Home > Wayne County Bank > Income and Expense
Wayne County Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $25,690,000 | 1,572 |
| Total interest expense | $9,181,000 | 1,375 |
| Net interest income | $16,509,000 | 1,681 |
| Provision for loan and lease losses | $875,000 | 906 |
| Total noninterest income | $7,381,000 | 918 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $825,000 | 1,165 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,556,000 | 735 |
| Total noninterest expense | $11,507,000 | 1,860 |
| Salaries and employee benefits | $6,305,000 | 1,897 |
| Premises and equipment expense | $1,621,000 | 1,444 |
| Additional noninterest expense | $6,556,000 | 735 |
| Pre-tax net operating income | $11,508,000 | 1,050 |
| Securities gains (losses) | $-236,000 | 3,999 |
| Applicable income taxes | $2,750,000 | 787 |
| Income before extraordinary items | $8,522,000 | 1,153 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $8,522,000 | 1,168 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $8,522,000 | 1,156 |
| Net charge-offs | $159,000 | 1,276 |
| Cash dividends | $2,000,000 | 1,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $8,708,440 | 1,153 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $18,455,000 | 1,593 |
| Total interest expense | $6,432,000 | 1,345 |
| Net interest income | $12,023,000 | 1,722 |
| Provision for loan and lease losses | $875,000 | 723 |
| Total noninterest income | $6,313,000 | 847 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $605,000 | 1,174 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,708,000 | 667 |
| Total noninterest expense | $8,269,000 | 1,912 |
| Salaries and employee benefits | $4,682,000 | 1,910 |
| Premises and equipment expense | $1,001,000 | 1,675 |
| Additional noninterest expense | $5,708,000 | 667 |
| Pre-tax net operating income | $9,192,000 | 1,037 |
| Securities gains (losses) | $-10,000 | 3,484 |
| Applicable income taxes | $2,345,000 | 757 |
| Income before extraordinary items | $6,837,000 | 1,130 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $6,837,000 | 1,136 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,837,000 | 1,130 |
| Net charge-offs | $164,000 | 968 |
| Cash dividends | $800,000 | 1,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $6,844,900 | 1,152 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $11,724,000 | 1,630 |
| Total interest expense | $3,846,000 | 1,339 |
| Net interest income | $7,878,000 | 1,766 |
| Provision for loan and lease losses | $375,000 | 911 |
| Total noninterest income | $1,309,000 | 1,692 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $400,000 | 1,170 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $909,000 | 1,623 |
| Total noninterest expense | $5,091,000 | 2,015 |
| Salaries and employee benefits | $3,082,000 | 1,923 |
| Premises and equipment expense | $582,000 | 1,839 |
| Additional noninterest expense | $909,000 | 1,621 |
| Pre-tax net operating income | $3,721,000 | 1,514 |
| Securities gains (losses) | $-10,000 | 3,794 |
| Applicable income taxes | $934,000 | 1,061 |
| Income before extraordinary items | $2,777,000 | 1,648 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,777,000 | 1,667 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,777,000 | 1,647 |
| Net charge-offs | $169,000 | 733 |
| Cash dividends | $800,000 | 1,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,784,900 | 1,659 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $5,453,000 | 1,704 |
| Total interest expense | $1,632,000 | 1,355 |
| Net interest income | $3,821,000 | 1,813 |
| Provision for loan and lease losses | $200,000 | 881 |
| Total noninterest income | $660,000 | 1,678 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $203,000 | 1,170 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $457,000 | 1,601 |
| Total noninterest expense | $2,521,000 | 2,053 |
| Salaries and employee benefits | $1,527,000 | 1,973 |
| Premises and equipment expense | $287,000 | 1,871 |
| Additional noninterest expense | $457,000 | 1,601 |
| Pre-tax net operating income | $1,760,000 | 1,604 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $442,000 | 1,112 |
| Income before extraordinary items | $1,318,000 | 1,742 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,318,000 | 1,741 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,318,000 | 1,742 |
| Net charge-offs | $82,000 | 650 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,318,000 | 1,761 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $16,435,000 | 1,828 |
| Total interest expense | $2,572,000 | 1,325 |
| Net interest income | $13,863,000 | 1,893 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $2,360,000 | 1,879 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $817,000 | 1,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,543,000 | 1,869 |
| Total noninterest expense | $9,575,000 | 2,072 |
| Salaries and employee benefits | $5,677,000 | 2,016 |
| Premises and equipment expense | $1,205,000 | 1,809 |
| Additional noninterest expense | $1,543,000 | 1,869 |
| Pre-tax net operating income | $6,648,000 | 1,708 |
| Securities gains (losses) | $-98,000 | 3,898 |
| Applicable income taxes | $1,551,000 | 1,233 |
| Income before extraordinary items | $4,999,000 | 1,817 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,999,000 | 1,815 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,999,000 | 1,816 |
| Net charge-offs | $-205,000 | 4,441 |
| Cash dividends | $1,800,000 | 1,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $5,076,420 | 1,833 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $11,633,000 | 1,851 |
| Total interest expense | $1,496,000 | 1,316 |
| Net interest income | $10,137,000 | 1,907 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $1,828,000 | 1,853 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $612,000 | 1,195 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,216,000 | 1,858 |
| Total noninterest expense | $6,916,000 | 2,104 |
| Salaries and employee benefits | $4,201,000 | 2,027 |
| Premises and equipment expense | $710,000 | 2,088 |
| Additional noninterest expense | $1,216,000 | 1,858 |
| Pre-tax net operating income | $5,049,000 | 1,685 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $1,353,000 | 1,151 |
| Income before extraordinary items | $3,696,000 | 1,823 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,696,000 | 1,821 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,696,000 | 1,822 |
| Net charge-offs | $-234,000 | 4,503 |
| Cash dividends | $600,000 | 2,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,696,000 | 1,857 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $7,304,000 | 1,877 |
| Total interest expense | $876,000 | 1,268 |
| Net interest income | $6,428,000 | 1,942 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $1,265,000 | 1,803 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $402,000 | 1,195 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $863,000 | 1,825 |
| Total noninterest expense | $4,496,000 | 2,126 |
| Salaries and employee benefits | $2,798,000 | 2,032 |
| Premises and equipment expense | $442,000 | 2,182 |
| Additional noninterest expense | $1,256,000 | 2,239 |
| Pre-tax net operating income | $3,197,000 | 1,657 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $903,000 | 1,084 |
| Income before extraordinary items | $2,294,000 | 1,817 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,294,000 | 1,818 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,294,000 | 1,817 |
| Net charge-offs | $-87,000 | 4,352 |
| Cash dividends | $600,000 | 1,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,294,000 | 1,860 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,521,000 | 1,881 |
| Total interest expense | $423,000 | 1,269 |
| Net interest income | $3,098,000 | 1,944 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $532,000 | 1,998 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $204,000 | 1,169 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $328,000 | 2,087 |
| Total noninterest expense | $2,258,000 | 2,113 |
| Salaries and employee benefits | $1,379,000 | 2,044 |
| Premises and equipment expense | $220,000 | 2,213 |
| Additional noninterest expense | $659,000 | 2,162 |
| Pre-tax net operating income | $1,372,000 | 1,752 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $361,000 | 1,172 |
| Income before extraordinary items | $1,011,000 | 1,906 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,011,000 | 1,905 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,011,000 | 1,906 |
| Net charge-offs | $-33,000 | 4,294 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,011,000 | 1,922 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $14,627,000 | 1,908 |
| Total interest expense | $1,990,000 | 1,332 |
| Net interest income | $12,637,000 | 1,966 |
| Provision for loan and lease losses | $300,000 | 1,389 |
| Total noninterest income | $3,595,000 | 1,609 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $728,000 | 1,213 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,867,000 | 1,531 |
| Total noninterest expense | $9,593,000 | 2,028 |
| Salaries and employee benefits | $5,438,000 | 2,071 |
| Premises and equipment expense | $986,000 | 2,050 |
| Additional noninterest expense | $3,169,000 | 1,899 |
| Pre-tax net operating income | $6,339,000 | 1,761 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $1,474,000 | 1,329 |
| Income before extraordinary items | $4,865,000 | 1,923 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,865,000 | 1,923 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,865,000 | 1,924 |
| Net charge-offs | $367,000 | 762 |
| Cash dividends | $1,400,000 | 1,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $4,865,000 | 1,892 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $11,089,000 | 1,926 |
| Total interest expense | $1,547,000 | 1,363 |
| Net interest income | $9,542,000 | 1,983 |
| Provision for loan and lease losses | $100,000 | 1,926 |
| Total noninterest income | $1,143,000 | 2,562 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $527,000 | 1,241 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $616,000 | 2,842 |
| Total noninterest expense | $7,002,000 | 2,077 |
| Salaries and employee benefits | $3,991,000 | 2,101 |
| Premises and equipment expense | $671,000 | 2,207 |
| Additional noninterest expense | $2,340,000 | 1,919 |
| Pre-tax net operating income | $3,583,000 | 2,202 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $820,000 | 1,624 |
| Income before extraordinary items | $2,763,000 | 2,369 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,763,000 | 2,369 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,763,000 | 2,369 |
| Net charge-offs | $277,000 | 674 |
| Cash dividends | $400,000 | 2,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,763,000 | 2,347 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $7,599,000 | 1,873 |
| Total interest expense | $1,069,000 | 1,391 |
| Net interest income | $6,530,000 | 1,936 |
| Provision for loan and lease losses | $100,000 | 1,668 |
| Total noninterest income | $660,000 | 2,679 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $336,000 | 1,251 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $324,000 | 3,070 |
| Total noninterest expense | $4,748,000 | 2,055 |
| Salaries and employee benefits | $2,665,000 | 2,085 |
| Premises and equipment expense | $448,000 | 2,188 |
| Additional noninterest expense | $1,635,000 | 1,834 |
| Pre-tax net operating income | $2,342,000 | 2,189 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $536,000 | 1,612 |
| Income before extraordinary items | $1,806,000 | 2,361 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,806,000 | 2,360 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,806,000 | 2,361 |
| Net charge-offs | $278,000 | 530 |
| Cash dividends | $400,000 | 2,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,806,000 | 2,330 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,508,000 | 1,976 |
| Total interest expense | $553,000 | 1,404 |
| Net interest income | $2,955,000 | 2,050 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $485,000 | 2,264 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $170,000 | 1,236 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $315,000 | 2,402 |
| Total noninterest expense | $2,340,000 | 2,051 |
| Salaries and employee benefits | $1,303,000 | 2,108 |
| Premises and equipment expense | $227,000 | 2,190 |
| Additional noninterest expense | $810,000 | 1,820 |
| Pre-tax net operating income | $1,100,000 | 2,246 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $275,000 | 1,581 |
