Home > Wells Fargo HSBC Trade Bank > Income and Expense
Wells Fargo HSBC Trade Bank, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $10,191,000 | 766 |
| Total interest expense | $370,000 | 4,677 |
| Net interest income | $9,821,000 | 556 |
| Provision for loan and lease losses | $913,000 | 1,234 |
| Total noninterest income | $14,966,000 | 173 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $2,904,000 | 154 |
| Trading account gains and fees | $2,392,000 | 42 |
| Additional Noninterest Income | $9,670,000 | 179 |
| Total noninterest expense | $14,075,000 | 378 |
| Salaries and employee benefits | $8,424,000 | 293 |
| Premises and equipment expense | $628,000 | 1,087 |
| Additional noninterest expense | $5,023,000 | 377 |
| Pre-tax net operating income | $9,799,000 | 169 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $4,032,000 | 145 |
| Income before extraordinary items | $5,767,000 | 199 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $5,767,000 | 201 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $5,767,000 | 201 |
| Net charge-offs | $1,265,000 | 875 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $5,767,000 | 197 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $46,265,000 | 712 |
| Total interest expense | $2,721,000 | 3,680 |
| Net interest income | $43,544,000 | 496 |
| Provision for loan and lease losses | $1,309,000 | 3,080 |
| Total noninterest income | $64,862,000 | 163 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $12,286,000 | 157 |
| Trading account gains and fees | $14,123,000 | 42 |
| Additional Noninterest Income | $38,453,000 | 184 |
| Total noninterest expense | $55,723,000 | 407 |
| Salaries and employee benefits | $33,785,000 | 282 |
| Premises and equipment expense | $2,332,000 | 1,166 |
| Additional noninterest expense | $19,606,000 | 443 |
| Pre-tax net operating income | $51,374,000 | 122 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $20,341,000 | 105 |
| Income before extraordinary items | $31,033,000 | 137 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $31,033,000 | 137 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $31,033,000 | 137 |
| Net charge-offs | $633,000 | 3,486 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $31,033,000 | 139 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $35,776,000 | 708 |
| Total interest expense | $2,313,000 | 3,470 |
| Net interest income | $33,463,000 | 487 |
| Provision for loan and lease losses | $1,266,000 | 2,457 |
| Total noninterest income | $49,447,000 | 160 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $9,288,000 | 157 |
| Trading account gains and fees | $11,211,000 | 47 |
| Additional Noninterest Income | $28,948,000 | 187 |
| Total noninterest expense | $41,160,000 | 409 |
| Salaries and employee benefits | $25,222,000 | 289 |
| Premises and equipment expense | $1,611,000 | 1,280 |
| Additional noninterest expense | $14,327,000 | 431 |
| Pre-tax net operating income | $40,484,000 | 121 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $16,029,000 | 105 |
| Income before extraordinary items | $24,455,000 | 138 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $24,455,000 | 137 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $24,455,000 | 138 |
| Net charge-offs | $286,000 | 3,777 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $24,455,000 | 138 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $24,355,000 | 706 |
| Total interest expense | $1,792,000 | 3,239 |
| Net interest income | $22,563,000 | 485 |
| Provision for loan and lease losses | $1,047,000 | 2,013 |
| Total noninterest income | $34,227,000 | 161 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $6,206,000 | 155 |
| Trading account gains and fees | $10,431,000 | 43 |
| Additional Noninterest Income | $17,590,000 | 202 |
| Total noninterest expense | $26,982,000 | 423 |
| Salaries and employee benefits | $16,553,000 | 302 |
| Premises and equipment expense | $1,053,000 | 1,322 |
| Additional noninterest expense | $9,376,000 | 447 |
| Pre-tax net operating income | $28,761,000 | 114 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $11,383,000 | 98 |
| Income before extraordinary items | $17,378,000 | 129 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $17,378,000 | 128 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $17,378,000 | 129 |
| Net charge-offs | $318,000 | 2,868 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $17,378,000 | 123 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $12,168,000 | 712 |
| Total interest expense | $978,000 | 3,111 |
| Net interest income | $11,190,000 | 486 |
| Provision for loan and lease losses | $261,000 | 2,512 |
| Total noninterest income | $15,295,000 | 166 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $3,164,000 | 146 |
| Trading account gains and fees | $3,172,000 | 47 |
| Additional Noninterest Income | $8,959,000 | 183 |
| Total noninterest expense | $13,471,000 | 399 |
| Salaries and employee benefits | $8,008,000 | 314 |
| Premises and equipment expense | $535,000 | 1,337 |
| Additional noninterest expense | $4,928,000 | 390 |
| Pre-tax net operating income | $12,753,000 | 124 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $5,048,000 | 106 |
| Income before extraordinary items | $7,705,000 | 147 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $7,705,000 | 146 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $7,705,000 | 148 |
| Net charge-offs | $-25,000 | 8,037 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $7,705,000 | 140 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $78,204,000 | 492 |
| Total interest expense | $25,063,000 | 636 |
| Net interest income | $53,141,000 | 423 |
| Provision for loan and lease losses | $25,105,000 | 315 |
| Total noninterest income | $66,226,000 | 153 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $12,329,000 | 155 |
| Trading account gains and fees | $12,070,000 | 36 |
| Additional Noninterest Income | $41,827,000 | 158 |
| Total noninterest expense | $53,026,000 | 412 |
| Salaries and employee benefits | $31,281,000 | 313 |
| Premises and equipment expense | $2,369,000 | 1,165 |
| Additional noninterest expense | $19,376,000 | 404 |
| Pre-tax net operating income | $41,236,000 | 163 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $16,449,000 | 133 |
| Income before extraordinary items | $24,787,000 | 171 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $24,787,000 | 171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,659,000 | 238 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $24,787,000 | 190 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $61,797,000 | 488 |
| Total interest expense | $22,349,000 | 563 |
| Net interest income | $39,448,000 | 440 |
| Provision for loan and lease losses | $22,662,000 | 224 |
| Total noninterest income | $48,875,000 | 161 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $9,117,000 | 165 |
| Trading account gains and fees | $9,940,000 | 35 |
| Additional Noninterest Income | $29,818,000 | 170 |
| Total noninterest expense | $40,804,000 | 397 |
| Salaries and employee benefits | $24,462,000 | 308 |
| Premises and equipment expense | $1,531,000 | 1,355 |
| Additional noninterest expense | $14,811,000 | 369 |
| Pre-tax net operating income | $24,857,000 | 234 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $9,918,000 | 181 |
| Income before extraordinary items | $14,939,000 | 251 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $14,939,000 | 251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,362,000 | 174 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $14,939,000 | 273 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $42,942,000 | 478 |
| Total interest expense | $16,052,000 | 542 |
| Net interest income | $26,890,000 | 432 |
| Provision for loan and lease losses | $6,925,000 | 341 |
| Total noninterest income | $31,606,000 | 172 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $5,967,000 | 168 |
| Trading account gains and fees | $4,276,000 | 48 |
| Additional Noninterest Income | $21,363,000 | 171 |
| Total noninterest expense | $26,169,000 | 406 |
| Salaries and employee benefits | $16,182,000 | 315 |
| Premises and equipment expense | $1,005,000 | 1,381 |
| Additional noninterest expense | $8,982,000 | 386 |
| Pre-tax net operating income | $25,402,000 | 180 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $10,126,000 | 151 |
| Income before extraordinary items | $15,276,000 | 210 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $15,276,000 | 209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,745,000 | 315 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $15,276,000 | 205 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $23,127,000 | 460 |
| Total interest expense | $9,361,000 | 504 |
| Net interest income | $13,766,000 | 424 |
| Provision for loan and lease losses | $5,601,000 | 203 |
| Total noninterest income | $15,434,000 | 172 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $2,855,000 | 166 |
| Trading account gains and fees | $165,000 | 91 |
| Additional Noninterest Income | $12,414,000 | 160 |
| Total noninterest expense | $13,663,000 | 387 |
| Salaries and employee benefits | $8,093,000 | 324 |
| Premises and equipment expense | $489,000 | 1,424 |
| Additional noninterest expense | $5,081,000 | 344 |
| Pre-tax net operating income | $9,936,000 | 230 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $3,961,000 | 195 |
| Income before extraordinary items | $5,975,000 | 273 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,975,000 | 273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,745,000 | 169 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $5,975,000 | 262 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $106,722,000 | 414 |
| Total interest expense | $55,985,000 | 384 |
| Net interest income | $50,737,000 | 457 |
| Provision for loan and lease losses | $1,329,000 | 1,160 |
| Total noninterest income | $60,178,000 | 170 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $11,298,000 | 170 |
| Trading account gains and fees | $9,775,000 | 41 |
| Additional Noninterest Income | $39,105,000 | 169 |
| Total noninterest expense | $50,164,000 | 407 |
| Salaries and employee benefits | $29,197,000 | 343 |
| Premises and equipment expense | $2,447,000 | 1,082 |
| Additional noninterest expense | $18,520,000 | 368 |
| Pre-tax net operating income | $59,422,000 | 200 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $23,702,000 | 169 |
| Income before extraordinary items | $35,720,000 | 225 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $35,720,000 | 222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $639,000 | 1,417 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $30,000,000 | 42 |
| Net operating income | $35,720,000 | 230 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $80,244,000 | 418 |
| Total interest expense | $43,490,000 | 367 |
| Net interest income | $36,754,000 | 472 |
| Provision for loan and lease losses | $1,123,000 | 822 |
| Total noninterest income | $44,513,000 | 174 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $8,537,000 | 166 |
| Trading account gains and fees | $6,880,000 | 42 |
| Additional Noninterest Income | $29,096,000 | 168 |
| Total noninterest expense | $37,177,000 | 406 |
| Salaries and employee benefits | $21,919,000 | 343 |
| Premises and equipment expense | $1,959,000 | 993 |
| Additional noninterest expense | $13,299,000 | 365 |
| Pre-tax net operating income | $42,967,000 | 223 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $17,142,000 | 192 |
| Income before extraordinary items | $25,825,000 | 249 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $25,825,000 | 247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,905 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $30,000,000 | 29 |
| Net operating income | $25,825,000 | 248 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $52,314,000 | 433 |
| Total interest expense | $28,599,000 | 382 |
| Net interest income | $23,715,000 | 500 |
| Provision for loan and lease losses | $272,000 | 1,682 |
| Total noninterest income | $28,549,000 | 191 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $4,820,000 | 201 |
| Trading account gains and fees | $5,882,000 | 43 |
| Additional Noninterest Income | $17,847,000 | 193 |
| Total noninterest expense | $24,382,000 | 423 |
| Salaries and employee benefits | $14,608,000 | 352 |
| Premises and equipment expense | $1,128,000 | 1,186 |
| Additional noninterest expense | $8,646,000 | 381 |
| Pre-tax net operating income | $27,610,000 | 249 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $11,018,000 | 212 |
| Income before extraordinary items | $16,592,000 | 276 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $16,592,000 | 275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,113 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $30,000,000 | 22 |
| Net operating income | $16,592,000 | 273 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $25,623,000 | 438 |
| Total interest expense | $14,132,000 | 380 |
| Net interest income | $11,491,000 | 508 |
| Provision for loan and lease losses | $325,000 | 744 |
| Total noninterest income | $13,727,000 | 192 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $2,268,000 | 201 |
| Trading account gains and fees | $2,876,000 | 45 |
| Additional Noninterest Income | $8,583,000 | 199 |
| Total noninterest expense | $11,940,000 | 426 |
| Salaries and employee benefits | $7,522,000 | 346 |
| Premises and equipment expense | $596,000 | 1,127 |
| Additional noninterest expense | $3,822,000 | 408 |
| Pre-tax net operating income | $12,953,000 | 269 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $5,177,000 | 227 |
| Income before extraordinary items | $7,776,000 | 304 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $7,776,000 | 303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $30,000,000 | 12 |
| Net operating income | $7,776,000 | 300 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $92,407,000 | 450 |
| Total interest expense | $50,321,000 | 366 |
| Net interest income | $42,086,000 | 550 |
| Provision for loan and lease losses | $969,000 | 1,066 |
| Total noninterest income | $53,875,000 | 188 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $7,458,000 | 238 |
| Trading account gains and fees | $7,062,000 | 48 |
| Additional Noninterest Income | $39,355,000 | 169 |
| Total noninterest expense | $48,052,000 | 405 |
| Salaries and employee benefits | $27,823,000 | 350 |
| Premises and equipment expense | $1,600,000 | 1,602 |
| Additional noninterest expense | $18,629,000 | 347 |
| Pre-tax net operating income | $46,940,000 | 290 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $18,712,000 | 248 |
| Income before extraordinary items | $28,228,000 | 327 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $28,228,000 | 325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $28,228,000 | 321 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $66,102,000 | 476 |
| Total interest expense | $35,623,000 | 386 |
| Net interest income | $30,479,000 | 580 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $39,832,000 | 204 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $5,353,000 | 251 |
| Trading account gains and fees | $5,444,000 | 50 |
| Additional Noninterest Income | $29,035,000 | 186 |
| Total noninterest expense | $34,883,000 | 423 |
| Salaries and employee benefits | $20,051,000 | 381 |
| Premises and equipment expense | $1,049,000 | 1,808 |
| Additional noninterest expense | $13,783,000 | 356 |
| Pre-tax net operating income | $35,428,000 | 310 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $14,214,000 | 262 |
| Income before extraordinary items | $21,214,000 | 347 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $21,214,000 | 346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $21,214,000 | 340 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $40,943,000 | 497 |
| Total interest expense | $21,514,000 | 403 |
| Net interest income | $19,429,000 | 605 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $25,756,000 | 209 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $3,378,000 | 258 |
| Trading account gains and fees | $2,149,000 | 54 |
| Additional Noninterest Income | $20,229,000 | 182 |
| Total noninterest expense | $22,444,000 | 446 |
| Salaries and employee benefits | $13,183,000 | 385 |
| Premises and equipment expense | $574,000 | 2,166 |
| Additional noninterest expense | $8,687,000 | 381 |
| Pre-tax net operating income | $22,741,000 | 319 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $9,126,000 | 275 |
| Income before extraordinary items | $13,615,000 | 352 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $13,615,000 | 351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $13,615,000 | 345 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $18,548,000 | 531 |
| Total interest expense | $9,535,000 | 426 |
| Net interest income | $9,013,000 | 633 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $12,468,000 | 216 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,574,000 | 267 |
| Trading account gains and fees | $1,545,000 | 49 |
| Additional Noninterest Income | $9,349,000 | 197 |
| Total noninterest expense | $11,072,000 | 452 |
| Salaries and employee benefits | $6,415,000 | 399 |
| Premises and equipment expense | $341,000 | 1,853 |
| Additional noninterest expense | $4,316,000 | 373 |
| Pre-tax net operating income | $10,409,000 | 329 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $4,201,000 | 285 |
| Income before extraordinary items | $6,208,000 | 372 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,208,000 | 370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $6,208,000 | 364 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $57,401,000 | 590 |
| Total interest expense | $27,295,000 | 444 |
| Net interest income | $30,106,000 | 699 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $47,448,000 | 229 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $5,777,000 | 292 |
| Trading account gains and fees | $8,628,000 | 41 |
| Additional Noninterest Income | $33,043,000 | 207 |
| Total noninterest expense | $39,949,000 | 469 |
| Salaries and employee benefits | $22,362,000 | 428 |
| Premises and equipment expense | $1,309,000 | 1,838 |
| Additional noninterest expense | $16,278,000 | 397 |
| Pre-tax net operating income | $37,605,000 | 338 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $15,099,000 | 301 |
