Home > Wellington Trust Company > Performance and Condition Ratios
Wellington Trust Company, Performance and Condition Ratios
2025-03-31 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 303 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 4,469 |
Cost of funding earning assets | 0.0000% | 4,397 |
Net interest margin | 0.0000% | 4,423 |
Noninterest income to average assets | 321.7300% | 3 |
Noninterest expense to average assets | 310.7064% | 2 |
Loan and lease loss provision to assets | 0.0000% | 2,722 |
Net operating income to assets | 8.1043% | 48 |
Return on assets (ROA) | 8.1043% | 49 |
Pretax return on assets | 9.9286% | 52 |
Return on Equity (ROE) | 16.1900% | 868 |
Retained earnings to average equity (ytd only) | 16.1937% | 335 |
Net charge-offs to loans | 0.0000% | 2,326 |
Credit loss provision to net charge-offs | 0.0000% | 1,760 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,230 |
Efficiency ratio | 96.9035% | 320 |
Assets per employee ($millions) | 5.5446% | 3,291 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,332 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,373 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,773 |
Noncurrent assets plus other real estate owned to assets | 2.4719% | 147 |
Noncurrent loans to loans | 0.0000% | 3,787 |
Net loans and leases to total assets | 0.0000% | 4,354 |
Net loans and leases to deposits | 0.0000% | 4,363 |
Net loans and leases to core deposits | 0.0000% | 4,352 |
Total domestic deposits to total assets | 0.0000% | 4,428 |
Equity capital to assets | 52.5944% | 129 |
Core capital (leverage) ratio | 52.1496% | 87 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 55.1428% | 95 |
Memoranda: | ||
Average total assets | $97,133,500 | 3,801 |
Average earning assets | $0 | 4,470 |
Average equity | $48,611,500 | 1,793 |
Average total loans | $0 | 4,354 |
2024-12-31 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 319 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 4,492 |
Cost of funding earning assets | 0.0000% | 4,414 |
Net interest margin | 0.0000% | 4,448 |
Noninterest income to average assets | 346.8700% | 6 |
Noninterest expense to average assets | 339.0376% | 2 |
Loan and lease loss provision to assets | 0.0000% | 3,171 |
Net operating income to assets | 4.8132% | 73 |
Return on assets (ROA) | 4.8132% | 77 |
Pretax return on assets | 6.6435% | 73 |
Return on Equity (ROE) | 9.4700% | 2,306 |
Retained earnings to average equity (ytd only) | -0.8016% | 4,074 |
Net charge-offs to loans | 0.0000% | 3,099 |
Credit loss provision to net charge-offs | 0.0000% | 2,577 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,991 |
Efficiency ratio | 98.0781% | 305 |
Assets per employee ($millions) | 5.5453% | 3,263 |
Cash dividends to net income (ytd only)* | 108.4627% | 195 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,399 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,770 |
Noncurrent assets plus other real estate owned to assets | 2.1570% | 168 |
Noncurrent loans to loans | 0.0000% | 3,787 |
Net loans and leases to total assets | 0.0000% | 4,378 |
Net loans and leases to deposits | 0.0000% | 4,387 |
Net loans and leases to core deposits | 0.0000% | 4,400 |
Total domestic deposits to total assets | 0.0000% | 4,451 |
Equity capital to assets | 46.7705% | 136 |
Core capital (leverage) ratio | 47.6883% | 87 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 48.9048% | 114 |
Memoranda: | ||
Average total assets | $95,010,400 | 3,818 |
Average earning assets | $0 | 4,494 |
Average equity | $48,280,800 | 1,752 |
Average total loans | $0 | 4,379 |
2024-09-30 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 305 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 4,525 |
Cost of funding earning assets | 0.0000% | 4,453 |
Net interest margin | 0.0000% | 4,479 |
Noninterest income to average assets | 347.0100% | 3 |
Noninterest expense to average assets | 339.6112% | 2 |
Loan and lease loss provision to assets | 0.0000% | 3,009 |
Net operating income to assets | 4.4827% | 81 |
Return on assets (ROA) | 4.4827% | 85 |
Pretax return on assets | 6.2139% | 76 |
Return on Equity (ROE) | 8.6400% | 2,571 |
Retained earnings to average equity (ytd only) | 8.6385% | 1,217 |
Net charge-offs to loans | 0.0000% | 2,849 |
Credit loss provision to net charge-offs | 0.0000% | 2,285 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,734 |
Efficiency ratio | 98.2032% | 306 |
Assets per employee ($millions) | 5.5451% | 3,232 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,021 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,432 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,813 |
Noncurrent assets plus other real estate owned to assets | 1.2594% | 467 |
Noncurrent loans to loans | 0.0000% | 3,830 |
Net loans and leases to total assets | 0.0000% | 4,409 |
Net loans and leases to deposits | 0.0000% | 4,418 |
Net loans and leases to core deposits | 0.0000% | 4,405 |
Total domestic deposits to total assets | 0.0000% | 4,481 |
Equity capital to assets | 50.3201% | 126 |
Core capital (leverage) ratio | 53.8935% | 82 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 52.6159% | 105 |
Memoranda: | ||
Average total assets | $93,809,250 | 3,843 |
Average earning assets | $0 | 4,523 |
Average equity | $48,680,000 | 1,742 |
Average total loans | $0 | 4,410 |
2024-06-30 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 306 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 4,544 |
Cost of funding earning assets | 0.0000% | 4,464 |
Net interest margin | 0.0000% | 4,497 |
Noninterest income to average assets | 351.4800% | 3 |
Noninterest expense to average assets | 344.5535% | 2 |
Loan and lease loss provision to assets | 0.0000% | 2,867 |
Net operating income to assets | 4.2632% | 86 |
Return on assets (ROA) | 4.2632% | 88 |
Pretax return on assets | 5.7576% | 79 |
Return on Equity (ROE) | 8.1300% | 2,700 |
Retained earnings to average equity (ytd only) | 8.1262% | 1,339 |
Net charge-offs to loans | 0.0000% | 2,619 |
Credit loss provision to net charge-offs | 0.0000% | 2,036 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,538 |
Efficiency ratio | 98.3564% | 322 |
Assets per employee ($millions) | 5.2313% | 3,424 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,897 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,450 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,808 |
Noncurrent assets plus other real estate owned to assets | 1.4220% | 359 |
Noncurrent loans to loans | 0.0000% | 3,821 |
Net loans and leases to total assets | 0.0000% | 4,430 |
Net loans and leases to deposits | 0.0000% | 4,441 |
Net loans and leases to core deposits | 0.0000% | 4,455 |
Total domestic deposits to total assets | 0.0000% | 4,501 |
Equity capital to assets | 52.0666% | 127 |
Core capital (leverage) ratio | 53.9635% | 82 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 54.5920% | 98 |
Memoranda: | ||
Average total assets | $91,808,667 | 3,876 |
Average earning assets | $0 | 4,543 |
Average equity | $48,165,000 | 1,730 |
Average total loans | $0 | 4,430 |
2024-03-31 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 11 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 4,573 |
Cost of funding earning assets | 0.0000% | 4,491 |
Net interest margin | 0.0000% | 4,533 |
Noninterest income to average assets | 352.2700% | 3 |
Noninterest expense to average assets | 346.2083% | 2 |
Loan and lease loss provision to assets | 0.0000% | 2,519 |
Net operating income to assets | 5.9185% | 62 |
Return on assets (ROA) | 5.9185% | 63 |
Pretax return on assets | 4.7842% | 95 |
Return on Equity (ROE) | 11.2400% | 1,786 |
Retained earnings to average equity (ytd only) | 11.2374% | 875 |
Net charge-offs to loans | 0.0000% | 2,236 |
Credit loss provision to net charge-offs | 0.0000% | 1,619 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,130 |
Efficiency ratio | 98.6369% | 321 |
Assets per employee ($millions) | 5.1428% | 3,560 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,272 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,440 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,825 |
Noncurrent assets plus other real estate owned to assets | 2.4986% | 100 |
Noncurrent loans to loans | 0.0000% | 3,844 |
Net loans and leases to total assets | 0.0000% | 4,458 |
Net loans and leases to deposits | 0.0000% | 4,457 |
Net loans and leases to core deposits | 0.0000% | 4,479 |
Total domestic deposits to total assets | 0.0000% | 4,526 |
Equity capital to assets | 52.2977% | 124 |
Core capital (leverage) ratio | 54.3980% | 80 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 54.8908% | 97 |
Memoranda: | ||
Average total assets | $90,631,000 | 3,912 |
Average earning assets | $0 | 4,572 |
Average equity | $47,733,500 | 1,728 |
Average total loans | $0 | 4,458 |
2023-12-31 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 46 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 4,591 |
Cost of funding earning assets | 0.0000% | 4,519 |
Net interest margin | 0.0000% | 4,558 |
Noninterest income to average assets | 335.4100% | 3 |
Noninterest expense to average assets | 326.9122% | 2 |
Loan and lease loss provision to assets | 0.0000% | 3,179 |
Net operating income to assets | 5.9149% | 64 |
Return on assets (ROA) | 5.9149% | 64 |
Pretax return on assets | 7.1750% | 63 |
Return on Equity (ROE) | 11.6800% | 2,046 |
Retained earnings to average equity (ytd only) | -5.2047% | 4,396 |
Net charge-offs to loans | 0.0000% | 2,917 |
Credit loss provision to net charge-offs | 0.0000% | 2,397 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,831 |
Efficiency ratio | 97.8523% | 218 |
Assets per employee ($millions) | 4.9273% | 3,690 |
Cash dividends to net income (ytd only)* | 144.5609% | 116 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,458 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,805 |
Noncurrent assets plus other real estate owned to assets | 2.0644% | 130 |
Noncurrent loans to loans | 0.0000% | 3,821 |
Net loans and leases to total assets | 0.0000% | 4,475 |
Net loans and leases to deposits | 0.0000% | 4,474 |
Net loans and leases to core deposits | 0.0000% | 4,493 |
Total domestic deposits to total assets | 0.0000% | 4,545 |
Equity capital to assets | 53.0544% | 126 |
Core capital (leverage) ratio | 52.0485% | 81 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 55.7947% | 93 |
Memoranda: | ||
Average total assets | $93,560,600 | 3,881 |
Average earning assets | $0 | 4,592 |
Average equity | $47,380,400 | 1,670 |
Average total loans | $0 | 4,477 |
2023-09-30 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 10 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 4,616 |
Cost of funding earning assets | 0.0000% | 4,547 |
Net interest margin | 0.0000% | 4,578 |
Noninterest income to average assets | 333.7600% | 3 |
Noninterest expense to average assets | 326.5551% | 2 |
Loan and lease loss provision to assets | 0.0000% | 2,992 |
Net operating income to assets | 5.0615% | 75 |
Return on assets (ROA) | 5.0615% | 75 |
Pretax return on assets | 5.8803% | 82 |
Return on Equity (ROE) | 10.1100% | 2,606 |
Retained earnings to average equity (ytd only) | -12.3661% | 4,515 |
Net charge-offs to loans | 0.0000% | 2,666 |
Credit loss provision to net charge-offs | 0.0000% | 2,098 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,572 |
Efficiency ratio | 98.2312% | 197 |
Assets per employee ($millions) | 5.2211% | 3,413 |
Cash dividends to net income (ytd only)* | 222.3457% | 30 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,482 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,833 |
