Home > Wells Fargo Bank Michigan > Net charge- offs to loans
Wells Fargo Bank Michigan, Net charge- offs to loans
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3069% | 2,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3533% | 591 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2352% | 753 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4776% | 475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0425% | 515 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7248% | 292 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0459% | 7,806 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8450% | 2,831 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3968% | 1,638 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4657% | 374 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3738% | 469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5836% | 302 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0083% | 5,934 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9127% | 193 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0380% | 7,638 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9685% | 2,229 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5048% | 1,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5324% | 322 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5491% | 324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5915% | 313 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0244% | 5,933 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9265% | 182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1933% | 2,712 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1502% | 1,763 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1082% | 3,237 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0572% | 8,779 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4398% | 8,901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1719% | 779 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1623% | 162 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1771% | 753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0329% | 2,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5605% | 1,235 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2622% | 3,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1731% | 1,224 |
| Percentage Net Loans Charged-off:Construction & development | -0.0097% | 8,033 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 8,478 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3235% | 677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1214% | 387 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4124% | 553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5230% | 2,767 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4017% | 4,798 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2340% | 3,257 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1585% | 1,196 |
| Percentage Net Loans Charged-off:Construction & development | 0.0156% | 777 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2306% | 682 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.0601% | 6,702 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1913% | 972 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1012% | 414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2182% | 862 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1358% | 3,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0095% | 2,216 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2807% | 8,192 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5615% | 1,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5280% | 39 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8054% | 31 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.9785% | 8 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2062% | 130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0388% | 298 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2427% | 120 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7219% | 337 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4558% | 823 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5656% | 613 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0574% | 89 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1315% | 4,211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0468% | 466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0464% | 89 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0783% | 374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0953% | 297 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0741% | 845 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3831% | 914 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9433% | 807 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1865% | 3,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0947% | 300 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1348% | 216 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0782% | 356 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0918% | 283 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3235% | 480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4078% | 918 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3802% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1346% | 4,832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0097% | 849 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0289% | 395 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0153% | 1,291 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0401% | 810 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5377% | 867 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3120% | 809 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1657% | 4,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0531% | 595 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0712% | 394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0459% | 571 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0520% | 499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0348% | 818 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5928% | 813 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6774% | 726 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1499% | 4,632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0682% | 596 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1249% | 313 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1315% | 197 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1242% | 315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2017% | 515 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4086% | 855 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2953% | 729 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.6142% | 18 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1396% | 4,943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0175% | 906 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0343% | 673 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4733% | 77 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6085% | 313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3135% | 837 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9719% | 742 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1035% | 244 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 15.1620% | 9 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1210% | 6,680 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0431% | 945 |
| Percentage Net Loans Charged-off:Construction & development | 0.6822% | 298 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0478% | 707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0498% | 660 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0624% | 1,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4447% | 796 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0475% | 759 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1489% | 294 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1511% | 8,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0614% | 1,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1486% | 794 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0150% | 1,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4762% | 992 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0534% | 870 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2627% | 272 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |