 | 844 |
| Total noninterest income | $1,074,000 | 1,293 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $77,000 | 3,284 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $997,000 | 1,001 |
| Total noninterest expense | $2,215,000 | 2,147 |
| Salaries and employee benefits | $1,059,000 | 2,393 |
| Premises and equipment expense | $219,000 | 2,584 |
| Additional noninterest expense | $937,000 | 1,705 |
| Pre-tax net operating income | $402,000 | 3,291 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $161,000 | 1,930 |
| Income before extraordinary items | $241,000 | 3,949 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $241,000 | 3,951 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $241,000 | 3,952 |
| Net charge-offs | $235,000 | 1,232 |
| Cash dividends | $1,250,000 | 435 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $241,000 | 3,862 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,390,000 | 2,720 |
| Total interest expense | $1,212,000 | 3,176 |
| Net interest income | $8,178,000 | 2,622 |
| Provision for loan and lease losses | $840,000 | 1,997 |
| Total noninterest income | $4,744,000 | 1,194 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $345,000 | 3,211 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $4,399,000 | 897 |
| Total noninterest expense | $9,349,000 | 2,046 |
| Salaries and employee benefits | $4,347,000 | 2,274 |
| Premises and equipment expense | $857,000 | 2,592 |
| Additional noninterest expense | $4,145,000 | 1,629 |
| Pre-tax net operating income | $2,733,000 | 2,257 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,091,000 | 1,387 |
| Income before extraordinary items | $1,642,000 | 2,945 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,642,000 | 2,947 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,642,000 | 2,947 |
| Net charge-offs | $1,902,000 | 1,206 |
| Cash dividends | $1,350,000 | 1,603 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 955 |
| Net operating income | $1,642,000 | 2,826 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,168,000 | 2,728 |
| Total interest expense | $957,000 | 3,177 |
| Net interest income | $6,211,000 | 2,640 |
| Provision for loan and lease losses | $655,000 | 1,926 |
| Total noninterest income | $3,489,000 | 1,198 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $258,000 | 3,265 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,231,000 | 892 |
| Total noninterest expense | $6,499,000 | 2,206 |
| Salaries and employee benefits | $3,202,000 | 2,319 |
| Premises and equipment expense | $633,000 | 2,653 |
| Additional noninterest expense | $2,664,000 | 1,869 |
| Pre-tax net operating income | $2,546,000 | 1,944 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,021,000 | 1,207 |
| Income before extraordinary items | $1,525,000 | 2,610 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,525,000 | 2,611 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,525,000 | 2,611 |
| Net charge-offs | $1,517,000 | 1,104 |
| Cash dividends | $1,350,000 | 1,070 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 909 |
| Net operating income | $1,525,000 | 2,488 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,892,000 | 2,683 |
| Total interest expense | $682,000 | 3,109 |
| Net interest income | $4,210,000 | 2,588 |
| Provision for loan and lease losses | $350,000 | 2,226 |
| Total noninterest income | $2,157,000 | 1,265 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $170,000 | 3,271 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,987,000 | 917 |
| Total noninterest expense | $4,403,000 | 2,183 |
| Salaries and employee benefits | $2,176,000 | 2,281 |
| Premises and equipment expense | $426,000 | 2,638 |
| Additional noninterest expense | $1,801,000 | 1,850 |
| Pre-tax net operating income | $1,614,000 | 2,018 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $642,000 | 1,258 |
| Income before extraordinary items | $972,000 | 2,672 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $972,000 | 2,672 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $972,000 | 2,672 |
| Net charge-offs | $43,000 | 4,152 |
| Cash dividends | $1,350,000 | 757 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 880 |
| Net operating income | $972,000 | 2,535 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,511,000 | 2,646 |
| Total interest expense | $353,000 | 3,126 |
| Net interest income | $2,158,000 | 2,531 |
| Provision for loan and lease losses | $200,000 | 1,993 |
| Total noninterest income | $1,039,000 | 1,295 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $83,000 | 3,304 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $956,000 | 938 |
| Total noninterest expense | $2,161,000 | 2,202 |
| Salaries and employee benefits | $1,093,000 | 2,275 |
| Premises and equipment expense | $199,000 | 2,803 |
| Additional noninterest expense | $869,000 | 1,906 |
| Pre-tax net operating income | $836,000 | 1,959 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $343,000 | 1,191 |
| Income before extraordinary items | $493,000 | 2,646 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $493,000 | 2,648 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $493,000 | 2,649 |
| Net charge-offs | $-7,000 | 6,510 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 833 |
| Net operating income | $493,000 | 2,521 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,054,000 | 2,524 |
| Total interest expense | $1,907,000 | 2,870 |
| Net interest income | $9,147,000 | 2,393 |
| Provision for loan and lease losses | $1,412,000 | 1,968 |
| Total noninterest income | $2,100,000 | 1,928 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,100,000 | 1,313 |
| Total noninterest expense | $8,207,000 | 2,313 |
| Salaries and employee benefits | $4,220,000 | 2,287 |
| Premises and equipment expense | $1,579,000 | 1,572 |
| Additional noninterest expense | $2,408,000 | 2,662 |
| Pre-tax net operating income | $1,628,000 | 2,893 |
| Securities gains (losses) | $833,000 | 521 |
| Applicable income taxes | $878,000 | 1,475 |
| Income before extraordinary items | $1,583,000 | 2,673 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,583,000 | 2,674 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,583,000 | 2,674 |
| Net charge-offs | $1,594,000 | 1,796 |
| Cash dividends | $865,000 | 1,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,049,880 | 3,342 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,305,000 | 2,542 |
| Total interest expense | $1,502,000 | 2,868 |
