Home > Wayne County Bank and Trust Company > Loan Charge- Offs and Recoveries
Wayne County Bank and Trust Company, Loan Charge- Offs and Recoveries
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $165,000 | 3,846 |
| Loans secured by real estate, total | $113,000 | 1,797 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $113,000 | 1,797 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $105,000 | 1,108 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $8,000 | 2,228 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $29,000 | 4,541 |
| Loans to individuals | $23,000 | 5,232 |
| Credit card loan charge offs | $1,000 | 3,518 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $22,000 | 4,857 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,333 |
| Total recoveries | $292,000 | 1,261 |
| Loans secured by real estate, total | $101,000 | 982 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $101,000 | 982 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $59,000 | 81 |
| Secured by 1-4 family residential properties - total recoveries | $42,000 | 841 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $115,000 | 1,224 |
| Loans to individuals | $76,000 | 1,342 |
| Credit card loan recoveries | $0 | 2,801 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $76,000 | 1,195 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $122,000 | 58 |
| Net charge-offs | $-127,000 | 12,300 |
| Loans secured by real estate, total | $12,000 | 3,612 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $12,000 | 3,613 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $-59,000 | 11,004 |
| Secured by 1-4 family residential properties- net charge-offs | $63,000 | 1,278 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $8,000 | 1,859 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-86,000 | 12,079 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $-53,000 | 12,508 |
| Credit card loan net charge offs | $1,000 | 3,225 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-54,000 | 12,493 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $-122,000 | 9,846 |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $88,000 | 6,286 |
| Loans secured by real estate, total | $27,000 | 4,265 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $27,000 | 4,264 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $18,000 | 3,374 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $9,000 | 2,708 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $13,000 | 6,813 |
| Loans to individuals | $48,000 | 3,983 |
| Credit card loan charge offs | $0 | 4,176 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $48,000 | 3,559 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,635 |
| Total recoveries | $208,000 | 1,796 |
| Loans secured by real estate, total | $7,000 | 3,899 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $7,000 | 3,899 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $7,000 | 2,509 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $127,000 | 1,246 |
| Loans to individuals | $74,000 | 1,485 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $74,000 | 1,316 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $14,000 | 804 |
| Net charge-offs | $-120,000 | 12,992 |
| Loans secured by real estate, total | $20,000 | 3,961 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $20,000 | 3,960 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $11,000 | 3,442 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $9,000 | 2,361 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-114,000 | 12,948 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $-26,000 | 13,113 |
| Credit card loan net charge offs | $0 | 3,895 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-26,000 | 13,070 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $-14,000 | 9,929 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $868,000 | 2,032 |
| Loans secured by real estate, total | $192,000 | 2,205 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $192,000 | 2,205 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $85,000 | 146 |
| Total charge-offs secured by 1-4 family residential properties | $65,000 | 2,106 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $42,000 | 2,341 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $438,000 | 1,544 |
| Loans to individuals | $238,000 | 1,660 |
| Credit card loan charge offs | $3,000 | 3,275 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $235,000 | 1,381 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $173,000 | 2,213 |
| Loans secured by real estate, total | $3,000 | 4,858 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $3,000 | 4,857 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $1,000 | 4,105 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $2,000 | 2,082 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $120,000 | 1,349 |
| Loans to individuals | $50,000 | 2,084 |
| Credit card loan recoveries | $1,000 | 2,231 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $49,000 | 1,922 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $695,000 | 1,984 |
| Loans secured by real estate, total | $189,000 | 2,002 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $189,000 | 2,002 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $85,000 | 125 |
| Secured by 1-4 family residential properties- net charge-offs | $64,000 | 1,850 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $40,000 | 2,200 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $318,000 | 1,649 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $188,000 | 1,525 |
| Credit card loan net charge offs | $2,000 | 3,295 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $186,000 | 1,210 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.