Home > Wells Fargo Bank Grand Junction-Downtown > Income and Expense
Wells Fargo Bank Grand Junction-Downtown, Income and Expense
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $65,000 | 8,290 |
| Total interest expense | $23,000 | 8,254 |
| Net interest income | $42,000 | 8,289 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $0 | 8,110 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,335 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $0 | 7,939 |
| Total noninterest expense | $54,000 | 8,289 |
| Salaries and employee benefits | $0 | 8,276 |
| Premises and equipment expense | $0 | 8,269 |
| Additional noninterest expense | $54,000 | 8,269 |
| Pre-tax net operating income | $-12,000 | 6,347 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-4,000 | 6,751 |
| Income before extraordinary items | $-8,000 | 6,248 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-8,000 | 6,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-8,000 | 6,383 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $59,000 | 8,373 |
| Total interest expense | $17,000 | 8,332 |
| Net interest income | $42,000 | 8,372 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $0 | 8,226 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $0 | 7,386 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $0 | 8,105 |
| Total noninterest expense | $41,000 | 8,373 |
| Salaries and employee benefits | $0 | 8,359 |
| Premises and equipment expense | $0 | 8,353 |
| Additional noninterest expense | $41,000 | 8,352 |
| Pre-tax net operating income | $1,000 | 6,728 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,000 | 6,594 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,000 | 6,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,000 | 6,760 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $44,000 | 8,438 |
| Total interest expense | $11,000 | 8,404 |
| Net interest income | $33,000 | 8,434 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $0 | 8,311 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $0 | 7,428 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $0 | 8,191 |
| Total noninterest expense | $30,000 | 8,441 |
| Salaries and employee benefits | $0 | 8,428 |
| Premises and equipment expense | $0 | 8,420 |
| Additional noninterest expense | $30,000 | 8,413 |
| Pre-tax net operating income | $3,000 | 6,916 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,000 | 5,487 |
| Income before extraordinary items | $2,000 | 6,997 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,000 | 6,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,000 | 6,942 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $26,000 | 8,481 |
| Total interest expense | $6,000 | 8,433 |
| Net interest income | $20,000 | 8,477 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $0 | 8,338 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 8,220 |
| Total noninterest expense | $16,000 | 8,484 |
| Salaries and employee benefits | $0 | 8,470 |
| Premises and equipment expense | $0 | 8,457 |
| Additional noninterest expense | $16,000 | 8,445 |
| Pre-tax net operating income | $4,000 | 7,124 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,000 | 5,476 |
| Income before extraordinary items | $3,000 | 7,242 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,000 | 7,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $3,000 | 7,149 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $164,000 | 8,505 |
| Total interest expense | $26,000 | 8,460 |
| Net interest income | $138,000 | 8,495 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $0 | 8,422 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $0 | 7,508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $0 | 8,329 |
| Total noninterest expense | $52,000 | 8,524 |
| Salaries and employee benefits | $0 | 8,511 |
| Premises and equipment expense | $0 | 8,507 |
| Additional noninterest expense | $52,000 | 8,501 |
| Pre-tax net operating income | $86,000 | 7,184 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $30,000 | 5,226 |
| Income before extraordinary items | $56,000 | 7,302 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $56,000 | 7,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $56,000 | 7,275 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $127,000 | 8,530 |
| Total interest expense | $20,000 | 8,496 |
| Net interest income | $107,000 | 8,524 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $0 | 8,457 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $0 | 8,377 |
| Total noninterest expense | $35,000 | 8,552 |
| Salaries and employee benefits | $0 | 8,536 |
| Premises and equipment expense | $0 | 8,525 |
| Additional noninterest expense | $35,000 | 8,532 |
| Pre-tax net operating income | $72,000 | 7,414 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $25,000 | 5,354 |
| Income before extraordinary items | $47,000 | 7,504 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $47,000 | 7,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $47,000 | 7,491 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $85,000 | 8,588 |
| Total interest expense | $13,000 | 8,543 |
| Net interest income | $72,000 | 8,582 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $0 | 8,515 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $0 | 8,426 |
| Total noninterest expense | $23,000 | 8,605 |
| Salaries and employee benefits | $0 | 8,588 |
| Premises and equipment expense | $0 | 8,576 |
| Additional noninterest expense | $23,000 | 8,585 |
| Pre-tax net operating income | $49,000 | 7,529 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $17,000 | 5,428 |
| Income before extraordinary items | $32,000 | 7,605 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $32,000 | 7,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $32,000 | 7,592 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $42,000 | 8,629 |