| Net interest income | $6,803,000 | 2,427 |
| Provision for loan and lease losses | $883,000 | 2,140 |
| Total noninterest income | $1,558,000 | 1,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,558,000 | 1,307 |
| Total noninterest expense | $6,063,000 | 2,358 |
| Salaries and employee benefits | $3,195,000 | 2,264 |
| Premises and equipment expense | $1,178,000 | 1,595 |
| Additional noninterest expense | $1,690,000 | 2,832 |
| Pre-tax net operating income | $1,415,000 | 2,690 |
| Securities gains (losses) | $486,000 | 661 |
| Applicable income taxes | $725,000 | 1,388 |
| Income before extraordinary items | $1,176,000 | 2,754 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,176,000 | 2,756 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,176,000 | 2,756 |
| Net charge-offs | $912,000 | 2,004 |
| Cash dividends | $530,000 | 1,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $864,960 | 3,246 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,603,000 | 2,536 |
| Total interest expense | $1,061,000 | 2,830 |
| Net interest income | $4,542,000 | 2,417 |
| Provision for loan and lease losses | $507,000 | 2,292 |
| Total noninterest income | $1,006,000 | 1,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,006,000 | 1,332 |
| Total noninterest expense | $4,146,000 | 2,326 |
| Salaries and employee benefits | $2,117,000 | 2,285 |
| Premises and equipment expense | $813,000 | 1,553 |
| Additional noninterest expense | $1,216,000 | 2,715 |
| Pre-tax net operating income | $895,000 | 2,719 |
| Securities gains (losses) | $291,000 | 558 |
| Applicable income taxes | $457,000 | 1,402 |
| Income before extraordinary items | $729,000 | 2,842 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $729,000 | 2,844 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $729,000 | 2,844 |
| Net charge-offs | $549,000 | 2,052 |
| Cash dividends | $334,000 | 1,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $542,760 | 3,316 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,860,000 | 2,492 |
| Total interest expense | $565,000 | 2,768 |
| Net interest income | $2,295,000 | 2,389 |
| Provision for loan and lease losses | $216,000 | 2,350 |
| Total noninterest income | $494,000 | 2,002 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $494,000 | 1,353 |
| Total noninterest expense | $2,080,000 | 2,329 |
| Salaries and employee benefits | $1,079,000 | 2,267 |
| Premises and equipment expense | $416,000 | 1,543 |
| Additional noninterest expense | $585,000 | 2,773 |
| Pre-tax net operating income | $493,000 | 2,584 |
| Securities gains (losses) | $161,000 | 399 |
| Applicable income taxes | $252,000 | 1,271 |
| Income before extraordinary items | $402,000 | 2,647 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $402,000 | 2,646 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $402,000 | 2,647 |
| Net charge-offs | $483,000 | 1,359 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $298,960 | 3,193 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,703,000 | 2,361 |
| Total interest expense | $3,603,000 | 2,201 |
| Net interest income | $9,100,000 | 2,400 |
| Provision for loan and lease losses | $978,000 | 3,088 |
| Total noninterest income | $2,482,000 | 1,769 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,482,000 | 1,202 |
| Total noninterest expense | $8,607,000 | 2,249 |
| Salaries and employee benefits | $4,279,000 | 2,256 |
| Premises and equipment expense | $1,744,000 | 1,471 |
| Additional noninterest expense | $2,584,000 | 2,603 |
| Pre-tax net operating income | $1,997,000 | 2,238 |
| Securities gains (losses) | $1,044,000 | 474 |
| Applicable income taxes | $1,096,000 | 1,146 |
| Income before extraordinary items | $1,945,000 | 2,072 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,945,000 | 2,073 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,945,000 | 2,074 |
| Net charge-offs | $461,000 | 3,759 |
| Cash dividends | $1,472,000 | 1,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,276,840 | 2,687 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,586,000 | 2,408 |
| Total interest expense | $2,948,000 | 2,108 |
| Net interest income | $6,638,000 | 2,501 |
| Provision for loan and lease losses | $505,000 | 3,512 |
| Total noninterest income | $1,759,000 | 1,858 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,759,000 | 1,212 |
| Total noninterest expense | $6,062,000 | 2,395 |
| Salaries and employee benefits | $3,139,000 | 2,315 |
| Premises and equipment expense | $1,289,000 | 1,506 |
| Additional noninterest expense | $1,634,000 | 2,976 |
| Pre-tax net operating income | $1,830,000 | 2,035 |
| Securities gains (losses) | $588,000 | 640 |
| Applicable income taxes | $906,000 | 1,081 |
| Income before extraordinary items | $1,512,000 | 2,125 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,512,000 | 2,127 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,512,000 | 2,128 |
| Net charge-offs | $362,000 | 3,482 |
| Cash dividends | $1,003,000 | 1,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,135,680 | 2,529 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,449,000 | 2,417 |
| Total interest expense | $2,089,000 | 2,065 |
| Net interest income | $4,360,000 | 2,543 |
| Provision for loan and lease losses | $380,000 | 3,262 |
| Total noninterest income | $1,261,000 | 1,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,261,000 | 1,107 |
| Total noninterest expense | $4,056,000 | 2,393 |
| Salaries and employee benefits | $2,099,000 | 2,323 |
| Premises and equipment expense | $883,000 | 1,487 |
| Additional noninterest expense | $1,074,000 | 3,009 |
| Pre-tax net operating income | $1,185,000 | 2,075 |
| Securities gains (losses) | $247,000 | 812 |
| Applicable income taxes | $545,000 | 1,145 |
| Income before extraordinary items | $887,000 | 2,328 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $887,000 | 2,325 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $887,000 | 2,328 |
| Net charge-offs | $232,000 | 3,368 |
| Cash dividends | $629,000 | 1,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $728,920 | 2,585 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,225,000 | 2,467 |
| Total interest expense | $1,107,000 | 2,069 |
| Net interest income | $2,118,000 | 2,642 |
| Provision for loan and lease losses | $125,000 | 3,660 |
| Total noninterest income | $579,000 | 1,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $579,000 | 1,157 |
| Total noninterest expense | $2,010,000 | 2,438 |