Noncurrent assets plus other real estate owned to assets | 1.1886% | 380 |
Noncurrent loans to loans | 0.0000% | 3,847 |
Net loans and leases to total assets | 0.0000% | 4,500 |
Net loans and leases to deposits | 0.0000% | 4,499 |
Net loans and leases to core deposits | 0.0000% | 4,490 |
Total domestic deposits to total assets | 0.0000% | 4,578 |
Equity capital to assets | 48.0097% | 134 |
Core capital (leverage) ratio | 49.2453% | 85 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 50.3431% | 109 |
Memoranda: | ||
Average total assets | $94,777,750 | 3,891 |
Average earning assets | $0 | 4,619 |
Average equity | $47,461,750 | 1,661 |
Average total loans | $0 | 4,502 |
2023-06-30 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 43 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 4,642 |
Cost of funding earning assets | 0.0000% | 4,571 |
Net interest margin | 0.0000% | 4,613 |
Noninterest income to average assets | 332.1200% | 3 |
Noninterest expense to average assets | 327.2232% | 2 |
Loan and lease loss provision to assets | 0.0000% | 2,857 |
Net operating income to assets | 3.8151% | 107 |
Return on assets (ROA) | 3.8151% | 109 |
Pretax return on assets | 3.5857% | 135 |
Return on Equity (ROE) | 7.5200% | 3,360 |
Retained earnings to average equity (ytd only) | -25.6495% | 4,595 |
Net charge-offs to loans | 0.0000% | 2,455 |
Credit loss provision to net charge-offs | 0.0000% | 1,862 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,403 |
Efficiency ratio | 98.9161% | 186 |
Assets per employee ($millions) | 5.0417% | 3,564 |
Cash dividends to net income (ytd only)* | 441.2576% | 7 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,517 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,834 |
Noncurrent assets plus other real estate owned to assets | 1.0038% | 459 |
Noncurrent loans to loans | 0.0000% | 3,848 |
Net loans and leases to total assets | 0.0000% | 4,533 |
Net loans and leases to deposits | 0.0000% | 4,532 |
Net loans and leases to core deposits | 0.0000% | 4,550 |
Total domestic deposits to total assets | 0.0000% | 4,600 |
Equity capital to assets | 47.7504% | 130 |
Core capital (leverage) ratio | 47.3808% | 86 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 50.1580% | 105 |
Memoranda: | ||
Average total assets | $95,044,000 | 3,893 |
Average earning assets | $0 | 4,645 |
Average equity | $48,242,667 | 1,645 |
Average total loans | $0 | 4,533 |
2023-03-31 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 1 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 4,671 |
Cost of funding earning assets | 0.0000% | 4,615 |
Net interest margin | 0.0000% | 4,669 |
Noninterest income to average assets | 324.6400% | 3 |
Noninterest expense to average assets | 318.8954% | 2 |
Loan and lease loss provision to assets | 0.0000% | 2,553 |
Net operating income to assets | 5.5726% | 69 |
Return on assets (ROA) | 5.5726% | 69 |
Pretax return on assets | 4.5025% | 98 |
Return on Equity (ROE) | 10.6800% | 2,583 |
Retained earnings to average equity (ytd only) | 10.6831% | 1,540 |
Net charge-offs to loans | 0.0000% | 2,062 |
Credit loss provision to net charge-offs | 0.0000% | 1,422 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,008 |
Efficiency ratio | 98.6078% | 193 |
Assets per employee ($millions) | 5.5557% | 3,163 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,306 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,580 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,881 |
Noncurrent assets plus other real estate owned to assets | 0.4680% | 1,083 |
Noncurrent loans to loans | 0.0000% | 3,889 |
Net loans and leases to total assets | 0.0000% | 4,605 |
Net loans and leases to deposits | 0.0000% | 4,604 |
Net loans and leases to core deposits | 0.0000% | 4,587 |