| Total interest expense | $6,000 | 8,585 |
| Net interest income | $36,000 | 8,626 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $0 | 8,538 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $0 | 8,433 |
| Total noninterest expense | $12,000 | 8,638 |
| Salaries and employee benefits | $0 | 8,625 |
| Premises and equipment expense | $0 | 8,607 |
| Additional noninterest expense | $12,000 | 8,616 |
| Pre-tax net operating income | $24,000 | 7,610 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $8,000 | 5,466 |
| Income before extraordinary items | $16,000 | 7,675 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $16,000 | 7,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $16,000 | 7,654 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $158,000 | 8,640 |
| Total interest expense | $24,000 | 8,601 |
| Net interest income | $134,000 | 8,636 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $0 | 8,609 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $0 | 8,532 |
| Total noninterest expense | $62,000 | 8,665 |
| Salaries and employee benefits | $0 | 8,655 |
| Premises and equipment expense | $0 | 8,648 |
| Additional noninterest expense | $62,000 | 8,632 |
| Pre-tax net operating income | $72,000 | 7,789 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $25,000 | 5,836 |
| Income before extraordinary items | $47,000 | 7,854 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $47,000 | 7,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $47,000 | 7,843 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $116,000 | 8,710 |
| Total interest expense | $18,000 | 8,673 |
| Net interest income | $98,000 | 8,705 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $0 | 8,684 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,609 |
| Total noninterest expense | $50,000 | 8,726 |
| Salaries and employee benefits | $0 | 8,718 |
| Premises and equipment expense | $0 | 8,712 |
| Additional noninterest expense | $50,000 | 8,683 |
| Pre-tax net operating income | $48,000 | 7,977 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $17,000 | 6,030 |
| Income before extraordinary items | $31,000 | 8,032 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $31,000 | 8,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $31,000 | 8,020 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $74,000 | 8,751 |
| Total interest expense | $12,000 | 8,704 |
| Net interest income | $62,000 | 8,745 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $0 | 8,702 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,630 |
| Total noninterest expense | $34,000 | 8,764 |
| Salaries and employee benefits | $0 | 8,754 |
| Premises and equipment expense | $0 | 8,741 |
| Additional noninterest expense | $34,000 | 8,716 |
| Pre-tax net operating income | $28,000 | 8,051 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $10,000 | 6,127 |
| Income before extraordinary items | $18,000 | 8,101 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $18,000 | 8,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $18,000 | 8,097 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $36,000 | 8,772 |
| Total interest expense | $6,000 | 8,723 |
| Net interest income | $30,000 | 8,765 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $0 | 8,704 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,611 |
| Total noninterest expense | $19,000 | 8,776 |
| Salaries and employee benefits | $0 | 8,764 |
| Premises and equipment expense | $0 | 8,748 |
| Additional noninterest expense | $19,000 | 8,711 |
| Pre-tax net operating income | $11,000 | 8,113 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $4,000 | 6,184 |
| Income before extraordinary items | $7,000 | 8,138 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,000 | 8,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $7,000 | 8,127 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $102,000 | 8,796 |
| Total interest expense | $15,000 | 8,757 |
| Net interest income | $87,000 | 8,790 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $0 | 8,769 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,688 |
| Total noninterest expense | $23,000 | 8,825 |
| Salaries and employee benefits | $0 | 8,809 |
| Premises and equipment expense | $0 | 8,806 |
| Additional noninterest expense | $23,000 | 8,817 |
| Pre-tax net operating income | $64,000 | 8,092 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $22,000 | 6,289 |
| Income before extraordinary items | $42,000 | 8,174 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $42,000 | 8,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $42,000 | 8,142 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $71,000 | 8,826 |
| Total interest expense | $11,000 | 8,785 |
| Net interest income | $60,000 | 8,821 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $0 | 8,802 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,723 |
| Total noninterest expense | $17,000 | 8,850 |
| Salaries and employee benefits | $0 | 8,836 |
| Premises and equipment expense | $0 | 8,827 |
| Additional noninterest expense | $17,000 | 8,844 |
| Pre-tax net operating income | $43,000 | 8,215 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $15,000 | 6,406 |
| Income before extraordinary items | $28,000 | 8,273 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $28,000 | 8,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $28,000 | 8,239 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $43,000 | 8,848 |
| Total interest expense | $8,000 | 8,797 |
| Net interest income | $35,000 | 8,846 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $0 | 8,806 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $0 | 8,721 |
