Home > Wells Fargo Bank Minnesota > Net charge- offs to loans
Wells Fargo Bank Minnesota, Net charge- offs to loans
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1099% | 4,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0252% | 3,122 |
| Percentage Net Loans Charged-off:Construction & development | -0.0779% | 8,045 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0857% | 1,144 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0251% | 2,811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0960% | 413 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0218% | 2,751 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4267% | 2,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1865% | 5,970 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1646% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1201% | 3,961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0295% | 2,517 |
| Percentage Net Loans Charged-off:Construction & development | -0.1006% | 8,051 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1349% | 796 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0286% | 2,283 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0703% | 359 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0268% | 2,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4617% | 2,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1686% | 5,596 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2068% | 1,165 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1249% | 3,602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0207% | 2,335 |
| Percentage Net Loans Charged-off:Construction & development | -0.0987% | 8,013 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0774% | 743 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0217% | 2,010 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0514% | 337 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0204% | 1,956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5697% | 1,837 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1332% | 5,367 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1984% | 1,028 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0980% | 3,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0209% | 1,720 |
| Percentage Net Loans Charged-off:Construction & development | -0.2274% | 7,989 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0155% | 581 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0239% | 1,422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0487% | 239 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0229% | 1,350 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3619% | 1,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1509% | 4,488 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2017% | 766 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2491% | 3,170 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0269% | 3,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.0744% | 689 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6171% | 427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0074% | 3,212 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0306% | 533 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0062% | 3,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0985% | 1,764 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9218% | 938 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5656% | 412 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0303% | 1,840 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4089% | 2,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0052% | 3,735 |
| Percentage Net Loans Charged-off:Construction & development | -0.0634% | 8,253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0628% | 1,078 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0014% | 3,271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0288% | 536 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 8,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0704% | 1,715 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8946% | 458 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0105% | 447 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0070% | 7,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5365% | 1,205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 816 |
| Percentage Net Loans Charged-off:Construction & development | 0.0961% | 141 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0576% | 246 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0015% | 888 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0177% | 335 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0006% | 858 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8024% | 302 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2902% | 74 |
| Percentage Net Loans Charged-off: Credit card loans | 16.5037% | 36 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0101% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1859% | 3,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0225% | 675 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1439% | 171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0180% | 770 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2147% | 138 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0149% | 756 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3760% | 477 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2395% | 344 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6066% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0302% | 378 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1710% | 3,879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0239% | 663 |
| Percentage Net Loans Charged-off:Construction & development | -0.0074% | 1,249 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2080% | 169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0160% | 728 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0648% | 1,285 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0171% | 659 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3879% | 433 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8841% | 550 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3106% | 939 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2467% | 230 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3267% | 2,524 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0093% | 1,254 |
| Percentage Net Loans Charged-off:Construction & development | -0.0306% | 1,262 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6348% | 1,409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0415% | 589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0427% | 546 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7216% | 256 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9505% | 582 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0371% | 857 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2274% | 201 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0953% | 5,878 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0271% | 1,374 |
| Percentage Net Loans Charged-off:Construction & development | -1.4323% | 1,433 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5558% | 1,468 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0477% | 561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0492% | 513 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0031% | 1,142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7092% | 716 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8576% | 915 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2215% | 233 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0644% | 6,553 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 1,230 |
| Percentage Net Loans Charged-off:Construction & development | -0.0291% | 1,334 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3908% | 1,467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0388% | 604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0398% | 570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0508% | 715 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5895% | 691 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8380% | 862 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0004% | 431 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1558% | 4,686 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2184% | 376 |
| Percentage Net Loans Charged-off:Construction & development | 0.1295% | 271 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4282% | 66 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0248% | 748 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0254% | 706 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0515% | 674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4907% | 639 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7432% | 814 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0490% | 1,135 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0274% | 8,968 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0979% | 1,479 |
| Percentage Net Loans Charged-off:Construction & development | -3.6483% | 1,455 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.2973% | 1,500 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0488% | 700 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0498% | 661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0373% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6621% | 590 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3116% | 676 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2350% | 255 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6169% | 3,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6221% | 381 |
| Percentage Net Loans Charged-off:Construction & development | 6.3155% | 134 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.7323% | 104 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0552% | 770 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0571% | 730 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6062% | 741 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1302% | 500 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1095% | 600 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1169% | 362 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |