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Wells Fargo Bank, Net charge- offs to loans

2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2311%368
Percentage Net Loans Charged-off: Total real estate loans0.0046%699
Percentage Net Loans Charged-off:Construction & development-0.0198%4,259
Percentage Net Loans Charged-off: Commercial real estate0.0796%213
Percentage Net Loans Charged-off: Multi-family residential0.0525%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0537%4,489
Percentage Net Loans Charged-off: Home equity loans-0.2295%3,620
All other 1-4 family - Percent of loans charged-off, net-0.0343%4,356
Percentage Net Loans Charged-off: Commercial and industrial0.2279%391
Percentage Net Loans Charged-off: Loans to individuals1.5003%290
Percentage Net Loans Charged-off: Credit card loans2.6625%145
Percentage Net Loans Charged-off: Other loans to individual0.8870%445
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0257%979
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3352%525
Percentage Net Loans Charged-off: Total real estate loans0.0445%1,053
Percentage Net Loans Charged-off:Construction & development-0.1262%4,436
Percentage Net Loans Charged-off: Commercial real estate0.1616%452
Percentage Net Loans Charged-off: Multi-family residential0.0203%80
Percentage Net Loans Charged-off: 1-4 family residential-0.0173%4,216
Percentage Net Loans Charged-off: Home equity loans-0.1208%3,626
All other 1-4 family - Percent of loans charged-off, net-0.0046%3,924
Percentage Net Loans Charged-off: Commercial and industrial0.5242%664
Percentage Net Loans Charged-off: Loans to individuals1.5077%388
Percentage Net Loans Charged-off: Credit card loans3.0245%168
Percentage Net Loans Charged-off: Other loans to individual0.7038%818
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0058%1,044
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3581%443
Percentage Net Loans Charged-off: Total real estate loans0.0195%1,210
Percentage Net Loans Charged-off:Construction & development-0.1557%4,483
Percentage Net Loans Charged-off: Commercial real estate0.0972%449
Percentage Net Loans Charged-off: Multi-family residential0.0273%52
Percentage Net Loans Charged-off: 1-4 family residential-0.0129%4,158
Percentage Net Loans Charged-off: Home equity loans-0.0932%3,613
All other 1-4 family - Percent of loans charged-off, net-0.0028%3,821
Percentage Net Loans Charged-off: Commercial and industrial0.6046%519
Percentage Net Loans Charged-off: Loans to individuals1.6644%316
Percentage Net Loans Charged-off: Credit card loans3.3413%151
Percentage Net Loans Charged-off: Other loans to individual0.7736%703
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0151%1,034
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3890%403
Percentage Net Loans Charged-off: Total real estate loans0.0136%1,145
Percentage Net Loans Charged-off:Construction & development-0.2066%4,525
Percentage Net Loans Charged-off: Commercial real estate0.0491%451
Percentage Net Loans Charged-off: Multi-family residential0.0137%38
Percentage Net Loans Charged-off: 1-4 family residential-0.0101%4,117
Percentage Net Loans Charged-off: Home equity loans-0.0709%3,599
All other 1-4 family - Percent of loans charged-off, net-0.0021%3,839
Percentage Net Loans Charged-off: Commercial and industrial0.6118%499
Percentage Net Loans Charged-off: Loans to individuals1.8950%311
Percentage Net Loans Charged-off: Credit card loans3.6484%156
Percentage Net Loans Charged-off: Other loans to individual0.9505%647
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0112%1,021
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3085%476
Percentage Net Loans Charged-off: Total real estate loans-0.0220%4,508
Percentage Net Loans Charged-off:Construction & development-0.3790%4,590
Percentage Net Loans Charged-off: Commercial real estate-0.0043%4,431
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0089%4,112
Percentage Net Loans Charged-off: Home equity loans-0.0320%3,554
All other 1-4 family - Percent of loans charged-off, net-0.0057%4,038
Percentage Net Loans Charged-off: Commercial and industrial0.3057%590
Percentage Net Loans Charged-off: Loans to individuals1.9615%368
Percentage Net Loans Charged-off: Credit card loans3.7892%147
Percentage Net Loans Charged-off: Other loans to individual0.9506%738
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2955%708
Percentage Net Loans Charged-off: Total real estate loans-0.0212%4,530
Percentage Net Loans Charged-off:Construction & development-0.0912%4,510
Percentage Net Loans Charged-off: Commercial real estate0.0053%1,040
Percentage Net Loans Charged-off: Multi-family residential0.0072%102
Percentage Net Loans Charged-off: 1-4 family residential-0.0269%4,519
Percentage Net Loans Charged-off: Home equity loans-0.0905%3,704
All other 1-4 family - Percent of loans charged-off, net-0.0176%4,403
Percentage Net Loans Charged-off: Commercial and industrial0.2510%1,300
Percentage Net Loans Charged-off: Loans to individuals1.8479%370
Percentage Net Loans Charged-off: Credit card loans3.4813%172
Percentage Net Loans Charged-off: Other loans to individual0.9424%781
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0436%1,091
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2850%617
Percentage Net Loans Charged-off: Total real estate loans-0.0236%4,590
Percentage Net Loans Charged-off:Construction & development-0.1132%4,600
Percentage Net Loans Charged-off: Commercial real estate0.0028%847
Percentage Net Loans Charged-off: Multi-family residential0.0096%79
Percentage Net Loans Charged-off: 1-4 family residential-0.0280%4,587
Percentage Net Loans Charged-off: Home equity loans-0.0801%3,731
All other 1-4 family - Percent of loans charged-off, net-0.0202%4,469
Percentage Net Loans Charged-off: Commercial and industrial0.2340%1,097
Percentage Net Loans Charged-off: Loans to individuals1.8293%359
Percentage Net Loans Charged-off: Credit card loans3.4926%161
Percentage Net Loans Charged-off: Other loans to individual0.9139%767
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2924%585
Percentage Net Loans Charged-off: Total real estate loans-0.0211%4,582
Percentage Net Loans Charged-off:Construction & development-0.0783%4,592
Percentage Net Loans Charged-off: Commercial real estate0.0169%581
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0304%4,628
Percentage Net Loans Charged-off: Home equity loans-0.0568%3,724
All other 1-4 family - Percent of loans charged-off, net-0.0263%4,588
Percentage Net Loans Charged-off: Commercial and industrial0.2517%924
Percentage Net Loans Charged-off: Loans to individuals1.8781%347
Percentage Net Loans Charged-off: Credit card loans3.6272%156
Percentage Net Loans Charged-off: Other loans to individual0.9185%727
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0374%1,048
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3029%498
Percentage Net Loans Charged-off: Total real estate loans-0.0071%4,298
Percentage Net Loans Charged-off:Construction & development-0.0767%4,672
Percentage Net Loans Charged-off: Commercial real estate0.0298%337
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0140%4,454
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net-0.0162%4,527
Percentage Net Loans Charged-off: Commercial and industrial0.2193%693
Percentage Net Loans Charged-off: Loans to individuals1.9403%355
Percentage Net Loans Charged-off: Credit card loans3.6324%156
Percentage Net Loans Charged-off: Other loans to individual1.0140%671
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2916%665
Percentage Net Loans Charged-off: Total real estate loans-0.0293%4,739
Percentage Net Loans Charged-off:Construction & development-0.0666%4,563
Percentage Net Loans Charged-off: Commercial real estate-0.0299%4,806
Percentage Net Loans Charged-off: Multi-family residential-0.0142%4,263
Percentage Net Loans Charged-off: 1-4 family residential-0.0290%4,720
Percentage Net Loans Charged-off: Home equity loans-0.0215%3,641
All other 1-4 family - Percent of loans charged-off, net-0.0303%4,749
Percentage Net Loans Charged-off: Commercial and industrial0.1129%1,583
Percentage Net Loans Charged-off: Loans to individuals2.0113%324
Percentage Net Loans Charged-off: Credit card loans3.4435%169
Percentage Net Loans Charged-off: Other loans to individual1.2948%517
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0255%1,136
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2897%576
Percentage Net Loans Charged-off: Total real estate loans-0.0295%4,746
Percentage Net Loans Charged-off:Construction & development-0.0817%4,632
Percentage Net Loans Charged-off: Commercial real estate-0.0205%4,799
Percentage Net Loans Charged-off: Multi-family residential-0.0094%4,287
Percentage Net Loans Charged-off: 1-4 family residential-0.0299%4,747
Percentage Net Loans Charged-off: Home equity loans-0.0311%3,724
All other 1-4 family - Percent of loans charged-off, net-0.0297%4,756
Percentage Net Loans Charged-off: Commercial and industrial0.1313%1,285
Percentage Net Loans Charged-off: Loans to individuals1.9895%318
Percentage Net Loans Charged-off: Credit card loans3.4244%164
Percentage Net Loans Charged-off: Other loans to individual1.2880%500
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0259%1,128
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2873%557
Percentage Net Loans Charged-off: Total real estate loans-0.0309%4,792
Percentage Net Loans Charged-off:Construction & development-0.1048%4,728
Percentage Net Loans Charged-off: Commercial real estate-0.0283%4,924
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.0288%4,751
Percentage Net Loans Charged-off: Home equity loans-0.0167%3,675
All other 1-4 family - Percent of loans charged-off, net-0.0309%4,804
Percentage Net Loans Charged-off: Commercial and industrial0.1192%1,117
Percentage Net Loans Charged-off: Loans to individuals2.0585%286
Percentage Net Loans Charged-off: Credit card loans3.5481%152
Percentage Net Loans Charged-off: Other loans to individual1.3446%440
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0397%1,104
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3156%482
Percentage Net Loans Charged-off: Total real estate loans-0.0338%4,932
Percentage Net Loans Charged-off:Construction & development-0.0861%4,789
Percentage Net Loans Charged-off: Commercial real estate-0.0521%5,189
Percentage Net Loans Charged-off: Multi-family residential-0.0292%4,407
Percentage Net Loans Charged-off: 1-4 family residential-0.0258%4,817
Percentage Net Loans Charged-off: Home equity loans-0.0082%3,683
All other 1-4 family - Percent of loans charged-off, net-0.0289%4,886
Percentage Net Loans Charged-off: Commercial and industrial0.1422%770
Percentage Net Loans Charged-off: Loans to individuals2.2082%310
Percentage Net Loans Charged-off: Credit card loans3.5854%151
Percentage Net Loans Charged-off: Other loans to individual1.5571%435
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2902%903
Percentage Net Loans Charged-off: Total real estate loans-0.0190%4,837
Percentage Net Loans Charged-off:Construction & development-0.1687%4,875
Percentage Net Loans Charged-off: Commercial real estate-0.0351%5,060
Percentage Net Loans Charged-off: Multi-family residential-0.0336%4,452
Percentage Net Loans Charged-off: 1-4 family residential-0.0021%4,427
Percentage Net Loans Charged-off: Home equity loans0.0916%439
All other 1-4 family - Percent of loans charged-off, net-0.0205%4,883
Percentage Net Loans Charged-off: Commercial and industrial0.2437%1,410
Percentage Net Loans Charged-off: Loans to individuals1.8200%405
Percentage Net Loans Charged-off: Credit card loans3.1450%189
Percentage Net Loans Charged-off: Other loans to individual1.3027%559
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0981%1,208
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2791%775
Percentage Net Loans Charged-off: Total real estate loans-0.0158%4,721
Percentage Net Loans Charged-off:Construction & development-0.1849%4,932
Percentage Net Loans Charged-off: Commercial real estate-0.0349%5,106
Percentage Net Loans Charged-off: Multi-family residential-0.0352%4,486
Percentage Net Loans Charged-off: 1-4 family residential0.0041%2,026
Percentage Net Loans Charged-off: Home equity loans0.1103%358
All other 1-4 family - Percent of loans charged-off, net-0.0172%4,846
Percentage Net Loans Charged-off: Commercial and industrial0.2405%1,123
Percentage Net Loans Charged-off: Loans to individuals1.7177%416
Percentage Net Loans Charged-off: Credit card loans2.9533%197
Percentage Net Loans Charged-off: Other loans to individual1.2594%543
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.1408%1,197
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2811%724
Percentage Net Loans Charged-off: Total real estate loans-0.0104%4,586
Percentage Net Loans Charged-off:Construction & development-0.1422%4,918
Percentage Net Loans Charged-off: Commercial real estate-0.0501%5,256
Percentage Net Loans Charged-off: Multi-family residential-0.0518%4,541
Percentage Net Loans Charged-off: 1-4 family residential0.0141%1,640
Percentage Net Loans Charged-off: Home equity loans0.1302%298
All other 1-4 family - Percent of loans charged-off, net-0.0096%4,673
Percentage Net Loans Charged-off: Commercial and industrial0.2374%970
Percentage Net Loans Charged-off: Loans to individuals1.7200%409
Percentage Net Loans Charged-off: Credit card loans3.2498%176
Percentage Net Loans Charged-off: Other loans to individual1.1847%565
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.1830%1,183
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3148%588
Percentage Net Loans Charged-off: Total real estate loans-0.0025%4,190
Percentage Net Loans Charged-off:Construction & development-0.2027%5,065
Percentage Net Loans Charged-off: Commercial real estate-0.0730%5,451
Percentage Net Loans Charged-off: Multi-family residential-0.1049%4,602
Percentage Net Loans Charged-off: 1-4 family residential0.0406%1,041
Percentage Net Loans Charged-off: Home equity loans0.2132%186
All other 1-4 family - Percent of loans charged-off, net0.0045%1,210
Percentage Net Loans Charged-off: Commercial and industrial0.3409%603
Percentage Net Loans Charged-off: Loans to individuals1.7858%427
Percentage Net Loans Charged-off: Credit card loans3.4705%166
Percentage Net Loans Charged-off: Other loans to individual1.2458%576
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.2038%1,141
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3511%773
Percentage Net Loans Charged-off: Total real estate loans0.0357%2,047
Percentage Net Loans Charged-off:Construction & development-0.2042%5,068
Percentage Net Loans Charged-off: Commercial real estate-0.0853%5,401
Percentage Net Loans Charged-off: Multi-family residential-0.0135%4,571
Percentage Net Loans Charged-off: 1-4 family residential0.0927%1,421
Percentage Net Loans Charged-off: Home equity loans0.3744%220
All other 1-4 family - Percent of loans charged-off, net0.0273%2,144
Percentage Net Loans Charged-off: Commercial and industrial0.5820%951
Percentage Net Loans Charged-off: Loans to individuals1.5084%538
Percentage Net Loans Charged-off: Credit card loans3.0947%183
Percentage Net Loans Charged-off: Other loans to individual1.0271%817
Percentage Net Loans Charged-off: All other loans and lease0.1625%1,038
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0270%1,188
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3479%653
Percentage Net Loans Charged-off: Total real estate loans0.0418%1,664
Percentage Net Loans Charged-off:Construction & development-0.2085%5,113
Percentage Net Loans Charged-off: Commercial real estate-0.0975%5,498
Percentage Net Loans Charged-off: Multi-family residential-0.0181%4,615
Percentage Net Loans Charged-off: 1-4 family residential0.1054%1,188
Percentage Net Loans Charged-off: Home equity loans0.3889%218
All other 1-4 family - Percent of loans charged-off, net0.0380%1,740
Percentage Net Loans Charged-off: Commercial and industrial0.6041%737
Percentage Net Loans Charged-off: Loans to individuals1.4444%518
Percentage Net Loans Charged-off: Credit card loans3.1190%167
Percentage Net Loans Charged-off: Other loans to individual0.9450%796
Percentage Net Loans Charged-off: All other loans and lease0.1455%909
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0368%1,175
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3640%639
Percentage Net Loans Charged-off: Total real estate loans0.0548%1,425
Percentage Net Loans Charged-off:Construction & development-0.1436%5,103
Percentage Net Loans Charged-off: Commercial real estate-0.0931%5,572
Percentage Net Loans Charged-off: Multi-family residential-0.0275%4,658
Percentage Net Loans Charged-off: 1-4 family residential0.1190%1,048
Percentage Net Loans Charged-off: Home equity loans0.4204%204
All other 1-4 family - Percent of loans charged-off, net0.0455%1,527
Percentage Net Loans Charged-off: Commercial and industrial0.6601%622
Percentage Net Loans Charged-off: Loans to individuals1.4496%506
Percentage Net Loans Charged-off: Credit card loans3.2272%162
Percentage Net Loans Charged-off: Other loans to individual0.9214%780
Percentage Net Loans Charged-off: All other loans and lease0.1315%798
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3545%630
Percentage Net Loans Charged-off: Total real estate loans0.0595%1,104
Percentage Net Loans Charged-off:Construction & development-0.1818%5,205
Percentage Net Loans Charged-off: Commercial real estate-0.1149%5,720