| Income before extraordinary items | $22,506,000 | 390 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $22,506,000 | 390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-189,000 | 8,725 |
| Cash dividends | $9,740,000 | 396 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $22,506,000 | 380 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $40,380,000 | 607 |
| Total interest expense | $18,542,000 | 453 |
| Net interest income | $21,838,000 | 708 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $34,809,000 | 231 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $4,243,000 | 296 |
| Trading account gains and fees | $6,242,000 | 39 |
| Additional Noninterest Income | $24,324,000 | 217 |
| Total noninterest expense | $30,177,000 | 465 |
| Salaries and employee benefits | $16,990,000 | 420 |
| Premises and equipment expense | $1,129,000 | 1,608 |
| Additional noninterest expense | $12,058,000 | 392 |
| Pre-tax net operating income | $26,470,000 | 352 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $10,669,000 | 316 |
| Income before extraordinary items | $15,801,000 | 405 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $15,801,000 | 405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-189,000 | 8,737 |
| Cash dividends | $4,870,000 | 496 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $15,801,000 | 396 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $25,144,000 | 621 |
| Total interest expense | $11,117,000 | 471 |
| Net interest income | $14,027,000 | 726 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $23,451,000 | 228 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $2,759,000 | 299 |
| Trading account gains and fees | $4,893,000 | 40 |
| Additional Noninterest Income | $15,799,000 | 217 |
| Total noninterest expense | $18,709,000 | 489 |
| Salaries and employee benefits | $10,504,000 | 444 |
| Premises and equipment expense | $540,000 | 2,195 |
| Additional noninterest expense | $7,665,000 | 399 |
| Pre-tax net operating income | $18,769,000 | 340 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $7,561,000 | 300 |
| Income before extraordinary items | $11,208,000 | 384 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $11,208,000 | 384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-189,000 | 8,753 |
| Cash dividends | $4,870,000 | 354 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $11,208,000 | 375 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $11,357,000 | 662 |
| Total interest expense | $4,783,000 | 516 |
| Net interest income | $6,574,000 | 787 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $11,314,000 | 234 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $1,366,000 | 284 |
| Trading account gains and fees | $2,340,000 | 43 |
| Additional Noninterest Income | $7,608,000 | 224 |
| Total noninterest expense | $9,211,000 | 484 |
| Salaries and employee benefits | $5,223,000 | 439 |
| Premises and equipment expense | $280,000 | 2,138 |
| Additional noninterest expense | $3,708,000 | 397 |
| Pre-tax net operating income | $8,677,000 | 350 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $3,496,000 | 311 |
| Income before extraordinary items | $5,181,000 | 388 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $5,181,000 | 388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $5,181,000 | 383 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $32,660,000 | 856 |
| Total interest expense | $10,432,000 | 787 |
| Net interest income | $22,228,000 | 884 |
| Provision for loan and lease losses | $373,000 | 2,500 |
| Total noninterest income | $45,997,000 | 230 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $5,163,000 | 330 |
| Trading account gains and fees | $132,000 | 103 |
| Additional Noninterest Income | $40,702,000 | 192 |
| Total noninterest expense | $36,656,000 | 486 |
| Salaries and employee benefits | $21,302,000 | 425 |
| Premises and equipment expense | $878,000 | 2,578 |
| Additional noninterest expense | $14,476,000 | 412 |
| Pre-tax net operating income | $31,196,000 | 359 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $12,482,000 | 326 |
| Income before extraordinary items | $18,714,000 | 409 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $18,714,000 | 410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $356,000 | 1,742 |
| Cash dividends | $7,500,000 | 439 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $18,714,000 | 401 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $22,557,000 | 920 |
| Total interest expense | $6,455,000 | 923 |
| Net interest income | $16,102,000 | 917 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $33,642,000 | 245 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $3,817,000 | 343 |
