Home > Wells Fargo Central Bank > Performance and Condition Ratios
Wells Fargo Central Bank, Performance and Condition Ratios
2010-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.1840% | 7,646 |
Cost of funding earning assets | 0.0237% | 7,624 |
Net interest margin | 0.1602% | 7,635 |
Noninterest income to average assets | 0.0498% | 7,106 |
Noninterest expense to average assets | 0.1271% | 7,644 |
Loan and lease loss provision to assets | 0.0000% | 7,042 |
Net operating income to assets | 0.0442% | 5,717 |
Return on assets (ROA) | 0.0442% | 5,856 |
Pretax return on assets | 0.0719% | 5,753 |
Return on Equity (ROE) | 0.1455% | 5,924 |
Retained earnings to average equity (ytd only) | 0.1455% | 5,506 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 63.8889% | 5,372 |
Assets per employee ($millions) | NA | NA |
Cash dividends to net income (ytd only)* | 0.0000% | 3,950 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,281 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,616 |
Net loans and leases to deposits | 0.0000% | 7,616 |
Net loans and leases to core deposits | 0.0000% | 7,598 |
Total domestic deposits to total assets | 10.2822% | 7,628 |
Equity capital to assets | 89.2151% | 15 |
Core capital (leverage) ratio | 85.1400% | 17 |
Tier 1 risk-based capital ratio | 437.2798% | 10 |
Total risk-based capital ratio | 437.2798% | 10 |
Memoranda: | ||
Average total assets | $18,090,000 | 7,509 |
Average earning assets | $16,852,000 | 7,478 |
Average equity | $5,499,000 | 6,507 |
Average total loans | NA | NA |
2010-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.1884% | 7,755 |
Cost of funding earning assets | 0.0202% | 7,732 |
Net interest margin | 0.1682% | 7,747 |
Noninterest income to average assets | 0.0570% | 7,242 |
Noninterest expense to average assets | 0.1709% | 7,752 |
Loan and lease loss provision to assets | 0.0000% | 6,977 |
Net operating income to assets | 0.0253% | 5,944 |
Return on assets (ROA) | 0.0253% | 6,069 |
Pretax return on assets | 0.0443% | 6,014 |
Return on Equity (ROE) | 0.0969% | 6,105 |
Retained earnings to average equity (ytd only) | 0.0969% | 5,741 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 79.4118% | 2,434 |
Assets per employee ($millions) | NA | NA |
Cash dividends to net income (ytd only)* | 0.0000% | 3,526 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,384 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,720 |
Net loans and leases to deposits | 0.0000% | 7,720 |
Net loans and leases to core deposits | 0.0000% | 7,701 |
Total domestic deposits to total assets | 14.5830% | 7,722 |
Equity capital to assets | 85.3704% | 18 |
Core capital (leverage) ratio | 37.6920% | 56 |
Tier 1 risk-based capital ratio | 417.2897% | 15 |
Total risk-based capital ratio | 417.2897% | 15 |
Memoranda: | ||
Average total assets | $21,071,000 | 7,533 |
Average earning assets | $19,819,250 | 7,499 |
Average equity | $5,498,500 | 6,590 |
Average total loans | NA | NA |
2010-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.1784% | 7,825 |
Cost of funding earning assets | 0.0162% | 7,803 |
Net interest margin | 0.1621% | 7,817 |
Noninterest income to average assets | 0.0540% | 7,318 |
Noninterest expense to average assets | 0.0540% | 7,823 |
Loan and lease loss provision to assets | 0.0000% | 6,857 |
Net operating income to assets | 0.1002% | 5,868 |
Return on assets (ROA) | 0.1002% | 5,982 |
Pretax return on assets | 0.1542% | 5,876 |
Return on Equity (ROE) | 0.4728% | 6,090 |
Retained earnings to average equity (ytd only) | 0.4728% | 5,572 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 25.9259% | 7,770 |
Assets per employee ($millions) | NA | NA |
Cash dividends to net income (ytd only)* | 0.0000% | 3,319 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,438 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,788 |
Net loans and leases to deposits | 0.0000% | 7,788 |
Net loans and leases to core deposits | 0.0000% | 7,770 |
Total domestic deposits to total assets | 78.5845% | 6,136 |
Equity capital to assets | 20.9736% | 238 |
Core capital (leverage) ratio | 18.3053% | 335 |
Tier 1 risk-based capital ratio | 88.9640% | 59 |
Total risk-based capital ratio | 88.9640% | 60 |
Memoranda: | ||
Average total assets | $25,948,330 | 7,471 |
Average earning assets | $24,670,000 | 7,416 |
