Home > Wells Fargo Trust Company > Net charge- offs to loans
Wells Fargo Trust Company, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,113 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,797 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,620 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,668 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,578 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 831 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0005% | 4,114 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 2,670 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0005% | 2,397 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0005% | 2,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0005% | 3,784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 2,320 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0005% | 2,095 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0005% | 1,996 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0008% | 3,498 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 2,012 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 1,808 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 1,706 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,533 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0013% | 4,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 2,958 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0002% | 2,738 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0002% | 2,629 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2549% | 892 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0008% | 3,927 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 2,611 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 2,403 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 2,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 3,689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,371 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,118 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 3,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,777 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0000% | 4,810 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0000% | 4,671 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0000% | 5,030 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0000% | 5,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0000% | 4,643 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0000% | 4,589 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0000% | 4,978 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0000% | 5,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0000% | 4,537 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0000% | 4,589 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0000% | 5,033 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0000% | 5,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0001% | 4,308 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 4,586 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0001% | 5,022 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0001% | 5,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3459% | 65 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2572% | 1,207 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2572% | 1,334 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4217% | 70 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0130% | 3,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3008% | 155 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7243% | 257 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0689% | 205 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5622% | 257 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4439% | 345 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2070% | 31 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1019% | 59 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1019% | 72 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5830% | 76 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4276% | 734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5874% | 147 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9058% | 227 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2734% | 167 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7329% | 221 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6847% | 283 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7443% | 64 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4337% | 136 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4337% | 178 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8433% | 108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8663% | 197 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5077% | 291 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9557% | 193 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2970% | 290 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1898% | 236 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7889% | 74 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8169% | 49 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8169% | 66 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6281% | 45 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2298% | 153 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4154% | 340 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8043% | 205 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2267% | 339 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2033% | 72 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.9080% | 21 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.9080% | 24 |
| Percentage Net Loans Charged-off: Home equity loans | 4.3895% | 68 |
| All other 1-4 family - Percent of loans charged-off, net | 6.6313% | 19 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1700% | 261 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8139% | 309 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1048% | 221 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6485% | 309 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3831% | 396 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4031% | 60 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.5678% | 18 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.5678% | 24 |
| Percentage Net Loans Charged-off: Home equity loans | 5.1829% | 66 |
| All other 1-4 family - Percent of loans charged-off, net | 6.8374% | 19 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4451% | 243 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9392% | 281 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3156% | 198 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7188% | 292 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6954% | 331 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5158% | 76 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.6110% | 41 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.6110% | 51 |
| Percentage Net Loans Charged-off: Home equity loans | 3.7641% | 96 |
| All other 1-4 family - Percent of loans charged-off, net | 7.3770% | 26 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7358% | 229 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0367% | 294 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3340% | 205 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8557% | 291 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4096% | 262 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4288% | 94 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.5198% | 54 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.5198% | 62 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9575% | 121 |
| All other 1-4 family - Percent of loans charged-off, net | 9.5808% | 26 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4285% | 213 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0174% | 309 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4157% | 205 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7666% | 319 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3810% | 233 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8266% | 196 |
| Percentage Net Loans Charged-off: Total real estate loans | 9.5960% | 5 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 9.5960% | 12 |
| Percentage Net Loans Charged-off: Home equity loans | 8.6957% | 57 |
| All other 1-4 family - Percent of loans charged-off, net | 12.3711% | 10 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.6043% | 229 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9318% | 655 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9962% | 208 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3909% | 873 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7473% | 330 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6238% | 232 |
| Percentage Net Loans Charged-off: Total real estate loans | 8.5700% | 9 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 8.5700% | 20 |
| Percentage Net Loans Charged-off: Home equity loans | 7.8751% | 65 |
| All other 1-4 family - Percent of loans charged-off, net | 10.6931% | 12 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.8536% | 215 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7572% | 717 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1441% | 196 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2144% | 955 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8900% | 288 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7825% | 225 |
| Percentage Net Loans Charged-off: Total real estate loans | 9.1935% | 8 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 9.1935% | 21 |
| Percentage Net Loans Charged-off: Home equity loans | 9.0226% | 58 |
| All other 1-4 family - Percent of loans charged-off, net | 9.7087% | 23 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.2908% | 247 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8222% | 701 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2772% | 198 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2573% | 909 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2200% | 243 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8281% | 268 |
| Percentage Net Loans Charged-off: Total real estate loans | 8.5106% | 29 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 8.5106% | 39 |
| Percentage Net Loans Charged-off: Home equity loans | 7.5829% | 65 |
| All other 1-4 family - Percent of loans charged-off, net | 11.2676% | 29 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.5747% | 238 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8220% | 674 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2303% | 191 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2604% | 850 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.2667% | 183 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7316% | 186 |
| Percentage Net Loans Charged-off: Total real estate loans | 11.4061% | 8 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 11.4061% | 13 |
| Percentage Net Loans Charged-off: Home equity loans | 11.4846% | 45 |
| All other 1-4 family - Percent of loans charged-off, net | 11.1821% | 24 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.4160% | 249 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5993% | 581 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4237% | 190 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9225% | 712 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5318% | 282 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.9026% | 179 |
| Percentage Net Loans Charged-off: Total real estate loans | 11.0547% | 10 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 11.0547% | 19 |
| Percentage Net Loans Charged-off: Home equity loans | 11.3084% | 47 |
| All other 1-4 family - Percent of loans charged-off, net | 10.3357% | 30 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.5910% | 225 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7743% | 524 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7937% | 180 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0520% | 618 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.9943% | 245 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.1849% | 185 |
| Percentage Net Loans Charged-off: Total real estate loans | 11.4549% | 16 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 11.4549% | 27 |
| Percentage Net Loans Charged-off: Home equity loans | 11.2500% | 62 |
| All other 1-4 family - Percent of loans charged-off, net | 12.0301% | 26 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.0200% | 208 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9915% | 489 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0369% | 179 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2590% | 526 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.9587% | 197 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.5628% | 182 |
| Percentage Net Loans Charged-off: Total real estate loans | 13.0895% | 27 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 13.0895% | 24 |
| Percentage Net Loans Charged-off: Home equity loans | 14.6789% | 50 |
| All other 1-4 family - Percent of loans charged-off, net | 8.6957% | 66 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.6589% | 201 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2237% | 449 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6007% | 171 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4038% | 474 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.9113% | 169 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.3562% | 147 |
| Percentage Net Loans Charged-off: Total real estate loans | 13.6712% | 5 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 13.6712% | 17 |
| Percentage Net Loans Charged-off: Home equity loans | 16.0037% | 39 |
| All other 1-4 family - Percent of loans charged-off, net | 7.3892% | 70 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.9961% | 218 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9949% | 442 |
| Percentage Net Loans Charged-off: Credit card loans | 8.0313% | 150 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9982% | 436 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.5753% | 135 |
| Percentage Net Loans Charged-off: Total real estate loans | 14.7182% | 5 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 14.7182% | 13 |
| Percentage Net Loans Charged-off: Home equity loans | 17.2230% | 37 |
| All other 1-4 family - Percent of loans charged-off, net | 7.9838% | 65 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.3094% | 197 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1689% | 398 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4513% | 151 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8385% | 412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.9110% | 138 |
| Percentage Net Loans Charged-off: Total real estate loans | 15.4655% | 8 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 15.4655% | 17 |
| Percentage Net Loans Charged-off: Home equity loans | 18.6282% | 33 |
| All other 1-4 family - Percent of loans charged-off, net | 6.9767% | 87 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.5714% | 203 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4651% | 385 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6650% | 153 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3149% | 312 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.3359% | 166 |
| Percentage Net Loans Charged-off: Total real estate loans | 15.9265% | 14 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 15.9265% | 22 |
| Percentage Net Loans Charged-off: Home equity loans | 18.4874% | 33 |
| All other 1-4 family - Percent of loans charged-off, net | 9.0395% | 67 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.8920% | 235 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9866% | 370 |
| Percentage Net Loans Charged-off: Credit card loans | 8.5043% | 179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3827% | 368 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.4278% | 150 |
| Percentage Net Loans Charged-off: Total real estate loans | 17.3584% | 7 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 17.3584% | 10 |
| Percentage Net Loans Charged-off: Home equity loans | 21.5917% | 28 |
| All other 1-4 family - Percent of loans charged-off, net | 5.8309% | 159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.7130% | 226 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9343% | 403 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2115% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3426% | 645 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.2432% | 134 |
| Percentage Net Loans Charged-off: Total real estate loans | 16.0384% | 13 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 16.0384% | 16 |
| Percentage Net Loans Charged-off: Home equity loans | 20.0600% | 34 |
| All other 1-4 family - Percent of loans charged-off, net | 5.0432% | 174 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.2686% | 217 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8426% | 388 |
| Percentage Net Loans Charged-off: Credit card loans | 8.1495% | 211 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5336% | 520 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.1216% | 173 |
| Percentage Net Loans Charged-off: Total real estate loans | 14.7662% | 21 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 14.7662% | 20 |
| Percentage Net Loans Charged-off: Home equity loans | 18.4564% | 36 |
| All other 1-4 family - Percent of loans charged-off, net | 4.6154% | 189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.1990% | 239 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7624% | 412 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7334% | 242 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6265% | 454 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.6700% | 174 |
| Percentage Net Loans Charged-off: Total real estate loans | 13.4293% | 29 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 13.4293% | 33 |
| Percentage Net Loans Charged-off: Home equity loans | 16.9935% | 38 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6036% | 212 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.8680% | 207 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2903% | 436 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9256% | 262 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9133% | 372 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8257% | 182 |
| Percentage Net Loans Charged-off: Total real estate loans | 8.5246% | 17 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 8.5246% | 27 |
| Percentage Net Loans Charged-off: Home equity loans | 9.0009% | 48 |
| All other 1-4 family - Percent of loans charged-off, net | 7.2464% | 44 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.9135% | 298 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0946% | 533 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5907% | 310 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6707% | 924 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5606% | 147 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.1625% | 19 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 7.1625% | 29 |
| Percentage Net Loans Charged-off: Home equity loans | 6.6985% | 55 |
