Home > Wells Fargo Bank Grand Junction-Downtown > Performance and Condition Ratios
Wells Fargo Bank Grand Junction-Downtown, Performance and Condition Ratios
| 2008-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.0399% | 8,219 |
| Cost of funding earning assets | 0.7218% | 8,140 |
| Net interest margin | 1.3181% | 8,201 |
| Noninterest income to average assets | 0.0000% | 8,110 |
| Noninterest expense to average assets | 1.6628% | 7,902 |
| Loan and lease loss provision to assets | 0.0000% | 7,334 |
| Net operating income to assets | -0.2463% | 6,679 |
| Return on assets (ROA) | -0.2463% | 6,520 |
| Pretax return on assets | -0.3695% | 6,519 |
| Return on Equity (ROE) | -0.3086% | 6,271 |
| Retained earnings to average equity (ytd only) | -0.3086% | 5,381 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 128.5714% | 477 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 4,825 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,674 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 8,249 |
| Net loans and leases to deposits | 0.0000% | 8,249 |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 15.4226% | 8,251 |
| Equity capital to assets | 79.7347% | 36 |
| Core capital (leverage) ratio | 79.5874% | 32 |
| Tier 1 risk-based capital ratio | 406.4465% | 15 |
| Total risk-based capital ratio | 406.4465% | 15 |
| Memoranda: | ||
| Average total assets | $3,247,600 | 8,311 |
| Average earning assets | $3,186,400 | 8,299 |
| Average equity | $2,592,600 | 7,950 |
| Average total loans | NA | NA |