Home > Wells Fargo Financial Bank > Income and Expense
Wells Fargo Financial Bank, Income and Expense
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,071,789,000 | 62 |
| Total interest expense | $126,662,000 | 155 |
| Net interest income | $945,127,000 | 46 |
| Provision for loan and lease losses | $1,095,126,000 | 30 |
| Total noninterest income | $109,455,000 | 113 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,335 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $109,455,000 | 94 |
| Total noninterest expense | $157,959,000 | 173 |
| Salaries and employee benefits | $51,175,000 | 190 |
| Premises and equipment expense | $2,806,000 | 986 |
| Additional noninterest expense | $103,978,000 | 132 |
| Pre-tax net operating income | $-198,503,000 | 8,268 |
| Securities gains (losses) | $3,877,000 | 86 |
| Applicable income taxes | $-71,496,000 | 8,276 |
| Income before extraordinary items | $-123,130,000 | 8,238 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-123,130,000 | 8,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $572,409,000 | 31 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-125,611,280 | 8,245 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $791,930,000 | 68 |
| Total interest expense | $108,799,000 | 143 |
| Net interest income | $683,131,000 | 50 |
| Provision for loan and lease losses | $571,515,000 | 35 |
| Total noninterest income | $82,161,000 | 118 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $0 | 7,386 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $82,161,000 | 102 |
| Total noninterest expense | $112,880,000 | 169 |
| Salaries and employee benefits | $37,713,000 | 199 |
| Premises and equipment expense | $1,778,000 | 1,166 |
| Additional noninterest expense | $73,389,000 | 129 |
| Pre-tax net operating income | $80,897,000 | 99 |
| Securities gains (losses) | $2,610,000 | 94 |
| Applicable income taxes | $28,989,000 | 93 |
| Income before extraordinary items | $54,518,000 | 104 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $54,518,000 | 103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $379,261,000 | 32 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $52,821,500 | 109 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $513,279,000 | 71 |
| Total interest expense | $76,957,000 | 145 |
| Net interest income | $436,322,000 | 53 |
| Provision for loan and lease losses | $340,927,000 | 34 |
| Total noninterest income | $54,171,000 | 128 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $0 | 7,428 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $54,171,000 | 104 |
| Total noninterest expense | $72,221,000 | 170 |
| Salaries and employee benefits | $23,608,000 | 221 |
| Premises and equipment expense | $1,244,000 | 1,124 |
| Additional noninterest expense | $47,369,000 | 129 |
| Pre-tax net operating income | $77,345,000 | 82 |
| Securities gains (losses) | $3,604,000 | 85 |
| Applicable income taxes | $28,396,000 | 78 |
| Income before extraordinary items | $52,553,000 | 86 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $52,553,000 | 85 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,473,000 | 29 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $50,210,400 | 87 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $261,992,000 | 73 |
| Total interest expense | $44,137,000 | 144 |
| Net interest income | $217,855,000 | 53 |
| Provision for loan and lease losses | $139,581,000 | 38 |
| Total noninterest income | $27,075,000 | 127 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $27,075,000 | 102 |
| Total noninterest expense | $33,913,000 | 177 |
| Salaries and employee benefits | $10,754,000 | 237 |
| Premises and equipment expense | $561,000 | 1,223 |
| Additional noninterest expense | $22,598,000 | 126 |
| Pre-tax net operating income | $71,436,000 | 58 |
| Securities gains (losses) | $3,267,000 | 68 |
| Applicable income taxes | $26,478,000 | 55 |
| Income before extraordinary items | $48,225,000 | 60 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $48,225,000 | 60 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,925,000 | 31 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $46,101,450 | 61 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $902,008,000 | 79 |
| Total interest expense | $200,566,000 | 148 |
| Net interest income | $701,442,000 | 54 |
| Provision for loan and lease losses | $426,602,000 | 28 |
| Total noninterest income | $93,269,000 | 131 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $0 | 7,508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $93,269,000 | 103 |
| Total noninterest expense | $100,719,000 | 222 |
| Salaries and employee benefits | $39,163,000 | 254 |
| Premises and equipment expense | $2,438,000 | 1,089 |
| Additional noninterest expense | $59,118,000 | 158 |
| Pre-tax net operating income | $267,390,000 | 62 |
| Securities gains (losses) | $549,000 | 255 |
| Applicable income taxes | $93,509,000 | 65 |
