Home > Wells Fargo Bank South > Income and Expense
Wells Fargo Bank South, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $403,974,000 | 93 |
| Total interest expense | $199,338,000 | 62 |
| Net interest income | $204,636,000 | 113 |
| Provision for loan and lease losses | $-145,127,000 | 8,099 |
| Total noninterest income | $-4,419,000 | 8,084 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-4,419,000 | 8,085 |
| Total noninterest expense | $104,121,000 | 188 |
| Salaries and employee benefits | $0 | 8,078 |
| Premises and equipment expense | $0 | 8,071 |
| Additional noninterest expense | $104,121,000 | 109 |
| Pre-tax net operating income | $241,223,000 | 37 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $85,226,000 | 38 |
| Income before extraordinary items | $155,997,000 | 39 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $155,997,000 | 38 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $155,997,000 | 38 |
| Net charge-offs | $15,066,000 | 382 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $155,997,000 | 39 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $308,844,000 | 87 |
| Total interest expense | $165,345,000 | 60 |
| Net interest income | $143,499,000 | 115 |
| Provision for loan and lease losses | $-12,417,000 | 8,195 |
| Total noninterest income | $-3,775,000 | 8,177 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-3,775,000 | 8,180 |
| Total noninterest expense | $73,474,000 | 186 |
| Salaries and employee benefits | $0 | 8,171 |
| Premises and equipment expense | $0 | 8,164 |
| Additional noninterest expense | $73,474,000 | 114 |
| Pre-tax net operating income | $78,667,000 | 56 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $27,887,000 | 55 |
| Income before extraordinary items | $50,780,000 | 61 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $50,780,000 | 61 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $50,780,000 | 61 |
| Net charge-offs | $5,358,000 | 561 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $50,780,000 | 56 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $181,410,000 | 78 |
| Total interest expense | $101,663,000 | 59 |
| Net interest income | $79,747,000 | 101 |
| Provision for loan and lease losses | $-59,903,000 | 8,246 |
| Total noninterest income | $39,000 | 6,695 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $39,000 | 5,236 |
| Total noninterest expense | $37,153,000 | 178 |
| Salaries and employee benefits | $0 | 8,225 |
| Premises and equipment expense | $0 | 8,212 |
| Additional noninterest expense | $37,153,000 | 101 |
| Pre-tax net operating income | $102,536,000 | 29 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $36,372,000 | 26 |
| Income before extraordinary items | $66,164,000 | 32 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $66,164,000 | 32 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $66,164,000 | 32 |
| Net charge-offs | $129,000 | 2,580 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $66,164,000 | 30 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $0 | 8,298 |
| Total interest expense | $0 | 8,290 |
| Net interest income | $0 | 8,294 |
| Provision for loan and lease losses | $95,005,000 | 122 |
| Total noninterest income | $0 | 8,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $0 | 7,939 |
| Total noninterest expense | $0 | 8,298 |
| Salaries and employee benefits | $0 | 8,276 |
| Premises and equipment expense | $0 | 8,269 |
| Additional noninterest expense | $0 | 8,296 |
| Pre-tax net operating income | $-95,005,000 | 8,238 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-33,252,000 | 8,246 |
| Income before extraordinary items | $-61,753,000 | 8,203 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-61,753,000 | 8,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-61,753,000 | 8,211 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $795,289,000 | 67 |
| Total interest expense | $574,180,000 | 49 |
| Net interest income | $221,109,000 | 114 |
| Provision for loan and lease losses | $622,601,000 | 34 |
| Total noninterest income | $29,000 | 7,946 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $29,000 | 7,145 |
| Total noninterest expense | $94,626,000 | 197 |
| Salaries and employee benefits | $0 | 8,359 |
| Premises and equipment expense | $0 | 8,353 |
| Additional noninterest expense | $94,626,000 | 110 |
| Pre-tax net operating income | $-496,089,000 | 8,377 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-171,068,000 | 8,372 |
| Income before extraordinary items | $-325,021,000 | 8,366 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-325,021,000 | 8,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,402,000 | 53 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-325,021,000 | 8,366 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $541,222,000 | 67 |