| Income before extraordinary items | $825,000 | 2,473 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $825,000 | 2,471 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $825,000 | 2,473 |
| Net charge-offs | $11,000 | 1,336 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $825,000 | 2,436 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $15,344,000 | 1,856 |
| Total interest expense | $2,935,000 | 1,511 |
| Net interest income | $12,409,000 | 1,897 |
| Provision for loan and lease losses | $475,000 | 2,298 |
| Total noninterest income | $1,543,000 | 2,388 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $771,000 | 1,163 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $772,000 | 2,714 |
| Total noninterest expense | $8,920,000 | 2,112 |
| Salaries and employee benefits | $5,300,000 | 2,063 |
| Premises and equipment expense | $792,000 | 2,362 |
| Additional noninterest expense | $2,828,000 | 2,017 |
| Pre-tax net operating income | $4,557,000 | 1,904 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $1,038,000 | 1,403 |
| Income before extraordinary items | $3,519,000 | 2,081 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,519,000 | 2,081 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,519,000 | 2,081 |
| Net charge-offs | $788,000 | 745 |
| Cash dividends | $1,000,000 | 2,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,519,000 | 2,027 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $11,834,000 | 1,822 |
| Total interest expense | $2,285,000 | 1,545 |
| Net interest income | $9,549,000 | 1,855 |
| Provision for loan and lease losses | $475,000 | 2,018 |
| Total noninterest income | $1,088,000 | 2,426 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $582,000 | 1,158 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $506,000 | 2,834 |
| Total noninterest expense | $6,647,000 | 2,110 |
| Salaries and employee benefits | $3,993,000 | 2,043 |
| Premises and equipment expense | $592,000 | 2,353 |
| Additional noninterest expense | $2,062,000 | 2,034 |
| Pre-tax net operating income | $3,515,000 | 1,841 |
| Securities gains (losses) | $5,000 | 2,254 |
| Applicable income taxes | $812,000 | 1,347 |
| Income before extraordinary items | $2,708,000 | 2,036 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,708,000 | 2,037 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,708,000 | 2,037 |
| Net charge-offs | $173,000 | 1,342 |
| Cash dividends | $400,000 | 2,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,704,050 | 1,982 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $8,035,000 | 1,821 |
| Total interest expense | $1,594,000 | 1,576 |
| Net interest income | $6,441,000 | 1,852 |
| Provision for loan and lease losses | $150,000 | 2,632 |
| Total noninterest income | $684,000 | 2,448 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $399,000 | 1,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $285,000 | 2,958 |
| Total noninterest expense | $4,409,000 | 2,113 |
| Salaries and employee benefits | $2,687,000 | 2,039 |
| Premises and equipment expense | $391,000 | 2,360 |
| Additional noninterest expense | $1,331,000 | 2,069 |
| Pre-tax net operating income | $2,566,000 | 1,660 |
| Securities gains (losses) | $-1,000 | 4,646 |
| Applicable income taxes | $599,000 | 1,202 |
| Income before extraordinary items | $1,966,000 | 1,869 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,966,000 | 1,870 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,966,000 | 1,870 |
| Net charge-offs | $124,000 | 1,246 |
| Cash dividends | $400,000 | 2,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,966,790 | 1,830 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,789,000 | 1,897 |
| Total interest expense | $854,000 | 1,615 |
| Net interest income | $2,935,000 | 1,951 |
| Provision for loan and lease losses | $100,000 | 1,942 |
| Total noninterest income | $512,000 | 1,923 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $233,000 | 1,173 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $279,000 | 2,081 |
| Total noninterest expense | $2,172,000 | 2,149 |
| Salaries and employee benefits | $1,333,000 | 2,055 |
| Premises and equipment expense | $202,000 | 2,330 |
| Additional noninterest expense | $637,000 | 2,152 |
| Pre-tax net operating income | $1,175,000 | 1,612 |
| Securities gains (losses) | $-1,000 | 4,671 |
| Applicable income taxes | $271,000 | 1,153 |
| Income before extraordinary items | $903,000 | 1,805 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $903,000 | 1,805 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $903,000 | 1,805 |
| Net charge-offs | $57,000 | 1,150 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $903,790 | 1,780 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $15,618,000 | 1,866 |
| Total interest expense | $3,910,000 | 1,498 |
| Net interest income | $11,708,000 | 1,960 |
| Provision for loan and lease losses | $400,000 | 1,682 |
| Total noninterest income | $1,688,000 | 2,162 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $969,000 | 1,161 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $719,000 | 2,620 |
| Total noninterest expense | $8,974,000 | 2,077 |
| Salaries and employee benefits | $5,253,000 | 2,034 |
| Premises and equipment expense | $806,000 | 2,330 |
| Additional noninterest expense | $2,915,000 | 1,971 |
| Pre-tax net operating income | $4,022,000 | 2,048 |
| Securities gains (losses) | $5,000 | 2,084 |
| Applicable income taxes | $1,162,000 | 1,304 |
| Income before extraordinary items | $2,865,000 | 2,359 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,865,000 | 2,361 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,865,000 | 2,361 |
| Net charge-offs | $771,000 | 789 |
| Cash dividends | $1,000,000 | 2,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,861,050 | 2,325 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $11,636,000 | 1,895 |
| Total interest expense | $2,963,000 | 1,497 |
| Net interest income | $8,673,000 | 2,005 |
| Provision for loan and lease losses | $300,000 | 1,600 |
| Total noninterest income | $1,363,000 | 2,067 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $726,000 | 1,165 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $637,000 | 2,429 |
| Total noninterest expense | $6,790,000 | 2,069 |
| Salaries and employee benefits | $3,947,000 | 2,036 |
| Premises and equipment expense | $627,000 | 2,300 |
| Additional noninterest expense | $2,216,000 | 1,947 |
| Pre-tax net operating income | $2,946,000 | 2,136 |
| Securities gains (losses) | $5,000 | 1,837 |
| Applicable income taxes | $787,000 | 1,432 |
| Income before extraordinary items | $2,164,000 | 2,411 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,164,000 | 2,412 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,164,000 | 2,412 |
| Net charge-offs | $442,000 | 818 |
| Cash dividends | $400,000 | 2,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,160,050 | 2,386 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,759,000 | 1,893 |
| Total interest expense | $1,972,000 | 1,480 |
| Net interest income | $5,787,000 | 2,010 |
| Provision for loan and lease losses | $200,000 | 1,556 |
| Total noninterest income | $1,107,000 | 1,852 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $491,000 | 1,150 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $616,000 | 1,979 |
| Total noninterest expense | $4,624,000 | 2,041 |
| Salaries and employee benefits | $2,635,000 | 2,034 |
| Premises and equipment expense | $395,000 | 2,389 |
| Additional noninterest expense | $1,594,000 | 1,834 |
| Pre-tax net operating income | $2,070,000 | 2,051 |
| Securities gains (losses) | $5,000 | 1,370 |
| Applicable income taxes | $537,000 | 1,394 |
| Income before extraordinary items | $1,538,000 | 2,295 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,538,000 | 2,294 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,538,000 | 2,295 |
| Net charge-offs | $308,000 | 772 |
| Cash dividends | $400,000 | 2,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,534,050 | 2,268 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,845,000 | 1,906 |
| Total interest expense | $965,000 | 1,470 |
| Net interest income | $2,880,000 | 2,024 |
| Provision for loan and lease losses | $50,000 | 2,037 |
| Total noninterest income | $407,000 | 2,146 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $246,000 | 1,149 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 2,678 |
| Total noninterest expense | $2,659,000 | 1,837 |
| Salaries and employee benefits | $1,319,000 | 2,052 |
| Premises and equipment expense | $205,000 | 2,360 |
| Additional noninterest expense | $1,135,000 | 1,359 |
| Pre-tax net operating income | $578,000 | 2,866 |
| Securities gains (losses) | $5,000 | 841 |
| Applicable income taxes | $184,000 | 1,660 |
| Income before extraordinary items | $399,000 | 3,223 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $399,000 | 3,221 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $399,000 | 3,222 |
| Net charge-offs | $145,000 | 749 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $395,050 | 3,227 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $15,435,000 | 1,821 |
| Total interest expense | $3,222,000 | 1,354 |
| Net interest income | $12,213,000 | 1,923 |
| Provision for loan and lease losses | $500,000 | 1,444 |
| Total noninterest income | $2,012,000 | 1,979 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,059,000 | 1,122 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $953,000 | 2,302 |
| Total noninterest expense | $9,239,000 | 2,020 |
| Salaries and employee benefits | $5,298,000 | 2,003 |
| Premises and equipment expense | $827,000 | 2,314 |
| Additional noninterest expense | $3,114,000 | 1,853 |
| Pre-tax net operating income | $4,486,000 | 1,942 |
| Securities gains (losses) | $-26,000 | 4,668 |
| Applicable income taxes | $1,331,000 | 1,148 |
| Income before extraordinary items | $3,129,000 | 2,261 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,129,000 | 2,259 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,129,000 | 2,260 |
| Net charge-offs | $640,000 | 817 |
| Cash dividends | $1,000,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,149,540 | 2,249 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $11,491,000 | 1,821 |
| Total interest expense | $2,313,000 | 1,326 |
| Net interest income | $9,178,000 | 1,921 |
| Provision for loan and lease losses | $400,000 | 1,318 |
| Total noninterest income | $1,517,000 | 1,989 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $795,000 | 1,110 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $722,000 | 2,310 |
| Total noninterest expense | $7,145,000 | 1,980 |
| Salaries and employee benefits | $3,993,000 | 1,983 |
| Premises and equipment expense | $617,000 | 2,340 |
| Additional noninterest expense | $2,535,000 | 1,725 |
| Pre-tax net operating income | $3,150,000 | 2,056 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $880,000 | 1,276 |
| Income before extraordinary items | $2,270,000 | 2,321 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,270,000 | 2,320 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,270,000 | 2,320 |
| Net charge-offs | $439,000 | 771 |
| Cash dividends | $400,000 | 2,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,270,000 | 2,315 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,517,000 | 1,829 |
| Total interest expense | $1,442,000 | 1,336 |
| Net interest income | $6,075,000 | 1,921 |
| Provision for loan and lease losses | $250,000 | 1,331 |
| Total noninterest income | $1,061,000 | 1,946 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $533,000 | 1,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $528,000 | 2,210 |
| Total noninterest expense | $4,702,000 | 2,007 |
| Salaries and employee benefits | $2,669,000 | 1,995 |
| Premises and equipment expense | $388,000 | 2,457 |
| Additional noninterest expense | $1,645,000 | 1,772 |
| Pre-tax net operating income | $2,184,000 | 1,964 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $608,000 | 1,236 |
| Income before extraordinary items | $1,576,000 | 2,231 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,576,000 | 2,229 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,576,000 | 2,230 |
| Net charge-offs | $252,000 | 819 |
| Cash dividends | $400,000 | 2,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,576,000 | 2,230 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,756,000 | 1,810 |
| Total interest expense | $664,000 | 1,363 |
| Net interest income | $3,092,000 | 1,887 |
| Provision for loan and lease losses | $100,000 | 1,437 |
| Total noninterest income | $528,000 | 1,922 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $269,000 | 1,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $259,000 | 2,185 |
| Total noninterest expense | $2,348,000 | 2,033 |
| Salaries and employee benefits | $1,349,000 | 2,005 |
| Premises and equipment expense | $188,000 | 2,541 |
| Additional noninterest expense | $811,000 | 1,798 |
| Pre-tax net operating income | $1,172,000 | 1,814 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $324,000 | 1,158 |
| Income before extraordinary items | $848,000 | 2,081 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $848,000 | 2,080 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $848,000 | 2,081 |
| Net charge-offs | $60,000 | 1,097 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $848,000 | 2,070 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $15,156,000 | 1,747 |
| Total interest expense | $2,456,000 | 1,313 |
| Net interest income | $12,700,000 | 1,817 |
| Provision for loan and lease losses | $1,000,000 | 886 |
| Total noninterest income | $2,065,000 | 1,990 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,090,000 | 1,103 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $975,000 | 2,326 |
| Total noninterest expense | $8,788,000 | 2,119 |
| Salaries and employee benefits | $5,073,000 | 2,065 |
| Premises and equipment expense | $865,000 | 2,327 |
| Additional noninterest expense | $2,850,000 | 2,018 |
| Pre-tax net operating income | $4,977,000 | 1,721 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,828,000 | 1,349 |
| Income before extraordinary items | $3,149,000 | 1,952 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,149,000 | 1,951 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,149,000 | 1,952 |
| Net charge-offs | $1,472,000 | 519 |
| Cash dividends | $1,000,000 | 2,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,149,000 | 1,936 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $11,199,000 | 1,775 |
| Total interest expense | $1,826,000 | 1,300 |
| Net interest income | $9,373,000 | 1,857 |
| Provision for loan and lease losses | $800,000 | 833 |
| Total noninterest income | $1,573,000 | 2,002 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $819,000 | 1,105 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $754,000 | 2,313 |
| Total noninterest expense | $6,428,000 | 2,164 |
| Salaries and employee benefits | $3,801,000 | 2,073 |
| Premises and equipment expense | $625,000 | 2,395 |
| Additional noninterest expense | $2,002,000 | 2,117 |
| Pre-tax net operating income | $3,718,000 | 1,745 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,252,000 | 1,265 |
| Income before extraordinary items | $2,466,000 | 2,042 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,466,000 | 2,043 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,466,000 | 2,043 |
| Net charge-offs | $805,000 | 574 |
| Cash dividends | $400,000 | 2,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,466,000 | 2,016 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,450,000 | 1,759 |
| Total interest expense | $1,210,000 | 1,266 |
| Net interest income | $6,240,000 | 1,836 |
| Provision for loan and lease losses | $600,000 | 735 |
| Total noninterest income | $1,050,000 | 1,987 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $544,000 | 1,104 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $506,000 | 2,310 |
| Total noninterest expense | $4,224,000 | 2,200 |
| Salaries and employee benefits | $2,529,000 | 2,088 |
| Premises and equipment expense | $396,000 | 2,501 |
| Additional noninterest expense | $1,299,000 | 2,176 |
| Pre-tax net operating income | $2,466,000 | 1,721 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $833,000 | 1,246 |
| Income before extraordinary items | $1,633,000 | 2,021 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,633,000 | 2,021 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,633,000 | 2,021 |
| Net charge-offs | $537,000 | 528 |
| Cash dividends | $400,000 | 2,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,633,000 | 1,991 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,671,000 | 1,767 |
| Total interest expense | $594,000 | 1,253 |
| Net interest income | $3,077,000 | 1,852 |
| Provision for loan and lease losses | $325,000 | 635 |
| Total noninterest income | $538,000 | 1,949 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $273,000 | 1,096 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $265,000 | 2,247 |
| Total noninterest expense | $2,145,000 | 2,190 |
| Salaries and employee benefits | $1,260,000 | 2,115 |
| Premises and equipment expense | $193,000 | 2,561 |
| Additional noninterest expense | $692,000 | 2,059 |
| Pre-tax net operating income | $1,145,000 | 1,779 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $384,000 | 1,276 |
| Income before extraordinary items | $761,000 | 2,057 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $761,000 | 2,058 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $761,000 | 2,058 |
| Net charge-offs | $326,000 | 438 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $761,000 | 2,030 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $14,573,000 | 1,739 |
| Total interest expense | $2,324,000 | 1,249 |
| Net interest income | $12,249,000 | 1,823 |
| Provision for loan and lease losses | $1,500,000 | 647 |
| Total noninterest income | $2,153,000 | 2,031 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,089,000 | 1,122 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,064,000 | 2,330 |
| Total noninterest expense | $8,659,000 | 2,155 |
| Salaries and employee benefits | $4,738,000 | 2,180 |
| Premises and equipment expense | $822,000 | 2,446 |
| Additional noninterest expense | $3,099,000 | 1,928 |
| Pre-tax net operating income | $4,243,000 | 1,853 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,382,000 | 1,341 |
| Income before extraordinary items | $2,861,000 | 2,183 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,861,000 | 2,181 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,861,000 | 2,182 |
| Net charge-offs | $1,174,000 | 581 |
| Cash dividends | $600,000 | 2,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,861,000 | 2,124 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $11,087,000 | 1,718 |
| Total interest expense | $1,724,000 | 1,258 |
| Net interest income | $9,363,000 | 1,798 |
| Provision for loan and lease losses | $1,050,000 | 660 |
| Total noninterest income | $1,654,000 | 2,000 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $802,000 | 1,130 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $852,000 | 2,245 |
| Total noninterest expense | $6,367,000 | 2,186 |
| Salaries and employee benefits | $3,526,000 | 2,188 |
| Premises and equipment expense | $601,000 | 2,506 |
| Additional noninterest expense | $2,240,000 | 1,976 |
| Pre-tax net operating income | $3,600,000 | 1,691 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,229,000 | 1,242 |
| Income before extraordinary items | $2,371,000 | 2,037 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,371,000 | 2,036 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,371,000 | 2,037 |
| Net charge-offs | $548,000 | 739 |
| Cash dividends | $200,000 | 3,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,371,000 | 1,971 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,320,000 | 1,735 |
| Total interest expense | $1,132,000 | 1,260 |
| Net interest income | $6,188,000 | 1,815 |
| Provision for loan and lease losses | $650,000 | 688 |
| Total noninterest income | $1,130,000 | 1,952 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $510,000 | 1,172 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $620,000 | 2,100 |
| Total noninterest expense | $4,234,000 | 2,199 |
| Salaries and employee benefits | $2,346,000 | 2,206 |
| Premises and equipment expense | $392,000 | 2,547 |
| Additional noninterest expense | $1,496,000 | 1,972 |
| Pre-tax net operating income | $2,434,000 | 1,666 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $834,000 | 1,216 |
| Income before extraordinary items | $1,600,000 | 1,998 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,600,000 | 1,998 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,600,000 | 1,998 |
| Net charge-offs | $410,000 | 688 |
| Cash dividends | $200,000 | 2,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,600,000 | 1,935 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,625,000 | 1,756 |
| Total interest expense | $559,000 | 1,268 |
| Net interest income | $3,066,000 | 1,835 |
| Provision for loan and lease losses | $250,000 | 792 |
| Total noninterest income | $549,000 | 1,948 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $249,000 | 1,190 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $300,000 | 2,092 |
| Total noninterest expense | $2,150,000 | 2,191 |
| Salaries and employee benefits | $1,162,000 | 2,232 |
| Premises and equipment expense | $191,000 | 2,621 |
| Additional noninterest expense | $797,000 | 1,864 |
| Pre-tax net operating income | $1,215,000 | 1,652 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $417,000 | 1,208 |
| Income before extraordinary items | $798,000 | 1,992 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $798,000 | 1,992 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $798,000 | 1,992 |
| Net charge-offs | $188,000 | 693 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $798,000 | 1,945 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $14,463,000 | 1,712 |
| Total interest expense | $2,208,000 | 1,260 |
| Net interest income | $12,255,000 | 1,791 |
| Provision for loan and lease losses | $1,950,000 | 465 |
| Total noninterest income | $1,787,000 | 2,256 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $865,000 | 1,390 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $922,000 | 2,489 |
| Total noninterest expense | $8,240,000 | 2,235 |
| Salaries and employee benefits | $4,248,000 | 2,357 |
| Premises and equipment expense | $878,000 | 2,395 |
| Additional noninterest expense | $3,114,000 | 1,943 |
| Pre-tax net operating income | $3,852,000 | 1,929 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,287,000 | 1,358 |
| Income before extraordinary items | $2,565,000 | 2,293 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,565,000 | 2,293 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,565,000 | 2,294 |
| Net charge-offs | $2,394,000 | 321 |
| Cash dividends | $600,000 | 2,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,565,000 | 2,255 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,849,000 | 1,726 |
| Total interest expense | $1,655,000 | 1,270 |
| Net interest income | $9,194,000 | 1,805 |
| Provision for loan and lease losses | $1,375,000 | 451 |
| Total noninterest income | $1,311,000 | 2,305 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $631,000 | 1,428 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $680,000 | 2,510 |
| Total noninterest expense | $6,250,000 | 2,216 |
| Salaries and employee benefits | $3,150,000 | 2,384 |
| Premises and equipment expense | $641,000 | 2,460 |
| Additional noninterest expense | $2,459,000 | 1,843 |
| Pre-tax net operating income | $2,880,000 | 1,972 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $972,000 | 1,401 |
| Income before extraordinary items | $1,908,000 | 2,349 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,908,000 | 2,350 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,908,000 | 2,350 |
| Net charge-offs | $1,690,000 | 313 |
| Cash dividends | $200,000 | 3,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,908,000 | 2,309 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,169,000 | 1,741 |
| Total interest expense | $1,104,000 | 1,270 |
| Net interest income | $6,065,000 | 1,820 |
| Provision for loan and lease losses | $575,000 | 681 |
| Total noninterest income | $864,000 | 2,327 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $408,000 | 1,445 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $456,000 | 2,518 |
| Total noninterest expense | $4,161,000 | 2,230 |
| Salaries and employee benefits | $2,122,000 | 2,383 |
| Premises and equipment expense | $415,000 | 2,524 |
| Additional noninterest expense | $1,624,000 | 1,862 |
| Pre-tax net operating income | $2,193,000 | 1,771 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $754,000 | 1,279 |
| Income before extraordinary items | $1,439,000 | 2,122 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,439,000 | 2,124 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,439,000 | 2,124 |
| Net charge-offs | $225,000 | 1,106 |
| Cash dividends | $200,000 | 2,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,439,000 | 2,073 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,545,000 | 1,757 |
| Total interest expense | $552,000 | 1,270 |
| Net interest income | $2,993,000 | 1,836 |