| Salaries and employee benefits | $1,032,000 | 2,397 |
| Premises and equipment expense | $437,000 | 1,545 |
| Additional noninterest expense | $541,000 | 2,964 |
| Pre-tax net operating income | $562,000 | 2,211 |
| Securities gains (losses) | $57,000 | 1,082 |
| Applicable income taxes | $230,000 | 1,293 |
| Income before extraordinary items | $389,000 | 2,605 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $389,000 | 2,602 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $389,000 | 2,605 |
| Net charge-offs | $9,000 | 4,900 |
| Cash dividends | $338,000 | 990 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $352,520 | 2,691 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,867,000 | 2,407 |
| Total interest expense | $5,452,000 | 2,088 |
| Net interest income | $8,415,000 | 2,594 |
| Provision for loan and lease losses | $980,000 | 3,539 |
| Total noninterest income | $2,993,000 | 1,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,993,000 | 1,044 |
| Total noninterest expense | $7,927,000 | 2,484 |
| Salaries and employee benefits | $4,237,000 | 2,322 |
| Premises and equipment expense | $1,747,000 | 1,541 |
| Additional noninterest expense | $1,943,000 | 3,385 |
| Pre-tax net operating income | $2,501,000 | 1,578 |
| Securities gains (losses) | $1,037,000 | 481 |
| Applicable income taxes | $1,299,000 | 797 |
| Income before extraordinary items | $2,239,000 | 1,494 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,239,000 | 1,491 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,239,000 | 1,493 |
| Net charge-offs | $737,000 | 3,292 |
| Cash dividends | $1,736,000 | 1,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,575,320 | 2,000 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,582,000 | 2,409 |
| Total interest expense | $4,232,000 | 2,109 |
| Net interest income | $6,350,000 | 2,569 |
| Provision for loan and lease losses | $835,000 | 3,050 |
| Total noninterest income | $2,220,000 | 1,651 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,220,000 | 1,074 |
| Total noninterest expense | $5,811,000 | 2,545 |
| Salaries and employee benefits | $3,111,000 | 2,391 |
| Premises and equipment expense | $1,328,000 | 1,544 |
| Additional noninterest expense | $1,372,000 | 3,508 |
| Pre-tax net operating income | $1,924,000 | 1,679 |
| Securities gains (losses) | $917,000 | 417 |
| Applicable income taxes | $1,053,000 | 811 |
| Income before extraordinary items | $1,788,000 | 1,504 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,788,000 | 1,502 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,788,000 | 1,504 |
| Net charge-offs | $564,000 | 2,878 |
| Cash dividends | $1,378,000 | 946 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,201,120 | 2,129 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,101,000 | 2,420 |
| Total interest expense | $2,893,000 | 2,159 |
| Net interest income | $4,208,000 | 2,576 |
| Provision for loan and lease losses | $760,000 | 2,390 |
| Total noninterest income | $1,697,000 | 1,515 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,697,000 | 1,002 |
| Total noninterest expense | $3,798,000 | 2,631 |
| Salaries and employee benefits | $2,090,000 | 2,416 |
| Premises and equipment expense | $910,000 | 1,531 |
| Additional noninterest expense | $798,000 | 3,875 |
| Pre-tax net operating income | $1,347,000 | 1,673 |
| Securities gains (losses) | $754,000 | 367 |
| Applicable income taxes | $790,000 | 757 |
| Income before extraordinary items | $1,311,000 | 1,434 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,311,000 | 1,432 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,311,000 | 1,433 |
| Net charge-offs | $448,000 | 2,465 |
| Cash dividends | $899,000 | 1,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $828,440 | 2,119 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,622,000 | 2,395 |
| Total interest expense | $1,441,000 | 2,229 |
| Net interest income | $2,181,000 | 2,473 |
| Provision for loan and lease losses | $385,000 | 2,028 |
| Total noninterest income | $795,000 | 1,556 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $795,000 | 1,021 |
| Total noninterest expense | $1,902,000 | 2,543 |
| Salaries and employee benefits | $1,068,000 | 2,390 |
| Premises and equipment expense | $461,000 | 1,547 |
| Additional noninterest expense | $373,000 | 3,775 |
| Pre-tax net operating income | $689,000 | 1,834 |
| Securities gains (losses) | $378,000 | 431 |
| Applicable income taxes | $393,000 | 838 |
| Income before extraordinary items | $674,000 | 1,593 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $674,000 | 1,594 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $674,000 | 1,595 |
| Net charge-offs | $33,000 | 3,934 |
| Cash dividends | $393,000 | 1,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $432,080 | 2,270 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,989,000 | 2,463 |
| Total interest expense | $6,822,000 | 2,241 |
| Net interest income | $8,167,000 | 2,655 |
| Provision for loan and lease losses | $988,000 | 2,731 |
| Total noninterest income | $2,148,000 | 2,025 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,148,000 | 1,238 |
| Total noninterest expense | $7,547,000 | 2,505 |
| Salaries and employee benefits | $4,058,000 | 2,477 |
| Premises and equipment expense | $1,955,000 | 1,417 |
| Additional noninterest expense | $1,534,000 | 3,564 |
| Pre-tax net operating income | $1,780,000 | 2,694 |
| Securities gains (losses) | $446,000 | 419 |
| Applicable income taxes | $816,000 | 1,384 |
| Income before extraordinary items | $1,410,000 | 2,619 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,410,000 | 2,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $533,000 | 2,711 |
| Cash dividends | $1,004,000 | 2,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,124,560 | 3,206 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,293,000 | 2,507 |
| Total interest expense | $5,294,000 | 2,262 |
| Net interest income | $5,999,000 | 2,723 |
| Provision for loan and lease losses | $838,000 | 2,033 |
| Total noninterest income | $1,687,000 | 2,032 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,687,000 | 1,256 |
| Total noninterest expense | $5,765,000 | 2,447 |
| Salaries and employee benefits | $3,078,000 | 2,478 |
| Premises and equipment expense | $1,489,000 | 1,394 |
| Additional noninterest expense | $1,198,000 | 3,394 |
| Pre-tax net operating income | $1,083,000 | 3,521 |
| Securities gains (losses) | $357,000 | 409 |