| Trading account gains and fees | $556,000 | 73 |
| Additional Noninterest Income | $29,269,000 | 205 |
| Total noninterest expense | $27,109,000 | 485 |
| Salaries and employee benefits | $15,686,000 | 434 |
| Premises and equipment expense | $647,000 | 2,606 |
| Additional noninterest expense | $10,776,000 | 413 |
| Pre-tax net operating income | $22,635,000 | 367 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $9,062,000 | 331 |
| Income before extraordinary items | $13,573,000 | 419 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $13,573,000 | 420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,336 |
| Cash dividends | $7,500,000 | 340 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $13,573,000 | 408 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $14,054,000 | 976 |
| Total interest expense | $3,672,000 | 1,066 |
| Net interest income | $10,382,000 | 940 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $22,131,000 | 248 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $2,517,000 | 339 |
| Trading account gains and fees | $455,000 | 79 |
| Additional Noninterest Income | $19,159,000 | 204 |
| Total noninterest expense | $17,752,000 | 487 |
| Salaries and employee benefits | $10,460,000 | 437 |
| Premises and equipment expense | $456,000 | 2,469 |
| Additional noninterest expense | $6,836,000 | 419 |
| Pre-tax net operating income | $14,761,000 | 375 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $5,907,000 | 334 |
| Income before extraordinary items | $8,854,000 | 424 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,854,000 | 424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $7,500,000 | 243 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $8,854,000 | 409 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,486,000 | 1,073 |
| Total interest expense | $1,710,000 | 1,172 |
| Net interest income | $4,776,000 | 1,033 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $10,846,000 | 236 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $10,846,000 | 192 |
| Total noninterest expense | $8,654,000 | 504 |
| Salaries and employee benefits | $5,167,000 | 449 |
| Premises and equipment expense | $173,000 | 3,191 |
| Additional noninterest expense | $3,314,000 | 428 |
| Pre-tax net operating income | $6,968,000 | 385 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $2,788,000 | 346 |
| Income before extraordinary items | $4,180,000 | 436 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,180,000 | 435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $4,180,000 | 413 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $26,003,000 | 1,089 |
| Total interest expense | $6,878,000 | 1,284 |
| Net interest income | $19,125,000 | 1,011 |
| Provision for loan and lease losses | $500,000 | 2,155 |
| Total noninterest income | $40,185,000 | 258 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $40,185,000 | 213 |
| Total noninterest expense | $34,010,000 | 521 |
| Salaries and employee benefits | $19,558,000 | 463 |
| Premises and equipment expense | $978,000 | 2,298 |
| Additional noninterest expense | $13,474,000 | 440 |
| Pre-tax net operating income | $24,800,000 | 404 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $10,053,000 | 365 |
| Income before extraordinary items | $14,747,000 | 483 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $14,747,000 | 485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,954 |
| Cash dividends | $6,000,000 | 543 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $14,747,000 | 453 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $19,105,000 | 1,140 |
| Total interest expense | $5,270,000 | 1,316 |
| Net interest income | $13,835,000 | 1,059 |
| Provision for loan and lease losses | $500,000 | 1,656 |
| Total noninterest income | $29,939,000 | 264 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 8,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $29,939,000 | 216 |
| Total noninterest expense | $24,819,000 | 549 |
| Salaries and employee benefits | $14,458,000 | 475 |
| Premises and equipment expense | $567,000 | 2,899 |
| Additional noninterest expense | $9,794,000 | 460 |
| Pre-tax net operating income | $18,455,000 | 414 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $7,479,000 | 386 |
| Income before extraordinary items | $10,976,000 | 498 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $10,976,000 | 498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,125 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $10,976,000 | 466 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $12,568,000 | 1,168 |