Percentage Net Loans Charged-off: Multi-family residential-0.0275%4,701
Percentage Net Loans Charged-off: 1-4 family residential0.1340%804
Percentage Net Loans Charged-off: Home equity loans0.4308%178
All other 1-4 family - Percent of loans charged-off, net0.0599%1,091
Percentage Net Loans Charged-off: Commercial and industrial0.5760%516
Percentage Net Loans Charged-off: Loans to individuals1.5079%532
Percentage Net Loans Charged-off: Credit card loans3.1797%173
Percentage Net Loans Charged-off: Other loans to individual1.0113%709
Percentage Net Loans Charged-off: All other loans and lease0.1152%675
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2946%1,031
Percentage Net Loans Charged-off: Total real estate loans0.0886%1,743
Percentage Net Loans Charged-off:Construction & development-0.2708%5,256
Percentage Net Loans Charged-off: Commercial real estate-0.0586%5,521
Percentage Net Loans Charged-off: Multi-family residential-0.0519%4,782
Percentage Net Loans Charged-off: 1-4 family residential0.1635%1,284
Percentage Net Loans Charged-off: Home equity loans0.5126%269
All other 1-4 family - Percent of loans charged-off, net0.0698%2,022
Percentage Net Loans Charged-off: Commercial and industrial0.2604%1,400
Percentage Net Loans Charged-off: Loans to individuals1.3901%520
Percentage Net Loans Charged-off: Credit card loans3.0699%196
Percentage Net Loans Charged-off: Other loans to individual0.9001%827
Percentage Net Loans Charged-off: All other loans and lease0.1234%982
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2783%962
Percentage Net Loans Charged-off: Total real estate loans0.0983%1,493
Percentage Net Loans Charged-off:Construction & development-0.2668%5,310
Percentage Net Loans Charged-off: Commercial real estate-0.0587%5,609
Percentage Net Loans Charged-off: Multi-family residential-0.0311%4,795
Percentage Net Loans Charged-off: 1-4 family residential0.1757%1,109
Percentage Net Loans Charged-off: Home equity loans0.5457%242
All other 1-4 family - Percent of loans charged-off, net0.0750%1,798
Percentage Net Loans Charged-off: Commercial and industrial0.1792%1,351
Percentage Net Loans Charged-off: Loans to individuals1.3477%481
Percentage Net Loans Charged-off: Credit card loans3.1135%174
Percentage Net Loans Charged-off: Other loans to individual0.8375%816
Percentage Net Loans Charged-off: All other loans and lease0.1213%892
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2750%960
Percentage Net Loans Charged-off: Total real estate loans0.1108%1,318
Percentage Net Loans Charged-off:Construction & development-0.2553%5,357
Percentage Net Loans Charged-off: Commercial real estate-0.0411%5,626
Percentage Net Loans Charged-off: Multi-family residential-0.0321%4,837
Percentage Net Loans Charged-off: 1-4 family residential0.1872%1,054
Percentage Net Loans Charged-off: Home equity loans0.5710%235
All other 1-4 family - Percent of loans charged-off, net0.0810%1,600
Percentage Net Loans Charged-off: Commercial and industrial0.1312%1,278
Percentage Net Loans Charged-off: Loans to individuals1.4475%478
Percentage Net Loans Charged-off: Credit card loans3.2525%157
Percentage Net Loans Charged-off: Other loans to individual0.9258%697
Percentage Net Loans Charged-off: All other loans and lease0.0251%1,033
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2890%828
Percentage Net Loans Charged-off: Total real estate loans0.1314%1,017
Percentage Net Loans Charged-off:Construction & development-0.2949%5,469
Percentage Net Loans Charged-off: Commercial real estate-0.0174%5,577
Percentage Net Loans Charged-off: Multi-family residential-0.1657%4,952
Percentage Net Loans Charged-off: 1-4 family residential0.2154%815
Percentage Net Loans Charged-off: Home equity loans0.6179%184
All other 1-4 family - Percent of loans charged-off, net0.1016%1,147
Percentage Net Loans Charged-off: Commercial and industrial0.1155%894
Percentage Net Loans Charged-off: Loans to individuals1.4965%495
Percentage Net Loans Charged-off: Credit card loans3.2291%174
Percentage Net Loans Charged-off: Other loans to individual0.9939%680
Percentage Net Loans Charged-off: All other loans and lease0.0171%870
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2918%1,496
Percentage Net Loans Charged-off: Total real estate loans0.1440%1,905
Percentage Net Loans Charged-off:Construction & development-0.8358%5,685
Percentage Net Loans Charged-off: Commercial real estate-0.0825%5,966
Percentage Net Loans Charged-off: Multi-family residential-0.0782%5,028
Percentage Net Loans Charged-off: 1-4 family residential0.2777%1,261
Percentage Net Loans Charged-off: Home equity loans0.7221%296
All other 1-4 family - Percent of loans charged-off, net0.1413%1,941
Percentage Net Loans Charged-off: Commercial and industrial0.1058%2,164
Percentage Net Loans Charged-off: Loans to individuals1.4145%627
Percentage Net Loans Charged-off: Credit card loans3.2912%184
Percentage Net Loans Charged-off: Other loans to individual0.9488%890
Percentage Net Loans Charged-off: All other loans and lease0.0464%1,254
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2873%1,372
Percentage Net Loans Charged-off: Total real estate loans0.1556%1,649
Percentage Net Loans Charged-off:Construction & development-0.9043%5,754
Percentage Net Loans Charged-off: Commercial real estate-0.0769%5,999
Percentage Net Loans Charged-off: Multi-family residential-0.0938%5,093
Percentage Net Loans Charged-off: 1-4 family residential0.2968%1,103
Percentage Net Loans Charged-off: Home equity loans0.7422%285
All other 1-4 family - Percent of loans charged-off, net0.1580%1,679
Percentage Net Loans Charged-off: Commercial and industrial0.0852%1,921
Percentage Net Loans Charged-off: Loans to individuals1.3523%601
Percentage Net Loans Charged-off: Credit card loans3.3753%160
Percentage Net Loans Charged-off: Other loans to individual0.8739%927
Percentage Net Loans Charged-off: All other loans and lease0.0468%1,149
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3031%1,335
Percentage Net Loans Charged-off: Total real estate loans0.1943%1,393
Percentage Net Loans Charged-off:Construction & development-0.5929%5,730
Percentage Net Loans Charged-off: Commercial real estate-0.0574%5,988
Percentage Net Loans Charged-off: Multi-family residential-0.0909%5,114
Percentage Net Loans Charged-off: 1-4 family residential0.3268%1,012
Percentage Net Loans Charged-off: Home equity loans0.7800%258
All other 1-4 family - Percent of loans charged-off, net0.1824%1,479
Percentage Net Loans Charged-off: Commercial and industrial0.0600%1,760
Percentage Net Loans Charged-off: Loans to individuals1.3499%635
Percentage Net Loans Charged-off: Credit card loans3.5761%156
Percentage Net Loans Charged-off: Other loans to individual0.8302%964
Percentage Net Loans Charged-off: All other loans and lease0.0550%1,018
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3340%1,072
Percentage Net Loans Charged-off: Total real estate loans0.2188%1,123
Percentage Net Loans Charged-off:Construction & development-0.6194%5,789
Percentage Net Loans Charged-off: Commercial real estate-0.0680%6,159
Percentage Net Loans Charged-off: Multi-family residential-0.1888%5,169
Percentage Net Loans Charged-off: 1-4 family residential0.3701%815
Percentage Net Loans Charged-off: Home equity loans0.8374%222
All other 1-4 family - Percent of loans charged-off, net0.2182%1,071
Percentage Net Loans Charged-off: Commercial and industrial0.0270%1,256
Percentage Net Loans Charged-off: Loans to individuals1.4978%594
Percentage Net Loans Charged-off: Credit card loans3.8256%146
Percentage Net Loans Charged-off: Other loans to individual0.9547%836
Percentage Net Loans Charged-off: All other loans and lease0.0867%742
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4745%1,403
Percentage Net Loans Charged-off: Total real estate loans0.4242%1,333
Percentage Net Loans Charged-off:Construction & development-0.6027%5,884
Percentage Net Loans Charged-off: Commercial real estate-0.0043%5,862
Percentage Net Loans Charged-off: Multi-family residential-0.0720%5,247
Percentage Net Loans Charged-off: 1-4 family residential0.6314%880
Percentage Net Loans Charged-off: Home equity loans1.3152%275
All other 1-4 family - Percent of loans charged-off, net0.3977%1,325
Percentage Net Loans Charged-off: Commercial and industrial0.1629%2,318
Percentage Net Loans Charged-off: Loans to individuals1.5574%676
Percentage Net Loans Charged-off: Credit card loans3.9014%160
Percentage Net Loans Charged-off: Other loans to individual1.0144%1,028
Percentage Net Loans Charged-off: All other loans and lease0.0190%1,430
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4988%1,289
Percentage Net Loans Charged-off: Total real estate loans0.4816%1,120
