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Wellington Trust Company, Performance and Condition Ratios

2025-03-31Rank
Percentage of unprofitable institutions0.0000%303
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assets0.0000%4,469
Cost of funding earning assets0.0000%4,397
Net interest margin0.0000%4,423
Noninterest income to average assets321.7300%3
Noninterest expense to average assets310.7064%2
Loan and lease loss provision to assets0.0000%2,722
Net operating income to assets8.1043%48
Return on assets (ROA)8.1043%49
Pretax return on assets9.9286%52
Return on Equity (ROE)16.1900%868
Retained earnings to average equity (ytd only)16.1937%335
Net charge-offs to loans0.0000%2,326
Credit loss provision to net charge-offs0.0000%1,760
Earnings coverage of net charge-offs (x)0.0000%2,230
Efficiency ratio96.9035%320
Assets per employee ($millions)5.5446%3,291
Cash dividends to net income (ytd only)*0.0000%2,332
Condition Ratios (%)
Loss allowance to loans0.0000%4,373
Loan loss allowance to noncurrent loans0.0000%3,773
Noncurrent assets plus other real estate owned to assets2.4719%147
Noncurrent loans to loans0.0000%3,787
Net loans and leases to total assets0.0000%4,354
Net loans and leases to deposits0.0000%4,363
Net loans and leases to core deposits0.0000%4,352
Total domestic deposits to total assets0.0000%4,428
Equity capital to assets52.5944%129
Core capital (leverage) ratio52.1496%87
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratio55.1428%95
Memoranda:
Average total assets$97,133,5003,801
Average earning assets$04,470
Average equity$48,611,5001,793
Average total loans$04,354
2024-12-31Rank
Percentage of unprofitable institutions0.0000%319
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assets0.0000%4,492
Cost of funding earning assets0.0000%4,414
Net interest margin0.0000%4,448
Noninterest income to average assets346.8700%6
Noninterest expense to average assets339.0376%2
Loan and lease loss provision to assets0.0000%3,171
Net operating income to assets4.8132%73
Return on assets (ROA)4.8132%77
Pretax return on assets6.6435%73
Return on Equity (ROE)9.4700%2,306
Retained earnings to average equity (ytd only)-0.8016%4,074
Net charge-offs to loans0.0000%3,099
Credit loss provision to net charge-offs0.0000%2,577
Earnings coverage of net charge-offs (x)0.0000%2,991
Efficiency ratio98.0781%305
Assets per employee ($millions)5.5453%3,263
Cash dividends to net income (ytd only)*108.4627%195
Condition Ratios (%)
Loss allowance to loans0.0000%4,399
Loan loss allowance to noncurrent loans0.0000%3,770
Noncurrent assets plus other real estate owned to assets2.1570%168
Noncurrent loans to loans0.0000%3,787
Net loans and leases to total assets0.0000%4,378
Net loans and leases to deposits0.0000%4,387
Net loans and leases to core deposits0.0000%4,400
Total domestic deposits to total assets0.0000%4,451
Equity capital to assets46.7705%136
Core capital (leverage) ratio47.6883%87
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratio48.9048%114
Memoranda:
Average total assets$95,010,4003,818
Average earning assets$04,494
Average equity$48,280,8001,752
Average total loans$04,379
2024-09-30Rank
Percentage of unprofitable institutions0.0000%305
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assets0.0000%4,525
Cost of funding earning assets0.0000%4,453
Net interest margin0.0000%4,479
Noninterest income to average assets347.0100%3
Noninterest expense to average assets339.6112%2
Loan and lease loss provision to assets0.0000%3,009
Net operating income to assets4.4827%81
Return on assets (ROA)4.4827%85
Pretax return on assets6.2139%76
Return on Equity (ROE)8.6400%2,571
Retained earnings to average equity (ytd only)8.6385%1,217
Net charge-offs to loans0.0000%2,849
Credit loss provision to net charge-offs0.0000%2,285
Earnings coverage of net charge-offs (x)0.0000%2,734
Efficiency ratio98.2032%306
Assets per employee ($millions)5.5451%3,232
Cash dividends to net income (ytd only)*0.0000%3,021
Condition Ratios (%)
Loss allowance to loans0.0000%4,432
Loan loss allowance to noncurrent loans0.0000%3,813
Noncurrent assets plus other real estate owned to assets1.2594%467
Noncurrent loans to loans0.0000%3,830