Average equity | $5,499,000 | 6,615 |
Average total loans | NA | NA |
2010-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.1795% | 7,928 |
Cost of funding earning assets | 0.0163% | 7,906 |
Net interest margin | 0.1632% | 7,918 |
Noninterest income to average assets | 0.0310% | 7,554 |
Noninterest expense to average assets | 0.0620% | 7,928 |
Loan and lease loss provision to assets | 0.0000% | 6,552 |
Net operating income to assets | 0.0775% | 6,087 |
Return on assets (ROA) | 0.0775% | 6,196 |
Pretax return on assets | 0.1240% | 6,078 |
Return on Equity (ROE) | 0.3639% | 6,318 |
Retained earnings to average equity (ytd only) | 0.3639% | 5,692 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 33.3333% | 7,823 |
Assets per employee ($millions) | NA | NA |
Cash dividends to net income (ytd only)* | 0.0000% | 2,528 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,514 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,889 |
Net loans and leases to deposits | 0.0000% | 7,889 |
Net loans and leases to core deposits | 0.0000% | 7,870 |
Total domestic deposits to total assets | 76.4410% | 6,670 |
Equity capital to assets | 23.0640% | 177 |
Core capital (leverage) ratio | 16.6667% | 484 |
Tier 1 risk-based capital ratio | 98.1754% | 53 |
Total risk-based capital ratio | 98.1754% | 53 |
Memoranda: | ||
Average total assets | $25,796,500 | 7,572 |
Average earning assets | $24,514,000 | 7,513 |
Average equity | $5,495,500 | 6,677 |
Average total loans | NA | NA |
2009-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.2244% | 8,002 |
Cost of funding earning assets | 0.0163% | 7,994 |
Net interest margin | 0.2081% | 7,990 |
Noninterest income to average assets | 0.0423% | 7,536 |
Noninterest expense to average assets | 0.2832% | 8,000 |
Loan and lease loss provision to assets | 0.0000% | 7,427 |
Net operating income to assets | -0.0488% | 5,580 |
Return on assets (ROA) | -0.0488% | 5,608 |
Pretax return on assets | -0.0749% | 5,563 |
Return on Equity (ROE) | -0.2728% | 5,583 |
Retained earnings to average equity (ytd only) | -0.2728% | 5,009 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 135.9375% | 416 |
Assets per employee ($millions) | NA | NA |
Cash dividends to net income (ytd only)* | 0.0000% | 4,015 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,553 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,964 |
Net loans and leases to deposits | 0.0000% | 7,964 |
Net loans and leases to core deposits | 0.0000% | 7,957 |
Total domestic deposits to total assets | 79.7550% | 5,749 |
Equity capital to assets | 19.7910% | 312 |
Core capital (leverage) ratio | 13.0618% | 1,235 |
Tier 1 risk-based capital ratio | 81.5838% | 74 |
Total risk-based capital ratio | 81.5838% | 74 |
Memoranda: | ||
Average total assets | $30,715,200 | 7,450 |
Average earning assets | $24,506,000 | 7,562 |
Average equity | $5,498,000 | 6,770 |
Average total loans | NA | NA |
2009-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.2165% | 8,089 |
Cost of funding earning assets | 0.0167% | 8,079 |
Net interest margin | 0.1999% | 8,079 |
Noninterest income to average assets | 0.0381% | 7,697 |
Noninterest expense to average assets | 0.3264% | 8,085 |
Loan and lease loss provision to assets | 0.0000% | 7,284 |
Net operating income to assets | -0.0890% | 5,874 |
Return on assets (ROA) | -0.0890% | 5,910 |
Pretax return on assets | -0.1357% | 5,892 |
Return on Equity (ROE) | -0.5092% | 5,856 |
Retained earnings to average equity (ytd only) | -0.5092% | 5,350 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 171.1111% | 227 |
Assets per employee ($millions) | NA | NA |
Cash dividends to net income (ytd only)* | 0.0000% | 3,688 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,619 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 8,051 |
Net loans and leases to deposits | 0.0000% | 8,051 |
Net loans and leases to core deposits | 0.0000% | 8,041 |
Total domestic deposits to total assets | 85.0464% | 3,213 |
Equity capital to assets | 14.9237% | 1,024 |
Core capital (leverage) ratio | 12.5465% | 1,562 |
Tier 1 risk-based capital ratio | 62.1079% | 108 |
Total risk-based capital ratio | 62.1079% | 111 |
Memoranda: | ||
Average total assets | $31,455,250 | 7,484 |
Average earning assets | $24,016,250 | 7,652 |
Average equity | $5,499,250 | 6,849 |