| Total noninterest expense | $11,000 | 8,860 |
| Salaries and employee benefits | $0 | 8,845 |
| Premises and equipment expense | $0 | 8,833 |
| Additional noninterest expense | $11,000 | 8,851 |
| Pre-tax net operating income | $24,000 | 8,261 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $8,000 | 6,480 |
| Income before extraordinary items | $16,000 | 8,304 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $16,000 | 8,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $16,000 | 8,269 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $19,000 | 8,919 |
| Total interest expense | $4,000 | 8,868 |
| Net interest income | $15,000 | 8,913 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $0 | 8,858 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,766 |
| Total noninterest expense | $5,000 | 8,926 |
| Salaries and employee benefits | $0 | 8,910 |
| Premises and equipment expense | $0 | 8,891 |
| Additional noninterest expense | $5,000 | 8,918 |
| Pre-tax net operating income | $10,000 | 8,351 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $3,000 | 6,538 |
| Income before extraordinary items | $7,000 | 8,391 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $7,000 | 8,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $7,000 | 8,364 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $44,000 | 8,949 |
| Total interest expense | $8,000 | 8,913 |
| Net interest income | $36,000 | 8,946 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $0 | 8,923 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,822 |
| Total noninterest expense | $19,000 | 8,966 |
| Salaries and employee benefits | $0 | 8,955 |
| Premises and equipment expense | $0 | 8,943 |
| Additional noninterest expense | $19,000 | 8,961 |
| Pre-tax net operating income | $17,000 | 8,342 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $6,000 | 6,889 |
| Income before extraordinary items | $11,000 | 8,407 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $11,000 | 8,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $11,000 | 8,377 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $28,000 | 9,006 |
| Total interest expense | $6,000 | 8,958 |
| Net interest income | $22,000 | 9,004 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $0 | 8,980 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $0 | 8,890 |
| Total noninterest expense | $15,000 | 9,014 |
| Salaries and employee benefits | $0 | 9,000 |
| Premises and equipment expense | $0 | 8,990 |
| Additional noninterest expense | $15,000 | 9,004 |
| Pre-tax net operating income | $7,000 | 8,440 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,000 | 7,080 |
| Income before extraordinary items | $5,000 | 8,482 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,000 | 8,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $5,000 | 8,443 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $17,000 | 9,062 |
| Total interest expense | $4,000 | 9,016 |
| Net interest income | $13,000 | 9,058 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $0 | 9,031 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $0 | 8,943 |
| Total noninterest expense | $11,000 | 9,071 |
| Salaries and employee benefits | $0 | 9,056 |
| Premises and equipment expense | $0 | 9,049 |
| Additional noninterest expense | $11,000 | 9,062 |
| Pre-tax net operating income | $2,000 | 8,500 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,000 | 7,109 |
| Income before extraordinary items | $1,000 | 8,561 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,000 | 8,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,000 | 8,510 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $8,000 | 9,105 |
| Total interest expense | $2,000 | 9,054 |
| Net interest income | $6,000 | 9,098 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $0 | 9,051 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $0 | 8,950 |
| Total noninterest expense | $6,000 | 9,109 |
| Salaries and employee benefits | $0 | 9,095 |
| Premises and equipment expense | $0 | 9,081 |
| Additional noninterest expense | $6,000 | 9,097 |
| Pre-tax net operating income | $0 | 8,545 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $0 | 8,589 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $0 | 8,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $0 | 8,537 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $37,000 | 9,151 |
| Total interest expense | $7,000 | 9,124 |
| Net interest income | $30,000 | 9,142 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $0 | 9,134 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $0 | 9,041 |
| Total noninterest expense | $24,000 | 9,171 |
| Salaries and employee benefits | $0 | 9,160 |
| Premises and equipment expense | $0 | 9,148 |
| Additional noninterest expense | $24,000 | 9,161 |
| Pre-tax net operating income | $6,000 | 8,505 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $2,000 | 7,318 |
| Income before extraordinary items | $4,000 | 8,608 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,000 | 8,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,000 | 8,521 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $28,000 | 9,212 |
| Total interest expense | $5,000 | 9,188 |
| Net interest income | $23,000 | 9,206 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $0 | 9,186 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 8,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $0 | 9,106 |
| Total noninterest expense | $19,000 | 9,229 |
| Salaries and employee benefits | $0 | 9,215 |
| Premises and equipment expense | $0 | 9,202 |
| Additional noninterest expense | $19,000 | 9,220 |