Percentage Net Loans Charged-off:Construction & development-0.6460%5,943
Percentage Net Loans Charged-off: Commercial real estate0.0404%2,096
Percentage Net Loans Charged-off: Multi-family residential-0.0593%5,282
Percentage Net Loans Charged-off: 1-4 family residential0.6987%766
Percentage Net Loans Charged-off: Home equity loans1.4296%280
All other 1-4 family - Percent of loans charged-off, net0.4470%1,149
Percentage Net Loans Charged-off: Commercial and industrial0.1411%2,127
Percentage Net Loans Charged-off: Loans to individuals1.5214%655
Percentage Net Loans Charged-off: Credit card loans3.9997%139
Percentage Net Loans Charged-off: Other loans to individual0.9521%992
Percentage Net Loans Charged-off: All other loans and lease0.0164%1,319
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5421%1,221
Percentage Net Loans Charged-off: Total real estate loans0.5495%1,011
Percentage Net Loans Charged-off:Construction & development-0.7293%6,016
Percentage Net Loans Charged-off: Commercial real estate0.0757%1,683
Percentage Net Loans Charged-off: Multi-family residential-0.0526%5,283
Percentage Net Loans Charged-off: 1-4 family residential0.7802%701
Percentage Net Loans Charged-off: Home equity loans1.5700%267
All other 1-4 family - Percent of loans charged-off, net0.5061%1,038
Percentage Net Loans Charged-off: Commercial and industrial0.1436%1,861
Percentage Net Loans Charged-off: Loans to individuals1.5242%666
Percentage Net Loans Charged-off: Credit card loans4.1860%144
Percentage Net Loans Charged-off: Other loans to individual0.9121%1,020
Percentage Net Loans Charged-off: All other loans and lease0.0452%1,076
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6079%1,001
Percentage Net Loans Charged-off: Total real estate loans0.6379%825
Percentage Net Loans Charged-off:Construction & development-0.5142%6,003
Percentage Net Loans Charged-off: Commercial real estate0.1075%1,138
Percentage Net Loans Charged-off: Multi-family residential0.0346%269
Percentage Net Loans Charged-off: 1-4 family residential0.8666%614
Percentage Net Loans Charged-off: Home equity loans1.7027%205
All other 1-4 family - Percent of loans charged-off, net0.5725%853
Percentage Net Loans Charged-off: Commercial and industrial0.2036%1,259
Percentage Net Loans Charged-off: Loans to individuals1.6029%642
Percentage Net Loans Charged-off: Credit card loans4.2199%154
Percentage Net Loans Charged-off: Other loans to individual0.9991%911
Percentage Net Loans Charged-off: All other loans and lease-0.0257%5,700
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9977%1,099
Percentage Net Loans Charged-off: Total real estate loans1.1800%796
Percentage Net Loans Charged-off:Construction & development0.7910%1,598
Percentage Net Loans Charged-off: Commercial real estate0.2142%2,234
Percentage Net Loans Charged-off: Multi-family residential-0.0704%5,494
Percentage Net Loans Charged-off: 1-4 family residential1.5368%525
Percentage Net Loans Charged-off: Home equity loans2.8282%220
All other 1-4 family - Percent of loans charged-off, net1.0157%885
Percentage Net Loans Charged-off: Commercial and industrial0.4222%2,231
Percentage Net Loans Charged-off: Loans to individuals1.7048%759
Percentage Net Loans Charged-off: Credit card loans4.3678%184
Percentage Net Loans Charged-off: Other loans to individual1.0777%1,185
Percentage Net Loans Charged-off: All other loans and lease0.1721%1,090
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0078%1,422
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0373%1,014
Percentage Net Loans Charged-off: Total real estate loans1.2488%725
Percentage Net Loans Charged-off:Construction & development0.9871%1,388
Percentage Net Loans Charged-off: Commercial real estate0.2357%1,947
Percentage Net Loans Charged-off: Multi-family residential-0.1066%5,543
Percentage Net Loans Charged-off: 1-4 family residential1.6165%474
Percentage Net Loans Charged-off: Home equity loans2.9387%199
All other 1-4 family - Percent of loans charged-off, net1.0681%822
Percentage Net Loans Charged-off: Commercial and industrial0.4471%1,944
Percentage Net Loans Charged-off: Loans to individuals1.6749%755
Percentage Net Loans Charged-off: Credit card loans4.4992%178
Percentage Net Loans Charged-off: Other loans to individual1.0091%1,144
Percentage Net Loans Charged-off: All other loans and lease0.1511%1,011
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0108%1,407
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0267%1,071
Percentage Net Loans Charged-off: Total real estate loans1.1995%808
Percentage Net Loans Charged-off:Construction & development1.3055%1,166
Percentage Net Loans Charged-off: Commercial real estate0.2381%1,707
Percentage Net Loans Charged-off: Multi-family residential0.0349%563
Percentage Net Loans Charged-off: 1-4 family residential1.5285%551
Percentage Net Loans Charged-off: Home equity loans2.5661%229
All other 1-4 family - Percent of loans charged-off, net1.0855%819
Percentage Net Loans Charged-off: Commercial and industrial0.5129%1,712
Percentage Net Loans Charged-off: Loans to individuals1.6854%763
Percentage Net Loans Charged-off: Credit card loans4.7343%171
Percentage Net Loans Charged-off: Other loans to individual0.9719%1,142
Percentage Net Loans Charged-off: All other loans and lease0.1908%861
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0165%1,378
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0769%959
Percentage Net Loans Charged-off: Total real estate loans1.2561%732
Percentage Net Loans Charged-off:Construction & development1.7313%782
Percentage Net Loans Charged-off: Commercial real estate0.1732%1,328
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential1.6070%510
Percentage Net Loans Charged-off: Home equity loans2.8074%210
All other 1-4 family - Percent of loans charged-off, net1.0840%790
Percentage Net Loans Charged-off: Commercial and industrial0.5294%1,255
Percentage Net Loans Charged-off: Loans to individuals1.7747%694
Percentage Net Loans Charged-off: Credit card loans4.7589%173
Percentage Net Loans Charged-off: Other loans to individual1.0757%970
Percentage Net Loans Charged-off: All other loans and lease0.1971%671
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0348%1,336
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2955%1,271
Percentage Net Loans Charged-off: Total real estate loans1.4758%1,040
Percentage Net Loans Charged-off:Construction & development1.5883%1,860
Percentage Net Loans Charged-off: Commercial real estate0.4567%2,073
Percentage Net Loans Charged-off: Multi-family residential0.2678%843
Percentage Net Loans Charged-off: 1-4 family residential1.8185%622
Percentage Net Loans Charged-off: Home equity loans2.8239%308
All other 1-4 family - Percent of loans charged-off, net1.3562%911
Percentage Net Loans Charged-off: Commercial and industrial0.6886%2,412
Percentage Net Loans Charged-off: Loans to individuals2.1079%755
Percentage Net Loans Charged-off: Credit card loans5.9941%170
Percentage Net Loans Charged-off: Other loans to individual1.0896%1,340
Percentage Net Loans Charged-off: All other loans and lease0.2592%1,044
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0962%1,399
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3348%1,137
Percentage Net Loans Charged-off: Total real estate loans1.5457%889
Percentage Net Loans Charged-off:Construction & development1.8500%1,569
Percentage Net Loans Charged-off: Commercial real estate0.5001%1,671
Percentage Net Loans Charged-off: Multi-family residential0.2855%704
Percentage Net Loans Charged-off: 1-4 family residential1.8819%551
Percentage Net Loans Charged-off: Home equity loans3.0048%272
All other 1-4 family - Percent of loans charged-off, net1.3605%849
Percentage Net Loans Charged-off: Commercial and industrial0.6586%2,182
Percentage Net Loans Charged-off: Loans to individuals2.1359%695
Percentage Net Loans Charged-off: Credit card loans6.3333%158
Percentage Net Loans Charged-off: Other loans to individual1.0337%1,244
Percentage Net Loans Charged-off: All other loans and lease0.2142%1,020
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0848%1,375
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4052%1,079
Percentage Net Loans Charged-off: Total real estate loans1.6103%854
Percentage Net Loans Charged-off:Construction & development1.7089%1,438
Percentage Net Loans Charged-off: Commercial real estate0.5598%1,437
Percentage Net Loans Charged-off: Multi-family residential0.4095%540
Percentage Net Loans Charged-off: 1-4 family residential1.9569%549
Percentage Net Loans Charged-off: Home equity loans3.1173%279
All other 1-4 family - Percent of loans charged-off, net1.4113%821
Percentage Net Loans Charged-off: Commercial and industrial0.7177%1,865
Percentage Net Loans Charged-off: Loans to individuals2.2240%661