| All other 1-4 family - Percent of loans charged-off, net | 8.3987% | 23 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.6919% | 225 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9054% | 496 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3228% | 318 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2324% | 1,107 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3500% | 140 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.2854% | 36 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.2854% | 48 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2117% | 120 |
| All other 1-4 family - Percent of loans charged-off, net | 10.7280% | 19 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.6790% | 204 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7700% | 521 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1992% | 316 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2219% | 135 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.0000% | 47 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.0000% | 39 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 17.8439% | 5 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.8153% | 166 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5788% | 561 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9216% | 313 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1108% | 156 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2553% | 74 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2553% | 84 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 6.1805% | 19 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6177% | 343 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8326% | 730 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1477% | 378 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0132% | 148 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1436% | 53 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1436% | 58 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 5.0030% | 17 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5831% | 275 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7120% | 711 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0718% | 383 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0295% | 142 |
| Percentage Net Loans Charged-off: Total real estate loans | 12.3967% | 5 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 12.3967% | 5 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 12.3967% | 7 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6045% | 267 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6082% | 719 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1390% | 359 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9571% | 163 |
| Percentage Net Loans Charged-off: Total real estate loans | 10.7623% | 5 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 10.7623% | 7 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 10.7623% | 8 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4367% | 248 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5338% | 791 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1612% | 351 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1346% | 244 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2079% | 697 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2079% | 799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2095% | 785 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9049% | 327 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1676% | 1,207 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1009% | 357 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0057% | 226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2008% | 563 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2008% | 677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2024% | 674 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7464% | 287 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0792% | 1,194 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0910% | 333 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9467% | 274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1728% | 633 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1728% | 738 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1746% | 714 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6007% | 331 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9984% | 1,267 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9928% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9173% | 280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2004% | 432 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2004% | 512 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2035% | 490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5091% | 312 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9596% | 1,330 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1203% | 359 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3291% | 204 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3076% | 427 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3076% | 539 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9294% | 83 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2944% | 583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0122% | 348 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4788% | 1,091 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3046% | 328 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1959% | 220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2910% | 407 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2910% | 503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2962% | 516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5653% | 369 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3551% | 1,083 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3266% | 310 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1236% | 270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2576% | 491 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2576% | 557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2609% | 564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4414% | 430 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3079% | 1,136 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2945% | 334 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0389% | 320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2920% | 379 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2920% | 454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2946% | 459 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2361% | 411 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1948% | 1,255 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1769% | 320 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6286% | 832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1147% | 1,451 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1167% | 1,440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1169% | 1,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5042% | 971 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1653% | 1,712 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5444% | 537 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5478% | 863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1036% | 1,300 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1055% | 1,319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1056% | 1,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3357% | 886 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1201% | 1,627 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4132% | 548 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5045% | 936 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0200% | 8,245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0207% | 8,263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0207% | 8,254 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8160% | 1,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0915% | 1,685 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1888% | 611 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6386% | 720 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0632% | 8,590 |
| Percentage Net Loans Charged-off:Construction & development | -0.5454% | 7,938 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0154% | 8,458 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0415% | 1,267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1642% | 178 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0138% | 1,372 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2458% | 1,510 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8717% | 2,023 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1243% | 740 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0200% | 7,167 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4692% | 1,563 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1879% | 8,912 |
| Percentage Net Loans Charged-off:Construction & development | -3.1806% | 8,154 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0154% | 8,461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5132% | 434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4300% | 173 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5328% | 449 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2227% | 3,531 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9576% | 2,494 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6968% | 1,637 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1187% | 1,497 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3787% | 1,721 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4277% | 9,038 |
| Percentage Net Loans Charged-off:Construction & development | -4.4194% | 8,144 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0071% | 8,446 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2260% | 860 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3440% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1979% | 945 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3946% | 2,459 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0984% | 1,948 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2625% | 1,718 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1188% | 1,306 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2427% | 2,423 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4720% | 9,062 |
| Percentage Net Loans Charged-off:Construction & development | -4.9525% | 8,100 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 8,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2705% | 684 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4954% | 127 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2166% | 810 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4181% | 2,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1348% | 1,800 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0348% | 1,331 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3258% | 1,661 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5087% | 9,093 |
| Percentage Net Loans Charged-off:Construction & development | -4.6533% | 8,045 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0081% | 8,589 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1286% | 911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0659% | 227 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1439% | 840 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2576% | 875 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9274% | 921 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1058% | 846 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0223% | 683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8714% | 212 |
| Percentage Net Loans Charged-off:Construction & development | 3.0014% | 109 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0593% | 1,220 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1345% | 6,580 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5157% | 416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2589% | 251 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5810% | 360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4551% | 1,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2335% | 742 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0115% | 7,461 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3251% | 479 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0165% | 145 |
| Percentage Net Loans Charged-off:Construction & development | 1.8574% | 135 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0664% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0015% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8942% | 182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0354% | 524 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0939% | 142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4807% | 1,309 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6806% | 509 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5377% | 520 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2628% | 1,258 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8668% | 681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1968% | 137 |
| Percentage Net Loans Charged-off:Construction & development | 0.2327% | 91 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1613% | 128 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0010% | 1,331 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1997% | 135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2322% | 124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6308% | 381 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8178% | 120 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5440% | 164 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2086% | 243 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4196% | 1,677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0397% | 517 |
| Percentage Net Loans Charged-off:Construction & development | 0.0050% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0267% | 326 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0011% | 1,316 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0567% | 465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0643% | 397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0702% | 855 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5326% | 257 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4678% | 273 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0251% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4567% | 1,626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0476% | 484 |
| Percentage Net Loans Charged-off:Construction & development | 0.0223% | 187 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0931% | 1,313 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0120% | 136 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0816% | 343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0938% | 277 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0761% | 817 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5123% | 291 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4926% | 336 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0556% | 353 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4661% | 1,688 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0522% | 506 |
| Percentage Net Loans Charged-off:Construction & development | 0.0183% | 221 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0177% | 421 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0744% | 414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0937% | 322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2231% | 560 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3441% | 386 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5785% | 368 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0063% | 383 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3905% | 2,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0207% | 782 |
| Percentage Net Loans Charged-off:Construction & development | 0.0696% | 213 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0363% | 1,263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0263% | 694 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0344% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0330% | 1,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1591% | 445 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3941% | 353 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0212% | 1,218 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3348% | 2,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1240% | 449 |
| Percentage Net Loans Charged-off:Construction & development | -0.0147% | 1,320 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0176% | 1,234 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1918% | 226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2383% | 191 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2969% | 1,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0905% | 344 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1108% | 496 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1321% | 270 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0128% | 8,379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0070% | 1,011 |
| Percentage Net Loans Charged-off:Construction & development | -0.0559% | 1,270 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0138% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0229% | 1,313 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0155% | 850 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0190% | 774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9547% | 1,335 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6546% | 485 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5473% | 555 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2320% | 1,219 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0529% | 8,213 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1140% | 1,488 |
| Percentage Net Loans Charged-off:Construction & development | -3.5000% | 1,454 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5175% | 398 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0077% | 1,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0094% | 946 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2836% | 1,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4967% | 744 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4606% | 641 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1293% | 307 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5650% | 3,824 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3954% | 544 |
| Percentage Net Loans Charged-off:Construction & development | -0.2788% | 1,468 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9828% | 395 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0068% | 1,420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0287% | 912 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0335% | 829 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6205% | 737 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8595% | 660 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1631% | 590 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3706% | 234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |