Home > Wayne Savings Bank, F.S.B. > Assets and Liabilities
Wayne Savings Bank, F.S.B., Assets and Liabilities
1997-12-31 | Rank | |
# of Employees: | 63 | 2,879 |
Assets and Liabilities | ||
Total Assets: | $269,495,000 | 1,697 |
Cash and due from depository institutions | $6,838,000 | 2,879 |
Interest-bearing balances | $5,267,000 | 852 |
Securities | $75,514,000 | 1,526 |
Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
Net loans & leases | $179,213,000 | 1,575 |
Loan loss allowance | $2,024,000 | 1,772 |
Trading account assets | $0 | 203 |
Bank premises and fixed assets | $3,213,000 | 2,467 |
Other real estate owned | $186,000 | 2,879 |
Goodwill and other intangibles | $0 | 3,571 |
All other assets | $4,531,000 | 1,667 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $269,495,000 | 1,697 |
Total liabilities | $241,405,000 | 1,694 |
Total deposits | $199,981,000 | 1,897 |
Interest-bearing deposits | $188,279,000 | 1,720 |
Deposits held in domestic offices | $199,981,000 | 1,890 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,723 |
Trading liabilities | $0 | 80 |
Other borrowed funds | $36,837,000 | 682 |
Subordinated debt | $0 | 260 |
All other liabilities | $4,587,000 | 1,078 |
Total equity capital | $28,090,000 | 1,615 |
Total bank equity capital | $28,090,000 | 1,615 |
Perpetual preferred stock | $0 | 223 |
Common stock | $1,000 | 9,742 |
Surplus | $10,772,000 | 1,450 |
Undivided profits | $17,317,000 | 1,510 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $2,328,000 | 1,175 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
Income earned, not collected on loans | $799,000 | 2,890 |
Earning assets | $259,994,000 | 1,609 |
Long-term assets (5+ years) | $0 | 9,550 |
Average Assets, year-to-date | $257,503,400 | 1,688 |
Average Assets, quarterly | $268,151,500 | 1,680 |
Volatile liabilities | $56,523,000 | 1,283 |
Insider loans | $728,000 | 4,381 |
FHLB advances | $32,000,000 | 238 |
Loans and leases held for sale | $0 | 1,579 |
Unused loan commitments | $29,014,000 | 1,614 |
Tier 1 (core) risk-based capital | $27,807,000 | 1,540 |
Tier 2 risk-based capital | $1,541,000 | 1,949 |
Total risk weighted assets | $122,784,000 | 2,267 |
Total unused commitments | $29,014,000 | 1,617 |
Derivatives | $0 | 533 |
1996-12-31 | Rank | |
# of Employees: | 48 | 3,887 |
Assets and Liabilities | ||
Total Assets: | $244,328,000 | 1,916 |
Cash and due from depository institutions | $6,942,000 | 3,887 |
Interest-bearing balances | $5,784,000 | 653 |
Securities | $84,096,000 | 1,432 |
Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
Net loans & leases | $145,675,000 | 1,978 |
Loan loss allowance | $1,789,000 | 2,089 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $3,091,000 | 2,529 |
Other real estate owned | $221,000 | 3,887 |
Goodwill and other intangibles | $0 | 3,437 |
All other assets | $4,303,000 | 1,801 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $244,328,000 | 1,916 |
Total liabilities | $218,071,000 | 1,945 |
Total deposits | $180,330,000 | 2,146 |
Interest-bearing deposits | $173,340,000 | 1,927 |
Deposits held in domestic offices | $180,330,000 | 2,136 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,907 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $37,221,000 | 686 |
Subordinated debt | $0 | 298 |
All other liabilities | $520,000 | 5,792 |
Total equity capital | $26,257,000 | 1,724 |
Total bank equity capital | $26,257,000 | 1,724 |
Perpetual preferred stock | $0 | 250 |
Common stock | $1,000 | 10,221 |
Surplus | $10,512,000 | 1,538 |
Undivided profits | $15,744,000 | 1,631 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $2,076,000 | 1,478 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
Income earned, not collected on loans | $703,000 | 3,275 |
Earning assets | $235,555,000 | 1,821 |
Long-term assets (5+ years) | $0 | 9,965 |
Average Assets, year-to-date | $220,086,600 | 2,057 |
Average Assets, quarterly | $241,963,500 | 1,916 |
Volatile liabilities | $51,206,000 | 1,377 |
Insider loans | $820,000 | 4,143 |
FHLB advances | $27,000,000 | 275 |
Loans and leases held for sale | $0 | 1,560 |
Unused loan commitments | $19,858,000 | 2,057 |
Tier 1 (core) risk-based capital | $26,647,000 | 1,609 |
Tier 2 risk-based capital | $410,000 | 6,028 |
Total risk weighted assets | $99,623,000 | 2,789 |
Total unused commitments | $19,858,000 | 2,071 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 45 | 4,226 |
Assets and Liabilities | ||
Total Assets: | $208,416,000 | 2,256 |
Cash and due from depository institutions | $26,262,000 | 4,226 |
Interest-bearing balances | $25,366,000 | 189 |
Securities | $61,996,000 | 2,003 |
Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
Net loans & leases | $112,173,000 | 2,449 |
Loan loss allowance | $1,589,000 | 2,367 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $3,165,000 | 2,419 |
Other real estate owned | $703,000 | 4,226 |
Goodwill and other intangibles | $0 | 3,181 |
All other assets | $4,117,000 | 1,913 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $208,416,000 | 2,256 |
Total liabilities | $191,117,000 | 2,222 |
Total deposits | $174,761,000 | 2,253 |
Interest-bearing deposits | $169,105,000 | 2,010 |
Deposits held in domestic offices | $174,761,000 | 2,242 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $2,000,000 | 2,360 |
Subordinated debt | $0 | 337 |
All other liabilities | $14,356,000 | 552 |
Total equity capital | $17,299,000 | 2,591 |
Total bank equity capital | $17,299,000 | 2,591 |
Perpetual preferred stock | $0 | 288 |
Common stock | $0 | 10,908 |
Surplus | $0 | 11,041 |
Undivided profits | $17,299,000 | 1,530 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $2,667,000 | 1,236 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $569,000 | 4,202 |
Earning assets | $199,535,000 | 2,177 |
Long-term assets (5+ years) | $0 | 10,367 |
Average Assets, year-to-date | $189,281,600 | 2,387 |
Average Assets, quarterly | $199,706,500 | 2,335 |
Volatile liabilities | $11,388,000 | 4,172 |
Insider loans | $910,000 | 3,956 |
FHLB advances | $2,000,000 | 648 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $10,544,000 | 3,153 |
Tier 1 (core) risk-based capital | $17,394,000 | 2,471 |
Tier 2 risk-based capital | $989,000 | 2,934 |
Total risk weighted assets | $78,586,000 | 3,366 |
Total unused commitments | $10,544,000 | 3,167 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 42 | 4,658 |
Assets and Liabilities | ||
Total Assets: | $177,175,000 | 2,585 |
Cash and due from depository institutions | $2,497,000 | 4,658 |
Interest-bearing balances | $1,611,000 | 1,833 |
Securities | $53,664,000 | 2,456 |
Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
Net loans & leases | $113,303,000 | 2,383 |
Loan loss allowance | $1,529,000 | 2,493 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $3,302,000 | 2,252 |
Other real estate owned | $1,063,000 | 4,658 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $3,346,000 | 2,410 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $177,175,000 | 2,585 |
Total liabilities | $160,916,000 | 2,588 |
Total deposits | $160,079,000 | 2,403 |
Interest-bearing deposits | $155,086,000 | 2,133 |
Deposits held in domestic offices | $160,079,000 | 2,393 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $837,000 | 3,503 |
Total equity capital | $16,259,000 | 2,522 |
Total bank equity capital | $16,259,000 | 2,522 |
Perpetual preferred stock | $0 | 310 |
Common stock | $0 | 11,459 |
Surplus | $0 | 11,565 |
Undivided profits | $16,259,000 | 1,443 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $3,674,000 | 1,007 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $514,000 | 4,106 |
Earning assets | $168,578,000 | 2,493 |
Long-term assets (5+ years) | $0 | 10,888 |
Average Assets, year-to-date | $181,014,400 | 2,459 |
Average Assets, quarterly | $178,131,500 | 2,544 |
Volatile liabilities | $15,159,000 | 3,157 |
Insider loans | $0 | 11,229 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $12,189,000 | 2,731 |
Tier 1 (core) risk-based capital | $16,523,000 | 2,498 |
Tier 2 risk-based capital | $1,000,000 | 2,907 |
Total risk weighted assets | $79,705,000 | 3,274 |
Total unused commitments | $12,189,000 | 2,742 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 45 | 4,561 |
Assets and Liabilities | ||
Total Assets: | $183,575,000 | 2,517 |
Cash and due from depository institutions | $23,925,000 | 4,561 |
Interest-bearing balances | $22,861,000 | 275 |
Securities | $45,489,000 | 3,058 |
Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
Net loans & leases | $106,499,000 | 2,467 |
Loan loss allowance | $1,224,000 | 3,104 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $3,308,000 | 2,214 |
Other real estate owned | $1,430,000 | 4,561 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $2,924,000 | 2,480 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $183,575,000 | 2,517 |
Total liabilities | $168,570,000 | 2,513 |
Total deposits | $167,940,000 | 2,363 |
Interest-bearing deposits | $165,324,000 | 2,096 |
Deposits held in domestic offices | $167,940,000 | 2,351 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $630,000 | 4,484 |
Total equity capital | $15,005,000 | 2,691 |
Total bank equity capital | $15,005,000 | 2,691 |
Perpetual preferred stock | $0 | 343 |
Common stock | $0 | 11,979 |
Surplus | $0 | 12,104 |
Undivided profits | $15,005,000 | 1,581 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $3,510,000 | 1,262 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $439,000 | 4,268 |
Earning assets | $174,849,000 | 2,432 |
Long-term assets (5+ years) | $0 | 11,403 |
Average Assets, year-to-date | $180,547,600 | 2,501 |
Average Assets, quarterly | $182,304,000 | 2,516 |
Volatile liabilities | $20,845,000 | 2,310 |
Insider loans | $577,000 | 5,290 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $15,217,000 | 2,297 |
Tier 1 (core) risk-based capital | $14,834,000 | 2,653 |
Tier 2 risk-based capital | $975,000 | 2,959 |
Total risk weighted assets | $77,716,000 | 3,322 |
Total unused commitments | $16,217,000 | 2,208 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 39 | 5,307 |
Assets and Liabilities | ||
Total Assets: | $179,459,000 | 2,652 |
Cash and due from depository institutions | $10,531,000 | 5,307 |
Interest-bearing balances | $8,046,000 | 927 |
Securities | $46,276,000 | 2,941 |
Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
Net loans & leases | $115,027,000 | 2,364 |
Loan loss allowance | $949,000 | 3,910 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $3,362,000 | 2,202 |
Other real estate owned | $1,911,000 | 5,307 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $2,352,000 | 3,116 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $179,459,000 | 2,652 |
Total liabilities | $166,816,000 | 2,611 |
Total deposits | $165,639,000 | 2,489 |
Interest-bearing deposits | $161,976,000 | 2,234 |
Deposits held in domestic offices | $165,639,000 | 2,482 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $1,177,000 | 2,877 |
Total equity capital | $12,643,000 | 3,038 |
Total bank equity capital | $12,643,000 | 3,038 |
Perpetual preferred stock | $0 | 346 |
Common stock | $0 | 12,472 |
Surplus | $0 | 12,588 |
Undivided profits | $12,643,000 | 1,729 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $4,394,000 | 1,235 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $507,000 | 4,022 |
Earning assets | $169,349,000 | 2,560 |
Long-term assets (5+ years) | $0 | 11,806 |
Average Assets, year-to-date | $174,668,000 | 2,644 |
Average Assets, quarterly | $177,791,500 | 2,640 |
Volatile liabilities | $12,811,000 | 3,395 |
Insider loans | $0 | 9,493 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $10,415,000 | 2,879 |
Tier 1 (core) risk-based capital | $12,643,000 | 2,990 |
Tier 2 risk-based capital | $861,000 | 3,308 |
Total risk weighted assets | $81,721,000 | 3,201 |
Total unused commitments | $10,415,000 | 2,893 |
Derivatives | $0 | 651 |