Percentage Net Loans Charged-off: Credit card loans6.8332%149
Percentage Net Loans Charged-off: Other loans to individual0.9877%1,223
Percentage Net Loans Charged-off: All other loans and lease0.2703%842
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0267%1,343
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5049%906
Percentage Net Loans Charged-off: Total real estate loans1.6475%725
Percentage Net Loans Charged-off:Construction & development1.7511%1,035
Percentage Net Loans Charged-off: Commercial real estate0.5013%1,102
Percentage Net Loans Charged-off: Multi-family residential0.3963%357
Percentage Net Loans Charged-off: 1-4 family residential2.0057%507
Percentage Net Loans Charged-off: Home equity loans3.1543%245
All other 1-4 family - Percent of loans charged-off, net1.4688%670
Percentage Net Loans Charged-off: Commercial and industrial0.8589%1,345
Percentage Net Loans Charged-off: Loans to individuals2.5447%571
Percentage Net Loans Charged-off: Credit card loans7.6788%151
Percentage Net Loans Charged-off: Other loans to individual1.0646%1,004
Percentage Net Loans Charged-off: All other loans and lease0.3591%615
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0640%974
Percentage Net Loans Charged-off: Total real estate loans2.1449%850
Percentage Net Loans Charged-off:Construction & development3.5982%1,579
Percentage Net Loans Charged-off: Commercial real estate0.8763%1,431
Percentage Net Loans Charged-off: Multi-family residential0.8915%724
Percentage Net Loans Charged-off: 1-4 family residential2.4022%492
Percentage Net Loans Charged-off: Home equity loans3.7967%238
All other 1-4 family - Percent of loans charged-off, net1.7335%801
Percentage Net Loans Charged-off: Commercial and industrial1.3818%2,120
Percentage Net Loans Charged-off: Loans to individuals3.4051%568
Percentage Net Loans Charged-off: Credit card loans9.9035%106
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8431%861
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1086%158
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1576%851
Percentage Net Loans Charged-off: Total real estate loans2.2468%738
Percentage Net Loans Charged-off:Construction & development3.8351%1,371
Percentage Net Loans Charged-off: Commercial real estate0.8843%1,254
Percentage Net Loans Charged-off: Multi-family residential0.9149%598
Percentage Net Loans Charged-off: 1-4 family residential2.5141%425
Percentage Net Loans Charged-off: Home equity loans3.9904%207
All other 1-4 family - Percent of loans charged-off, net1.7962%697
Percentage Net Loans Charged-off: Commercial and industrial1.4655%1,805
Percentage Net Loans Charged-off: Loans to individuals3.4938%506
Percentage Net Loans Charged-off: Credit card loans10.2770%101
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8704%789
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.2628%790
Percentage Net Loans Charged-off: Total real estate loans2.3719%666
Percentage Net Loans Charged-off:Construction & development3.9340%1,188
Percentage Net Loans Charged-off: Commercial real estate0.9665%1,018
Percentage Net Loans Charged-off: Multi-family residential0.8066%501
Percentage Net Loans Charged-off: 1-4 family residential2.6627%399
Percentage Net Loans Charged-off: Home equity loans4.0375%211
All other 1-4 family - Percent of loans charged-off, net1.9920%623
Percentage Net Loans Charged-off: Commercial and industrial1.5066%1,608
Percentage Net Loans Charged-off: Loans to individuals3.5873%516
Percentage Net Loans Charged-off: Credit card loans10.5230%110
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9576%667
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.4537%672
Percentage Net Loans Charged-off: Total real estate loans2.6025%548
Percentage Net Loans Charged-off:Construction & development4.3248%860
Percentage Net Loans Charged-off: Commercial real estate0.7999%876
Percentage Net Loans Charged-off: Multi-family residential1.1400%292
Percentage Net Loans Charged-off: 1-4 family residential2.9873%337
Percentage Net Loans Charged-off: Home equity loans4.3952%183
All other 1-4 family - Percent of loans charged-off, net2.3041%484
Percentage Net Loans Charged-off: Commercial and industrial1.3760%1,343
Percentage Net Loans Charged-off: Loans to individuals4.0639%487
Percentage Net Loans Charged-off: Credit card loans12.2356%102
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1143%524
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.5281%913
Percentage Net Loans Charged-off: Total real estate loans2.0717%1,008
Percentage Net Loans Charged-off:Construction & development3.5884%1,562
Percentage Net Loans Charged-off: Commercial real estate0.5569%1,675
Percentage Net Loans Charged-off: Multi-family residential0.2589%778
Percentage Net Loans Charged-off: 1-4 family residential2.3526%531
Percentage Net Loans Charged-off: Home equity loans4.2323%234
All other 1-4 family - Percent of loans charged-off, net1.2158%1,071
Percentage Net Loans Charged-off: Commercial and industrial2.1643%1,773
Percentage Net Loans Charged-off: Loans to individuals6.3258%285
Percentage Net Loans Charged-off: Credit card loans12.2000%116
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9423%1,013
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.6712%677
Percentage Net Loans Charged-off: Total real estate loans2.2508%727
Percentage Net Loans Charged-off:Construction & development3.1656%1,382
Percentage Net Loans Charged-off: Commercial real estate0.4937%1,362
Percentage Net Loans Charged-off: Multi-family residential0.4070%526
Percentage Net Loans Charged-off: 1-4 family residential2.7759%364
Percentage Net Loans Charged-off: Home equity loans4.0654%213
All other 1-4 family - Percent of loans charged-off, net1.4010%781
Percentage Net Loans Charged-off: Commercial and industrial2.0668%1,498
Percentage Net Loans Charged-off: Loans to individuals6.2720%271
Percentage Net Loans Charged-off: Credit card loans12.2107%109
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9178%882
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.6132%648
Percentage Net Loans Charged-off: Total real estate loans2.1795%692
Percentage Net Loans Charged-off:Construction & development3.1947%1,135
Percentage Net Loans Charged-off: Commercial real estate0.4699%1,080
Percentage Net Loans Charged-off: Multi-family residential0.5755%368
Percentage Net Loans Charged-off: 1-4 family residential2.6606%366
Percentage Net Loans Charged-off: Home equity loans3.8533%199
All other 1-4 family - Percent of loans charged-off, net1.3706%735
Percentage Net Loans Charged-off: Commercial and industrial1.9375%1,339
Percentage Net Loans Charged-off: Loans to individuals6.0864%292
Percentage Net Loans Charged-off: Credit card loans12.0468%104
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1428%717
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.4068%598
Percentage Net Loans Charged-off: Total real estate loans1.8763%609
Percentage Net Loans Charged-off:Construction & development2.2459%905
Percentage Net Loans Charged-off: Commercial real estate0.2243%916
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential2.4460%313
Percentage Net Loans Charged-off: Home equity loans3.4418%189
All other 1-4 family - Percent of loans charged-off, net1.2846%590
Percentage Net Loans Charged-off: Commercial and industrial1.8000%1,034
Percentage Net Loans Charged-off: Loans to individuals6.0456%285
Percentage Net Loans Charged-off: Credit card loans11.2398%126
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9784%612
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6296%692
Percentage Net Loans Charged-off: Total real estate loans1.2260%757
Percentage Net Loans Charged-off:Construction & development0.9012%1,642
Percentage Net Loans Charged-off: Commercial real estate0.0578%1,950
Percentage Net Loans Charged-off: Multi-family residential0.0317%519
Percentage Net Loans Charged-off: 1-4 family residential1.6866%339
Percentage Net Loans Charged-off: Home equity loans2.3577%229
All other 1-4 family - Percent of loans charged-off, net0.8660%697
Percentage Net Loans Charged-off: Commercial and industrial1.4103%1,444
Percentage Net Loans Charged-off: Loans to individuals3.7055%424
Percentage Net Loans Charged-off: Credit card loans5.9747%207
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2176%707
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3833%584
Percentage Net Loans Charged-off: Total real estate loans1.0887%589
Percentage Net Loans Charged-off:Construction & development0.6428%1,324
Percentage Net Loans Charged-off: Commercial real estate0.0381%1,498
Percentage Net Loans Charged-off: Multi-family residential0.0440%347
Percentage Net Loans Charged-off: 1-4 family residential1.5123%291