| Applicable income taxes | $512,000 | 1,875 |
| Income before extraordinary items | $928,000 | 3,256 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $928,000 | 3,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $456,000 | 2,056 |
| Cash dividends | $1,004,000 | 1,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $699,520 | 3,956 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,659,000 | 2,505 |
| Total interest expense | $3,691,000 | 2,259 |
| Net interest income | $3,968,000 | 2,725 |
| Provision for loan and lease losses | $133,000 | 3,840 |
| Total noninterest income | $1,164,000 | 1,988 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,164,000 | 1,267 |
| Total noninterest expense | $3,910,000 | 2,421 |
| Salaries and employee benefits | $2,078,000 | 2,476 |
| Premises and equipment expense | $1,048,000 | 1,317 |
| Additional noninterest expense | $784,000 | 3,414 |
| Pre-tax net operating income | $1,089,000 | 2,773 |
| Securities gains (losses) | $286,000 | 467 |
| Applicable income taxes | $490,000 | 1,632 |
| Income before extraordinary items | $885,000 | 2,842 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $885,000 | 2,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 2,363 |
| Cash dividends | $624,000 | 2,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $701,960 | 3,258 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,864,000 | 2,544 |
| Total interest expense | $1,936,000 | 2,300 |
| Net interest income | $1,928,000 | 2,794 |
| Provision for loan and lease losses | $58,000 | 3,653 |
| Total noninterest income | $560,000 | 2,066 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $560,000 | 1,300 |
| Total noninterest expense | $1,969,000 | 2,404 |
| Salaries and employee benefits | $1,059,000 | 2,458 |
| Premises and equipment expense | $526,000 | 1,314 |
| Additional noninterest expense | $384,000 | 3,424 |
| Pre-tax net operating income | $461,000 | 3,225 |
| Securities gains (losses) | $133,000 | 590 |
| Applicable income taxes | $217,000 | 1,865 |
| Income before extraordinary items | $377,000 | 3,316 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $377,000 | 3,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 1,466 |
| Cash dividends | $342,000 | 1,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $291,880 | 3,779 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,613,000 | 2,458 |
| Total interest expense | $8,486,000 | 2,216 |
| Net interest income | $8,127,000 | 2,679 |
| Provision for loan and lease losses | $73,000 | 5,300 |
| Total noninterest income | $2,049,000 | 2,174 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,049,000 | 1,345 |
| Total noninterest expense | $7,645,000 | 2,387 |
| Salaries and employee benefits | $4,190,000 | 2,401 |
| Premises and equipment expense | $1,958,000 | 1,353 |
| Additional noninterest expense | $1,497,000 | 3,424 |
| Pre-tax net operating income | $2,458,000 | 2,858 |
| Securities gains (losses) | $352,000 | 323 |
| Applicable income taxes | $988,000 | 1,879 |
| Income before extraordinary items | $1,822,000 | 3,025 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,822,000 | 3,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,564 |
| Cash dividends | $2,186,000 | 1,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,593,200 | 3,300 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,607,000 | 2,444 |
| Total interest expense | $6,425,000 | 2,197 |
| Net interest income | $6,182,000 | 2,665 |
| Provision for loan and lease losses | $54,000 | 4,965 |
| Total noninterest income | $1,547,000 | 2,171 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,547,000 | 1,349 |
| Total noninterest expense | $5,840,000 | 2,329 |
| Salaries and employee benefits | $3,205,000 | 2,351 |
| Premises and equipment expense | $1,480,000 | 1,326 |
| Additional noninterest expense | $1,155,000 | 3,295 |
| Pre-tax net operating income | $1,835,000 | 3,013 |
| Securities gains (losses) | $287,000 | 317 |
| Applicable income taxes | $756,000 | 1,979 |
| Income before extraordinary items | $1,366,000 | 3,166 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,366,000 | 3,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,810 |
| Cash dividends | $1,097,000 | 1,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,182,320 | 3,488 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,483,000 | 2,447 |
| Total interest expense | $4,305,000 | 2,192 |
| Net interest income | $4,178,000 | 2,655 |
| Provision for loan and lease losses | $26,000 | 5,117 |
| Total noninterest income | $1,018,000 | 2,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,018,000 | 1,380 |
| Total noninterest expense | $3,919,000 | 2,331 |
| Salaries and employee benefits | $2,135,000 | 2,391 |
| Premises and equipment expense | $1,020,000 | 1,311 |
| Additional noninterest expense | $764,000 | 3,320 |
| Pre-tax net operating income | $1,251,000 | 3,024 |
| Securities gains (losses) | $184,000 | 316 |
| Applicable income taxes | $521,000 | 1,999 |
| Income before extraordinary items | $914,000 | 3,206 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $914,000 | 3,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,834 |
| Cash dividends | $771,000 | 1,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $796,240 | 3,504 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,297,000 | 2,412 |
| Total interest expense | $2,150,000 | 2,184 |
| Net interest income | $2,147,000 | 2,597 |
| Provision for loan and lease losses | $13,000 | 4,876 |
| Total noninterest income | $517,000 | 2,160 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $517,000 | 1,330 |
| Total noninterest expense | $1,967,000 | 2,323 |
| Salaries and employee benefits | $1,056,000 | 2,435 |
| Premises and equipment expense | $519,000 | 1,295 |
| Additional noninterest expense | $392,000 | 3,224 |
| Pre-tax net operating income | $684,000 | 2,845 |
| Securities gains (losses) | $73,000 | 361 |
| Applicable income taxes | $277,000 | 1,960 |
| Income before extraordinary items | $480,000 | 3,123 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $480,000 | 3,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,389 |
| Cash dividends | $412,000 | 1,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $433,280 | 3,297 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,431,000 | 2,364 |
| Total interest expense | $7,871,000 | 2,076 |
| Net interest income | $8,560,000 | 2,631 |
| Provision for loan and lease losses | $75,000 | 5,084 |
