Home > Webster Five Cents Savings Bank > Income and Expense

Webster Five Cents Savings Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$52,520,000885
Total interest expense$16,732,000891
Net interest income$35,788,000885
Provision for loan and lease losses$429,0001,380
Total noninterest income$5,611,0001,105
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,474,000744
Trading account gains and fees$0123
Additional Noninterest Income$4,137,000999
Total noninterest expense$29,392,000907
Salaries and employee benefits$14,444,000994
Premises and equipment expense$3,290,000792
Additional noninterest expense$4,137,000999
Pre-tax net operating income$11,578,0001,045
Securities gains (losses)$22,000637
Applicable income taxes$2,454,000848
Income before extraordinary items$9,146,0001,087
Extraordinary gains, net$054
Net income$9,146,0001,099
Minority interest net income$088
Net income of bank and minority interests.$9,146,0001,090
Net charge-offs$119,0001,399
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$9,128,6201,109
2023-09-30 (YTD Data)Rank
Total interest income$37,995,000897
Total interest expense$11,251,000919
Net interest income$26,744,000906
Provision for loan and lease losses$628,000878
Total noninterest income$4,315,0001,089
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,155,000716
Trading account gains and fees$0125
Additional Noninterest Income$3,160,000996
Total noninterest expense$21,293,000935
Salaries and employee benefits$9,920,0001,079
Premises and equipment expense$2,523,000783
Additional noninterest expense$3,160,000996
Pre-tax net operating income$9,138,0001,041
Securities gains (losses)$14,000555
Applicable income taxes$1,901,000853
Income before extraordinary items$7,251,0001,088
Extraordinary gains, net$052
Net income$7,251,0001,093
Minority interest net income$081
Net income of bank and minority interests.$7,251,0001,088
Net charge-offs$50,0001,480
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,239,9401,111
2023-06-30 (YTD Data)Rank
Total interest income$24,395,000899
Total interest expense$6,554,000927
Net interest income$17,841,000906
Provision for loan and lease losses$578,000717
Total noninterest income$2,688,0001,092
Gross Fiduciary activities income$0931
Service charges on deposit accounts$738,000735
Trading account gains and fees$0112
Additional Noninterest Income$1,950,000991
Total noninterest expense$13,284,000967
Salaries and employee benefits$5,590,0001,227
Premises and equipment expense$1,683,000773
Additional noninterest expense$1,950,000990
Pre-tax net operating income$6,667,000980
Securities gains (losses)$14,000551
Applicable income taxes$1,423,000815
Income before extraordinary items$5,258,0001,016
Extraordinary gains, net$051
Net income$5,258,0001,029
Minority interest net income$081
Net income of bank and minority interests.$5,258,0001,016
Net charge-offs$8,0001,884
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$5,246,9401,023
2023-03-31 (YTD Data)Rank
Total interest income$11,801,000920
Total interest expense$2,612,000979
Net interest income$9,189,000891
Provision for loan and lease losses$441,000555
Total noninterest income$1,327,0001,099
Gross Fiduciary activities income$0913
Service charges on deposit accounts$368,000744
Trading account gains and fees$097
Additional Noninterest Income$959,000998
Total noninterest expense$8,381,000806
Salaries and employee benefits$4,604,000837
Premises and equipment expense$847,000795
Additional noninterest expense$959,000998
Pre-tax net operating income$1,694,0001,645
Securities gains (losses)$14,000508
Applicable income taxes$246,0001,539
Income before extraordinary items$1,462,0001,631
Extraordinary gains, net$04
Net income$1,462,0001,631
Minority interest net income$048
Net income of bank and minority interests.$1,462,0001,631
Net charge-offs$6,0001,532
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,449,9601,655
2022-12-31 (YTD Data)Rank
Total interest income$38,607,000917
Total interest expense$1,828,0001,697
Net interest income$36,779,000868
Provision for loan and lease losses$688,0001,034
Total noninterest income$5,214,0001,178
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,342,000811
Trading account gains and fees$0116
Additional Noninterest Income$3,872,0001,073
Total noninterest expense$30,005,000877
Salaries and employee benefits$17,198,000859
Premises and equipment expense$3,408,000754
Additional noninterest expense$3,872,0001,073
Pre-tax net operating income$11,300,0001,171
Securities gains (losses)$7,000482
Applicable income taxes$2,305,000976
Income before extraordinary items$9,002,0001,199
Extraordinary gains, net$05
Net income$9,002,0001,198
Minority interest net income$063
Net income of bank and minority interests.$9,002,0001,199
Net charge-offs$47,0001,572
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,996,4001,222
2022-09-30 (YTD Data)Rank
Total interest income$27,635,000925
Total interest expense$1,045,0001,713
Net interest income$26,590,000880
Provision for loan and lease losses$358,0001,150
Total noninterest income$3,894,0001,184
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,039,000797
Trading account gains and fees$0111
Additional Noninterest Income$2,855,0001,104
Total noninterest expense$21,922,000881
Salaries and employee benefits$12,716,000863
Premises and equipment expense$2,546,000761
Additional noninterest expense$2,855,0001,104
Pre-tax net operating income$8,204,0001,191
Securities gains (losses)$0740
Applicable income taxes$1,770,000960
Income before extraordinary items$6,434,0001,219
Extraordinary gains, net$04
Net income$6,434,0001,218
Minority interest net income$057
Net income of bank and minority interests.$6,434,0001,219
Net charge-offs$28,0001,462
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,434,0001,244
2022-06-30 (YTD Data)Rank
Total interest income$17,515,000931
Total interest expense$628,0001,665
Net interest income$16,887,000893
Provision for loan and lease losses$397,000802
Total noninterest income$2,546,0001,193
Gross Fiduciary activities income$0925
Service charges on deposit accounts$655,000824
Trading account gains and fees$0108
Additional Noninterest Income$1,891,0001,128
Total noninterest expense$14,564,000866
Salaries and employee benefits$8,439,000851
Premises and equipment expense$1,735,000740
Additional noninterest expense$4,390,000851
Pre-tax net operating income$4,472,0001,296
Securities gains (losses)$0687
Applicable income taxes$921,0001,072
Income before extraordinary items$3,551,0001,347
Extraordinary gains, net$04
Net income$3,551,0001,347
Minority interest net income$060
Net income of bank and minority interests.$3,551,0001,347
Net charge-offs$23,0001,274
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,551,0001,378
2022-03-31 (YTD Data)Rank
Total interest income$8,443,000940
Total interest expense$311,0001,623
Net interest income$8,132,000904
Provision for loan and lease losses$63,0001,217
Total noninterest income$1,243,0001,211
Gross Fiduciary activities income$0892
Service charges on deposit accounts$320,000833
Trading account gains and fees$0103
Additional Noninterest Income$923,0001,141
Total noninterest expense$7,233,000873
Salaries and employee benefits$4,223,000856
Premises and equipment expense$862,000753
Additional noninterest expense$2,148,000865
Pre-tax net operating income$2,079,0001,312
Securities gains (losses)$0623
Applicable income taxes$424,0001,067
Income before extraordinary items$1,655,0001,361
Extraordinary gains, net$04
Net income$1,655,0001,361
Minority interest net income$050
Net income of bank and minority interests.$1,655,0001,361
Net charge-offs$19,000973
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,655,0001,377
2021-12-31 (YTD Data)Rank
Total interest income$33,437,000961
Total interest expense$1,490,0001,675
Net interest income$31,947,000921
Provision for loan and lease losses$704,000792
Total noninterest income$6,596,0001,100
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,216,000823
Trading account gains and fees$0132
Additional Noninterest Income$5,380,0001,018
Total noninterest expense$28,376,000890
Salaries and employee benefits$16,759,000854
Premises and equipment expense$3,222,000802
Additional noninterest expense$8,395,000893
Pre-tax net operating income$9,463,0001,327
Securities gains (losses)$02,062
Applicable income taxes$1,971,0001,113
Income before extraordinary items$7,492,0001,419
Extraordinary gains, net$010
Net income$7,492,0001,419
Minority interest net income$074
Net income of bank and minority interests.$7,492,0001,419
Net charge-offs$561,000591
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,492,0001,394
2021-09-30 (YTD Data)Rank
Total interest income$24,852,000987
Total interest expense$1,160,0001,705
Net interest income$23,692,000944
Provision for loan and lease losses$586,000722
Total noninterest income$5,383,0001,068
Gross Fiduciary activities income$0957
Service charges on deposit accounts$884,000845
Trading account gains and fees$0132
Additional Noninterest Income$4,499,000964
Total noninterest expense$21,357,000891
Salaries and employee benefits$12,703,000859
Premises and equipment expense$2,369,000839
Additional noninterest expense$6,285,000895
Pre-tax net operating income$7,132,0001,365
Securities gains (losses)$02,015
Applicable income taxes$1,502,0001,148
Income before extraordinary items$5,630,0001,483
Extraordinary gains, net$08
Net income$5,630,0001,483
Minority interest net income$069
Net income of bank and minority interests.$5,630,0001,483
Net charge-offs$498,000500
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,630,0001,450
2021-06-30 (YTD Data)Rank
Total interest income$16,573,000970
Total interest expense$803,0001,726
Net interest income$15,770,000935
Provision for loan and lease losses$99,0001,724
Total noninterest income$3,478,0001,084
Gross Fiduciary activities income$0951
Service charges on deposit accounts$569,000841
Trading account gains and fees$0133
Additional Noninterest Income$2,909,000998
Total noninterest expense$14,051,000894
Salaries and employee benefits$8,430,000863
Premises and equipment expense$1,494,000882
Additional noninterest expense$4,127,000900
Pre-tax net operating income$5,098,0001,297
Securities gains (losses)$01,818
Applicable income taxes$1,100,0001,072
Income before extraordinary items$3,998,0001,402
Extraordinary gains, net$06
Net income$3,998,0001,402
Minority interest net income$067
Net income of bank and minority interests.$3,998,0001,402
Net charge-offs$472,000422
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,998,0001,367
2021-03-31 (YTD Data)Rank
Total interest income$7,988,000996
Total interest expense$441,0001,661
Net interest income$7,547,000954
Provision for loan and lease losses$539,000350
Total noninterest income$1,927,0001,028
Gross Fiduciary activities income$0922
Service charges on deposit accounts$286,000822
Trading account gains and fees$0127
Additional Noninterest Income$1,641,000922
Total noninterest expense$6,800,000907
Salaries and employee benefits$4,122,000874
Premises and equipment expense$697,000933
Additional noninterest expense$1,981,000914