| Provision for loan and lease losses | $300,000 | 621 |
| Total noninterest income | $398,000 | 2,399 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $197,000 | 1,464 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $201,000 | 2,625 |
| Total noninterest expense | $2,006,000 | 2,300 |
| Salaries and employee benefits | $994,000 | 2,544 |
| Premises and equipment expense | $207,000 | 2,582 |
| Additional noninterest expense | $805,000 | 1,874 |
| Pre-tax net operating income | $1,085,000 | 1,732 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $374,000 | 1,242 |
| Income before extraordinary items | $711,000 | 2,113 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $711,000 | 2,114 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $711,000 | 2,114 |
| Net charge-offs | $284,000 | 559 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $711,000 | 2,046 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $14,560,000 | 1,721 |
| Total interest expense | $2,517,000 | 1,162 |
| Net interest income | $12,043,000 | 1,823 |
| Provision for loan and lease losses | $3,225,000 | 306 |
| Total noninterest income | $1,612,000 | 2,410 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $903,000 | 1,422 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $709,000 | 2,798 |
| Total noninterest expense | $8,056,000 | 2,312 |
| Salaries and employee benefits | $4,181,000 | 2,405 |
| Premises and equipment expense | $893,000 | 2,456 |
| Additional noninterest expense | $2,982,000 | 2,045 |
| Pre-tax net operating income | $2,374,000 | 2,680 |
| Securities gains (losses) | $5,000 | 2,877 |
| Applicable income taxes | $724,000 | 1,861 |
| Income before extraordinary items | $1,655,000 | 3,064 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,655,000 | 3,064 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,655,000 | 3,065 |
| Net charge-offs | $4,069,000 | 273 |
| Cash dividends | $200,000 | 3,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,651,500 | 3,015 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,909,000 | 1,724 |
| Total interest expense | $1,935,000 | 1,153 |
| Net interest income | $8,974,000 | 1,838 |
| Provision for loan and lease losses | $3,125,000 | 238 |
| Total noninterest income | $1,321,000 | 2,294 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $683,000 | 1,423 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $638,000 | 2,567 |
| Total noninterest expense | $5,968,000 | 2,335 |
| Salaries and employee benefits | $3,108,000 | 2,410 |
| Premises and equipment expense | $658,000 | 2,523 |
| Additional noninterest expense | $2,202,000 | 2,069 |
| Pre-tax net operating income | $1,202,000 | 3,431 |
| Securities gains (losses) | $4,000 | 2,611 |
| Applicable income taxes | $357,000 | 2,303 |
| Income before extraordinary items | $849,000 | 3,809 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $849,000 | 3,810 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $849,000 | 3,812 |
| Net charge-offs | $3,985,000 | 218 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $846,200 | 3,756 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,318,000 | 1,703 |
| Total interest expense | $1,322,000 | 1,136 |
| Net interest income | $5,996,000 | 1,834 |
| Provision for loan and lease losses | $1,540,000 | 313 |
| Total noninterest income | $957,000 | 2,147 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $447,000 | 1,429 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $510,000 | 2,283 |
| Total noninterest expense | $3,910,000 | 2,372 |
| Salaries and employee benefits | $2,070,000 | 2,422 |
| Premises and equipment expense | $446,000 | 2,496 |
| Additional noninterest expense | $1,394,000 | 2,148 |
| Pre-tax net operating income | $1,503,000 | 2,268 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $507,000 | 1,529 |
| Income before extraordinary items | $996,000 | 2,647 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $996,000 | 2,651 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $996,000 | 2,651 |
| Net charge-offs | $1,943,000 | 293 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $996,000 | 2,603 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,615,000 | 1,721 |
| Total interest expense | $663,000 | 1,138 |
| Net interest income | $2,952,000 | 1,845 |
| Provision for loan and lease losses | $635,000 | 367 |
| Total noninterest income | $468,000 | 2,129 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $218,000 | 1,434 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $250,000 | 2,260 |
| Total noninterest expense | $2,011,000 | 2,328 |
| Salaries and employee benefits | $1,037,000 | 2,425 |
| Premises and equipment expense | $232,000 | 2,463 |
| Additional noninterest expense | $742,000 | 2,032 |
| Pre-tax net operating income | $774,000 | 2,144 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $263,000 | 1,465 |
| Income before extraordinary items | $511,000 | 2,518 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $511,000 | 2,521 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $511,000 | 2,521 |
| Net charge-offs | $1,183,000 | 265 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $511,000 | 2,471 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $14,586,000 | 1,703 |
| Total interest expense | $2,741,000 | 1,234 |
| Net interest income | $11,845,000 | 1,815 |
| Provision for loan and lease losses | $3,173,000 | 418 |
| Total noninterest income | $2,240,000 | 1,993 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,094,000 | 1,242 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,146,000 | 2,195 |
| Total noninterest expense | $7,889,000 | 2,371 |
| Salaries and employee benefits | $3,936,000 | 2,509 |
| Premises and equipment expense | $927,000 | 2,402 |
| Additional noninterest expense | $3,026,000 | 2,066 |
| Pre-tax net operating income | $3,023,000 | 2,155 |
| Securities gains (losses) | $1,000 | 3,056 |
| Applicable income taxes | $1,010,000 | 1,456 |
| Income before extraordinary items | $2,014,000 | 2,594 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,014,000 | 2,597 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,014,000 | 2,597 |
| Net charge-offs | $4,509,000 | 369 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,013,330 | 2,526 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,874,000 | 1,724 |
| Total interest expense | $2,051,000 | 1,277 |
| Net interest income | $8,823,000 | 1,823 |
| Provision for loan and lease losses | $2,550,000 | 392 |
| Total noninterest income | $1,780,000 | 1,956 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $841,000 | 1,218 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $939,000 | 2,138 |
| Total noninterest expense | $5,657,000 | 2,469 |
| Salaries and employee benefits | $2,945,000 | 2,524 |
| Premises and equipment expense | $701,000 | 2,410 |
| Additional noninterest expense | $2,011,000 | 2,292 |
| Pre-tax net operating income | $2,396,000 | 2,137 |
| Securities gains (losses) | $1,000 | 2,916 |
| Applicable income taxes | $807,000 | 1,437 |
| Income before extraordinary items | $1,590,000 | 2,547 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,590,000 | 2,551 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,590,000 | 2,551 |
| Net charge-offs | $3,751,000 | 346 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,589,340 | 2,463 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,122,000 | 1,756 |
| Total interest expense | $1,356,000 | 1,318 |
| Net interest income | $5,766,000 | 1,853 |
| Provision for loan and lease losses | $2,025,000 | 354 |
| Total noninterest income | $1,285,000 | 1,875 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $559,000 | 1,204 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $726,000 | 1,961 |
| Total noninterest expense | $3,652,000 | 2,539 |
| Salaries and employee benefits | $1,960,000 | 2,537 |
| Premises and equipment expense | $466,000 | 2,416 |
| Additional noninterest expense | $1,226,000 | 2,484 |
| Pre-tax net operating income | $1,374,000 | 2,359 |
| Securities gains (losses) | $1,000 | 2,688 |
| Applicable income taxes | $451,000 | 1,620 |
| Income before extraordinary items | $924,000 | 2,805 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $924,000 | 2,809 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $924,000 | 2,809 |
| Net charge-offs | $1,876,000 | 481 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $923,330 | 2,701 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,443,000 | 1,834 |
| Total interest expense | $665,000 | 1,392 |
| Net interest income | $2,778,000 | 1,922 |
| Provision for loan and lease losses | $1,364,000 | 294 |
| Total noninterest income | $530,000 | 2,146 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $271,000 | 1,234 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $259,000 | 2,412 |
| Total noninterest expense | $1,746,000 | 2,682 |
| Salaries and employee benefits | $984,000 | 2,543 |
| Premises and equipment expense | $243,000 | 2,362 |
| Additional noninterest expense | $519,000 | 2,896 |
| Pre-tax net operating income | $198,000 | 4,470 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $32,000 | 3,314 |
| Income before extraordinary items | $166,000 | 4,582 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $166,000 | 4,583 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $166,000 | 4,584 |
| Net charge-offs | $564,000 | 705 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $166,000 | 4,483 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $15,488,000 | 1,715 |
| Total interest expense | $2,906,000 | 1,527 |
| Net interest income | $12,582,000 | 1,749 |
| Provision for loan and lease losses | $4,475,000 | 554 |
| Total noninterest income | $2,161,000 | 2,079 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,227,000 | 1,156 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $934,000 | 2,466 |
| Total noninterest expense | $7,263,000 | 2,580 |
| Salaries and employee benefits | $3,659,000 | 2,668 |
| Premises and equipment expense | $943,000 | 2,379 |
| Additional noninterest expense | $2,661,000 | 2,432 |
| Pre-tax net operating income | $3,005,000 | 2,093 |
| Securities gains (losses) | $42,000 | 2,832 |
| Applicable income taxes | $1,018,000 | 1,454 |
| Income before extraordinary items | $2,029,000 | 2,561 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,029,000 | 2,563 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,029,000 | 2,562 |
| Net charge-offs | $2,714,000 | 908 |
| Cash dividends | $600,000 | 2,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,000,860 | 2,467 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,667,000 | 1,732 |
| Total interest expense | $2,175,000 | 1,603 |
| Net interest income | $9,492,000 | 1,758 |
| Provision for loan and lease losses | $3,763,000 | 508 |
| Total noninterest income | $1,594,000 | 2,101 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $917,000 | 1,169 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $677,000 | 2,517 |
| Total noninterest expense | $5,472,000 | 2,583 |
| Salaries and employee benefits | $2,762,000 | 2,668 |
| Premises and equipment expense | $709,000 | 2,407 |
| Additional noninterest expense | $2,001,000 | 2,419 |
| Pre-tax net operating income | $1,851,000 | 2,496 |
| Securities gains (losses) | $42,000 | 2,536 |
| Applicable income taxes | $625,000 | 1,707 |
| Income before extraordinary items | $1,268,000 | 2,961 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,268,000 | 2,961 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,268,000 | 2,960 |
| Net charge-offs | $1,606,000 | 1,066 |
| Cash dividends | $200,000 | 2,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,239,860 | 2,855 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,803,000 | 1,731 |
| Total interest expense | $1,455,000 | 1,653 |
| Net interest income | $6,348,000 | 1,755 |
| Provision for loan and lease losses | $2,620,000 | 518 |
| Total noninterest income | $1,071,000 | 2,068 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $615,000 | 1,144 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $456,000 | 2,455 |
| Total noninterest expense | $3,738,000 | 2,528 |
| Salaries and employee benefits | $1,861,000 | 2,652 |
| Premises and equipment expense | $453,000 | 2,507 |
| Additional noninterest expense | $1,424,000 | 2,270 |
| Pre-tax net operating income | $1,061,000 | 2,733 |
| Securities gains (losses) | $5,000 | 2,890 |
| Applicable income taxes | $340,000 | 1,915 |
| Income before extraordinary items | $726,000 | 3,261 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $726,000 | 3,260 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $726,000 | 3,262 |
| Net charge-offs | $531,000 | 1,703 |