Percentage Net Loans Charged-off: Home equity loans2.1608%192
All other 1-4 family - Percent of loans charged-off, net0.7278%609
Percentage Net Loans Charged-off: Commercial and industrial1.0747%1,260
Percentage Net Loans Charged-off: Loans to individuals3.3936%406
Percentage Net Loans Charged-off: Credit card loans5.6260%199
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5389%862
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2445%530
Percentage Net Loans Charged-off: Total real estate loans0.9052%558
Percentage Net Loans Charged-off:Construction & development0.6019%950
Percentage Net Loans Charged-off: Commercial real estate0.0355%1,132
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential1.2344%327
Percentage Net Loans Charged-off: Home equity loans1.8171%187
All other 1-4 family - Percent of loans charged-off, net0.5494%676
Percentage Net Loans Charged-off: Commercial and industrial1.0986%982
Percentage Net Loans Charged-off: Loans to individuals3.1455%422
Percentage Net Loans Charged-off: Credit card loans5.2519%226
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4666%808
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2707%406
Percentage Net Loans Charged-off: Total real estate loans1.0110%337
Percentage Net Loans Charged-off:Construction & development0.5979%569
Percentage Net Loans Charged-off: Commercial real estate0.0246%721
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential1.3800%234
Percentage Net Loans Charged-off: Home equity loans2.0767%134
All other 1-4 family - Percent of loans charged-off, net0.5842%484
Percentage Net Loans Charged-off: Commercial and industrial0.9020%860
Percentage Net Loans Charged-off: Loans to individuals3.1751%420
Percentage Net Loans Charged-off: Credit card loans4.7960%241
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4564%643
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7157%716
Percentage Net Loans Charged-off: Total real estate loans0.3508%813
Percentage Net Loans Charged-off:Construction & development0.0714%1,273
Percentage Net Loans Charged-off: Commercial real estate0.0176%1,502
Percentage Net Loans Charged-off: Multi-family residential-0.0384%6,231
Percentage Net Loans Charged-off: 1-4 family residential0.4817%553
Percentage Net Loans Charged-off: Home equity loans0.7102%233
All other 1-4 family - Percent of loans charged-off, net0.2381%1,067
Percentage Net Loans Charged-off: Commercial and industrial0.6918%1,551
Percentage Net Loans Charged-off: Loans to individuals2.4404%450
Percentage Net Loans Charged-off: Credit card loans3.6288%324
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2125%1,169
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6029%635
Percentage Net Loans Charged-off: Total real estate loans0.2450%742
Percentage Net Loans Charged-off:Construction & development0.0242%977
Percentage Net Loans Charged-off: Commercial real estate-0.0143%7,895
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.3438%582
Percentage Net Loans Charged-off: Home equity loans0.5092%228
All other 1-4 family - Percent of loans charged-off, net0.1727%960
Percentage Net Loans Charged-off: Commercial and industrial0.5749%1,369
Percentage Net Loans Charged-off: Loans to individuals2.2616%460
Percentage Net Loans Charged-off: Credit card loans3.4696%321
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2032%1,023
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5412%654
Percentage Net Loans Charged-off: Total real estate loans0.1880%790
Percentage Net Loans Charged-off:Construction & development0.0125%740
Percentage Net Loans Charged-off: Commercial real estate-0.0223%7,971
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.2649%654
Percentage Net Loans Charged-off: Home equity loans0.3971%231
All other 1-4 family - Percent of loans charged-off, net0.1309%954
Percentage Net Loans Charged-off: Commercial and industrial0.5287%1,212
Percentage Net Loans Charged-off: Loans to individuals2.1946%476
Percentage Net Loans Charged-off: Credit card loans3.4468%312
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1725%974
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5295%600
Percentage Net Loans Charged-off: Total real estate loans0.1644%647
Percentage Net Loans Charged-off:Construction & development-0.0253%7,641
Percentage Net Loans Charged-off: Commercial real estate-0.0153%8,009
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.2310%570
Percentage Net Loans Charged-off: Home equity loans0.3568%181
All other 1-4 family - Percent of loans charged-off, net0.1112%787
Percentage Net Loans Charged-off: Commercial and industrial0.5569%833
Percentage Net Loans Charged-off: Loans to individuals2.2520%486
Percentage Net Loans Charged-off: Credit card loans3.4976%313
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1200%788
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3147%1,274
Percentage Net Loans Charged-off: Total real estate loans0.0658%1,721
Percentage Net Loans Charged-off:Construction & development-0.0068%7,690
Percentage Net Loans Charged-off: Commercial real estate-0.0164%7,958
Percentage Net Loans Charged-off: Multi-family residential-0.4088%6,283
Percentage Net Loans Charged-off: 1-4 family residential0.0983%1,452
Percentage Net Loans Charged-off: Home equity loans0.1613%361
All other 1-4 family - Percent of loans charged-off, net0.0552%1,809
Percentage Net Loans Charged-off: Commercial and industrial0.4137%1,806
Percentage Net Loans Charged-off: Loans to individuals1.5699%806
Percentage Net Loans Charged-off: Credit card loans3.0590%363
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1344%1,180
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2591%1,279
Percentage Net Loans Charged-off: Total real estate loans0.0547%1,551
Percentage Net Loans Charged-off:Construction & development-0.0185%7,731
Percentage Net Loans Charged-off: Commercial real estate-0.0220%8,022
Percentage Net Loans Charged-off: Multi-family residential-0.3440%6,269
Percentage Net Loans Charged-off: 1-4 family residential0.0839%1,302
Percentage Net Loans Charged-off: Home equity loans0.1326%319
All other 1-4 family - Percent of loans charged-off, net0.0530%1,514
Percentage Net Loans Charged-off: Commercial and industrial0.3782%1,508
Percentage Net Loans Charged-off: Loans to individuals1.3065%927
Percentage Net Loans Charged-off: Credit card loans2.9573%362
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0957%1,127
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2191%1,415
Percentage Net Loans Charged-off: Total real estate loans0.0474%1,463
Percentage Net Loans Charged-off:Construction & development-0.0284%7,732
Percentage Net Loans Charged-off: Commercial real estate-0.0416%8,163
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0712%1,225
Percentage Net Loans Charged-off: Home equity loans0.1311%263
All other 1-4 family - Percent of loans charged-off, net0.0372%1,439
Percentage Net Loans Charged-off: Commercial and industrial0.3452%1,379
Percentage Net Loans Charged-off: Loans to individuals1.1099%1,120
Percentage Net Loans Charged-off: Credit card loans2.8077%390
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1000%977
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2264%1,188
Percentage Net Loans Charged-off: Total real estate loans0.0584%953
Percentage Net Loans Charged-off:Construction & development-0.0290%7,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0774%847
Percentage Net Loans Charged-off: Home equity loans0.1703%171
All other 1-4 family - Percent of loans charged-off, net0.0350%979
Percentage Net Loans Charged-off: Commercial and industrial0.3144%1,035
Percentage Net Loans Charged-off: Loans to individuals1.2269%1,045
Percentage Net Loans Charged-off: Credit card loans2.6863%411
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1036%768
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2582%1,840
Percentage Net Loans Charged-off: Total real estate loans0.0372%2,235
Percentage Net Loans Charged-off:Construction & development-0.0710%7,836
Percentage Net Loans Charged-off: Commercial real estate-0.0327%8,159
Percentage Net Loans Charged-off: Multi-family residential-0.0360%6,348
Percentage Net Loans Charged-off: 1-4 family residential0.0583%1,895
Percentage Net Loans Charged-off: Home equity loans0.1139%398
All other 1-4 family - Percent of loans charged-off, net0.0245%2,329
Percentage Net Loans Charged-off: Commercial and industrial0.4682%1,976
Percentage Net Loans Charged-off: Loans to individuals1.5569%1,016
Percentage Net Loans Charged-off: Credit card loans4.3171%327
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0663%1,371
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2374%1,666