Total domestic deposits to total assets | 0.0000% | 4,642 |
Equity capital to assets | 53.8662% | 78 |
Core capital (leverage) ratio | 53.0606% | 84 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 56.4707% | 88 |
Memoranda: | ||
Average total assets | $97,190,500 | 3,930 |
Average earning assets | $0 | 4,672 |
Average equity | $50,697,000 | 1,595 |
Average total loans | $0 | 4,605 |
2022-12-31 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 1 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 4,703 |
Cost of funding earning assets | 0.0000% | 4,648 |
Net interest margin | 0.0000% | 4,702 |
Noninterest income to average assets | 336.1900% | 3 |
Noninterest expense to average assets | 327.9754% | 2 |
Loan and lease loss provision to assets | 0.0000% | 2,926 |
Net operating income to assets | 5.6843% | 62 |
Return on assets (ROA) | 5.6843% | 61 |
Pretax return on assets | 7.7516% | 58 |
Return on Equity (ROE) | 11.7400% | 2,234 |
Retained earnings to average equity (ytd only) | 11.7352% | 728 |
Net charge-offs to loans | 0.0000% | 2,620 |
Credit loss provision to net charge-offs | 0.0000% | 1,979 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,564 |
Efficiency ratio | 97.6911% | 176 |
Assets per employee ($millions) | 5.5519% | 3,162 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,453 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,606 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,900 |
Noncurrent assets plus other real estate owned to assets | 0.5304% | 947 |
Noncurrent loans to loans | 0.0000% | 3,914 |
Net loans and leases to total assets | 0.0000% | 4,635 |
Net loans and leases to deposits | 0.0000% | 4,634 |
Net loans and leases to core deposits | 0.0000% | 4,617 |
Total domestic deposits to total assets | 0.0000% | 4,674 |
Equity capital to assets | 50.5524% | 85 |
Core capital (leverage) ratio | 57.2168% | 81 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 52.8563% | 96 |
Memoranda: | ||
Average total assets | $98,147,600 | 3,946 |
Average earning assets | $0 | 4,704 |
Average equity | $47,540,600 | 1,686 |
Average total loans | $0 | 4,639 |
2022-09-30 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 1 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 4,743 |
Cost of funding earning assets | 0.0000% | 4,686 |
Net interest margin | 0.0000% | 4,743 |
Noninterest income to average assets | 336.5200% | 3 |
Noninterest expense to average assets | 328.5793% | 2 |
Loan and lease loss provision to assets | 0.0000% | 2,752 |
Net operating income to assets | 5.5815% | 61 |
Return on assets (ROA) | 5.5815% | 59 |
Pretax return on assets | 7.5562% | 58 |
Return on Equity (ROE) | 11.6500% | 2,152 |
Retained earnings to average equity (ytd only) | 11.6531% | 874 |
Net charge-offs to loans | 0.0000% | 2,349 |
Credit loss provision to net charge-offs | 0.0000% | 1,679 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,297 |
Efficiency ratio | 97.7520% | 183 |
Assets per employee ($millions) | 4.4038% | 4,120 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,071 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,653 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,983 |
Noncurrent assets plus other real estate owned to assets | 0.8447% | 586 |
Noncurrent loans to loans | 0.0000% | 3,992 |
Net loans and leases to total assets | 0.0000% | 4,679 |
Net loans and leases to deposits | 0.0000% | 4,678 |
Net loans and leases to core deposits | 0.0000% | 4,661 |
Total domestic deposits to total assets | 0.0000% | 4,716 |
Equity capital to assets | 55.6678% | 79 |
Core capital (leverage) ratio | 53.3375% | 83 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 58.5734% | 91 |
Memoranda: | ||
Average total assets | $97,701,000 | 3,976 |
Average earning assets | $0 | 4,743 |
Average equity | $46,796,000 | 1,727 |
Average total loans | $0 | 4,681 |