| Total interest expense | $3,656,000 | 1,306 |
| Net interest income | $8,912,000 | 1,095 |
| Provision for loan and lease losses | $500,000 | 1,144 |
| Total noninterest income | $19,480,000 | 265 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $19,480,000 | 213 |
| Total noninterest expense | $16,951,000 | 536 |
| Salaries and employee benefits | $9,693,000 | 475 |
| Premises and equipment expense | $359,000 | 3,014 |
| Additional noninterest expense | $6,899,000 | 448 |
| Pre-tax net operating income | $10,941,000 | 457 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $4,434,000 | 417 |
| Income before extraordinary items | $6,507,000 | 563 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $6,507,000 | 562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,290 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $6,507,000 | 517 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,194,000 | 1,195 |
| Total interest expense | $1,725,000 | 1,434 |
| Net interest income | $4,469,000 | 1,098 |
| Provision for loan and lease losses | $250,000 | 1,115 |
| Total noninterest income | $9,611,000 | 269 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,611,000 | 216 |
| Total noninterest expense | $8,396,000 | 540 |
| Salaries and employee benefits | $4,921,000 | 470 |
| Premises and equipment expense | $181,000 | 3,001 |
| Additional noninterest expense | $3,294,000 | 453 |
| Pre-tax net operating income | $5,434,000 | 457 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $2,200,000 | 432 |
| Income before extraordinary items | $3,234,000 | 553 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,234,000 | 551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 2,205 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $3,234,000 | 518 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $28,598,000 | 1,079 |
| Total interest expense | $8,880,000 | 1,261 |
| Net interest income | $19,718,000 | 983 |
| Provision for loan and lease losses | $1,250,000 | 1,089 |
| Total noninterest income | $37,851,000 | 264 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $37,851,000 | 212 |
| Total noninterest expense | $35,189,000 | 491 |
| Salaries and employee benefits | $20,262,000 | 428 |
| Premises and equipment expense | $791,000 | 2,716 |
| Additional noninterest expense | $14,136,000 | 443 |
| Pre-tax net operating income | $21,130,000 | 456 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $8,536,000 | 400 |
| Income before extraordinary items | $12,594,000 | 535 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $12,594,000 | 538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $283,000 | 2,453 |
| Cash dividends | $6,500,000 | 497 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $12,594,000 | 508 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $40,823,000 | 839 |
| Total interest expense | $20,844,000 | 790 |
| Net interest income | $19,979,000 | 883 |
| Provision for loan and lease losses | $500,000 | 2,196 |
| Total noninterest income | $34,314,000 | 278 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $34,314,000 | 222 |
| Total noninterest expense | $31,936,000 | 522 |
| Salaries and employee benefits | $18,560,000 | 429 |
| Premises and equipment expense | $794,000 | 2,652 |
| Additional noninterest expense | $12,582,000 | 485 |
| Pre-tax net operating income | $21,857,000 | 395 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $8,844,000 | 360 |
| Income before extraordinary items | $13,013,000 | 463 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $13,013,000 | 464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $20,000,000 | 230 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $13,013,000 | 443 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $54,810,000 | 668 |
| Total interest expense | $36,072,000 | 537 |
| Net interest income | $18,738,000 | 921 |
| Provision for loan and lease losses | $2,000,000 | 612 |
| Total noninterest income | $29,961,000 | 292 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $29,961,000 | 222 |
| Total noninterest expense | $29,428,000 | 547 |
| Salaries and employee benefits | $16,946,000 | 450 |
| Premises and equipment expense | $1,083,000 | 1,918 |
| Additional noninterest expense | $11,399,000 | 524 |
| Pre-tax net operating income | $17,271,000 | 504 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $7,058,000 | 431 |
| Income before extraordinary items | $10,213,000 | 560 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $10,213,000 | 561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000,000 | 477 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $10,213,000 | 558 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $39,626,000 | 858 |
