Home > Weleetka State Bank > Income and Expense

Weleetka State Bank, Income and Expense

2003-12-31 (YTD Data)		Rank
Total interest income	$1,482,000	8,094
Total interest expense	$326,000	8,376
Net interest income	$1,156,000	7,873
Provision for loan and lease losses	$0	7,651
Total noninterest income	$233,000	7,069
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$196,000	5,306
Trading account gains and fees	$0	160
Additional Noninterest Income	$37,000	7,907
Total noninterest expense	$838,000	8,196
Salaries and employee benefits	$489,000	8,120
Premises and equipment expense	$100,000	8,065
Additional noninterest expense	$249,000	8,103
Pre-tax net operating income	$551,000	6,513
Securities gains (losses)	$0	4,500
Applicable income taxes	$199,000	4,936
Income before extraordinary items	$352,000	7,025
Extraordinary gains, net	$0	54
Net income	$352,000	7,026
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	5,866
Cash dividends	$209,000	4,870
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$352,000	6,881
2003-09-30 (YTD Data)		Rank
Total interest income	$1,112,000	8,182
Total interest expense	$254,000	8,458
Net interest income	$858,000	7,962
Provision for loan and lease losses	$0	7,481
Total noninterest income	$168,000	7,186
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$140,000	5,456
Trading account gains and fees	$0	153
Additional Noninterest Income	$28,000	7,919
Total noninterest expense	$626,000	8,212
Salaries and employee benefits	$375,000	8,075
Premises and equipment expense	$72,000	8,138
Additional noninterest expense	$179,000	8,183
Pre-tax net operating income	$400,000	6,712
Securities gains (losses)	$0	4,204
Applicable income taxes	$146,000	5,136
Income before extraordinary items	$254,000	7,231
Extraordinary gains, net	$0	40
Net income	$254,000	7,233
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	5,323
Cash dividends	$95,000	4,789
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$254,000	7,068
2003-06-30 (YTD Data)		Rank
Total interest income	$741,000	8,236
Total interest expense	$175,000	8,505
Net interest income	$566,000	8,013
Provision for loan and lease losses	$0	7,324
Total noninterest income	$109,000	7,234
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$92,000	5,460
Trading account gains and fees	$0	150
Additional Noninterest Income	$17,000	8,015
Total noninterest expense	$428,000	8,195
Salaries and employee benefits	$266,000	7,956
Premises and equipment expense	$46,000	8,198
Additional noninterest expense	$116,000	8,218
Pre-tax net operating income	$247,000	6,859
Securities gains (losses)	$0	3,782
Applicable income taxes	$88,000	5,284
Income before extraordinary items	$159,000	7,353
Extraordinary gains, net	$0	30
Net income	$159,000	7,355
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	4,544
Cash dividends	$39,000	4,878
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$159,000	7,170
2003-03-31 (YTD Data)		Rank
Total interest income	$372,000	8,284
Total interest expense	$87,000	8,596
Net interest income	$285,000	8,034
Provision for loan and lease losses	$0	6,934
Total noninterest income	$54,000	7,230
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$45,000	5,441
Trading account gains and fees	$0	134
Additional Noninterest Income	$9,000	7,987
Total noninterest expense	$243,000	7,995
Salaries and employee benefits	$160,000	7,547
Premises and equipment expense	$22,000	8,271
Additional noninterest expense	$61,000	8,180
Pre-tax net operating income	$96,000	7,255
Securities gains (losses)	$0	2,891
Applicable income taxes	$31,000	5,692
Income before extraordinary items	$65,000	7,583
Extraordinary gains, net	$0	21
Net income	$65,000	7,584
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	3,284
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$65,000	7,429
2002-12-31 (YTD Data)		Rank
Total interest income	$1,525,000	8,341
Total interest expense	$400,000	8,665
Net interest income	$1,125,000	8,072
Provision for loan and lease losses	$38,000	6,985
Total noninterest income	$416,000	5,684
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$187,000	5,367
Trading account gains and fees	$0	153
Additional Noninterest Income	$229,000	4,760
Total noninterest expense	$760,000	8,423
Salaries and employee benefits	$426,000	8,412
Premises and equipment expense	$97,000	8,210
Additional noninterest expense	$237,000	8,268
Pre-tax net operating income	$743,000	5,950
Securities gains (losses)	$0	4,537
Applicable income taxes	$272,000	4,609
Income before extraordinary items	$471,000	6,533
Extraordinary gains, net	$0	70
Net income	$471,000	6,532
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	6,528
Cash dividends	$370,000	3,978
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$471,000	6,390