| Income before extraordinary items | $174,430,000 | 64 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $174,430,000 | 63 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,231,000 | 26 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $174,073,150 | 65 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $646,068,000 | 86 |
| Total interest expense | $146,719,000 | 151 |
| Net interest income | $499,349,000 | 57 |
| Provision for loan and lease losses | $237,345,000 | 24 |
| Total noninterest income | $66,789,000 | 139 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $66,789,000 | 110 |
| Total noninterest expense | $66,411,000 | 232 |
| Salaries and employee benefits | $29,900,000 | 252 |
| Premises and equipment expense | $1,812,000 | 1,090 |
| Additional noninterest expense | $34,699,000 | 180 |
| Pre-tax net operating income | $262,382,000 | 62 |
| Securities gains (losses) | $215,000 | 363 |
| Applicable income taxes | $93,444,000 | 58 |
| Income before extraordinary items | $169,153,000 | 61 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $169,153,000 | 61 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,996,000 | 22 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $169,015,400 | 59 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $412,000,000 | 93 |
| Total interest expense | $94,389,000 | 164 |
| Net interest income | $317,611,000 | 60 |
| Provision for loan and lease losses | $185,484,000 | 19 |
| Total noninterest income | $42,826,000 | 150 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $42,826,000 | 118 |
| Total noninterest expense | $44,504,000 | 246 |
| Salaries and employee benefits | $21,233,000 | 243 |
| Premises and equipment expense | $1,317,000 | 989 |
| Additional noninterest expense | $21,954,000 | 197 |
| Pre-tax net operating income | $130,449,000 | 82 |
| Securities gains (losses) | $114,000 | 391 |
| Applicable income taxes | $46,338,000 | 87 |
| Income before extraordinary items | $84,225,000 | 87 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $84,225,000 | 88 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,653,000 | 21 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $84,150,900 | 85 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $184,899,000 | 96 |
| Total interest expense | $46,003,000 | 162 |
| Net interest income | $138,896,000 | 67 |
| Provision for loan and lease losses | $122,696,000 | 15 |
| Total noninterest income | $20,665,000 | 147 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $20,665,000 | 119 |
| Total noninterest expense | $21,687,000 | 243 |
| Salaries and employee benefits | $10,383,000 | 254 |
| Premises and equipment expense | $559,000 | 1,205 |
| Additional noninterest expense | $10,745,000 | 197 |
| Pre-tax net operating income | $15,178,000 | 228 |
| Securities gains (losses) | $75,000 | 354 |
| Applicable income taxes | $5,201,000 | 224 |
| Income before extraordinary items | $10,052,000 | 233 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $10,052,000 | 232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,865,000 | 23 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $10,002,500 | 233 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $560,949,000 | 113 |
| Total interest expense | $139,892,000 | 177 |
| Net interest income | $421,057,000 | 83 |
| Provision for loan and lease losses | $203,015,000 | 21 |
| Total noninterest income | $70,506,000 | 157 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $70,506,000 | 124 |
| Total noninterest expense | $84,364,000 | 244 |
| Salaries and employee benefits | $40,727,000 | 238 |
| Premises and equipment expense | $2,889,000 | 875 |
| Additional noninterest expense | $40,748,000 | 200 |
| Pre-tax net operating income | $204,184,000 | 102 |
| Securities gains (losses) | $28,000 | 819 |
| Applicable income taxes | $72,962,000 | 98 |
| Income before extraordinary items | $131,250,000 | 106 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $131,250,000 | 108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,103,000 | 31 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $131,232,080 | 103 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $387,626,000 | 131 |
| Total interest expense | $96,133,000 | 194 |
| Net interest income | $291,493,000 | 97 |
| Provision for loan and lease losses | $122,725,000 | 25 |
| Total noninterest income | $49,071,000 | 183 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $49,071,000 | 145 |
| Total noninterest expense | $61,063,000 | 259 |
| Salaries and employee benefits | $30,585,000 | 246 |
| Premises and equipment expense | $2,426,000 | 794 |
| Additional noninterest expense | $28,052,000 | 224 |
| Pre-tax net operating income | $156,776,000 | 112 |
| Securities gains (losses) | $-619,000 | 8,646 |
| Applicable income taxes | $56,105,000 | 111 |