Pre-tax net operating income$2,135,0001,460
Securities gains (losses)$01,392
Applicable income taxes$433,0001,248
Income before extraordinary items$1,702,0001,576
Extraordinary gains, net$03
Net income$1,702,0001,576
Minority interest net income$055
Net income of bank and minority interests.$1,702,0001,576
Net charge-offs$1,0001,805
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,702,0001,529
2020-12-31 (YTD Data)Rank
Total interest income$33,624,000961
Total interest expense$3,796,0001,224
Net interest income$29,828,000924
Provision for loan and lease losses$2,890,000826
Total noninterest income$8,404,000902
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,216,000798
Trading account gains and fees$0133
Additional Noninterest Income$7,188,000797
Total noninterest expense$26,960,000896
Salaries and employee benefits$16,254,000846
Premises and equipment expense$2,889,000886
Additional noninterest expense$7,817,000895
Pre-tax net operating income$8,383,0001,206
Securities gains (losses)$5,0002,442
Applicable income taxes$1,665,0001,051
Income before extraordinary items$6,723,0001,300
Extraordinary gains, net$04
Net income$6,723,0001,301
Minority interest net income$072
Net income of bank and minority interests.$6,723,0001,301
Net charge-offs$1,535,000493
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,719,0001,263
2020-09-30 (YTD Data)Rank
Total interest income$25,470,000958
Total interest expense$3,238,0001,152
Net interest income$22,232,000922
Provision for loan and lease losses$1,350,0001,140
Total noninterest income$6,693,000838
Gross Fiduciary activities income$0981
Service charges on deposit accounts$894,000805
Trading account gains and fees$0125
Additional Noninterest Income$5,799,000742
Total noninterest expense$20,476,000875
Salaries and employee benefits$12,863,000802
Premises and equipment expense$2,159,000880
Additional noninterest expense$5,454,000939
Pre-tax net operating income$7,099,0001,063
Securities gains (losses)$3,0002,334
Applicable income taxes$1,473,000913
Income before extraordinary items$5,629,0001,157
Extraordinary gains, net$04
Net income$5,629,0001,157
Minority interest net income$065
Net income of bank and minority interests.$5,629,0001,157
Net charge-offs$-3,0003,980
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,626,6301,123
2020-06-30 (YTD Data)Rank
Total interest income$16,994,000972
Total interest expense$2,562,0001,061
Net interest income$14,432,000939
Provision for loan and lease losses$592,0001,496
Total noninterest income$4,189,000837
Gross Fiduciary activities income$0970
Service charges on deposit accounts$619,000789
Trading account gains and fees$0123
Additional Noninterest Income$3,570,000720
Total noninterest expense$13,681,000860
Salaries and employee benefits$8,548,000798
Premises and equipment expense$1,459,000876
Additional noninterest expense$3,674,000929
Pre-tax net operating income$4,347,0001,094
Securities gains (losses)$3,0002,083
Applicable income taxes$873,000930
Income before extraordinary items$3,477,0001,164
Extraordinary gains, net$04
Net income$3,477,0001,164
Minority interest net income$065
Net income of bank and minority interests.$3,477,0001,164
Net charge-offs$-2,0003,888
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,474,6001,136
2020-03-31 (YTD Data)Rank
Total interest income$8,697,000952
Total interest expense$1,515,0001,009
Net interest income$7,182,000942
Provision for loan and lease losses$104,0001,929
Total noninterest income$2,050,000802
Gross Fiduciary activities income$0941
Service charges on deposit accounts$385,000769
Trading account gains and fees$0106
Additional Noninterest Income$1,665,000682
Total noninterest expense$6,919,000859
Salaries and employee benefits$4,246,000804
Premises and equipment expense$754,000855
Additional noninterest expense$1,919,000906
Pre-tax net operating income$2,210,000961
Securities gains (losses)$3,0001,525
Applicable income taxes$446,000806
Income before extraordinary items$1,767,0001,036
Extraordinary gains, net$04
Net income$1,767,0001,035
Minority interest net income$056
Net income of bank and minority interests.$1,767,0001,036
Net charge-offs$7,0001,991
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,764,6001,024
2019-12-31 (YTD Data)Rank
Total interest income$36,008,000934
Total interest expense$6,886,000936
Net interest income$29,122,000925
Provision for loan and lease losses$942,000943
Total noninterest income$6,711,000926
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,680,000742
Trading account gains and fees$0135
Additional Noninterest Income$5,031,000831
Total noninterest expense$26,733,000860
Salaries and employee benefits$16,292,000810
Premises and equipment expense$2,911,000881
Additional noninterest expense$7,530,000900
Pre-tax net operating income$8,158,0001,219
Securities gains (losses)$490,000362
Applicable income taxes$1,734,000992
Income before extraordinary items$6,914,0001,256
Extraordinary gains, net$011
Net income$6,914,0001,257
Minority interest net income$076
Net income of bank and minority interests.$6,914,0001,258
Net charge-offs$136,0001,995
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,522,0001,283
2019-09-30 (YTD Data)Rank
Total interest income$26,956,000939
Total interest expense$5,136,000951
Net interest income$21,820,000925
Provision for loan and lease losses$625,000980
Total noninterest income$4,421,000993
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,237,000747
Trading account gains and fees$0129
Additional Noninterest Income$3,184,000912
Total noninterest expense$19,758,000864
Salaries and employee benefits$12,070,000813
Premises and equipment expense$2,134,000896
Additional noninterest expense$5,554,000906
Pre-tax net operating income$5,858,0001,279
Securities gains (losses)$477,000325
Applicable income taxes$1,263,0001,053
Income before extraordinary items$5,072,0001,301
Extraordinary gains, net$011
Net income$5,072,0001,303
Minority interest net income$072
Net income of bank and minority interests.$5,072,0001,303
Net charge-offs$101,0001,758
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,690,4001,336
2019-06-30 (YTD Data)Rank
Total interest income$17,700,000946
Total interest expense$3,416,000932
Net interest income$14,284,000940
Provision for loan and lease losses$485,000879
Total noninterest income$2,881,000995
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$795,000763
Trading account gains and fees$0131
Additional Noninterest Income$2,086,000902
Total noninterest expense$13,307,000851
Salaries and employee benefits$8,056,000809
Premises and equipment expense$1,438,000890
Additional noninterest expense$3,813,000892
Pre-tax net operating income$3,375,0001,404
Securities gains (losses)$462,000237
Applicable income taxes$738,0001,127
Income before extraordinary items$3,099,0001,358
Extraordinary gains, net$011
Net income$3,099,0001,358
Minority interest net income$069
Net income of bank and minority interests.$3,099,0001,358
Net charge-offs$23,0002,284
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,724,7801,462
2019-03-31 (YTD Data)Rank
Total interest income$8,718,000959
Total interest expense$1,642,000950
Net interest income$7,076,000948
Provision for loan and lease losses$68,0001,814
Total noninterest income$1,384,000997
Gross Fiduciary activities income$0972
Service charges on deposit accounts$392,000762
Trading account gains and fees$0126
Additional Noninterest Income$992,000907
Total noninterest expense$6,581,000857
Salaries and employee benefits$4,021,000808
Premises and equipment expense$723,000890
Additional noninterest expense$1,837,000909
Pre-tax net operating income$1,810,0001,308
Securities gains (losses)$1,0001,020
Applicable income taxes$342,0001,166
Income before extraordinary items$1,469,0001,376
Extraordinary gains, net$05
Net income$1,469,0001,374
Minority interest net income$052
Net income of bank and minority interests.$1,469,0001,375
Net charge-offs$1,0002,582
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,468,1901,354
2018-12-31 (YTD Data)Rank
Total interest income$32,025,000968
Total interest expense$4,856,000949
Net interest income$27,169,000960
Provision for loan and lease losses$926,000944
Total noninterest income$4,967,0001,096
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,693,000742
Trading account gains and fees$0126
Additional Noninterest Income$3,274,0001,072
Total noninterest expense$25,248,000874
Salaries and employee benefits$15,214,000823
Premises and equipment expense$2,795,000894
Additional noninterest expense$7,239,000928
Pre-tax net operating income$5,963,0001,522
Securities gains (losses)$1,907,00060
Applicable income taxes$1,516,0001,040
Income before extraordinary items$6,354,0001,300
Extraordinary gains, net$06
Net income$6,354,0001,299
Minority interest net income$072
Net income of bank and minority interests.$6,354,0001,299
Net charge-offs$520,000931
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,809,3301,623
2018-09-30 (YTD Data)Rank
Total interest income$23,576,000971
Total interest expense$3,407,000941
Net interest income$20,169,000966
Provision for loan and lease losses$695,000873
Total noninterest income$3,653,0001,114
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,241,000749
Trading account gains and fees$0138
Additional Noninterest Income$2,412,0001,100
Total noninterest expense$18,795,000881
Salaries and employee benefits$11,347,000827
Premises and equipment expense$2,106,000886
Additional noninterest expense$5,342,000926
Pre-tax net operating income$4,334,0001,578
Securities gains (losses)$1,915,00058
Applicable income taxes$1,181,0001,040
Income before extraordinary items$5,068,0001,259
Extraordinary gains, net$05
Net income$5,068,0001,257
Minority interest net income$066
Net income of bank and minority interests.$5,068,0001,258
Net charge-offs$373,000862
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,516,8501,662
2018-06-30 (YTD Data)Rank
Total interest income$15,402,000978
Total interest expense$2,114,000944
Net interest income$13,288,000971
Provision for loan and lease losses$549,000767
Total noninterest income$2,285,0001,157
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$825,000749
Trading account gains and fees$0130
Additional Noninterest Income$1,460,0001,178
Total noninterest expense$12,574,000881
Salaries and employee benefits$7,590,000824
Premises and equipment expense$1,418,000884
Additional noninterest expense$3,566,000919
Pre-tax net operating income$2,450,0001,794
Securities gains (losses)$1,909,00045
Applicable income taxes$811,0001,011
Income before extraordinary items$3,548,0001,166
Extraordinary gains, net$06
Net income$3,548,0001,164
Minority interest net income$065
Net income of bank and minority interests.$3,548,0001,165
Net charge-offs$207,000920
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,001,7101,872
2018-03-31 (YTD Data)Rank
Total interest income$7,574,000986
Total interest expense$977,000974
Net interest income$6,597,000973
Provision for loan and lease losses$238,000835
Total noninterest income$1,171,0001,147
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$412,000752
Trading account gains and fees$0123
Additional Noninterest Income$759,0001,130
Total noninterest expense$6,260,000890
Salaries and employee benefits$3,784,000834
Premises and equipment expense$728,000870
Additional noninterest expense$1,748,000930
Pre-tax net operating income$1,270,0001,711
Securities gains (losses)$1,897,00028
Applicable income taxes$624,000733
Income before extraordinary items$2,543,000864
Extraordinary gains, net$07
Net income$2,543,000865
Minority interest net income$052
Net income of bank and minority interests.$2,543,000864
Net charge-offs$26,0001,526
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,025,4001,800
2017-12-31 (YTD Data)Rank
Total interest income$29,349,000979
Total interest expense$3,337,000983
Net interest income$26,012,000967
Provision for loan and lease losses$260,0002,104
Total noninterest income$4,903,0001,135
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,721,000730
Trading account gains and fees$0151
Additional Noninterest Income$3,182,0001,116
Total noninterest expense$23,335,000921
Salaries and employee benefits$13,991,000869
Premises and equipment expense$2,632,000922
Additional noninterest expense$6,712,000970
Pre-tax net operating income$7,320,0001,265
Securities gains (losses)$869,000156
Applicable income taxes$3,014,000961
Income before extraordinary items$5,175,0001,308
Extraordinary gains, net$09
Net income$5,175,0001,308
Minority interest net income$076
Net income of bank and minority interests.$5,175,0001,308
Net charge-offs$255,0001,615
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,618,8401,414
2017-09-30 (YTD Data)Rank
Total interest income$21,884,000978
Total interest expense$2,458,000977
Net interest income$19,426,000970
Provision for loan and lease losses$346,0001,491
Total noninterest income$3,655,0001,152
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,275,000743
Trading account gains and fees$0145
Additional Noninterest Income$2,380,0001,130
Total noninterest expense$17,320,000932
Salaries and employee benefits$10,463,000876
Premises and equipment expense$1,911,000957
Additional noninterest expense$4,946,000979
Pre-tax net operating income$5,415,0001,297
Securities gains (losses)$969,000133
Applicable income taxes$1,849,000969
Income before extraordinary items$4,535,0001,249
Extraordinary gains, net$09
Net income$4,535,0001,249
Minority interest net income$071
Net income of bank and minority interests.$4,535,0001,249
Net charge-offs$128,0001,732
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,847,0101,399
2017-06-30 (YTD Data)Rank
Total interest income$14,424,000985
Total interest expense$1,544,0001,009
Net interest income$12,880,000972
Provision for loan and lease losses$311,0001,149
Total noninterest income$2,379,0001,170
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$828,000746
Trading account gains and fees$0139
Additional Noninterest Income$1,551,0001,164
Total noninterest expense$11,555,000936
Salaries and employee benefits$6,953,000876
Premises and equipment expense$1,278,000953
Additional noninterest expense$3,324,000976
Pre-tax net operating income$3,393,0001,339
Securities gains (losses)$915,00095
Applicable income taxes$1,243,000951
Income before extraordinary items$3,065,0001,222
Extraordinary gains, net$011
Net income$3,065,0001,222
Minority interest net income$071
Net income of bank and minority interests.$3,065,0001,222
Net charge-offs$131,0001,326
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,415,3501,450
2017-03-31 (YTD Data)Rank
Total interest income$7,063,000997
Total interest expense$717,0001,054
Net interest income$6,346,000982
Provision for loan and lease losses$360,000578
Total noninterest income$1,089,0001,244
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$411,000756
Trading account gains and fees$0142
Additional Noninterest Income$678,0001,256
Total noninterest expense$5,706,000949
Salaries and employee benefits$3,467,000887
Premises and equipment expense$636,000962
Additional noninterest expense$1,603,0001,004
Pre-tax net operating income$1,369,0001,533
Securities gains (losses)$650,00072
Applicable income taxes$558,0001,001
Income before extraordinary items$1,461,0001,247
Extraordinary gains, net$08
Net income$1,461,0001,246
Minority interest net income$055
Net income of bank and minority interests.$1,461,0001,247
Net charge-offs$84,0001,027
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$993,0001,668
2016-12-31 (YTD Data)Rank
Total interest income$27,286,000994
Total interest expense$2,666,0001,076
Net interest income$24,620,000986
Provision for loan and lease losses$753,0001,138
Total noninterest income$4,749,0001,194
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,719,000744
Trading account gains and fees$0170
Additional Noninterest Income$3,030,0001,205
Total noninterest expense$22,122,000957
Salaries and employee benefits$12,953,000923
Premises and equipment expense$2,521,000963
Additional noninterest expense$6,648,000990
Pre-tax net operating income$6,494,0001,313
Securities gains (losses)$62,0001,692
Applicable income taxes$1,797,0001,130
Income before extraordinary items$4,759,0001,444
Extraordinary gains, net$05
Net income$4,759,0001,443
Minority interest net income$082
Net income of bank and minority interests.$4,759,0001,443
Net charge-offs$298,0001,530
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,713,7401,419
2016-09-30 (YTD Data)Rank
Total interest income$20,352,0001,002
Total interest expense$2,032,0001,063
Net interest income$18,320,000991
Provision for loan and lease losses$465,0001,198
Total noninterest income$3,575,0001,183
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,275,000753
Trading account gains and fees$0169
Additional Noninterest Income$2,300,0001,189
Total noninterest expense$16,887,000935
Salaries and employee benefits$9,785,000908
Premises and equipment expense$1,878,000963
Additional noninterest expense$5,224,000942
Pre-tax net operating income$4,543,0001,410
Securities gains (losses)$237,000712
Applicable income taxes$1,286,0001,212
Income before extraordinary items$3,494,0001,492
Extraordinary gains, net$05
Net income$3,494,0001,491
Minority interest net income$071
Net income of bank and minority interests.$3,494,0001,492
Net charge-offs$235,0001,335
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,320,9901,510
2016-06-30 (YTD Data)Rank
Total interest income$13,507,0001,005
Total interest expense$1,366,0001,050
Net interest income$12,141,000999
Provision for loan and lease losses$385,0001,051
Total noninterest income$2,205,0001,234
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$834,000758
Trading account gains and fees$0157
Additional Noninterest Income$1,371,0001,259
Total noninterest expense$11,384,000931
Salaries and employee benefits$6,656,000888
Premises and equipment expense$1,246,000975
Additional noninterest expense$3,482,000949
Pre-tax net operating income$2,577,0001,595
Securities gains (losses)$366,000368
Applicable income taxes$778,0001,266
Income before extraordinary items$2,165,0001,551
Extraordinary gains, net$016
Net income$2,165,0001,551
Minority interest net income$071
Net income of bank and minority interests.$2,165,0001,551
Net charge-offs$144,0001,350
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,894,1601,702
2016-03-31 (YTD Data)Rank
Total interest income$6,779,0001,003
Total interest expense$770,000942
Net interest income$6,009,0001,004
Provision for loan and lease losses$247,000821
Total noninterest income$1,062,0001,250
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$413,000760
Trading account gains and fees$0142
Additional Noninterest Income$649,0001,282
Total noninterest expense$5,675,000931
Salaries and employee benefits$3,351,000884
Premises and equipment expense$623,000984
Additional noninterest expense$1,701,000967
Pre-tax net operating income$1,149,0001,740
Securities gains (losses)$325,000196
Applicable income taxes$387,0001,260
Income before extraordinary items$1,087,0001,512
Extraordinary gains, net$012
Net income$1,087,0001,513
Minority interest net income$062
Net income of bank and minority interests.$1,087,0001,513
Net charge-offs$62,0001,303
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$846,5001,850
2015-12-31 (YTD Data)Rank
Total interest income$25,813,0001,006
Total interest expense$2,063,0001,350
Net interest income$23,750,000971
Provision for loan and lease losses$1,384,000610
Total noninterest income$6,510,000942
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,839,000721
Trading account gains and fees$0159
Additional Noninterest Income$4,671,000858
Total noninterest expense$22,073,000939
Salaries and employee benefits$13,166,000864
Premises and equipment expense$2,422,000992
Additional noninterest expense$6,485,0001,016
Pre-tax net operating income$6,803,0001,230
Securities gains (losses)$-1,124,0006,163
Applicable income taxes$1,381,0001,297
Income before extraordinary items$4,298,0001,526
Extraordinary gains, net$023
Net income$4,298,0001,526
Minority interest net income$081
Net income of bank and minority interests.$4,298,0001,526
Net charge-offs$546,0001,095
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,152,2401,295
2015-09-30 (YTD Data)Rank
Total interest income$18,884,0001,037
Total interest expense$1,480,0001,416
Net interest income$17,404,0001,001
Provision for loan and lease losses$1,289,000477
Total noninterest income$5,463,000879
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,370,000727
Trading account gains and fees$0153
Additional Noninterest Income$4,093,000773
Total noninterest expense$16,349,000951
Salaries and employee benefits$9,692,000887
Premises and equipment expense$1,826,0001,002
Additional noninterest expense$4,831,0001,028
Pre-tax net operating income$5,229,0001,226
Securities gains (losses)$-1,162,0006,257
Applicable income taxes$1,024,0001,346
Income before extraordinary items$3,043,0001,607
Extraordinary gains, net$021
Net income$3,043,0001,607
Minority interest net income$078
Net income of bank and minority interests.$3,043,0001,608
Net charge-offs$477,000894
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,914,5001,294
2015-06-30 (YTD Data)Rank
Total interest income$12,439,0001,046
Total interest expense$949,0001,474
Net interest income$11,490,0001,004
Provision for loan and lease losses$939,000451
Total noninterest income$3,050,000987
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$892,000738
Trading account gains and fees$0157
Additional Noninterest Income$2,158,000913
Total noninterest expense$10,854,000957
Salaries and employee benefits$6,531,000877
Premises and equipment expense$1,188,0001,027
Additional noninterest expense$3,135,0001,049
Pre-tax net operating income$2,747,0001,482
Securities gains (losses)$-45,0006,237
Applicable income taxes$630,0001,423
Income before extraordinary items$2,072,0001,572
Extraordinary gains, net$022
Net income$2,072,0001,575
Minority interest net income$075
Net income of bank and minority interests.$2,072,0001,575
Net charge-offs$537,000603
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,106,6501,509
2015-03-31 (YTD Data)Rank
Total interest income$6,082,0001,067
Total interest expense$426,0001,627
Net interest income$5,656,0001,015
Provision for loan and lease losses$787,000275
Total noninterest income$1,470,000983
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$438,000728
Trading account gains and fees$0152
Additional Noninterest Income$1,032,000903
Total noninterest expense$5,328,000970
Salaries and employee benefits$3,259,000875
Premises and equipment expense$534,0001,137
Additional noninterest expense$1,535,0001,053
Pre-tax net operating income$1,011,0001,837
Securities gains (losses)$-23,0006,307
Applicable income taxes$184,0001,907
Income before extraordinary items$804,0001,919
Extraordinary gains, net$013
Net income$804,0001,921
Minority interest net income$064
Net income of bank and minority interests.$804,0001,922
Net charge-offs$-221,0006,254
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$822,6301,822
2014-12-31 (YTD Data)Rank
Total interest income$22,547,0001,138
Total interest expense$1,212,0002,242
Net interest income$21,335,0001,057
Provision for loan and lease losses$1,209,000728
Total noninterest income$5,604,0001,007
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,069,000660
Trading account gains and fees$0180
Additional Noninterest Income$3,535,000982
Total noninterest expense$19,575,0001,048
Salaries and employee benefits$11,068,000980
Premises and equipment expense$1,900,0001,261
Additional noninterest expense$6,607,000992
Pre-tax net operating income$6,155,0001,276
Securities gains (losses)$410,000482
Applicable income taxes$1,723,0001,094
Income before extraordinary items$4,842,0001,343
Extraordinary gains, net$017
Net income$4,842,0001,343
Minority interest net income$084
Net income of bank and minority interests.$4,842,0001,342
Net charge-offs$341,0001,880
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,538,6001,398
2014-09-30 (YTD Data)Rank
Total interest income$16,528,0001,172
Total interest expense$889,0002,319
Net interest income$15,639,0001,083
Provision for loan and lease losses$1,147,000588
Total noninterest income$4,395,000975
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,539,000658
Trading account gains and fees$0174
Additional Noninterest Income$2,856,000938
Total noninterest expense$14,515,0001,055
Salaries and employee benefits$8,407,000974
Premises and equipment expense$1,393,0001,290
Additional noninterest expense$4,715,0001,044
Pre-tax net operating income$4,372,0001,361
Securities gains (losses)$612,000246
Applicable income taxes$1,341,0001,070
Income before extraordinary items$3,643,0001,331
Extraordinary gains, net$015
Net income$3,643,0001,330
Minority interest net income$081
Net income of bank and minority interests.$3,643,0001,331
Net charge-offs$150,0002,294
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,196,2401,465
2014-06-30 (YTD Data)Rank
Total interest income$10,722,0001,191
Total interest expense$577,0002,393
Net interest income$10,145,0001,100
Provision for loan and lease losses$730,000625
Total noninterest income$2,966,000948
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,013,000656
Trading account gains and fees$0172
Additional Noninterest Income$1,953,000906
Total noninterest expense$9,686,0001,050
Salaries and employee benefits$5,593,000976
Premises and equipment expense$937,0001,284
Additional noninterest expense$3,156,0001,026
Pre-tax net operating income$2,695,0001,408
Securities gains (losses)$517,000220
Applicable income taxes$862,0001,078
Income before extraordinary items$2,350,0001,333
Extraordinary gains, net$020
Net income$2,350,0001,334
Minority interest net income$080
Net income of bank and minority interests.$2,350,0001,334
Net charge-offs$92,0002,263
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,972,5901,534
2014-03-31 (YTD Data)Rank
Total interest income$5,248,0001,219
Total interest expense$287,0002,441
Net interest income$4,961,0001,126
Provision for loan and lease losses$178,0001,082
Total noninterest income$1,552,000889
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$508,000641
Trading account gains and fees$0147
Additional Noninterest Income$1,044,000813
Total noninterest expense$4,818,0001,065
Salaries and employee benefits$2,823,000978
Premises and equipment expense$478,0001,292
Additional noninterest expense$1,517,0001,062
Pre-tax net operating income$1,517,0001,236
Securities gains (losses)$104,000429
Applicable income taxes$435,0001,027
Income before extraordinary items$1,186,0001,279
Extraordinary gains, net$016
Net income$1,186,0001,280
Minority interest net income$066
Net income of bank and minority interests.$1,186,0001,280
Net charge-offs$76,0001,541
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,110,0801,341
2013-12-31 (YTD Data)Rank
Total interest income$21,006,0001,221
Total interest expense$1,779,0001,895
Net interest income$19,227,0001,143
Provision for loan and lease losses$805,0001,318
Total noninterest income$5,649,0001,032
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,083,000663
Trading account gains and fees$0184
Additional Noninterest Income$3,566,0001,033
Total noninterest expense$19,252,0001,068
Salaries and employee benefits$11,038,000972
Premises and equipment expense$1,913,0001,233
Additional noninterest expense$6,301,0001,071
Pre-tax net operating income$4,819,0001,473
Securities gains (losses)$-42,0006,437
Applicable income taxes$997,0001,463
Income before extraordinary items$3,780,0001,579
Extraordinary gains, net$029
Net income$3,780,0001,583
Minority interest net income$090
Net income of bank and minority interests.$3,780,0001,583
Net charge-offs$642,0001,731
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,813,1801,527
2013-09-30 (YTD Data)Rank
Total interest income$15,691,0001,231
Total interest expense$1,477,0001,777
Net interest income$14,214,0001,157
Provision for loan and lease losses$577,0001,371
Total noninterest income$3,904,0001,117
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,439,000734
Trading account gains and fees$0180
Additional Noninterest Income$2,465,0001,110
Total noninterest expense$14,232,0001,079
Salaries and employee benefits$8,195,000981
Premises and equipment expense$1,447,0001,235
Additional noninterest expense$4,590,0001,101
Pre-tax net operating income$3,309,0001,605
Securities gains (losses)$311,000616
Applicable income taxes$818,0001,428
Income before extraordinary items$2,802,0001,603
Extraordinary gains, net$025
Net income$2,802,0001,606
Minority interest net income$084
Net income of bank and minority interests.$2,802,0001,606
Net charge-offs$206,0002,532
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,562,5301,690
2013-06-30 (YTD Data)Rank
Total interest income$10,535,0001,213
Total interest expense$1,161,0001,541
Net interest income$9,374,0001,159
Provision for loan and lease losses$430,0001,308
Total noninterest income$2,444,0001,178
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$900,000771
Trading account gains and fees$0157
Additional Noninterest Income$1,544,0001,182
Total noninterest expense$9,560,0001,069
Salaries and employee benefits$5,469,000985
Premises and equipment expense$992,0001,205
Additional noninterest expense$3,099,0001,086
Pre-tax net operating income$1,828,0001,864
Securities gains (losses)$326,000526
Applicable income taxes$430,0001,669
Income before extraordinary items$1,724,0001,723
Extraordinary gains, net$022
Net income$1,724,0001,728
Minority interest net income$082
Net income of bank and minority interests.$1,724,0001,729
Net charge-offs$89,0002,864
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,463,2001,888
2013-03-31 (YTD Data)Rank
Total interest income$5,373,0001,196
Total interest expense$799,0001,160
Net interest income$4,574,0001,192
Provision for loan and lease losses$87,0002,264
Total noninterest income$1,231,0001,158
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$406,000831
Trading account gains and fees$0148
Additional Noninterest Income$825,0001,126
Total noninterest expense$4,726,0001,089
Salaries and employee benefits$2,799,000976
Premises and equipment expense$497,0001,217
Additional noninterest expense$1,430,0001,155
Pre-tax net operating income$992,0001,718
Securities gains (losses)$-16,0006,849
Applicable income taxes$214,0001,644
Income before extraordinary items$762,0001,871
Extraordinary gains, net$010
Net income$762,0001,872
Minority interest net income$076
Net income of bank and minority interests.$762,0001,873
Net charge-offs$4,0003,745
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$774,4801,762
2012-12-31 (YTD Data)Rank
Total interest income$22,868,0001,170
Total interest expense$3,218,0001,386
Net interest income$19,650,0001,111
Provision for loan and lease losses$624,0002,409
Total noninterest income$4,850,0001,178
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,770,000800
Trading account gains and fees$0166
Additional Noninterest Income$3,080,0001,137
Total noninterest expense$19,049,0001,054
Salaries and employee benefits$11,035,000941
Premises and equipment expense$2,002,0001,180
Additional noninterest expense$6,012,0001,154
Pre-tax net operating income$4,827,0001,413
Securities gains (losses)$55,0002,669
Applicable income taxes$1,031,0001,444
Income before extraordinary items$3,851,0001,501
Extraordinary gains, net$029
Net income$3,851,0001,502
Minority interest net income$093
Net income of bank and minority interests.$3,851,0001,502
Net charge-offs$557,0002,507
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,807,5501,422
2012-09-30 (YTD Data)Rank
Total interest income$17,265,0001,177
Total interest expense$2,506,0001,400
Net interest income$14,759,0001,126
Provision for loan and lease losses$704,0001,847
Total noninterest income$3,674,0001,155
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,281,000823
Trading account gains and fees$0157
Additional Noninterest Income$2,393,0001,108
Total noninterest expense$14,518,0001,030
Salaries and employee benefits$8,459,000925
Premises and equipment expense$1,518,0001,175
Additional noninterest expense$4,541,0001,136
Pre-tax net operating income$3,211,0001,609
Securities gains (losses)$142,0001,708
Applicable income taxes$626,0001,702
Income before extraordinary items$2,727,0001,614
Extraordinary gains, net$020
Net income$2,727,0001,615
Minority interest net income$086
Net income of bank and minority interests.$2,727,0001,615
Net charge-offs$394,0002,476
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,611,9801,581
2012-06-30 (YTD Data)Rank
Total interest income$11,621,0001,177
Total interest expense$1,771,0001,368
Net interest income$9,850,0001,131
Provision for loan and lease losses$841,0001,252
Total noninterest income$2,483,0001,133
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$817,000857
Trading account gains and fees$0153
Additional Noninterest Income$1,666,0001,055
Total noninterest expense$9,719,0001,021
Salaries and employee benefits$5,644,000929
Premises and equipment expense$1,023,0001,159
Additional noninterest expense$3,052,0001,130
Pre-tax net operating income$1,773,0001,850
Securities gains (losses)$205,0001,085
Applicable income taxes$283,0002,120
Income before extraordinary items$1,695,0001,711
Extraordinary gains, net$019
Net income$1,695,0001,710
Minority interest net income$084
Net income of bank and minority interests.$1,695,0001,711
Net charge-offs$457,0001,875
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,518,7001,774
2012-03-31 (YTD Data)Rank
Total interest income$5,885,0001,173
Total interest expense$985,0001,281
Net interest income$4,900,0001,134
Provision for loan and lease losses$440,0001,189
Total noninterest income$1,214,0001,149
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$389,000891
Trading account gains and fees$0148
Additional Noninterest Income$825,0001,049
Total noninterest expense$4,770,0001,043
Salaries and employee benefits$2,807,000930
Premises and equipment expense$514,0001,167
Additional noninterest expense$1,449,0001,180
Pre-tax net operating income$904,0001,831
Securities gains (losses)$460,000299
Applicable income taxes$208,0001,681
Income before extraordinary items$1,156,0001,252
Extraordinary gains, net$019
Net income$1,156,0001,253
Minority interest net income$078
Net income of bank and minority interests.$1,156,0001,253
Net charge-offs$323,0001,423
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$765,0001,765
2011-12-31 (YTD Data)Rank
Total interest income$25,438,0001,110
Total interest expense$4,340,0001,395
Net interest income$21,098,0001,047
Provision for loan and lease losses$3,937,000963
Total noninterest income$5,030,0001,040
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,864,000787
Trading account gains and fees$0146
Additional Noninterest Income$3,166,000995
Total noninterest expense$19,768,000994
Salaries and employee benefits$10,968,000896
Premises and equipment expense$2,256,0001,106
Additional noninterest expense$6,544,0001,070
Pre-tax net operating income$2,423,0002,173
Securities gains (losses)$650,000647
Applicable income taxes$-306,0006,983
Income before extraordinary items$3,379,0001,448
Extraordinary gains, net$029
Net income$3,379,0001,448
Minority interest net income$096
Net income of bank and minority interests.$3,379,0001,448
Net charge-offs$4,428,000886
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,729,0001,669
2011-09-30 (YTD Data)Rank
Total interest income$19,259,0001,123
Total interest expense$3,376,0001,406
Net interest income$15,883,0001,049
Provision for loan and lease losses$3,988,000744
Total noninterest income$3,789,0001,039
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,371,000809
Trading account gains and fees$0145
Additional Noninterest Income$2,418,000977
Total noninterest expense$14,969,000990
Salaries and employee benefits$8,283,000891
Premises and equipment expense$1,711,0001,113
Additional noninterest expense$4,975,0001,056
Pre-tax net operating income$715,0003,937
Securities gains (losses)$1,069,000333
Applicable income taxes$-450,0007,194
Income before extraordinary items$2,234,0001,683
Extraordinary gains, net$021
Net income$2,234,0001,684
Minority interest net income$087
Net income of bank and minority interests.$2,234,0001,684
Net charge-offs$4,179,000728
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,165,0002,679
2011-06-30 (YTD Data)Rank
Total interest income$12,760,0001,137
Total interest expense$2,332,0001,409
Net interest income$10,428,0001,072
Provision for loan and lease losses$3,340,000625
Total noninterest income$2,578,0001,018
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$878,000834
Trading account gains and fees$0153
Additional Noninterest Income$1,700,000930
Total noninterest expense$10,114,000987
Salaries and employee benefits$5,589,000889
Premises and equipment expense$1,156,0001,102
Additional noninterest expense$3,369,0001,057
Pre-tax net operating income$-448,0006,762
Securities gains (losses)$930,000211
Applicable income taxes$-608,0007,366
Income before extraordinary items$1,090,0002,116
Extraordinary gains, net$015
Net income$1,090,0002,117
Minority interest net income$089
Net income of bank and minority interests.$1,090,0002,117
Net charge-offs$3,591,000597
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$160,0005,203
2011-03-31 (YTD Data)Rank
Total interest income$6,341,0001,151
Total interest expense$1,220,0001,392
Net interest income$5,121,0001,073
Provision for loan and lease losses$1,157,000773
Total noninterest income$1,301,0001,020
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$434,000829
Trading account gains and fees$0158
Additional Noninterest Income$867,000910
Total noninterest expense$4,925,0001,011
Salaries and employee benefits$2,775,000906
Premises and equipment expense$615,0001,057
Additional noninterest expense$1,535,0001,161
Pre-tax net operating income$340,0003,292
Securities gains (losses)$109,000512
Applicable income taxes$-79,0007,250
Income before extraordinary items$528,0002,152
Extraordinary gains, net$09
Net income$528,0002,151
Minority interest net income$086
Net income of bank and minority interests.$528,0002,152
Net charge-offs$1,026,000847
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$419,0002,512
2010-12-31 (YTD Data)Rank
Total interest income$27,360,0001,137
Total interest expense$6,022,0001,381
Net interest income$21,338,0001,035
Provision for loan and lease losses$2,011,0002,061
Total noninterest income$5,150,0001,073
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,995,000755
Trading account gains and fees$0175
Additional Noninterest Income$3,155,0001,023
Total noninterest expense$19,685,0001,015
Salaries and employee benefits$10,707,000914
Premises and equipment expense$2,119,0001,222
Additional noninterest expense$6,859,0001,084
Pre-tax net operating income$4,792,0001,066
Securities gains (losses)$-778,0007,480
Applicable income taxes$712,0001,540
Income before extraordinary items$3,302,0001,287
Extraordinary gains, net$029
Net income$3,302,0001,288
Minority interest net income$0111
Net income of bank and minority interests.$3,302,0001,289
Net charge-offs$3,530,0001,326
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,939,9601,055
2010-09-30 (YTD Data)Rank
Total interest income$20,565,0001,147
Total interest expense$4,699,0001,380
Net interest income$15,866,0001,048
Provision for loan and lease losses$1,176,0002,296
Total noninterest income$4,015,000994
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,511,000764
Trading account gains and fees$0165
Additional Noninterest Income$2,504,000945
Total noninterest expense$14,677,0001,005
Salaries and employee benefits$8,025,000910
Premises and equipment expense$1,608,0001,218
Additional noninterest expense$5,044,0001,063
Pre-tax net operating income$4,028,0001,012
Securities gains (losses)$-397,0007,570
Applicable income taxes$781,0001,229
Income before extraordinary items$2,850,0001,183
Extraordinary gains, net$023
Net income$2,850,0001,187
Minority interest net income$0110
Net income of bank and minority interests.$2,850,0001,187
Net charge-offs$546,0002,956
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,159,6601,028
2010-06-30 (YTD Data)Rank
Total interest income$13,791,0001,150
Total interest expense$3,185,0001,413
Net interest income$10,606,0001,047
Provision for loan and lease losses$306,0003,561
Total noninterest income$2,898,000917
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,022,000757
Trading account gains and fees$0152
Additional Noninterest Income$1,876,000841
Total noninterest expense$9,913,000995
Salaries and employee benefits$5,283,000918
Premises and equipment expense$1,097,0001,208
Additional noninterest expense$3,533,0001,005
Pre-tax net operating income$3,285,000834
Securities gains (losses)$-91,0007,501
Applicable income taxes$829,000832
Income before extraordinary items$2,365,000961
Extraordinary gains, net$019
Net income$2,365,000961
Minority interest net income$0105
Net income of bank and minority interests.$2,365,000962
Net charge-offs$416,0002,659
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,432,340887
2010-03-31 (YTD Data)Rank
Total interest income$6,903,0001,167
Total interest expense$1,606,0001,468
Net interest income$5,297,0001,058
Provision for loan and lease losses$173,0003,193
Total noninterest income$1,083,0001,143
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$487,000800
Trading account gains and fees$0175
Additional Noninterest Income$596,0001,133
Total noninterest expense$4,752,0001,044
Salaries and employee benefits$2,577,000952
Premises and equipment expense$565,0001,203
Additional noninterest expense$1,610,0001,088
Pre-tax net operating income$1,455,000926
Securities gains (losses)$211,000498
Applicable income taxes$448,000776
Income before extraordinary items$1,218,000900
Extraordinary gains, net$016
Net income$1,218,000904
Minority interest net income$091
Net income of bank and minority interests.$1,218,000904
Net charge-offs$295,0002,045
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,063,970999
2009-12-31 (YTD Data)Rank
Total interest income$28,954,0001,188
Total interest expense$8,605,0001,396
Net interest income$20,349,0001,076
Provision for loan and lease losses$2,062,0002,441
Total noninterest income$5,848,000967
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,249,000752
Trading account gains and fees$0211
Additional Noninterest Income$3,599,000916
Total noninterest expense$18,943,0001,097
Salaries and employee benefits$10,451,000936
Premises and equipment expense$2,182,0001,253
Additional noninterest expense$6,310,0001,219
Pre-tax net operating income$5,192,000813
Securities gains (losses)$-1,321,0007,751
Applicable income taxes$-569,0007,085
Income before extraordinary items$4,440,000773
Extraordinary gains, net$034
Net income$4,440,000770
Minority interest net income$0115
Net income of bank and minority interests.$4,440,000773
Net charge-offs$1,441,0002,420
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$10,0001,283
Net operating income$5,761,000583
2009-09-30 (YTD Data)Rank
Total interest income$21,809,0001,206
Total interest expense$6,651,0001,423
Net interest income$15,158,0001,086
Provision for loan and lease losses$1,496,0002,224
Total noninterest income$4,249,000998
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,633,000776
Trading account gains and fees$0212
Additional Noninterest Income$2,616,000956
Total noninterest expense$14,142,0001,099
Salaries and employee benefits$7,884,000950
Premises and equipment expense$1,663,0001,241
Additional noninterest expense$4,595,0001,224
Pre-tax net operating income$3,769,000893
Securities gains (losses)$-1,365,0007,893
Applicable income taxes$703,0001,088
Income before extraordinary items$1,701,0001,581
Extraordinary gains, net$027
Net income$1,701,0001,579
Minority interest net income$0118
Net income of bank and minority interests.$1,701,0001,581
Net charge-offs$258,0003,920
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$10,0001,166
Net operating income$2,670,1501,004
2009-06-30 (YTD Data)Rank
Total interest income$14,508,0001,235
Total interest expense$4,641,0001,429
Net interest income$9,867,0001,120
Provision for loan and lease losses$1,233,0001,833
Total noninterest income$2,702,0001,047
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,042,000806
Trading account gains and fees$0193
Additional Noninterest Income$1,660,0001,020
Total noninterest expense$9,430,0001,119
Salaries and employee benefits$5,230,000968
Premises and equipment expense$1,134,0001,247
Additional noninterest expense$3,066,0001,234
Pre-tax net operating income$1,906,0001,202
Securities gains (losses)$166,0001,139
Applicable income taxes$399,0001,271
Income before extraordinary items$1,673,0001,132
Extraordinary gains, net$021
Net income$1,673,0001,130
Minority interest net income$0112
Net income of bank and minority interests.$1,673,0001,132
Net charge-offs$132,0003,924
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$10,0001,093
Net operating income$1,538,5401,195
2009-03-31 (YTD Data)Rank
Total interest income$7,192,0001,266
Total interest expense$2,433,0001,414
Net interest income$4,759,0001,161
Provision for loan and lease losses$339,0002,174
Total noninterest income$1,150,0001,145
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$498,000818
Trading account gains and fees$0171
Additional Noninterest Income$652,0001,171
Total noninterest expense$4,560,0001,098
Salaries and employee benefits$2,585,000981
Premises and equipment expense$585,0001,221
Additional noninterest expense$1,390,0001,196
Pre-tax net operating income$1,010,0001,271
Securities gains (losses)$64,0001,187
Applicable income taxes$167,0001,631
Income before extraordinary items$907,0001,196
Extraordinary gains, net$015
Net income$907,0001,197
Minority interest net income$0102
Net income of bank and minority interests.$907,0001,198
Net charge-offs$31,0003,989
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$10,000881
Net operating income$853,2401,216
2008-12-31 (YTD Data)Rank
Total interest income$28,943,0001,339
Total interest expense$10,743,0001,514
Net interest income$18,200,0001,217
Provision for loan and lease losses$1,336,0002,291
Total noninterest income$5,618,000954
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,230,000786
Trading account gains and fees$0154
Additional Noninterest Income$3,388,000880
Total noninterest expense$18,014,0001,091
Salaries and employee benefits$9,713,0001,028
Premises and equipment expense$2,069,0001,327
Additional noninterest expense$6,232,0001,028
Pre-tax net operating income$4,468,0001,224
Securities gains (losses)$-12,160,0008,186
Applicable income taxes$-1,126,0007,748
Income before extraordinary items$-6,566,0007,897
Extraordinary gains, net$039
Net income$-6,566,0007,897
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$178,0004,250
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,770,0001,165
2008-09-30 (YTD Data)Rank
Total interest income$21,701,0001,361
Total interest expense$8,059,0001,569
Net interest income$13,642,0001,240
Provision for loan and lease losses$507,0002,705
Total noninterest income$3,939,0001,057
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,629,000820
Trading account gains and fees$0148
Additional Noninterest Income$2,310,000993
Total noninterest expense$12,576,0001,158
Salaries and employee benefits$7,212,0001,057
Premises and equipment expense$1,555,0001,335
Additional noninterest expense$3,809,0001,206
Pre-tax net operating income$4,498,0001,125
Securities gains (losses)$-4,317,0008,190
Applicable income taxes$714,0001,508
Income before extraordinary items$-533,0007,220
Extraordinary gains, net$031
Net income$-533,0007,218
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0003,747
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,229,8801,712
2008-06-30 (YTD Data)Rank
Total interest income$14,158,0001,422
Total interest expense$5,259,0001,671
Net interest income$8,899,0001,257
Provision for loan and lease losses$207,0003,100
Total noninterest income$2,192,0001,226
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,021,000846
Trading account gains and fees$0149
Additional Noninterest Income$1,171,0001,260
Total noninterest expense$8,488,0001,144
Salaries and employee benefits$4,818,0001,073
Premises and equipment expense$1,056,0001,301
Additional noninterest expense$2,614,0001,141
Pre-tax net operating income$2,396,0001,438
Securities gains (losses)$-704,0008,361
Applicable income taxes$412,0001,839
Income before extraordinary items$1,280,0002,068
Extraordinary gains, net$021
Net income$1,280,0002,068
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0003,273
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,815,0401,477
2008-03-31 (YTD Data)Rank
Total interest income$7,184,0001,436
Total interest expense$2,709,0001,735
Net interest income$4,475,0001,237
Provision for loan and lease losses$50,0003,776
Total noninterest income$1,164,0001,182
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$493,000876
Trading account gains and fees$0158
Additional Noninterest Income$671,0001,151
Total noninterest expense$4,071,0001,188
Salaries and employee benefits$2,389,0001,087
Premises and equipment expense$538,0001,282
Additional noninterest expense$1,144,0001,257
Pre-tax net operating income$1,518,0001,248
Securities gains (losses)$28,0001,404
Applicable income taxes$356,0001,300
Income before extraordinary items$1,190,0001,267
Extraordinary gains, net$015
Net income$1,190,0001,270
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0002,388
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,168,4401,253
2007-12-31 (YTD Data)Rank
Total interest income$27,444,0001,568
Total interest expense$11,429,0001,753
Net interest income$16,015,0001,402
Provision for loan and lease losses$257,0003,459
Total noninterest income$4,960,0001,109
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,254,000786
Trading account gains and fees$0178
Additional Noninterest Income$2,706,0001,090
Total noninterest expense$16,314,0001,146
Salaries and employee benefits$9,557,0001,048
Premises and equipment expense$1,914,0001,390
Additional noninterest expense$4,843,0001,175
Pre-tax net operating income$4,404,0001,832
Securities gains (losses)$234,000414
Applicable income taxes$914,0001,968
Income before extraordinary items$3,724,0001,701
Extraordinary gains, net$039
Net income$3,724,0001,700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0003,354
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,536,8001,767
2007-09-30 (YTD Data)Rank
Total interest income$20,536,0001,574
Total interest expense$8,524,0001,759
Net interest income$12,012,0001,406
Provision for loan and lease losses$220,0002,856
Total noninterest income$3,364,0001,186
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,676,000780
Trading account gains and fees$0184
Additional Noninterest Income$1,688,0001,275
Total noninterest expense$11,934,0001,170
Salaries and employee benefits$6,969,0001,074
Premises and equipment expense$1,423,0001,386
Additional noninterest expense$3,542,0001,167
Pre-tax net operating income$3,222,0001,983
Securities gains (losses)$161,000408
Applicable income taxes$929,0001,732
Income before extraordinary items$2,454,0002,034
Extraordinary gains, net$033
Net income$2,454,0002,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0002,761
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,336,4702,083
2007-06-30 (YTD Data)Rank
Total interest income$13,622,0001,598
Total interest expense$5,573,0001,786
Net interest income$8,049,0001,421
Provision for loan and lease losses$191,0002,237
Total noninterest income$2,152,0001,254
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,098,000806
Trading account gains and fees$0168
Additional Noninterest Income$1,054,0001,348
Total noninterest expense$7,875,0001,202
Salaries and employee benefits$4,616,0001,105
Premises and equipment expense$966,0001,372
Additional noninterest expense$2,293,0001,212
Pre-tax net operating income$2,135,0002,045
Securities gains (losses)$70,000481
Applicable income taxes$580,0001,881
Income before extraordinary items$1,625,0002,087
Extraordinary gains, net$029
Net income$1,625,0002,086
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0002,975
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,573,2002,117
2007-03-31 (YTD Data)Rank
Total interest income$6,699,0001,623
Total interest expense$2,691,0001,838
Net interest income$4,008,0001,428
Provision for loan and lease losses$128,0001,681
Total noninterest income$1,027,0001,287
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$523,000817
Trading account gains and fees$0195
Additional Noninterest Income$504,0001,355
Total noninterest expense$3,757,0001,247
Salaries and employee benefits$2,272,0001,135
Premises and equipment expense$481,0001,398
Additional noninterest expense$1,004,0001,336
Pre-tax net operating income$1,150,0001,930
Securities gains (losses)$40,000447
Applicable income taxes$316,0001,797
Income before extraordinary items$874,0001,919
Extraordinary gains, net$022
Net income$874,0001,919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0002,389
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$844,8001,959
2006-12-31 (YTD Data)Rank
Total interest income$26,450,0001,512
Total interest expense$9,145,0001,823
Net interest income$17,305,0001,318
Provision for loan and lease losses$498,0001,921
Total noninterest income$4,453,0001,205
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,189,000803
Trading account gains and fees$0130
Additional Noninterest Income$2,264,0001,236
Total noninterest expense$15,993,0001,129
Salaries and employee benefits$9,373,0001,033
Premises and equipment expense$1,976,0001,309
Additional noninterest expense$4,644,0001,161
Pre-tax net operating income$5,267,0001,799
Securities gains (losses)$20,000909
Applicable income taxes$1,379,0001,788
Income before extraordinary items$3,908,0001,829
Extraordinary gains, net$051
Net income$3,908,0001,831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0002,824
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,893,2001,811
2006-09-30 (YTD Data)Rank
Total interest income$19,505,0001,524
Total interest expense$6,535,0001,852
Net interest income$12,970,0001,337
Provision for loan and lease losses$430,0001,598
Total noninterest income$3,249,0001,236
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,634,000813
Trading account gains and fees$0126
Additional Noninterest Income$1,615,0001,300
Total noninterest expense$11,898,0001,145
Salaries and employee benefits$7,051,0001,032
Premises and equipment expense$1,496,0001,301
Additional noninterest expense$3,351,0001,205
Pre-tax net operating income$3,891,0001,894
Securities gains (losses)$469,000222
Applicable income taxes$1,140,0001,707
Income before extraordinary items$3,220,0001,730
Extraordinary gains, net$045
Net income$3,220,0001,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0002,421
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,872,9401,887
2006-06-30 (YTD Data)Rank
Total interest income$12,743,0001,520
Total interest expense$4,054,0001,885
Net interest income$8,689,0001,329
Provision for loan and lease losses$279,0001,611
Total noninterest income$2,214,0001,222
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,057,000822
Trading account gains and fees$0126
Additional Noninterest Income$1,157,0001,228
Total noninterest expense$8,070,0001,130
Salaries and employee benefits$4,666,0001,050
Premises and equipment expense$1,021,0001,277
Additional noninterest expense$2,383,0001,136
Pre-tax net operating income$2,554,0001,916
Securities gains (losses)$439,000177
Applicable income taxes$798,0001,664
Income before extraordinary items$2,195,0001,661
Extraordinary gains, net$039
Net income$2,195,0001,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0002,282
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,874,5301,928
2006-03-31 (YTD Data)Rank
Total interest income$6,303,0001,505
Total interest expense$1,918,0001,904
Net interest income$4,385,0001,305
Provision for loan and lease losses$141,0001,547
Total noninterest income$960,0001,321
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$515,000818
Trading account gains and fees$0115
Additional Noninterest Income$445,0001,460
Total noninterest expense$3,971,0001,146
Salaries and employee benefits$2,268,0001,087
Premises and equipment expense$520,0001,249
Additional noninterest expense$1,183,0001,133
Pre-tax net operating income$1,233,0001,925
Securities gains (losses)$188,000192
Applicable income taxes$382,0001,718
Income before extraordinary items$1,039,0001,724
Extraordinary gains, net$021
Net income$1,039,0001,723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0001,866
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$901,7601,951
2005-12-31 (YTD Data)Rank
Total interest income$23,103,0001,444
Total interest expense$5,897,0001,914
Net interest income$17,206,0001,265
Provision for loan and lease losses$681,0001,471
Total noninterest income$4,424,0001,184
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,088,000831
Trading account gains and fees$0138
Additional Noninterest Income$2,336,0001,211
Total noninterest expense$14,498,0001,201
Salaries and employee benefits$8,598,0001,072
Premises and equipment expense$1,911,0001,288
Additional noninterest expense$3,989,0001,298
Pre-tax net operating income$6,451,0001,483
Securities gains (losses)$02,296
Applicable income taxes$1,839,0001,458
Income before extraordinary items$4,612,0001,527
Extraordinary gains, net$046
Net income$4,612,0001,527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-59,0008,511
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,612,0001,506
2005-09-30 (YTD Data)Rank
Total interest income$17,096,0001,425
Total interest expense$4,326,0001,847
Net interest income$12,770,0001,259
Provision for loan and lease losses$550,0001,284
Total noninterest income$3,360,0001,185
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,490,000880
Trading account gains and fees$0126
Additional Noninterest Income$1,870,0001,175
Total noninterest expense$10,675,0001,207
Salaries and employee benefits$6,435,0001,064
Premises and equipment expense$1,436,0001,273
Additional noninterest expense$2,804,0001,360
Pre-tax net operating income$4,905,0001,462
Securities gains (losses)$114,000622
Applicable income taxes$1,415,0001,447
Income before extraordinary items$3,604,0001,482
Extraordinary gains, net$035
Net income$3,604,0001,483
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0002,817
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,521,9201,480
2005-06-30 (YTD Data)Rank
Total interest income$11,230,0001,404
Total interest expense$2,770,0001,817
Net interest income$8,460,0001,261
Provision for loan and lease losses$307,0001,480
Total noninterest income$2,145,0001,205
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$894,000952
Trading account gains and fees$0116
Additional Noninterest Income$1,251,0001,140
Total noninterest expense$7,131,0001,184
Salaries and employee benefits$4,209,0001,081
Premises and equipment expense$972,0001,236
Additional noninterest expense$1,950,0001,277
Pre-tax net operating income$3,167,0001,478
Securities gains (losses)$99,000566
Applicable income taxes$905,0001,475
Income before extraordinary items$2,361,0001,470
Extraordinary gains, net$030
Net income$2,361,0001,469
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0002,529
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,289,7201,482
2005-03-31 (YTD Data)Rank
Total interest income$5,528,0001,395
Total interest expense$1,314,0001,808
Net interest income$4,214,0001,259
Provision for loan and lease losses$125,0001,680
Total noninterest income$830,0001,451
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$381,0001,094
Trading account gains and fees$0115
Additional Noninterest Income$449,0001,430
Total noninterest expense$3,451,0001,232
Salaries and employee benefits$2,021,0001,128
Premises and equipment expense$481,0001,252
Additional noninterest expense$949,0001,308
Pre-tax net operating income$1,468,0001,545
Securities gains (losses)$21,000781
Applicable income taxes$419,0001,558
Income before extraordinary items$1,070,0001,571
Extraordinary gains, net$024
Net income$1,070,0001,573
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0002,699
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,054,8801,569
2004-12-31 (YTD Data)Rank
Total interest income$20,819,0001,367
Total interest expense$4,515,0001,800
Net interest income$16,304,0001,233
Provision for loan and lease losses$324,0002,768
Total noninterest income$2,980,0001,615
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$938,0001,866
Trading account gains and fees$0138
Additional Noninterest Income$2,042,0001,291
Total noninterest expense$13,869,0001,173
Salaries and employee benefits$8,174,0001,055
Premises and equipment expense$1,634,0001,403
Additional noninterest expense$4,061,0001,214
Pre-tax net operating income$5,091,0001,670
Securities gains (losses)$119,0001,131
Applicable income taxes$1,344,0001,749
Income before extraordinary items$3,866,0001,664
Extraordinary gains, net$034
Net income$3,866,0001,665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$229,0002,373
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,777,9401,649
2004-09-30 (YTD Data)Rank
Total interest income$15,365,0001,369
Total interest expense$3,300,0001,820
Net interest income$12,065,0001,244
Provision for loan and lease losses$243,0002,624
Total noninterest income$2,258,0001,610
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$710,0001,865
Trading account gains and fees$0134
Additional Noninterest Income$1,548,0001,299
Total noninterest expense$10,109,0001,208
Salaries and employee benefits$6,021,0001,068
Premises and equipment expense$1,217,0001,418
Additional noninterest expense$2,871,0001,289
Pre-tax net operating income$3,971,0001,624
Securities gains (losses)$34,0001,949
Applicable income taxes$1,045,0001,706
Income before extraordinary items$2,960,0001,643
Extraordinary gains, net$026
Net income$2,960,0001,644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0005,064
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,934,8401,609
2004-06-30 (YTD Data)Rank
Total interest income$10,155,0001,367
Total interest expense$2,158,0001,838
Net interest income$7,997,0001,235
Provision for loan and lease losses$162,0002,581
Total noninterest income$1,383,0001,710
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$475,0001,835
Trading account gains and fees$0130
Additional Noninterest Income$908,0001,425
Total noninterest expense$6,831,0001,181
Salaries and employee benefits$3,996,0001,073
Premises and equipment expense$834,0001,385
Additional noninterest expense$2,001,0001,204
Pre-tax net operating income$2,387,0001,763
Securities gains (losses)$152,000779
Applicable income taxes$651,0001,805
Income before extraordinary items$1,888,0001,696
Extraordinary gains, net$021
Net income$1,888,0001,697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,775,5201,727
2004-03-31 (YTD Data)Rank
Total interest income$5,135,0001,360
Total interest expense$1,099,0001,822
Net interest income$4,036,0001,232
Provision for loan and lease losses$81,0002,458
Total noninterest income$603,0001,882
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$236,0001,806
Trading account gains and fees$0121
Additional Noninterest Income$367,0001,634
Total noninterest expense$3,409,0001,190
Salaries and employee benefits$1,971,0001,098
Premises and equipment expense$419,0001,400
Additional noninterest expense$1,019,0001,180
Pre-tax net operating income$1,149,0001,790
Securities gains (losses)$159,000599
Applicable income taxes$343,0001,753
Income before extraordinary items$965,0001,642
Extraordinary gains, net$016
Net income$965,0001,642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,968
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$847,3401,761
2003-12-31 (YTD Data)Rank
Total interest income$20,814,0001,366
Total interest expense$5,199,0001,726
Net interest income$15,615,0001,235
Provision for loan and lease losses$315,0003,050
Total noninterest income$2,692,0001,839
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$840,0002,041
Trading account gains and fees$0160
Additional Noninterest Income$1,852,0001,554
Total noninterest expense$13,099,0001,235
Salaries and employee benefits$7,572,0001,116
Premises and equipment expense$1,581,0001,434
Additional noninterest expense$3,946,0001,254
Pre-tax net operating income$4,893,0001,668
Securities gains (losses)$195,0001,362
Applicable income taxes$1,334,0001,787
Income before extraordinary items$3,754,0001,650
Extraordinary gains, net$054
Net income$3,754,0001,652
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-54,0008,955
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,609,7001,640
2003-09-30 (YTD Data)Rank
Total interest income$15,639,0001,393
Total interest expense$4,053,0001,735
Net interest income$11,586,0001,264
Provision for loan and lease losses$225,0003,052
Total noninterest income$1,853,0002,021
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$611,0002,107
Trading account gains and fees$0153
Additional Noninterest Income$1,242,0001,761
Total noninterest expense$9,540,0001,280
Salaries and employee benefits$5,642,0001,124
Premises and equipment expense$1,190,0001,447
Additional noninterest expense$2,708,0001,367
Pre-tax net operating income$3,674,0001,701
Securities gains (losses)$-46,0009,069
Applicable income taxes$925,0001,976
Income before extraordinary items$2,703,0001,790
Extraordinary gains, net$040
Net income$2,703,0001,791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-53,0008,966
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,737,5001,665
2003-06-30 (YTD Data)Rank
Total interest income$10,599,0001,380
Total interest expense$2,871,0001,698
Net interest income$7,728,0001,270
Provision for loan and lease losses$135,0003,272
Total noninterest income$1,227,0002,025
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$406,0002,073
Trading account gains and fees$0150
Additional Noninterest Income$821,0001,746
Total noninterest expense$6,422,0001,274
Salaries and employee benefits$3,776,0001,126
Premises and equipment expense$804,0001,424
Additional noninterest expense$1,842,0001,338
Pre-tax net operating income$2,398,0001,747
Securities gains (losses)$-66,0009,173
Applicable income taxes$587,0002,084
Income before extraordinary items$1,745,0001,843
Extraordinary gains, net$030
Net income$1,745,0001,842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-43,0008,957
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,794,5001,676
2003-03-31 (YTD Data)Rank
Total interest income$5,323,0001,381
Total interest expense$1,515,0001,632
Net interest income$3,808,0001,282
Provision for loan and lease losses$45,0003,818
Total noninterest income$586,0002,034
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$196,0002,059
Trading account gains and fees$0134
Additional Noninterest Income$390,0001,771
Total noninterest expense$3,085,0001,309
Salaries and employee benefits$1,858,0001,134
Premises and equipment expense$391,0001,482
Additional noninterest expense$836,0001,433
Pre-tax net operating income$1,264,0001,656
Securities gains (losses)$02,891
Applicable income taxes$322,0001,954
Income before extraordinary items$942,0001,698
Extraordinary gains, net$021
Net income$942,0001,697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-47,0009,095
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$942,0001,589
2002-12-31 (YTD Data)Rank
Total interest income$22,448,0001,360
Total interest expense$7,004,0001,622
Net interest income$15,444,0001,242
Provision for loan and lease losses$300,0003,409
Total noninterest income$2,160,0002,001
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$806,0001,978
Trading account gains and fees$0153
Additional Noninterest Income$1,354,0001,787
Total noninterest expense$12,161,0001,264
Salaries and employee benefits$7,068,0001,135
Premises and equipment expense$1,451,0001,531
Additional noninterest expense$3,642,0001,328
Pre-tax net operating income$5,143,0001,592
Securities gains (losses)$-241,0009,209
Applicable income taxes$1,349,0001,803
Income before extraordinary items$3,553,0001,681
Extraordinary gains, net$070
Net income$3,553,0001,680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0005,834
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,726,5201,560
2001-12-31 (YTD Data)Rank
Total interest income$22,741,0001,497
Total interest expense$9,040,0001,798
Net interest income$13,701,0001,296
Provision for loan and lease losses$420,0002,511
Total noninterest income$2,248,0001,834
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,137,0001,317
Trading account gains and fees$0177
Additional Noninterest Income$1,111,0001,899
Total noninterest expense$11,353,0001,275
Salaries and employee benefits$6,169,0001,204
Premises and equipment expense$1,449,0001,486
Additional noninterest expense$3,735,0001,268
Pre-tax net operating income$4,176,0001,698
Securities gains (losses)$-112,0009,505
Applicable income taxes$1,018,0002,046
Income before extraordinary items$3,046,0001,728
Extraordinary gains, net$60,00075
Net income$3,106,0001,695
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0006,867
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,130,0001,614
2000-12-31 (YTD Data)Rank
Total interest income$21,659,0001,593
Total interest expense$8,962,0001,927
Net interest income$12,697,0001,381
Provision for loan and lease losses$120,0004,828
Total noninterest income$2,020,0001,859
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,031,0001,315
Trading account gains and fees$0180
Additional Noninterest Income$989,0001,873
Total noninterest expense$9,953,0001,395
Salaries and employee benefits$5,225,0001,357
Premises and equipment expense$1,154,0001,819
Additional noninterest expense$3,574,0001,269
Pre-tax net operating income$4,644,0001,588
Securities gains (losses)$483,000267
Applicable income taxes$1,575,0001,447
Income before extraordinary items$3,552,0001,487
Extraordinary gains, net$038
Net income$3,552,0001,487
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0003,211
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,218,7301,624
1999-12-31 (YTD Data)Rank
Total interest income$19,046,0001,707
Total interest expense$7,487,0001,988
Net interest income$11,559,0001,517
Provision for loan and lease losses$420,0002,015
Total noninterest income$1,373,0002,442
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$667,0001,990
Trading account gains and fees$0173
Additional Noninterest Income$706,0002,367
Total noninterest expense$9,272,0001,499
Salaries and employee benefits$4,589,0001,519
Premises and equipment expense$1,890,0001,072
Additional noninterest expense$2,793,0001,595
Pre-tax net operating income$3,240,0002,247
Securities gains (losses)$1,106,000198
Applicable income taxes$1,365,0001,716
Income before extraordinary items$2,981,0001,788
Extraordinary gains, net$035
Net income$2,981,0001,789
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0004,426
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,217,8602,314
1998-12-31 (YTD Data)Rank
Total interest income$18,333,0001,763
Total interest expense$7,344,0002,070
Net interest income$10,989,0001,543
Provision for loan and lease losses$480,0001,770
Total noninterest income$816,0003,575
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$516,0002,488
Trading account gains and fees$0224
Additional Noninterest Income$300,0004,027
Total noninterest expense$7,549,0001,735
Salaries and employee benefits$3,990,0001,669
Premises and equipment expense$1,266,0001,548
Additional noninterest expense$2,293,0001,845
Pre-tax net operating income$3,776,0001,930
Securities gains (losses)$817,000431
Applicable income taxes$1,631,0001,501
Income before extraordinary items$2,962,0001,780
Extraordinary gains, net$032
Net income$2,962,0001,780
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0003,256
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,439,1202,069
1997-12-31 (YTD Data)Rank
Total interest income$17,638,0001,876
Total interest expense$7,189,0002,105
Net interest income$10,449,0001,669
Provision for loan and lease losses$605,0001,499
Total noninterest income$615,0004,343
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$449,0002,896
Trading account gains and fees$0239
Additional Noninterest Income$166,0005,423
Total noninterest expense$7,263,0001,788
Salaries and employee benefits$3,808,0001,717
Premises and equipment expense$1,054,0001,881
Additional noninterest expense$2,401,0001,764
Pre-tax net operating income$3,196,0002,348
Securities gains (losses)$362,000508
Applicable income taxes$1,241,0002,012
Income before extraordinary items$2,317,0002,269
Extraordinary gains, net$044
Net income$2,317,0002,269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0002,967
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,081,7002,439
1996-12-31 (YTD Data)Rank
Total interest income$16,052,0002,101
Total interest expense$6,697,0002,302
Net interest income$9,355,0001,912
Provision for loan and lease losses$350,0002,313
Total noninterest income$599,0004,571
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$444,0003,050
Trading account gains and fees$0262
Additional Noninterest Income$155,0005,886
Total noninterest expense$6,083,0002,255
Salaries and employee benefits$3,359,0001,964
Premises and equipment expense$901,0002,210
Additional noninterest expense$1,823,0002,661
Pre-tax net operating income$3,521,0002,045
Securities gains (losses)$214,000665
Applicable income taxes$1,494,0001,604
Income before extraordinary items$2,241,0002,204
Extraordinary gains, net$053
Net income$2,241,0002,204
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0003,102
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,104,0402,291
1995-12-31 (YTD Data)Rank
Total interest income$14,470,0002,328
Total interest expense$5,907,0002,599
Net interest income$8,563,0002,102
Provision for loan and lease losses$190,0003,120
Total noninterest income$499,0005,193
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$326,0004,001
Trading account gains and fees$0522
Additional Noninterest Income$173,0005,560
Total noninterest expense$5,415,0002,512
Salaries and employee benefits$2,928,0002,255
Premises and equipment expense$722,0002,727
Additional noninterest expense$1,765,0002,670
Pre-tax net operating income$3,457,0002,123
Securities gains (losses)$218,000644
Applicable income taxes$1,190,0002,044
Income before extraordinary items$2,485,0002,034
Extraordinary gains, net$065
Net income$2,485,0002,031
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0003,304
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,336,7602,133
1994-12-31 (YTD Data)Rank
Total interest income$12,518,0002,424
Total interest expense$4,937,0002,490
Net interest income$7,581,0002,382
Provision for loan and lease losses$28,0007,286
Total noninterest income$466,0005,543
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$264,0004,831
Trading account gains and fees$0475
Additional Noninterest Income$202,0005,240
Total noninterest expense$4,944,0002,798
Salaries and employee benefits$2,699,0002,480
Premises and equipment expense$617,0003,183
Additional noninterest expense$1,628,0003,085
Pre-tax net operating income$3,075,0002,308
Securities gains (losses)$175,000540
Applicable income taxes$1,593,0001,472
Income before extraordinary items$1,657,0002,907
Extraordinary gains, net$0249
Net income$1,657,0002,914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0003,448
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,545,0003,120
1993-12-31 (YTD Data)Rank
Total interest income$12,687,0002,432
Total interest expense$5,359,0002,412
Net interest income$7,328,0002,443
Provision for loan and lease losses$60,0006,949
Total noninterest income$399,0006,484
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$245,0005,195
Trading account gains and fees$0532
Additional Noninterest Income$154,0006,477
Total noninterest expense$4,643,0003,041
Salaries and employee benefits$2,499,0002,649
Premises and equipment expense$574,0003,459
Additional noninterest expense$1,570,0003,370
Pre-tax net operating income$3,024,0002,266
Securities gains (losses)$109,0002,375
Applicable income taxes$1,215,0001,896
Income before extraordinary items$1,918,0002,624
Extraordinary gains, net$-66,00012,805
Net income$1,852,0002,783
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0005,917
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,848,2402,552
1992-12-31 (YTD Data)Rank
Total interest income$13,735,0002,568
Total interest expense$6,831,0002,465
Net interest income$6,904,0002,635
Provision for loan and lease losses$144,0006,224
Total noninterest income$399,0006,556
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$205,0005,892
Trading account gains and fees$0504
Additional Noninterest Income$194,0005,772
Total noninterest expense$4,459,0003,188
Salaries and employee benefits$2,395,0002,709
Premises and equipment expense$495,0004,009
Additional noninterest expense$1,569,0003,462
Pre-tax net operating income$2,700,0002,289
Securities gains (losses)$08,369
Applicable income taxes$1,135,0001,860
Income before extraordinary items$1,565,0002,943
Extraordinary gains, net$01,422
Net income$1,565,0002,977
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0007,424
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,565,0002,722

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.