| Total noninterest income | $2,037,000 | 2,193 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,037,000 | 1,329 |
| Total noninterest expense | $7,612,000 | 2,326 |
| Salaries and employee benefits | $4,154,000 | 2,366 |
| Premises and equipment expense | $1,823,000 | 1,406 |
| Additional noninterest expense | $1,635,000 | 3,071 |
| Pre-tax net operating income | $2,910,000 | 2,828 |
| Securities gains (losses) | $336,000 | 305 |
| Applicable income taxes | $1,166,000 | 1,984 |
| Income before extraordinary items | $2,080,000 | 3,013 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,080,000 | 3,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,266 |
| Cash dividends | $811,000 | 2,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,864,960 | 3,241 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,247,000 | 2,369 |
| Total interest expense | $5,722,000 | 2,076 |
| Net interest income | $6,525,000 | 2,617 |
| Provision for loan and lease losses | $45,000 | 5,149 |
| Total noninterest income | $1,546,000 | 2,184 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,546,000 | 1,337 |
| Total noninterest expense | $5,883,000 | 2,240 |
| Salaries and employee benefits | $3,225,000 | 2,274 |
| Premises and equipment expense | $1,389,000 | 1,402 |
| Additional noninterest expense | $1,269,000 | 2,976 |
| Pre-tax net operating income | $2,143,000 | 2,975 |
| Securities gains (losses) | $260,000 | 293 |
| Applicable income taxes | $872,000 | 2,069 |
| Income before extraordinary items | $1,531,000 | 3,158 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,531,000 | 3,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,575 |
| Cash dividends | $811,000 | 2,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,364,600 | 3,405 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,970,000 | 2,381 |
| Total interest expense | $3,633,000 | 2,067 |
| Net interest income | $4,337,000 | 2,627 |
| Provision for loan and lease losses | $25,000 | 5,320 |
| Total noninterest income | $1,023,000 | 2,183 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,023,000 | 1,330 |
| Total noninterest expense | $3,942,000 | 2,240 |
| Salaries and employee benefits | $2,164,000 | 2,269 |
| Premises and equipment expense | $929,000 | 1,394 |
| Additional noninterest expense | $849,000 | 2,971 |
| Pre-tax net operating income | $1,393,000 | 3,034 |
| Securities gains (losses) | $158,000 | 295 |
| Applicable income taxes | $567,000 | 2,132 |
| Income before extraordinary items | $984,000 | 3,251 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $984,000 | 3,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,455 |
| Cash dividends | $811,000 | 1,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $882,880 | 3,483 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,879,000 | 2,388 |
| Total interest expense | $1,763,000 | 2,025 |
| Net interest income | $2,116,000 | 2,662 |
| Provision for loan and lease losses | $10,000 | 5,231 |
| Total noninterest income | $543,000 | 2,078 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $543,000 | 1,260 |
| Total noninterest expense | $1,972,000 | 2,252 |
| Salaries and employee benefits | $1,094,000 | 2,250 |
| Premises and equipment expense | $440,000 | 1,481 |
| Additional noninterest expense | $438,000 | 2,874 |
| Pre-tax net operating income | $677,000 | 3,037 |
| Securities gains (losses) | $65,000 | 300 |
| Applicable income taxes | $267,000 | 2,164 |
| Income before extraordinary items | $475,000 | 3,300 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $475,000 | 3,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $455,000 | 1,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $433,400 | 3,473 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,421,000 | 2,293 |
| Total interest expense | $5,741,000 | 1,960 |
| Net interest income | $8,680,000 | 2,511 |
| Provision for loan and lease losses | $195,000 | 3,634 |
| Total noninterest income | $2,097,000 | 2,139 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,097,000 | 1,316 |
| Total noninterest expense | $7,543,000 | 2,221 |
| Salaries and employee benefits | $4,250,000 | 2,161 |
| Premises and equipment expense | $1,616,000 | 1,506 |
| Additional noninterest expense | $1,677,000 | 2,956 |
| Pre-tax net operating income | $3,039,000 | 2,728 |
| Securities gains (losses) | $444,000 | 305 |
| Applicable income taxes | $1,393,000 | 1,796 |
| Income before extraordinary items | $2,090,000 | 2,988 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,090,000 | 2,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,385 |
| Cash dividends | $1,375,000 | 1,947 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 806 |
| Net operating income | $1,805,840 | 3,318 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,615,000 | 2,290 |
| Total interest expense | $4,067,000 | 1,962 |
| Net interest income | $6,548,000 | 2,478 |
| Provision for loan and lease losses | $170,000 | 3,297 |
| Total noninterest income | $1,519,000 | 2,182 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,519,000 | 1,351 |
| Total noninterest expense | $5,730,000 | 2,162 |
| Salaries and employee benefits | $3,274,000 | 2,092 |
| Premises and equipment expense | $1,202,000 | 1,515 |
| Additional noninterest expense | $1,254,000 | 2,930 |
| Pre-tax net operating income | $2,167,000 | 2,875 |
| Securities gains (losses) | $332,000 | 362 |
| Applicable income taxes | $1,018,000 | 1,852 |
| Income before extraordinary items | $1,481,000 | 3,163 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,481,000 | 3,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,633 |
| Cash dividends | $1,030,000 | 1,746 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 637 |
| Net operating income | $1,268,520 | 3,495 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,891,000 | 2,293 |
| Total interest expense | $2,521,000 | 1,975 |
| Net interest income | $4,370,000 | 2,458 |
| Provision for loan and lease losses | $95,000 | 3,438 |
| Total noninterest income | $979,000 | 2,212 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $979,000 | 1,373 |
| Total noninterest expense | $3,806,000 | 2,149 |
| Salaries and employee benefits | $2,160,000 | 2,099 |
| Premises and equipment expense | $809,000 | 1,488 |
| Additional noninterest expense | $837,000 | 2,896 |
| Pre-tax net operating income | $1,448,000 | 2,835 |
| Securities gains (losses) | $242,000 | 371 |
| Applicable income taxes | $669,000 | 1,849 |