| Income before extraordinary items | $100,052,000 | 114 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $100,052,000 | 115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,720,000 | 36 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $100,448,160 | 112 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $231,775,000 | 141 |
| Total interest expense | $56,461,000 | 201 |
| Net interest income | $175,314,000 | 106 |
| Provision for loan and lease losses | $47,390,000 | 38 |
| Total noninterest income | $29,961,000 | 191 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $29,961,000 | 150 |
| Total noninterest expense | $39,154,000 | 271 |
| Salaries and employee benefits | $20,287,000 | 254 |
| Premises and equipment expense | $1,965,000 | 675 |
| Additional noninterest expense | $16,902,000 | 240 |
| Pre-tax net operating income | $118,731,000 | 104 |
| Securities gains (losses) | $-921,000 | 8,731 |
| Applicable income taxes | $42,442,000 | 107 |
| Income before extraordinary items | $75,368,000 | 112 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $75,368,000 | 113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,162,000 | 38 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $75,957,440 | 109 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $103,633,000 | 150 |
| Total interest expense | $24,324,000 | 214 |
| Net interest income | $79,309,000 | 111 |
| Provision for loan and lease losses | $27,790,000 | 28 |
| Total noninterest income | $14,603,000 | 193 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $14,603,000 | 153 |
| Total noninterest expense | $18,167,000 | 285 |
| Salaries and employee benefits | $9,853,000 | 263 |
| Premises and equipment expense | $867,000 | 750 |
| Additional noninterest expense | $7,447,000 | 254 |
| Pre-tax net operating income | $47,955,000 | 123 |
| Securities gains (losses) | $-423,000 | 8,740 |
| Applicable income taxes | $17,080,000 | 119 |
| Income before extraordinary items | $30,452,000 | 123 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $30,452,000 | 124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,498,000 | 40 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $30,722,720 | 121 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $337,339,000 | 156 |
| Total interest expense | $73,306,000 | 215 |
| Net interest income | $264,033,000 | 125 |
| Provision for loan and lease losses | $130,371,000 | 31 |
| Total noninterest income | $56,232,000 | 204 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $56,232,000 | 157 |
| Total noninterest expense | $70,025,000 | 287 |
| Salaries and employee benefits | $36,110,000 | 264 |
| Premises and equipment expense | $3,223,000 | 748 |
| Additional noninterest expense | $30,692,000 | 255 |
| Pre-tax net operating income | $119,869,000 | 156 |
| Securities gains (losses) | $728,000 | 231 |
| Applicable income taxes | $41,960,000 | 154 |
| Income before extraordinary items | $78,637,000 | 167 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $78,637,000 | 167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,275,000 | 39 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $78,163,800 | 162 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $244,566,000 | 160 |
| Total interest expense | $51,950,000 | 212 |
| Net interest income | $192,616,000 | 129 |
| Provision for loan and lease losses | $66,547,000 | 40 |
| Total noninterest income | $40,941,000 | 214 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $40,941,000 | 168 |
| Total noninterest expense | $51,639,000 | 291 |
| Salaries and employee benefits | $26,298,000 | 270 |
| Premises and equipment expense | $2,219,000 | 805 |
| Additional noninterest expense | $23,122,000 | 256 |
| Pre-tax net operating income | $115,371,000 | 134 |
| Securities gains (losses) | $294,000 | 393 |
| Applicable income taxes | $41,492,000 | 133 |
| Income before extraordinary items | $74,173,000 | 141 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $74,173,000 | 141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,784,000 | 40 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $73,984,840 | 139 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $156,627,000 | 159 |
| Total interest expense | $32,766,000 | 212 |
| Net interest income | $123,861,000 | 131 |
| Provision for loan and lease losses | $39,658,000 | 41 |
| Total noninterest income | $26,532,000 | 210 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $26,532,000 | 167 |
| Total noninterest expense | $33,769,000 | 295 |
| Salaries and employee benefits | $16,603,000 | 286 |
| Premises and equipment expense | $1,582,000 | 754 |
| Additional noninterest expense | $15,584,000 | 250 |
| Pre-tax net operating income | $76,966,000 | 131 |
| Securities gains (losses) | $-67,000 | 8,654 |
| Applicable income taxes | $27,804,000 | 132 |
| Income before extraordinary items | $49,095,000 | 143 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $49,095,000 | 143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,510,000 | 41 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $49,137,880 | 139 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $76,112,000 | 159 |