2001-12-31 (YTD Data)		Rank
Total interest income	$1,581,000	8,657
Total interest expense	$532,000	8,960
Net interest income	$1,049,000	8,194
Provision for loan and lease losses	$50,000	6,655
Total noninterest income	$242,000	6,930
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$178,000	5,424
Trading account gains and fees	$0	177
Additional Noninterest Income	$64,000	7,283
Total noninterest expense	$716,000	8,645
Salaries and employee benefits	$405,000	8,600
Premises and equipment expense	$89,000	8,479
Additional noninterest expense	$222,000	8,477
Pre-tax net operating income	$525,000	6,456
Securities gains (losses)	$0	4,612
Applicable income taxes	$196,000	5,065
Income before extraordinary items	$329,000	6,960
Extraordinary gains, net	$0	105
Net income	$329,000	6,960
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	5,305
Cash dividends	$189,000	5,092
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$329,000	6,836
2000-12-31 (YTD Data)		Rank
Total interest income	$1,475,000	8,979
Total interest expense	$534,000	9,180
Net interest income	$941,000	8,601
Provision for loan and lease losses	$43,000	6,774
Total noninterest income	$175,000	7,536
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$152,000	5,729
Trading account gains and fees	NA	NA
Additional Noninterest Income	$23,000	8,843
Total noninterest expense	$701,000	8,815
Salaries and employee benefits	$409,000	8,701
Premises and equipment expense	$73,000	8,931
Additional noninterest expense	$219,000	8,609
Pre-tax net operating income	$372,000	7,595
Securities gains (losses)	$0	1,956
Applicable income taxes	$143,000	6,007
Income before extraordinary items	$229,000	7,905
Extraordinary gains, net	$0	38
Net income	$229,000	7,905
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	4,432
Cash dividends	$190,000	5,221
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$229,000	7,909
1999-12-31 (YTD Data)		Rank
Total interest income	$1,270,000	9,343
Total interest expense	$420,000	9,604
Net interest income	$850,000	8,954
Provision for loan and lease losses	$50,000	6,505
Total noninterest income	$176,000	7,764
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$137,000	6,055
Trading account gains and fees	NA	NA
Additional Noninterest Income	$39,000	8,465
Total noninterest expense	$610,000	9,292
Salaries and employee benefits	$348,000	9,201
Premises and equipment expense	$63,000	9,372
Additional noninterest expense	$199,000	9,033
Pre-tax net operating income	$366,000	7,760
Securities gains (losses)	$0	3,155
Applicable income taxes	$163,000	6,119
Income before extraordinary items	$203,000	8,287
Extraordinary gains, net	$0	35
Net income	$203,000	8,287
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	6,364
Cash dividends	$160,000	5,532
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$203,000	8,253
1998-12-31 (YTD Data)		Rank
Total interest income	$1,241,000	9,607
Total interest expense	$439,000	9,825
Net interest income	$802,000	9,244
Provision for loan and lease losses	$115,000	4,832
Total noninterest income	$162,000	8,057
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$138,000	6,129
Trading account gains and fees	NA	NA
Additional Noninterest Income	$24,000	9,291
Total noninterest expense	$579,000	9,516
Salaries and employee benefits	$304,000	9,606
Premises and equipment expense	$68,000	9,397
Additional noninterest expense	$207,000	9,046
Pre-tax net operating income	$270,000	8,564
Securities gains (losses)	$0	4,449
Applicable income taxes	$92,000	7,652
Income before extraordinary items	$178,000	8,781
Extraordinary gains, net	$0	32
Net income	$178,000	8,780
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	6,598
Cash dividends	$220,000	5,201
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$178,000	8,714
1997-12-31 (YTD Data)		Rank
Total interest income	$1,173,000	10,102
Total interest expense	$414,000	10,309
Net interest income	$759,000	9,779
Provision for loan and lease losses	$38,000	7,082
Total noninterest income	$156,000	8,480
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$119,000	6,786
Trading account gains and fees	NA	NA
Additional Noninterest Income	$37,000	8,993
Total noninterest expense	$540,000	9,975
Salaries and employee benefits	$286,000	10,053
Premises and equipment expense	$78,000	9,482
Additional noninterest expense	$176,000	9,713
Pre-tax net operating income	$337,000	8,789
Securities gains (losses)	$0	3,944
Applicable income taxes	$109,000	8,258
Income before extraordinary items	$228,000	8,924
Extraordinary gains, net	$0	44
Net income	$228,000	8,929
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	5,964
Cash dividends	$180,000	5,601
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$228,000	8,892
1996-12-31 (YTD Data)		Rank
Total interest income	$1,131,000	10,620
Total interest expense	$407,000	10,856
Net interest income	$724,000	10,315
Provision for loan and lease losses	$21,000	7,918
Total noninterest income	$144,000	9,105
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$110,000	7,295
Trading account gains and fees	NA	NA
Additional Noninterest Income	$34,000	9,653
Total noninterest expense	$499,000	10,597
Salaries and employee benefits	$270,000	10,578
Premises and equipment expense	$69,000	10,108
Additional noninterest expense	$160,000	10,442
Pre-tax net operating income	$348,000	8,820
Securities gains (losses)	$0	4,148
Applicable income taxes	$117,000	8,439
Income before extraordinary items	$231,000	8,992
Extraordinary gains, net	$0	53
Net income	$231,000	8,996
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	7,597
Cash dividends	$180,000	5,668
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$231,000	8,932
1995-12-31 (YTD Data)		Rank
Total interest income	$1,075,000	11,163
Total interest expense	$391,000	11,356
Net interest income	$684,000	10,887
Provision for loan and lease losses	$8,000	8,490
Total noninterest income	$133,000	9,603
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$102,000	7,748
Trading account gains and fees	NA	NA
Additional Noninterest Income	$31,000	10,206
Total noninterest expense	$486,000	11,076
Salaries and employee benefits	$248,000	11,168
Premises and equipment expense	$74,000	10,376
Additional noninterest expense	$164,000	10,891
Pre-tax net operating income	$323,000	9,589
Securities gains (losses)	$0	3,831
Applicable income taxes	$112,000	8,934
Income before extraordinary items	$211,000	9,816
Extraordinary gains, net	$0	65
Net income	$211,000	9,820
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	7,801
Cash dividends	$347,000	4,227
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$211,000	9,784
1994-12-31 (YTD Data)		Rank
Total interest income	$1,020,000	11,672
Total interest expense	$338,000	11,872
Net interest income	$682,000	11,443
Provision for loan and lease losses	$2,000	9,032
Total noninterest income	$99,000	10,776
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$77,000	8,774
Trading account gains and fees	NA	NA
Additional Noninterest Income	$22,000	11,301
Total noninterest expense	$479,000	11,709
Salaries and employee benefits	$245,000	11,710
Premises and equipment expense	$65,000	11,133
Additional noninterest expense	$169,000	11,537
Pre-tax net operating income	$300,000	10,140
Securities gains (losses)	$0	3,600
Applicable income taxes	$101,000	9,345
Income before extraordinary items	$199,000	10,290
Extraordinary gains, net	$0	249
Net income	$199,000	10,292
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	8,198
Cash dividends	$159,000	5,970
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$199,000	10,336
1993-12-31 (YTD Data)		Rank
Total interest income	$1,076,000	12,125
Total interest expense	$348,000	12,446
Net interest income	$728,000	11,759
Provision for loan and lease losses	$2,000	10,273
Total noninterest income	$83,000	11,736
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$63,000	9,580
Trading account gains and fees	NA	NA
Additional Noninterest Income	$20,000	12,038
Total noninterest expense	$501,000	12,166
Salaries and employee benefits	$266,000	12,017
Premises and equipment expense	$66,000	11,648
Additional noninterest expense	$169,000	12,164
Pre-tax net operating income	$308,000	10,170
Securities gains (losses)	$0	7,477
Applicable income taxes	$96,000	9,830
Income before extraordinary items	$212,000	10,506
Extraordinary gains, net	$-49,000	12,721
Net income	$163,000	11,137
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	9,724
Cash dividends	$190,000	5,586
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$212,000	10,272
1992-12-31 (YTD Data)		Rank
Total interest income	$1,172,000	12,664
Total interest expense	$434,000	13,049
Net interest income	$738,000	12,162
Provision for loan and lease losses	$4,000	11,584
Total noninterest income	$75,000	12,416
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$63,000	9,807
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,000	13,214
Total noninterest expense	$479,000	12,755
Salaries and employee benefits	$256,000	12,544
Premises and equipment expense	$58,000	12,372
Additional noninterest expense	$165,000	12,720
Pre-tax net operating income	$330,000	9,874
Securities gains (losses)	$0	8,369
Applicable income taxes	$104,000	9,806
Income before extraordinary items	$226,000	10,237
Extraordinary gains, net	$0	1,422
Net income	$226,000	10,385
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	9,354
Cash dividends	$210,000	4,877
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$226,000	9,886

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.