| Cash dividends | $200,000 | 2,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $722,600 | 3,099 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,998,000 | 1,715 |
| Total interest expense | $718,000 | 1,734 |
| Net interest income | $3,280,000 | 1,694 |
| Provision for loan and lease losses | $525,000 | 1,016 |
| Total noninterest income | $543,000 | 2,036 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $311,000 | 1,132 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $232,000 | 2,436 |
| Total noninterest expense | $1,745,000 | 2,685 |
| Salaries and employee benefits | $935,000 | 2,656 |
| Premises and equipment expense | $211,000 | 2,689 |
| Additional noninterest expense | $599,000 | 2,668 |
| Pre-tax net operating income | $1,553,000 | 1,132 |
| Securities gains (losses) | $5,000 | 1,907 |
| Applicable income taxes | $562,000 | 800 |
| Income before extraordinary items | $996,000 | 1,468 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $996,000 | 1,468 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $996,000 | 1,469 |
| Net charge-offs | $88,000 | 2,553 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $992,800 | 1,387 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $15,018,000 | 1,876 |
| Total interest expense | $3,473,000 | 1,713 |
| Net interest income | $11,545,000 | 1,903 |
| Provision for loan and lease losses | $2,765,000 | 1,266 |
| Total noninterest income | $1,842,000 | 2,139 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,147,000 | 1,292 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $695,000 | 2,646 |
| Total noninterest expense | $7,110,000 | 2,634 |
| Salaries and employee benefits | $3,545,000 | 2,719 |
| Premises and equipment expense | $920,000 | 2,587 |
| Additional noninterest expense | $2,645,000 | 2,481 |
| Pre-tax net operating income | $3,512,000 | 1,590 |
| Securities gains (losses) | $3,000 | 3,591 |
| Applicable income taxes | $1,175,000 | 1,205 |
| Income before extraordinary items | $2,340,000 | 1,974 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,340,000 | 1,975 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,340,000 | 1,975 |
| Net charge-offs | $2,440,000 | 1,380 |
| Cash dividends | $200,000 | 3,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,337,990 | 1,896 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,183,000 | 1,913 |
| Total interest expense | $2,647,000 | 1,748 |
| Net interest income | $8,536,000 | 1,936 |
| Provision for loan and lease losses | $2,315,000 | 1,120 |
| Total noninterest income | $1,435,000 | 2,068 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $850,000 | 1,314 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $585,000 | 2,463 |
| Total noninterest expense | $5,384,000 | 2,610 |
| Salaries and employee benefits | $2,633,000 | 2,731 |
| Premises and equipment expense | $665,000 | 2,705 |
| Additional noninterest expense | $2,086,000 | 2,368 |
| Pre-tax net operating income | $2,272,000 | 1,897 |
| Securities gains (losses) | $2,000 | 3,369 |
| Applicable income taxes | $763,000 | 1,340 |
| Income before extraordinary items | $1,511,000 | 2,299 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,511,000 | 2,299 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,511,000 | 2,300 |
| Net charge-offs | $1,202,000 | 1,721 |
| Cash dividends | $200,000 | 2,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,509,680 | 2,204 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,402,000 | 1,943 |
| Total interest expense | $1,813,000 | 1,765 |
| Net interest income | $5,589,000 | 1,964 |
| Provision for loan and lease losses | $1,700,000 | 1,027 |
| Total noninterest income | $958,000 | 2,057 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $554,000 | 1,311 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $404,000 | 2,425 |
| Total noninterest expense | $3,593,000 | 2,626 |
| Salaries and employee benefits | $1,719,000 | 2,805 |
| Premises and equipment expense | $441,000 | 2,725 |
| Additional noninterest expense | $1,433,000 | 2,339 |
| Pre-tax net operating income | $1,254,000 | 2,160 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $408,000 | 1,499 |
| Income before extraordinary items | $846,000 | 2,586 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $846,000 | 2,586 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $846,000 | 2,586 |
| Net charge-offs | $511,000 | 2,117 |
| Cash dividends | $200,000 | 2,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $846,000 | 2,499 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,671,000 | 1,968 |
| Total interest expense | $907,000 | 1,819 |
| Net interest income | $2,764,000 | 1,983 |
| Provision for loan and lease losses | $700,000 | 1,128 |
| Total noninterest income | $474,000 | 2,081 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $263,000 | 1,358 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $211,000 | 2,397 |
| Total noninterest expense | $1,738,000 | 2,724 |
| Salaries and employee benefits | $840,000 | 2,876 |
| Premises and equipment expense | $225,000 | 2,710 |
| Additional noninterest expense | $673,000 | 2,465 |
| Pre-tax net operating income | $800,000 | 1,777 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $270,000 | 1,217 |
| Income before extraordinary items | $530,000 | 2,146 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $530,000 | 2,145 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $530,000 | 2,146 |
| Net charge-offs | $451,000 | 1,421 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $530,000 | 2,100 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $15,278,000 | 1,977 |
| Total interest expense | $4,059,000 | 1,971 |
| Net interest income | $11,219,000 | 1,936 |
| Provision for loan and lease losses | $2,700,000 | 1,733 |
| Total noninterest income | $1,922,000 | 2,125 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,134,000 | 1,338 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $788,000 | 2,521 |
| Total noninterest expense | $6,866,000 | 2,767 |
| Salaries and employee benefits | $3,252,000 | 2,911 |
| Premises and equipment expense | $885,000 | 2,743 |
| Additional noninterest expense | $2,729,000 | 2,483 |
| Pre-tax net operating income | $3,575,000 | 1,391 |
| Securities gains (losses) | $4,000 | 3,501 |
| Applicable income taxes | $1,208,000 | 1,063 |
| Income before extraordinary items | $2,371,000 | 1,736 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,371,000 | 1,737 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,371,000 | 1,738 |
| Net charge-offs | $4,310,000 | 1,142 |
| Cash dividends | $600,000 | 2,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,368,360 | 1,671 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,452,000 | 2,024 |
| Total interest expense | $3,059,000 | 2,042 |
| Net interest income | $8,393,000 | 1,974 |
| Provision for loan and lease losses | $2,000,000 | 1,654 |
| Total noninterest income | $1,465,000 | 2,123 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $841,000 | 1,399 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $624,000 | 2,426 |
| Total noninterest expense | $4,930,000 | 2,875 |
| Salaries and employee benefits | $2,427,000 | 2,932 |
| Premises and equipment expense | $675,000 | 2,745 |
| Additional noninterest expense | $1,828,000 | 2,693 |
| Pre-tax net operating income | $2,928,000 | 1,358 |
| Securities gains (losses) | $1,000 | 3,533 |
| Applicable income taxes | $990,000 | 1,008 |
| Income before extraordinary items | $1,939,000 | 1,696 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,939,000 | 1,700 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,939,000 | 1,700 |
| Net charge-offs | $1,467,000 | 1,797 |
| Cash dividends | $200,000 | 2,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,938,340 | 1,616 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,583,000 | 2,060 |
| Total interest expense | $2,049,000 | 2,115 |
| Net interest income | $5,534,000 | 2,005 |
| Provision for loan and lease losses | $1,600,000 | 1,453 |
| Total noninterest income | $977,000 | 2,090 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $547,000 | 1,433 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $430,000 | 2,312 |
| Total noninterest expense | $3,267,000 | 2,895 |
| Salaries and employee benefits | $1,601,000 | 2,966 |
| Premises and equipment expense | $443,000 | 2,797 |
| Additional noninterest expense | $1,223,000 | 2,673 |
| Pre-tax net operating income | $1,644,000 | 1,580 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $552,000 | 1,129 |
| Income before extraordinary items | $1,093,000 | 1,963 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,093,000 | 1,963 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,093,000 | 1,963 |
| Net charge-offs | $680,000 | 2,120 |
| Cash dividends | $200,000 | 2,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,092,340 | 1,870 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,659,000 | 2,182 |
| Total interest expense | $1,025,000 | 2,214 |
| Net interest income | $2,634,000 | 2,122 |
| Provision for loan and lease losses | $850,000 | 1,311 |
| Total noninterest income | $501,000 | 2,027 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $266,000 | 1,470 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $235,000 | 2,161 |
| Total noninterest expense | $1,635,000 | 2,913 |
| Salaries and employee benefits | $792,000 | 3,042 |
| Premises and equipment expense | $226,000 | 2,810 |
| Additional noninterest expense | $617,000 | 2,643 |
| Pre-tax net operating income | $650,000 | 1,960 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $213,000 | 1,360 |
| Income before extraordinary items | $437,000 | 2,401 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $437,000 | 2,400 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $437,000 | 2,401 |
| Net charge-offs | $174,000 | 2,583 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $437,000 | 2,310 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,894,000 | 2,237 |
| Total interest expense | $4,996,000 | 2,263 |
| Net interest income | $9,898,000 | 2,210 |
| Provision for loan and lease losses | $4,005,000 | 1,657 |
| Total noninterest income | $1,889,000 | 2,203 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,173,000 | 1,463 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $716,000 | 2,621 |
| Total noninterest expense | $6,436,000 | 3,004 |
| Salaries and employee benefits | $3,072,000 | 3,105 |
| Premises and equipment expense | $994,000 | 2,587 |
| Additional noninterest expense | $2,370,000 | 2,876 |
| Pre-tax net operating income | $1,346,000 | 2,523 |
| Securities gains (losses) | $20,000 | 3,038 |
| Applicable income taxes | $341,000 | 1,913 |
| Income before extraordinary items | $1,025,000 | 2,724 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,025,000 | 2,723 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,025,000 | 2,724 |
| Net charge-offs | $2,201,000 | 1,923 |
| Cash dividends | $600,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,010,000 | 2,700 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,074,000 | 2,296 |
| Total interest expense | $3,729,000 | 2,363 |
| Net interest income | $7,345,000 | 2,230 |
| Provision for loan and lease losses | $1,275,000 | 2,437 |
| Total noninterest income | $1,401,000 | 2,279 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $869,000 | 1,481 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $532,000 | 2,712 |
| Total noninterest expense | $4,765,000 | 3,044 |
| Salaries and employee benefits | $2,287,000 | 3,161 |
| Premises and equipment expense | $715,000 | 2,731 |
| Additional noninterest expense | $1,763,000 | 2,858 |
| Pre-tax net operating income | $2,706,000 | 1,205 |
| Securities gains (losses) | $19,000 | 2,769 |
| Applicable income taxes | $936,000 | 886 |
| Income before extraordinary items | $1,789,000 | 1,503 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,789,000 | 1,501 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,789,000 | 1,503 |
| Net charge-offs | $758,000 | 2,548 |
| Cash dividends | $200,000 | 3,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,776,460 | 1,474 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,324,000 | 2,351 |
| Total interest expense | $2,490,000 | 2,461 |
| Net interest income | $4,834,000 | 2,255 |
| Provision for loan and lease losses | $675,000 | 2,537 |
| Total noninterest income | $916,000 | 2,316 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $548,000 | 1,524 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $368,000 | 2,667 |
| Total noninterest expense | $3,149,000 | 3,094 |
| Salaries and employee benefits | $1,515,000 | 3,207 |
| Premises and equipment expense | $476,000 | 2,762 |
| Additional noninterest expense | $1,158,000 | 2,918 |