| Total interest expense | $15,594,000 | 214 |
| Net interest income | $60,518,000 | 131 |
| Provision for loan and lease losses | $18,980,000 | 44 |
| Total noninterest income | $13,142,000 | 211 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,142,000 | 166 |
| Total noninterest expense | $17,108,000 | 291 |
| Salaries and employee benefits | $8,184,000 | 291 |
| Premises and equipment expense | $708,000 | 830 |
| Additional noninterest expense | $8,216,000 | 245 |
| Pre-tax net operating income | $37,572,000 | 139 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $13,568,000 | 133 |
| Income before extraordinary items | $24,004,000 | 149 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $24,004,000 | 150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,090,000 | 44 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $24,004,000 | 144 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $267,181,000 | 166 |
| Total interest expense | $50,922,000 | 214 |
| Net interest income | $216,259,000 | 142 |
| Provision for loan and lease losses | $76,198,000 | 47 |
| Total noninterest income | $50,441,000 | 219 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $50,441,000 | 172 |
| Total noninterest expense | $60,399,000 | 320 |
| Salaries and employee benefits | $30,902,000 | 304 |
| Premises and equipment expense | $3,098,000 | 743 |
| Additional noninterest expense | $26,399,000 | 279 |
| Pre-tax net operating income | $130,103,000 | 139 |
| Securities gains (losses) | $219,000 | 781 |
| Applicable income taxes | $47,354,000 | 138 |
| Income before extraordinary items | $82,968,000 | 147 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $82,968,000 | 148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,158,000 | 56 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $82,827,840 | 141 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $193,710,000 | 167 |
| Total interest expense | $36,486,000 | 215 |
| Net interest income | $157,224,000 | 145 |
| Provision for loan and lease losses | $53,453,000 | 55 |
| Total noninterest income | $37,443,000 | 227 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $37,443,000 | 177 |
| Total noninterest expense | $44,037,000 | 321 |
| Salaries and employee benefits | $23,269,000 | 305 |
| Premises and equipment expense | $2,332,000 | 740 |
| Additional noninterest expense | $18,436,000 | 289 |
| Pre-tax net operating income | $97,177,000 | 141 |
| Securities gains (losses) | $-8,000 | 8,459 |
| Applicable income taxes | $35,597,000 | 144 |
| Income before extraordinary items | $61,572,000 | 150 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $61,572,000 | 151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,256,000 | 59 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $61,577,120 | 142 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $124,278,000 | 169 |
| Total interest expense | $23,378,000 | 215 |
| Net interest income | $100,900,000 | 149 |
| Provision for loan and lease losses | $28,205,000 | 58 |
| Total noninterest income | $25,190,000 | 228 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $25,190,000 | 183 |
| Total noninterest expense | $29,026,000 | 320 |
| Salaries and employee benefits | $15,419,000 | 302 |
| Premises and equipment expense | $1,642,000 | 709 |
| Additional noninterest expense | $11,965,000 | 287 |
| Pre-tax net operating income | $68,859,000 | 136 |
| Securities gains (losses) | $-7,000 | 8,631 |
| Applicable income taxes | $24,810,000 | 135 |
| Income before extraordinary items | $44,042,000 | 145 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $44,042,000 | 146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,570,000 | 62 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $44,046,480 | 139 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $61,470,000 | 167 |
| Total interest expense | $11,489,000 | 220 |
| Net interest income | $49,981,000 | 147 |
| Provision for loan and lease losses | $20,128,000 | 49 |
| Total noninterest income | $12,581,000 | 220 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $12,581,000 | 173 |
| Total noninterest expense | $14,107,000 | 327 |
| Salaries and employee benefits | $7,510,000 | 312 |
| Premises and equipment expense | $806,000 | 735 |
| Additional noninterest expense | $5,791,000 | 285 |
| Pre-tax net operating income | $28,327,000 | 152 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $10,201,000 | 151 |
| Income before extraordinary items | $18,126,000 | 158 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $18,126,000 | 159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,540,000 | 60 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $18,126,000 | 147 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $235,937,000 | 174 |
| Total interest expense | $44,875,000 | 241 |
| Net interest income | $191,062,000 | 151 |