| Total interest expense | $381,072,000 | 53 |
| Net interest income | $160,150,000 | 112 |
| Provision for loan and lease losses | $347,636,000 | 33 |
| Total noninterest income | $4,137,000 | 746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $4,137,000 | 495 |
| Total noninterest expense | $63,585,000 | 193 |
| Salaries and employee benefits | $0 | 8,428 |
| Premises and equipment expense | $0 | 8,420 |
| Additional noninterest expense | $63,585,000 | 106 |
| Pre-tax net operating income | $-246,934,000 | 8,448 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-87,459,000 | 8,440 |
| Income before extraordinary items | $-159,475,000 | 8,434 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-159,475,000 | 8,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,037,000 | 58 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-159,475,000 | 8,434 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $285,899,000 | 68 |
| Total interest expense | $206,232,000 | 54 |
| Net interest income | $79,667,000 | 113 |
| Provision for loan and lease losses | $106,932,000 | 44 |
| Total noninterest income | $7,931,000 | 282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,931,000 | 200 |
| Total noninterest expense | $23,148,000 | 247 |
| Salaries and employee benefits | $0 | 8,470 |
| Premises and equipment expense | $0 | 8,457 |
| Additional noninterest expense | $23,148,000 | 122 |
| Pre-tax net operating income | $-42,482,000 | 8,478 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-15,093,000 | 8,477 |
| Income before extraordinary items | $-27,389,000 | 8,469 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-27,389,000 | 8,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,525,000 | 62 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-27,389,000 | 8,466 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,120,743,000 | 66 |
| Total interest expense | $894,661,000 | 53 |
| Net interest income | $226,082,000 | 130 |
| Provision for loan and lease losses | $72,833,000 | 76 |
| Total noninterest income | $-2,320,000 | 8,524 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $-2,320,000 | 8,537 |
| Total noninterest expense | $39,376,000 | 493 |
| Salaries and employee benefits | $8,555,000 | 1,167 |
| Premises and equipment expense | $1,016,000 | 2,538 |
| Additional noninterest expense | $29,805,000 | 257 |
| Pre-tax net operating income | $111,553,000 | 124 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $38,307,000 | 120 |
| Income before extraordinary items | $73,246,000 | 126 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $73,246,000 | 124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,610,000 | 154 |
| Cash dividends | $14,046,921,000 | 1 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $73,246,000 | 125 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $796,870,000 | 70 |
| Total interest expense | $639,820,000 | 54 |
| Net interest income | $157,050,000 | 138 |
| Provision for loan and lease losses | $21,140,000 | 100 |
| Total noninterest income | $-327,000 | 8,546 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-327,000 | 8,555 |
| Total noninterest expense | $22,652,000 | 607 |
| Salaries and employee benefits | $6,251,000 | 1,193 |
| Premises and equipment expense | $468,000 | 3,725 |
| Additional noninterest expense | $15,933,000 | 313 |
| Pre-tax net operating income | $112,931,000 | 112 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $39,182,000 | 107 |
| Income before extraordinary items | $73,749,000 | 118 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $73,749,000 | 117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $537,000 | 1,019 |
| Cash dividends | $14,046,921,000 | 1 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $73,749,000 | 117 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $486,051,000 | 80 |
| Total interest expense | $392,042,000 | 59 |
| Net interest income | $94,009,000 | 165 |
| Provision for loan and lease losses | $25,662,000 | 67 |
| Total noninterest income | $-87,000 | 8,594 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $-87,000 | 8,602 |
| Total noninterest expense | $9,973,000 | 949 |
| Salaries and employee benefits | $3,419,000 | 1,500 |
| Premises and equipment expense | $290,000 | 3,929 |
| Additional noninterest expense | $6,264,000 | 480 |
| Pre-tax net operating income | $58,287,000 | 149 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $21,441,000 | 141 |
| Income before extraordinary items | $36,846,000 | 155 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $36,846,000 | 156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-63,000 | 8,342 |
| Cash dividends | $14,046,921,000 | 1 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $36,846,000 | 154 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $209,336,000 | 87 |
| Total interest expense | $187,959,000 | 61 |
| Net interest income | $21,377,000 | 303 |
| Provision for loan and lease losses | $-294,000 | 8,603 |
| Total noninterest income | $-58,000 | 8,631 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $-58,000 | 8,636 |
| Total noninterest expense | $2,117,000 | 2,186 |
| Salaries and employee benefits | $1,111,000 | 2,313 |
| Premises and equipment expense | $116,000 | 4,609 |
| Additional noninterest expense | $890,000 | 1,504 |
| Pre-tax net operating income | $19,496,000 | 188 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $6,919,000 | 181 |
| Income before extraordinary items | $12,577,000 | 197 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $12,577,000 | 196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 8,373 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $12,577,000 | 195 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $207,716,000 | 233 |
| Total interest expense | $185,446,000 | 145 |
| Net interest income | $22,270,000 | 997 |
| Provision for loan and lease losses | $179,000 | 3,791 |
| Total noninterest income | $-270,000 | 8,675 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $-270,000 | 8,676 |
| Total noninterest expense | $2,214,000 | 5,856 |
| Salaries and employee benefits | $1,154,000 | 6,026 |
| Premises and equipment expense | $771,000 | 3,098 |
| Additional noninterest expense | $289,000 | 7,635 |
| Pre-tax net operating income | $19,607,000 | 547 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $6,958,000 | 505 |
| Income before extraordinary items | $12,649,000 | 600 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $12,649,000 | 599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-104,000 | 8,504 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $12,649,000 | 592 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $556,665,000 | 92 |
| Total interest expense | $494,941,000 | 63 |
| Net interest income | $61,724,000 | 319 |
| Provision for loan and lease losses | $-775,000 | 8,692 |
| Total noninterest income | $-261,000 | 8,740 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $-261,000 | 8,743 |
| Total noninterest expense | $6,639,000 | 1,987 |
| Salaries and employee benefits | $3,013,000 | 2,434 |
| Premises and equipment expense | $2,785,000 | 708 |
| Additional noninterest expense | $841,000 | 4,126 |
| Pre-tax net operating income | $55,599,000 | 213 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $21,246,000 | 197 |
| Income before extraordinary items | $34,353,000 | 231 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $34,353,000 | 232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-664,000 | 8,709 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $34,353,000 | 228 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $346,573,000 | 99 |
| Total interest expense | $305,880,000 | 66 |
| Net interest income | $40,693,000 | 325 |
| Provision for loan and lease losses | $-442,000 | 8,706 |
| Total noninterest income | $-181,000 | 8,770 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $-181,000 | 8,777 |
| Total noninterest expense | $4,154,000 | 2,127 |
| Salaries and employee benefits | $1,968,000 | 2,471 |
| Premises and equipment expense | $1,618,000 | 797 |
| Additional noninterest expense | $568,000 | 4,090 |
| Pre-tax net operating income | $36,800,000 | 220 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $13,836,000 | 203 |
| Income before extraordinary items | $22,964,000 | 239 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $22,964,000 | 240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-439,000 | 8,732 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $22,964,000 | 235 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $156,812,000 | 108 |
| Total interest expense | $137,248,000 | 70 |
| Net interest income | $19,564,000 | 333 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $-128,000 | 8,782 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $-128,000 | 8,790 |
| Total noninterest expense | $2,015,000 | 2,198 |
| Salaries and employee benefits | $989,000 | 2,471 |
| Premises and equipment expense | $737,000 | 866 |
| Additional noninterest expense | $289,000 | 4,020 |
| Pre-tax net operating income | $17,421,000 | 224 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $6,543,000 | 210 |
| Income before extraordinary items | $10,878,000 | 241 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $10,878,000 | 241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-286,000 | 8,738 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $10,878,000 | 239 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $472,856,000 | 117 |
| Total interest expense | $410,175,000 | 70 |
| Net interest income | $62,681,000 | 388 |
| Provision for loan and lease losses | $1,134,000 | 932 |
| Total noninterest income | $1,286,000 | 2,981 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,286,000 | 1,861 |
| Total noninterest expense | $8,117,000 | 2,061 |
| Salaries and employee benefits | $3,868,000 | 2,362 |
| Premises and equipment expense | $3,180,000 | 760 |
| Additional noninterest expense | $1,069,000 | 4,194 |
| Pre-tax net operating income | $54,716,000 | 260 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $21,019,000 | 230 |
| Income before extraordinary items | $33,697,000 | 282 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $33,697,000 | 283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-711,000 | 8,797 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $33,697,000 | 279 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $327,361,000 | 124 |
| Total interest expense | $282,501,000 | 73 |
| Net interest income | $44,860,000 | 397 |
| Provision for loan and lease losses | $1,273,000 | 609 |
| Total noninterest income | $933,000 | 3,052 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $933,000 | 1,908 |
| Total noninterest expense | $5,861,000 | 2,112 |
| Salaries and employee benefits | $2,853,000 | 2,370 |
| Premises and equipment expense | $2,227,000 | 802 |
| Additional noninterest expense | $781,000 | 4,251 |
| Pre-tax net operating income | $38,659,000 | 274 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $14,938,000 | 250 |
| Income before extraordinary items | $23,721,000 | 300 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $23,721,000 | 301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-570,000 | 8,819 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $23,721,000 | 294 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $197,683,000 | 134 |
| Total interest expense | $169,743,000 | 74 |
| Net interest income | $27,940,000 | 412 |
| Provision for loan and lease losses | $1,016,000 | 498 |
| Total noninterest income | $635,000 | 2,970 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $635,000 | 1,856 |
| Total noninterest expense | $3,926,000 | 2,086 |
| Salaries and employee benefits | $1,917,000 | 2,342 |
| Premises and equipment expense | $1,518,000 | 787 |
| Additional noninterest expense | $491,000 | 4,434 |
| Pre-tax net operating income | $23,633,000 | 285 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $9,131,000 | 255 |
| Income before extraordinary items | $14,502,000 | 313 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $14,502,000 | 313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-430,000 | 8,817 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $14,502,000 | 308 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $89,134,000 | 143 |
| Total interest expense | $75,594,000 | 82 |
| Net interest income | $13,540,000 | 416 |
| Provision for loan and lease losses | $907,000 | 280 |
| Total noninterest income | $262,000 | 3,363 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $262,000 | 2,077 |
| Total noninterest expense | $1,977,000 | 2,090 |
| Salaries and employee benefits | $1,005,000 | 2,262 |
| Premises and equipment expense | $737,000 | 805 |
| Additional noninterest expense | $235,000 | 4,571 |
| Pre-tax net operating income | $10,918,000 | 301 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $4,219,000 | 266 |
| Income before extraordinary items | $6,699,000 | 320 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $6,699,000 | 320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-188,000 | 8,856 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $6,699,000 | 315 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $207,690,000 | 195 |
| Total interest expense | $166,373,000 | 102 |
| Net interest income | $41,317,000 | 498 |
| Provision for loan and lease losses | $672,000 | 1,507 |
| Total noninterest income | $911,000 | 3,764 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $911,000 | 2,285 |
| Total noninterest expense | $7,280,000 | 2,189 |
| Salaries and employee benefits | $3,310,000 | 2,604 |
| Premises and equipment expense | $3,165,000 | 726 |
| Additional noninterest expense | $805,000 | 5,074 |
| Pre-tax net operating income | $34,276,000 | 339 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $13,187,000 | 315 |
