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Wellman Savings Bank, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,952,000 | 10,990 |
| Total interest expense | $1,080,000 | 10,054 |
| Net interest income | $872,000 | 11,625 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $185,000 | 9,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 9,282 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 7,800 |
| Total noninterest expense | $789,000 | 11,056 |
| Salaries and employee benefits | $350,000 | 11,434 |
| Premises and equipment expense | $53,000 | 12,576 |
| Additional noninterest expense | $386,000 | 9,740 |
| Pre-tax net operating income | $268,000 | 10,446 |
| Securities gains (losses) | $167,000 | 2,264 |
| Applicable income taxes | $136,000 | 8,982 |
| Income before extraordinary items | $299,000 | 9,344 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $299,000 | 9,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 13,268 |
| Cash dividends | $63,000 | 7,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $183,770 | 10,489 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.