| Income before extraordinary items | $1,021,000 | 3,040 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,021,000 | 3,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 2,851 |
| Cash dividends | $695,000 | 1,771 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 503 |
| Net operating income | $866,120 | 3,399 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,339,000 | 2,313 |
| Total interest expense | $1,154,000 | 2,046 |
| Net interest income | $2,185,000 | 2,441 |
| Provision for loan and lease losses | $35,000 | 3,777 |
| Total noninterest income | $502,000 | 2,127 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $502,000 | 1,328 |
| Total noninterest expense | $1,870,000 | 2,207 |
| Salaries and employee benefits | $1,033,000 | 2,198 |
| Premises and equipment expense | $422,000 | 1,438 |
| Additional noninterest expense | $415,000 | 2,926 |
| Pre-tax net operating income | $782,000 | 2,620 |
| Securities gains (losses) | $124,000 | 331 |
| Applicable income taxes | $334,000 | 1,839 |
| Income before extraordinary items | $572,000 | 2,716 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $572,000 | 2,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 1,757 |
| Cash dividends | $270,000 | 1,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $492,640 | 3,046 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,387,000 | 2,328 |
| Total interest expense | $4,047,000 | 2,022 |
| Net interest income | $8,340,000 | 2,456 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $2,155,000 | 2,094 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,155,000 | 1,254 |
| Total noninterest expense | $7,601,000 | 2,099 |
| Salaries and employee benefits | $4,378,000 | 1,994 |
| Premises and equipment expense | $1,554,000 | 1,484 |
| Additional noninterest expense | $1,669,000 | 2,852 |
| Pre-tax net operating income | $2,774,000 | 2,748 |
| Securities gains (losses) | $702,000 | 358 |
| Applicable income taxes | $1,250,000 | 1,850 |
| Income before extraordinary items | $2,226,000 | 2,668 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,226,000 | 2,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,625 |
| Cash dividends | $3,628,000 | 831 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,776,720 | 3,154 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,067,000 | 2,347 |
| Total interest expense | $2,954,000 | 2,022 |
| Net interest income | $6,113,000 | 2,474 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $1,656,000 | 2,058 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,656,000 | 1,223 |
| Total noninterest expense | $5,769,000 | 2,072 |
| Salaries and employee benefits | $3,376,000 | 1,935 |
| Premises and equipment expense | $1,163,000 | 1,491 |
| Additional noninterest expense | $1,230,000 | 2,866 |
| Pre-tax net operating income | $2,000,000 | 2,886 |
| Securities gains (losses) | $527,000 | 414 |
| Applicable income taxes | $929,000 | 1,893 |
| Income before extraordinary items | $1,598,000 | 2,804 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,598,000 | 2,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,478 |
| Cash dividends | $1,214,000 | 1,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,260,720 | 3,325 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,964,000 | 2,367 |
| Total interest expense | $1,920,000 | 2,059 |
| Net interest income | $4,044,000 | 2,466 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $1,142,000 | 1,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,142,000 | 1,205 |
| Total noninterest expense | $3,840,000 | 2,074 |
| Salaries and employee benefits | $2,289,000 | 1,899 |
| Premises and equipment expense | $801,000 | 1,440 |
| Additional noninterest expense | $750,000 | 3,117 |
| Pre-tax net operating income | $1,346,000 | 2,819 |
| Securities gains (losses) | $383,000 | 409 |
| Applicable income taxes | $643,000 | 1,830 |
| Income before extraordinary items | $1,086,000 | 2,744 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,086,000 | 2,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,193 |
| Cash dividends | $770,000 | 1,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $840,880 | 3,302 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,927,000 | 2,407 |
| Total interest expense | $967,000 | 2,067 |
| Net interest income | $1,960,000 | 2,536 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $567,000 | 1,977 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $567,000 | 1,193 |
| Total noninterest expense | $1,881,000 | 2,130 |
| Salaries and employee benefits | $1,018,000 | 2,153 |
| Premises and equipment expense | $404,000 | 1,455 |
| Additional noninterest expense | $459,000 | 2,568 |
| Pre-tax net operating income | $646,000 | 2,889 |
| Securities gains (losses) | $121,000 | 717 |
| Applicable income taxes | $275,000 | 2,054 |
| Income before extraordinary items | $492,000 | 2,979 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $492,000 | 2,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,075 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $414,560 | 3,299 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,443,000 | 2,490 |
| Total interest expense | $4,581,000 | 1,951 |
| Net interest income | $6,862,000 | 2,808 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $3,367,000 | 1,538 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,367,000 | 999 |
| Total noninterest expense | $7,188,000 | 2,192 |
| Salaries and employee benefits | $4,103,000 | 2,074 |
| Premises and equipment expense | $1,614,000 | 1,408 |
| Additional noninterest expense | $1,471,000 | 3,144 |
| Pre-tax net operating income | $3,041,000 | 2,473 |
| Securities gains (losses) | $2,838,000 | 233 |
| Applicable income taxes | $2,282,000 | 1,158 |
| Income before extraordinary items | $3,597,000 | 1,730 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,597,000 | 1,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,027 |
| Cash dividends | $3,009,000 | 988 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,780,680 | 2,981 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,480,000 | 2,558 |
| Total interest expense | $3,562,000 | 1,956 |
| Net interest income | $4,918,000 | 2,936 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $2,791,000 | 1,449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,791,000 | 968 |
| Total noninterest expense | $5,256,000 | 2,251 |
| Salaries and employee benefits | $3,022,000 | 2,120 |
| Premises and equipment expense | $1,187,000 | 1,449 |
| Additional noninterest expense | $1,047,000 | 3,259 |
| Pre-tax net operating income | $2,453,000 | 2,422 |
| Securities gains (losses) | $2,569,000 | 230 |
| Applicable income taxes | $1,962,000 | 1,077 |
| Income before extraordinary items | $3,060,000 | 1,585 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,060,000 | 1,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,592 |
| Cash dividends | $2,160,000 | 948 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,415,840 | 2,946 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,847,000 | 2,491 |
| Total interest expense | $2,488,000 | 1,931 |
| Net interest income | $3,359,000 | 2,879 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $1,683,000 | 1,562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,683,000 | 1,031 |
| Total noninterest expense | $3,457,000 | 2,274 |
| Salaries and employee benefits | $1,958,000 | 2,166 |
| Premises and equipment expense | $783,000 | 1,461 |
| Additional noninterest expense | $716,000 | 3,168 |
| Pre-tax net operating income | $1,585,000 | 2,479 |
| Securities gains (losses) | $1,595,000 | 266 |
| Applicable income taxes | $1,252,000 | 1,136 |
| Income before extraordinary items | $1,928,000 | 1,684 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,928,000 | 1,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,737 |
| Cash dividends | $1,395,000 | 998 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $907,200 | 3,019 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,967,000 | 2,480 |
| Total interest expense | $1,284,000 | 1,926 |
| Net interest income | $1,683,000 | 2,864 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $789,000 | 1,597 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $789,000 | 1,060 |
| Total noninterest expense | $1,812,000 | 2,164 |
| Salaries and employee benefits | $908,000 | 2,314 |
| Premises and equipment expense | $386,000 | 1,499 |
| Additional noninterest expense | $518,000 | 2,263 |
| Pre-tax net operating income | $660,000 | 2,871 |
| Securities gains (losses) | $819,000 | 256 |
| Applicable income taxes | $576,000 | 1,220 |
| Income before extraordinary items | $903,000 | 1,763 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $903,000 | 1,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,512 |
| Cash dividends | $725,000 | 893 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $378,840 | 3,438 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,770,000 | 2,226 |
| Total interest expense | $6,244,000 | 1,834 |
| Net interest income | $7,526,000 | 2,543 |
| Provision for loan and lease losses | $23,000 | 7,437 |
| Total noninterest income | $2,974,000 | 1,572 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,974,000 | 999 |
| Total noninterest expense | $6,949,000 | 2,161 |
| Salaries and employee benefits | $3,511,000 | 2,279 |
| Premises and equipment expense | $1,331,000 | 1,648 |
| Additional noninterest expense | $2,107,000 | 2,200 |
| Pre-tax net operating income | $3,528,000 | 2,195 |
| Securities gains (losses) | $2,229,000 | 262 |
| Applicable income taxes | $2,382,000 | 1,118 |
| Income before extraordinary items | $3,375,000 | 1,771 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,375,000 | 1,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,849 |
| Cash dividends | $2,650,000 | 1,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,948,440 | 2,772 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $16,228,000 | 2,119 |
| Total interest expense | $8,616,000 | 1,877 |
| Net interest income | $7,612,000 | 2,353 |
| Provision for loan and lease losses | $180,000 | 4,345 |
| Total noninterest income | $2,824,000 | 1,549 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,824,000 | 987 |
| Total noninterest expense | $5,589,000 | 2,530 |
| Salaries and employee benefits | $2,983,000 | 2,519 |
| Premises and equipment expense | $1,259,000 | 1,719 |
| Additional noninterest expense | $1,347,000 | 3,161 |
| Pre-tax net operating income | $4,667,000 | 1,542 |
| Securities gains (losses) | $1,298,000 | 343 |
| Applicable income taxes | $2,464,000 | 991 |
| Income before extraordinary items | $3,501,000 | 1,530 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,501,000 | 1,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,826 |
| Cash dividends | $2,186,000 | 1,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,670,280 | 1,887 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,675,000 | 2,243 |
| Total interest expense | $9,670,000 | 1,775 |
| Net interest income | $6,005,000 | 2,943 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $1,411,000 | 2,456 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,411,000 | 1,453 |
| Total noninterest expense | $4,793,000 | 2,828 |
| Salaries and employee benefits | $2,575,000 | 2,756 |
| Premises and equipment expense | $1,176,000 | 1,779 |
| Additional noninterest expense | $1,042,000 | 3,871 |
| Pre-tax net operating income | $2,623,000 | 2,659 |
| Securities gains (losses) | $289,000 | 349 |
| Applicable income taxes | $1,208,000 | 1,814 |
| Income before extraordinary items | $1,704,000 | 2,929 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,704,000 | 2,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,771 |
| Cash dividends | $965,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,519,040 | 3,215 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,805,000 | 2,369 |
| Total interest expense | $7,730,000 | 1,937 |
| Net interest income | $6,075,000 | 2,898 |
| Provision for loan and lease losses | $28,000 | 7,340 |
| Total noninterest income | $1,385,000 | 2,423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,385,000 | 1,472 |
| Total noninterest expense | $4,727,000 | 2,858 |
| Salaries and employee benefits | $2,434,000 | 2,877 |
| Premises and equipment expense | $1,127,000 | 1,816 |
| Additional noninterest expense | $1,166,000 | 3,526 |
| Pre-tax net operating income | $2,705,000 | 2,624 |
| Securities gains (losses) | $188,000 | 558 |
| Applicable income taxes | $1,169,000 | 1,968 |
| Income before extraordinary items | $1,724,000 | 2,907 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,724,000 | 2,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,930 |
| Cash dividends | $975,000 | 2,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,603,680 | 3,043 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,730,000 | 2,222 |
| Total interest expense | $8,350,000 | 1,832 |
