Home > Wayne County Bank and Trust Company > Income and Expense
Wayne County Bank and Trust Company, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,408,000 | 7,472 |
| Total interest expense | $1,492,000 | 6,916 |
| Net interest income | $1,916,000 | 7,761 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $274,000 | 7,591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 6,941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 6,774 |
| Total noninterest expense | $1,709,000 | 6,956 |
| Salaries and employee benefits | $877,000 | 6,771 |
| Premises and equipment expense | $260,000 | 6,355 |
| Additional noninterest expense | $572,000 | 7,239 |
| Pre-tax net operating income | $481,000 | 8,785 |
| Securities gains (losses) | $16,000 | 1,924 |
| Applicable income taxes | $87,000 | 9,652 |
| Income before extraordinary items | $410,000 | 8,109 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $410,000 | 8,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-127,000 | 12,300 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $396,880 | 8,272 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,351,000 | 7,753 |
| Total interest expense | $1,537,000 | 7,086 |
| Net interest income | $1,814,000 | 8,208 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $281,000 | 7,923 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 7,803 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 6,357 |
| Total noninterest expense | $1,782,000 | 6,940 |
| Salaries and employee benefits | $894,000 | 6,750 |
| Premises and equipment expense | $236,000 | 6,969 |
| Additional noninterest expense | $652,000 | 6,923 |
| Pre-tax net operating income | $313,000 | 10,133 |
| Securities gains (losses) | $31,000 | 4,064 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $344,000 | 8,998 |
| Extraordinary gains, net | $117,000 | 1,443 |
| Net income | $461,000 | 8,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-120,000 | 12,992 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $313,000 | 9,070 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,160,000 | 7,303 |
| Total interest expense | $2,238,000 | 6,540 |
| Net interest income | $1,922,000 | 7,968 |
| Provision for loan and lease losses | $805,000 | 2,140 |
| Total noninterest income | $231,000 | 8,843 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 8,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 7,542 |
| Total noninterest expense | $1,927,000 | 6,576 |
| Salaries and employee benefits | $915,000 | 6,533 |
| Premises and equipment expense | $265,000 | 6,528 |
| Additional noninterest expense | $747,000 | 6,436 |
| Pre-tax net operating income | $-579,000 | 13,338 |
| Securities gains (losses) | $50,000 | 4,121 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-529,000 | 13,391 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-529,000 | 13,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $695,000 | 1,984 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-579,000 | 13,311 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.