Home > Wedbush Bank > Income and Expense
Wedbush Bank, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,074,000 | 2,845 |
| Total interest expense | $505,000 | 1,508 |
| Net interest income | $1,569,000 | 3,167 |
| Provision for loan and lease losses | $-204,000 | 6,574 |
| Total noninterest income | $7,000 | 6,512 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $2,000 | 6,442 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $5,000 | 6,229 |
| Total noninterest expense | $2,438,000 | 1,947 |
| Salaries and employee benefits | $1,729,000 | 1,521 |
| Premises and equipment expense | $50,000 | 5,499 |
| Additional noninterest expense | $659,000 | 2,273 |
| Pre-tax net operating income | $-658,000 | 6,651 |
| Securities gains (losses) | $2,564,000 | 47 |
| Applicable income taxes | $650,000 | 771 |
| Income before extraordinary items | $1,256,000 | 1,210 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,256,000 | 1,211 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,256,000 | 1,211 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-436,240 | 6,618 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,792,000 | 2,476 |
| Total interest expense | $2,113,000 | 1,624 |
| Net interest income | $7,679,000 | 2,708 |
| Provision for loan and lease losses | $-64,000 | 6,338 |
| Total noninterest income | $27,000 | 6,574 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $11,000 | 6,516 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $16,000 | 6,279 |
| Total noninterest expense | $5,913,000 | 3,029 |
| Salaries and employee benefits | $3,557,000 | 2,764 |
| Premises and equipment expense | $314,000 | 4,749 |
| Additional noninterest expense | $2,042,000 | 2,924 |
| Pre-tax net operating income | $1,857,000 | 2,996 |
| Securities gains (losses) | $882,000 | 268 |
| Applicable income taxes | $471,000 | 2,222 |
| Income before extraordinary items | $2,268,000 | 2,357 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,268,000 | 2,361 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,268,000 | 2,360 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,535,940 | 3,051 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,353,000 | 2,489 |
| Total interest expense | $1,558,000 | 1,679 |
| Net interest income | $5,795,000 | 2,690 |
| Provision for loan and lease losses | $87,000 | 3,544 |
| Total noninterest income | $20,000 | 6,657 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $8,000 | 6,593 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $12,000 | 6,385 |
| Total noninterest expense | $4,756,000 | 2,867 |
| Salaries and employee benefits | $2,772,000 | 2,668 |
| Premises and equipment expense | $241,000 | 4,734 |
| Additional noninterest expense | $1,743,000 | 2,627 |
| Pre-tax net operating income | $972,000 | 3,727 |
| Securities gains (losses) | $759,000 | 278 |
| Applicable income taxes | $197,000 | 2,808 |
| Income before extraordinary items | $1,534,000 | 2,620 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,534,000 | 2,624 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,534,000 | 2,624 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $858,490 | 3,621 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,887,000 | 2,487 |
| Total interest expense | $1,031,000 | 1,732 |
| Net interest income | $3,856,000 | 2,692 |
| Provision for loan and lease losses | $104,000 | 2,898 |
| Total noninterest income | $14,000 | 6,692 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $6,000 | 6,619 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $8,000 | 6,417 |
| Total noninterest expense | $2,953,000 | 3,034 |
| Salaries and employee benefits | $1,762,000 | 2,807 |
| Premises and equipment expense | $164,000 | 4,702 |
| Additional noninterest expense | $1,027,000 | 2,907 |
| Pre-tax net operating income | $813,000 | 3,307 |
| Securities gains (losses) | $759,000 | 249 |
| Applicable income taxes | $269,000 | 2,137 |
| Income before extraordinary items | $1,303,000 | 2,159 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,303,000 | 2,167 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,303,000 | 2,165 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $673,030 | 3,303 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,417,000 | 2,525 |
| Total interest expense | $515,000 | 1,784 |
| Net interest income | $1,902,000 | 2,732 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $6,000 | 6,778 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $2,000 | 6,720 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,468 |
| Total noninterest expense | $1,494,000 | 3,026 |
| Salaries and employee benefits | $884,000 | 2,811 |
| Premises and equipment expense | $86,000 | 4,635 |
| Additional noninterest expense | $524,000 | 2,868 |
| Pre-tax net operating income | $414,000 | 3,236 |
| Securities gains (losses) | $474,000 | 219 |
| Applicable income taxes | $253,000 | 1,499 |
| Income before extraordinary items | $635,000 | 2,158 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $635,000 | 2,160 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $635,000 | 2,160 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $293,720 | 3,516 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,101,000 | 2,803 |
| Total interest expense | $1,961,000 | 2,168 |
| Net interest income | $7,140,000 | 2,935 |
| Provision for loan and lease losses | $448,000 | 2,874 |
| Total noninterest income | $40,000 | 6,677 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $30,000 | 6,528 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $10,000 | 6,410 |
| Total noninterest expense | $5,980,000 | 3,049 |
| Salaries and employee benefits | $3,661,000 | 2,666 |
| Premises and equipment expense | $357,000 | 4,557 |
| Additional noninterest expense | $1,962,000 | 3,141 |
| Pre-tax net operating income | $752,000 | 4,415 |
| Securities gains (losses) | $409,000 | 1,096 |
| Applicable income taxes | $170,000 | 3,125 |
| Income before extraordinary items | $991,000 | 3,932 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $991,000 | 3,932 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $991,000 | 3,934 |
| Net charge-offs | $34,000 | 5,146 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $643,350 | 4,422 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,516,000 | 2,959 |
| Total interest expense | $1,431,000 | 2,302 |
| Net interest income | $5,085,000 | 3,117 |
| Provision for loan and lease losses | $419,000 | 2,528 |
| Total noninterest income | $32,000 | 6,785 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $31,000 | 6,456 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,000 | 6,644 |
| Total noninterest expense | $4,501,000 | 3,053 |
| Salaries and employee benefits | $2,780,000 | 2,656 |
| Premises and equipment expense | $264,000 | 4,656 |
| Additional noninterest expense | $1,457,000 | 3,187 |
| Pre-tax net operating income | $197,000 | 5,691 |
| Securities gains (losses) | $349,000 | 985 |
| Applicable income taxes | $36,000 | 3,940 |
| Income before extraordinary items | $510,000 | 4,626 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $510,000 | 4,624 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $510,000 | 4,624 |
| Net charge-offs | $34,000 | 4,766 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $185,430 | 5,610 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,294,000 | 3,012 |
| Total interest expense | $946,000 | 2,409 |
| Net interest income | $3,348,000 | 3,158 |
| Provision for loan and lease losses | $95,000 | 3,930 |
| Total noninterest income | $22,000 | 6,837 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $21,000 | 6,482 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,000 | 6,709 |
| Total noninterest expense | $3,020,000 | 3,039 |
| Salaries and employee benefits | $1,911,000 | 2,578 |
| Premises and equipment expense | $174,000 | 4,700 |
| Additional noninterest expense | $935,000 | 3,296 |
| Pre-tax net operating income | $255,000 | 5,028 |
| Securities gains (losses) | $10,000 | 2,721 |
| Applicable income taxes | $14,000 | 4,124 |
| Income before extraordinary items | $251,000 | 5,059 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $251,000 | 5,062 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $251,000 | 5,062 |
| Net charge-offs | $34,000 | 4,320 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $241,500 | 4,907 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,142,000 | 3,038 |
| Total interest expense | $474,000 | 2,488 |
| Net interest income | $1,668,000 | 3,176 |
| Provision for loan and lease losses | $65,000 | 3,389 |
| Total noninterest income | $12,000 | 6,884 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $11,000 | 6,444 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,000 | 6,790 |
| Total noninterest expense | $1,549,000 | 2,974 |
| Salaries and employee benefits | $950,000 | 2,604 |
| Premises and equipment expense | $110,000 | 4,193 |
| Additional noninterest expense | $489,000 | 3,143 |
| Pre-tax net operating income | $66,000 | 5,766 |
| Securities gains (losses) | $27,000 | 1,477 |
| Applicable income taxes | $4,000 | 4,331 |
| Income before extraordinary items | $89,000 | 5,509 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $89,000 | 5,509 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $89,000 | 5,509 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $63,080 | 5,686 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,913,000 | 3,059 |
| Total interest expense | $2,271,000 | 2,513 |
| Net interest income | $6,642,000 | 3,203 |
| Provision for loan and lease losses | $518,000 | 3,415 |
| Total noninterest income | $-403,000 | 7,174 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 6,669 |
| Trading account gains and fees | $-443,000 | 7,331 |
| Additional Noninterest Income | $14,000 | 6,474 |
| Total noninterest expense | $5,710,000 | 3,182 |
| Salaries and employee benefits | $3,540,000 | 2,724 |
| Premises and equipment expense | $607,000 | 3,548 |
| Additional noninterest expense | $1,563,000 | 3,744 |
| Pre-tax net operating income | $11,000 | 5,975 |