| Income before extraordinary items | $21,089,000 | 375 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $21,089,000 | 377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-290,000 | 8,909 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $21,089,000 | 362 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $135,092,000 | 214 |
| Total interest expense | $105,916,000 | 110 |
| Net interest income | $29,176,000 | 523 |
| Provision for loan and lease losses | $568,000 | 1,291 |
| Total noninterest income | $671,000 | 3,831 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $671,000 | 2,327 |
| Total noninterest expense | $5,378,000 | 2,205 |
| Salaries and employee benefits | $2,441,000 | 2,622 |
| Premises and equipment expense | $2,342,000 | 738 |
| Additional noninterest expense | $595,000 | 5,081 |
| Pre-tax net operating income | $23,901,000 | 350 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $9,178,000 | 327 |
| Income before extraordinary items | $14,723,000 | 394 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $14,723,000 | 395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-200,000 | 8,914 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $14,723,000 | 380 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $81,547,000 | 224 |
| Total interest expense | $62,744,000 | 117 |
| Net interest income | $18,803,000 | 535 |
| Provision for loan and lease losses | $300,000 | 1,523 |
| Total noninterest income | $451,000 | 3,810 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $451,000 | 2,344 |
| Total noninterest expense | $3,644,000 | 2,177 |
| Salaries and employee benefits | $1,635,000 | 2,620 |
| Premises and equipment expense | $1,612,000 | 722 |
| Additional noninterest expense | $397,000 | 5,090 |
| Pre-tax net operating income | $15,310,000 | 362 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $5,811,000 | 339 |
| Income before extraordinary items | $9,499,000 | 405 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $9,499,000 | 405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-92,000 | 8,872 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $9,499,000 | 388 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $38,348,000 | 230 |
| Total interest expense | $29,375,000 | 124 |
| Net interest income | $8,973,000 | 560 |
| Provision for loan and lease losses | $296,000 | 858 |
| Total noninterest income | $189,000 | 4,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $189,000 | 2,560 |
| Total noninterest expense | $1,713,000 | 2,325 |
| Salaries and employee benefits | $775,000 | 2,771 |
| Premises and equipment expense | $779,000 | 758 |
| Additional noninterest expense | $159,000 | 5,819 |
| Pre-tax net operating income | $7,153,000 | 377 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $2,494,000 | 381 |
| Income before extraordinary items | $4,659,000 | 412 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,659,000 | 411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,733 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $4,659,000 | 388 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $131,129,000 | 264 |
| Total interest expense | $108,962,000 | 130 |
| Net interest income | $22,167,000 | 879 |
| Provision for loan and lease losses | $455,000 | 2,330 |
| Total noninterest income | $9,560,000 | 679 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $9,560,000 | 468 |
| Total noninterest expense | $5,531,000 | 2,803 |
| Salaries and employee benefits | $2,685,000 | 3,065 |
| Premises and equipment expense | $2,343,000 | 973 |
| Additional noninterest expense | $503,000 | 6,538 |
| Pre-tax net operating income | $25,741,000 | 395 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $9,891,000 | 371 |
| Income before extraordinary items | $15,850,000 | 458 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $15,850,000 | 459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,866 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $15,850,000 | 428 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $99,271,000 | 269 |
| Total interest expense | $83,501,000 | 132 |
| Net interest income | $15,770,000 | 934 |
| Provision for loan and lease losses | $251,000 | 2,839 |
| Total noninterest income | $7,332,000 | 695 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,332,000 | 483 |
| Total noninterest expense | $4,021,000 | 2,890 |
| Salaries and employee benefits | $1,973,000 | 3,126 |
| Premises and equipment expense | $1,692,000 | 1,023 |
| Additional noninterest expense | $356,000 | 6,669 |
| Pre-tax net operating income | $18,830,000 | 411 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $7,235,000 | 394 |
| Income before extraordinary items | $11,595,000 | 485 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $11,595,000 | 485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,102 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $11,595,000 | 449 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $70,399,000 | 259 |
| Total interest expense | $60,252,000 | 131 |
| Net interest income | $10,147,000 | 954 |
| Provision for loan and lease losses | $194,000 | 2,575 |
| Total noninterest income | $5,152,000 | 663 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $5,152,000 | 458 |
| Total noninterest expense | $2,703,000 | 2,859 |
| Salaries and employee benefits | $1,286,000 | 3,188 |
| Premises and equipment expense | $1,194,000 | 963 |
| Additional noninterest expense | $223,000 | 6,862 |
| Pre-tax net operating income | $12,402,000 | 418 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $4,764,000 | 404 |
| Income before extraordinary items | $7,638,000 | 495 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $7,638,000 | 495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,275 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $7,638,000 | 456 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $35,981,000 | 257 |
| Total interest expense | $31,222,000 | 130 |
| Net interest income | $4,759,000 | 1,019 |
| Provision for loan and lease losses | $153,000 | 1,654 |
| Total noninterest income | $2,473,000 | 673 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,473,000 | 471 |
| Total noninterest expense | $1,245,000 | 3,045 |
| Salaries and employee benefits | $602,000 | 3,358 |
| Premises and equipment expense | $534,000 | 1,085 |
| Additional noninterest expense | $109,000 | 6,915 |
| Pre-tax net operating income | $5,834,000 | 437 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $2,240,000 | 423 |
| Income before extraordinary items | $3,594,000 | 503 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,594,000 | 501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,062 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $3,594,000 | 469 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $174,246,000 | 231 |
| Total interest expense | $162,036,000 | 121 |
| Net interest income | $12,210,000 | 1,584 |
| Provision for loan and lease losses | $253,000 | 3,836 |
| Total noninterest income | $10,673,000 | 601 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,673,000 | 420 |
| Total noninterest expense | $3,004,000 | 4,454 |
| Salaries and employee benefits | $1,576,000 | 4,499 |
| Premises and equipment expense | $1,184,000 | 1,874 |
| Additional noninterest expense | $244,000 | 8,221 |
| Pre-tax net operating income | $19,626,000 | 480 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $7,627,000 | 438 |
| Income before extraordinary items | $11,999,000 | 554 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $11,999,000 | 556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $11,999,000 | 525 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $274,619,000 | 188 |
| Total interest expense | $270,152,000 | 117 |
| Net interest income | $4,467,000 | 3,792 |
| Provision for loan and lease losses | $138,000 | 4,959 |
| Total noninterest income | $11,150,000 | 560 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $11,150,000 | 396 |
| Total noninterest expense | $1,531,000 | 6,732 |
| Salaries and employee benefits | $764,000 | 6,932 |
| Premises and equipment expense | $695,000 | 2,956 |
| Additional noninterest expense | $72,000 | 9,494 |
| Pre-tax net operating income | $13,948,000 | 574 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $5,471,000 | 515 |
| Income before extraordinary items | $8,477,000 | 662 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $8,477,000 | 666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $8,477,000 | 635 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $274,003,000 | 203 |
| Total interest expense | $242,053,000 | 141 |
| Net interest income | $31,950,000 | 583 |
| Provision for loan and lease losses | $-222,000 | 9,853 |
| Total noninterest income | $3,766,000 | 1,120 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $16,000 | 8,326 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,750,000 | 746 |
| Total noninterest expense | $2,175,000 | 5,381 |
| Salaries and employee benefits | $858,000 | 6,470 |
| Premises and equipment expense | $563,000 | 3,447 |
| Additional noninterest expense | $754,000 | 4,921 |
| Pre-tax net operating income | $33,763,000 | 305 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $13,200,000 | 282 |
| Income before extraordinary items | $20,563,000 | 328 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $20,563,000 | 328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,101 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $20,563,000 | 326 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $195,189,000 | 237 |
| Total interest expense | $165,745,000 | 154 |
| Net interest income | $29,444,000 | 644 |
| Provision for loan and lease losses | $5,000 | 8,322 |
| Total noninterest income | $17,000 | 9,989 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $16,000 | 8,565 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,000 | 10,109 |
| Total noninterest expense | $2,383,000 | 5,051 |
| Salaries and employee benefits | $1,005,000 | 5,869 |
| Premises and equipment expense | $431,000 | 4,271 |
| Additional noninterest expense | $947,000 | 4,192 |
| Pre-tax net operating income | $27,073,000 | 387 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $10,638,000 | 357 |
| Income before extraordinary items | $16,435,000 | 419 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $16,435,000 | 419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $16,435,000 | 412 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $118,593,000 | 340 |
| Total interest expense | $103,172,000 | 216 |
| Net interest income | $15,421,000 | 1,098 |
| Provision for loan and lease losses | $88,000 | 5,415 |
| Total noninterest income | $41,000 | 9,961 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $10,000 | 8,868 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $31,000 | 8,965 |
| Total noninterest expense | $1,793,000 | 6,009 |
| Salaries and employee benefits | $785,000 | 6,754 |
| Premises and equipment expense | $402,000 | 4,402 |
| Additional noninterest expense | $606,000 | 5,723 |
| Pre-tax net operating income | $13,581,000 | 602 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $5,548,000 | 534 |
| Income before extraordinary items | $8,033,000 | 709 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $8,033,000 | 709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $8,033,000 | 683 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,549,000 | 4,202 |
| Total interest expense | $5,160,000 | 2,894 |
| Net interest income | $2,389,000 | 6,231 |
| Provision for loan and lease losses | $57,000 | 6,423 |
| Total noninterest income | $77,000 | 9,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $6,000 | 9,358 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 7,666 |
| Total noninterest expense | $885,000 | 8,734 |
| Salaries and employee benefits | $280,000 | 10,097 |
| Premises and equipment expense | $323,000 | 5,191 |
| Additional noninterest expense | $282,000 | 8,504 |
| Pre-tax net operating income | $1,524,000 | 4,441 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $623,000 | 3,557 |
| Income before extraordinary items | $901,000 | 5,050 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $901,000 | 5,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $901,000 | 4,998 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,882,000 | 6,970 |
| Total interest expense | $2,399,000 | 5,677 |
| Net interest income | $1,483,000 | 8,311 |
| Provision for loan and lease losses | $41,000 | 6,948 |
| Total noninterest income | $8,000 | 11,328 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $7,000 | 9,800 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 11,358 |
| Total noninterest expense | $581,000 | 10,248 |
| Salaries and employee benefits | $191,000 | 11,059 |
| Premises and equipment expense | $203,000 | 6,979 |
| Additional noninterest expense | $187,000 | 10,089 |
| Pre-tax net operating income | $869,000 | 6,208 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $358,000 | 5,249 |
| Income before extraordinary items | $511,000 | 6,825 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $511,000 | 6,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $511,000 | 6,762 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,479,000 | 9,005 |
| Total interest expense | $1,582,000 | 7,471 |
| Net interest income | $897,000 | 10,251 |
| Provision for loan and lease losses | $50,000 | 6,165 |
| Total noninterest income | $5,000 | 11,903 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $5,000 | 10,251 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 11,920 |
| Total noninterest expense | $441,000 | 11,279 |
| Salaries and employee benefits | $128,000 | 11,805 |
| Premises and equipment expense | $156,000 | 8,119 |
| Additional noninterest expense | $157,000 | 10,973 |
| Pre-tax net operating income | $411,000 | 8,995 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $170,000 | 7,922 |
| Income before extraordinary items | $241,000 | 9,495 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $241,000 | 9,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 517 |
| Net operating income | $241,000 | 9,479 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.