Net loans and leases to total assets0.0000%4,409
Net loans and leases to deposits0.0000%4,418
Net loans and leases to core deposits0.0000%4,405
Total domestic deposits to total assets0.0000%4,481
Equity capital to assets50.3201%126
Core capital (leverage) ratio53.8935%82
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratio52.6159%105
Memoranda:
Average total assets$93,809,2503,843
Average earning assets$04,523
Average equity$48,680,0001,742
Average total loans$04,410
2024-06-30Rank
Percentage of unprofitable institutions0.0000%306
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assets0.0000%4,544
Cost of funding earning assets0.0000%4,464
Net interest margin0.0000%4,497
Noninterest income to average assets351.4800%3
Noninterest expense to average assets344.5535%2
Loan and lease loss provision to assets0.0000%2,867
Net operating income to assets4.2632%86
Return on assets (ROA)4.2632%88
Pretax return on assets5.7576%79
Return on Equity (ROE)8.1300%2,700
Retained earnings to average equity (ytd only)8.1262%1,339
Net charge-offs to loans0.0000%2,619
Credit loss provision to net charge-offs0.0000%2,036
Earnings coverage of net charge-offs (x)0.0000%2,538
Efficiency ratio98.3564%322
Assets per employee ($millions)5.2313%3,424
Cash dividends to net income (ytd only)*0.0000%2,897
Condition Ratios (%)
Loss allowance to loans0.0000%4,450
Loan loss allowance to noncurrent loans0.0000%3,808
Noncurrent assets plus other real estate owned to assets1.4220%359
Noncurrent loans to loans0.0000%3,821
Net loans and leases to total assets0.0000%4,430
Net loans and leases to deposits0.0000%4,441
Net loans and leases to core deposits0.0000%4,455
Total domestic deposits to total assets0.0000%4,501
Equity capital to assets52.0666%127
Core capital (leverage) ratio53.9635%82
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratio54.5920%98
Memoranda:
Average total assets$91,808,6673,876
Average earning assets$04,543
Average equity$48,165,0001,730
Average total loans$04,430
2024-03-31Rank
Percentage of unprofitable institutions0.0000%11
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assets0.0000%4,573
Cost of funding earning assets0.0000%4,491
Net interest margin0.0000%4,533
Noninterest income to average assets352.2700%3
Noninterest expense to average assets346.2083%2
Loan and lease loss provision to assets0.0000%2,519
Net operating income to assets5.9185%62
Return on assets (ROA)5.9185%63
Pretax return on assets4.7842%95
Return on Equity (ROE)11.2400%1,786
Retained earnings to average equity (ytd only)11.2374%875
Net charge-offs to loans0.0000%2,236
Credit loss provision to net charge-offs0.0000%1,619
Earnings coverage of net charge-offs (x)0.0000%2,130
Efficiency ratio98.6369%321
Assets per employee ($millions)5.1428%3,560
Cash dividends to net income (ytd only)*0.0000%2,272
Condition Ratios (%)
Loss allowance to loans0.0000%4,440
Loan loss allowance to noncurrent loans0.0000%3,825
Noncurrent assets plus other real estate owned to assets2.4986%100
Noncurrent loans to loans0.0000%3,844
Net loans and leases to total assets0.0000%4,458
Net loans and leases to deposits0.0000%4,457
Net loans and leases to core deposits0.0000%4,479
Total domestic deposits to total assets0.0000%4,526
Equity capital to assets52.2977%124
Core capital (leverage) ratio54.3980%80
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratio54.8908%97
Memoranda:
Average total assets$90,631,0003,912
Average earning assets$04,572
Average equity$47,733,5001,728
Average total loans$04,458
2023-12-31Rank
Percentage of unprofitable institutions0.0000%46
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assets0.0000%4,591
Cost of funding earning assets0.0000%4,519
Net interest margin0.0000%4,558
Noninterest income to average assets335.4100%3
Noninterest expense to average assets326.9122%2
Loan and lease loss provision to assets0.0000%3,179
Net operating income to assets5.9149%64
Return on assets (ROA)5.9149%64
Pretax return on assets7.1750%63
Return on Equity (ROE)11.6800%2,046
Retained earnings to average equity (ytd only)-5.2047%4,396
Net charge-offs to loans0.0000%2,917
Credit loss provision to net charge-offs0.0000%2,397
Earnings coverage of net charge-offs (x)0.0000%2,831