Percentage Net Loans Charged-off: Total real estate loans0.0386%1,915
Percentage Net Loans Charged-off:Construction & development-0.0248%7,759
Percentage Net Loans Charged-off: Commercial real estate-0.0379%8,183
Percentage Net Loans Charged-off: Multi-family residential-0.0479%6,325
Percentage Net Loans Charged-off: 1-4 family residential0.0576%1,643
Percentage Net Loans Charged-off: Home equity loans0.1107%329
All other 1-4 family - Percent of loans charged-off, net0.0234%2,009
Percentage Net Loans Charged-off: Commercial and industrial0.3946%1,760
Percentage Net Loans Charged-off: Loans to individuals1.4343%1,003
Percentage Net Loans Charged-off: Credit card loans4.2051%321
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0788%1,166
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2233%1,659
Percentage Net Loans Charged-off: Total real estate loans0.0328%1,759
Percentage Net Loans Charged-off:Construction & development-0.0394%7,755
Percentage Net Loans Charged-off: Commercial real estate-0.0403%8,225
Percentage Net Loans Charged-off: Multi-family residential-0.0711%6,270
Percentage Net Loans Charged-off: 1-4 family residential0.0521%1,481
Percentage Net Loans Charged-off: Home equity loans0.0959%295
All other 1-4 family - Percent of loans charged-off, net0.0224%1,699
Percentage Net Loans Charged-off: Commercial and industrial0.3912%1,550
Percentage Net Loans Charged-off: Loans to individuals1.3507%1,092
Percentage Net Loans Charged-off: Credit card loans4.2448%344
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0714%1,007
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2307%1,425
Percentage Net Loans Charged-off: Total real estate loans0.0443%1,207
Percentage Net Loans Charged-off:Construction & development0.2119%126
Percentage Net Loans Charged-off: Commercial real estate-0.0791%8,398
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0532%1,125
Percentage Net Loans Charged-off: Home equity loans0.0984%229
All other 1-4 family - Percent of loans charged-off, net0.0223%1,209
Percentage Net Loans Charged-off: Commercial and industrial0.4059%1,131
Percentage Net Loans Charged-off: Loans to individuals1.3776%1,092
Percentage Net Loans Charged-off: Credit card loans4.1459%323
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0316%807
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2626%2,183
Percentage Net Loans Charged-off: Total real estate loans0.0526%2,268
Percentage Net Loans Charged-off:Construction & development-0.0114%7,847
Percentage Net Loans Charged-off: Commercial real estate0.0289%1,313
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0614%2,038
Percentage Net Loans Charged-off: Home equity loans0.1039%400
All other 1-4 family - Percent of loans charged-off, net0.0378%2,279
Percentage Net Loans Charged-off: Commercial and industrial0.4871%2,167
Percentage Net Loans Charged-off: Loans to individuals1.5166%1,195
Percentage Net Loans Charged-off: Credit card loans4.8955%352
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0933%1,328
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2605%1,861
Percentage Net Loans Charged-off: Total real estate loans0.0499%1,952
Percentage Net Loans Charged-off:Construction & development-0.0154%7,864
Percentage Net Loans Charged-off: Commercial real estate0.0279%1,032
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0603%1,734
Percentage Net Loans Charged-off: Home equity loans0.1011%337
All other 1-4 family - Percent of loans charged-off, net0.0387%1,913
Percentage Net Loans Charged-off: Commercial and industrial0.4867%1,780
Percentage Net Loans Charged-off: Loans to individuals1.5027%1,107
Percentage Net Loans Charged-off: Credit card loans5.0966%313
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1056%1,130
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2800%1,669
Percentage Net Loans Charged-off: Total real estate loans0.0695%1,525
Percentage Net Loans Charged-off:Construction & development0.0237%413
Percentage Net Loans Charged-off: Commercial real estate0.0595%731
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0758%1,404
Percentage Net Loans Charged-off: Home equity loans0.1176%268
All other 1-4 family - Percent of loans charged-off, net0.0565%1,484
Percentage Net Loans Charged-off: Commercial and industrial0.4789%1,623
Percentage Net Loans Charged-off: Loans to individuals1.6015%1,023
Percentage Net Loans Charged-off: Credit card loans5.4654%299
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1020%992
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3078%1,416
Percentage Net Loans Charged-off: Total real estate loans0.0762%1,144
Percentage Net Loans Charged-off:Construction & development0.0979%213
Percentage Net Loans Charged-off: Commercial real estate0.0700%433
Percentage Net Loans Charged-off: Multi-family residential0.1626%57
Percentage Net Loans Charged-off: 1-4 family residential0.0751%1,081
Percentage Net Loans Charged-off: Home equity loans0.1169%204
All other 1-4 family - Percent of loans charged-off, net0.0584%1,102
Percentage Net Loans Charged-off: Commercial and industrial0.5953%1,102
Percentage Net Loans Charged-off: Loans to individuals1.6292%1,129
Percentage Net Loans Charged-off: Credit card loans5.4971%340
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1448%719
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2769%2,659
Percentage Net Loans Charged-off: Total real estate loans0.0671%2,248
Percentage Net Loans Charged-off:Construction & development0.0936%605
Percentage Net Loans Charged-off: Commercial real estate0.1136%1,053
Percentage Net Loans Charged-off: Multi-family residential-0.0550%6,499
Percentage Net Loans Charged-off: 1-4 family residential0.0590%2,228
Percentage Net Loans Charged-off: Home equity loans0.0934%418
All other 1-4 family - Percent of loans charged-off, net0.0472%2,313
Percentage Net Loans Charged-off: Commercial and industrial1.0707%1,590
Percentage Net Loans Charged-off: Loans to individuals0.7295%3,243
Percentage Net Loans Charged-off: Credit card loans15.1414%75
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2912%1,199
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3105%2,072
Percentage Net Loans Charged-off: Total real estate loans0.0511%2,133
Percentage Net Loans Charged-off:Construction & development0.1306%433
Percentage Net Loans Charged-off: Commercial real estate0.1053%868
Percentage Net Loans Charged-off: Multi-family residential0.0852%97
Percentage Net Loans Charged-off: 1-4 family residential0.0376%2,124
Percentage Net Loans Charged-off: Home equity loans0.0655%369
All other 1-4 family - Percent of loans charged-off, net0.0296%2,181
Percentage Net Loans Charged-off: Commercial and industrial1.2668%1,177
Percentage Net Loans Charged-off: Loans to individuals0.7378%2,901
Percentage Net Loans Charged-off: Credit card loans28.0695%38
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6825%765
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3244%1,910
Percentage Net Loans Charged-off: Total real estate loans0.0493%1,863
Percentage Net Loans Charged-off:Construction & development0.1575%349
Percentage Net Loans Charged-off: Commercial real estate0.0527%799
Percentage Net Loans Charged-off: Multi-family residential0.1300%66
Percentage Net Loans Charged-off: 1-4 family residential0.0413%1,768
Percentage Net Loans Charged-off: Home equity loans0.0879%295
All other 1-4 family - Percent of loans charged-off, net0.0290%1,831
Percentage Net Loans Charged-off: Commercial and industrial1.3366%1,050
Percentage Net Loans Charged-off: Loans to individuals0.7279%2,754
Percentage Net Loans Charged-off: Credit card loans0.0000%1,566
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6507%711
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3701%1,478
Percentage Net Loans Charged-off: Total real estate loans0.0497%1,432
Percentage Net Loans Charged-off:Construction & development0.1587%230
Percentage Net Loans Charged-off: Commercial real estate-0.0265%8,689
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0582%1,208
Percentage Net Loans Charged-off: Home equity loans0.0981%205
All other 1-4 family - Percent of loans charged-off, net0.0484%1,207
Percentage Net Loans Charged-off: Commercial and industrial1.5639%733
Percentage Net Loans Charged-off: Loans to individuals0.7857%2,406
Percentage Net Loans Charged-off: Credit card loans0.0000%1,250
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6613%550
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4343%1,916
Percentage Net Loans Charged-off: Total real estate loans0.0366%2,844
Percentage Net Loans Charged-off:Construction & development0.1039%629
Percentage Net Loans Charged-off: Commercial real estate0.0338%1,322
Percentage Net Loans Charged-off: Multi-family residential0.0721%151
