Home > Wayne National Bank > Income and Expense
Wayne National Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,291,000 | 5,531 |
| Total interest expense | $2,016,000 | 6,252 |
| Net interest income | $3,275,000 | 4,847 |
| Provision for loan and lease losses | $513,000 | 1,830 |
| Total noninterest income | $648,000 | 4,212 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $474,000 | 2,820 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 5,123 |
| Total noninterest expense | $2,204,000 | 5,324 |
| Salaries and employee benefits | $1,220,000 | 5,152 |
| Premises and equipment expense | $209,000 | 6,622 |
| Additional noninterest expense | $775,000 | 4,837 |
| Pre-tax net operating income | $1,206,000 | 4,707 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $320,000 | 4,456 |
| Income before extraordinary items | $886,000 | 4,731 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $886,000 | 4,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,268 |
| Cash dividends | $248,000 | 4,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $886,000 | 4,731 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,408,000 | 6,012 |
| Total interest expense | $1,525,000 | 6,917 |
| Net interest income | $2,883,000 | 5,315 |
| Provision for loan and lease losses | $156,000 | 4,165 |
| Total noninterest income | $649,000 | 4,194 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $469,000 | 2,785 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 5,187 |
| Total noninterest expense | $1,668,000 | 6,364 |
| Salaries and employee benefits | $853,000 | 6,530 |
| Premises and equipment expense | $222,000 | 6,470 |
| Additional noninterest expense | $593,000 | 5,874 |
| Pre-tax net operating income | $1,708,000 | 3,762 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $510,000 | 3,602 |
| Income before extraordinary items | $1,198,000 | 3,891 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,198,000 | 3,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,166 |
| Cash dividends | $349,000 | 4,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,198,000 | 3,857 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,964,000 | 6,510 |
| Total interest expense | $1,466,000 | 7,265 |
| Net interest income | $2,498,000 | 5,863 |
| Provision for loan and lease losses | $205,000 | 3,461 |
| Total noninterest income | $696,000 | 4,003 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $468,000 | 2,702 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $228,000 | 4,641 |
| Total noninterest expense | $1,444,000 | 6,844 |
| Salaries and employee benefits | $676,000 | 7,329 |
| Premises and equipment expense | $211,000 | 6,550 |
| Additional noninterest expense | $557,000 | 6,043 |
| Pre-tax net operating income | $1,545,000 | 4,087 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $473,000 | 3,987 |
| Income before extraordinary items | $1,072,000 | 4,266 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,072,000 | 4,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,028 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,072,000 | 4,170 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,606,000 | 7,058 |
| Total interest expense | $1,308,000 | 7,827 |
| Net interest income | $2,298,000 | 6,366 |
| Provision for loan and lease losses | $154,000 | 4,076 |
| Total noninterest income | $616,000 | 4,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $462,000 | 2,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 5,614 |
| Total noninterest expense | $1,316,000 | 7,273 |
| Salaries and employee benefits | $605,000 | 7,885 |
| Premises and equipment expense | $200,000 | 6,854 |
| Additional noninterest expense | $511,000 | 6,414 |
| Pre-tax net operating income | $1,444,000 | 4,629 |
| Securities gains (losses) | $-40,000 | 10,586 |
| Applicable income taxes | $403,000 | 4,863 |
| Income before extraordinary items | $1,001,000 | 4,710 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,001,000 | 4,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,930 |
| Cash dividends | $114,000 | 6,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,029,400 | 4,545 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,042,000 | 7,940 |
| Total interest expense | $1,067,000 | 8,795 |
| Net interest income | $1,975,000 | 7,200 |
| Provision for loan and lease losses | $90,000 | 5,326 |
| Total noninterest income | $554,000 | 4,821 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $397,000 | 3,356 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 5,848 |
| Total noninterest expense | $1,252,000 | 7,823 |
| Salaries and employee benefits | $604,000 | 8,095 |
| Premises and equipment expense | $189,000 | 7,240 |
| Additional noninterest expense | $459,000 | 7,394 |
| Pre-tax net operating income | $1,187,000 | 5,158 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $367,000 | 5,162 |
| Income before extraordinary items | $820,000 | 5,216 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $820,000 | 5,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,536 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $820,000 | 5,155 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,446,000 | 9,051 |
| Total interest expense | $1,031,000 | 9,146 |
| Net interest income | $1,415,000 | 8,756 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $487,000 | 5,285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $344,000 | 3,831 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 6,129 |
| Total noninterest expense | $1,178,000 | 8,279 |
| Salaries and employee benefits | $536,000 | 8,808 |
| Premises and equipment expense | $195,000 | 7,299 |
| Additional noninterest expense | $447,000 | 7,736 |
| Pre-tax net operating income | $724,000 | 7,203 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $227,000 | 6,996 |
| Income before extraordinary items | $497,000 | 7,278 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $497,000 | 7,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,068 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $497,000 | 7,238 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,841,000 | 10,087 |
| Total interest expense | $700,000 | 10,089 |
| Net interest income | $1,141,000 | 9,934 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $447,000 | 5,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $315,000 | 4,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 6,618 |
| Total noninterest expense | $1,177,000 | 8,698 |
| Salaries and employee benefits | $559,000 | 8,895 |
| Premises and equipment expense | $206,000 | 7,296 |
| Additional noninterest expense | $412,000 | 8,705 |
| Pre-tax net operating income | $411,000 | 9,282 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $142,000 | 8,466 |
| Income before extraordinary items | $272,000 | 9,466 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $272,000 | 9,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,849 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $270,020 | 9,535 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,456,000 | 11,333 |
| Total interest expense | $544,000 | 11,449 |
| Net interest income | $912,000 | 11,121 |
| Provision for loan and lease losses | $15,000 | 9,365 |
| Total noninterest income | $480,000 | 5,759 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $315,000 | 4,240 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 6,257 |
| Total noninterest expense | $1,117,000 | 9,265 |
| Salaries and employee benefits | $517,000 | 9,500 |
| Premises and equipment expense | $199,000 | 7,707 |
| Additional noninterest expense | $401,000 | 9,262 |
| Pre-tax net operating income | $260,000 | 10,553 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $89,000 | 10,008 |
| Income before extraordinary items | $172,000 | 10,957 |
| Extraordinary gains, net | $392,000 | 574 |
| Net income | $564,000 | 7,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 8,470 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $171,340 | 10,763 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,274,000 | 12,456 |
| Total interest expense | $558,000 | 12,495 |
| Net interest income | $716,000 | 12,254 |
| Provision for loan and lease losses | $36,000 | 9,661 |
| Total noninterest income | $351,000 | 7,103 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $243,000 | 5,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 7,800 |
| Total noninterest expense | $978,000 | 10,082 |
| Salaries and employee benefits | $471,000 | 10,073 |
| Premises and equipment expense | $172,000 | 8,516 |
| Additional noninterest expense | $335,000 | 10,380 |
| Pre-tax net operating income | $53,000 | 12,397 |
| Securities gains (losses) | $26,000 | 5,197 |
| Applicable income taxes | $16,000 | 12,206 |
| Income before extraordinary items | $63,000 | 12,432 |
| Extraordinary gains, net | $16,000 | 1,276 |
| Net income | $79,000 | 12,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 7,780 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $42,200 | 12,371 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.