Average total loans | NA | NA |
2009-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.2382% | 8,184 |
Cost of funding earning assets | 0.0198% | 8,172 |
Net interest margin | 0.2183% | 8,164 |
Noninterest income to average assets | 0.0337% | 7,821 |
Noninterest expense to average assets | 0.3099% | 8,183 |
Loan and lease loss provision to assets | 0.0000% | 7,158 |
Net operating income to assets | -0.0808% | 5,977 |
Return on assets (ROA) | -0.0808% | 6,036 |
Pretax return on assets | -0.1280% | 6,030 |
Return on Equity (ROE) | -0.4361% | 5,988 |
Retained earnings to average equity (ytd only) | -0.4361% | 5,334 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 170.3704% | 285 |
Assets per employee ($millions) | NA | NA |
Cash dividends to net income (ytd only)* | 0.0000% | 3,532 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,675 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 8,143 |
Net loans and leases to deposits | 0.0000% | 8,143 |
Net loans and leases to core deposits | 0.0000% | 8,133 |
Total domestic deposits to total assets | 82.7760% | 4,350 |
Equity capital to assets | 17.1616% | 643 |
Core capital (leverage) ratio | 15.7183% | 787 |
Tier 1 risk-based capital ratio | 71.7800% | 98 |
Total risk-based capital ratio | 71.7800% | 100 |
Memoranda: | ||
Average total assets | $29,684,670 | 7,616 |
Average earning assets | $20,153,000 | 7,854 |
Average equity | $5,503,330 | 6,898 |
Average total loans | NA | NA |
2009-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.2974% | 8,234 |
Cost of funding earning assets | 0.0270% | 8,223 |
Net interest margin | 0.2704% | 8,213 |
Noninterest income to average assets | 0.0421% | 7,876 |
Noninterest expense to average assets | 0.2385% | 8,234 |
Loan and lease loss provision to assets | 0.0000% | 6,744 |
Net operating income to assets | -0.0421% | 6,322 |
Return on assets (ROA) | -0.0421% | 6,448 |
Pretax return on assets | -0.0561% | 6,437 |
Return on Equity (ROE) | -0.2179% | 6,433 |
Retained earnings to average equity (ytd only) | -0.2179% | 5,694 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 130.7692% | 498 |
Assets per employee ($millions) | NA | NA |
Cash dividends to net income (ytd only)* | 0.0000% | 2,832 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,674 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 8,196 |
Net loans and leases to deposits | 0.0000% | 8,196 |
Net loans and leases to core deposits | 0.0000% | 8,185 |
Total domestic deposits to total assets | 80.2018% | 5,286 |
Equity capital to assets | 19.7695% | 431 |
Core capital (leverage) ratio | 16.5851% | 703 |
Tier 1 risk-based capital ratio | 83.2062% | 83 |
Total risk-based capital ratio | 83.2062% | 84 |
Memoranda: | ||
Average total assets | $28,514,500 | 7,711 |
Average earning assets | $14,794,500 | 8,061 |
Average equity | $5,507,000 | 6,944 |
Average total loans | NA | NA |
2008-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.0817% | 8,216 |
Cost of funding earning assets | 0.7026% | 8,149 |
Net interest margin | 1.3791% | 8,194 |
Noninterest income to average assets | 0.0191% | 8,034 |
Noninterest expense to average assets | 0.3379% | 8,273 |
Loan and lease loss provision to assets | 0.0000% | 7,334 |
Net operating income to assets | 0.0128% | 6,335 |
Return on assets (ROA) | 0.0128% | 6,188 |
Pretax return on assets | 0.0191% | 6,118 |
Return on Equity (ROE) | 0.0361% | 6,220 |
Retained earnings to average equity (ytd only) | -4.4710% | 6,412 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 94.6429% | 1,240 |
Assets per employee ($millions) | NA | NA |
Cash dividends to net income (ytd only)* | 12,500.0000% | 4 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,674 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 8,249 |
Net loans and leases to deposits | 0.0000% | 8,249 |
Net loans and leases to core deposits | 0.0000% | 8,238 |
Total domestic deposits to total assets | 81.0337% | 4,622 |
Equity capital to assets | 18.8772% | 560 |
Core capital (leverage) ratio | 14.5089% | 1,140 |
Tier 1 risk-based capital ratio | 79.3055% | 100 |
Total risk-based capital ratio | 79.3055% | 102 |
Memoranda: | ||
Average total assets | $15,683,400 | 8,144 |
Average earning assets | $3,843,000 | 8,292 |
Average equity | $5,546,800 | 6,968 |
Average total loans | NA | NA |