| Provision for loan and lease losses | $103,368,000 | 55 |
| Total noninterest income | $50,662,000 | 229 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $50,662,000 | 184 |
| Total noninterest expense | $51,477,000 | 362 |
| Salaries and employee benefits | $25,220,000 | 362 |
| Premises and equipment expense | $2,730,000 | 821 |
| Additional noninterest expense | $23,527,000 | 299 |
| Pre-tax net operating income | $86,879,000 | 168 |
| Securities gains (losses) | $-114,000 | 9,033 |
| Applicable income taxes | $30,388,000 | 178 |
| Income before extraordinary items | $56,377,000 | 183 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $56,377,000 | 184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,768,000 | 51 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $56,451,100 | 170 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $173,171,000 | 184 |
| Total interest expense | $33,436,000 | 254 |
| Net interest income | $139,735,000 | 157 |
| Provision for loan and lease losses | $75,482,000 | 57 |
| Total noninterest income | $37,435,000 | 236 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 8,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $37,435,000 | 191 |
| Total noninterest expense | $37,019,000 | 382 |
| Salaries and employee benefits | $18,092,000 | 386 |
| Premises and equipment expense | $2,016,000 | 850 |
| Additional noninterest expense | $16,911,000 | 314 |
| Pre-tax net operating income | $64,669,000 | 173 |
| Securities gains (losses) | $-103,000 | 9,120 |
| Applicable income taxes | $22,642,000 | 182 |
| Income before extraordinary items | $41,924,000 | 189 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $41,924,000 | 190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,482,000 | 61 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $41,990,950 | 174 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $112,781,000 | 187 |
| Total interest expense | $22,164,000 | 256 |
| Net interest income | $90,617,000 | 160 |
| Provision for loan and lease losses | $50,669,000 | 58 |
| Total noninterest income | $24,708,000 | 231 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $24,708,000 | 188 |
| Total noninterest expense | $24,139,000 | 393 |
| Salaries and employee benefits | $11,452,000 | 404 |
| Premises and equipment expense | $1,304,000 | 876 |
| Additional noninterest expense | $11,383,000 | 311 |
| Pre-tax net operating income | $40,517,000 | 178 |
| Securities gains (losses) | $-2,000 | 8,918 |
| Applicable income taxes | $14,237,000 | 185 |
| Income before extraordinary items | $26,278,000 | 196 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $26,278,000 | 196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,469,000 | 56 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $26,279,300 | 179 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $58,494,000 | 186 |
| Total interest expense | $10,856,000 | 272 |
| Net interest income | $47,638,000 | 157 |
| Provision for loan and lease losses | $25,241,000 | 56 |
| Total noninterest income | $10,647,000 | 253 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,647,000 | 202 |
| Total noninterest expense | $12,126,000 | 393 |
| Salaries and employee benefits | $5,581,000 | 414 |
| Premises and equipment expense | $706,000 | 817 |
| Additional noninterest expense | $5,839,000 | 300 |
| Pre-tax net operating income | $20,918,000 | 171 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $7,352,000 | 183 |
| Income before extraordinary items | $13,566,000 | 191 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $13,566,000 | 191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,441,000 | 60 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $13,566,000 | 171 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $218,457,000 | 201 |
| Total interest expense | $45,749,000 | 298 |
| Net interest income | $172,708,000 | 172 |
| Provision for loan and lease losses | $93,784,000 | 63 |
| Total noninterest income | $42,094,000 | 246 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $42,094,000 | 194 |
| Total noninterest expense | $39,960,000 | 446 |
| Salaries and employee benefits | $19,140,000 | 451 |
| Premises and equipment expense | $1,883,000 | 1,175 |
| Additional noninterest expense | $18,937,000 | 369 |
| Pre-tax net operating income | $81,058,000 | 174 |
| Securities gains (losses) | $684,000 | 537 |
| Applicable income taxes | $28,326,000 | 176 |
| Income before extraordinary items | $53,416,000 | 189 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $53,416,000 | 189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,084,000 | 67 |
| Cash dividends | $30,000,000 | 185 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $52,971,400 | 176 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $199,776,000 | 238 |
| Total interest expense | $38,304,000 | 465 |
| Net interest income | $161,472,000 | 170 |
| Provision for loan and lease losses | $104,138,000 | 64 |