| Net interest income | $6,380,000 | 2,684 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $1,926,000 | 1,888 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,926,000 | 1,190 |
| Total noninterest expense | $4,526,000 | 2,872 |
| Salaries and employee benefits | $2,460,000 | 2,762 |
| Premises and equipment expense | $1,015,000 | 1,945 |
| Additional noninterest expense | $1,051,000 | 3,780 |
| Pre-tax net operating income | $3,660,000 | 1,983 |
| Securities gains (losses) | $434,000 | 610 |
| Applicable income taxes | $1,698,000 | 1,453 |
| Income before extraordinary items | $2,396,000 | 2,187 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,396,000 | 2,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,026 |
| Cash dividends | $9,000,000 | 413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,118,240 | 2,350 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,109,000 | 2,156 |
| Total interest expense | $8,806,000 | 1,756 |
| Net interest income | $6,303,000 | 2,765 |
| Provision for loan and lease losses | $180,000 | 3,648 |
| Total noninterest income | $1,221,000 | 2,594 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,221,000 | 1,533 |
| Total noninterest expense | $3,927,000 | 3,232 |
| Salaries and employee benefits | $2,031,000 | 3,259 |
| Premises and equipment expense | $926,000 | 2,126 |
| Additional noninterest expense | $970,000 | 4,017 |
| Pre-tax net operating income | $3,417,000 | 2,206 |
| Securities gains (losses) | $-23,000 | 10,419 |
| Applicable income taxes | $1,448,000 | 1,757 |
| Income before extraordinary items | $1,946,000 | 2,645 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,946,000 | 2,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,011 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,960,720 | 2,586 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,555,000 | 2,306 |
| Total interest expense | $8,458,000 | 1,861 |
| Net interest income | $6,097,000 | 2,913 |
| Provision for loan and lease losses | $180,000 | 3,640 |
| Total noninterest income | $1,045,000 | 3,022 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,045,000 | 1,765 |
| Total noninterest expense | $5,348,000 | 2,553 |
| Salaries and employee benefits | $2,090,000 | 3,201 |
| Premises and equipment expense | $832,000 | 2,363 |
| Additional noninterest expense | $2,426,000 | 2,058 |
| Pre-tax net operating income | $1,614,000 | 4,097 |
| Securities gains (losses) | $39,000 | 1,512 |
| Applicable income taxes | $743,000 | 3,038 |
| Income before extraordinary items | $910,000 | 4,840 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $910,000 | 4,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,641 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $885,040 | 4,878 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,541,000 | 2,467 |
| Total interest expense | $8,349,000 | 1,889 |
| Net interest income | $5,192,000 | 3,409 |
| Provision for loan and lease losses | $166,000 | 3,434 |
| Total noninterest income | $641,000 | 4,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $641,000 | 2,434 |
| Total noninterest expense | $3,825,000 | 3,462 |
| Salaries and employee benefits | $1,991,000 | 3,321 |
| Premises and equipment expense | $791,000 | 2,505 |
| Additional noninterest expense | $1,043,000 | 4,204 |
| Pre-tax net operating income | $1,842,000 | 3,758 |
| Securities gains (losses) | $32,000 | 1,585 |
| Applicable income taxes | $745,000 | 3,061 |
| Income before extraordinary items | $1,129,000 | 4,158 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,129,000 | 4,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 6,002 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,108,520 | 4,203 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,622,000 | 2,609 |
| Total interest expense | $6,494,000 | 1,923 |
| Net interest income | $5,128,000 | 3,477 |
| Provision for loan and lease losses | $112,000 | 4,309 |
| Total noninterest income | $470,000 | 5,510 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $470,000 | 3,068 |
| Total noninterest expense | $3,581,000 | 3,771 |
| Salaries and employee benefits | $1,695,000 | 3,834 |
| Premises and equipment expense | $787,000 | 2,563 |
| Additional noninterest expense | $1,099,000 | 4,359 |
| Pre-tax net operating income | $1,905,000 | 3,577 |
| Securities gains (losses) | $205,000 | 488 |
| Applicable income taxes | $828,000 | 2,694 |
| Income before extraordinary items | $1,282,000 | 3,640 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,282,000 | 3,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,163 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,150,800 | 4,052 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,474,000 | 2,698 |
| Total interest expense | $6,708,000 | 1,940 |
| Net interest income | $4,766,000 | 3,732 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $753,000 | 4,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $753,000 | 2,479 |
| Total noninterest expense | $3,422,000 | 3,994 |
| Salaries and employee benefits | $1,623,000 | 3,974 |
| Premises and equipment expense | $736,000 | 2,751 |
| Additional noninterest expense | $1,063,000 | 4,673 |
| Pre-tax net operating income | $2,097,000 | 3,166 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $833,000 | 2,671 |
| Income before extraordinary items | $1,264,000 | 3,815 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,264,000 | 3,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 4,582 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,264,000 | 3,616 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,558,000 | 2,609 |
| Total interest expense | $9,221,000 | 1,835 |
| Net interest income | $4,337,000 | 4,146 |
| Provision for loan and lease losses | $109,000 | 7,062 |
| Total noninterest income | $560,000 | 5,224 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $560,000 | 2,968 |
| Total noninterest expense | $3,513,000 | 3,926 |
| Salaries and employee benefits | $1,539,000 | 4,134 |
| Premises and equipment expense | $726,000 | 2,839 |
| Additional noninterest expense | $1,248,000 | 4,201 |
| Pre-tax net operating income | $1,275,000 | 4,679 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $575,000 | 3,545 |
| Income before extraordinary items | $700,000 | 5,926 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $700,000 | 6,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 4,385 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $700,000 | 5,584 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.