| Pre-tax net operating income | $4,000 | 8,613 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $3,000 | 8,712 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,000 | 8,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,000 | 8,616 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $20,000 | 9,249 |
| Total interest expense | $3,000 | 9,230 |
| Net interest income | $17,000 | 9,239 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $0 | 9,217 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $0 | 9,111 |
| Total noninterest expense | $13,000 | 9,259 |
| Salaries and employee benefits | $0 | 9,245 |
| Premises and equipment expense | $0 | 9,227 |
| Additional noninterest expense | $13,000 | 9,242 |
| Pre-tax net operating income | $4,000 | 8,639 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $3,000 | 8,744 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,000 | 8,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,000 | 8,630 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $10,000 | 9,292 |
| Total interest expense | $1,000 | 9,281 |
| Net interest income | $9,000 | 9,285 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $0 | 9,248 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $0 | 9,145 |
| Total noninterest expense | $6,000 | 9,301 |
| Salaries and employee benefits | $0 | 9,285 |
| Premises and equipment expense | $0 | 9,263 |
| Additional noninterest expense | $6,000 | 9,289 |
| Pre-tax net operating income | $3,000 | 8,657 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $2,000 | 8,736 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,000 | 8,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,000 | 8,632 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $53,000 | 9,327 |
| Total interest expense | $12,000 | 9,302 |
| Net interest income | $41,000 | 9,320 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $0 | 9,294 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $0 | 9,201 |
| Total noninterest expense | $27,000 | 9,342 |
| Salaries and employee benefits | $0 | 9,330 |
| Premises and equipment expense | $0 | 9,317 |
| Additional noninterest expense | $27,000 | 9,329 |
| Pre-tax net operating income | $14,000 | 8,589 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $5,000 | 7,446 |
| Income before extraordinary items | $9,000 | 8,696 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $9,000 | 8,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $9,000 | 8,615 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $93,000 | 9,571 |
| Total interest expense | $0 | 9,598 |
| Net interest income | $93,000 | 9,554 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $0 | 9,561 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $0 | 9,480 |
| Total noninterest expense | $18,000 | 9,608 |
| Salaries and employee benefits | $0 | 9,594 |
| Premises and equipment expense | $0 | 9,580 |
| Additional noninterest expense | $18,000 | 9,604 |
| Pre-tax net operating income | $75,000 | 8,442 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $26,000 | 7,163 |
| Income before extraordinary items | $49,000 | 8,614 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $49,000 | 8,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $49,000 | 8,518 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $152,000 | 9,844 |
| Total interest expense | $0 | 9,874 |
| Net interest income | $152,000 | 9,811 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $0 | 9,851 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $0 | 9,820 |
| Total noninterest expense | $13,000 | 9,895 |
| Salaries and employee benefits | $0 | 9,881 |
| Premises and equipment expense | $0 | 9,865 |
| Additional noninterest expense | $13,000 | 9,888 |
| Pre-tax net operating income | $139,000 | 8,646 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $48,000 | 7,270 |
| Income before extraordinary items | $91,000 | 8,768 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $91,000 | 8,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $91,000 | 8,755 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $115,000 | 10,172 |
| Total interest expense | $0 | 10,199 |
| Net interest income | $115,000 | 10,138 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $0 | 10,180 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $0 | 10,153 |
| Total noninterest expense | $6,000 | 10,219 |
| Salaries and employee benefits | $0 | 10,208 |
| Premises and equipment expense | $0 | 10,185 |
| Additional noninterest expense | $6,000 | 10,214 |
| Pre-tax net operating income | $109,000 | 9,033 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $38,000 | 7,850 |
| Income before extraordinary items | $71,000 | 9,133 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $71,000 | 9,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $71,000 | 9,102 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $116,000 | 10,403 |
| Total interest expense | $0 | 10,441 |
| Net interest income | $116,000 | 10,369 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $0 | 10,416 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $0 | 10,383 |
| Total noninterest expense | $6,000 | 10,461 |
| Salaries and employee benefits | $0 | 10,448 |
| Premises and equipment expense | $0 | 10,432 |
| Additional noninterest expense | $6,000 | 10,457 |
| Pre-tax net operating income | $110,000 | 9,368 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $38,000 | 8,546 |
| Income before extraordinary items | $72,000 | 9,509 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $72,000 | 9,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $72,000 | 9,442 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $114,000 | 10,870 |
| Total interest expense | $0 | 10,898 |
| Net interest income | $114,000 | 10,844 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $0 | 10,883 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $0 | 10,861 |
| Total noninterest expense | $7,000 | 10,921 |
| Salaries and employee benefits | $0 | 10,906 |
| Premises and equipment expense | $0 | 10,895 |
| Additional noninterest expense | $7,000 | 10,916 |
| Pre-tax net operating income | $107,000 | 10,042 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $37,000 | 9,450 |
| Income before extraordinary items | $70,000 | 10,134 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $70,000 | 10,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $70,000 | 10,095 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $113,000 | 11,409 |
| Total interest expense | $0 | 11,435 |
| Net interest income | $113,000 | 11,387 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $0 | 11,410 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $0 | 11,390 |
| Total noninterest expense | $4,000 | 11,452 |
| Salaries and employee benefits | $0 | 11,440 |
| Premises and equipment expense | $0 | 11,418 |
| Additional noninterest expense | $4,000 | 11,451 |
| Pre-tax net operating income | $109,000 | 10,325 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $38,000 | 9,901 |
| Income before extraordinary items | $71,000 | 10,443 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $71,000 | 10,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $6,225,000 | 580 |
| Sale, conversion, retirement of capital stock, net | $-1,000,000 | 11,428 |
| Net operating income | $71,000 | 10,401 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,853,000 | 3,055 |
| Total interest expense | $3,732,000 | 3,923 |
| Net interest income | $7,121,000 | 2,520 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,387,000 | 2,426 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $836,000 | 1,615 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $551,000 | 2,697 |
| Total noninterest expense | $5,651,000 | 2,403 |
| Salaries and employee benefits | $1,527,000 | 4,217 |
| Premises and equipment expense | $712,000 | 2,766 |
| Additional noninterest expense | $3,412,000 | 1,514 |
| Pre-tax net operating income | $2,857,000 | 2,522 |
| Securities gains (losses) | $235,000 | 618 |
| Applicable income taxes | $1,056,000 | 2,260 |
| Income before extraordinary items | $2,036,000 | 2,474 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,036,000 | 2,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 11,395 |
| Cash dividends | $1,325,000 | 1,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,880,900 | 2,611 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,388,000 | 2,928 |
| Total interest expense | $3,174,000 | 3,761 |
| Net interest income | $7,214,000 | 2,502 |
| Provision for loan and lease losses | $-48,000 | 11,983 |
| Total noninterest income | $1,171,000 | 2,773 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $793,000 | 1,703 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $378,000 | 3,534 |
| Total noninterest expense | $5,595,000 | 2,498 |
| Salaries and employee benefits | $1,444,000 | 4,426 |
| Premises and equipment expense | $631,000 | 3,120 |
| Additional noninterest expense | $3,520,000 | 1,583 |
| Pre-tax net operating income | $2,838,000 | 2,495 |
| Securities gains (losses) | $-251,000 | 12,040 |
| Applicable income taxes | $857,000 | 2,610 |
| Income before extraordinary items | $1,730,000 | 2,809 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,730,000 | 2,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $1,650,000 | 1,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,898,170 | 2,575 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,590,000 | 3,230 |
| Total interest expense | $3,150,000 | 3,957 |
| Net interest income | $6,440,000 | 2,813 |
| Provision for loan and lease losses | $-10,000 | 12,495 |
| Total noninterest income | $1,761,000 | 2,152 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $741,000 | 1,849 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,020,000 | 2,009 |
| Total noninterest expense | $5,281,000 | 2,709 |
| Salaries and employee benefits | $1,343,000 | 4,741 |
| Premises and equipment expense | $623,000 | 3,208 |
| Additional noninterest expense | $3,315,000 | 1,764 |
| Pre-tax net operating income | $2,930,000 | 2,346 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $953,000 | 2,376 |
| Income before extraordinary items | $1,977,000 | 2,552 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,977,000 | 2,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-88,000 | 12,897 |
| Cash dividends | $1,875,000 | 1,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,977,000 | 2,401 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,238,000 | 3,771 |
| Total interest expense | $3,691,000 | 4,365 |
| Net interest income | $5,547,000 | 3,302 |
| Provision for loan and lease losses | $48,000 | 9,164 |
| Total noninterest income | $1,144,000 | 2,972 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $598,000 | 2,298 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $546,000 | 3,016 |
| Total noninterest expense | $5,003,000 | 2,869 |
| Salaries and employee benefits | $1,218,000 | 5,093 |
| Premises and equipment expense | $614,000 | 3,284 |
| Additional noninterest expense | $3,171,000 | 1,913 |
| Pre-tax net operating income | $1,640,000 | 3,732 |
| Securities gains (losses) | $660,000 | 879 |
| Applicable income taxes | $469,000 | 4,211 |
| Income before extraordinary items | $1,831,000 | 2,507 |
| Extraordinary gains, net | $-105,000 | 13,654 |
| Net income | $1,726,000 | 2,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $615,000 | 2,142 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,303,000 | 3,266 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.