| Total noninterest income | $43,690,000 | 243 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $43,690,000 | 193 |
| Total noninterest expense | $36,886,000 | 468 |
| Salaries and employee benefits | $16,917,000 | 477 |
| Premises and equipment expense | $1,703,000 | 1,256 |
| Additional noninterest expense | $18,266,000 | 379 |
| Pre-tax net operating income | $64,138,000 | 191 |
| Securities gains (losses) | $191,000 | 1,225 |
| Applicable income taxes | $21,606,000 | 199 |
| Income before extraordinary items | $42,723,000 | 206 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $42,723,000 | 206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,138,000 | 74 |
| Cash dividends | $50,000,000 | 137 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $42,596,940 | 193 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $153,404,000 | 308 |
| Total interest expense | $33,941,000 | 566 |
| Net interest income | $119,463,000 | 206 |
| Provision for loan and lease losses | $111,430,000 | 55 |
| Total noninterest income | $32,798,000 | 276 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $32,798,000 | 213 |
| Total noninterest expense | $32,129,000 | 502 |
| Salaries and employee benefits | $10,247,000 | 692 |
| Premises and equipment expense | $1,319,000 | 1,568 |
| Additional noninterest expense | $20,563,000 | 340 |
| Pre-tax net operating income | $8,702,000 | 888 |
| Securities gains (losses) | $-49,000 | 9,197 |
| Applicable income taxes | $1,406,000 | 1,592 |
| Income before extraordinary items | $7,247,000 | 746 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $7,247,000 | 746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,430,000 | 79 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $7,288,160 | 745 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $82,660,000 | 467 |
| Total interest expense | $14,738,000 | 1,033 |
| Net interest income | $67,922,000 | 331 |
| Provision for loan and lease losses | $16,859,000 | 151 |
| Total noninterest income | $214,888,000 | 103 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $214,888,000 | 79 |
| Total noninterest expense | $172,206,000 | 155 |
| Salaries and employee benefits | $8,418,000 | 820 |
| Premises and equipment expense | $1,015,000 | 2,026 |
| Additional noninterest expense | $162,773,000 | 98 |
| Pre-tax net operating income | $93,745,000 | 171 |
| Securities gains (losses) | $-112,000 | 9,976 |
| Applicable income taxes | $31,817,000 | 172 |
| Income before extraordinary items | $61,816,000 | 168 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $61,816,000 | 169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,209,000 | 152 |
| Cash dividends | $23,000,000 | 237 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $61,889,920 | 168 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $81,657,000 | 468 |
| Total interest expense | $13,207,000 | 1,172 |
| Net interest income | $68,450,000 | 307 |
| Provision for loan and lease losses | $15,841,000 | 158 |
| Total noninterest income | $181,188,000 | 113 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $181,188,000 | 86 |
| Total noninterest expense | $158,783,000 | 170 |
| Salaries and employee benefits | $7,208,000 | 913 |
| Premises and equipment expense | $1,235,000 | 1,589 |
| Additional noninterest expense | $150,340,000 | 111 |
| Pre-tax net operating income | $75,014,000 | 187 |
| Securities gains (losses) | $-16,000 | 10,254 |
| Applicable income taxes | $24,163,000 | 203 |
| Income before extraordinary items | $50,835,000 | 194 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $50,835,000 | 194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,991,000 | 144 |
| Cash dividends | $17,000,000 | 273 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $50,845,880 | 188 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $81,624,000 | 469 |
| Total interest expense | $14,955,000 | 1,089 |
| Net interest income | $66,669,000 | 316 |
| Provision for loan and lease losses | $16,482,000 | 147 |
| Total noninterest income | $127,091,000 | 128 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $127,091,000 | 92 |
| Total noninterest expense | $109,779,000 | 206 |
| Salaries and employee benefits | $7,046,000 | 942 |
| Premises and equipment expense | $1,026,000 | 1,932 |
| Additional noninterest expense | $101,707,000 | 135 |
| Pre-tax net operating income | $67,499,000 | 195 |
| Securities gains (losses) | $29,000 | 1,652 |
| Applicable income taxes | $22,369,000 | 209 |
| Income before extraordinary items | $45,159,000 | 201 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $45,159,000 | 201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,532,000 | 139 |
| Cash dividends | $19,500,000 | 240 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $45,139,570 | 192 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $77,761,000 | 523 |
| Total interest expense | $15,296,000 | 1,071 |
