Home > Wells Fargo Bank Grand Junction > Performance and Condition Ratios
Wells Fargo Bank Grand Junction, Performance and Condition Ratios
| 2008-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.9692% | 8,227 |
| Cost of funding earning assets | 0.7502% | 8,131 |
| Net interest margin | 1.2191% | 8,210 |
| Noninterest income to average assets | 0.0000% | 8,110 |
| Noninterest expense to average assets | 1.6228% | 7,944 |
| Loan and lease loss provision to assets | 0.0000% | 7,334 |
| Net operating income to assets | -0.3005% | 6,736 |
| Return on assets (ROA) | -0.3005% | 6,596 |
| Pretax return on assets | -0.4508% | 6,607 |
| Return on Equity (ROE) | -0.3711% | 6,279 |
| Retained earnings to average equity (ytd only) | -0.3711% | 5,394 |
| Net charge-offs to loans | 0.0000% | 7,039 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 138.4615% | 409 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 4,825 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 8,224 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,674 |
| Noncurrent loans to loans | 0.0000% | 7,569 |
| Net loans and leases to total assets | 0.4812% | 8,243 |
| Net loans and leases to deposits | 3.1683% | 8,243 |
| Net loans and leases to core deposits | 320.0000% | 41 |
| Total domestic deposits to total assets | 15.1880% | 8,252 |
| Equity capital to assets | 80.8120% | 33 |
| Core capital (leverage) ratio | 78.4984% | 35 |
| Tier 1 risk-based capital ratio | 403.4535% | 16 |
| Total risk-based capital ratio | 403.4535% | 16 |
| Memoranda: | ||
| Average total assets | $3,327,600 | 8,309 |
| Average earning assets | $3,199,200 | 8,297 |
| Average equity | $2,694,800 | 7,929 |
| Average total loans | $26,200 | 8,249 |