Percentage Net Loans Charged-off: 1-4 family residential0.0304%2,653
Percentage Net Loans Charged-off: Home equity loans0.0888%434
All other 1-4 family - Percent of loans charged-off, net0.0193%2,778
Percentage Net Loans Charged-off: Commercial and industrial1.3813%1,485
Percentage Net Loans Charged-off: Loans to individuals1.0343%2,290
Percentage Net Loans Charged-off: Credit card loans3.5714%788
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7983%814
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5138%1,578
Percentage Net Loans Charged-off: Total real estate loans0.0110%3,453
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0072%1,392
Percentage Net Loans Charged-off: Multi-family residential-0.0799%6,640
Percentage Net Loans Charged-off: 1-4 family residential0.0157%2,805
Percentage Net Loans Charged-off: Home equity loans0.1148%396
All other 1-4 family - Percent of loans charged-off, net0.0044%2,995
Percentage Net Loans Charged-off: Commercial and industrial1.3372%1,429
Percentage Net Loans Charged-off: Loans to individuals1.2126%1,758
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6998%862
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3568%1,891
Percentage Net Loans Charged-off: Total real estate loans-0.0061%1,328
Percentage Net Loans Charged-off:Construction & development-0.0337%1,401
Percentage Net Loans Charged-off: Commercial real estate-0.0156%1,332
Percentage Net Loans Charged-off: Multi-family residential0.8042%20
Percentage Net Loans Charged-off: 1-4 family residential0.0065%808
Percentage Net Loans Charged-off: Home equity loans-0.0268%1,330
All other 1-4 family - Percent of loans charged-off, net0.0173%628
Percentage Net Loans Charged-off: Commercial and industrial0.8122%298
Percentage Net Loans Charged-off: Loans to individuals0.5532%735
Percentage Net Loans Charged-off: Credit card loans0.4884%902
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5906%141
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0670%458
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5025%1,353
Percentage Net Loans Charged-off: Total real estate loans-0.0112%1,333
Percentage Net Loans Charged-off:Construction & development-0.0919%1,393
Percentage Net Loans Charged-off: Commercial real estate-0.1837%1,423
Percentage Net Loans Charged-off: Multi-family residential-0.0856%1,369
Percentage Net Loans Charged-off: 1-4 family residential0.1655%184
Percentage Net Loans Charged-off: Home equity loans-0.0232%1,311
All other 1-4 family - Percent of loans charged-off, net0.2699%112
Percentage Net Loans Charged-off: Commercial and industrial1.0718%194
Percentage Net Loans Charged-off: Loans to individuals1.3884%292
Percentage Net Loans Charged-off: Credit card loans3.1395%316
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5218%145
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.1024%478
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4990%1,463
Percentage Net Loans Charged-off: Total real estate loans0.0075%854
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate-0.1102%1,325
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0913%314
Percentage Net Loans Charged-off: Home equity loans0.0226%348
All other 1-4 family - Percent of loans charged-off, net0.1262%218
Percentage Net Loans Charged-off: Commercial and industrial0.8839%197
Percentage Net Loans Charged-off: Loans to individuals1.8088%236
Percentage Net Loans Charged-off: Credit card loans4.1361%259
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3964%176
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0999%463
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5308%1,418
Percentage Net Loans Charged-off: Total real estate loans-0.0445%1,367
Percentage Net Loans Charged-off:Construction & development-0.4469%1,354
Percentage Net Loans Charged-off: Commercial real estate-0.3627%1,391
Percentage Net Loans Charged-off: Multi-family residential-0.1452%1,335
Percentage Net Loans Charged-off: 1-4 family residential0.1857%176
Percentage Net Loans Charged-off: Home equity loans0.1493%211
All other 1-4 family - Percent of loans charged-off, net0.2013%134
Percentage Net Loans Charged-off: Commercial and industrial0.8390%222
Percentage Net Loans Charged-off: Loans to individuals1.6006%314
Percentage Net Loans Charged-off: Credit card loans2.8132%498
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8977%80
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.1832%486
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4385%2,015
Percentage Net Loans Charged-off: Total real estate loans0.0885%459
Percentage Net Loans Charged-off:Construction & development0.1133%196
Percentage Net Loans Charged-off: Commercial real estate-0.0745%1,319
Percentage Net Loans Charged-off: Multi-family residential-0.2747%1,398
Percentage Net Loans Charged-off: 1-4 family residential0.2238%183
Percentage Net Loans Charged-off: Home equity loans0.2942%126
All other 1-4 family - Percent of loans charged-off, net0.1901%207
Percentage Net Loans Charged-off: Commercial and industrial0.4523%358
Percentage Net Loans Charged-off: Loans to individuals1.8134%256
Percentage Net Loans Charged-off: Credit card loans2.7284%465
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4118%151
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.4435%518
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6913%1,108
Percentage Net Loans Charged-off: Total real estate loans0.1602%377
Percentage Net Loans Charged-off:Construction & development0.4507%153
Percentage Net Loans Charged-off: Commercial real estate-0.0322%1,273
Percentage Net Loans Charged-off: Multi-family residential0.1111%238
Percentage Net Loans Charged-off: 1-4 family residential0.2710%163
Percentage Net Loans Charged-off: Home equity loans0.2591%131
All other 1-4 family - Percent of loans charged-off, net0.2764%163
Percentage Net Loans Charged-off: Commercial and industrial0.2048%511
Percentage Net Loans Charged-off: Loans to individuals4.0911%35
Percentage Net Loans Charged-off: Credit card loans6.0878%71
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1579%246
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.4712%544
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6860%1,262
Percentage Net Loans Charged-off: Total real estate loans0.3639%268
Percentage Net Loans Charged-off:Construction & development0.5168%188
Percentage Net Loans Charged-off: Commercial real estate0.5266%277
Percentage Net Loans Charged-off: Multi-family residential0.4158%204
Percentage Net Loans Charged-off: 1-4 family residential0.2725%203
Percentage Net Loans Charged-off: Home equity loans0.3333%107
All other 1-4 family - Percent of loans charged-off, net0.2508%229
Percentage Net Loans Charged-off: Commercial and industrial0.2967%455
Percentage Net Loans Charged-off: Loans to individuals2.8740%68
Percentage Net Loans Charged-off: Credit card loans3.8889%122
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1059%1,173
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.8026%26
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4222%782
Percentage Net Loans Charged-off: Total real estate loans1.2060%146
Percentage Net Loans Charged-off:Construction & development5.4055%98
Percentage Net Loans Charged-off: Commercial real estate1.6060%202
Percentage Net Loans Charged-off: Multi-family residential1.6175%127
Percentage Net Loans Charged-off: 1-4 family residential0.5451%136
Percentage Net Loans Charged-off: Home equity loans0.2394%180
All other 1-4 family - Percent of loans charged-off, net0.6857%114
Percentage Net Loans Charged-off: Commercial and industrial0.6549%484
Percentage Net Loans Charged-off: Loans to individuals3.9463%65
Percentage Net Loans Charged-off: Credit card loans5.1749%100
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3452%205
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.8140%59
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9721%772
Percentage Net Loans Charged-off: Total real estate loans1.6844%125
Percentage Net Loans Charged-off:Construction & development5.4452%154
Percentage Net Loans Charged-off: Commercial real estate2.9433%135
Percentage Net Loans Charged-off: Multi-family residential1.5654%184
Percentage Net Loans Charged-off: 1-4 family residential0.2909%292
Percentage Net Loans Charged-off: Home equity loans0.1951%236
All other 1-4 family - Percent of loans charged-off, net0.3301%275
Percentage Net Loans Charged-off: Commercial and industrial2.1647%330
Percentage Net Loans Charged-off: Loans to individuals3.9234%80
Percentage Net Loans Charged-off: Credit card loans5.2256%155
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2237%292
Percentage Net Loans Charged-off:Coml. RE not secured by RE2.8839%68