| Total interest expense | $22,660,000 | 718 |
| Net interest income | $16,966,000 | 1,033 |
| Provision for loan and lease losses | $574,000 | 1,587 |
| Total noninterest income | $21,964,000 | 373 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $21,964,000 | 287 |
| Total noninterest expense | $22,947,000 | 686 |
| Salaries and employee benefits | $12,291,000 | 588 |
| Premises and equipment expense | $325,000 | 5,223 |
| Additional noninterest expense | $10,331,000 | 592 |
| Pre-tax net operating income | $15,409,000 | 588 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $6,326,000 | 512 |
| Income before extraordinary items | $9,083,000 | 667 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $9,083,000 | 668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-265,000 | 10,155 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $9,083,000 | 656 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $40,399,000 | 827 |
| Total interest expense | $24,864,000 | 668 |
| Net interest income | $15,535,000 | 1,087 |
| Provision for loan and lease losses | $3,377,000 | 420 |
| Total noninterest income | $21,786,000 | 361 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $21,786,000 | 277 |
| Total noninterest expense | $24,822,000 | 628 |
| Salaries and employee benefits | $12,931,000 | 556 |
| Premises and equipment expense | $233,000 | 6,215 |
| Additional noninterest expense | $11,658,000 | 537 |
| Pre-tax net operating income | $9,122,000 | 858 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $3,618,000 | 749 |
| Income before extraordinary items | $5,504,000 | 985 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,504,000 | 984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,061,000 | 10,443 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,504,000 | 958 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $34,970,000 | 976 |
| Total interest expense | $20,935,000 | 790 |
| Net interest income | $14,035,000 | 1,232 |
| Provision for loan and lease losses | $7,682,000 | 247 |
| Total noninterest income | $22,187,000 | 328 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $22,187,000 | 247 |
| Total noninterest expense | $20,058,000 | 737 |
| Salaries and employee benefits | $11,352,000 | 614 |
| Premises and equipment expense | $326,000 | 5,156 |
| Additional noninterest expense | $8,380,000 | 664 |
| Pre-tax net operating income | $8,482,000 | 960 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $3,452,000 | 832 |
| Income before extraordinary items | $5,030,000 | 1,101 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,030,000 | 1,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,943,000 | 261 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,030,000 | 1,072 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $23,287,000 | 1,450 |
| Total interest expense | $11,864,000 | 1,366 |
| Net interest income | $11,423,000 | 1,554 |
| Provision for loan and lease losses | $5,570,000 | 317 |
| Total noninterest income | $16,077,000 | 441 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $16,077,000 | 330 |
| Total noninterest expense | $15,587,000 | 975 |
| Salaries and employee benefits | $7,440,000 | 916 |
| Premises and equipment expense | $223,000 | 6,642 |
| Additional noninterest expense | $7,924,000 | 812 |
| Pre-tax net operating income | $6,343,000 | 1,156 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $2,045,000 | 1,208 |
| Income before extraordinary items | $4,298,000 | 1,185 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,298,000 | 1,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,298,000 | 1,163 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,719,000 | 7,287 |
| Total interest expense | $1,960,000 | 6,560 |
| Net interest income | $1,759,000 | 7,874 |
| Provision for loan and lease losses | $995,000 | 956 |
| Total noninterest income | $2,725,000 | 1,446 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,725,000 | 940 |
| Total noninterest expense | $5,171,000 | 2,622 |
| Salaries and employee benefits | $1,289,000 | 4,891 |
| Premises and equipment expense | $1,000 | 11,947 |
| Additional noninterest expense | $3,881,000 | 1,367 |
| Pre-tax net operating income | $-1,682,000 | 11,915 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-1,682,000 | 11,897 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-1,682,000 | 11,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $50,000,000 | 10 |
| Net operating income | $-1,682,000 | 11,894 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.