Home > Webb City Bank > Income and Expense
Webb City Bank, Income and Expense
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,247,000 | 2,303 |
| Total interest expense | $4,099,000 | 1,871 |
| Net interest income | $4,148,000 | 2,711 |
| Provision for loan and lease losses | $517,000 | 947 |
| Total noninterest income | $700,000 | 2,833 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $339,000 | 2,416 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $361,000 | 2,702 |
| Total noninterest expense | $3,223,000 | 2,727 |
| Salaries and employee benefits | $1,467,000 | 3,184 |
| Premises and equipment expense | $559,000 | 2,226 |
| Additional noninterest expense | $1,197,000 | 2,179 |
| Pre-tax net operating income | $1,108,000 | 3,548 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $379,000 | 2,702 |
| Income before extraordinary items | $729,000 | 3,968 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $729,000 | 3,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 759 |
| Cash dividends | $950,000 | 1,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $729,000 | 3,954 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,976,000 | 2,338 |
| Total interest expense | $1,957,000 | 1,860 |
| Net interest income | $2,019,000 | 2,762 |
| Provision for loan and lease losses | $50,000 | 3,099 |
| Total noninterest income | $342,000 | 2,836 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $160,000 | 2,456 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $182,000 | 2,657 |
| Total noninterest expense | $1,522,000 | 2,841 |
| Salaries and employee benefits | $752,000 | 3,143 |
| Premises and equipment expense | $274,000 | 2,276 |
| Additional noninterest expense | $496,000 | 2,555 |
| Pre-tax net operating income | $789,000 | 2,738 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $270,000 | 2,149 |
| Income before extraordinary items | $519,000 | 3,073 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $519,000 | 3,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 1,804 |
| Cash dividends | $474,000 | 1,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $519,000 | 3,052 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,894,000 | 2,376 |
| Total interest expense | $5,439,000 | 2,052 |
| Net interest income | $8,455,000 | 2,568 |
| Provision for loan and lease losses | $800,000 | 1,260 |
| Total noninterest income | $1,040,000 | 3,459 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $619,000 | 2,600 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $421,000 | 3,683 |
| Total noninterest expense | $5,469,000 | 2,995 |
| Salaries and employee benefits | $2,815,000 | 3,144 |
| Premises and equipment expense | $976,000 | 2,421 |
| Additional noninterest expense | $1,678,000 | 2,953 |
| Pre-tax net operating income | $3,226,000 | 2,604 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,009,000 | 2,252 |
| Income before extraordinary items | $2,217,000 | 2,828 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,217,000 | 2,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $481,000 | 1,203 |
| Cash dividends | $1,899,000 | 1,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,217,000 | 2,795 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,908,000 | 2,441 |
| Total interest expense | $3,731,000 | 2,103 |
| Net interest income | $6,177,000 | 2,605 |
| Provision for loan and lease losses | $500,000 | 1,397 |
| Total noninterest income | $799,000 | 3,405 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $464,000 | 2,588 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $335,000 | 3,603 |
| Total noninterest expense | $4,042,000 | 3,000 |
| Salaries and employee benefits | $2,082,000 | 3,155 |
| Premises and equipment expense | $691,000 | 2,541 |
| Additional noninterest expense | $1,269,000 | 2,895 |
| Pre-tax net operating income | $2,434,000 | 2,623 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $827,000 | 2,152 |
| Income before extraordinary items | $1,607,000 | 2,967 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,607,000 | 2,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $463,000 | 885 |
| Cash dividends | $1,424,000 | 1,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,607,000 | 2,929 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,376,000 | 2,468 |
| Total interest expense | $2,271,000 | 2,166 |
| Net interest income | $4,105,000 | 2,591 |
| Provision for loan and lease losses | $420,000 | 1,135 |
| Total noninterest income | $576,000 | 3,195 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $295,000 | 2,656 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $281,000 | 3,185 |
| Total noninterest expense | $2,661,000 | 3,022 |
| Salaries and employee benefits | $1,392,000 | 3,132 |
| Premises and equipment expense | $436,000 | 2,632 |
| Additional noninterest expense | $833,000 | 2,905 |
| Pre-tax net operating income | $1,600,000 | 2,624 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $538,000 | 2,160 |
| Income before extraordinary items | $1,062,000 | 2,949 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,062,000 | 2,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $457,000 | 638 |
| Cash dividends | $950,000 | 1,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,062,000 | 2,912 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,046,000 | 2,538 |
| Total interest expense | $1,052,000 | 2,223 |
| Net interest income | $1,994,000 | 2,647 |
| Provision for loan and lease losses | $120,000 | 1,733 |
| Total noninterest income | $358,000 | 2,682 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $139,000 | 2,712 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $219,000 | 2,348 |
| Total noninterest expense | $1,341,000 | 3,003 |
| Salaries and employee benefits | $701,000 | 3,113 |
| Premises and equipment expense | $205,000 | 2,817 |
| Additional noninterest expense | $435,000 | 2,788 |
| Pre-tax net operating income | $891,000 | 2,375 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $304,000 | 1,957 |
| Income before extraordinary items | $587,000 | 2,672 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $587,000 | 2,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 1,019 |
| Cash dividends | $475,000 | 1,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $587,000 | 2,629 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,257,000 | 2,538 |
| Total interest expense | $2,899,000 | 2,705 |
| Net interest income | $8,358,000 | 2,448 |
| Provision for loan and lease losses | $266,000 | 3,140 |
| Total noninterest income | $1,104,000 | 3,317 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $627,000 | 2,610 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $477,000 | 3,398 |
| Total noninterest expense | $5,252,000 | 2,974 |
| Salaries and employee benefits | $2,743,000 | 3,092 |
| Premises and equipment expense | $798,000 | 2,792 |
| Additional noninterest expense | $1,711,000 | 2,794 |
| Pre-tax net operating income | $3,944,000 | 2,085 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $1,350,000 | 1,744 |
| Income before extraordinary items | $2,596,000 | 2,349 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,596,000 | 2,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,445 |
| Cash dividends | $1,500,000 | 1,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,594,680 | 2,296 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,209,000 | 2,563 |
| Total interest expense | $2,062,000 | 2,772 |
| Net interest income | $6,147,000 | 2,458 |
| Provision for loan and lease losses | $136,000 | 3,711 |
| Total noninterest income | $726,000 | 3,641 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $475,000 | 2,613 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $251,000 | 4,060 |
| Total noninterest expense | $3,840,000 | 3,013 |
| Salaries and employee benefits | $1,982,000 | 3,155 |
| Premises and equipment expense | $597,000 | 2,796 |
| Additional noninterest expense | $1,261,000 | 2,790 |
| Pre-tax net operating income | $2,897,000 | 2,129 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $988,000 | 1,794 |
| Income before extraordinary items | $1,911,000 | 2,416 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,911,000 | 2,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 2,320 |
| Cash dividends | $1,125,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,909,680 | 2,366 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,273,000 | 2,649 |
| Total interest expense | $1,318,000 | 2,860 |
| Net interest income | $3,955,000 | 2,513 |
| Provision for loan and lease losses | $21,000 | 5,806 |
| Total noninterest income | $450,000 | 3,818 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $307,000 | 2,662 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $143,000 | 4,404 |
| Total noninterest expense | $2,512,000 | 3,077 |
| Salaries and employee benefits | $1,299,000 | 3,217 |
| Premises and equipment expense | $375,000 | 2,950 |
| Additional noninterest expense | $838,000 | 2,809 |
| Pre-tax net operating income | $1,872,000 | 2,160 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $629,000 | 1,859 |
| Income before extraordinary items | $1,245,000 | 2,439 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,245,000 | 2,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,422 |
| Cash dividends | $750,000 | 1,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,243,680 | 2,378 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,521,000 | 2,766 |
| Total interest expense | $632,000 | 3,001 |
| Net interest income | $1,889,000 | 2,627 |
| Provision for loan and lease losses | $6,000 | 5,941 |
| Total noninterest income | $218,000 | 3,853 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $141,000 | 2,795 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $77,000 | 4,245 |
| Total noninterest expense | $1,219,000 | 3,177 |
| Salaries and employee benefits | $643,000 | 3,260 |
| Premises and equipment expense | $180,000 | 3,079 |
| Additional noninterest expense | $396,000 | 2,944 |
| Pre-tax net operating income | $882,000 | 2,246 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $295,000 | 1,954 |
| Income before extraordinary items | $589,000 | 2,539 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $589,000 | 2,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,115 |
| Cash dividends | $375,000 | 1,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $587,660 | 2,465 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,586,000 | 2,949 |
| Total interest expense | $2,969,000 | 2,900 |
| Net interest income | $6,617,000 | 2,902 |
| Provision for loan and lease losses | $20,000 | 7,057 |
| Total noninterest income | $704,000 | 4,542 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $488,000 | 3,147 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $216,000 | 5,129 |
| Total noninterest expense | $4,758,000 | 3,177 |
| Salaries and employee benefits | $2,452,000 | 3,321 |
| Premises and equipment expense | $644,000 | 3,319 |
| Additional noninterest expense | $1,662,000 | 2,810 |
| Pre-tax net operating income | $2,543,000 | 2,839 |
| Securities gains (losses) | $168,000 | 1,457 |
| Applicable income taxes | $858,000 | 2,409 |
| Income before extraordinary items | $1,853,000 | 3,035 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,853,000 | 3,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 2,879 |
| Cash dividends | $1,000,000 | 2,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,738,760 | 3,042 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,103,000 | 3,021 |
| Total interest expense | $2,327,000 | 2,869 |
| Net interest income | $4,776,000 | 3,026 |
| Provision for loan and lease losses | $20,000 | 6,734 |
| Total noninterest income | $624,000 | 4,198 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $359,000 | 3,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $265,000 | 4,275 |
| Total noninterest expense | $3,509,000 | 3,223 |
| Salaries and employee benefits | $1,845,000 | 3,310 |
| Premises and equipment expense | $452,000 | 3,511 |
| Additional noninterest expense | $1,212,000 | 2,859 |
| Pre-tax net operating income | $1,871,000 | 2,986 |
| Securities gains (losses) | $166,000 | 1,349 |
| Applicable income taxes | $642,000 | 2,543 |
| Income before extraordinary items | $1,395,000 | 3,130 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,395,000 | 3,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 2,808 |
| Cash dividends | $750,000 | 2,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,282,120 | 3,161 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,683,000 | 3,071 |
| Total interest expense | $1,633,000 | 2,823 |
| Net interest income | $3,050,000 | 3,143 |
| Provision for loan and lease losses | $4,000 | 7,175 |
| Total noninterest income | $432,000 | 4,074 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $226,000 | 3,314 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $206,000 | 3,982 |
| Total noninterest expense | $2,209,000 | 3,386 |
| Salaries and employee benefits | $1,165,000 | 3,447 |
| Premises and equipment expense | $260,000 | 3,930 |
| Additional noninterest expense | $784,000 | 2,912 |
| Pre-tax net operating income | $1,269,000 | 2,953 |
| Securities gains (losses) | $166,000 | 1,164 |
| Applicable income taxes | $457,000 | 2,457 |
| Income before extraordinary items | $978,000 | 3,031 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $978,000 | 3,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,655 |
| Cash dividends | $500,000 | 2,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $865,120 | 3,136 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,332,000 | 3,093 |
| Total interest expense | $912,000 | 2,627 |
| Net interest income | $1,420,000 | 3,321 |
| Provision for loan and lease losses | $4,000 | 6,606 |
| Total noninterest income | $197,000 | 4,200 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $107,000 | 3,373 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $90,000 | 4,120 |
| Total noninterest expense | $1,054,000 | 3,513 |
| Salaries and employee benefits | $550,000 | 3,604 |
| Premises and equipment expense | $117,000 | 4,253 |
| Additional noninterest expense | $387,000 | 2,937 |
| Pre-tax net operating income | $559,000 | 3,251 |
| Securities gains (losses) | $158,000 | 764 |
| Applicable income taxes | $228,000 | 2,469 |
| Income before extraordinary items | $489,000 | 2,999 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $489,000 | 2,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,468 |
| Cash dividends | $250,000 | 1,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $381,560 | 3,419 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,293,000 | 3,551 |
| Total interest expense | $3,905,000 | 2,809 |
| Net interest income | $4,388,000 | 4,076 |
| Provision for loan and lease losses | $918,000 | 1,451 |
| Total noninterest income | $659,000 | 4,486 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $390,000 | 3,589 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $269,000 | 4,488 |
| Total noninterest expense | $3,921,000 | 3,612 |
| Salaries and employee benefits | $2,014,000 | 3,714 |
| Premises and equipment expense | $408,000 | 4,575 |
| Additional noninterest expense | $1,499,000 | 2,964 |
| Pre-tax net operating income | $208,000 | 7,896 |
| Securities gains (losses) | $-5,000 | 8,824 |
| Applicable income taxes | $-14,000 | 8,881 |
| Income before extraordinary items | $217,000 | 7,746 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $217,000 | 7,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,538 |
| Cash dividends | $415,000 | 3,764 |
| Sale, conversion, retirement of capital stock, net | $2,004,000 | 285 |
| Net operating income | $222,000 | 7,632 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,697,000 | 5,164 |
| Total interest expense | $2,676,000 | 5,151 |
| Net interest income | $3,021,000 | 5,045 |
| Provision for loan and lease losses | $100,000 | 5,578 |
| Total noninterest income | $361,000 | 5,945 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $348,000 | 3,774 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $13,000 | 9,003 |
| Total noninterest expense | $2,523,000 | 4,916 |
| Salaries and employee benefits | $1,304,000 | 5,022 |
| Premises and equipment expense | $329,000 | 5,234 |
| Additional noninterest expense | $890,000 | 4,445 |
| Pre-tax net operating income | $759,000 | 5,626 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $160,000 | 5,355 |
| Income before extraordinary items | $599,000 | 5,635 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $599,000 | 5,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,919 |
| Cash dividends | $515,000 | 3,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $599,000 | 5,502 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,394,000 | 5,461 |
| Total interest expense | $2,816,000 | 5,160 |
| Net interest income | $2,578,000 | 5,689 |
| Provision for loan and lease losses | $44,000 | 6,751 |
| Total noninterest income | $288,000 | 6,414 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 4,724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 7,603 |
| Total noninterest expense | $1,856,000 | 5,955 |
| Salaries and employee benefits | $1,053,000 | 5,718 |
| Premises and equipment expense | $264,000 | 5,854 |
| Additional noninterest expense | $539,000 | 6,136 |
| Pre-tax net operating income | $966,000 | 5,349 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $247,000 | 5,010 |
| Income before extraordinary items | $719,000 | 5,346 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $719,000 | 5,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,105 |
| Cash dividends | $400,000 | 3,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $719,000 | 5,348 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,818,000 | 5,696 |
| Total interest expense | $2,286,000 | 5,503 |
| Net interest income | $2,532,000 | 5,754 |
| Provision for loan and lease losses | $90,000 | 5,432 |
| Total noninterest income | $253,000 | 6,917 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $202,000 | 5,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 8,031 |
| Total noninterest expense | $1,660,000 | 6,387 |
| Salaries and employee benefits | $946,000 | 6,115 |
| Premises and equipment expense | $253,000 | 5,997 |
| Additional noninterest expense | $461,000 | 6,813 |
| Pre-tax net operating income | $1,035,000 | 5,195 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $267,000 | 5,062 |
| Income before extraordinary items | $768,000 | 5,205 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $768,000 | 5,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,882 |
| Cash dividends | $400,000 | 3,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $768,000 | 5,172 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,927,000 | 5,737 |
| Total interest expense | $2,427,000 | 5,478 |
| Net interest income | $2,500,000 | 5,860 |
| Provision for loan and lease losses | $138,000 | 4,359 |
| Total noninterest income | $275,000 | 6,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 4,944 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 7,800 |
| Total noninterest expense | $1,392,000 | 6,982 |
| Salaries and employee benefits | $812,000 | 6,636 |
| Premises and equipment expense | $209,000 | 6,575 |
| Additional noninterest expense | $371,000 | 7,466 |
| Pre-tax net operating income | $1,245,000 | 4,764 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $343,000 | 4,812 |
| Income before extraordinary items | $902,000 | 4,818 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $902,000 | 4,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,814 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $700,000 | 510 |
| Net operating income | $902,000 | 4,722 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,238,000 | 6,437 |
| Total interest expense | $2,138,000 | 6,015 |
| Net interest income | $2,100,000 | 6,712 |
| Provision for loan and lease losses | $33,000 | 7,298 |
| Total noninterest income | $286,000 | 6,806 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 5,150 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,610 |
| Total noninterest expense | $1,265,000 | 7,462 |
| Salaries and employee benefits | $728,000 | 7,150 |
| Premises and equipment expense | $200,000 | 6,854 |
| Additional noninterest expense | $337,000 | 7,933 |
| Pre-tax net operating income | $1,088,000 | 5,574 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $255,000 | 6,207 |
| Income before extraordinary items | $833,000 | 5,326 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $833,000 | 5,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,179 |
| Cash dividends | $1,513,000 | 1,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $833,000 | 5,270 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,549,000 | 7,326 |
| Total interest expense | $1,595,000 | 7,345 |
| Net interest income | $1,954,000 | 7,244 |
| Provision for loan and lease losses | $24,000 | 7,740 |
| Total noninterest income | $274,000 | 7,268 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $228,000 | 5,126 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 9,071 |
| Total noninterest expense | $1,140,000 | 8,193 |
| Salaries and employee benefits | $670,000 | 7,720 |
| Premises and equipment expense | $165,000 | 7,728 |
| Additional noninterest expense | $305,000 | 8,827 |
| Pre-tax net operating income | $1,064,000 | 5,527 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $274,000 | 6,123 |
| Income before extraordinary items | $790,000 | 5,354 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $790,000 | 5,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $340,000 | 4,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $790,000 | 5,293 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,333,000 | 7,762 |
| Total interest expense | $1,354,000 | 8,104 |
| Net interest income | $1,979,000 | 7,365 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $233,000 | 7,951 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 5,806 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 9,709 |
| Total noninterest expense | $1,161,000 | 8,346 |
| Salaries and employee benefits | $680,000 | 7,860 |
| Premises and equipment expense | $151,000 | 8,239 |
| Additional noninterest expense | $330,000 | 8,915 |
| Pre-tax net operating income | $1,027,000 | 5,883 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $279,000 | 6,262 |
| Income before extraordinary items | $744,000 | 5,746 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $744,000 | 5,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,275 |
| Cash dividends | $335,000 | 4,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $746,920 | 5,704 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,887,000 | 8,253 |
| Total interest expense | $1,067,000 | 8,407 |
| Net interest income | $1,820,000 | 7,985 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $250,000 | 7,945 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 5,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 10,719 |
| Total noninterest expense | $1,175,000 | 8,706 |
| Salaries and employee benefits | $663,000 | 8,169 |
| Premises and equipment expense | $155,000 | 8,421 |
| Additional noninterest expense | $357,000 | 9,269 |
| Pre-tax net operating income | $871,000 | 6,536 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $230,000 | 6,840 |
| Income before extraordinary items | $641,000 | 6,274 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $641,000 | 6,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,214 |
| Cash dividends | $273,000 | 4,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $641,000 | 6,338 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,766,000 | 8,720 |
| Total interest expense | $1,065,000 | 8,821 |
| Net interest income | $1,701,000 | 8,488 |
| Provision for loan and lease losses | $24,000 | 8,778 |
| Total noninterest income | $250,000 | 8,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 5,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 10,733 |
| Total noninterest expense | $1,101,000 | 9,321 |
| Salaries and employee benefits | $598,000 | 8,818 |
| Premises and equipment expense | $145,000 | 9,044 |
| Additional noninterest expense | $358,000 | 9,755 |
| Pre-tax net operating income | $826,000 | 6,685 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $210,000 | 7,434 |
| Income before extraordinary items | $616,000 | 6,663 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $616,000 | 6,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 8,470 |
| Cash dividends | $273,000 | 4,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $616,000 | 6,416 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,979,000 | 9,024 |
| Total interest expense | $1,396,000 | 8,870 |
| Net interest income | $1,583,000 | 9,001 |
| Provision for loan and lease losses | $24,000 | 10,335 |
| Total noninterest income | $270,000 | 8,178 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 6,170 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 8,899 |
| Total noninterest expense | $1,041,000 | 9,798 |
| Salaries and employee benefits | $580,000 | 8,993 |
| Premises and equipment expense | $134,000 | 9,571 |
| Additional noninterest expense | $327,000 | 10,471 |
| Pre-tax net operating income | $788,000 | 6,621 |
| Securities gains (losses) | $16,000 | 5,884 |
| Applicable income taxes | $221,000 | 7,164 |
| Income before extraordinary items | $583,000 | 6,679 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $583,000 | 6,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 9,962 |
| Cash dividends | $223,000 | 4,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $571,320 | 6,424 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.