| Net interest income | $62,465,000 | 370 |
| Provision for loan and lease losses | $19,984,000 | 138 |
| Total noninterest income | $77,338,000 | 180 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $77,338,000 | 132 |
| Total noninterest expense | $64,574,000 | 326 |
| Salaries and employee benefits | $6,274,000 | 1,067 |
| Premises and equipment expense | $734,000 | 2,663 |
| Additional noninterest expense | $57,566,000 | 215 |
| Pre-tax net operating income | $55,245,000 | 232 |
| Securities gains (losses) | $6,000 | 2,865 |
| Applicable income taxes | $18,643,000 | 237 |
| Income before extraordinary items | $36,608,000 | 234 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $36,608,000 | 234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,184,000 | 140 |
| Cash dividends | $25,000,000 | 235 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $36,604,040 | 230 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $71,747,000 | 584 |
| Total interest expense | $14,650,000 | 1,146 |
| Net interest income | $57,097,000 | 410 |
| Provision for loan and lease losses | $13,121,000 | 153 |
| Total noninterest income | $43,109,000 | 248 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $43,109,000 | 174 |
| Total noninterest expense | $31,316,000 | 565 |
| Salaries and employee benefits | $4,960,000 | 1,340 |
| Premises and equipment expense | $678,000 | 2,896 |
| Additional noninterest expense | $25,678,000 | 368 |
| Pre-tax net operating income | $55,769,000 | 242 |
| Securities gains (losses) | $165,000 | 748 |
| Applicable income taxes | $18,460,000 | 246 |
| Income before extraordinary items | $37,474,000 | 239 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $37,474,000 | 238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,671,000 | 185 |
| Cash dividends | $17,000,000 | 291 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $37,363,450 | 239 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $58,709,000 | 611 |
| Total interest expense | $9,470,000 | 1,377 |
| Net interest income | $49,239,000 | 446 |
| Provision for loan and lease losses | $9,217,000 | 199 |
| Total noninterest income | $38,246,000 | 264 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $38,246,000 | 189 |
| Total noninterest expense | $31,963,000 | 554 |
| Salaries and employee benefits | $3,724,000 | 1,808 |
| Premises and equipment expense | $618,000 | 3,179 |
| Additional noninterest expense | $27,621,000 | 356 |
| Pre-tax net operating income | $46,305,000 | 259 |
| Securities gains (losses) | $-126,000 | 11,693 |
| Applicable income taxes | $16,380,000 | 240 |
| Income before extraordinary items | $29,799,000 | 262 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $29,799,000 | 260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,217,000 | 244 |
| Cash dividends | $15,000,000 | 261 |
| Sale, conversion, retirement of capital stock, net | $1,800,000 | 322 |
| Net operating income | $29,880,900 | 265 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $44,108,000 | 775 |
| Total interest expense | $3,863,000 | 3,266 |
| Net interest income | $40,245,000 | 516 |
| Provision for loan and lease losses | $7,041,000 | 347 |
| Total noninterest income | $26,532,000 | 323 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $26,532,000 | 218 |
| Total noninterest expense | $25,183,000 | 707 |
| Salaries and employee benefits | $2,221,000 | 2,956 |
| Premises and equipment expense | $444,000 | 4,310 |
| Additional noninterest expense | $22,518,000 | 428 |
| Pre-tax net operating income | $34,553,000 | 270 |
| Securities gains (losses) | $28,000 | 4,186 |
| Applicable income taxes | $12,401,000 | 265 |
| Income before extraordinary items | $22,180,000 | 295 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $22,180,000 | 305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,341,000 | 398 |
| Cash dividends | $20,000,000 | 172 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $22,162,080 | 282 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $36,235,000 | 1,016 |
| Total interest expense | $4,362,000 | 3,759 |
| Net interest income | $31,873,000 | 643 |
| Provision for loan and lease losses | $3,999,000 | 686 |
| Total noninterest income | $24,910,000 | 340 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $24,910,000 | 230 |
| Total noninterest expense | $20,765,000 | 819 |
| Salaries and employee benefits | $1,628,000 | 3,934 |
| Premises and equipment expense | $387,000 | 4,922 |
| Additional noninterest expense | $18,750,000 | 478 |
| Pre-tax net operating income | $32,019,000 | 235 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $11,956,000 | 234 |
| Income before extraordinary items | $20,070,000 | 279 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $20,070,000 | 276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,049,000 | 722 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $20,065,520 | 246 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.