Home > Webster County Bank > Income and Expense
Webster County Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,062,000 | 7,947 |
| Total interest expense | $1,356,000 | 7,370 |
| Net interest income | $1,706,000 | 8,285 |
| Provision for loan and lease losses | $65,000 | 5,465 |
| Total noninterest income | $201,000 | 8,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 6,913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,512 |
| Total noninterest expense | $1,071,000 | 9,078 |
| Salaries and employee benefits | $535,000 | 9,081 |
| Premises and equipment expense | $101,000 | 9,993 |
| Additional noninterest expense | $435,000 | 8,476 |
| Pre-tax net operating income | $771,000 | 7,027 |
| Securities gains (losses) | $21,000 | 1,738 |
| Applicable income taxes | $258,000 | 6,414 |
| Income before extraordinary items | $534,000 | 7,046 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $534,000 | 7,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,341 |
| Cash dividends | $150,000 | 6,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $519,930 | 7,197 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,637,000 | 8,937 |
| Total interest expense | $1,085,000 | 8,746 |
| Net interest income | $1,552,000 | 8,940 |
| Provision for loan and lease losses | $79,000 | 6,364 |
| Total noninterest income | $217,000 | 8,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 7,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 8,943 |
| Total noninterest expense | $990,000 | 9,776 |
| Salaries and employee benefits | $486,000 | 9,810 |
| Premises and equipment expense | $79,000 | 11,181 |
| Additional noninterest expense | $425,000 | 8,980 |
| Pre-tax net operating income | $700,000 | 7,363 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $257,000 | 6,681 |
| Income before extraordinary items | $449,000 | 7,976 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $449,000 | 8,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 5,636 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 593 |
| Net operating income | $445,160 | 7,748 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,344,000 | 10,203 |
| Total interest expense | $1,050,000 | 10,180 |
| Net interest income | $1,294,000 | 9,996 |
| Provision for loan and lease losses | $83,000 | 7,797 |
| Total noninterest income | $238,000 | 8,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 7,923 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 7,542 |
| Total noninterest expense | $895,000 | 10,511 |
| Salaries and employee benefits | $435,000 | 10,461 |
| Premises and equipment expense | $78,000 | 11,557 |
| Additional noninterest expense | $382,000 | 9,796 |
| Pre-tax net operating income | $554,000 | 8,036 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $197,000 | 7,617 |
| Income before extraordinary items | $357,000 | 8,651 |
| Extraordinary gains, net | $9,000 | 1,353 |
| Net income | $366,000 | 8,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 8,917 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $357,000 | 8,281 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.