Home > Waypoint Bank > Loan Charge- Offs and Recoveries
Waypoint Bank, Loan Charge- Offs and Recoveries
| 2004-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,891,000 | 295 |
| Loans secured by real estate, total | $1,096,000 | 269 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,096,000 | 266 |
| Construction and land development | $0 | 844 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $1,096,000 | 133 |
| Secured by multifamily residential properties | $0 | 215 |
| Secured by nonfarm nonresidential properties | $0 | 1,714 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $234,000 | 1,307 |
| Loans to individuals | $3,561,000 | 179 |
| Credit card loan charge offs | $0 | 1,825 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $3,561,000 | 133 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,163,000 | 313 |
| Loans secured by real estate, total | $167,000 | 374 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $167,000 | 373 |
| Construction and land development | $0 | 535 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $167,000 | 195 |
| Secured by multifamily residential properties | $0 | 147 |
| Secured by nonfarm nonresidential properties | $0 | 1,287 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $444,000 | 274 |
| Loans to individuals | $552,000 | 239 |
| Credit card loan recoveries | $0 | 1,411 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $552,000 | 199 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,728,000 | 284 |
| Loans secured by real estate, total | $929,000 | 258 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $929,000 | 256 |
| Construction and land development | $0 | 764 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $929,000 | 122 |
| Secured by multifamily residential properties | $0 | 199 |
| Secured by nonfarm nonresidential properties | $0 | 1,548 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-210,000 | 8,889 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,009,000 | 166 |
| Credit card loan net charge offs | $0 | 1,686 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $3,009,000 | 119 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 2004-09-30 (YTD Data) | Rank | |
| Total charge-offs | $3,335,000 | 306 |
| Loans secured by real estate, total | $718,000 | 283 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $718,000 | 281 |
| Construction and land development | $0 | 678 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $718,000 | 147 |
| Secured by multifamily residential properties | $0 | 169 |
| Secured by nonfarm nonresidential properties | $0 | 1,354 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $164,000 | 1,181 |
| Loans to individuals | $2,453,000 | 190 |
| Credit card loan charge offs | $0 | 1,705 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,453,000 | 141 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,013,000 | 291 |
| Loans secured by real estate, total | $149,000 | 335 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $149,000 | 333 |
| Construction and land development | $0 | 449 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $149,000 | 183 |
| Secured by multifamily residential properties | $0 | 123 |
| Secured by nonfarm nonresidential properties | $0 | 1,109 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $431,000 | 230 |
| Loans to individuals | $433,000 | 236 |
| Credit card loan recoveries | $0 | 1,313 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $433,000 | 193 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,322,000 | 315 |
| Loans secured by real estate, total | $569,000 | 279 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $569,000 | 276 |
| Construction and land development | $0 | 609 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $569,000 | 142 |
| Secured by multifamily residential properties | $0 | 159 |
| Secured by nonfarm nonresidential properties | $0 | 1,213 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-267,000 | 8,954 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,020,000 | 174 |
| Credit card loan net charge offs | $0 | 1,562 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,020,000 | 124 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 2004-06-30 (YTD Data) | Rank | |
| Total charge-offs | $2,183,000 | 307 |
| Loans secured by real estate, total | $558,000 | 249 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $558,000 | 247 |
| Construction and land development | $0 | 514 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $558,000 | 135 |
| Secured by multifamily residential properties | $0 | 129 |
| Secured by nonfarm nonresidential properties | $0 | 1,067 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $97,000 | 1,164 |
| Loans to individuals | $1,528,000 | 204 |
| Credit card loan charge offs | $0 | 1,546 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,528,000 | 153 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $502,000 | 377 |
| Loans secured by real estate, total | $79,000 | 399 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $79,000 | 397 |
| Construction and land development | $0 | 382 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $79,000 | 218 |
| Secured by multifamily residential properties | $0 | 117 |
| Secured by nonfarm nonresidential properties | $0 | 933 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $119,000 | 434 |
| Loans to individuals | $304,000 | 238 |
| Credit card loan recoveries | $0 | 1,131 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $304,000 | 192 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,681,000 | 294 |
| Loans secured by real estate, total | $479,000 | 244 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $479,000 | 242 |
| Construction and land development | $0 | 468 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $479,000 | 132 |
| Secured by multifamily residential properties | $0 | 120 |
| Secured by nonfarm nonresidential properties | $0 | 953 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-22,000 | 8,549 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,224,000 | 195 |
| Credit card loan net charge offs | $0 | 1,412 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,224,000 | 141 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 2004-03-31 (YTD Data) | Rank | |
| Total charge-offs | $1,249,000 | 293 |
| Loans secured by real estate, total | $263,000 | 247 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $263,000 | 246 |
| Construction and land development | $0 | 316 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $263,000 | 140 |
| Secured by multifamily residential properties | $0 | 78 |
| Secured by nonfarm nonresidential properties | $0 | 629 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $96,000 | 692 |
| Loans to individuals | $890,000 | 194 |
| Credit card loan charge offs | $0 | 1,259 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $890,000 | 137 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $212,000 | 431 |
| Loans secured by real estate, total | $17,000 | 628 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $17,000 | 627 |
| Construction and land development | $0 | 273 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $17,000 | 388 |
| Secured by multifamily residential properties | $0 | 78 |
| Secured by nonfarm nonresidential properties | $0 | 662 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $63,000 | 428 |
| Loans to individuals | $132,000 | 274 |
| Credit card loan recoveries | $0 | 898 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $132,000 | 229 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,037,000 | 269 |
| Loans secured by real estate, total | $246,000 | 233 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $246,000 | 232 |
| Construction and land development | $0 | 287 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $246,000 | 129 |
| Secured by multifamily residential properties | $0 | 71 |
| Secured by nonfarm nonresidential properties | $0 | 553 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $33,000 | 1,010 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $758,000 | 177 |
| Credit card loan net charge offs | $0 | 1,141 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $758,000 | 120 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 2003-12-31 (YTD Data) | Rank | |
| Total charge-offs | $7,923,000 | 234 |
| Loans secured by real estate, total | $1,161,000 | 295 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,161,000 | 295 |
| Construction and land development | $0 | 929 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $1,154,000 | 144 |
| Secured by multifamily residential properties | $0 | 215 |
| Secured by nonfarm nonresidential properties | $7,000 | 1,586 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $2,725,000 | 220 |
| Loans to individuals | $4,037,000 | 191 |
| Credit card loan charge offs | $0 | 2,038 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $4,037,000 | 143 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,335,000 | 282 |
| Loans secured by real estate, total | $347,000 | 213 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $347,000 | 212 |
| Construction and land development | $0 | 538 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $225,000 | 159 |
| Secured by multifamily residential properties | $0 | 183 |
| Secured by nonfarm nonresidential properties | $122,000 | 206 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $267,000 | 387 |
| Loans to individuals | $721,000 | 214 |
| Credit card loan recoveries | $0 | 1,547 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $721,000 | 169 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $6,588,000 | 233 |
| Loans secured by real estate, total | $814,000 | 326 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $814,000 | 325 |
| Construction and land development | $0 | 844 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $929,000 | 150 |
| Secured by multifamily residential properties | $0 | 192 |
| Secured by nonfarm nonresidential properties | $-115,000 | 9,099 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $2,458,000 | 203 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,316,000 | 177 |
| Credit card loan net charge offs | $0 | 1,905 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $3,316,000 | 123 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 2003-09-30 (YTD Data) | Rank | |
| Total charge-offs | $5,759,000 | 244 |
| Loans secured by real estate, total | $1,012,000 | 243 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,012,000 | 241 |
| Construction and land development | $0 | 744 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $1,005,000 | 127 |
| Secured by multifamily residential properties | $0 | 164 |
| Secured by nonfarm nonresidential properties | $7,000 | 1,217 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,658,000 | 261 |
| Loans to individuals | $3,089,000 | 190 |
| Credit card loan charge offs | $0 | 1,934 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $3,089,000 | 138 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,045,000 | 278 |
| Loans secured by real estate, total | $321,000 | 184 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $321,000 | 183 |
| Construction and land development | $0 | 454 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $199,000 | 147 |
| Secured by multifamily residential properties | $0 | 161 |
| Secured by nonfarm nonresidential properties | $122,000 | 152 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $178,000 | 432 |
| Loans to individuals | $546,000 | 226 |
| Credit card loan recoveries | $0 | 1,427 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $546,000 | 181 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,714,000 | 242 |
| Loans secured by real estate, total | $691,000 | 281 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $691,000 | 281 |
| Construction and land development | $0 | 670 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $806,000 | 134 |
| Secured by multifamily residential properties | $0 | 144 |
| Secured by nonfarm nonresidential properties | $-115,000 | 9,172 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,480,000 | 242 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,543,000 | 177 |
| Credit card loan net charge offs | $0 | 1,800 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,543,000 | 118 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 2003-06-30 (YTD Data) | Rank | |
| Total charge-offs | $3,934,000 | 244 |
| Loans secured by real estate, total | $763,000 | 216 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $763,000 | 215 |
| Construction and land development | $0 | 582 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $756,000 | 114 |
| Secured by multifamily residential properties | $0 | 115 |
| Secured by nonfarm nonresidential properties | $7,000 | 916 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,106,000 | 249 |
| Loans to individuals | $2,065,000 | 193 |
| Credit card loan charge offs | $0 | 1,759 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,065,000 | 143 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $761,000 | 264 |
| Loans secured by real estate, total | $248,000 | 162 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $248,000 | 161 |
| Construction and land development | $0 | 360 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $126,000 | 148 |
| Secured by multifamily residential properties | $0 | 122 |
| Secured by nonfarm nonresidential properties | $122,000 | 117 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $170,000 | 333 |
| Loans to individuals | $343,000 | 243 |
| Credit card loan recoveries | $0 | 1,265 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $343,000 | 193 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,173,000 | 243 |
| Loans secured by real estate, total | $515,000 | 258 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $515,000 | 257 |
| Construction and land development | $0 | 528 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $630,000 | 120 |
| Secured by multifamily residential properties | $0 | 103 |
| Secured by nonfarm nonresidential properties | $-115,000 | 9,217 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $936,000 | 238 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,722,000 | 181 |
| Credit card loan net charge offs | $0 | 1,616 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,722,000 | 122 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 2003-03-31 (YTD Data) | Rank | |
| Total charge-offs | $2,472,000 | 209 |
| Loans secured by real estate, total | $466,000 | 183 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $466,000 | 183 |
| Construction and land development | $0 | 356 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $459,000 | 109 |
| Secured by multifamily residential properties | $0 | 62 |
| Secured by nonfarm nonresidential properties | $7,000 | 551 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $970,000 | 172 |
| Loans to individuals | $1,036,000 | 199 |
| Credit card loan charge offs | $0 | 1,417 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,036,000 | 148 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $443,000 | 239 |
| Loans secured by real estate, total | $145,000 | 134 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $145,000 | 133 |
| Construction and land development | $0 | 259 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $23,000 | 325 |
| Secured by multifamily residential properties | $0 | 90 |
| Secured by nonfarm nonresidential properties | $122,000 | 59 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $141,000 | 225 |
| Loans to individuals | $157,000 | 262 |
| Credit card loan recoveries | $0 | 989 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $157,000 | 214 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,029,000 | 211 |
| Loans secured by real estate, total | $321,000 | 206 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $321,000 | 206 |
| Construction and land development | $0 | 331 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $436,000 | 100 |
| Secured by multifamily residential properties | $0 | 56 |
| Secured by nonfarm nonresidential properties | $-115,000 | 9,281 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $829,000 | 164 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $879,000 | 177 |
| Credit card loan net charge offs | $0 | 1,291 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $879,000 | 126 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 2002-12-31 (YTD Data) | Rank | |
| Total charge-offs | $7,876,000 | 275 |
| Loans secured by real estate, total | $1,466,000 | 247 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,466,000 | 245 |
| Construction and land development | $0 | 961 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $1,466,000 | 131 |
| Secured by multifamily residential properties | $0 | 205 |
| Secured by nonfarm nonresidential properties | $0 | 1,733 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $2,758,000 | 244 |
| Loans to individuals | $3,652,000 | 212 |
| Credit card loan charge offs | $0 | 2,154 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $3,652,000 | 154 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,473,000 | 275 |
| Loans secured by real estate, total | $354,000 | 203 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $354,000 | 201 |
| Construction and land development | $0 | 512 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $354,000 | 113 |
| Secured by multifamily residential properties | $0 | 183 |
| Secured by nonfarm nonresidential properties | $0 | 1,235 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $341,000 | 321 |
| Loans to individuals | $778,000 | 230 |
| Credit card loan recoveries | $0 | 1,607 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $778,000 | 186 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $6,403,000 | 278 |
| Loans secured by real estate, total | $1,112,000 | 255 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,112,000 | 253 |
| Construction and land development | $0 | 884 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $1,112,000 | 126 |
| Secured by multifamily residential properties | $0 | 191 |
| Secured by nonfarm nonresidential properties | $0 | 1,573 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $2,417,000 | 244 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,874,000 | 206 |
| Credit card loan net charge offs | $0 | 2,007 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,874,000 | 150 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 2001-12-31 (YTD Data) | Rank | |
| Total charge-offs | $7,658,000 | 259 |
| Loans secured by real estate, total | $1,178,000 | 241 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,178,000 | 238 |
| Construction and land development | $0 | 908 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $1,178,000 | 136 |
| Secured by multifamily residential properties | $0 | 232 |
| Secured by nonfarm nonresidential properties | $0 | 1,604 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $2,419,000 | 268 |
| Loans to individuals | $4,061,000 | 215 |
| Credit card loan charge offs | $192,000 | 268 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $3,869,000 | 157 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,541,000 | 245 |
| Loans secured by real estate, total | $127,000 | 440 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $127,000 | 439 |
| Construction and land development | $0 | 490 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $112,000 | 263 |
| Secured by multifamily residential properties | $0 | 182 |
| Secured by nonfarm nonresidential properties | $15,000 | 597 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $465,000 | 212 |
| Loans to individuals | $949,000 | 208 |
| Credit card loan recoveries | $1,000 | 1,328 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $948,000 | 152 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $6,117,000 | 271 |
| Loans secured by real estate, total | $1,051,000 | 223 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,051,000 | 220 |
| Construction and land development | $0 | 844 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $1,066,000 | 128 |
| Secured by multifamily residential properties | $0 | 198 |
| Secured by nonfarm nonresidential properties | $-15,000 | 9,323 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,954,000 | 279 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,112,000 | 211 |
| Credit card loan net charge offs | $191,000 | 242 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,921,000 | 148 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 2000-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,931,000 | 288 |
| Loans secured by real estate, total | $1,337,000 | 186 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $1,337,000 | 186 |
| Construction and land development | $9,000 | 468 |
| Secured by farmland | $0 | 333 |
| Total charge-offs secured by 1-4 family residential properties | $1,268,000 | 131 |
| Secured by multifamily residential properties | $0 | 211 |
| Secured by nonfarm nonresidential properties | $60,000 | 568 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 16 |
| Loans to finance agricultural production and other loans to farmers | $0 | 197 |
| Commercial and industrial loans | $2,201,000 | 236 |
| Loans to individuals | $2,393,000 | 276 |
| Credit card loan charge offs | $0 | 3,283 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,393,000 | 178 |
| Loans to foreign governments and official institutions | $0 | 13 |
| Other loans | $0 | 240 |
| Lease financing receivables | $0 | 262 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $719,000 | 410 |
| Loans secured by real estate, total | $159,000 | 355 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $159,000 | 354 |
| Construction and land development | $0 | 380 |
| Secured by farmland | $0 | 361 |
| Secured by 1-4 family residential properties - total recoveries | $158,000 | 204 |
| Secured by multifamily residential properties | $0 | 214 |
| Secured by nonfarm nonresidential properties | $1,000 | 1,052 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 22 |
| To foreign banks | $0 | 19 |
| Loans to finance agricultural production and other loans to farmers | $0 | 192 |
| Commercial and industrial loans | $13,000 | 2,986 |
| Loans to individuals | $547,000 | 278 |
| Credit card loan recoveries | $0 | 2,376 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $547,000 | 205 |
| Loans to foreign governments and official institutions | $0 | 13 |
| Other loans | $0 | 222 |
| Lease financing receivables | $0 | 249 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,212,000 | 267 |
| Loans secured by real estate, total | $1,178,000 | 167 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $1,178,000 | 167 |
| Construction and land development | $9,000 | 443 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $1,110,000 | 125 |
| Secured by multifamily residential properties | $0 | 179 |
| Secured by nonfarm nonresidential properties | $59,000 | 488 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 15 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 148 |
| Commercial and industrial loans | $2,188,000 | 200 |
| To non-U.S. addressees | $0 | 35 |
| Loans to individuals | $1,846,000 | 269 |
| Credit card loan net charge offs | $0 | 3,051 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,846,000 | 171 |
| Loans to foreign governments and official institutions | $0 | 10 |
| Other loans | $0 | 211 |
| Lease financing receivables | $0 | 240 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1999-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,273,000 | 742 |
| Loans secured by real estate, total | $575,000 | 354 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $575,000 | 352 |
| Construction and land development | $0 | 611 |
| Secured by farmland | $0 | 351 |
| Total charge-offs secured by 1-4 family residential properties | $575,000 | 236 |
| Secured by multifamily residential properties | $0 | 249 |
| Secured by nonfarm nonresidential properties | $0 | 1,427 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 27 |
| To foreign banks | $0 | 23 |
| Loans to finance agricultural production and other loans to farmers | $0 | 203 |
| Commercial and industrial loans | $50,000 | 3,380 |
| Loans to individuals | $648,000 | 595 |
| Credit card loan charge offs | $0 | 3,493 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $648,000 | 480 |
| Loans to foreign governments and official institutions | $0 | 10 |
| Other loans | $0 | 281 |
| Lease financing receivables | $0 | 289 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $261,000 | 935 |
| Loans secured by real estate, total | $213,000 | 329 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $213,000 | 329 |
| Construction and land development | $0 | 429 |
| Secured by farmland | $0 | 418 |
| Secured by 1-4 family residential properties - total recoveries | $161,000 | 211 |
| Secured by multifamily residential properties | $0 | 246 |
| Secured by nonfarm nonresidential properties | $52,000 | 405 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 24 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 208 |
| Commercial and industrial loans | $0 | 5,944 |
| Loans to individuals | $48,000 | 1,604 |
| Credit card loan recoveries | $5,000 | 1,137 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $43,000 | 1,564 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 282 |
| Lease financing receivables | $0 | 264 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,012,000 | 702 |
| Loans secured by real estate, total | $362,000 | 383 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $362,000 | 382 |
| Construction and land development | $0 | 547 |
| Secured by farmland | $0 | 293 |
| Secured by 1-4 family residential properties- net charge-offs | $414,000 | 251 |
| Secured by multifamily residential properties | $0 | 211 |
| Secured by nonfarm nonresidential properties | $-52,000 | 9,972 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 25 |
| To foreign banks | $0 | 22 |
| Loans to finance agricultural production and other loans to farmers | $0 | 165 |
| Commercial and industrial loans | $50,000 | 2,758 |
| To non-U.S. addressees | $0 | 35 |
| Loans to individuals | $600,000 | 504 |
| Credit card loan net charge offs | $-5,000 | 10,122 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $605,000 | 378 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 248 |
| Lease financing receivables | $0 | 263 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1998-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,191,000 | 812 |
| Loans secured by real estate, total | $1,027,000 | 247 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $1,027,000 | 247 |
| Construction and land development | $0 | 630 |
| Secured by farmland | $0 | 328 |
| Total charge-offs secured by 1-4 family residential properties | $552,000 | 232 |
| Secured by multifamily residential properties | $75,000 | 148 |
| Secured by nonfarm nonresidential properties | $400,000 | 207 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 21 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 187 |
| Commercial and industrial loans | $40,000 | 3,699 |
| Loans to individuals | $124,000 | 2,105 |
| Credit card loan charge offs | $0 | 3,663 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $124,000 | 1,808 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 275 |
| Lease financing receivables | $0 | 296 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $50,000 | 3,371 |
| Loans secured by real estate, total | $35,000 | 1,221 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $35,000 | 1,221 |
| Construction and land development | $0 | 460 |
| Secured by farmland | $0 | 446 |
| Secured by 1-4 family residential properties - total recoveries | $34,000 | 695 |
| Secured by multifamily residential properties | $0 | 272 |
| Secured by nonfarm nonresidential properties | $1,000 | 1,324 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $0 | 6,193 |
| Loans to individuals | $15,000 | 3,557 |
| Credit card loan recoveries | $11,000 | 763 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $4,000 | 5,378 |
| Loans to foreign governments and official institutions | $0 | 14 |
| Other loans | $0 | 267 |
| Lease financing receivables | $0 | 264 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,141,000 | 688 |
| Loans secured by real estate, total | $992,000 | 199 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $992,000 | 198 |
| Construction and land development | $0 | 552 |
| Secured by farmland | $0 | 259 |
| Secured by 1-4 family residential properties- net charge-offs | $518,000 | 208 |
| Secured by multifamily residential properties | $75,000 | 121 |
| Secured by nonfarm nonresidential properties | $399,000 | 149 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 21 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $40,000 | 3,004 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $109,000 | 1,820 |
| Credit card loan net charge offs | $-11,000 | 10,415 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $120,000 | 1,410 |
| Loans to foreign governments and official institutions | $0 | 10 |
| Other loans | $0 | 249 |
| Lease financing receivables | $0 | 278 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $368,000 | 2,177 |
| Loans secured by real estate, total | $360,000 | 628 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $360,000 | 628 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $118,000 | 817 |
| Secured by multifamily residential properties | $242,000 | 111 |
| Secured by nonfarm nonresidential properties | $0 | 1,725 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 200 |
| Commercial and industrial loans | $0 | 6,990 |
| Loans to individuals | $8,000 | 7,163 |
| Credit card loan charge offs | $3,000 | 3,039 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $5,000 | 7,303 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 270 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $50,000 | 3,681 |
| Loans secured by real estate, total | $22,000 | 1,727 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $22,000 | 1,727 |
| Construction and land development | $0 | 513 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $22,000 | 1,040 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $0 | 1,668 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 218 |
| Commercial and industrial loans | $0 | 6,592 |
| Loans to individuals | $28,000 | 2,508 |
| Credit card loan recoveries | $26,000 | 495 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,000 | 6,466 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $0 | 271 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $318,000 | 1,883 |
| Loans secured by real estate, total | $338,000 | 482 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $338,000 | 479 |
| Construction and land development | $0 | 590 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $96,000 | 779 |
| Secured by multifamily residential properties | $242,000 | 89 |
| Secured by nonfarm nonresidential properties | $0 | 1,405 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $0 | 139 |
| Commercial and industrial loans | $0 | 5,606 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $-20,000 | 10,822 |
| Credit card loan net charge offs | $-23,000 | 10,910 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $3,000 | 6,857 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 229 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $860,000 | 1,219 |
| Loans secured by real estate, total | $684,000 | 510 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $684,000 | 510 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $649,000 | 265 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $35,000 | 1,130 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $0 | 7,405 |
| Loans to individuals | $176,000 | 1,741 |
| Credit card loan charge offs | $156,000 | 594 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $20,000 | 5,210 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $37,000 | 4,496 |
| Loans secured by real estate, total | $19,000 | 2,065 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $19,000 | 2,065 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $19,000 | 1,247 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $0 | 1,954 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $0 | 7,068 |
| Loans to individuals | $18,000 | 3,392 |
| Credit card loan recoveries | $17,000 | 671 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,000 | 7,446 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $823,000 | 1,006 |
| Loans secured by real estate, total | $665,000 | 393 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $665,000 | 392 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $630,000 | 228 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $35,000 | 886 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $0 | 5,817 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $158,000 | 1,472 |
| Credit card loan net charge offs | $139,000 | 566 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $19,000 | 4,354 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $175,000 | 3,601 |
| Loans secured by real estate, total | $76,000 | 1,976 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $76,000 | 1,974 |
| Construction and land development | $29,000 | 542 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $5,000 | 3,602 |
| Secured by multifamily residential properties | $23,000 | 446 |
| Secured by nonfarm nonresidential properties | $19,000 | 1,596 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $0 | 7,579 |
| Loans to individuals | $99,000 | 2,323 |
| Credit card loan charge offs | $85,000 | 765 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $14,000 | 5,828 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $20,000 | 6,251 |
| Loans secured by real estate, total | $0 | 5,162 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $0 | 5,149 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 3,910 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $0 | 7,599 |
| Loans to individuals | $20,000 | 3,278 |
| Credit card loan recoveries | $14,000 | 787 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $6,000 | 5,450 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $155,000 | 2,958 |
| Loans secured by real estate, total | $76,000 | 1,621 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $76,000 | 1,620 |
| Construction and land development | $29,000 | 458 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $5,000 | 3,014 |
| Secured by multifamily residential properties | $23,000 | 405 |
| Secured by nonfarm nonresidential properties | $19,000 | 1,301 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $0 | 5,683 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $79,000 | 2,062 |
| Credit card loan net charge offs | $71,000 | 748 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $8,000 | 5,490 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $341,000 | 2,381 |
| Loans secured by real estate, total | $218,000 | 1,293 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $218,000 | 1,293 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $106,000 | 1,100 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $112,000 | 943 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $0 | 7,969 |
| Loans to individuals | $123,000 | 1,933 |
| Credit card loan charge offs | $101,000 | 690 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $22,000 | 4,857 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $26,000 | 6,237 |
| Loans secured by real estate, total | $0 | 5,649 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $0 | 5,631 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,282 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $0 | 8,252 |
| Loans to individuals | $26,000 | 2,908 |
| Credit card loan recoveries | $25,000 | 618 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,000 | 8,401 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $315,000 | 1,842 |
| Loans secured by real estate, total | $218,000 | 1,071 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $218,000 | 1,071 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $106,000 | 939 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $112,000 | 780 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $0 | 5,704 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $97,000 | 1,619 |
| Credit card loan net charge offs | $76,000 | 703 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $21,000 | 3,593 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $220,000 | 3,846 |
| Loans secured by real estate, total | $154,000 | 1,966 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $154,000 | 1,965 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $16,000 | 3,535 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $138,000 | 1,107 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $0 | 8,929 |
| Loans to individuals | $66,000 | 3,261 |
| Credit card loan charge offs | $52,000 | 998 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $14,000 | 6,433 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $4,000 | 10,262 |
| Loans secured by real estate, total | $0 | 6,091 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $0 | 6,082 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $0 | 8,809 |
| Loans to individuals | $4,000 | 7,330 |
| Credit card loan recoveries | $1,000 | 2,231 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $3,000 | 7,536 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $216,000 | 2,986 |
| Loans secured by real estate, total | $154,000 | 1,680 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $154,000 | 1,678 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $16,000 | 3,035 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $138,000 | 977 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $0 | 6,774 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $62,000 | 2,477 |
| Credit card loan net charge offs | $51,000 | 915 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $11,000 | 5,293 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $79,000 | 7,801 |
| Loans secured by real estate, total | $60,000 | 3,818 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $60,000 | 3,818 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $7,000 | 5,219 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $53,000 | 2,150 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $0 | 9,917 |
| Loans to individuals | $19,000 | 7,008 |
| Credit card loan charge offs | $4,000 | 3,059 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $15,000 | 7,149 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,000 | 11,284 |
| Loans secured by real estate, total | $2,000 | 5,181 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $2,000 | 5,180 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $2,000 | 3,676 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $0 | 9,301 |
| Loans to individuals | $0 | 10,546 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 10,286 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $77,000 | 6,549 |
| Loans secured by real estate, total | $58,000 | 3,431 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $58,000 | 3,432 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $5,000 | 4,848 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $53,000 | 1,990 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $0 | 8,199 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $19,000 | 5,767 |
| Credit card loan net charge offs | $4,000 | 2,836 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $15,000 | 5,801 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.