| Securities gains (losses) | $1,188,000 | 369 |
| Applicable income taxes | $418,000 | 2,208 |
| Income before extraordinary items | $781,000 | 3,988 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $781,000 | 3,993 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $781,000 | 3,992 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $8,800 | 6,012 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,659,000 | 3,094 |
| Total interest expense | $1,772,000 | 2,526 |
| Net interest income | $4,887,000 | 3,271 |
| Provision for loan and lease losses | $413,000 | 3,167 |
| Total noninterest income | $-526,000 | 7,301 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 6,773 |
| Trading account gains and fees | $-554,000 | 7,418 |
| Additional Noninterest Income | $12,000 | 6,578 |
| Total noninterest expense | $4,166,000 | 3,260 |
| Salaries and employee benefits | $2,538,000 | 2,818 |
| Premises and equipment expense | $404,000 | 3,881 |
| Additional noninterest expense | $1,224,000 | 3,639 |
| Pre-tax net operating income | $-218,000 | 6,406 |
| Securities gains (losses) | $1,203,000 | 289 |
| Applicable income taxes | $360,000 | 2,057 |
| Income before extraordinary items | $625,000 | 3,953 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $625,000 | 3,955 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $625,000 | 3,955 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-144,920 | 6,382 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,394,000 | 3,147 |
| Total interest expense | $1,195,000 | 2,580 |
| Net interest income | $3,199,000 | 3,322 |
| Provision for loan and lease losses | $263,000 | 3,182 |
| Total noninterest income | $-166,000 | 7,334 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 6,873 |
| Trading account gains and fees | $-183,000 | 7,481 |
| Additional Noninterest Income | $9,000 | 6,628 |
| Total noninterest expense | $2,721,000 | 3,357 |
| Salaries and employee benefits | $1,672,000 | 2,869 |
| Premises and equipment expense | $235,000 | 4,275 |
| Additional noninterest expense | $814,000 | 3,699 |
| Pre-tax net operating income | $49,000 | 5,956 |
| Securities gains (losses) | $673,000 | 280 |
| Applicable income taxes | $253,000 | 1,978 |
| Income before extraordinary items | $469,000 | 3,706 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $469,000 | 3,707 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $469,000 | 3,708 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $31,550 | 6,049 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,203,000 | 3,147 |
| Total interest expense | $599,000 | 2,642 |
| Net interest income | $1,604,000 | 3,304 |
| Provision for loan and lease losses | $100,000 | 3,337 |
| Total noninterest income | $211,000 | 3,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $203,000 | 81 |
| Additional Noninterest Income | $8,000 | 6,501 |
| Total noninterest expense | $1,365,000 | 3,350 |
| Salaries and employee benefits | $833,000 | 2,899 |
| Premises and equipment expense | $129,000 | 4,078 |
| Additional noninterest expense | $403,000 | 3,707 |
| Pre-tax net operating income | $350,000 | 3,245 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $115,000 | 2,038 |
| Income before extraordinary items | $235,000 | 3,688 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $235,000 | 3,688 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $235,000 | 3,687 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $235,000 | 3,629 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,429,000 | 3,414 |
| Total interest expense | $2,456,000 | 3,033 |
| Net interest income | $5,973,000 | 3,480 |
| Provision for loan and lease losses | $690,000 | 3,616 |
| Total noninterest income | $-865,000 | 7,534 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-892,000 | 7,643 |
| Additional Noninterest Income | $27,000 | 6,479 |
| Total noninterest expense | $5,171,000 | 3,513 |
| Salaries and employee benefits | $3,097,000 | 3,022 |
| Premises and equipment expense | $523,000 | 4,059 |
| Additional noninterest expense | $1,551,000 | 3,918 |
| Pre-tax net operating income | $-753,000 | 6,374 |
| Securities gains (losses) | $1,769,000 | 293 |
| Applicable income taxes | $399,000 | 2,100 |
| Income before extraordinary items | $617,000 | 4,030 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $617,000 | 4,029 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $617,000 | 4,030 |
| Net charge-offs | $-1,000 | 7,276 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-515,160 | 6,326 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,220,000 | 3,524 |
| Total interest expense | $1,789,000 | 3,227 |
| Net interest income | $4,431,000 | 3,555 |
| Provision for loan and lease losses | $681,000 | 3,070 |
| Total noninterest income | $-1,385,000 | 7,710 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-1,405,000 | 7,753 |
| Additional Noninterest Income | $20,000 | 6,660 |
| Total noninterest expense | $3,761,000 | 3,610 |
| Salaries and employee benefits | $2,254,000 | 3,133 |
| Premises and equipment expense | $379,000 | 4,216 |
| Additional noninterest expense | $1,128,000 | 3,974 |
| Pre-tax net operating income | $-1,396,000 | 6,914 |
| Securities gains (losses) | $1,769,000 | 246 |
| Applicable income taxes | $121,000 | 2,974 |
| Income before extraordinary items | $252,000 | 5,082 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $252,000 | 5,084 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $252,000 | 5,085 |
| Net charge-offs | $-1,000 | 7,212 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-950,920 | 6,834 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,108,000 | 3,580 |
| Total interest expense | $1,111,000 | 3,515 |
| Net interest income | $2,997,000 | 3,515 |
| Provision for loan and lease losses | $357,000 | 3,366 |
| Total noninterest income | $-885,000 | 7,781 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-898,000 | 7,820 |
| Additional Noninterest Income | $13,000 | 6,724 |
| Total noninterest expense | $2,524,000 | 3,594 |
| Salaries and employee benefits | $1,562,000 | 3,036 |
| Premises and equipment expense | $233,000 | 4,453 |
| Additional noninterest expense | $729,000 | 4,031 |
| Pre-tax net operating income | $-769,000 | 6,897 |
| Securities gains (losses) | $1,077,000 | 244 |
| Applicable income taxes | $109,000 | 2,710 |
| Income before extraordinary items | $199,000 | 4,909 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $199,000 | 4,910 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $199,000 | 4,909 |
| Net charge-offs | $-1,000 | 7,109 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-501,050 | 6,817 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,005,000 | 3,703 |
| Total interest expense | $463,000 | 4,120 |
| Net interest income | $1,542,000 | 3,476 |
| Provision for loan and lease losses | $357,000 | 2,198 |
| Total noninterest income | $7,000 | 7,507 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $7,000 | 6,844 |
| Total noninterest expense | $1,321,000 | 3,498 |
| Salaries and employee benefits | $811,000 | 2,973 |
| Premises and equipment expense | $139,000 | 4,082 |
| Additional noninterest expense | $371,000 | 3,991 |
| Pre-tax net operating income | $-129,000 | 6,715 |
| Securities gains (losses) | $245,000 | 451 |
| Applicable income taxes | $41,000 | 2,936 |
| Income before extraordinary items | $75,000 | 5,327 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $75,000 | 5,328 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $75,000 | 5,327 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-84,250 | 6,644 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,070,000 | 4,153 |
| Total interest expense | $1,550,000 | 5,085 |
| Net interest income | $5,520,000 | 3,689 |
| Provision for loan and lease losses | $567,000 | 4,349 |
| Total noninterest income | $13,000 | 7,630 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $13,000 | 7,117 |
| Total noninterest expense | $4,316,000 | 4,121 |
| Salaries and employee benefits | $2,944,000 | 3,234 |
| Premises and equipment expense | $500,000 | 4,381 |
| Additional noninterest expense | $872,000 | 5,601 |
| Pre-tax net operating income | $650,000 | 3,660 |
| Securities gains (losses) | $50,000 | 2,617 |
| Applicable income taxes | $309,000 | 2,004 |
| Income before extraordinary items | $391,000 | 4,207 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $391,000 | 4,207 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $391,000 | 4,207 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 1,123 |
| Net operating income | $359,000 | 4,228 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,185,000 | 4,262 |
| Total interest expense | $1,122,000 | 5,293 |
| Net interest income | $4,063,000 | 3,751 |
| Provision for loan and lease losses | $413,000 | 4,130 |
| Total noninterest income | $9,000 | 7,766 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $9,000 | 7,300 |
| Total noninterest expense | $3,157,000 | 4,205 |
| Salaries and employee benefits | $2,182,000 | 3,302 |
| Premises and equipment expense | $361,000 | 4,529 |
| Additional noninterest expense | $614,000 | 5,760 |
| Pre-tax net operating income | $502,000 | 3,890 |
| Securities gains (losses) | $50,000 | 2,298 |
| Applicable income taxes | $246,000 | 2,120 |
| Income before extraordinary items | $306,000 | 4,405 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $306,000 | 4,402 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $306,000 | 4,405 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 996 |
| Net operating income | $274,000 | 4,454 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,326,000 | 4,411 |
| Total interest expense | $711,000 | 5,537 |
| Net interest income | $2,615,000 | 3,817 |
| Provision for loan and lease losses | $236,000 | 4,116 |
| Total noninterest income | $5,000 | 7,873 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $5,000 | 7,481 |
| Total noninterest expense | $1,994,000 | 4,392 |
| Salaries and employee benefits | $1,354,000 | 3,549 |
| Premises and equipment expense | $228,000 | 4,711 |
| Additional noninterest expense | $412,000 | 5,749 |
| Pre-tax net operating income | $390,000 | 3,729 |
| Securities gains (losses) | $50,000 | 1,909 |
| Applicable income taxes | $195,000 | 1,985 |
| Income before extraordinary items | $245,000 | 4,277 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $245,000 | 4,277 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $245,000 | 4,277 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 890 |
| Net operating income | $213,000 | 4,350 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,479,000 | 4,800 |
| Total interest expense | $325,000 | 5,846 |
| Net interest income | $1,154,000 | 4,132 |
| Provision for loan and lease losses | $145,000 | 3,383 |
| Total noninterest income | $2,000 | 7,985 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,000 | 7,617 |
| Total noninterest expense | $945,000 | 4,472 |
| Salaries and employee benefits | $668,000 | 3,609 |
| Premises and equipment expense | $110,000 | 4,855 |
| Additional noninterest expense | $167,000 | 6,048 |
| Pre-tax net operating income | $66,000 | 5,421 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $33,000 | 3,219 |
| Income before extraordinary items | $33,000 | 5,948 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $33,000 | 5,950 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $33,000 | 5,950 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $33,000 | 5,784 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,335,000 | 7,793 |
| Total interest expense | $196,000 | 8,110 |
| Net interest income | $1,139,000 | 7,432 |
| Provision for loan and lease losses | $50,000 | 6,569 |
| Total noninterest income | $2,000 | 8,079 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,000 | 7,889 |
| Total noninterest expense | $2,512,000 | 5,632 |
| Salaries and employee benefits | $1,750,000 | 4,884 |
| Premises and equipment expense | $340,000 | 5,496 |
| Additional noninterest expense | $422,000 | 6,949 |
| Pre-tax net operating income | $-1,421,000 | 7,188 |
| Securities gains (losses) | $73,000 | 1,347 |
| Applicable income taxes | $-535,000 | 7,522 |
| Income before extraordinary items | $-813,000 | 6,898 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-813,000 | 6,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $20,000,000 | 80 |
| Net operating income | $-859,720 | 7,045 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $729,000 | 8,092 |
| Total interest expense | $74,000 | 8,281 |
| Net interest income | $655,000 | 7,818 |
| Provision for loan and lease losses | $26,000 | 6,375 |
| Total noninterest income | $1,000 | 8,215 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,000 | 8,065 |
| Total noninterest expense | $1,669,000 | 5,940 |
| Salaries and employee benefits | $1,169,000 | 5,252 |
| Premises and equipment expense | $233,000 | 5,733 |
| Additional noninterest expense | $267,000 | 7,229 |
| Pre-tax net operating income | $-1,039,000 | 7,553 |
| Securities gains (losses) | $73,000 | 1,166 |
| Applicable income taxes | $-383,000 | 7,817 |
| Income before extraordinary items | $-583,000 | 7,255 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-583,000 | 7,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $20,000,000 | 52 |
| Net operating income | $-629,720 | 7,416 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $372,000 | 8,265 |
| Total interest expense | $17,000 | 8,389 |
| Net interest income | $355,000 | 8,028 |
| Provision for loan and lease losses | $4,000 | 6,550 |
| Total noninterest income | $1,000 | 8,287 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,000 | 8,142 |
| Total noninterest expense | $890,000 | 6,562 |
| Salaries and employee benefits | $625,000 | 5,927 |
| Premises and equipment expense | $127,000 | 6,258 |
| Additional noninterest expense | $138,000 | 7,629 |
| Pre-tax net operating income | $-538,000 | 7,636 |
| Securities gains (losses) | $73,000 | 1,178 |
| Applicable income taxes | $-183,000 | 7,966 |
| Income before extraordinary items | $-282,000 | 7,500 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-282,000 | 7,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $20,000,000 | 37 |
| Net operating income | $-328,720 | 7,530 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $60,000 | 8,457 |
| Total interest expense | $3,000 | 8,467 |
| Net interest income | $57,000 | 8,439 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $0 | 8,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 8,220 |
| Total noninterest expense | $201,000 | 7,929 |
| Salaries and employee benefits | $155,000 | 7,487 |
| Premises and equipment expense | $21,000 | 7,894 |
| Additional noninterest expense | $25,000 | 8,377 |
| Pre-tax net operating income | $-144,000 | 7,655 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-144,000 | 7,738 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-144,000 | 7,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $20,000,000 | 20 |
| Net operating income | $-144,000 | 7,704 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.