Efficiency ratio97.8523%218
Assets per employee ($millions)4.9273%3,690
Cash dividends to net income (ytd only)*144.5609%116
Condition Ratios (%)
Loss allowance to loans0.0000%4,458
Loan loss allowance to noncurrent loans0.0000%3,805
Noncurrent assets plus other real estate owned to assets2.0644%130
Noncurrent loans to loans0.0000%3,821
Net loans and leases to total assets0.0000%4,475
Net loans and leases to deposits0.0000%4,474
Net loans and leases to core deposits0.0000%4,493
Total domestic deposits to total assets0.0000%4,545
Equity capital to assets53.0544%126
Core capital (leverage) ratio52.0485%81
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratio55.7947%93
Memoranda:
Average total assets$93,560,6003,881
Average earning assets$04,592
Average equity$47,380,4001,670
Average total loans$04,477
2023-09-30Rank
Percentage of unprofitable institutions0.0000%10
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assets0.0000%4,616
Cost of funding earning assets0.0000%4,547
Net interest margin0.0000%4,578
Noninterest income to average assets333.7600%3
Noninterest expense to average assets326.5551%2
Loan and lease loss provision to assets0.0000%2,992
Net operating income to assets5.0615%75
Return on assets (ROA)5.0615%75
Pretax return on assets5.8803%82
Return on Equity (ROE)10.1100%2,606
Retained earnings to average equity (ytd only)-12.3661%4,515
Net charge-offs to loans0.0000%2,666
Credit loss provision to net charge-offs0.0000%2,098
Earnings coverage of net charge-offs (x)0.0000%2,572
Efficiency ratio98.2312%197
Assets per employee ($millions)5.2211%3,413
Cash dividends to net income (ytd only)*222.3457%30
Condition Ratios (%)
Loss allowance to loans0.0000%4,482
Loan loss allowance to noncurrent loans0.0000%3,833
Noncurrent assets plus other real estate owned to assets1.1886%380
Noncurrent loans to loans0.0000%3,847
Net loans and leases to total assets0.0000%4,500
Net loans and leases to deposits0.0000%4,499
Net loans and leases to core deposits0.0000%4,490
Total domestic deposits to total assets0.0000%4,578
Equity capital to assets48.0097%134
Core capital (leverage) ratio49.2453%85
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratio50.3431%109
Memoranda:
Average total assets$94,777,7503,891
Average earning assets$04,619
Average equity$47,461,7501,661
Average total loans$04,502
2023-06-30Rank
Percentage of unprofitable institutions0.0000%43
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assets0.0000%4,642
Cost of funding earning assets0.0000%4,571
Net interest margin0.0000%4,613
Noninterest income to average assets332.1200%3
Noninterest expense to average assets327.2232%2
Loan and lease loss provision to assets0.0000%2,857
Net operating income to assets3.8151%107
Return on assets (ROA)3.8151%109
Pretax return on assets3.5857%135
Return on Equity (ROE)7.5200%3,360
Retained earnings to average equity (ytd only)-25.6495%4,595
Net charge-offs to loans0.0000%2,455
Credit loss provision to net charge-offs0.0000%1,862
Earnings coverage of net charge-offs (x)0.0000%2,403
Efficiency ratio98.9161%186
Assets per employee ($millions)5.0417%3,564
Cash dividends to net income (ytd only)*441.2576%7
Condition Ratios (%)
Loss allowance to loans0.0000%4,517
Loan loss allowance to noncurrent loans0.0000%3,834
Noncurrent assets plus other real estate owned to assets1.0038%459
Noncurrent loans to loans0.0000%3,848
Net loans and leases to total assets0.0000%4,533
Net loans and leases to deposits0.0000%4,532
Net loans and leases to core deposits0.0000%4,550
Total domestic deposits to total assets0.0000%4,600
Equity capital to assets47.7504%130
Core capital (leverage) ratio47.3808%86
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratio50.1580%105
Memoranda:
Average total assets$95,044,0003,893
Average earning assets$04,645
Average equity$48,242,6671,645
Average total loans$04,533
2023-03-31Rank
Percentage of unprofitable institutions0.0000%1
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assets0.0000%4,671
Cost of funding earning assets0.0000%4,615
Net interest margin0.0000%4,669
Noninterest income to average assets324.6400%3
Noninterest expense to average assets318.8954%2
Loan and lease loss provision to assets0.0000%2,553
Net operating income to assets5.5726%69
Return on assets (ROA)5.5726%69
Pretax return on assets4.5025%98
Return on Equity (ROE)10.6800%2,583
Retained earnings to average equity (ytd only)10.6831%1,540
Net charge-offs to loans0.0000%2,062
Credit loss provision to net charge-offs0.0000%1,422
Earnings coverage of net charge-offs (x)0.0000%2,008
Efficiency ratio98.6078%193
Assets per employee ($millions)5.5557%3,163
Cash dividends to net income (ytd only)*0.0000%2,306
Condition Ratios (%)
Loss allowance to loans0.0000%4,580
Loan loss allowance to noncurrent loans0.0000%3,881
Noncurrent assets plus other real estate owned to assets0.4680%1,083
Noncurrent loans to loans0.0000%3,889
Net loans and leases to total assets0.0000%4,605
Net loans and leases to deposits0.0000%4,604
Net loans and leases to core deposits0.0000%4,587
Total domestic deposits to total assets0.0000%4,642
Equity capital to assets53.8662%78
Core capital (leverage) ratio53.0606%84
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratio56.4707%88
Memoranda:
Average total assets$97,190,5003,930
Average earning assets$04,672
Average equity$50,697,0001,595
Average total loans$04,605
2022-12-31Rank
Percentage of unprofitable institutions0.0000%1
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assets0.0000%4,703
Cost of funding earning assets0.0000%4,648
Net interest margin0.0000%4,702
Noninterest income to average assets336.1900%3
Noninterest expense to average assets327.9754%2
Loan and lease loss provision to assets0.0000%2,926
Net operating income to assets5.6843%62
Return on assets (ROA)5.6843%61
Pretax return on assets7.7516%58
Return on Equity (ROE)11.7400%2,234
Retained earnings to average equity (ytd only)11.7352%728
Net charge-offs to loans0.0000%2,620
Credit loss provision to net charge-offs0.0000%1,979
Earnings coverage of net charge-offs (x)0.0000%2,564
Efficiency ratio97.6911%176
Assets per employee ($millions)5.5519%3,162
Cash dividends to net income (ytd only)*0.0000%3,453
Condition Ratios (%)
Loss allowance to loans0.0000%4,606
Loan loss allowance to noncurrent loans0.0000%3,900
Noncurrent assets plus other real estate owned to assets0.5304%947
Noncurrent loans to loans0.0000%3,914
Net loans and leases to total assets0.0000%4,635
Net loans and leases to deposits0.0000%4,634
Net loans and leases to core deposits0.0000%4,617
Total domestic deposits to total assets0.0000%4,674
Equity capital to assets50.5524%85
Core capital (leverage) ratio57.2168%81
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratio52.8563%96
Memoranda:
Average total assets$98,147,6003,946
Average earning assets$04,704
Average equity$47,540,6001,686
Average total loans$04,639
2022-09-30Rank
Percentage of unprofitable institutions0.0000%1
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assets0.0000%4,743
Cost of funding earning assets0.0000%4,686
Net interest margin0.0000%4,743
Noninterest income to average assets336.5200%3
Noninterest expense to average assets328.5793%2
Loan and lease loss provision to assets0.0000%2,752
Net operating income to assets5.5815%61
Return on assets (ROA)5.5815%59
Pretax return on assets7.5562%58
Return on Equity (ROE)11.6500%2,152
Retained earnings to average equity (ytd only)11.6531%874
Net charge-offs to loans0.0000%2,349
Credit loss provision to net charge-offs0.0000%1,679
Earnings coverage of net charge-offs (x)0.0000%2,297
Efficiency ratio97.7520%183
Assets per employee ($millions)4.4038%4,120
Cash dividends to net income (ytd only)*0.0000%3,071
Condition Ratios (%)
Loss allowance to loans0.0000%4,653
Loan loss allowance to noncurrent loans0.0000%3,983
Noncurrent assets plus other real estate owned to assets0.8447%586
Noncurrent loans to loans0.0000%3,992
Net loans and leases to total assets0.0000%4,679
Net loans and leases to deposits0.0000%4,678
Net loans and leases to core deposits0.0000%4,661
Total domestic deposits to total assets0.0000%4,716
Equity capital to assets55.6678%79
Core capital (leverage) ratio53.3375%83
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratio58.5734%91
Memoranda:
Average total assets$97,701,0003,976
Average earning assets$04,743
Average equity$46,796,0001,727
Average total loans$04,681