| Pre-tax net operating income | $1,926,000 | 1,183 |
| Securities gains (losses) | $3,000 | 2,873 |
| Applicable income taxes | $666,000 | 859 |
| Income before extraordinary items | $1,263,000 | 1,476 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,263,000 | 1,474 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,263,000 | 1,475 |
| Net charge-offs | $344,000 | 2,772 |
| Cash dividends | $200,000 | 2,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,261,050 | 1,453 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,621,000 | 2,398 |
| Total interest expense | $1,235,000 | 2,559 |
| Net interest income | $2,386,000 | 2,293 |
| Provision for loan and lease losses | $275,000 | 2,441 |
| Total noninterest income | $450,000 | 2,294 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $257,000 | 1,578 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $193,000 | 2,573 |
| Total noninterest expense | $1,486,000 | 3,167 |
| Salaries and employee benefits | $755,000 | 3,259 |
| Premises and equipment expense | $246,000 | 2,701 |
| Additional noninterest expense | $485,000 | 3,082 |
| Pre-tax net operating income | $1,075,000 | 1,195 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $374,000 | 879 |
| Income before extraordinary items | $701,000 | 1,549 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $701,000 | 1,551 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $701,000 | 1,551 |
| Net charge-offs | $45,000 | 3,676 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $701,000 | 1,471 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $15,021,000 | 2,459 |
| Total interest expense | $6,047,000 | 2,501 |
| Net interest income | $8,974,000 | 2,430 |
| Provision for loan and lease losses | $1,936,000 | 1,835 |
| Total noninterest income | $1,927,000 | 2,197 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,188,000 | 1,502 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $739,000 | 2,561 |
| Total noninterest expense | $6,289,000 | 2,946 |
| Salaries and employee benefits | $2,963,000 | 3,289 |
| Premises and equipment expense | $1,178,000 | 2,289 |
| Additional noninterest expense | $2,148,000 | 2,683 |
| Pre-tax net operating income | $2,676,000 | 1,984 |
| Securities gains (losses) | $14,000 | 2,367 |
| Applicable income taxes | $766,000 | 1,438 |
| Income before extraordinary items | $1,924,000 | 2,067 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,924,000 | 2,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,288,000 | 1,702 |
| Cash dividends | $600,000 | 3,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,913,920 | 2,187 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,291,000 | 2,509 |
| Total interest expense | $4,646,000 | 2,537 |
| Net interest income | $6,645,000 | 2,481 |
| Provision for loan and lease losses | $650,000 | 2,355 |
| Total noninterest income | $1,454,000 | 2,251 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $893,000 | 1,515 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $561,000 | 2,626 |
| Total noninterest expense | $4,440,000 | 3,092 |
| Salaries and employee benefits | $2,162,000 | 3,412 |
| Premises and equipment expense | $828,000 | 2,417 |
| Additional noninterest expense | $1,450,000 | 2,863 |
| Pre-tax net operating income | $3,009,000 | 1,621 |
| Securities gains (losses) | $13,000 | 2,250 |
| Applicable income taxes | $1,042,000 | 1,112 |
| Income before extraordinary items | $1,980,000 | 1,794 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,980,000 | 1,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $654,000 | 1,672 |
| Cash dividends | $200,000 | 3,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,971,420 | 1,897 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,572,000 | 2,526 |
| Total interest expense | $3,235,000 | 2,534 |
| Net interest income | $4,337,000 | 2,521 |
| Provision for loan and lease losses | $300,000 | 2,524 |
| Total noninterest income | $952,000 | 2,311 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $676,000 | 1,313 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $276,000 | 3,168 |
| Total noninterest expense | $2,971,000 | 3,086 |
| Salaries and employee benefits | $1,435,000 | 3,456 |
| Premises and equipment expense | $592,000 | 2,281 |
| Additional noninterest expense | $944,000 | 2,889 |
| Pre-tax net operating income | $2,018,000 | 1,681 |
| Securities gains (losses) | $10,000 | 2,438 |
| Applicable income taxes | $699,000 | 1,232 |
| Income before extraordinary items | $1,329,000 | 1,997 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,329,000 | 1,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 2,828 |
| Cash dividends | $200,000 | 3,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,322,400 | 1,967 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,825,000 | 2,569 |
| Total interest expense | $1,693,000 | 2,592 |
| Net interest income | $2,132,000 | 2,555 |
| Provision for loan and lease losses | $150,000 | 2,123 |
| Total noninterest income | $501,000 | 2,234 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $319,000 | 1,370 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $182,000 | 2,713 |
| Total noninterest expense | $1,486,000 | 3,093 |
| Salaries and employee benefits | $713,000 | 3,498 |
| Premises and equipment expense | $348,000 | 1,956 |
| Additional noninterest expense | $425,000 | 3,125 |
| Pre-tax net operating income | $997,000 | 1,791 |
| Securities gains (losses) | $9,000 | 2,013 |
| Applicable income taxes | $346,000 | 1,333 |
| Income before extraordinary items | $660,000 | 2,132 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $660,000 | 2,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 2,013 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $654,060 | 2,080 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,429,000 | 2,794 |
| Total interest expense | $6,843,000 | 2,692 |
| Net interest income | $7,586,000 | 2,879 |
| Provision for loan and lease losses | $853,000 | 1,610 |
| Total noninterest income | $1,851,000 | 2,342 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,203,000 | 1,494 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $648,000 | 2,885 |
| Total noninterest expense | $5,494,000 | 3,190 |
| Salaries and employee benefits | $2,699,000 | 3,511 |
| Premises and equipment expense | $1,027,000 | 2,511 |
| Additional noninterest expense | $1,768,000 | 2,983 |
| Pre-tax net operating income | $3,090,000 | 2,404 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $1,000,000 | 1,866 |
| Income before extraordinary items | $2,092,000 | 2,724 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,092,000 | 2,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,068,000 | 972 |
| Cash dividends | $600,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,090,640 | 2,709 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,651,000 | 2,830 |
| Total interest expense | $4,968,000 | 2,750 |
| Net interest income | $5,683,000 | 2,880 |
| Provision for loan and lease losses | $300,000 | 2,302 |
| Total noninterest income | $1,350,000 | 2,378 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $872,000 | 1,509 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $478,000 | 2,922 |
| Total noninterest expense | $3,731,000 | 3,430 |
| Salaries and employee benefits | $2,009,000 | 3,517 |
| Premises and equipment expense | $512,000 | 3,491 |
| Additional noninterest expense | $1,210,000 | 3,170 |
| Pre-tax net operating income | $3,002,000 | 2,106 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $1,036,000 | 1,603 |
| Income before extraordinary items | $1,967,000 | 2,410 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,967,000 | 2,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $472,000 | 1,126 |
| Cash dividends | $200,000 | 4,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,966,340 | 2,385 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,892,000 | 2,923 |
| Total interest expense | $3,167,000 | 2,865 |
| Net interest income | $3,725,000 | 2,953 |
| Provision for loan and lease losses | $150,000 | 2,579 |
| Total noninterest income | $894,000 | 2,399 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $562,000 | 1,563 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $332,000 | 2,859 |
| Total noninterest expense | $2,399,000 | 3,566 |
| Salaries and employee benefits | $1,332,000 | 3,568 |
| Premises and equipment expense | $329,000 | 3,603 |
| Additional noninterest expense | $738,000 | 3,405 |
| Pre-tax net operating income | $2,070,000 | 2,093 |
| Securities gains (losses) | $1,000 | 1,305 |
| Applicable income taxes | $718,000 | 1,632 |
| Income before extraordinary items | $1,353,000 | 2,395 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,353,000 | 2,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $288,000 | 1,053 |
| Cash dividends | $200,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,352,350 | 2,378 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,328,000 | 3,004 |
| Total interest expense | $1,505,000 | 2,982 |
| Net interest income | $1,823,000 | 3,015 |
| Provision for loan and lease losses | $50,000 | 3,068 |
| Total noninterest income | $413,000 | 2,505 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $261,000 | 1,649 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $152,000 | 2,994 |
| Total noninterest expense | $1,215,000 | 3,537 |
| Salaries and employee benefits | $664,000 | 3,602 |
| Premises and equipment expense | $173,000 | 3,492 |
| Additional noninterest expense | $378,000 | 3,323 |
| Pre-tax net operating income | $971,000 | 2,225 |
| Securities gains (losses) | $1,000 | 1,055 |
| Applicable income taxes | $334,000 | 1,729 |
| Income before extraordinary items | $638,000 | 2,508 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $638,000 | 2,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 1,400 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $637,340 | 2,483 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,093,000 | 3,068 |
| Total interest expense | $5,117,000 | 2,974 |
| Net interest income | $6,976,000 | 3,113 |
| Provision for loan and lease losses | $500,000 | 1,903 |
| Total noninterest income | $1,683,000 | 2,494 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,079,000 | 1,645 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $604,000 | 3,004 |
| Total noninterest expense | $4,528,000 | 3,622 |
| Salaries and employee benefits | $2,392,000 | 3,729 |
| Premises and equipment expense | $510,000 | 4,207 |
| Additional noninterest expense | $1,626,000 | 3,080 |
| Pre-tax net operating income | $3,631,000 | 2,407 |
| Securities gains (losses) | $7,000 | 1,177 |
| Applicable income taxes | $1,233,000 | 1,927 |
| Income before extraordinary items | $2,405,000 | 2,694 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,405,000 | 2,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $912,000 | 747 |
| Cash dividends | $600,000 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,400,380 | 2,687 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,869,000 | 3,104 |
| Total interest expense | $3,584,000 | 3,058 |
| Net interest income | $5,285,000 | 3,116 |
| Provision for loan and lease losses | $350,000 | 1,901 |
| Total noninterest income | $1,231,000 | 2,558 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $796,000 | 1,664 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $435,000 | 3,076 |
| Total noninterest expense | $3,224,000 | 3,761 |
| Salaries and employee benefits | $1,758,000 | 3,791 |
| Premises and equipment expense | $308,000 | 4,848 |
| Additional noninterest expense | $1,158,000 | 3,229 |
| Pre-tax net operating income | $2,942,000 | 2,370 |
| Securities gains (losses) | $6,000 | 998 |
| Applicable income taxes | $1,010,000 | 1,870 |
| Income before extraordinary items | $1,938,000 | 2,632 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,938,000 | 2,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,286 |
| Cash dividends | $200,000 | 4,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,934,040 | 2,626 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,678,000 | 3,170 |
| Total interest expense | $2,216,000 | 3,129 |
| Net interest income | $3,462,000 | 3,164 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $834,000 | 2,524 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $515,000 | 1,697 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $319,000 | 2,899 |
| Total noninterest expense | $2,164,000 | 3,746 |
| Salaries and employee benefits | $1,163,000 | 3,826 |
| Premises and equipment expense | $203,000 | 4,881 |
| Additional noninterest expense | $798,000 | 3,142 |
| Pre-tax net operating income | $2,132,000 | 2,201 |
| Securities gains (losses) | $6,000 | 812 |
| Applicable income taxes | $739,000 | 1,781 |
| Income before extraordinary items | $1,399,000 | 2,475 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,399,000 | 2,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 2,631 |
| Cash dividends | $200,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,395,100 | 2,465 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,722,000 | 3,227 |
| Total interest expense | $1,033,000 | 3,180 |
| Net interest income | $1,689,000 | 3,215 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $412,000 | 2,506 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $255,000 | 1,654 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $157,000 | 2,899 |
| Total noninterest expense | $1,141,000 | 3,617 |
| Salaries and employee benefits | $578,000 | 3,867 |
| Premises and equipment expense | $95,000 | 5,109 |
| Additional noninterest expense | $468,000 | 2,697 |
| Pre-tax net operating income | $960,000 | 2,349 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $327,000 | 1,910 |
| Income before extraordinary items | $633,000 | 2,635 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $633,000 | 2,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 8,494 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $633,000 | 2,615 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,271,000 | 3,086 |
| Total interest expense | $3,427,000 | 2,989 |
| Net interest income | $6,844,000 | 3,094 |
| Provision for loan and lease losses | $550,000 | 1,758 |
| Total noninterest income | $1,553,000 | 2,632 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $994,000 | 1,744 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $559,000 | 3,185 |
| Total noninterest expense | $4,065,000 | 3,823 |
| Salaries and employee benefits | $2,235,000 | 3,802 |
| Premises and equipment expense | $407,000 | 4,796 |
| Additional noninterest expense | $1,423,000 | 3,360 |
| Pre-tax net operating income | $3,782,000 | 2,304 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $1,255,000 | 1,932 |
| Income before extraordinary items | $2,532,000 | 2,574 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,532,000 | 2,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,111,000 | 622 |
| Cash dividends | $600,000 | 3,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,528,650 | 2,557 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,564,000 | 3,084 |
| Total interest expense | $2,429,000 | 2,999 |
| Net interest income | $5,135,000 | 3,082 |
| Provision for loan and lease losses | $550,000 | 1,284 |
| Total noninterest income | $1,129,000 | 2,690 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $740,000 | 1,743 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $389,000 | 3,328 |
| Total noninterest expense | $2,954,000 | 3,879 |
| Salaries and employee benefits | $1,680,000 | 3,772 |
| Premises and equipment expense | $291,000 | 4,939 |
| Additional noninterest expense | $983,000 | 3,547 |
| Pre-tax net operating income | $2,760,000 | 2,375 |
| Securities gains (losses) | $4,000 | 1,810 |
| Applicable income taxes | $937,000 | 1,969 |
| Income before extraordinary items | $1,827,000 | 2,663 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,827,000 | 2,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $726,000 | 633 |
| Cash dividends | $200,000 | 4,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,824,360 | 2,624 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,935,000 | 3,073 |
| Total interest expense | $1,616,000 | 2,881 |
| Net interest income | $3,319,000 | 3,131 |
| Provision for loan and lease losses | $400,000 | 1,185 |
| Total noninterest income | $760,000 | 2,631 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $495,000 | 1,702 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $265,000 | 3,287 |
| Total noninterest expense | $1,904,000 | 3,967 |
| Salaries and employee benefits | $1,144,000 | 3,700 |
| Premises and equipment expense | $192,000 | 4,954 |
| Additional noninterest expense | $568,000 | 3,967 |
| Pre-tax net operating income | $1,775,000 | 2,396 |
| Securities gains (losses) | $4,000 | 1,659 |
| Applicable income taxes | $600,000 | 2,004 |
| Income before extraordinary items | $1,179,000 | 2,689 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,179,000 | 2,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 883 |
| Cash dividends | $200,000 | 3,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,176,360 | 2,654 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,423,000 | 3,069 |
| Total interest expense | $716,000 | 3,059 |
| Net interest income | $1,707,000 | 3,050 |
| Provision for loan and lease losses | $200,000 | 1,128 |
| Total noninterest income | $377,000 | 2,604 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $233,000 | 1,747 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $144,000 | 3,044 |
| Total noninterest expense | $981,000 | 3,901 |
| Salaries and employee benefits | $571,000 | 3,707 |
| Premises and equipment expense | $93,000 | 5,112 |
| Additional noninterest expense | $317,000 | 3,630 |
| Pre-tax net operating income | $903,000 | 2,347 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $305,000 | 1,950 |
| Income before extraordinary items | $599,000 | 2,625 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $599,000 | 2,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,584 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $598,340 | 2,591 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,327,000 | 3,010 |
| Total interest expense | $2,375,000 | 3,177 |
| Net interest income | $6,952,000 | 2,903 |
| Provision for loan and lease losses | $950,000 | 1,095 |
| Total noninterest income | $1,533,000 | 2,645 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $950,000 | 1,841 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $583,000 | 3,033 |
| Total noninterest expense | $4,212,000 | 3,588 |
| Salaries and employee benefits | $2,252,000 | 3,630 |
| Premises and equipment expense | $468,000 | 4,293 |
| Additional noninterest expense | $1,492,000 | 3,134 |
| Pre-tax net operating income | $3,323,000 | 2,376 |
| Securities gains (losses) | $-77,000 | 8,677 |
| Applicable income taxes | $1,052,000 | 2,068 |
| Income before extraordinary items | $2,194,000 | 2,703 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,194,000 | 2,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $336,000 | 1,828 |
| Cash dividends | $1,600,000 | 1,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,246,360 | 2,598 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,887,000 | 3,020 |
| Total interest expense | $1,724,000 | 3,207 |
| Net interest income | $5,163,000 | 2,917 |
| Provision for loan and lease losses | $450,000 | 1,575 |
| Total noninterest income | $1,089,000 | 2,758 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $699,000 | 1,890 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $390,000 | 3,242 |
| Total noninterest expense | $2,881,000 | 3,839 |
| Salaries and employee benefits | $1,685,000 | 3,619 |
| Premises and equipment expense | $293,000 | 4,823 |
| Additional noninterest expense | $903,000 | 3,708 |
| Pre-tax net operating income | $2,921,000 | 2,115 |
| Securities gains (losses) | $-78,000 | 8,869 |
| Applicable income taxes | $962,000 | 1,840 |
| Income before extraordinary items | $1,881,000 | 2,451 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,881,000 | 2,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,322 |
| Cash dividends | $1,200,000 | 1,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,932,480 | 2,339 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,518,000 | 3,039 |
| Total interest expense | $1,122,000 | 3,254 |
| Net interest income | $3,396,000 | 2,941 |
| Provision for loan and lease losses | $400,000 | 1,225 |
| Total noninterest income | $707,000 | 2,817 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $457,000 | 1,905 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $250,000 | 3,321 |
| Total noninterest expense | $1,908,000 | 3,885 |
| Salaries and employee benefits | $1,134,000 | 3,602 |
| Premises and equipment expense | $173,000 | 5,252 |
| Additional noninterest expense | $601,000 | 3,743 |
| Pre-tax net operating income | $1,795,000 | 2,235 |
| Securities gains (losses) | $-60,000 | 8,929 |
| Applicable income taxes | $579,000 | 1,987 |
| Income before extraordinary items | $1,156,000 | 2,605 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,156,000 | 2,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,594 |
| Cash dividends | $1,200,000 | 1,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,196,200 | 2,465 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,245,000 | 3,073 |
| Total interest expense | $559,000 | 3,298 |
| Net interest income | $1,686,000 | 2,948 |
| Provision for loan and lease losses | $250,000 | 948 |
| Total noninterest income | $314,000 | 3,010 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $213,000 | 1,966 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $101,000 | 3,702 |
| Total noninterest expense | $949,000 | 3,925 |
| Salaries and employee benefits | $563,000 | 3,653 |
| Premises and equipment expense | $82,000 | 5,449 |
| Additional noninterest expense | $304,000 | 3,713 |
| Pre-tax net operating income | $801,000 | 2,427 |
| Securities gains (losses) | $-73,000 | 9,054 |
| Applicable income taxes | $236,000 | 2,279 |
| Income before extraordinary items | $492,000 | 2,979 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $492,000 | 2,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 1,934 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $541,640 | 2,659 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,209,000 | 3,050 |
| Total interest expense | $2,617,000 | 3,231 |
| Net interest income | $6,592,000 | 2,915 |
| Provision for loan and lease losses | $1,821,000 | 700 |
| Total noninterest income | $1,531,000 | 2,808 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $929,000 | 1,863 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $602,000 | 3,246 |
| Total noninterest expense | $3,814,000 | 3,843 |
| Salaries and employee benefits | $2,142,000 | 3,706 |
| Premises and equipment expense | $391,000 | 4,792 |
| Additional noninterest expense | $1,281,000 | 3,533 |
| Pre-tax net operating income | $2,488,000 | 2,900 |
| Securities gains (losses) | $17,000 | 3,315 |
| Applicable income taxes | $848,000 | 2,429 |
| Income before extraordinary items | $1,657,000 | 3,307 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,657,000 | 3,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,043,000 | 896 |
| Cash dividends | $600,000 | 3,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,645,780 | 3,174 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,903,000 | 3,091 |
| Total interest expense | $2,034,000 | 3,245 |
| Net interest income | $4,869,000 | 2,971 |
| Provision for loan and lease losses | $1,050,000 | 855 |
| Total noninterest income | $1,170,000 | 2,834 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $702,000 | 1,845 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $468,000 | 3,246 |
| Total noninterest expense | $2,793,000 | 3,900 |
| Salaries and employee benefits | $1,607,000 | 3,694 |
| Premises and equipment expense | $267,000 | 5,106 |
| Additional noninterest expense | $919,000 | 3,650 |
| Pre-tax net operating income | $2,196,000 | 2,647 |
| Securities gains (losses) | $16,000 | 3,083 |
| Applicable income taxes | $708,000 | 2,369 |
| Income before extraordinary items | $1,504,000 | 2,958 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,504,000 | 2,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $428,000 | 1,322 |
| Cash dividends | $200,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,493,120 | 2,826 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,580,000 | 3,127 |
| Total interest expense | $1,394,000 | 3,263 |
| Net interest income | $3,186,000 | 3,007 |
| Provision for loan and lease losses | $600,000 | 971 |
| Total noninterest income | $805,000 | 2,751 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $466,000 | 1,812 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $339,000 | 3,071 |
| Total noninterest expense | $1,855,000 | 3,907 |
| Salaries and employee benefits | $1,053,000 | 3,761 |
| Premises and equipment expense | $182,000 | 5,012 |
| Additional noninterest expense | $620,000 | 3,617 |
| Pre-tax net operating income | $1,536,000 | 2,534 |
| Securities gains (losses) | $6,000 | 3,151 |
| Applicable income taxes | $497,000 | 2,322 |
| Income before extraordinary items | $1,045,000 | 2,878 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,045,000 | 2,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 1,302 |
| Cash dividends | $200,000 | 3,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,040,920 | 2,721 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,275,000 | 3,151 |
| Total interest expense | $706,000 | 3,299 |
| Net interest income | $1,569,000 | 3,044 |
| Provision for loan and lease losses | $300,000 | 910 |
| Total noninterest income | $402,000 | 2,664 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $221,000 | 1,853 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $181,000 | 2,891 |
| Total noninterest expense | $912,000 | 3,954 |
| Salaries and employee benefits | $528,000 | 3,737 |
| Premises and equipment expense | $92,000 | 4,977 |
| Additional noninterest expense | $292,000 | 3,731 |
| Pre-tax net operating income | $759,000 | 2,573 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $267,000 | 2,219 |
| Income before extraordinary items | $493,000 | 2,977 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $493,000 | 2,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 1,693 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $492,350 | 2,842 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,710,000 | 3,096 |
| Total interest expense | $3,046,000 | 3,501 |
| Net interest income | $6,664,000 | 2,860 |
| Provision for loan and lease losses | $1,900,000 | 775 |
| Total noninterest income | $1,305,000 | 2,902 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $938,000 | 1,710 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $367,000 | 3,848 |
| Total noninterest expense | $3,740,000 | 3,746 |
| Salaries and employee benefits | $1,978,000 | 3,767 |
| Premises and equipment expense | $412,000 | 4,544 |
| Additional noninterest expense | $1,350,000 | 3,249 |
| Pre-tax net operating income | $2,329,000 | 3,050 |
| Securities gains (losses) | $26,000 | 2,961 |
| Applicable income taxes | $747,000 | 2,717 |
| Income before extraordinary items | $1,608,000 | 3,322 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,608,000 | 3,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,573,000 | 653 |
| Cash dividends | $600,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,590,320 | 3,253 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,895,000 | 3,077 |
| Total interest expense | $4,644,000 | 3,367 |
| Net interest income | $6,251,000 | 2,837 |
| Provision for loan and lease losses | $1,450,000 | 937 |
| Total noninterest income | $1,109,000 | 3,097 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $858,000 | 1,777 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $251,000 | 4,486 |
| Total noninterest expense | $3,461,000 | 3,856 |
| Salaries and employee benefits | $1,767,000 | 3,968 |
| Premises and equipment expense | $487,000 | 3,968 |
| Additional noninterest expense | $1,207,000 | 3,479 |
| Pre-tax net operating income | $2,449,000 | 2,709 |
| Securities gains (losses) | $8,000 | 3,714 |
| Applicable income taxes | $872,000 | 2,290 |
| Income before extraordinary items | $1,585,000 | 3,091 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,585,000 | 3,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $915,000 | 1,002 |
| Cash dividends | $600,000 | 3,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,579,800 | 3,005 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,921,000 | 3,160 |
| Total interest expense | $5,038,000 | 3,293 |
| Net interest income | $5,883,000 | 3,008 |
| Provision for loan and lease losses | $2,025,000 | 609 |
| Total noninterest income | $1,061,000 | 3,008 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $675,000 | 2,055 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $386,000 | 3,435 |
| Total noninterest expense | $3,066,000 | 4,157 |
| Salaries and employee benefits | $1,602,000 | 4,143 |
| Premises and equipment expense | $457,000 | 4,082 |
| Additional noninterest expense | $1,007,000 | 3,979 |
| Pre-tax net operating income | $1,853,000 | 3,501 |
| Securities gains (losses) | $3,000 | 1,519 |
| Applicable income taxes | $518,000 | 3,409 |
| Income before extraordinary items | $1,338,000 | 3,557 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,338,000 | 3,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,342,000 | 615 |
| Cash dividends | $600,000 | 3,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,335,840 | 3,547 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,479,000 | 3,385 |
| Total interest expense | $3,965,000 | 3,608 |
| Net interest income | $5,514,000 | 3,148 |
| Provision for loan and lease losses | $775,000 | 1,221 |
| Total noninterest income | $892,000 | 3,364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $568,000 | 2,355 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $324,000 | 3,841 |
| Total noninterest expense | $2,830,000 | 4,426 |
| Salaries and employee benefits | $1,478,000 | 4,394 |
| Premises and equipment expense | $446,000 | 4,162 |
| Additional noninterest expense | $906,000 | 4,360 |
| Pre-tax net operating income | $2,801,000 | 2,550 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $1,002,000 | 2,215 |
| Income before extraordinary items | $1,801,000 | 2,810 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,801,000 | 2,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $503,000 | 1,217 |
| Cash dividends | $600,000 | 3,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,799,720 | 2,772 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,768,000 | 3,614 |
| Total interest expense | $3,739,000 | 3,892 |
| Net interest income | $5,029,000 | 3,367 |
| Provision for loan and lease losses | $635,000 | 1,422 |
| Total noninterest income | $824,000 | 3,548 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $442,000 | 2,865 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $382,000 | 3,529 |
| Total noninterest expense | $2,456,000 | 4,830 |
| Salaries and employee benefits | $1,339,000 | 4,649 |
| Premises and equipment expense | $299,000 | 5,389 |
| Additional noninterest expense | $818,000 | 4,607 |
| Pre-tax net operating income | $2,762,000 | 2,565 |
| Securities gains (losses) | $14,000 | 2,712 |
| Applicable income taxes | $1,018,000 | 2,287 |
| Income before extraordinary items | $1,758,000 | 2,844 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,758,000 | 2,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $621,000 | 1,059 |
| Cash dividends | $480,000 | 3,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,749,040 | 2,772 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,350,000 | 3,821 |
| Total interest expense | $3,450,000 | 4,188 |
| Net interest income | $4,900,000 | 3,554 |
| Provision for loan and lease losses | $600,000 | 1,510 |
| Total noninterest income | $570,000 | 4,569 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $440,000 | 2,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 6,075 |
| Total noninterest expense | $2,114,000 | 5,437 |
| Salaries and employee benefits | $1,213,000 | 5,048 |
| Premises and equipment expense | $204,000 | 6,772 |
| Additional noninterest expense | $697,000 | 5,238 |
| Pre-tax net operating income | $2,756,000 | 2,695 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,072,000 | 2,303 |
| Income before extraordinary items | $1,684,000 | 3,012 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,684,000 | 3,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 2,242 |
| Cash dividends | $440,000 | 3,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,684,000 | 2,956 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,587,000 | 4,236 |
| Total interest expense | $3,133,000 | 4,598 |
| Net interest income | $4,454,000 | 3,921 |
| Provision for loan and lease losses | $300,000 | 2,555 |
| Total noninterest income | $975,000 | 3,191 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $419,000 | 3,216 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $556,000 | 2,716 |
| Total noninterest expense | $2,106,000 | 5,728 |
| Salaries and employee benefits | $1,145,000 | 5,418 |
| Premises and equipment expense | $174,000 | 7,546 |
| Additional noninterest expense | $787,000 | 5,268 |
| Pre-tax net operating income | $3,023,000 | 2,358 |
| Securities gains (losses) | $6,000 | 2,865 |
| Applicable income taxes | $1,125,000 | 2,117 |
| Income before extraordinary items | $1,904,000 | 2,557 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,904,000 | 2,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $348,000 | 1,864 |
| Cash dividends | $400,000 | 3,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,900,160 | 2,516 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,995,000 | 4,559 |
| Total interest expense | $2,940,000 | 4,859 |
| Net interest income | $4,055,000 | 4,261 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $567,000 | 4,768 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $360,000 | 3,684 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 5,033 |
| Total noninterest expense | $2,015,000 | 5,946 |
| Salaries and employee benefits | $1,094,000 | 5,620 |
| Premises and equipment expense | $155,000 | 8,146 |
| Additional noninterest expense | $766,000 | 5,436 |
| Pre-tax net operating income | $2,607,000 | 2,727 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $737,000 | 3,095 |
| Income before extraordinary items | $1,866,000 | 2,661 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,866,000 | 2,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-212,000 | 11,862 |
| Cash dividends | $400,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,868,880 | 2,626 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,189,000 | 4,727 |
| Total interest expense | $2,205,000 | 5,150 |
| Net interest income | $3,984,000 | 4,397 |
| Provision for loan and lease losses | $275,000 | 2,418 |
| Total noninterest income | $576,000 | 4,798 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $352,000 | 3,813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $224,000 | 4,900 |
| Total noninterest expense | $1,923,000 | 6,400 |
| Salaries and employee benefits | $968,000 | 6,252 |
| Premises and equipment expense | $166,000 | 8,170 |
| Additional noninterest expense | $789,000 | 5,756 |
| Pre-tax net operating income | $2,362,000 | 2,988 |
| Securities gains (losses) | $36,000 | 1,361 |
| Applicable income taxes | $828,000 | 2,694 |
| Income before extraordinary items | $1,570,000 | 3,057 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,570,000 | 3,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $319,000 | 1,834 |
| Cash dividends | $340,000 | 4,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,546,600 | 3,118 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,662,000 | 5,205 |
| Total interest expense | $1,996,000 | 5,844 |
| Net interest income | $3,666,000 | 4,762 |
| Provision for loan and lease losses | $780,000 | 1,547 |
| Total noninterest income | $705,000 | 4,417 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $346,000 | 3,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $359,000 | 4,049 |
| Total noninterest expense | $1,759,000 | 7,012 |
| Salaries and employee benefits | $906,000 | 6,678 |
| Premises and equipment expense | $143,000 | 9,102 |
| Additional noninterest expense | $710,000 | 6,490 |
| Pre-tax net operating income | $1,832,000 | 3,610 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $645,000 | 3,366 |
| Income before extraordinary items | $1,187,000 | 4,058 |
| Extraordinary gains, net | $215,000 | 966 |
| Net income | $1,402,000 | 3,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $461,000 | 1,863 |
| Cash dividends | $340,000 | 4,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,187,000 | 3,866 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,995,000 | 5,494 |
| Total interest expense | $2,447,000 | 6,093 |
| Net interest income | $3,548,000 | 4,948 |
| Provision for loan and lease losses | $825,000 | 2,114 |
| Total noninterest income | $585,000 | 5,056 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $358,000 | 3,833 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $227,000 | 5,269 |
| Total noninterest expense | $1,831,000 | 6,851 |
| Salaries and employee benefits | $831,000 | 7,056 |
| Premises and equipment expense | $129,000 | 9,729 |
| Additional noninterest expense | $871,000 | 5,670 |
| Pre-tax net operating income | $1,477,000 | 4,088 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $463,000 | 4,256 |
| Income before extraordinary items | $1,014,000 | 4,438 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,014,000 | 4,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $256,000 | 3,671 |
| Cash dividends | $260,000 | 4,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,014,000 | 4,123 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.